 Introduction
 Derivation of Word Bank
Chapter 1 : BEGINNING AND
EVOLUTION OF BANK
Chapter 2 : COMMERCIAL BANK
Chapter 3: E ( ELECTRONIC )
BANKING
Chapter 4: CENTRAL BANK
 History of the Bank
 Evolution of the Bank
 Definition of the Bank
 Kinds of the Bank
 Formation of the Bank
 Characteristics of Stable
Banking System
 Introduction and Definition of
Commercial Bank
 Functions of Commercial Bank
 Commercial Banks and
Economic Development
 Cash Reserve of Bank and its
Factors
 Creation of Credit by
Commercial Banks
 Organizational Structure of
Commercial Bank
 Balance Sheet of Commercial
Bank
 Introduction & Advantages
 Credit Card
 Debit Card
 Automated Teller Machine
(i) Introduction & Working
(ii) ATM Card & its use
(iii) Advantages of ATM
 Online Banking
 Mobile Phone / Phone Banking
 Introduction and Growth of
Central Bank
 Definition of Central Bank
and its Principles
 Functions of Central Bank
 Clearing House and Working of
 Clearing House
 Tools of Monetary Policy
 Difficulties in Controlling Credit
 Difference between Central
Bank and Commercial Bank
 Definition of Scheduled & Non-
Scheduled Bank
 Difference between Scheduled &
Chapter 5: SCHEDULED & Non-Scheduled Bank
NON- SCHEDULED BANKS  Merits of Scheduled Bank
 Procedure to Convert Non-
Scheduled Bank into
Scheduled Bank
 Introduction and Definition of
Bank Account
 Causes of Opening a Bank
Account
 Procedure of Opening a Bank
Account
Chapter 5: BANK ACCOUNTS  Precaution of Bank Before
Opening an Account
 Documents of Bank
 Types of Bank Accounts
 Comparison of Different Bank
Accounts
 Merits of Opening bank Account
 Definition of Banker and
Customer
 Relationship between Banker
Chapter 7 : BANKER AND and Customer
CUSTOMER RELATIONSHIP  Rights and Duties of Customer
 Rights and Duties of Banker
 Termination of relationship
 Kinds of Bank’s Customer
and their characteristics

 Sources of Bank Funds
 Use of Bank Funds
 (i) Advancing Loans
(ii) Direct Investment
(iii) Purchase of shares
Chapter 8 : BANK FUNDS AND & Debentures
THEIR USE  Principles of Advancing Loans
 Precaution of Advancing Loans
 Securities and their
Characteristics
 Kinds of securities
 Terms used in Bank Loans
 Word Credit and its Definition
 Credit instruments,
Characteristics and its
kinds
 History of Cheque
and Definition
Chapter 9 : NEGOTIABLE  Parties of Cheque and its
INSTRUMENTS (I) Elements
 Characteristics and Advantages
of Cheque
 Kinds of Cheque
 Comparison of Bearer, order
and Cross Cheques
 Causes of Dishonoring Cheque
 Endorsement of Cheque,
its elements and Types
 Crossing of Cheque and types
 Suggestions to improve the use
of Cheques
 Definition and Parties of Bills of
Exchange
 Characteristics of Bills
of Exchange
 Kinds of Bills of Exchange
 Advantages of Bills of Exchange
 Definition and Parties of
Chapter 10 : NEGOTIABLE Promissory Note
INSTRUMENTS (II)  Kinds of Promissory Note
 Definition, Parties and Kinds of

Chapter 11 : NON-NEGOTIABLE
INSTRUMENTS
Chapter 12 : FOREIGN
EXCHANGE TRANSACTIONS
Chapter 13 : MONEY MARKET
Chapter 14 : BANKING SYSTEM
Bank Draft
 Features and Merits of
Bank Draft
 Definition and Features of
Treasury Bill
 Comparison of Different Credit
Instruments
 Banker’s Letters of Credit
(I) Commercial Letter of Credit
(II) Personal Letters of Credit
 Money Order
 Postal Order
 I Owe You (I.O.U.)
 Stock Certificate
 Meaning and Importance of
Foreign Exchange
 Kinds of Foreign Exchange
Transactions
 Methods of Making Foreign
Payments
 Foreign Exchange Market and its
Functions
 Exchange Control, its
Objectives and Methods
 Determination of Exchange Rate
 Types of Exchange Rate
 Causes of Changes in
Exchange Rate
 Introduction & Definition
 Institutions of Money Market
 Functions of Money Market
 Features of Good Money Market
 Money Market in Pakistan
 Banking System of Pakistan
and its Elements
 Nationalization of Banks
 Privatization of Banks
 Pakistan’s Important
IN PAKISTAN Financial Institutions
(I) State Bank of Pakistan
(II) National Bank of Pakistan
(III) Z.T.B.L
(IV) I.D.B.L
 Concept of Riba & Interest
 Pakistan and Islamic Banking
Chapter 15 : ISLAMIC BANKING  Interest Free Modes of Financing
 Islamic Development
Bank (I.D.B)
Chapter 16 :  Banking Terms