Umesh Kumar Srivastava

: +91 9820058424
@:Umesh.Srivastava58@gmail.com
DOB: 12-JAN-1958

Professional Experience

Bank of India 01st Feb 2015-31st Jan 2018

Deputy General Manager-Ahmedabad Large Corporate Branch

− Head of Ahmedabad Large Corporate Branch managing business (Funded and Non-Funded) exposure of Rs 7500 Cr
−Redressal of customer complaints of Large Corporate
−Head of Joint lenders’ forum (JLF) for accounts where BOI was the leader of the consortium
−Heading consortium meetings for accounts where BOI was the leader of the consortium
−Attending JLF and consortium meetings of wholesale credit accounts where BOI was a participant bank
−Overseeing stressed accounts of large corporate including Suit filed, SARFAESI and NCLT cases
−Member of Head office team for formulation of credit policy for the bank
−Member of National Banking Group level Credit Committee for sanction of credit proposals of ticket size Rs 25 Cr-Rs
75 Cr
−Member of National Banking Group level Post sanction review committee of sanctioned credit of National Banking
Group-Central covering Gujarat and Madhya Pradesh
−Member of 3 member committee on staff accountability review committee for examining staff accountability aspects
for wholesale and retail credit for National Banking Group-Central covering states of Gujarat and Madhya Pradesh
−Member of 3 member committee of internal advisory committee on vigilance matters for examination of vigilance
angle in wholesale & retail credit for National Banking Group-Central covering states of Gujarat and Madhya
Pradesh
− Member of 3 member zonal committee on staff accountability review on wholesale and retail credit for Ahmedabad
Zone

Bank of India 01st Oct 2013-31st Jan 2015

Assistant General Manager & Head of Credit Processing Cell-Ahmedabad Large Corporate Branch

−Incharge of Credit appraisal team which included processing of credit appraisal for credit decision of ticket size greater
than 100 Cr
−Vetting of proposals to be recommended to higher authorities for sanction
−Preparing facility documents for credit disbursal
−Issue of sanction/facility letters to corporates
−Incharge of credit monitoring team of large corporate
−Identification of early warning signals and remedial measures thereof
−Incharge of recovery team of large corporate which included stressed account & suit filed cases
−Filing of suits/SARFAESI cases and NCLT cases
−Renewal/review of credit facilities
−Supervision of credit facilities
−Vetting of enforceability of documents for filing of suit/examination of staff accountability
−Member of credit risk evaluation committee of National Banking Group-Central covering states of Gujarat and
Madhya Pradesh. (Rs 25 Cr- Rs 75 Cr)
−Redressal of Customer complaints

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Bank of India 01st June 2011-30th Sep 2013
Assistant General Manager & Head-SME City Centre, Mumbai South

− Head of credit appraisal team of Mumbai South Zone for Large credit & MSME credit for proposals of ticket size of Rs
5 Cr-Rs 100 Cr
−Responsible for achievement of Credit budget of the zone
−Member of Zonal level credit committee for sanction of Wholesale & retail credit proposals. (Rs 5 Cr-Rs 25 Cr)
−Member of staff accountability review committee of Mumbai South Zone (Rs 5 Cr-Rs 25 Cr)
−Member of the post sanction review committee of Mumbai South Zone

Bank of India 01st Oct 2009-31st May 2011

Assistant General Manager-Nana Chowk Branch, Mumbai South Zone

−Branch Head of Nana Chowk Branch-an Exceptionally Large branch having business mix of Rs 600 Crs
−Business expansion of the branch
−Redressal of Customer complaints
−Disciplinary authority of staff and officers’ upto Scale III

Bank of India 01st June 2008-30th Sep 2009

Chief Manager-Rajouri Garden Branch, New Delhi

− Branch Head of Rajouri Garden Branch, New Delhi

− Business expansion of the branch/compliance & redressal of customer complaints

Bank of India 01st June 2005-31st May 2008

Chief Manager-Ansari Road Branch, New Delhi

− Branch Head of Ansari Road Branch, New Delhi

− Business expansion of the branch/compliance & redressal of customer complaints

Bank of India 01st Sep 1989-31st May 2005

Branch Head at Various Branches

− Branch Head at various branches across UP & Bihar

− Business expansion of the branch/compliance & redressal of customer complaints

Bank of India 15th Oct 1984-31st Aug 1989

Assistant Manager at two Branches

− Worked in Deposits, Remittances & Credit Department

Academics

LL.B -Lucknow University

B. Sc-Lucknow University
CAIIB-Indian Institute of Bankers

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