Certificate from the Sindh Bank Limited Branch Manager The Financial standing of the parents / guardian of Mr.

/ Miss. __________________________________________________ S/o. /D/o. ___________________________________________________ Resident of House No. ____________Mohallah:_____________________ Area ______________ P/o. _____________Tehsil ______________ District______________ City ________________ has been verified and is hereby confirmed as per policy of the scheme.
i. Parents CNIC No. ______________________ ii. Students CNIC No. ______________________ iii. Telephone / Cell No. _____________________ Name & Signature of Br. Manager (Office Stamp and Signature No.)
Note:- Applicant is advised to verify their parents financial standing FROM THE BANK MANAGER, otherwise application shall not be entertained. BANK MANAGER is advised to put their name and Signature No. on the Certificate otherwise application shall not be entertained.

Important Note:Branch Managers will also submit his/her Report regarding Income of parents/guardians while forwarding the applications to the Head office of Sindh Bank Limited SME/ Consumer Division Head Office Karachi. In case the applications residential address does not fall within his/her jurisdiction, the particulars (i. S.No. ii. Application No. iii. Name of the Students iv. Address v. University / Colleges vi. Subject vii. Name of the Study and viii. Parents/Guardian (Income/Profession) of the students will be forwarded by him/her to the branch of the bank nearest to the residence of the student for the assessment of the financial status of the parents/guardians. Note repeat Note that the financial status of the Parents/ guardians will be assessed by the Branch manager, keeping in view their standard of living.

THIS CERTIFICATE SHOULD BE ISSUED BY VICE CHANCELLOR/ PRINCIPAL/REGISTRAR ON INSTITUTION LETTER HEAD Certified that Mr./Miss _____________________S/o. D/o. _______________________is a bonafide student of __________________________ and studying in _________________ (Name of the Institution) * (Name of programme/subject) of _______________ under registrations / enrolment number ______________________ ** (Year of study)

It is further certified:
a) That the applicant bears good moral character and his/her behavior has been found consistently satisfactory. b) That the applicant is in real need of financial assistance. c) That the applicant is/is not receiving scholarship / stipend during the current year of study from _______________ Rs.___________ per month. d) That the applicant has obtained __________ marks out of _________in term of Percentage ______ in the last examination held on ___/____/____.
DD / MM / YY

e) That he/she has been admitted in the Institution on merit through the normal Course/procedure. f) That his/her date of admission in the institution for present programme is ____/____/_____ and fallen with in the age bracket of years ____month____ days_____
DD / MM / YY (Mandatory)

g) That all particulars mentioned by the applicant have been verified from the original documents submitted by the applicant at the time of admission. . h) That the duration of the programme / study is __________ years and will be
(No. of Years)

Completing by the end of ____/____/_____.

DD / MM / YY

i) Recommended for grant of loan for the entire/remaining period of studies.

Signature of Vice Chancellor / Principal/ Registrar

Explanation * Name of programme /subject for example M.Sc, MBA, Phd etc. ** Year of study means 1st Year, 2nd Year or 1st Semester and 2nd Semester and so on.
(d) GPA will be mentioned in term of percentage. Evidence issued by the authority must be attached. (f) Date of admission must be mentioned properly as per record of the institution.

IMPORTANT INSTRUCTIONS
Application Form will not be entertained if the same is not properly & duly filled in and found missing therewith the following documents. i) Two Photographs of Student attested by not below the rank of BPS-17. ii) Attested photocopies of Fee Challan raised/demanded by the Educational Institution and Boarding expenses (excluding meal charges). a) Income certificate from the employer i.e. Government/semi Government/ Private service b) Income Certificate from the area counselor of the Union Counsel i.e. for self employed iii) Attested photocopies of: a) Domicile b)Computerized N.I.C of Parents and Students. iv) Attested photocopies of all educational certificates a) Secondary School Certificate b) Higher Secondary Certificate C) Degree(s) d)Marks Sheet/Transcript (Last Examination) iv) A certificate (in original) from the Vice Chancellor/ Principal/Registrar of the concerned University Letter Head confirming date of admission and completion date of study v) Application shall be considered on merit according to

availability of funds. Any application which is not made on the prescribed form or is un-signed or does not contain the required particulars and documents or reaches late will not be entertained.
To be made on Rs. 200/- stamp papers.

EMPLOYMENT BOND THIS BOND is made at --------------------- on the ----------------------day of --------------------------2011 BY Mr/Ms/Mrs.s/o,d/o,w/o Mr. resident bearing CNIC#.............................................(herein after referred to as of

the Borrower) which term shall include his/her successors legal heirs ) of the One part. IN FAVOR OF SINDH BANK LIMITED , a banking company incorporated and operating under the laws of Pakistan having its registered office at 3rd Floor Federation House, Abdullah Shah Ghazi Road, Clifton Karachi (hereinafter referred to as the Bank) which term shall include its successors and assign, of the Other Part. WHEREAS on the request of the borrower and in terms of the Agreement datedbetween the Bank and the Borrower, the Bank has agreed to advance a Loan of Rs..for meeting his/her higher educational expenses in ..discipline for a maximum period of ------years or acquisition of degree whichever is earlier(hereinafter referred to as "the Educational Finance "); AND WHEREAS the said Financing will be utilized for meeting actual of Admission fee, Semester Fee and Boarding/Lodging expenses and shall be payable to the educational institution directly.

AND WHEREAS in consideration of the Educational Finance, the Borrower has agreed to execute this Bond upon the terms and conditions hereinafter appearing. Now Therefore , it is hereby agreed as follows: 1. The Borrower shall during such period of attending institution diligently apply himself to the educational activities and conform to such regulations and disciplines as may be in force with respect to the said institution. 2. Upon successful completion of the Education the Borrower covenants and undertakes to serve the Bank for a minimum period of three (3) years (hereinafter referred to as "the Contract Period"). The Contract Period commences from the date of Borrowers employment with the Bank. 3. Upon the Bank ascertaining the total Expenses incurred for the Education, subject to a Maximum of Rs (hereinafter referred to as "Total Expenses") the Bank shall attach a statement setting out the Total Expenses (hereinafter referred to as "Statement of Expenses") as Schedule to this Bond. The Statement of Expenses shall be conclusive for the purpose of this Bond to determine the Total Expenses. 4. The Borrower further covenants with the Bank that he/she will diligently complete the Education within the prescribed time and that he/she will not during the Education engage in any activity which the Bank considers not to be in the Borrowers interest in relation to the Bank. 5. In the event , the Borrower is not agreeable to serve the Bank for a minimum period of three year, he/shall repay the Loan within 5 years in equal monthly installment from the date of passing out from the Educational Institution. 6. The Borrower agrees with the Bank that if he/she shall resign or leave the service of the Bank before the expiration of the Contract Period, then in any such case the Borrower shall be liable to repay the total expenses incurred by the Bank in lump sum. 7. The Borrower shall be subject to all terms and conditions of the Financing agreement executed between the Borrower and the Bank.

SIGNED on the date first hereinabove mentioned before the following witnesse

__________________________ Borrower Witnesses: 1.. 2..

UNDERTAKING
WHEREAS Sindh Bank Ltd has offered interest free Education Loan to the selected Students pursuing Post Graduation in various disciplines. As a condition of disbursement of the said Loan, the Bank intends to ensure that its loan is repaid by the passed out students either by serving the Bank for 3 years or through their own resources. In order to ensure repayment of the Loan, the Bank need an undertaking from the Educational Institutions to the effect that the university/Institution will not release the Degree, Transcript or the Marks Certificates to the Students who benefited from the Education Loan of the Bank, without the prior written consent of the Bank. Accordingly, we hereby agree and undertake that we will not issue the degree, transcript or the mark sheet to the following students when passed out, who have availed the facility of Education Loan from Sindh Bank Ltd. unless the Bank has given its prior written consent in this respect and submit the degree/transcript as and when demanded by the Sindh Bank Limited.

Name of Student(s) Examination:

Year of Passing CNIC# of Student.

Roll No.

Signed by Designation.. Dated: