Prenatal & Child Plan

Mother & Pregnancy related

Pregnancy Complications RM5,000
Pregnancy Complications with GDM RM6,000
Death of foetus RM5,000
Death of the mother RM20,000
Death of the child (within 30 days from birth) RM5,000

Child - Birth related (Congenital)

Death of the child (within 30 days from birth) RM5,000
Incubation of the new born child RM 200/day (within 60 days)
Neonatal Jaundice requiring Phototherapy RM1000 lumpsum (within 60 days)
Treatment
Intensive Care Unit (within 1st year) RM500/day (Max 60days)
Hospitalisation due to congenital conditions Hospitalisation reimbursement up to RM30,000 p.a.
(5years)
Infectious Disease Benefit until 5 years old RM1,000

Payor Waiver Yes

in the event, one of the parent passed, or diagnosed with Critical Illness or
Parent waiver
Total Permanent Disability, the monthly insurance premium would be waived
Age: 0 - 100 (Non-Birth Related)
Medical Card (Hospitalisation benefit) Option 1 Option 2 Option 3
RM 200 /day RM 200 /day RM 300 per day
Hospital Daily Room & Board Benefit
(upto 120 days / year) (unlimited) (unlimited)
as charged as charged as charged
ICU / CCU
(upto 120days/year) (unlimted) (unlimited)
In Hospital & Related Services benefit as charged as charged as charged
Organ / Bone Marrow Transplant Benefit (once per lifetime) (unlimited) (unlimited)
Pre-hospitalisation Treatment 60 days 90 days 90 days
Post-hospitalisation Treatment 90 days 90 days
Post-hospitalisation Treatment - Serious condition 90 days
365 days 365 days
(Stroke, Heart disorders, Serious Accident & more)
Outpatient Physiotherapy Treatment RM6,000/year. (90days) RM10,000/year. (90days)
Outpatient Physiotherapy Treatment Serious RM6,000/year (90days)
RM1.48mil/year (365days) RM1.93mil/year (365days)
condition (Stroke, Heart disorders, Serious Accident
Day Surgery & Day Care Benefit as charged as charged as charged
as charged, as charged,
Home Nursing Care (180days lifetime) RM4,000 /confinement
max 20days/confinement max 20days/confinement
Outpatient cancer & kidney dialysis as charged as charged as charged
Out-Patient Dengue Fever RM2,000 per diagnosis RM2,000 per diagnosis RM2,000 per diagnosis
Optical Support (Intraocular Lenses) RM6.000 per lifetime RM6.000 per lifetime RM6.000 per lifetime
Maternity Complications (for female) none As Charged As Charged

Med Saver RM300 RM300 RM300

RM1.48million RM1.93million
Overall Annual Limit RM1.38million
increases RM100,000 yearly increases RM150,000 yearly
Lifetime Limit none none none
No Claim Benefit RM500 per year RM1,000 per year
Vaccinations, Medical Check Up, Diagnostic Test, none (provided no claim on preceeding (provided no claim on preceeding
Subscription Programs (PULSE) year) year)

Death/TPD RM25,000 RM35,000 RM35,000

Child Specified Illnesses RM25,000 RM35,000 RM35,000
160 Critical illnesses RM25,000 RM25,000 RM25,000
Accidental Disability RM25,000 RM25,000 RM25,000
Monthly Premium RM200 RM250 RM300