Professional Documents
Culture Documents
Reject Reason
Reject Reason
Credit R002
Credit R003
Credit R004
Credit R005
Credit R006
Credit R007
Credit R008
Credit R009
Credit R010
Credit R011
Credit R012
Credit R013
Credit R014
Credit R015
Credit R016
Credit R017
Credit R018
Credit R019
Credit R020
Credit R021
Credit R022
Credit R041
Credit R042
Credit R048
Credit R049
Credit R052
Credit R056
Credit R059
Credit R060
Credit R061
Credit R062
Credit R064
Credit R065
Credit R067
Credit R071
Credit R072
Credit R073
Credit R074
Credit R075
Credit R076
Credit R077
Fraud R026
Fraud R027
Fraud R028
Fraud R029
Fraud R030
Fraud R035
Fraud R053
Fraud R054
Fraud R057
Fraud R063
Fraud R066
Fraud R068
Fraud R070
Fraud R078
Fraud R079
Risk R025
Risk R031
Risk R032
Risk R033
Risk R034
Risk R039
Risk R040
Risk R043
Risk R044
Risk R045
Risk R046
Risk R047
Risk R050
Risk R051
Risk R055
Risk R058
Documents R023
Documents R024
Documents R069
Others R036
Others R037
Others R038
Others R099
Credit D001
Credit D002
Credit D003
Credit D004
Credit D005
Credit D006
Credit D007
Credit D008
Credit D009
Credit D010
Credit D011
Credit D012
Credit D013
Credit D030
Credit D031
Credit D032
Credit D033
Credit D034
Credit D035
Credit D036
Credit D037
Credit D038
Credit D039
Credit D041
Credit D042
Credit D043
Credit T001
Credit T002
Credit T003
Risk D015
Risk D016
Risk D017
Risk D018
Risk D019
Risk D020
Risk D021
Risk D022
Risk D023
Risk D025
Risk D026
Risk D027
Risk D028
Risk D029
Risk D040
Risk D044
Documents D014
Documents D024
Others D099
Cancel C001
Cancel C002
Cancel C003
Cancel C004
Cancel C005
Cancel C006
Cancel C007
Cancel C008
Cancel C009
Cancel C099
Credit R001
Credit R004
Credit R006
Credit R007
Credit R012
Credit R015
Credit R016
Credit R020
Credit R048
Credit R052
Credit R060
Credit R061
Credit R065
Credit R067
Credit R072
Risk R047
PR / R 024 - Persyaratan dokumen tidak lengkap / pasti minta akte / ada perbedaan nama ibu kandung dan DBR wajib dibawa
Bisa Recontes proses lanjut
Recontes :
BI Rating greater than 1
With involuntary cancelled card record
With bounce check record
Adverse credit record
In internal negative file, black list, suspklous
DBR not met
Over MUC cap
Below cut off score
Below minimum age requirement
Above maximum age requirement
Employment renure requirement not met
Below minimum income requirement
Above maximum loan amount
Below minimum loan amount
Employment status not permanent
Citizenship requiretment not met
Residence or employment out of coverage area
Unwilling to disclose information
Score rejected within 3 months
Unreachable phone requirement
Interest Party
Program expired
MOU Expired
Remaining credit line has been exceeded
Non - targeted company segmentation
Non - targeted individual segmentation
Unfavorable Industry/Occupation
Not met top up requirement
Not met existingcash salary loan requirement - goods Installment Loan
Not met burcau criteria
Minimum limit CC submission
Utilization rate exceted limit
Business tenure requirement not met
Restricted industry
OTI Not met
Credit Hunger
Not met program criteria requirement
Not met cross sell criteria requirement
Credit Scoracard
Company eligibility
Balance transfer requirement
Econ must be relative / family
Hit Internal fraud file
Possible fraud - fabricated payslip / documents
Possible fraud - upon telephone verification
Inconsistent income data
Information couterfelted or altemed by sales
Applicant didn't apply
Fictive company
Possible fraud - fraud data
Fabricated - payslip / document fake
Bussines bad (bad company)
Do not conducted KYC
Fraud data
Applicant is not registered as employee
Fabricated - document fake
Fabricated - payslip fake
Company not yet operative
Internal / external payment record not satlsfled
Familias opposed
Difficult to contact
Uncomfotable TV Result
Acquired unsecured loan(s) in current/last month
Certain levels of individuals that are not compatible to be granted salary loan
Wrongful information
Uncooperative emergency contact
Negative information
Negative on site result
Restricted industry
Has not yet cooperative
Company/PIC cancelled to cooperation
Company has terminated
Cash basis salary
Income proof not provided
Incomplete documents requirement
Incomplete documents requirement due to PIP program
Canceled by applicant
Duplicant application
Not strong financial capability
Others reason
With involuntary cancelled card record
With bounce check record
DBR not met
Over MUC cap
Below cut off score
Below minimum age requirement
Above Maxium age requirement
Employment tenure requiment not met
Residence or employment out of coverage area
Unwilling to disclose information
Score rejected within 3 months
Unreachable phone requirement
Program expired
Unfavorable Industry/Occupation
DTI not met
Credit Hunger
Not met cross sell criteria requirement
BI Rating greater than 1
Credit Scoracard
Non-targeted company segmentation
Company eligibility
Balance transfer requirement
Not met top up requirement
Business tenure requirement not met
Adverse credit record
Econ must be relative / family
BI Rating > 1 - Selective case
Beyond BCI Branches and ECA services area
Decrease Interest rate and processing fee
Inconsistent income data
Information couterfelted or altemed by sales
Internal / external payment record not satlsfled
Familias opposed
Difficult to contact
Uncomfotable TV Result
Test for no home landline nor mobile phone number provided
Below minimum income requirement
Acquired unsecured loan(s) in current/last month
Certain levels of individuals that are not compatible to be granted salary loan
Wrongful information
Uncooperative emergency contact
Negative information
Negative on site result
Re-availment exlusion
Onsite visit not conducted
Income proof not provided
Incomplete documents requirement
Others Deviation
Cancelled by applicant
Duplicant application
Program expired
HOU Expired
Remaining credit line has been exceeded
Company/PIC cancelled to cooperation
Company has terminated
Fraud Investigation
PIP Program
Others
BI Rating greater than 1
Adverse credit record
DBR not met
Over MUE cap
Below minimum income requirement
Employment status not permanent
Citizenship requiretment not met
Unreachable phone requirement
Non - targeted company segmentation
Unfavorable Industry/Occupation
Not met burcau criteria
Minimum limit CC submission
Restricted industry
DTI not met
Not met program criteria requirement
Restricted industry
ersyaratan dokumen tidak lengkap / pasti minta akte / ada perbedaan nama ibu kandung dan DBR wajib dibawah 75% -175%.
Bisa Recontes proses lanjut