Republic of the Philippines

Department of Education
REGION II – CAGAYAN VALLEY
SCHOOLS DIVISION OF ISABELA
RANIAG HIGH SCHOOL
RANIAG, RAMON, ISABELA

Higher Order Thinking Skills (HOTS) Questions

in General Mathematics
Grade 11 1. Given that 𝐼𝑠 = 750, r = 5% and t = 3 C computes interest,
General years, what is the principal or present maturity value,
Mathematics value? future value, and
a. ₱50 b. ₱500 present value in
c. ₱5.000 d. ₱50,000 simple interest and
compound interest
environment.
2. Given that P = ₱5,250, r = 1.25% and t C solves problems
= 5 years, find the simple interest. involving simple
a. ₱32,812.50 b. ₱3,281.25 and compound
c. ₱328.13 d. ₱32.82 interests.
Michael borrowed money from D solves problems
Castañas Cooperative Bank at 1.75% involving simple
simple interest for 5 years to add to his and compound
funds for his new business. It was
interests.
charged ₱ 5,250.00 for interest.
3. How much will he need to pay after 5
years?
a. ₱ 5,709.38 b. ₱ 9,843.75
c. ₱ 11,250.00 d. ₱ 65,250.00

4. What is the present value of the simple A finds the future

annuity of ₱ 5,000.00 payable semi- value and present
annually for 10 years if money is worth value of both
6% compounded semi-annually?
simple annuities
a. ₱ 74,387.37 b. ₱ 67,200.42
and general
c. ₱ 81,600.96 d. ₱ 34,351.87
5. With the same given in number 1, what D annuities.
is the accumulated amount (future
value)?
a. ₱ 74,387.37 b. ₱ 67,200.42
c. ₱ 81,600.96 d. ₱ 134,351.87

6. A father decided to own a lot only as B calculates the

debt that is to be paid by regular present value and
payments of ₱ 3500.00 paid at the end period of deferral
of every 2 months for 5 years. The first
of a deferred
 payment is due at the end of one year. annuity.
How many periods of deferral are
there?
a. 2 b. 5
c. 10 d. 12

The buyer of a car pay ₱300,000.00 cash calculates the fair

asdownpayment and is going to pay market value of a
₱12,000.00 monthly for 5 years if cash flow stream
money is worth 12% compounded
that includes an
monthly. B
7. How much more will he be disbursing annuity.
(present value) after paying the
downpayment amount?
a. ₱ 529,360.04 b. ₱ 539,460.09
c. ₱ 539,730.07 d. ₱ 589,733.43 B
8. What is the cash value of the car?
a. ₱ 829,360.04 b. ₱ 839,460.09
c. ₱ 839,730.07 d. ₱ 889,733.43

9. For the purchase of his car worth C solves problems

₱400,000.00, Nilo requested the buyer involving business
Lito to pay him 30% down payment. and consumer
How much will Lito pay Nilo for the
loans
down payment?
a. ₱100,000.00 b. ₱280,000.00 (amortization,
c. ₱120,000.00 d. ₱150,000.00 mortgage).
B
10. A student loan of ₱50,000.00 was
applied by Rica to support her final year
in college payable in 60 consecutive
months after her graduation. In how
many years will she need to pay fully
her student loan?
a. 3 years b. 5 years
B
c. 7 years d. 10 years
11. Magda purchased a condominium
worth ₱2,000,000.00. However, the
bank demands a 25% down payment.
How much is the mortgaged amount?
a. ₱500,000.00 b.
₱1,500,000.00
c. ₱2,000,000.00 d.
₱2,500,000.00

12. A certain corporation declared a 3% C analyzes the

dividend on a stock with a par value of different market
₱500.00 Mrs. Lingan owns 200 shares indices for stocks
of stocks with a par value of ₱ 500.00.
and bonds.
How much is the dividend she
 received?
a. ₱ 2000.00 b. ₱ 2500.00
c. ₱ 3000.00 d. ₱ 3500.00

13. Why would someone buy a bond

instead of a stock? A
a. It is a less risky investment.
b. To have ownership in a company
c. It can yield a higher return on
investment.
d. To receive dividend payments
B
14.Why would someone choose to put
money in stocks as opposed to a
savings account that earns interest?
a. They are guaranteed a return in stocks.
b. There is a potential to earn more money
in the stock market.
c. They are guaranteed a return in a
savings account.
d. There is a potential to earn more money
in the savings account.

p and q are both true propositions and r performs the

is a false proposition. different types of
15. What is the truth value of 𝑝 ∨ (𝑞 ∧ (~ operations on
𝑟))? propositions.
a. true
b. false
c. neither true nor false
d. information is insufficient

Prepared: Noted:

LOLITA D. CABILLON EFREN L. SANTIAGO

Master Teacher II Secondary School Principal I