Cash is disappearing.

Here's what that means for

tips
(intro)
Gone are the days of running to the ATM in order to get cash, to tip your
server or hairstylist. If cash was going out of style before the pandemic,
consider its reputation ruined by infection concerns that have pushed
consumers toward cashless alternatives — especially when it comes to
tipping.

Apps like PayPal let users easily facilitate peer-to-peer payments. And
Apple and Google both have their own digital payment and wallet services.
But while cashless tipping may be a consumer convenience, does it benefit
service workers who have traditionally relied on cash tips?
(part 1)
For example, digital payment company Square allows merchants to select
between a "smart tip" or a custom tip. When smart tip is turned on,
transactions of less than $10 offer four tipping options: No Tip, $1, $2 or $3.
For a transaction of $10 or more, the available tipping options are: No Tip,
15%, 20% or 25%. The custom tip setting allows businesses to select their
own options.
Another cashless payment service, Youtip uses QR codes to facilitate
digital tipping and offers similar pre-calculated options for users called
"Quick Tips." After scanning a QR code, users are prompted to either enter
a tip amount or select a "Quick Tip" option, which is a fixed amount set by
the system or the business.

(part 2)
Despite the convenience of cashless payments and tips, some service
workers still prefer cash. For example, some workers don't have access to
the banking tools necessary to accept and process digital payments.

And worst of all, some workers feel like the app steals one part of the tip.
I will explain that.

When customers add tips on their credit card, the money doesn't always go
directly to the worker. Those tips might get cut due to processing fees, for
example. Because of this, some workers don't trust that they're getting all
their cashless tips. Handing cash directly to a worker is the safest way to
ensure they are getting the entirety of their tip

(conclusion)
To conclude, there are a lot of ways to use our money to pay or to do tips.
Maybe you don’t use cash at all and wallet services, like google or apple
are totally usual for you. Or you still prefer to use cash, to be sure to see
where go the money, as for check that the money goes to the right place.

But, are you ready to live in a world where you can lose control of
your money?