Personalised proposal for securing your family

with

Hi CLIENT ,
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan

CLIENT
You pay

Yearly premium ` 60,507/-

32 years / Male
for 7 years.
Non-smoker

Age 32 38 75 Years

You get

A life cover of
Accelerated Critical Accidental Death Benefit
` 1,00,00,000/- + illness cover + ` 0/-
payable as Lump-Sum
+ Waiver of premium on ` 0/-
permanent disability
+ Terminal Illness cover

Benefit Benefit term Benefit amount

Life Insurance Cover 43 years ` 1,00,00,000/-

Accelerated Critical illness cover 0 years ` 0/-

Accidental Death Benefit 0 years ` 0/-

Premium details Payment term Premium Amount

Premium to be paid every year 7 years ` 60,507/-

 Detailed break-up of premium amount

Instalment Applicable Tax benefit

Premium taxes under

` 60,507/- ` 10,892/-
`
Life cover Section 80C

Accelerated Critical illness cover ` 0/- ` 0/- Section 80D

Accidental Death Benefit ` 0/- ` 0/- Section 80C

Total Instalment Premium ` 60,507/- ` 10,892/- ` 71,399/-

Instalment premium is as per chosen frequency.

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr 24 hrs claim settlement

Assets under management as on Quick claim settlement
March 31, 2022 process available

Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025.ICICI Pru iProtect Smart,
UIN: 105N151V07. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Jul/2022/87/0728.
 Benefit Illustration for iProtect Smart

Name/Buyer : Mr. CLIENT

Date Of Birth(Age) : 01-Jan-1991 (32 Years) Gender : Male
Smoker/Non-Smoker : Non-Smoker
Product Features
Name of the Product(Unique : ICICI Pru iProtect Smart(105N151V07) Tag Line: : Non-Linked Non-Par Life
Identification No.) Individual pure risk
premium product
Sum Assured on Death/Terminal : Rs. 10,000,000 Policy Term : 43 years
Illness
Premium Payment Option : Limited Pay 7 Years Premium Frequency : Yearly
Premium Payment Term : 7 years Benefit Option : Life
Payout option : Lump-Sum Accidental Death(AD) Benefit : 0 years
Period
Accidental Death(AD) Benefit : Rs. 0 Critical Illness(CI) Benefit : Rs. 0
Payout Term :- Accelerated Critical Illness : 0 years
(ACI) Benefit period
Sales Channel : IndusInd Bank Limited Waiver of Premium on : All future premiums
Permanent Disability(PD) due payable in the policy
to accident

Benefit Death/Terminal Accidental Death Critical Illness Total

Illness and Waiver of Benefit Benefit
Premium on PD
Tax Benefit 80C 80C 80D
Instalment Premium Rs. 60507 Rs. 0 Rs. 0 Rs. 60507
Applicable Taxes Rs. 10892 Rs. 0 Rs. 0 Rs. 10892
Total Premium Rs. 71399 Rs. 0 Rs. 0 Rs. 71399
Total installment Rs. 71399
premium payable
Total Annual Premium Rs. 60507 Rs. 0 Rs. 0 Rs. 60507
Surrender:
No surrenders are allowed in case of Regular Pay and
Limited Pay.
In case of One Pay, Surrender Value will be calculated as :
Surrender Value = Surrender Value Factor X Single
Premium

Disclaimers

1. For Smoker profiles, the premium calculated above is inclusive of an additional premium applicable for smokers.
2. The premium calculated above is based on the data provided by you.
3. The above information must be read in conjunction with the sales brochure and policy document.
4. The above illustration is applicable to a standard life from medical, life style and occupation point of view.
5. ICICI Pru iProtect Smart is only the name of the policy and does not in any way indicate the quality of the policy, its future
prospects or returns.
6. In the event of Critical Illness(CI), the Death Benefit is accelerated to the extent of Critical Illness(CI) Benefit paid. Please
refer to the policy terms & conditions for complete details.
7. Surrenders are not allowed in case of Regular Pay and Limited Pay policies
8. The Policyholder shall be required to pay Applicable Taxes or any other taxes as per prevailing tax laws. Tax laws are
subject to amendments from time to time.
9. Tax benefits would be available as per the prevailing Income Tax laws.

Type2
I ___________________________(Name), having received the information I ___________________________(Name), have explained the
with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.

Policyholder's Signature :___________________________ Marketing official's Signature :

Place : Company Seal :
Date : Place :
Date :
ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
www.iciciprulife.com