(While Entering)

May I come in?

(No Sir or Madam. No excuse me.)

(With chin up and smile walk confidently in polite manner)

(Greetings)

Good Afternoon Ma’am. Good Afternoon Sir

(with polite eye contact to everyone with smile)

(Stand near the seat until asked to sit)

(If Asked For Introduction)

I am Joseph Peter / (My Name is Joseph peter only when not called by name). I was born and brought up in
Madurai. I completed my schooling in St. John’s School in Madurai. I did my B.E in mechanical engineering at
SSM institute in Dindigul. Currently I am residing with my family in Madurai. My father runs a stationary shop
and my mother takes Tuition classes for school children. My younger sister is studying in college.

Why Banking?
I always have the curiosity to learn about each and every topic that grabs my attention. My attention shifted
towards financial sector with the question of why one rupee is not equal to one dollar and from there I started
learning about financial, economical functioning of the world. And there I started to feel that this is where I
belong in terms of a carrier.

Why 2 years of gap?

After my degree completion I started searching for a carrier that will keep me interested and engaged
throughout my life. And there I started to feel that this is where I belong in terms of a carrier. I started my
preparation from 2021 and I have reached this level now.

What are Your Hobbies?

During my free time I spend my time in watching educational videos, movies and also I will read newspapers. I
will also involve in fitness activities like going for a walk or cycling or playing with my friends.

Where do you see yourselves in 3 or 5 years?

I hope I will be part of a nationalized bank after completing my training as a probationary officer. I will be
providing the best of my service and will be helping to achieve the targets of the bank. I also hope that I would
have learned and updated myself into a better version of me for the future.

What are your Strength and weakness?

I am an empathetic person who is skilled at relating to people and understanding their needs. I work well
under pressure, and I have a strong belief that I could solve problems with great efficiency. I have functioned
as the team leader for my project team and during my internship.

I always try to learn the procedure and the rules before undertaking a task and that projects me as slow
working persons to my observers and I consider this as my weakness. I tend to overly criticize myself in each
and every step. To overcome this I have started seeking advice of my elders to learn and start functioning
more actively.
(About Hindi)

I did not have many chances to speak in hindi but if I get the chance I can develop to speak well.

मझ
ु ेह द
िं ी बोऱने का ज्यादा मौका न ीिं ममऱा था ऱेककन अगर मझ
ु े मौका ममऱे तो मैं अच्छी तर से बोऱने के मऱए परू ी
कोमिि कर सकता ूिं

What is a bank?
A Bank is a financial Institution licensed to accept the deposits from the general public and to lend advances or
credit based on the requirement of the public. There are also other functions like providing locker facilities,
credit and debit cards, online banking services and many more.

What are the functions of a bank?

There are two types of Functions of banks
Primary functions (basic baking functions)
Accepting Deposits
Granting of loans and advances
Secondary functions
Agency function
Banks acts as agents to their customer Transfer of funds
Utility function
Issuing letter of credit, traveler’s Cheque
Roles and Responsibility of bank PO
Probationary officer is the entry level position at which a bank officer starts work after posting. Typically, a
bank PO undergoes a 2 year probation period or training and then gets the higher position.

(When answer not known)

Sorry Sir I could not recollect it at this moment sir.
(When they teach you)
Thank You sir I will update myself

MPC meeting of RBI in February 2023

The Monetary Policy Committee (MPC) met on 6th, 7th and 8th February 2023. Based on an assessment of the
macroeconomic situation and its outlook, the MPC decided by a majority of 4 members out of 6 to increase
the policy repo rate by 25 basis points to 6.50 per cent, with immediate effect. Consequently, the standing
deposit facility (SDF) rate will stand revised to 6.25 per cent; and the marginal standing facility (MSF) rate and
the Bank Rate to 6.75 per cent. The MPC also decided by a majority of 4 out of 6 members to remain focused
on withdrawal of accommodation to ensure that inflation remains within the target going forward, while
supporting growth.

Policy Repo Rate 6.50%

Standing Deposit Facility Rate 6.25%
Marginal Standing Facility Rate 6.75%
Bank Rate 6.75%
Fixed Reverse Repo Rate 3.35%
Cash Reserve Ratio 4.50%
Statutory Liquidity Ratio 18.00%
RBI
The Reserve Bank of India is India's central bank and regulatory body responsible for regulation of the Indian
banking system. It is under the ownership of Ministry of Finance, Government of India.
Functions of RBI
Monetary Authority
RBI Formulates implements and monitors the monetary Policy. The objective of monetary policy of RBI is to
control inflation; maintain price stability & ensure adequate flow of credit to productive sector.
Regulator and Supervisor of the financial system
Prescribes broad parameters of banking operations within which the country’s banking and financial system
functions
Manages Foreign Exchange
Manages the Foreign Exchange Management Act, 1999.
Issues Currency
Issues and exchanges or destroys currency and coins for circulation
Banker to Government
Performs merchant banking functions for the central and the state governments
Banker to banks
Maintains banking accounts of all scheduled banks
Repo Rate
The Interest Rate at which RBI provides liquidity to commercial banks against the collateral of government and
other approved securities under the liquidity adjustment facility.
Reverse Repo Rate
Reverse Repo Rate is the interest rate at which the RBI absorbs liquidity from banks against the collateral of
eligible government securities under the LAF.
Liquidity Adjustment Facility (LAF)
When banks need liquidity to meet its daily requirement they borrow from RBI through REPO and Reverse
Repo. These are the two components of RBI
Cash Reserve Ratio (CRR)
The average daily balance that a bank is required to maintain with the Reserve bank as a share of such percent
of its Net demand and time liabilities (NDTL) that the reserve Bank may Notify from time to time in the
Gazette of India
Statutory Liquidity Ratio
The total percentage of deposits that a bank is required to maintain by investing in government approved
securities, cash and gold.
Changes in SLR often influence the availability of resources in the banking system for lending to the private
sector.
Bank Rate
It is the rate at which the Reserve Bank is ready to buy or rediscount bills of exchange or other commercial
papers for long terms.
The Bank Rate is published under Section 49 of the Reserve Bank of India Act, 1934.
Open Market Operations (OMOs)
These include both, outright purchase and sale of government securities, for injection and absorption of
durable liquidity, respectively.
Market Stabilization Scheme (MSS)
This instrument for monetary management was introduced in 2004. Surplus liquidity of a more enduring
nature arising from large capital inflows is absorbed through sale of short-dated government securities and
treasury bills.
The cash so mobilized is held in a separate government account with the Reserve Bank.
What is a Central Bank Digital Currency (CBDC)?
Central Bank digital currencies are digital tokens, similar to crytocurrencies issued by a central bank. It is a
virtual currency which is the legal currency tenders issued by RBI. They are issued in two forms for wholesale
transactions and retail transactions. Currently it is in pilot mode.
Benefits of CBDC
Efficient transfers
Low transaction costs
No physical damage and faster settlements of funds
GDP FOR 2023
For Financial Year 2022-23 increased by RBI from 6.8 percent to 7.
For 2023-2024 estimated to be 6.4 percent

INFLATION
RBI has estimated retail inflation to be 6.5 percent in the current financial year and 5.3 percent for the next
financial year

TYPES OF BANK ACCOUNTS

DEPOSITS
Demand Deposits
Savings and current account
Savings Account
Account for Individual’s Savings. Interest fixed by Individual banks. Interest is calculated on daily basis. It is
Low interest account.
Current Account
For Business Purposes. No interest. Overdraft available. No limit for Deposit and Withdrawal.
NOSTRO
A NOSTRO Account is maintained by an Indian bank (not individual) in the foreign countries and maintained in
foreign currencies.
VOSTRO
A VOSTRO account is maintained by a foreign bank (not individual) in India with their corresponding bank in
rupees.
FIXED DEPOSITS
High interest and Min Deposit limit is Rs. 1000. Tenure is 7 days to 10 years. Only onetime Deposit and only
onetime withdraw allowed. Up to 90% can be borrowed as loan
RECURRING DEPOSIT
Minimum Deposit decided by Banks. Tenure is 6 months to 10 years. Monthly payment of fixed amount.
Inactive Account
No transaction for 12 months or 1 year
Dormant or Inoperative Account
No transaction for 24 months or 2 years
Unclaimed deposit
Inactive for 10years will be considered unclaimed
DEMAT Account
DEMAT or De-materialized Account refers to a deposit made at an Indian financial institution that can be used
for investing in shares of stocks and other financial assets. Securities are held electronically in a DEMAT
Account, thereby eliminating the need for physical paper certificates

Banking in India from foreign

Presently there are 46 Foreign Banks in India
NRO - Non Resident ordinary Account: NRI and Person of Indian Origin. CASA and RDFD. Taxable. Maintained
in Rupee. Non Repatriable (cannot convert into another currency)
NRE - Non Resident External account: NRI and Person of Indian Origin. CASA and RDFD. Tax Free. Maintained
in Rupee. Repatriable (can convert into another currency)
FCNR - Foreign currency Non Resident: NRI and Person of Indian Origin. Term Deposit. Taxable. Maintained in
Foreign currency. Repatriable
Currencies can be used are: US dollar, pound sterling, Japanese yen and EURO
BANK GAURANTEE
The bank guarantee is a commitment made by the issuing bank to make payment to the beneficiary (albeit at
the behest of the bank's constituent). Failure on the part of the bank to honour the claim legitimately made on
it projects distorted picture of its functioning.
TYPES OF CHEQUES
Open/Bearer cheque
Crossed cheque / Payee cheque
Anti-Dated Cheque
Post-Dated Cheque
Stale Cheque
As per guidelines of Reserve Bank of India (RBI), the validity period of cheque from the date of issue is 3
months.
TYPES OF BONDS
Corporate Bonds,
Municipal Bonds,
Government Bonds and
Agency Bonds
ACCOUNTS ADVANCES
Cash credit
Overdraft
Purchase and discounting of bills of exchange
TYPES OF LOANS/LENDING
On Basis of object or purpose
Commercial loan: Short term requirement of capital
Consumer loan: finance household goods like T.V, fridge
Agricultural loan: Farmers Requirement
On basis of time
Short term: less than One year
Medium term: 1 to 3 years
Long Term: 3 to 20 years
On Basis of security
Secured loan: with security assets
Unsecured loan: without any security

BASEL NORMS
Basel is a city in Switzerland which is headquarters of Bureau of International Settlements (BIS). The Guidelines
provided by BIS for financial system is known as Basel norms. There are three phases in which these norms got
updated. The current one followed is Basel III.
"Basel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking
Supervision, to strengthen the regulation, supervision and risk management of the banking sector".
These norms are provided by Basel committee. Basel committee is the primary global standard setter for the
prudential regulation of banks and provides a forum for cooperation on banking supervisory matters.
NPCI National Payments Corporation of India
National Payments Corporation of India (NPCI), an umbrella organisation for operating retail payments and
settlement systems in India, is an initiative of Reserve Bank of India (RBI) and Indian Banks’ Association (IBA)
under the provisions of the Payment and Settlement Systems Act, 2007, for creating a robust Payment &
Settlement Infrastructure in India.
Considering the utility nature of the objects of NPCI, it has been incorporated as a “Not for Profit” Company
with an intention to provide infrastructure to the entire Banking system in India for physical as well as
electronic payment and settlement systems. The Company is focused on bringing innovations in the retail
payment systems through the use of technology for achieving greater efficiency in operations and widening
the reach of payment systems.
UPI
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile
application (of any participating bank), merging several banking features, seamless fund routing & merchant
payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid
as per requirement and convenience.
NEFT
National Electronic Funds Transfer (NEFT) is a nation-wide centralised payment system owned and operated
by the Reserve Bank of India (RBI).
RTGS
The acronym 'RTGS' stands for Real Time Gross Settlement, which can be explained as a system where there is
continuous and real-time settlement of fund-transfers, individually on a transaction-by-transaction basis
(without netting). 'Real Time' means the processing of instructions at the time they are received; 'Gross
Settlement' means that the settlement of funds transfer instructions occurs individually.
IMPS
Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India.
IMPS offers an inter-bank electronic fund transfer service through mobile phones. The service is available 24x7
throughout the year including bank holidays.
MONEY MARKET AND CAPITAL MARKET
The money market is a component of the economy that provides short-term funds. The money market deals
in short-term loans, generally for a period of a year or less.
Money markets include markets for such instruments as bank accounts, including term certificates of deposit;
interbank loans (loans between banks); money market mutual funds; commercial paper; Treasury bills; and
securities lending and repurchase agreements (repos).
A capital market is a financial market in which long-term debt or equity-backed securities are bought and sold,
in contrast to a money market where short-term debt is bought and sold.
Capital markets are where savings and investments are channeled between suppliers and those in need.
Suppliers are people or institutions with capital to lend or invest and typically include banks and investors.
CAPITAL ADEQUACY RATIO
Capital Adequacy Ratio (CAR) is the ratio of a bank's capital in relation to its risk weighted assets and current
liabilities. It is decided by central banks and bank regulators to prevent commercial banks from taking excess
leverage and becoming insolvent in the process.
PROVIDENT FUND
Provident fund is another name for pension fund. Its purpose is to provide employees with lump sum
payments at the time of exit from their place of employment. This differs from pension funds, which have
elements of both lump sum as well as monthly pension payments. As far as differences between gratuity and
provident funds are concerned, although both types involve lump sum payments at the end of employment,
the former operates as a defined benefit plan, while the latter is a defined contribution plan
CONTROLLER OF INSURANCE AND PENSION
The Insurance Regulatory and Development Authority of India is a statutory body under the jurisdiction of
Ministry of Finance, Government of India and is tasked with regulating and licensing the insurance and re-
insurance industries in India.
IFSC GIFT CITY
International Financial Services Centres Authority
As the dynamic nature of business in the IFSCs requires a high degree of inter-regulatory coordination within
the financial sector, the IFSCA has been established as a unified regulator with a holistic vision in order to
promote ease of doing business in IFSC and provide world class regulatory environment. The main objective of
the IFSCA is to develop a strong global connect and focus on the needs of the Indian economy as well as to
serve as an international financial platform for the entire region and the global economy as a whole.

Priority sector lending (PSL)

Priority sector lending (PSL) is a lending requirement administered by the RBI, requiring banks to give a
minimum proportion of their loans to sectors of development importance or the sectors that have difficulty of
getting loans.

SMALL FINANCE BANKS

The objectives of setting up of small finance banks will be for furthering financial inclusion by

(i) Provision of savings vehicles primarily to unserved and underserved sections of the population, and

(ii) Supply of credit to small business units; small and marginal farmers; micro and small industries; and other
unorganised sector entities, through high technology-low cost operations.

Payments Bank
Payments banks are new model of banks, conceptualised by the Reserve Bank of India, which cannot issue
credit. These banks can accept a restricted deposit, which is currently limited to 200,000 per customer and
may be increased further.

There is a need for transactions and savings accounts for the underserved in the population. Also remittances
have both macro-economic benefits for the region receiving them as well as micro-economic benefits to the
recipients. Higher transaction costs of making remittances diminish these benefits. Therefore, the primary
objective of setting up of payments banks will be to further financial inclusion by providing (i) small savings
accounts and (ii) payments / remittance services to migrant labour workforce, low income households, small
businesses, other unorganised sector entities and other users, by enabling high volume-low value transactions
in deposits and payments / remittance services in a secured technology-driven environment.

What are NPAs?

An asset is considered as Non Performing when it ceases to generate income to the bank. If the interest of an
account remains overdue for more than 90 days
What is NARCL?
The National Asset Reconstruction Company Limited (NARCL) was incorporated in July 2021 as a ‘bad bank’ to
help dispose of the stressed assets of the commercial banks. NARCL is registered with the Reserved Bank of
India as an Asset Reconstruction Company under Securitisation and Reconstruction of Financial Assets and
Enforcement of Security Interest Act, 2002.
SARFASI AND ITS AVENUES
SARFAESI Act is Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
Act, 2002. Banks utilize this act as an effective tool for bad loans (NPA) recovery. It is possible where non-
performing assets are backed by securities charged to the Bank by way of hypothecation or mortgage or
assignment.
Upon loan default, banks can seize the securities (except agricultural land) without intervention of the court.
SARFAESI is effective only for secured loans where bank can enforce the underlying security eg
hypothecation, pledge and mortgages. In such cases, court intervention is not necessary, unless the security
is invalid or fraudulent. However, if the asset in question is an unsecured asset, the bank would have to move
the court to file civil case against the defaulters.
Hypothecation
Hypothecation occurs when an asset is pledged as collateral to secure a loan. The owner of the asset does
not give up title, possession, or ownership rights, such as income generated by the asset. However, the
lender can seize the asset if the terms of the agreement are not met. Hypothecation is different from a
mortgage, lien, or assignment.
Are you aware about NPCI has extended the deadline of the payment aggregators to meet the guidelines on
volumes of UPI
The National Payments Corporation of India has extended the deadline for payment aggregators to meet the
guidelines on volumes of UPI (Unified Payments Interface) transactions by two years till December 31, 2024.
Explain Reserve Bank of India (RBI) four-tiered regulatory framework categorization of Urban Co-operative
Banks (UCBs)
Based on the recommendations of the Expert Committee, RBI had released the Revised Regulatory Framework
for Urban Co-operative Banks (UCBs) on July 19, 2022. Accordingly, it has been decided to adopt a four-tiered
regulatory framework, as against the existing two-tiered framework, for categorization of UCBs. This
categorization is be used for differentiated regulatory prescriptions aimed at strengthening the financial
soundness of the UCBs.
The categorization of UCBs, based on their deposit size,
Tier 1 - All unit UCBs and salary earners’ UCBs (irrespective of deposit size), and all other UCBs having deposits
up to 100 crore
Tier 2 - UCBs with deposits more than 100 crore and up to 1000 crore
Tier 3 - UCBs with deposits more than 1000 crore and up to 10,000 crore
Tier 4 - UCBs with deposits more than 10,000 crore.
What is CRAR for Urban Co-operative Banks?
Capital to risk Weighted Assets Ratio
Tier 1: 9 percent
Tier 2-4: 12 percent

India’s first real-time Gold ATM

India got its first Gold ATM in Hyderabad that delivers gold coins. This ATM is the brainchild of Hyderabad-
based Goldsikka Pvt Ltd, which aims to expand it throughout India.

What are Single block and multiple debits?

The single block multiple debit feature of the UPI will enable users to separate and block funds in their
accounts for specific purposes. This feature enables customers to create a payment mandate against a
merchant by blocking funds in their bank account for specific purposes that can be debited as per the needs.
Budget
It’s the annual financial statement of the nation prepared by finance ministry and submitted to the
Government of Indian every year. It consists of the total Revenue (income) and expenditure of the country.
BLOCK CHAIN TECHNOLOGY
Blockchain is a shared, immutable ledger that facilitates the process of recording transactions and tracking
assets in a business network. An asset can be tangible (a house, car, cash, land) or intangible (intellectual
property, patents, copyrights, branding). Virtually anything of value can be tracked and traded on a blockchain
network, reducing risk and cutting costs for all involved.
Schemes

Pradhan Mantri Jan-Dhan Yojana (PMJDY) (launched in 2014) is National Mission for Financial Inclusion to
ensure access to financial services, namely, a basic savings & deposit accounts, remittance, credit, insurance,
pension in an affordable manner. Under the scheme, a basic savings bank deposit (BSBD) account can be
opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other
account.

Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) May 9, 2015

The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their
consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of
Rs. 2 lakhs shall be for the one year. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the
insured, due to any reason. The premium is Rs. 436 per annum which is to be auto-debited in one installment
from the subscriber’s bank. The scheme is being offered by Life Insurance Corporation and all other life
insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks
for this purpose.

Pradhan Mantri Suraksha Bima Yojana(PMSBY) May9, 2015

The Scheme is available to people in the age group 18 to 70 years. Aadhar would be the primary KYC for the
bank account. The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1
lakh for partial disability. The premium of Rs. 20 per annum is to be deducted from the account holder’s bank
account through ‘auto-debit’ facility in one installment. The scheme is being offered by Public Sector General
Insurance Companies or any other General Insurance Company who are willing to offer the product on similar
terms with necessary approvals and tie up with banks for this purpose.

MUDRA Loan
Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister in 2015 for
providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are
classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance
Banks, MFIs and NBFCs. Under the PMMY, MUDRA has created three products namely
Shishu: covering loans upto 50000
Kishore covering loans above 50000 to 5 Lakhs
Tarun covering loans above 5 lakhs to 10 lakhs
Sukanya Samriddhi Yojna
Sukanya Samriddhi Yojna is a small deposit scheme for girl child, launched as a part of the ‘Beti Bachao Beti
Padhao' campaign. Minimum deposit is 250 Maximum deposits is 1.5 Lakh in a financial year. Account can be
opened in the name of a girl child till she attains the age of 10 years. Only one account can be opened in the
name of a girl child. Account can be opened in Post offices and in authorised banks. Withdrawal shall be
allowed for the purpose of higher education of the Account holder to meet education expenses. The account
can be prematurely closed in case of marriage of girl child after her attaining the age of 18 years. The account
can be transferred anywhere in India from one Post office/Bank to another. The account shall mature on
completion of a period of 21 years from the date of opening of account. Deposit qualifies for deduction under
Sec.80-C of I.T.Act.Interest earned in the account is free from Income Tax under Section -10 of I.T.Act.
Standup India
Scheme for financing SC/ST and/or Women Entrepreneurs. The objective of the Stand-Up India scheme is to
facilitate bank loans between 10 lakh and 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST)
borrower and at least one woman borrower per bank branch for setting up a Greenfield enterprise. This
enterprise may be in manufacturing, services, agri-allied activities or the trading sector In case of non-
individual enterprises at least 51% of the shareholding and controlling stake should be held by either an SC/ST
or Woman entrepreneur.
Pradhan Mantri Fasal Bima Yojana (PMFBY):
Launched by the Ministry of Agriculture & Farmers welfare in 2016. Providing financial assistance to farmers
who experience crop loss or damage due to unforeseeable circumstances. Stabilizing farmers' incomes to
secure their ability to continue farming Encouraging farmers to adopt cutting-edge and contemporary
agricultural techniques. Assuring the flow of financing to the agricultural sector will help to increase crop
diversity, food security, and the sector's growth and competitiveness while also safeguarding farmers from
production risk.
Pradhan Mantri Vaya Vandana Yojana (PMVVY):
The Indian Government launched a pension scheme and it can be taken from 4 May 2017 to 31 March
2020. The Pradhan Mantri Vaya Vandana Yojana maximum ceiling was raised by the Indian government to Rs.
15 lakhs in the 2018 - 2019 Budget. The Life Insurance Corporation (LIC) of India is where the scheme can be
purchased both offline and online. The fundamental goal of the programme is to give retirees a regular
income during a period of falling interest rates.

PM SVANidhi (Street Vendor AtmaNirbhar Nidhi) scheme extended till December 2024
SAKTHI Policy launched by Ministry of Power for procurement of 4500 MW for 5 years
Mukhya Mantri Pratham Gram Samekit Vikas Yojana: Uttrakhand border villages development
Pradhan Mantri Matsya Sampada Yojana PMSSY Sustainable development scheme focused on the fisheries
sector from FY 2020-2021 to FY 2024-2025
PM-SHRI Pradhan Mantri Schools for Rising India under Ministry of Education
UDAN – Ude Desh ka Aam Naagarik –launched 2017 – Intiated in 21st oct 2016
Pradhan mantri Gram sadak yojana (PMGSY)-III – launched in himachal pradesh - first on: 25th December 2000.
Second time in 2013.
Pradhan Mantri Awas Yojana – Urban – awards 2021 Uttar Pradesh
The Union Cabinet has approved the extension for the PMGKAY-Phase VII for a further period Of 3 months i.e.
October to December 2022.
Union road transport and highways minister Nitin Gadkari had extended the deadline for the mandatory
implementation of 6 airbags rule for passenger cars by one year to October,2023.
Alternative investment funds (AIF) – Fund of funds for startups (FFS) – Startup India seed fund Scheme (SISFS).
October 17, 2022, PM inaugurated PM kisan Samman Sammelan 2022 at Indian agricultural research Institute
Delhi. PM-KISAN (Pradhan Mantri Kisan Samman NIdhi) _ PM-KSK (Kisan Samruddhi Kendras).
"PM Bharatiya Jan Urvarak Pariyojana", also known as "One Nation One Fertiliser".
YUVA 2.0 Education Ministry – Pm’s scheme for mentoring young authors (below 30 years)
POSHAN ABHIYAN (prime ministers Overarching scheme for Holistic Nourishment) -2018
Pradhan Mantri TB mukt bharat Abhiyaan – mission of TB elimination from the country by 2025.
PM-SHRI pradhan mantri schools for rising India Yojana
Rastriya Phosan Maah – ministry of women and child development – theme this year “ Mahila aur Swasthya”
and “Bacha aur Shiksha”, September 1 to 30 2022 – 5th edition