Xirr Calculation Sheet

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Loan Amount 100,000 Loan Amount 80000


Advance EMIs 0 Advance EMIs 0
Gross Tenure 24 Gross Tenure 30
EMI 4,999 EMI 3,300
ROI 9.99% ROI 9.50%
PF and other
charges PF and other
applicable 1500.00 charges applicable 2000.00
(Including (Including GST)
GST)
XIRR 21.67% XIRR
Date Amount Date Amount
12/1/2021 -98,500 12/1/2021 -78,000
1/1/2022 4,999 1/1/2022 3,300
2/1/2022 4,999 2/1/2022 3,300
3/1/2022 4,999 3/1/2022 3,300
4/1/2022 4,999 4/1/2022 3,300
5/1/2022 4,999 5/1/2022 3,300
6/1/2022 4,999 6/1/2022 3,300
7/1/2022 4,999 7/1/2022 3,300
8/1/2022 4,999 8/1/2022 3,300
9/1/2022 4,999 9/1/2022 3,300
10/1/2022 4,999 10/1/2022 3,300
11/1/2022 4,999 11/1/2022 3,300
12/1/2022 4,999 12/1/2022 3,300
1/1/2023 4,999 1/1/2023 3,300
2/1/2023 4,999 2/1/2023 3,300
3/1/2023 4,999 3/1/2023 3,300
4/1/2023 4,999 4/1/2023 3,300
5/1/2023 4,999 5/1/2023 3,300
6/1/2023 4,999 6/1/2023 3,300
7/1/2023 4,999 7/1/2023 3,300
8/1/2023 4,999 8/1/2023 3,300
9/1/2023 4,999 9/1/2023 3,300
10/1/2023 4,999 10/1/2023 3,300
11/1/2023 4,999 11/1/2023 3,300
11/1/2023 4,999 12/1/2023 3,300
1/1/2024 3,300
2/1/2024 3,300
3/1/2024 3,300
4/1/2024 3,300
5/1/2024 3,300
5/1/2024 3,300
Loan Amount 80,000 Loan Amount 100,000
Advance EMIs 0 Advance EMIs 0
Gross Tenure 12 Gross Tenure 18
EMI 7,300 EMI 6,388
ROI 9.50% ROI 9.99%

PF and other PF and other


charges applicable 2000.00 charges applicable 1500.00
(Including GST) (Including GST)

21.22% XIRR 24.38% XIRR


Date Amount Date Amount
12/1/2021 -78,000 12/1/2021 -98,500
1/1/2022 7,300 1/1/2022 6,388
2/1/2022 7,300 2/1/2022 6,388
3/1/2022 7,300 3/1/2022 6,388
4/1/2022 7,300 4/1/2022 6,388
5/1/2022 7,300 5/1/2022 6,388
6/1/2022 7,300 6/1/2022 6,388
7/1/2022 7,300 7/1/2022 6,388
8/1/2022 7,300 8/1/2022 6,388
9/1/2022 7,300 9/1/2022 6,388
10/1/2022 7,300 10/1/2022 6,388
11/1/2022 7,300 11/1/2022 6,388
12/1/2022 7,300 12/1/2022 6,388
1/1/2023 6,388
2/1/2023 6,388
3/1/2023 6,388
4/1/2023 6,388
5/1/2023 6,388
6/1/2023 6,388
Loan Amount 100000
Advance EMIs 0
Gross Tenure 36
EMI 3,610
ROI 9.99%

PF and other
charges applicable 1500.00
(Including GST)

22.18% XIRR 20.74%


Date Amount
12/1/2021 -98,500
1/1/2022 3,610
2/1/2022 3,610
3/1/2022 3,610
4/1/2022 3,610
5/1/2022 3,610
6/1/2022 3,610
7/1/2022 3,610
8/1/2022 3,610
9/1/2022 3,610
10/1/2022 3,610
11/1/2022 3,610
12/1/2022 3,610
1/1/2023 3,610
2/1/2023 3,610
3/1/2023 3,610
4/1/2023 3,610
5/1/2023 3,610
6/1/2023 3,610
7/1/2023 3,610
8/1/2023 3,610
9/1/2023 3,610
10/1/2023 3,610
11/1/2023 3,610
12/1/2023 3,610
1/1/2024 3,610
2/1/2024 3,610
3/1/2024 3,610
4/1/2024 3,610
5/1/2024 3,610
6/1/2024 3,610
7/1/2024 3,610
8/1/2024 3,610
9/1/2024 3,610
10/1/2024 3,610
11/1/2024 3,610
12/1/2024 3,610
2000

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