Housi

ngLoanScheme:
ListofDocument
sRequi
red.

I
.Basi
cDocument s
1. Appli
cationform dul yf i
l
ledwith3phot ographs
2. ProofofIdent i
ty( PAN/Passpor t/Driv
er’sLicense/VoterI Dcard/IDCard)
3. ProofofResi dence( TelephoneBi ll
/El
ectri
cityBil
l/Passpor t
/Driver
’sLi
cense)
4. BankA/ c.Statement( Salar
y/Indivi
dual/Business)ofl astsixmonths
5. ASBAccount /ot herDepositaccountt obeopenedbef oredisbursementfornewbor
rower
s
6. I
fanypr evi
ousl oan,thenLoanA/ c.St
atementf orlast1y ear
7. Si
gnaturev erif
icationfrom PresentBanker
8. 2v i
sit
ingcar ds

ForSal ariedAppl i
cant ForSelfEmpl oyed/ Busi ness( Per sonal &Fi rms)
1. SalarySl ips–3Mont hs(orSal ar
yCer ti
fi
cate) 1. ITreturns–l ast3y ear s
2. Form 16–l ast2y earsandI TR2Year 2. BalanceSheet&Pr ofit&l ossA/ c-l ast3y ear
s
3. Empl oy erCer tifi
cate/ Appoint ment /
Increment 3. Form 3CB3CD
Letter 4. Gomast aLi cense/Sal esTaxRegi stration
4. Empl oy eeI DCar d 5. TDSCer tifi
cat e( For m 16A, i
fappl i
cabl e)
5. Ifpresentj obi sl esst han2y ears,reli
v i
ng 6. Companypr ofile.
l
etterf rom l astempl oyer. 7. Certif
icat eofqual i
fication( forC.A./Doct or)
Pr oper tyDocument s Proper t
ydocument sforLoanTakeov er
1. NOCf rom Soci ety/Bui l
der 1. Listofor iginal document shel datBank
2. Register edAgr eementf orSal e+I ndexI I 2. Foreclosur el etterf rom Bankwi thpenal t
y
3. OccupancyCer tifi
cate 3. Loana/ cst at ementf rom theBegi nning
4. Shar eCer tifi
cat e,Mai ntenanceBi ll,El
ect r
ici
ty 4. Sanct i
onLet ter
Bil
l,proper tyt axr eceipt 5. NOCf rom Soci ety /Builder
5. Appr ovedPl ancopy( XeroxBl ueprint)& 6. Registeredagr eementf orsal e
Register edDev elopmentagr eementoft he 7. Index-IIofpr oper t y
buil
der ,Conv ey anceDeed( ForNewPr operty) 8. OccupancyCer tifi
cat e
6. Chainofal l oldAgr eement sf orsale 9. ShareCer tif
icat e,Mai nt enanceBi l
l,Elector
7. Pay mentRecei pts MTNLbi l
l,proper tytaxr ecei pt
8. BankA/ CSt at ementshowi ngal lthepay ment s 10.Chainofal lol dAgr eement sf orsale
madet oBui lder /Sell
er 11.Khat aCer tifi
cat e/Khat aExt ract
9. Khat aCer tificat e/Khat aExtr act 12.Copyofr elativeor deri ncaseofconv ersi
onof
10.Copyofr elat iveor derincaseofconv ersionof Agr i
culturel and( DCconv ersion)
Agricultur el and( DCconv ersion) 13.Detailedest i
mat ionofcostofconst ruct i
onof
11.Detailedest imat i
onofcostofconst ructi
onof house ( appl i
cabl e onl yf orHome l oan for
house ( appl icabl e onl yf orHome l oan for Const ruction)
Const ruct ion)
 Addit
ionalDocument sf orTakeov er
1.Cer tif
iedcopyofSal eDeedint henameofi nt
endingborrower(
from t
heexi
sti
ngfi
nancerand
fr
om subr egistraroffi
ce)
2.Pr e-cl
osureletterfrom theexisti
ngfinancier
3.Loanaccountst atementi norigi
nal
(fullperi
od)
4.Let terfr
om theexi sti
ngf i
nancier
,li
stingthedocument sheldbythem
5.Chequesf orarrangingv al
uati
onandl egalopinion
6.Requestl ett
er sfrom theborrowertohi sexistingfi
nanci
erandtotheBankf
orrepayi
ngthe
existi
ngloan( i
nst andardformat),

LEGALANDVALUATI ONCHARGES.
2.AdvocateFeeforLegal
opi
nion :Rs.
3000/
-al
ongwi
thappl
i
cat
ion.
3.Val
uef eeforVal
uati
on :Rs.
2500/
-al
ongwi
thappl
i
cat
ion.

OtherInformation:
1.Forl
oansabov eRs.
25Lakhs, Memor andum ofDepositofTi t
leDeedstobeRegisteredafterSal
e
Deed,forwhi cht heStampdut yandRegistrati
oncomest o0.3%ofl oanamountpay ablebeborrower
.
2.Propertyinsurance,oncompl eti
on/purchasewill
beInsuredf orRiotSt
ri
keandotherNat ural
calamiti
esandt hePremi um i
spayablebybor rower
,asapplicable,
.
3.LoanI nsuranceFaci l
i
tyisavail
ablewit
hSBILi feI
nsuranceCoLt d, whi
chisopt
ionalandt he

Not e:0.05% concessionsinloanf orWomenBor rower

swheretheWomeni sthesol
eappli
cantor
1stcoappli
cantaswel lasowneri nproposedproper t
y
• Aspeci alfacil
itycall
ed“MaxGai n”Youar efreet opayanyamountt otheloanaccountoverand
abov etheEMI ,therebyreducingt heInter
estbur denandreduct
ioni
nrepaymentperi
od.Andmor e
i
nt erest
ingist hatyoucanwi thdraw suchadv ancepaymentswheneveryouneed!Youwi llgeta
chequebookf oryourMaxGai naccount .!SBIi
st heonl
yIndi
anbanktooff
erthisf
aci
li
ty.