Seventy-Five Ways to Save

Below I’ve put together a list of seventy-five ideas that you could recommend to businesses or consumers—
ways they could save money and fit any product or service into their budget.
Take a moment to read them over. Put a check next to the ones that could potentially benefit someone you
know:
1. Shop for supplies at discount and dollar stores.
2. Send free electronic gifts to people instead of offline gifts.
3. Send free e-cards to people instead of mailing print cards at holidays.
4. Buy used items at auctions instead of brand new ones.
5. Carpool to your place of work or business with others.
6. Compare prices before you buy products or services.
7. Clip magazine, flyer, and newspaper coupons.
8. Borrow expensive equipment from friends, family members, or other businesses.
9. Switch to a lower cost electric company.
10. Send emails/texts instead of postal mail or direct mail.
11. Swap products with your friends, family members, or other businesses.
12. Partner to buy expensive products with friends, family members, or other businesses.
13. Buy products in bulk to get lower volume pricing.
14. Keep track and use your credit card loyalty points.
15. Shop for items when there are seasonal/holiday sales.
16. Join a wholesale club to make product purchases.
17. Plan meals and stop wasting food at mealtime.
18. Trade offline advertising with other businesses.
19. Educate your customers with electronic brochures instead of print versions.
20. Order products that offer free delivery and installs.
21. Watch out for hidden or extra fees when making a purchase.
22. Buy items that come with partial or full rebates.
23. Buy merchandise that offers trade-in or cash-back allowances.
24. Research and find lower cost insurances.
25. Negotiate lower interest rates on your credit cards.
26. Refinance your home, auto, and personal loans.
27. Buy generic brands instead of name brand items.
28. Switch to a lower cost gas company.
29. Move your office/business to your home instead of renting space.
30. Pack your work or business lunch instead of ordering out.
31. Eat less to save money and get healthier and fit at the same time.
32. Walk/bike ride to your place of work or business instead of driving.
33. Use preventative health care to avoid big medical bills.
34. Take advantage of lower interest government grants and loans.
35. Read free information online instead of buying unneeded books.
36. Share traveling costs with other friends, family, or business partners on trips.
37. Find a checking account that is no or low fee.
38. Use online forums and social networks to talk to experts instead of hiring consultants.
39. Outsource part of your business to lower your employee costs.
40. Use video conferencing instead of traveling.
41. Find low-cost versions of software instead of buying expensive name brands.
42. Shop at stores that accept other store’s coupons.
43. Have your family or kids work as employees of your business.
44. Use cost-cutting, money-saving apps.
45. Do every day errands all in one trip to save gas.
46. Buy used equipment instead of new equipment.
47. Use free or trial versions of software that you need.
48. Use your local library instead of buying new books.
49. Join free or lower cost social clubs, business networks, or associations.
50. Have your insurances all at the same company to get discounts.
51. Read magazines at libraries instead of subscribing to them.
52. Switch to solar power to save on electricity bills.
53. Buy an electric powered vehicle or motorcycle to save on gas.
54. Buy used vehicles instead of new ones.
55. Search the online/offline classified ads for good deals.
56. Sell or auction off products or items you don’t use.
57. Search for lower cost medical insurance.
58. Give up satellite and cable channels you don’t use.
59. Socialize and make friends with those who can freely help your business.
60. Use your own bank to avoid ATM fees.
61. Shop for groceries at places that have customer loyalty cards.
62. Cross-train your employees so you can pay fewer employees.
63. Use a credit card with a rewards program.
64. Use “pay-as-you-go” services instead of long-term contracts.
65. Pay off your loans in a shorter period of time.
66. Use good SEO (search engine optimization) rather than paid ads.
67. Enter contests to win free products or services.
68. Fix leaky faucets and plumbing.
69. Use product trials and samples before purchasing.
70. Join a bartering network or club.
71. Take advantage of guarantees if products don’t work.
72. Reward employees for giving more money-saving ideas for your business.
73. Move to a less taxed city, state, or area.
74. Purchase product display models instead of new ones.
75. Stop buying extended product warranty upsells.