BDO Unibank, Inc.

BDO-PH B5VJH76 Philippines Common stock

Source: FactSet Fundamentals
DEC '19 DEC '18 DEC '17 DEC '16
365 Days 365 Days 365 Days 366 Days
Assets
Cash & Due from Banks 354.7 413.1 402.8 363.0
Investments 435.9 407.2 351.2 283.3
Trading Account Securities 27.1 20.3 14.7 14.0
Federal Funds Sold & Securities Purchased - 22.0 18.3 14.3
Securities Bought Under Resale Agreement - 22.0 18.3 14.3
Treasury Securities 293.3 259.2 221.8 168.7
Other Securities 115.5 105.7 96.4 86.4
Other Investments 0.0 0.0 0.0 -
Net Loans 2,279.4 2,097.9 1,814.2 1,571.1
Gross Loans - Net of Unearned Income 2,279.4 2,124.6 1,844.1 1,597.2
Commercial & Industrial Loans 2,048.1 1,010.5 714.7 627.3
Consumer & Installment Loans 161.4 324.3 483.2 374.0
Interbank Loans 101.4 104.6 89.2 115.2
Real Estate Mortgage Loans - 242.8 227.1 205.4
Broker & Financial Institution Loans - 292.9 195.9 150.7
Other/Unspecified Loans -31.6 151.8 135.5 126.0
Unearned Income - -2.2 -1.4 -1.3
Loan Loss Allowances (Reserves) - -26.8 -29.9 -26.2
Investment in Unconsolidated Subs. 5.0 5.1 4.9 4.4
Real Estate Other Than Bank Premises 17.3 20.9 20.4 17.6
Net Property, Plant & Equipment 46.6 33.7 29.3 26.9
Interest Receivables 0.0 0.0 0.0 -
Deferred Tax Assets 9.6 9.0 8.1 7.8
Other Assets 41.1 36.1 37.8 52.3
Other Tangible Assets 21.4 17.3 21.3 36.5
Intangible Assets 9.4 10.0 9.9 9.7
Goodwill 4.5 4.4 4.4 4.4
Other Intangible Assets 4.9 5.6 5.4 5.3
Deferred Charges 10.3 8.9 6.6 6.0
Total Assets 3,189.5 3,022.9 2,668.8 2,326.4
Liabilities & Shareholders' Equity
Total Deposits 2,485.2 2,407.9 2,107.9 1,905.2
Demand Deposits and Other Transaction Accounts 233.0 177.7 133.5 114.3
Savings & Time Deposits 2,252.2 2,230.2 1,974.3 1,790.9
Total Debt 207.0 165.7 153.7 110.6
ST Debt & Curr. Portion LT Debt 107.6 47.9 68.9 60.0
 Long-Term Debt 99.4 117.9 84.7 50.6
Long-Term Debt excl Lease Obligations 89.7 117.9 84.7 50.6
Capital and Operating Lease Obligations 9.6 0.0 0.0 0.0
Provision for Risks & Charges 3.3 4.5 2.8 -
Deferred Tax Liabilities 0.7 0.7 0.7 1.4
Other Liabilities 122.8 115.9 105.5 91.6
Other Liabilities (excl. Deferred Income) 122.8 115.9 105.4 91.6
Deferred Income - 0.0 0.0 0.0
Total Liabilities 2,819.0 2,694.8 2,370.5 2,108.9

Preferred Stock (Carrying Value) 5.2 5.2 5.2 5.2

Non-Redeemable Preferred Stock 5.2 5.2 5.2 5.2
Common Equity 363.8 322.2 292.3 211.6
Common Stock Par/Carry Value 43.8 43.7 43.7 36.5
Additional Paid-In Capital/Capital Surplus 124.0 123.4 123.0 70.1
Retained Earnings 192.3 156.3 133.5 109.2
Cumulative Translation Adjustment 0.0 0.0 0.0 0.0
Unrealized Gain/Loss Marketable Securities -1.7 -10.4 -4.0 -3.9
Revaluation Reserves 1.0 1.0 1.0 1.0
Other Appropriated Reserves 7.1 5.9 -3.5 -1.3
Unappropriated Reserves -2.8 2.3 -1.4 0.0
Treasury Stock 0.0 0.0 0.0 0.0
Total Shareholders' Equity 368.9 327.4 297.5 216.8
Accumulated Minority Interest 1.7 0.8 0.9 0.7
Total Equity 370.6 328.1 298.3 217.5
Total Liabilities & Shareholders' Equity 3,189.5 3,022.9 2,668.8 2,326.4
Per Share
Book Value per Share 83.02 73.67 66.91 55.41
Tangible Book Value per Share 80.86 71.38 64.65 52.85
All figures in billions of Philippines Peso except per share items.
DEC '15 DEC '14 DEC '13 DEC '12 DEC '11 DEC '10 DEC '09 DEC '08 DEC '07
365 Days 365 Days 365 Days 366 Days 365 Days 365 Days 365 Days 366 Days 365 Days

323.1 318.5 442.4 150.9 69.0 102.4 95.6 84.9 72.3

295.2 307.7 236.3 238.2 193.4 200.2 171.7 156.2 166.0
13.6 8.8 9.7 4.4 1.1 2.3 2.9 2.6 -
69.5 86.2 8.4 0.9 5.0 2.9 - - -
69.5 86.2 8.4 0.9 5.0 2.9 - - -
137.2 141.6 147.9 165.8 138.5 143.1 134.0 117.3 104.6
75.0 71.2 70.2 62.3 45.1 46.8 29.2 32.0 56.8
- - - 4.8 3.7 5.1 5.6 4.3 4.6
1,329.9 1,145.8 930.5 790.9 772.2 634.2 520.1 440.3 315.1
1,279.4 1,172.5 955.7 817.6 796.5 657.7 542.6 459.5 333.6
514.5 574.0 387.6 357.6 325.1 252.5 193.9 174.0 131.6
298.9 147.2 9.6 - - - - - -
76.8 84.8 46.9 48.7 126.4 116.2 70.0 66.7 36.6
184.8 114.5 147.6 110.5 77.6 55.8 49.7 30.6 23.9
169.1 181.6 131.2 107.7 84.7 79.1 84.1 65.5 36.3
113.5 72.1 235.4 193.1 182.8 154.1 144.9 122.7 105.2
-1.4 -1.7 -2.7 - - - - - -
-26.2 -26.8 -25.2 -26.7 -24.4 -23.5 -22.5 -19.1 -18.5
5.7 5.9 4.8 4.4 4.2 3.9 2.2 1.7 1.7
16.4 16.1 12.7 11.8 13.5 15.4 13.8 15.2 18.2
25.0 21.1 17.9 16.4 15.7 15.1 14.7 14.7 11.4
- - - - - - - - -
7.7 7.7 7.1 7.2 6.7 6.7 5.7 5.8 5.6
29.7 42.6 22.2 26.6 23.9 24.1 38.1 83.2 27.1
18.9 35.1 19.0 19.9 22.2 22.5 36.3 82.0 25.2
9.0 5.8 2.1 2.0 1.4 1.6 1.7 0.7 0.7
4.4 1.5 1.5 1.4 1.2 1.2 1.2 0.7 0.7
4.6 4.3 0.6 0.6 0.1 0.4 0.5 0.0 0.0
1.8 1.7 1.1 4.7 0.3 0.0 0.1 0.5 1.1
2,032.9 1,865.3 1,673.9 1,246.5 1,098.6 1,002.0 862.0 802.0 617.4

1,656.9 1,481.0 1,337.3 928.7 854.0 774.7 694.7 636.8 445.4

102.5 84.7 78.6 48.1 47.7 44.7 42.7 36.3 25.2
1,554.4 1,396.3 1,258.7 880.6 806.3 730.0 652.0 600.4 420.2
114.6 121.7 105.3 103.3 102.3 96.9 54.6 71.6 71.1
59.2 63.5 70.0 45.6 47.4 73.8 31.4 51.4 52.5
 55.4 58.2 35.3 57.7 55.0 23.2 23.2 20.1 18.6
55.4 58.2 35.3 57.7 55.0 23.2 23.2 20.1 18.6
0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
- - - - - - - - -
1.7 1.6 1.2 2.1 1.3 1.1 - - -
60.2 81.3 65.8 55.2 44.1 40.5 44.9 35.9 40.4
60.2 81.3 65.5 54.3 43.1 39.4 44.9 35.9 40.4
0.0 0.0 0.3 0.8 1.0 1.1 0.0 0.0 0.0
1,833.3 1,685.6 1,509.6 1,089.2 1,001.6 913.2 794.2 744.3 556.9

5.2 5.2 5.2 5.2 5.0 5.0 0.0 0.0 0.0

5.2 5.2 5.2 5.2 5.0 5.0 0.0 0.0 0.0
193.8 173.9 158.6 151.4 91.3 83.0 67.3 57.1 59.8
36.5 35.8 35.8 35.8 26.1 26.1 28.4 28.0 23.0
69.9 63.9 63.9 63.9 25.2 25.2 16.9 15.9 15.9
88.1 70.2 55.8 41.1 33.3 25.7 19.4 13.9 15.8
-0.1 -0.1 -0.1 -0.4 -0.4 -0.4 0.0 0.0 0.0
-0.7 3.0 2.6 7.6 4.4 3.7 -0.1 -3.5 2.6
1.0 1.0 1.0 1.1 1.1 1.2 1.2 1.3 1.4
-0.9 0.0 -0.4 2.3 1.7 1.6 - 0.1 0.1
0.0 0.0 0.0 0.0 0.0 0.0 1.5 1.3 1.1
0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
199.0 179.0 163.7 156.6 96.3 88.0 67.3 57.1 59.8
0.6 0.6 0.6 0.7 0.6 0.7 0.6 0.7 0.7
199.6 179.7 164.4 157.3 97.0 88.7 67.9 57.8 60.5
2,032.9 1,865.3 1,673.9 1,246.5 1,098.6 1,002.0 862.0 802.0 617.4

50.81 46.40 42.31 40.41 30.19 27.44 24.78 21.37 22.41

48.45 44.85 41.76 39.89 29.73 26.91 24.14 21.09 22.13
DEC '06 DEC '05 DEC '04 DEC '03 DEC '02 DEC '01 DEC '00
365 Days 365 Days 366 Days 365 Days 365 Days 365 Days

29.3 9.8 8.5 6.1 5.3 5.5 4.7

119.8 92.4 77.6 52.7 40.3 15.4 11.5
5.5 6.0 19.9 8.3 8.2 1.3 1.6
13.0 4.3 1.3 0.7 - - -
13.0 4.3 1.3 0.7 - - -
75.8 56.6 - - - - -
23.1 24.0 56.4 43.7 32.1 14.0 9.9
2.4 1.5 - - - - -
127.9 102.2 74.5 74.5 61.6 45.7 39.0
133.6 107.1 78.1 77.4 63.6 47.6 40.0
46.0 49.8 30.3 25.3 23.3 0.4 0.1
- - 5.5 4.7 4.2 3.1 2.5
31.5 24.3 14.5 18.3 9.1 36.9 30.3
10.2 8.9 20.2 23.8 21.1 - -
13.6 11.9 - - - - -
32.3 12.3 7.7 5.3 6.0 7.3 7.1
- - -0.1 0.0 0.0 0.0 0.0
-5.7 -4.9 -3.6 -2.9 -2.1 -1.9 -1.0
3.5 3.6 1.6 1.6 1.5 2.9 1.0
5.0 4.9 5.3 4.6 5.1 - -
1.9 1.7 1.2 1.0 0.8 0.8 0.5
- 2.9 2.5 1.8 1.4 - -
1.4 1.4 1.6 1.3 - - 0.3
15.7 15.0 6.3 5.4 4.3 6.6 5.2
14.8 14.2 6.1 5.1 4.1 6.4 5.0
0.7 0.6 0.0 0.0 0.0 0.0 0.0
0.7 0.6 0.0 0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0 0.0
0.3 0.2 0.2 0.3 0.1 0.2 0.2
304.5 233.8 179.1 149.0 120.2 76.9 62.1

229.4 154.3 128.1 102.9 92.4 56.6 47.5

7.1 4.0 3.6 2.7 2.2 1.1 0.8
222.3 150.3 124.4 100.3 90.2 55.5 46.7
40.9 51.3 26.6 26.4 12.3 8.7 7.8
18.1 31.3 12.9 12.3 4.0 8.6 7.4
 22.9 19.9 13.7 14.1 8.2 0.1 0.4
22.9 19.9 13.7 14.1 8.2 0.1 0.4
0.0 0.0 0.0 0.0 0.0 0.0 0.0
- - - - - - -
- - - - - - -
9.7 8.0 5.2 4.5 1.8 1.0 1.1
9.7 8.0 5.2 4.5 1.8 1.0 1.1
0.0 0.0 0.0 0.0 0.0 0.0 0.0
280.0 213.5 159.9 133.8 106.5 66.2 56.5

0.0 0.0 0.3 0.0 0.0 0.0 3.3

0.0 0.0 0.3 0.0 0.0 0.0 3.3
24.4 20.3 19.0 14.9 13.6 10.7 2.3
9.6 9.4 9.1 9.1 9.1 7.8 0.1
2.4 2.1 4.4 1.9 1.9 1.3 0.0
9.5 7.3 5.5 3.9 2.7 1.6 2.2
- - 0.0 0.0 - - -
2.6 1.5 0.0 0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0 0.0
0.0 0.0 - - - - -
0.2 0.1 0.1 0.1 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0 0.0
24.4 20.3 19.3 14.9 13.6 10.7 5.6
0.0 -0.1 0.0 0.3 0.0 0.0 0.0
24.4 20.2 19.3 15.1 13.7 10.7 5.6
304.5 233.8 179.1 149.0 120.2 76.9 62.1

21.89 18.63 18.08 14.10 12.93 11.87 2.53

21.30 18.08 18.08 14.10 12.93 11.87 2.53