(Pages : 3) J-1461 Reg. No. : Name : Fourth Semester B.Com. Degree Examination, March 2020 Career Related First Degree Programme under CBCSS Core Course : CC 1443 BANKING AND INSURANCE (2018 Admission) Time : 3 Hours Max. Marks : 80 SECTION -A Answer all questions in one or two sentence each. Each question carries 1 mark 1. What is e-banking? 2. What are the secondary functions of banks? 3. What is life insurance? 4. What do you mean by a bank? 5. What do you mean by a bank rate? 6 Expand IRDA 7. What is Causa proxima? 8 What do you mean by Demonetization? 9. What do you mean by core banking solutions? 10. Expand RTGS. (10 x 1 = 10 Marks) PLO.SECTION- B Answer any eight questions not exceeding one paragraph. Each question carries 2 marks. 11. What is reinsurance? 12. What are the characteristics of a banker? 13. What are the objectives of banking ombudsman scheme? 14. What are the merits of ECS? 15. What are the features of SWIFT? 16. What are the essentials of a valid cheque? 17. What are the techniques to prevent unauthorised alteration in cheques? 18. Differentiate general crossing from special crossing 149. Whatis the principle of subrogation? 20. Explain the importance of insurance. 21. What do you mean by marine policy? 22. What is bancassurance? (8 x 2 = 16 Marks) SECTION —C Answer any six questions not exceeding 120 words. Each question carries 4 marks. 23. What are the characteristics of marine insurance contract? 24. Explain the procedure for taking life insurance policies. 25. Write a short note on the following: (a) Insurer (b) insured (c) Premium (d) Policy 2 J- 146127. 28. 29. 30. 31 What are the important insurance legislations in India? What do you mean by banker's right of lien? What are the reasons for dishonouring of cheques? What are the advantages of E banking? What is Core banking? What are its features and merits? What are the various selective credit control methods employed by RBI. (6 x 4 = 24 Marks) SECTION -D Answer any two questions not exceeding four pages. Each question carries 15 marks 32 33. 34, 35, Explain the technique of credit creation by commercial banks. Explain the role of RBI What do you mean by RTGS? Explain its features and advantages What are the various types of life insurance policies? (2 = 15 = 30 Marks) 3 J- 1461