Below is the table of fees and charges as of November 8, 2022.

For the latest Security Bank Credit Card Fees and Charges, please visit https://www.securitybank.com/personal/credit-cards/.

CORPORATE CLASSIC COMPLETE GOLD NEXT* PLATINUM WORLD

CASHBACK
Annual Membership Fee Primary PHP2,000 PHP2,000 PHP3,000 PHP2,500 No annual fee PHP4,000 PHP5,000
Annual Membership Fee N/A PHP1,000 PHP1,500 PHP1,500 No annual fee PHP2,500 First supplementary card: waived for life.
Supplementary Succeeding supplementary cards: PHP2,500
Interest 2% per month
Late Payment fee PHP1,000 (USD20) or unpaid minimum amount due5, whichever is lower
Cash Advance fee PHP200 or USD4 per transaction1
Over-the-Counter Processing Fee PHP500 per transaction
ChargeLight Plan Pre-Termination 5% of unbilled portion of the principal amount
Fee
Charge Slip Retrieval Fee PHP400 per sales slip
Lost Card Fee/Card Replacement PHP400 per card
Fee
Card Certification Fee PHP200 for full statement of account Free for the first request
PHP300 for good credit standing PHP150 for succeeding request
Returned Check Fee PHP1,250 for peso per returned check or USD25 for dollar per returned check
Statement of Account Retrieval Fee PHP50 per page if requested billing statement is more than 3 months old
Foreign Exchange Transactions All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. For dual currency, all charges, advances, or amounts in currencies other than
Philippine Peso (PHP) shall be billed in US Dollar (USD). All transactions will be converted using Mastercard’s currency conversion rate at the time of posting. All converted transactions shall be
charged with 1% Mastercard assessment fee and 1.5% service fee, of the rates of which may be adjusted from time to time. The service fee shall likewise apply to transactions involving foreign
currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due
to Mastercard and/or acquiring bank and/or foreign merchant affiliates.
Minimum Amount Due 3% of total amount due or PHP500 (USD10), whichever is higher
Overlimit Fee3 PHP 500 per occurrence
ADA Fee PHP250 for peso account, if ADA account has insufficient funds.
USD5 for dollar account, if ADA account has insufficient funds.
Account Maintenance Fee PHP250 or amount equivalent to the credit balance whichever is lower will be charged to the accounts with credit balance that are closed or with no activity for the past 12 months.
USD5 or amount equivalent to the credit balance whichever is lower will be charged to the accounts with credit balance that are closed or with no activity for the past 12 months.
Payment Transfer Fee PHP100 if transferring from a peso account
USD2.5 if transferring from a dollar account
Refund Fee PHP500 will be charged for every refund request made to a cardholder’s overpayment amounting to PHP1,000 and above
PHP200 will be charged for every refund request made to a cardholder’s overpayment for amount below PHP1,000
Quasi-cash Fee2 2.5% of transacted amount
Change in credit card statement PHP2,000
cut-off Fee4
Reinstatement Fee6 PHP200
Overseas Card Delivery Fee Amount of fees will vary depending on the market prices of the courier and the destination
1
Cash Advance made overseas shall be subject to the fees of the servicing foreign franchise or bank.
2
Quasi-cash fee will be applied on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in
conjunction with any gaming or gambling activity.
3
Overlimit fee shall be charged for card usage beyond the approved credit limit. Please refer to Credit Cards Terms and Conditions for the full description.
4
Change in credit card statement cut-off fee shall be charged for every request to change your Security Bank Credit Card’s Statement Cut-off.
5
Unpaid minimum amount due refers to the total minimum amount due charged against the client for the latest billing cycle. Partial payment of the minimum amount due as appearing on the SOA will not reduce the “minimum amount due”
to be imposed against the client as late payment fee.
6
A reinstatement fee will be charged to past due accounts and cancelled cards that have been reinstated. Please refer to Credit Cards Terms and Conditions for the full description.
For bills not paid in full, the corresponding interest per card type will be applied to the Total Amount Due in your Statement of Account based on your average daily balance. A corresponding Late Payment Fee per card type will be charged to
your card account if payment is not received on or before the Payment Due Date. Security Bank reserves the right to change said fees and charges from time to time with prior notice.
*Next Mastercard feature is auto-installment. Please refer to Supplemental Terms and Conditions for Next Mastercard for the full description.
This product is not a deposit. This financial product of Security Bank Corporation is not insured by the Philippine Deposit Insurance Corporation (PDIC).