Download as pdf or txt
Download as pdf or txt
You are on page 1of 5

943-AadharStambh

Prepared By

Ph:
This is proposed to

Proposer Details
Name
Age 25
Plan Name 943-AadharStambh
Sum Assured 200000
Policy Term 20
PPT 20
DAB Rider 200000
AD & DB Rider 0
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
8144 4072 2036 678
7793+351 3897+175 1948+88 649+29

2nd year onwards


YLY HLY QLY MLY
7968 3985 1992 664
7793+175 3897+88 1948+44 649+15

Total Premium Rs.159536


Total Returns Rs.265000

Save Rs.22 per day for 20 yrs, and get a bulk


amount of Rs.265000 at Age:45
Year Age Premium Natural Accidental Returns CashValue Loan

2023 25 8144 200000 400000 0 0 0

2024 26 7968 200000 400000 0 4675 4207

2025 27 7968 200000 400000 0 7013 6311

2026 28 7968 200000 400000 0 15586 14027

2027 29 7968 200000 400000 0 19482 17533

2028 30 7968 202000 402000 0 23730 21357

2029 31 7968 204000 404000 0 27978 25180

2030 32 7968 210000 410000 0 34496 31046

2031 33 7968 216000 416000 0 41431 37287

2032 34 7968 220000 420000 0 48441 43596

2033 35 7968 224000 424000 0 55897 50307

2034 36 7968 228000 428000 0 63817 57435

2035 37 7968 232000 432000 0 72227 65004

2036 38 7968 236000 436000 0 81149 73034

2037 39 7968 240000 440000 0 90622 81559

2038 40 7968 245000 445000 0 100919 90827

2039 41 7968 250000 450000 0 111885 100696

2040 42 7968 255000 455000 0 123595 111235

2041 43 7968 260000 460000 0 136453 122807

2042 44 7968 265000 465000 0 144188 129769

2043 45 0 0 0 265000 0 0

0 0 159536 0 0 265000 0 0
You have to pay the premium for 20 yrs
(from Age:25 - Age:44)

If you take the payment mode as yly then you have to pay Rs.8144 for the first
year,from 2nd year onwards Rs.7968

Totally you will pay Rs.159536

At Age-45 you will receive Rs.265000

Natural Risk Cover is Rs.200000-Rs.265000 as shown in the above


table......For example
In case of Natural Death at Age-30, Nominee will receive Rs.202000

Accidental Risk Cover is Rs.400000-Rs.465000 as shown in the above


table......For example
In case of Accidental Death at Age-30, Nominee will receive Rs.402000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-32, you will receive Rs.34496

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-32, you can take a loan of Rs.31046

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----NMG & NMG(NSAP)----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

You might also like