Earn 5X reward points on your insurance premium payments

1st January 2023 – 31st March 2023

Offer Terms and Conditions

What is the offer?

 Under the offer, YES BANK Credit Cardmembers can earn 5X reward points on insurance
premium payments during the offer period.

 Standard 1X reward points would accrue as per the product feature of the card variant
being used. Additional 4X reward will be posted to card account within 45 days of offer
end date.

 This is a registration based campaign, the cardmembers will only be eligible for additional
reward points once they register themselves using the below given link.

Opt-in Link- https://campaignweb.yesbank.in/webApp/yblAPP2170

QR for registration:

 Maximum 5000 reward points can be earned on a Yes Bank Credit Card account during
the offer period.

 Customer will be eligible for additional reward points on minimum insurance premium
transaction amount of Rs.5000

 The Offer is valid from 1st January 2023 to 31st March 2023 (both days included).

 Offer is not valid on cash withdrawals done on YES BANK Credit Card.

Who is eligible for the offer?

 Offer is applicable for YES BANK Credit Cardmembers and shall be valid only during the
offer period.
 YES BANK reserves the right to determine the eligibility of a Cardmember under the Offer
during the Offer period.
  Transaction done by Add-on Cardmembers will also be considered while determining the
eligible cardmembers.

 Insurance premium transaction done on Add-on card will be clubbed with primary card
transactions to determine eligibility for additional reward points under this promotion.

 Insurance premium transaction, under this promotion, will be considered basis 'Insurance'
merchant category code as defined by Visa/MasterCard/Rupay.
 Additional reward points is applicable at a card account level which includes insurance
premium transactions undertaken on primary as well as add on card(s).
 For Private Credit Card holders additional reward points earned under this offer on
insurance payment spends will be within the maximum capped limit as per product
feature.
When will the Reward points be posted

 Additional reward points will be posted to card account within 45 days of offer end date.
Therefore, rewards points posting date will be on or before 15th May, 2023 .
 Only the individuals registered for this campaign will be eligible for the additional
reward points.
Generic Terms and Conditions

 For the purpose of eligibility calculation, spends/transactions will be calculated net of any
disputed transaction, sales reversals or credits on the Credit Card during the offer period.
 Void Transactions shall not be considered as a valid transaction for the purpose of the Offer
calculation.
 If a Cardmember ceases to be a Cardmember, at any time during the Offer Period, the Offer
shall lapse and shall no more be available to such Cardmember.
 YES BANK shall not be liable in any manner whatsoever for any loss/ damage/ claim that
may arise out of the use or otherwise of any goods/ services availed of by the
Cardmember/s under the Offer.
 YES BANK reserves the right to disqualify/ exclude any merchant establishment or
Cardmember from the Offer, if any fraudulent activity is identified as being carried out for
the purpose of availing the Offer or otherwise by use of the Card.
 No queries shall be entertained after 90 days from the closure date of the Offer Period. The
existence of a dispute, if any, regarding the Offer shall in no event constitute a claim against
YES BANK.
 The participation in the Offer is entirely voluntary and it is understood, that the
participation by the Cardmember/s shall be deemed to have been made on a voluntary
basis.
 Offer is not valid on Corporate / Purchase Yes Bank Credit Card.
 All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of
Mumbai.