;GktK ;pzXh wfvT{b

p?_e d[nkok ;GktK d/ w?_poK d/ oZy/ iKd/ ;?v' ykfsnK dh p?_e ftZu uZb ojh gq?efN; dk ft;b/;aD
eoB T[gozs ftgo' B/ p?_e ftZu gfjbK s'_ uZb oj/ Finacle (;hHphHn?;H) ftZu jh e[ZM spdhbhnK ns/
e[ZM BthnK nkg;BK pDk e/ g?e; wfvT{b ~ fsnko ehsk j?. Gkt/_ fe Finacle (;hHphHn?;H) p?_e ftZu
;GktK d/ w?_poK ;pzXh uZb ojh gq?efN; d/ nB[e{b Bjh ;h, fco th p?_e dh g?e; e'o Nhw ns/
ftgo' d/ nfXekohnK$w[bkiwK tZb'_ ;?v' ykfsnK ~ Finacle ftZu fcZN eoB dh tXhnk e'f;a;a ehsh rJh
j?. ftgo' d[nkok fJ; wfvT{b ~ ;jh Yzr Bkb ukb{ eoB fjZs e[ZM Bt/_ whB{az ns/ vkNk p/; N/pbi
~ e;NwkJhi ehsk frnk j?.

PACS Scheme Codes

Scheme Codes Scheme Names Intt. Table Code Rate of Intt. Scheme
(DR) Type
00103 OFL KCC PACS MEMBER OFKCC 7.00 CC
00105 OFL ST NAP THRU PACS OFNAP 10.00 CC
00111 OFL MT AGRILOAN THRU PACS LAMMA 13.50 LA
00113 OFL MT CONVERSION LOAN LAMMC 10.25 LA
00117 OFL MAI BHAGO LOAN LAMMB 9.00 LA
00109 OFLS BHAI LALO LOAN LAMBL 13.50 LA
ikD-gfjukD

g?e; w?_po dk n?;HNhH n?rohebuo dk yksk gq'veN e'v 00103 ftZu y'jfbnk ikDk j?. fJ;
yks/ ftZu nvtK; ehsh ikD tkbh oew ~ f;;Nw ftZu uko fjZf;nK (A,B,C,D) ftZu tzfvnk frnk
j?. jo/e fjZ;/ dh nkgDh fJZe tZyoh fbwN j?. NhHn?wH wh~ okjh_ fJ; ;ehw sfjs nvtK; eoB
tes f;;Nw fog'oN e'v wzr/rk. fJj fog'oN e'v ftZu ;k~ A,B,C iK D d/Dk gt/rk sK f;;Nw fJ;
e'v dh fbwN nB[;ko jh nvtK; eo/rk. fJ; s'_ fJbktk e;Nwo dh nvtK;w?_N tes f;;Nw T[;
e;Nwo dh ;/no wBh ~ th fXnkB ftZu oZy/rk. i/eo ;/no wBh dh ok;ah xZN j't/rh sK f;;Nw
nvtK;w?_N eoB s'_ gfjbK fJZe nboN d/t/rk fe s[jkvh ;/no wBh xZN j?.

w?fgzr nkc n?wH;hHn?bH

w?_po ~ wzBi{o j'J/ e[Zb n?wH;hHn?bH (Cash & Kind) ~ f;;Nw ftZu A,B,C ns/ D ftZu tzvD
bJh gqsh;as dk ;jkok fbnk frnk j?. fJ; bJh f;;Nw ftZu wzBi{o fbwN n;b fbwN s'_ E'Vh
pj[s xZN-tZX j't/rh. T[djkoD d/ s"o s/ fJZe J/eV M'B/ dh c;b dk n;b n?wH;hHn?bH ns/ f;;Nw
ftZu n?wH;hHn?b j/m fby/ nB[;ko j't/rkL

A/C Component Limit amt. in MCL Limit amt. in Variation

system
00103 A 10000 9945 (45%) -55
00103 B 7000 7072 (32%) +72
00103 C 1700 1547 (7%) -153
00103 D 3400 3536 (16%) -136
TOTAL 22100 22100 0
tofezr gq';?;

Bt/_ e;Nwo dk yksk y'jbD tes j/m fby/ nB[;ko nkg;aBK ubkJhnK ikDrhnKL

1. CUMM
2. PACD
3. OAAC
4. SRM
5. ACLHM
1. CUMM L-
1H fJj nkg;aB nkw nkg;aB j?. gqzs{ id'_ CUMM ubkT[D T[gozs i/eo ro[Zg ftZu F2 eoe/
;';kfJNh e'v ;b?eN ehsk iKdk j? sK f;;Nw fJ; e;Nwo nkJhHvhH ~ nkc bkJhB
e;Nwo nkJhHvhH wzB/rk. fJ; bJh ;Gk d/ w?_po dh e;Nwo nkJhHvhH pDkT[D T[gozs
;';kfJNh e'v gkT[Dk bkiwh j?.
2H coh N?e;N-2 ftZu g?e; w?_po dk g?e; w?_pof;ag Bzpo gkT[Dk nfsnzs io{oh j?. fJj
w?_pof;ag Bzpo 9 BzpoK dk j't/rk. fi; ftZu poKu e'v (4 Bzpo) ;';kfJNh Bzpo (1
Bzpo) ;Gk dk w?_po BzH (4 Bzpo) dk j't/rk. T[djkoD d/ s"o s/ 032010055 iK
1115A0925 nkfd.
3H ;Gk d/ w?_po ~ gfjbK nvtK; ehs/ f;ZX/ eoi/ fit/_ fe N{ -thbQo, ;hH;hH ckowoi, o{ob
jkT{; b'B, v/noh b'B nkfd eofinK bJh fJZe jh e;Nwo nkJhHvhH ukjh_dh j?. fJ;
nkBbkJhB e;Nwo nkJhHvhH ~ nkc bkJhB e;Nwo nkJhHvhH Bkb i'VQB bJh fJ; ~
w'vhckJh eoBk j? ns/ fJ; nkB bkJhB e;Nwo nkJhHvhH ftZu coh N?e;N-2 ftZu g?e;
w?_pof;ag Bzpo gkT[Dk j? i' fe gfjbK nkc bkJhB e;Nwo nkJhHvhH ftZu gkfJnk frnk
j?. nfijk eoB Bkb f;;Nw e/H;hH;hH nvtK; eoB tes nboN d/t/rk fe fJj w?_po
gfjbK jh e;Nwo nkJhHvhH HHHHHHHHHHHHHHHHHHHHH dk UtofvT{ j?.
2. PACD:-
1H fJ; nkg;aB ~ n;h_ n?v, w'vhckJh ns/ t?ohckJh eo ;ed/ jK.
2H fJ; nkg;aB okjh_ n;h_ e;Nwo dk fgzv e'v, fibQk, ckowo dh fe;w ( Marginal, Small
Farmer, Big Farmer), ;/noK dh oew, e/H;hH;hH Bzpo iK g?e; w?_pof;ag Bzpo chv eo
;ed/ jK.
3H fJ; nkg;aB okjh_ n;h_ phih ikD tkbh c;b ~ th n?v eoBk j?.
4H f;;Nw ;G s'_ nyho ftZu w'vhckJh ehsh ;/no wBh d/ nXko s/ jh nvtK;w?_N eoB
tes ;/no wBh xZN dk nboN d/t/rk.
3. OAAC:-
1H fJj nkg;aB pkeh ;ehwK tkbh jh j?.
4. SRM:-
fJ; nkg;aB okjh_ n;h_ g?e; w?_po ~ c;b ns/ J/eVK d/ nXko s/ ;feT[oNhnK nN?u
eoBhnK jB. T[djkoD d/ s"o s/ M'B/ dh 5 J/eV dh c;b d/ n?wH;hHn?bH bJh 2
;feT[oNhnK PAC0500 ns/ PAK0500 nN?u eoBhnK jB. fJ;/ soQK eDe d/ 9 J/eV d/
 n?wH;hHn?bH bJh WHC0900 ns/ WHK0900 nN?u eoBhnK jB. c;b d/ pdbD s/
SRM ~ w'vhckJh eoBk j?.

5. ACLHM:-
fJj th Bkowb nkg;aB j? ns/ nZr/ ft;Eko Bkb dZ;h rJh j?.
nvtK;w?NL-
(Finacle Menu: TM)
wkJhro/;aB tes yohc 2015 dhnK ;kohnK fbwNK w/BN/B eo fdZshnK rJhnK jB.
01-04-2015 s'_ pknd ;ehw e'v 00103 ns/ ;ehw e'v 00105 bJh j'D tkbh
nvtK;w?_N bJh fJj fbwNK w"i{d jB.
;ehw e'v 00103 ns/ 00105 ftZu TM Menu okjh_ nvtK; eoB tes f;;Nw fog'oN
e'v dh wzr eo/rk. :{io ~ A,B,C,D ftZu'_ e'Jh th fJZe fog'oN e''v ;b?eN eoBk j't/rk
ns/ f;;Nw fJ; ezg'B_N
? sfjs wzBi{o fbwN d/ nzdo-nzdo nvtK; eoB dh fJikis
d/t/rk.
;ehw e'v 00103 sfjs fog'oN e'v A,C ns/ D ezg'B_N
? e?; ns/ eKJhv fdZs/ ik
;ed/ jB. gqzs{ B ezg'N?_N f;oc NoK;co n?_Noh okjh_ jh nbkT{v j't/rk.
f;;Nw yks/ ~ v?fpN eoB tes ;/no wBh ns/ ezg'B_N
? tkJhi fbwN dh t?bhv/;B
u?e eodk j?. i/eo ;/no wBh xZN j[zdh j? sK fJZe nboN ;eohB T[Zgo nkt/rk. fJ;
s/ poKu w?B/io nZr/ nvtK; eo ;edk j? iK nvtK;w?_N o'e ;edk j?. gqzs{ f;;Nw
ezg'B_N
? tkJhi wzBi{o ehsh fbwN s'_ finkdk nvtK;w?_N eoB dh fJikis Bjh d/t/rk.
foetohL-
(Finacle Menu: ACINT)
id' ;Gk dk w?_po foetoh d/D bJh poKu ftZu nkt/rk sK :{io tZb'_ ACINT nkg;aB
ubkJh ikt/rh. ;ehw e'v 00103 ns/ 00105 ftZu ftnki dh n?_Noh ENTER Status ftZu
oj/rh ns/ fJ; ~ w?B{nbh fog'oN e'v ftZu "INTT" ;b?eN eoe/ g';N eoBk j't/rk.
foetoh ~ eo?fvN eoB bJh ftnki dh g';fNzr eoB T[gozs TM Menu okjh_ g?e;
w?_po d/ yks/ ftZu ;ehw e'v 00103 ns/ 00105 ftZu fog'oN e'v "RCRY" ;b?eN eoB
T[gozs jh foetoh dh n?_Noh bt/rk.
;/no wBh ~ tXkT[D xNkT[D ns/ spdhb eoB bJhL-
(Finacle Menu: PACD)
M (Modify) fbyD s'_ pknd F4 n?_No eoBk j?. e;Nwo nkJhHvhH F2 ;b?N eoBk
j?. c;b ;b?eN eoBh j?, ;/no wBh dh oew spdhb eoBh j? ns/ F10 dpkT[Dk j?.

CSOLOP ubkT[D s'_ gfjbK ehs/ ikD tkb/ ezw (nfsnzs io{oh)L-

;ko/ fdB ftZu i' th ;GktK d/ w?_poK ~ nvtK;w?_N ns/ foetoh dhnK n?_NohnK
ehshnK ikDrhnK, T[; ftZu ;?v' nekT{_N Bkb ;pzXs n?_NohnK p?_e d/ NokfJb p?b?_; ~
gqGkfts Bjh eoBrhnK. fJ; soQK poKu dk NokfJb p?b?_; N?bh eoB bJh j/m fbyhnK
n?_NohnK gkT[DhnK bkiwh jBL-
Dr. PACS STAGRI/MT/MT CONV./NAP/BHAI LALO/MAI BHAGO A/c (for all advancements of all
members of pacs)

Cr. OFL PACS SETTLEMENT (XXXX 50 00103103) (Dummy GL)

Dr. OFL PACS SETTLEMENT A/C (XXXX 50 00103103) (Dummy GL)

Cr. PACS STAGRI/MT/MT CONV./NAP/BHAI LALO/MAI BHAGO A/c (For all recoveries of all members
of pacs)

T[go'es n?_NohnK ;Gktko ;Gk d/ ykfsnK ~ g';N ehshnK ikDrhnK.

w?_poK dh fbwN pDkT[D ;pzXhL-

n?;HNhH n?rohebuo, e/H;hH;hH dh ;ehw 00103 ftZu fe;/ th w?_po dh fbwN j/m
fby/ fszB g?okwhNo ~ fXnkB ftZu oZy e/ pDdh j?L-

1H iwhB dh wkbeh (J/eVK ftZu)

2H phih ikD tkbh c;b (fit/_ fe eDe, ihoh, egkj nkfd)

3H w"i{dk ;e/b nkc ckfJBK;

fcB?eb ftZu T[go'es fszBK uhiK ~ w?B/i eoB bJh ACLHM Menu ftZu fbwN NkJhg
ftZu "D" (Driverd) gkT[Dk j? ns/ fJj fbwN w?_po ~ SRM ftZu nN?u ;feT[oNhnK s'_
e?be{b/N j't/rh. fJjBk ;feT[oNh e'vK ~ pDkT[D bJh c;b dk Bkw, ezg'B?_N ns/ b?_v
j'bfvzr dh tos'_ ehsh rJh j?. fJjBK ;feT[oNhnK dh oew ;e/b nkc ckfJBK; ~ nXko
wzB e/ pDkJh rJh j?.

T[djkoD d/ s"o s/ i/eo fe;/ w?_po dk 2 J/eV dk M'B/ dk n?wH;hHn?bH pfDnk j?

ns/ w"i{dk ;e/b nkc ckfJBK; Brd 10000$- o[gJ/ ns/ ykd 12100$- o[gJ/ e[Zb 22100$-
o[gJ/ gqsh J/eV j? sK e[b?eNob e'v j/m fby/ nB[;ko jBL-

Crop Name Land holding Componenet Collateral Code Collateral Amt.

Paddy 02 acre Cash PAC0200 20000
Paddy 02 acre Kind PAK0200 24200
w"i{dk f;;Nw ftZu jo/e c;b bJh fJZe s'_ 20 J/eV sZe d/ e[b?eNob pDkJ/ rJ/
jB i' fe j/m fby/ nB[;ko jBL-

PAC0100 For paddy cash 1 acre

PAC0200 For paddy cash 2 acre
PAC0300 For paddy cash 3 acre
…
PAC2000 For paddy cash 20 acre
PAK0100 For paddy kind 1 acre
PAK0200 For paddy kind 2 acre
PAK0300 For paddy kind 3 acre
…
PAK2000 For paddy kind 20 acre
COC0100 For cotton cash 1 acre
COC0200 For cotton cash 2 acre
COC0300 For cotton cash 3 acre
…
COC2000 For cotton cash 20 acre
COK0100 For cotton kind 1 acre
COK0200 For cotton kind 2 acre
COK0300 For cotton kind 3 acre
…
COK2000 For cotton kind 20 acre
fJ; soQK fcB?eb ftZu CMM Menu nkg;aBokjh_ e[b?eNob e'v w?g ehs/ rJ/ jB.
w"i{dk wkJhro/;B d"okB fJj e[b?eNob 1,2,3,4,5 nkfd J/eVK bJh jh pDkJ/ rJ/ jB. gqzs{
:{io fJ; ~ pknd ftZu fco?e;B (fit/_ fe 1H5 J/eV, 2H5 J/eV nkfd) ftZu CMM Menu
nkg;aBokjh_ pDk ;edk j?. fit/_ fe M'B/ d/ 1H5 J/eV bJh PAC0150 ns/ PAK0150.

fJ; s'_ pknd SRM Menu nkg;aB okjh_ fJjBK BthnK pDkJhnK e[b?eNob ~ nN?u
ehsk ik ;edk j?.

fbwNK ~ u?e eoB fjZsL-

(Finacle menu: SRM/ACLHM)

:{io fJjBK nkg;aB ~ ubk e/ w?_po dh fbwN ~ u?e eo ;edk j?.

fbwNK ~ ofBT{ eoB fjZsL-

TH c;b dk ;hiB pdbD s/L-

1H SRM ~ nZgv/N eo'. jo/e ;hiB pdbD s/ w?_po d/ nekT{_N ftZu SRM Menu okjh_ Bth_
c;b d/ e[b?Nob e'v nN?u ehs/ ikDr/.

2H ACLHM ~ nZgv/N eo'. :{io ;kw ~ v/-n?_v eoB s'_ gfjbK T[jBK ;ko/ w?_poK d/ ykfsnK
dhnK fbwNK dh n?e;gkfJoh v/N ~ tXk e/ 30-06 iK 31-01 (fit/_ th ;hiB j't/rk)
ofBT{ eo/rk fizBQK dh th nZi t;{bh nkJh j? sK i' GftZy ftZu nvtK;w?_N tes w[;feb
Bk nkt/.

nH ;e/b nkc ckfJBK; d/ ohtkJhi j'D T[gozsL-

1H PACL ~ jo/e c;b bJh nZgv/N eo' (fJj nkg;aB w[Zy dcso gZXo s/ ubkJh ikt/rh).

2H CMM ~ nZgv/N eo' (fJj nkg;aB w[Zy dcso gZXo s/ ubkJh ikt/rh).

3H SRM ~ nZgv/N eo' (fJj nkg;aB w[Zy dcso gZXo s/ ubkJh ikt/rh).

4H ACLHM ~ nZgv/N eo' (T[go'es nB[;ko).