Arun Palaniswamy

CONSUMER CIR
CONSUMER: PALANISAMY ARUNKUMAR DATE:13-03-2023
MEMBER ID: SF84501001_8 TIME: 15:50:53
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214
CONSUMER INFORMATION:
NAME: P ARUNKUMAR PALANISAMY
DATE OF BIRTH: 21-01-1992 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
724 1:
2:
PRESENCE OF DELINQUENCY
LENGTH OF TIME SINCE MODERATE TO SEVERE DELINQUENCY IS TOO SHORT
3: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
4: LOW CREDIT AGE
5: PRESENCE OF DELINQUENCY
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BXGPA6447R
VOTER ID NUMBER WRC0757831
RATION CARD NUMBER 17/G/0482436
UNIVERSAL ID NUMBER (UID) 746704291192
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
OFFICE PHONE 9698298716
OFFICE PHONE 9698298716
MOBILE PHONE 9698298716
MOBILE PHONE 9600584539
© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 8
TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
EMAIL CONTACT(S):
EMAIL ADDRESS
ARUN.8716@GMAIL.COM
ADDRESS(ES):
ADDRESS :26-16 GORI KULAM STREET DIAMOND BAZZER KALYANI COVERING TAMIL NADU 620008
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-11-2022
(e)
ADDRESS :BANGALORE NORTH,KARNATAKA APO ADDRESS 999998
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:24-06-2022
ADDRESS :NO 63 8 SAMASPIRAN STREET TRICHY TIRUCHIRAPPALLI TAMIL NADU 620008 TAMIL NADU 620008
CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:14-12-2021
ADDRESS :NO 63 8 SAMASPIRAN STREET TRICHY TIRUCHIRAPPALLI TAMIL NADU 620008 TAMIL NADU 620008
CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:14-12-2021
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 28-02-2023 OTHERS 32000 GROSS INCOME MONTHLY
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 13 HIGH CR/SANC. AMT: 11,22,370 CURRENT: 7,71,137 RECENT: 22-02-2023
OVERDUE: 0 OVERDUE: 0 OLDEST: 09-10-2014
ZERO-BALANCE: 7
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 21 2 13 4 11-03-2023
ACCOUNT(S):

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 22-02-2023 SANCTIONED: 588

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 588
DISCLOSED 28-02-2023 EMI: 594
TYPE: PERSONAL LOAN PMT HIST START: 01-02-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-02-2023 REPAYMENT TENURE: 1
INTEREST RATE: 24.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000
02-23
MEMBER NAME: NOT DISCLOSED OPENED: 21-02-2023 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CREDIT LIMIT: 36,000
DISCLOSED 28-02-2023 CASH LIMIT: 10,800
TYPE: CREDIT CARD PMT HIST START: 01-02-2023
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-02-2023
000
02-23
MEMBER NAME: NOT DISCLOSED OPENED: 31-01-2023 SANCTIONED: 33,920

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 27,334
DISCLOSED 31-01-2023
TYPE: PERSONAL LOAN PMT HIST START: 01-01-2023
000
01-23
MEMBER NAME: NOT DISCLOSED OPENED: 18-01-2023 SANCTIONED: 525

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-02-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 02-02-2023 EMI: 530
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 28-02-2023 REPAYMENT TENURE: 1
PMT HIST START: 01-02-2023 INTEREST RATE: 24.00
PMT HIST END: 01-01-2023

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
000 000
02-23 01-23
MEMBER NAME: NOT DISCLOSED OPENED: 15-12-2022 SANCTIONED: 3,10,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 3,10,000
DISCLOSED 31-12-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN PMT HIST START: 01-12-2022 REPAYMENT TENURE: 60
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-12-2022 INTEREST RATE: 14.99
000
12-22

DISCLOSED CLOSED: 22-12-2022 EMI: 8,879
000
12-22

DISCLOSED CLOSED: 17-11-2022 EMI: 7,052
000
11-22

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
ACCOUNT NUMBER: NOT LAST PAYMENT: 05-02-2023 CURRENT BALANCE: 2,45,043

DISCLOSED REPORTED AND CERTIFIED: EMI: 7,096
TYPE: PERSONAL LOAN 28-02-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2023 REPAYMENT TENURE: 60
PMT HIST END: 01-12-2021 INTEREST RATE: 15.50
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

DISCLOSED CLOSED: 16-12-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
OWNERSHIP: INDIVIDUAL 31-12-2022 INTEREST RATE: 15.25
PMT HIST START: 01-12-2022 ACTUAL PAYMENT: 2,34,339
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21
000 000 000 000 000

06-21 05-21 04-21 03-21 02-21

TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 3,744
OWNERSHIP: INDIVIDUAL 28-02-2021
PMT HIST START: 01-02-2021
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19
000 000 000 000 000 000 000 000

08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19
MEMBER NAME: NOT DISCLOSED OPENED: 22-11-2017 HIGH CREDIT: 72,599

LAST PAYMENT: 02-02-2023 CURRENT BALANCE: 72,599

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED:

DISCLOSED 28-02-2023
TYPE: CREDIT CARD PMT HIST START: 01-02-2023
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20

TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 3,754
OWNERSHIP: INDIVIDUAL 31-07-2019
PMT HIST START: 01-07-2019
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18
000 000 000 000 000 000 000 000

01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17

ACCOUNT NUMBER: NOT LAST PAYMENT: 21-12-2021 CURRENT BALANCE: 1,15,573
DISCLOSED REPORTED AND CERTIFIED: INTEREST RATE: 10.10
TYPE: EDUCATION LOAN 31-01-2023
OWNERSHIP: JOINT PMT HIST START: 01-01-2023
STD STD STD STD STD STD 061 030 STD STD 058 027 STD 060 029 STD 061 031
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21
STD STD 061 030 STD 090 062 031 STD STD 090 STD STD STD STD 001 001 STD
07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20
ENQUIRIES:

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 11-03-2023 CONSUMER LOAN 4,000
NOT DISCLOSED 17-02-2023 CREDIT CARD 10,000
NOT DISCLOSED 15-12-2022 OTHER 3,10,000
NOT DISCLOSED 09-12-2022 PERSONAL LOAN 4,00,000
NOT DISCLOSED 05-12-2022 PERSONAL LOAN 3,000
NOT DISCLOSED 22-09-2022 OTHER 1
NOT DISCLOSED 27-06-2022 PERSONAL LOAN 1
NOT DISCLOSED 07-01-2021 OTHER 3,00,000
NOT DISCLOSED 28-07-2020 CREDIT CARD 100
END OF REPORT ON PALANISAMY ARUNKUMAR

CONSUMER CIR
MEMBER ID: SF84501001_8 TIME: 15:50:53
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 13-03-2023
REPORT ORDER NO.: 4604785649, 4604785652 TIME: 15:12:02
REFERENCE NUMBER:
Consumer Name: PALANISAMY ARUNKUMAR

Personal Information Identification Contact Details
Previous Name: PAN: BXGPA6447R Home : 9698298716
Alias Name: Voter ID: WRC0757831 Office : 9698298716
DOB: 21-01-1992 Passport ID: Mobile : 9698298716
Age: 31 Years 2 Months UID: XXXXXXXXXXXX Alt. Home/Other No. :
Gender: Male Driver's License: Alt. Office :
Total Income: Rs.32,000 Ration Card: 17 G 0482436 Alt. Mobile : 9600584539
Occupation: Photo Credit Card: Email: ARUN.8716@GMAIL.COM
ID - Other:
NREGA card number:
CKYC:
Consumer Address:
Type Address State Postal Date Reported
Primary S-O PALANISAMY TIRUCHIRAPPALLI TIRU CHIRAPPALLI S-O TN 620008 31-01-2023
PALANISAMY TIRUCHIR APPALLI TIRUCHIRAPPALLI TIRUCHIRAPP
ALLI FORT 6-38 SAMASPIRAN STREET T IRUCHIRAPPALLI
PINCODE-620008
Primary 26-16 GORI KULAM STREET DIAMOND BA ZZER KALYANI COVERING TN 620008 31-12-2022
Primary TIRUCHIRAPPALLI TAMIL NADU TN 620008 31-08-2022
Owns,Primary NO 6/38 SAMASPIRAN STREET TN 620008 31-08-2019
Primary NO 75 SAMASPIRAN STREET TEPPAKULAM TN 620008 31-05-2019
Equifax Score(s):
Score Name Score Scoring Factors
Equifax Risk Score - Retail - 3.1 619 1 . Retail - Derogatory trade occurences
2 . Retail - Delinquency or past due amount occurences
4 . Retail - Sanctioned amount of housing loan trades
Account Summary :
Consolidated Credit Summary
OVERALL
Number of Open Accounts: 6 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.5,74,978
RETAIL
Number of Open Accounts: 6 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.5,74,978
Total Accounts: 10 Total Past Due Amount: 0.00 Recent Account: Personal Loan on
18-01-2023
Total Sanction Amount: Rs.5,77,433 Total High Credit: Rs. 64,263 Oldest Account: Education Loan on
09-10-2014
Copyright © 2010 Equifax Credit Information Services Private Limited -1-

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
MICROFINANCE
Number of Open Accounts: Number of Past Due Accounts: Total Outstanding Balance:
Recent Account: Installment amount: Total Past Due Amount:
Account Details:
Accounts
RETAIL
Acct # ********** Balance: 0 Open: Yes Date Reported: 31-01-2023
Institution: FINANCE Past Due Amount: 0 Interest Rate: 24.00 Date Opened: 18-01-2023
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.525 Reason:
Repayment Tenure: 01 Monthly Payment Amount: Rs.530 Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:
Account status:New Account

Asset Classification:
Suit Filed Status:
History
Account Status : NEW
Asset Classification : *
Suit Filed Status : *
01-23
RETAIL
Acct # ********** Balance: Rs.6,039 Open: Yes Date Reported: 31-12-2022
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 29-06-2022
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.33,920 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:
Account status:Current Account

Asset Classification: Standard
Suit Filed Status:
History
Account Status : 000 000 * * 000
Asset Classification : STD STD * * STD
Suit Filed Status : * * * * *
12-22 11-22 10-22 09-22 08-22
RETAIL
Acct # ********** Balance: Rs.2,48,862 Open: Yes Date Reported: 31-01-2023
Type: Personal Loan Last Payment: Last Payment Date: 05-01-2023 Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.2,94,988 Reason:
Repayment Tenure: 60 Monthly Payment Amount: Rs.7,096 Credit Limit: Collateral Value:

Suit Filed Status:
History
Account Status : 000 000 000 000 000 000 000 000 000 000 000 * 000 NEW
Asset Classification : * * * * * * * * * * * * * *

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
Suit Filed Status : * * * * * * * * * * * * * *

01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21
RETAIL
Acct # ********** Balance: Rs.64,263 Open: Yes Date Reported: 31-01-2023
Institution: BANK Past Due Amount: Interest Rate: Date Opened: 22-11-2017
Type: Credit Card Last Payment: Last Payment Date: 02-01-2023 Date Closed:
Ownership Type: Individual Write-off Amount: High Credit : Rs.64,263 Reason:


Suit Filed Status:
History
Account Status : 000 * 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
* * * * * * * * * * * * * * * * * * * * * * * *
* * * * * * * * * * * * * * * * * * * * * * * *
01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19
RETAIL
Institution: BANK Past Due Amount: 0 Interest Rate: 10.1 Date Opened: 09-10-2014
Type: Education Loan Last Payment: Last Payment Date: 21-12-2021 Date Closed:
Ownership Type: Joint Account Write-off Amount: Sanction Amount : Rs.60,000 Reason:

Account status:Standard
Suit Filed Status:
History
Account Status : STD STD * STD STD STD 60+ 30+ STD STD 30+ 01+ STD 60+ 01+ STD 60+ 30+ STD STD 60+ 30+ STD 90+
Asset Classification : STD STD * STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21
60+ 30+ STD STD 90+ STD STD STD STD * * STD * STD STD 30+ STD STD 60+ * STD * * STD
STD STD STD STD STD STD STD STD STD * * STD * STD STD STD STD STD STD * STD * * STD
* * * * * * * * * * * * * * * * * * * * * * * *
01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19
RETAIL
Institution: BANK Past Due Amount: 0 Interest Rate: 15.25 Date Opened: 05-02-2021
Type: Personal Loan Last Payment: Rs.89,940 Last Payment Date: 04-10-2022 Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.1,88,000 Reason:
Repayment Tenure: 60 Monthly Payment Amount: Credit Limit: Collateral Value:


Suit Filed Status:

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
History
Account Status : 000 000 000 000 000 000 000 000 * * 000 000 000 000 000 000 000 000 000 000 NEW
Asset Classification : * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * *
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21
RETAIL
Acct # ********** Balance: 0 Open: No Date Reported: 31-07-2019
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 21-06-2017
Type: Two-wheeler Loan Last Payment: Rs.3,754 Last Payment Date: 05-07-2019 Date Closed: 05-07-2019
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.71,000 Reason: Closed Account

Account status:Closed Account

Suit Filed Status:
History
Account Status : CLSD 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification : STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17
000 NEW
STD STD
* *
07-17 06-17
RETAIL
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 29-01-2019
Type: Personal Loan Last Payment: Rs.3,744 Last Payment Date: 07-02-2021 Date Closed: 07-02-2021


Suit Filed Status:
History
Account Status : CLSD 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification : STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19
NEW NEW
STD STD
* *
02-19 01-19
RETAIL
Type: Personal Loan Last Payment: Last Payment Date: 17-11-2022 Date Closed: 17-11-2022

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
Suit Filed Status:
History
Account Status : CLSD
11-22
RETAIL
Type: Personal Loan Last Payment: Last Payment Date: 22-12-2022 Date Closed: 22-12-2022

Suit Filed Status:
History
Account Status : CLSD
12-22
Enquiries:
Institution Date Time Purpose Amount
FINANCE 27-06-2022 12:11 Personal Loan Rs. 40,000
FINANCE 27-06-2022 11:38 Other
FINANCE 29-12-2021 20:47 Auto Loan Rs. 1
Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer’s First Name : P Arunkumar PAN: BXGPA6447R Address Information 1:
Father : Palanisamy Voter ID: Address : Tamil Nadu 620008
DOB : 21-01-1992 Passport ID: State : TN
Gender : Male UID: Postal : 620008
Inquiry / Request Purpose : Secured Credit Card Driver's License: Address Information 2:
Member ID / Unique Account Number: Ration ID: Address :
Transaction Amount: ID - Other: State :
Inquiry Account 1: ID - Other: Postal :
Inquiry Account 2: Home Phone : Address Information 3:
Inquiry Account 3: Mobile Phone : Address :
Inquiry Account 4: Other Phone : State :
Postal :
Branch ID :
Kendra / Centre ID :

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
Glossary, Terms and Explanations:
History
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
DEC Loan Declined
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19

CLIENT ID: 027FZ01141 DATE: 13-03-2023
REFERENCE NUMBER:
PWOS Post Write Off Settled

PWOC Post Write Off Closed
RC Restructured and Closed
AS Auctioned and Settled
RPS Repossessed and Settled
GI Guarantee Invoked
CAN Cancelled
Contact Us: Phone: 1800 209 3247 Fax: +91-22-6112-7950 Email: ecissupport@equifax.com
This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and Equifax Credit
Information Services Private Limited ("ECIS"), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed by the
terms and conditions of ECIS, contained in the Application form submitted by the customer/user.
The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best
effort basis and does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the
Membership agreement/terms and conditions of ECIS, as the case may be.

Arun Palaniswamy

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Arun Palaniswamy

Uploaded by

Copyright:

Available Formats

CONSUMER CIR

CONSUMER: PALANISAMY ARUNKUMAR DATE:13-03-2023

MEMBER ID: SF84501001_8 TIME: 15:50:53

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214

DATE OF BIRTH: 21-01-1992 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

POSSIBLE RANGE FOR CREDITVISION® SCORE

* At least one tradeline with information updated in last 36 months is required.

INCOME TAX ID NUMBER (PAN) BXGPA6447R

VOTER ID NUMBER WRC0757831

RATION CARD NUMBER 17/G/0482436

UNIVERSAL ID NUMBER (UID) 746704291192

OFFICE PHONE 9698298716

OFFICE PHONE 9698298716

MOBILE PHONE 9698298716

MOBILE PHONE 9600584539

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: SF84501001_8 TIME: 15:50:53

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-11-2022

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:24-06-2022

CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:14-12-2021

CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:14-12-2021

PERSONAL LOAN 28-02-2023 OTHERS 32000 GROSS INCOME MONTHLY

OVERDUE: 0 OVERDUE: 0 OLDEST: 09-10-2014

All Enquiries 21 2 13 4 11-03-2023

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: SF84501001_8 TIME: 15:50:53

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-02-2023 SANCTIONED: 588

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-02-2023 CURRENT BALANCE: 0

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-01-2023 SANCTIONED: 33,920

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-01-2023 SANCTIONED: 525

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: SF84501001_8 TIME: 15:50:53

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-12-2022 SANCTIONED: 3,10,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-12-2022 SANCTIONED: 8,750

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-11-2022 SANCTIONED: 7,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-12-2021 SANCTIONED: 2,94,988

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: SF84501001_8 TIME: 15:50:53

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,58,83,20,214

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-02-2023 CURRENT BALANCE: 2,45,043

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-02-2021 SANCTIONED: 1,88,000