CONSUMER CIR

CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020

MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

CONSUMER INFORMATION:
NAME: SANJAY KUMAR JAISWAL

DATE OF BIRTH: 23-04-1971 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE 1: CREDIT CARD BALANCES ARE HIGH IN PROPORTION TO HIGH CREDIT AMOUNT
VERSION 1.0 798 2: LOW PROPORTION OF SATISFACTORY TRADES

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) ABSPJ0606L

UID 662856563586

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 2345689

NOT CLASSIFIED 2345689

NOT CLASSIFIED 2345689

MOBILE 919424515236

EMAIL CONTACT(S):
EMAIL ADDRESS

ABHIPORWAL@GMAIL.COM

ABHI.PARWAL@GMAIL.COM

JASSYRANI@GMAIL.COM

SANJAYJAISWAL71@GMAIL.COM

ADDRESS(ES):

ADDRESS: BHAGYA LAXMI GIRLS HOSTEL 132, KAILASH PARK INDORE INDORE MADHYA PRADESH 452001

CATEGORY: OFFICE RESIDENCE CODE: OWNED DATE REPORTED: 28-03-2017

ADDRESS: 124 KAILASH PARK NAGOREE APARTMENT INDORE INDORE G.P. INDORE INDORE MADHYA PRADESH NEAR GEETA BHAWAN MANDIR MADHYA
PRADESH 452001

CATEGORY: NOT CLASSIFIED RESIDENCE CODE: DATE REPORTED: 14-03-2017

ADDRESS: 84 MANORAMA GANJ MADHYA PRADESH 452016

CATEGORY: RESIDENCE RESIDENCE CODE: OWNED DATE REPORTED: 08-03-2017

ADDRESS: 124-KAILASH PARK NEAR GEETA BHAVAN INDO RE INDORE MADHYA PRADESH MADHYA PRADESH 452001

CATEGORY: PERMANENT RESIDENCE CODE: DATE REPORTED: 30-09-2012

Page 1 of 6
CONSUMER CIR
CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020
MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

PERSONAL / ENQUIRY DISPUTE(S):

PERSONAL / ENQUIRY INFORMATION UNDER DISPUTE:
CIBIL REMARKS:

DATE ENTERED:

EMPLOYMENT INFORMATION :
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR

CREDIT CARD 30-11-2019 SELF EMPLOYED

SUMMARY:
ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 14 HIGH CR/SANC. AMT: 3,61,08,496 CURRENT: 3,14,68,443 RECENT: 29-10-2019

OVERDUE: 0 OVERDUE: 0 OLDEST: 01-06-2003

ZERO-BALANCE: 4

ENQUIRIES:
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 27 1 5 4 28-12-2019

ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-10-2019 SANCTIONED:5,69,500

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 16-11-2019 CURRENT BALANCE:5,69,500

TYPE: PROPERTY LOAN REPORTED AND CERTIFIED:

OWNERSHIP: JOIN 30-11-2019

PMT HIST START: 01-11-2019

PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-10-2019 SANCTIONED:65,00,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 16-11-2019 CURRENT BALANCE:65,00,000

TYPE: HOUSING LOAN REPORTED AND CERTIFIED:

OWNERSHIP: JOIN 30-11-2019

PMT HIST START: 01-11-2019

PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-07-2019 HIGH CREDIT:61,495

Page 2 of 6
CONSUMER CIR
CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020
MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 07-11-2019 CURRENT BALANCE:61,495

TYPE: CREDIT CARD REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 30-11-2019 CREDIT LIMIT:1,45,000

PMT HIST START: 01-11-2019 CASH LIMIT:

PMT HIST END: 01-07-2019 ACTUAL PAYMENT:675

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000

11-19 10-19 09-19 08-19 07-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-02-2019 SANCTIONED:68,450

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 12-04-2019 CURRENT BALANCE:67,025

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:705

OWNERSHIP: INDIVIDUAL 30-11-2019

PMT HIST START: 01-11-2019 PMT FREQ:MONTHLY

COLLATERAL TYPE: PROPERTY PMT HIST END: 01-02-2019 REPAYMENT TENURE: 180

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 001 000 000 000
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-02-2019 SANCTIONED:44,64,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 12-04-2019 CURRENT BALANCE:43,71,009

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:45,957

OWNERSHIP: INDIVIDUAL 30-11-2019

PMT HIST START: 01-11-2019 PMT FREQ:MONTHLY

COLLATERAL TYPE: PROPERTY PMT HIST END: 01-02-2019 REPAYMENT TENURE: 180

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 XXX 000 000 000
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-02-2019 SANCTIONED:11,16,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 12-04-2019 CURRENT BALANCE:10,96,728

TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: EMI:12,865

OWNERSHIP: INDIVIDUAL 30-11-2019

PMT HIST START: 01-11-2019 PMT FREQ:MONTHLY

COLLATERAL TYPE: PROPERTY PMT HIST END: 01-02-2019 REPAYMENT TENURE: 180

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 XXX 000 000 000
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-07-2017 SANCTIONED:1,08,02,487

ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE:1,01,14,076

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:1,08,604

OWNERSHIP: INDIVIDUAL 31-10-2019

Page 3 of 6
CONSUMER CIR
CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020
MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

PMT HIST START: 01-10-2019 PMT FREQ:MONTHLY

REPAYMENT TENURE: 202

COLLATERAL TYPE: PROPERTY PMT HIST END: 01-08-2017
INTEREST RATE: 10.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18
000 000 000 000 000 000 000 000 000
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-07-2017 SANCTIONED:50,00,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 05-11-2019 CURRENT BALANCE:34,83,693

TYPE: PROPERTY LOAN REPORTED AND CERTIFIED:

OWNERSHIP: JOIN 30-11-2019

PMT HIST START: 01-11-2019

PMT HIST END: 01-08-2017 REPAYMENT TENURE: 180

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18
000 000 000 000 000 000 STD 000 STD STD
05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-09-2012 SANCTIONED:20,00,000

ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE:16,74,433

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:18,847

OWNERSHIP: INDIVIDUAL 31-10-2019

PMT HIST START: 01-10-2019 PMT FREQ:MONTHLY

REPAYMENT TENURE: 240

PMT HIST END: 01-11-2016
INTEREST RATE: 9.50

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18
STD STD STD STD STD STD STD STD STD STD STD XXX STD STD 028 STD STD STD
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-09-2012 SANCTIONED:45,00,000

ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE:35,30,484

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:43,724

OWNERSHIP: INDIVIDUAL 30-11-2019

COLLATERAL VALUE:70,55,000 PMT HIST START: 01-11-2019 PMT FREQ:MONTHLY

REPAYMENT TENURE: 286

COLLATERAL TYPE: PROPERTY PMT HIST END: 01-12-2016
INTEREST RATE: 8.85

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 STD STD STD STD STD STD STD STD STD STD STD STD STD STD
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-12-2005 SANCTIONED:6,50,000

Page 4 of 6
CONSUMER CIR
CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020
MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 10-05-2012

CURRENT BALANCE:0
CLOSED: 10-05-2012

TYPE: HOUSING LOAN REPORTED AND CERTIFIED: EMI:4,827

OWNERSHIP: JOIN 31-03-2015

PMT HIST START: 01-05-2012 PMT FREQ:MONTHLY

REPAYMENT TENURE: 240

PMT HIST END: 01-06-2009
INTEREST RATE: 11.65

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 XXX XXX XXX XXX 000 000 000
05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11 07-11 06-11 05-11 04-11 03-11 02-11 01-11 12-10
000 000 000 000 000 000 000 000 000 000 000 000 XXX 000 000 000 000 000
11-10 10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10 12-09 11-09 10-09 09-09 08-09 07-09 06-09

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-12-2004 SANCTIONED:1,90,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 25-07-2005

CURRENT BALANCE:0
CLOSED: 26-07-2005

TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 15-07-2013

PMT HIST START: 01-07-2005

PMT HIST END: 01-07-2005

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
07-05

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-10-2004 HIGH CREDIT:2,544

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 18-01-2005

CURRENT BALANCE:0
CLOSED: 18-01-2005

TYPE: CREDIT CARD REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 31-01-2010 CREDIT LIMIT:

PMT HIST START: 01-01-2005 CASH LIMIT:

PMT HIST END: 01-01-2005

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX
01-05

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-06-2003 SANCTIONED:1,84,020

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 01-12-2004

CURRENT BALANCE:0
CLOSED: 28-12-2004

TYPE: AUTO LOAN (PERSONAL) REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 31-07-2012

PMT HIST START: 01-12-2004

PMT HIST END: 01-12-2004

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX
12-04

ENQUIRIES:

Page 5 of 6
CONSUMER CIR
CONSUMER: SANJAY KUMAR JAISWAL DATE: 02-01-2020
MEMBER ID: NB66467777_C2C3 TIME: 12:50:26
MEMBER REFERENCE NUMBER: 182550945 CONTROL NUMBER: 3,23,35,93,633

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

TCFSL 28-12-2019 OTHER 1,00,00,000

NOT DISCLOSED 15-11-2019 HOUSING LOAN 1,000

NOT DISCLOSED 28-10-2019 HOUSING LOAN 5,69,500

NOT DISCLOSED 18-10-2019 HOUSING LOAN 45,60,000

NOT DISCLOSED 15-10-2019 HOUSING LOAN 90,00,000

NOT DISCLOSED 19-07-2019 CREDIT CARD 10,000

NOT DISCLOSED 20-12-2018 PROPERTY LOAN 44,64,000

NOT DISCLOSED 26-09-2018 HOUSING LOAN 40,00,000

NOT DISCLOSED 20-09-2018 PROPERTY LOAN 50,00,000

NOT DISCLOSED 19-09-2018 PROPERTY LOAN 1,00,00,000

NOT DISCLOSED 29-07-2017 HOUSING LOAN 50,00,000

NOT DISCLOSED 22-07-2017 PROPERTY LOAN 50,00,000

NOT DISCLOSED 11-07-2017 HOUSING LOAN 1,20,00,000

NOT DISCLOSED 10-07-2017 OTHER 1

NOT DISCLOSED 28-03-2017 HOUSING LOAN 85,00,000

NOT DISCLOSED 14-03-2017 HOUSING LOAN 45,00,000

NOT DISCLOSED 08-03-2017 HOUSING LOAN 25,00,000

NOT DISCLOSED 31-07-2014 OTHER 3,00,000

NOT DISCLOSED 08-08-2012 HOUSING LOAN 40,00,000

NOT DISCLOSED 07-08-2012 HOUSING LOAN 20,00,000

NOT DISCLOSED 07-08-2012 HOUSING LOAN 20,00,000

NOT DISCLOSED 13-06-2012 HOUSING LOAN 80,00,000

NOT DISCLOSED 21-05-2012 HOUSING LOAN 50,00,000

NOT DISCLOSED 09-05-2012 LOAN AGAINST SHARES/SECURITIES 50,00,000

NOT DISCLOSED 29-03-2010 HOUSING LOAN 20,00,000

NOT DISCLOSED 21-03-2007 CREDIT CARD 25,000

NOT DISCLOSED 02-12-2005 HOUSING LOAN 6,50,000

END OF REPORT ON SANJAY KUMAR JAISWAL

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members
("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current
and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is
governed by the terms and conditions of the Operating Rules for CIBIL and its Members.

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