THE SECOND CHANCE

Ajamila was a brahmana who lived in the city of Kanyakubja, in ancient India. He
was born into a pious family and was trained in all the Vedic scriptures and rituals
from a young age. However, as he grew up, he became enamored with material
pleasures and started to lead a sinful life.
Ajamila's downfall started when he fell in love with a prostitute named Bhagavati
and abandoned his duties as a husband and father. He spent all his wealth on her
and had several children with her. He even named his youngest son Narayana,
after the name of Krishna, but his heart was filled with lust and attachment to
material pleasures.
One day, as Ajamila was on his deathbed, he saw the Yamadutas, the messengers
of Yamaraja, the lord of death, who had come to take him to hell for his sinful
actions. In a state of fear, Ajamila called out to his youngest son Narayana for
help.
As fate would have it, by calling out to his son, Ajamila inadvertently chanted the
holy name of Krishna, Narayana. This act of chanting the holy name saved him
from the clutches of death and confused the Yamadutas, who left without taking
him. Ajamila became introspective and realized the gravity of his past sinful
actions. He renounced his old ways of life and spent the rest of his days chanting
the holy name of Krishna and doing acts of charity and penance. At the time of his
death, he was visited by the Vishnudutas, the messengers of Lord Vishnu, who
took him to the spiritual realm, where he was reunited with his Lord.
The story of Ajamila highlights the power of the holy name of Krishna and the
importance of leading a righteous life. It also showcases the mercy of Krishna and
his willingness to forgive even the most sinful of persons.

Lesson from life of Ajamila-

1. The power of the holy name: Ajamila was a sinful person who had led a life
of debauchery and had even named his son after the name of Krishna,
Narayana. But when he called out to his son on his deathbed, he
inadvertently chanted the holy name of Narayana. This simple act of
chanting the holy name of Krishna saved him from the clutches of death
and ultimately led to his liberation. This demonstrates the immense power
of the holy name and the importance of regularly chanting it. Example of
Muslim chanted ‘Harama Harama’.
2. The consequences of sinful actions and Bad association: Ajamila's moment
or glimpse of vision of bad association cause him to fall from spiritual path
 (Dhyato Visaya pumsa). His past sinful actions led him to suffer in hellish
conditions after death. This serves as a reminder of the consequences of
our actions and the importance of leading a righteous life. Example –
Ajamila , Vipranayan If you see crack call out for help don’t become casual
as causal lead to causality. . “CUPID CAN MAKE ANYONE STUPID”

3. The mercy of Krishna: Despite Ajamila's sinful life, he was shown mercy by
Krishna when he chanted the holy name. This demonstrates the all-
encompassing love and mercy of Krishna and his willingness to forgive even
the most sinful of persons. Example of Vipranarayan Alwar.

4. The importance good association (Devotees): Ajamila's association with the

pure devotees of Narayana ultimately led to his redemption. Blessing, he got
by allowing to serve sadhu even for a moment saved him from greatest
danger because of them he gave his son’s name Narayana. When Ajamila
saw the Yamadutas, the messengers of Yamaraja who had come to take him
to hell, he became fearful and called out to his son for help. Saved his life and
going to hell. This underscores the importance of associating with spiritually
minded people in order to progress on the path of spiritual life. Example :
Story of Tirumanga alwar – Bow of Vishnu – married to Kumadri marriage
condition need to be fulfilled .

5. The power of repentance: Ajamila became introspective and realized the

gravity of his past sinful actions. He renounced his old ways of life and spent
the rest of his days chanting the holy name of God and doing acts of charity
and penance. At the time of his death, he was visited by the Vishnudutas, the
messengers of Lord Vishnu, who took him to the spiritual realm, where he
was reunited with his Lord. Its never too late to start , take responsibility of
our mistake .

bolo hari bolo (3 times)

maner ānande, bhāi, bolo hari bolo
bolo hari bolo (3 times)
janame janame sukhe bolo hari bolo
 
(2)
bolo hari bolo (3 times)
mānava-janma pe’ye, bhāi, bolo hari bolo
bolo hari bolo (3 times)
sukhe thāko, duḥkhe thāko, bolo hari bolo
 
(3)
bolo hari bolo (3 times)
sampade vipade, bhāi, bolo hari bolo
bolo hari bolo (3 times)
gṛhe thāko, vane thāko, bolo hari bolo
kṛṣṇaera saḿsāre thāki’ bolo hari bolo
 
(4)
bolo hari bolo (3 times)
asat-sańga chāḍi’, bhāi, bolo hari bolo
bolo hari bolo (3 times)
vaiṣnava-caraṇe poḍi’ bolo hari bolo
 
(5)
bolo hari bolo (3 times)
gaura-nityānanda bolo (3 times)
gaura-gadādhara bolo (3 times)
gaura-advaita bolo (3 times)
TOPIC: Financial and Spiritual Planning
◦Simple living high thinking
◦ Do not get carried away by comparing with others
◦ Do not take loan
◦ No big dreams -Unrealistic Dreams
◦ Seriously Plan your life – Even challenge come it will still fix you in KC
◦ Never be fearful of doing right investment which one to choose? Real Estate/ Mutual
Fund/Stocks/Bonds
===========•
◦ Power of compounding two case
5000 for 35 years @15%
20000 for 25 years @15%
◦ Setting Targets to build corpus -
Term insurance
Floaters medical insurance
Accident insurance
Property insurance
Recurring account > Saving account fixed amount anytime liquidity (cash able GIC)

◦ Emergency needs like lost job that time saving account will help
◦ Mutual fund is best investment type
Why?
1) Compounding growth?
2) Any time liquidity? Money back to your account in 24 hours ?
3) Tax free subjected to term conditions
4) Minimum fund is required than to buy stocks
5) You will see all fund information available transparency
6) Government controls
7) You will see the live value everyday

Example -
Suppose Ina - 25000
Exp Rent - 5000 (20%)
Household Exp - 10,000 (40%)
Term Ins -1250 (54) => 1 co security
Mediclaim - 1000
Property In Accident: -250
Policy Recurring - 2500 (10%) Emergency Account
 Balance 5000 will do SIP Age 25 @16% average return in 50-50 plan> 15 lac (A)

 15 lacs. @ 12% MIP (Low Risk)

Monthly contribution 5000

+
15,000 /month interest from 15 lac = 20,000

10yr it become 60 lacs (B)
 After 20 year you have A+B =75 lac

30 lac 30 lac 15 lac

@12% low risk @12 % low risk @16% high risk
66 lac
SWP
30,000 per month income 30,000 interest in high risk
90 lac after 10 years +30 lac principle = 1cr 20 lac

Comments -

Monthly Income 15$/hr - 2600

After tax - 2000

Rent - 500 (20%)

Household exp -700

Term insurance -25

Mediclaim Ins - FREE

Accidental Ins - FREE

Emergency Contribution -200 in GIC 2400 yearly @4.75 %

Temple Donation - 50

Balance - 525

samsara-davanala-lidha-loka
tranaya karunya-ghanaghanatvam
praptasya kalyana-gunarnavasya
vande guroh sri-caranaravindam
mahaprabhoh kirtana-nritya-gita
vaditra-madyan-manaso rasena
romanca -kampasru-taranga-bhajo
vande guroh sri-caranaravindam

sri-vigraharadhana-nitya-nana
sringara-tan-mandira-marjanadau
yuktasya bhaktams ca niyunjato ’pi
vande guroh sri-caranaravindam

catur-vidha-sri-bhagavat-prasada
svadv-anna-triptan hari-bhakta-sanghan
kritvaiva triptim bhajatah sadaiva
vande guroh sri-caranaravindam
sri-radhika-madhavayor apara
madhurya-lila guna-rupa-namnam
prati-kshanasvadana-lolupasya
vande guroh sri-caranaravindam
nikunja-yuno rati-keli-siddhyai
ya yalibhir yuktir apekshaniya
tatrati-dakshyad ati-vallabhasya
vande guroh sri-caranaravindam

sakshad-dharitvena samasta-sastrair
uktas tatha bhavyata eva sadbhih
kintu prabhor yah priya eva tasya
vande guroh sri-caranaravindam

yasya prasadad bhagavat-prasado

yasyaprasadan na gatih kuto ’pi
dhyayan stuvams tasya yasas tri-sandhyam
vande guroh sri-caranaravindam

Narshimha Arti
 namas te narasimhaya
prahladahlada-dayine
hiranyakasipor vakshahsila-
tanka-nakhalaye

ito nrisimhah parato nrisimho

yato yato yami tato nrisimhah
bahir nrisimho hridaye nrisimho
nrisimham adim saranam prapadye

tava kara-kamala-vare nakham adbhuta-sringam

dalita-hiranyakasipu-tanu-bhringam
kesava dhrita-narahari-rupa jaya jagadisa hare

Sri Tulasi Pranama

vṛndāyai tulasī-devyai
priyāyai keśavasya ca
viṣṇu-bhakti-prade devī
satya vatyai namo namaḥ

Sri Tulasi-Aarti
(1)
namo namah tulasi krishna-preyasi namo namah
radha-krishna-seva pabo ei abilashi
(2)
ye tomara sarana loy, tara vancha purna hoy
kripa kori’ koro tare vrindavana-vasi
(3)
mora ei abhilasha, vilasa kunje dio vasa
nayana heribo sada yugala-rupa-rasi
(4)
ei nivedana dhara, sakhira anugata koro
seva-adhikara diye koro nija dasi
(5)
dina krishna-dase koy, ei yena mora hoy
sri-radha-govinda-preme sada yena bhasi

Sri Tulasi Pradakshina Mantra

yāni kāni ca pāpāni
brahma-hatyādikāni ca
tāni tāni praṇaśyanti
pradakṣiṇaḥ pade pade