[ZEL_ LTINFL_N N
TJHJSLTLH TJHEFL@NLH FJTJSLUL[LH
GJHEEZHLFLH [JMSN FJTJSLUL[LH TJMI KLILG
L_ZALH FJTJSLUL[LH TL_NJH KJHELH ELHEEZLH

_N_[JG ZSMIMEN

ON LFLKJGNF 0 Hs. Kjvnl T Ijheemejhn, G.Fjp., _pFjp.GC

ON FINHNF 0 Hs.Slagnwltn, G.Fjp, _p.Fjp.GC

Knsusuh Mija0

SJ_[Z LSLAGLH GJICL.K

CT. <>3<?<34<<

TSMESLG _[ZKN GLEN_[JS NIGZ FJTJSLUL[

FJTJSLUL[LH
LH
BLFZI[L_ FJTJSLUL[LH
ZHNRJS_N[L_ LHKLIL_

n
 

nn

3434
 

KLB[LS N_N

CLC N

CLC N.............
...........................
.............................
..............................
.............................
.............................
..............................
.............................
.............................
.......................................
........................ <

TJHKLAZIZLH...............
..............................
.............................
.............................
..............................
.............................
.............................
.............................
................................
..................<<

<. < Iltlr Cjilflhe..............

.............................
.............................
.............................
.............................
.............................
..............................
.............................
.......................
......... <

<. 3 [u`ulh.............
............................
..............................
.............................
.............................
.............................
.............................
..............................
.............................
......................?
........?

CLC NN..............
.............................
.............................
.............................
..............................
.............................
.............................
.............................
.............................
.....................................;
......................;

[NH@LZLH TZ_[LFL..............
.............................
..............................
.............................
.............................
..............................
.............................
......................................
........................;;

3.< Eleli Enh`li Frmhnf..............

.............................
..............................
.............................
.............................
..............................
.............................
..............................;
................;

3.3 Ajgmknlinsl...............
..............................
.............................
.............................
.............................
.............................
..............................
.............................
........................<4
..........<4

3.
3.?
? [j
[jmr
mrnn Fjp
Fjpjr
jrlw
lwlt
ltlh
lh Tj
Tjlo
lojb
jbui
ui Jh
Jhk
k Mb
Mb IInbj..................................................................................<?
nbj

3.
3.;
; Bmrg
Bmrglt
lt Tjh
Tjhef
efl`
l`nl
nlh
hTTjl
jloj
ojbu
buii Jhk
Jhk Mb
Mb Inb
Inbj Olrj).................................................................<5
j (_jib Olrj).................................................................<5

CLC NNN...............
.............................
.............................
..............................
.............................
.............................
.............................
.............................
..............................
.............................
..................
....3?
3?

L_ZALH FJTJSLUL[LH FL_Z_..............

............................
.............................
..............................
.............................
.....................................
.............................
......3?
3?

?.
?.<
< Elgc
Elgclrlrlh
lh F
Fls
lsus
us F
Fji
jimi
mill
llh h Zt
Ztlglgl l Tjhe
Tjhefl fl`n
`nlh
lh & Tjh Tjhjr jrlplplhlh Tjlojbui Jhk mb Inbj [ajmry  Tlkl  Tlkl
Tlsnjh Eleli Enh`li Frmhns...............
..............................
.............................
.............................
.............................
.............................
...........................................
............................ 3?

CLC NR.............
............................
..............................
.............................
.............................
.............................
.............................
..............................
................................................
................................. ?3

TJHZ[ZT..............
............................
.............................
.............................
.............................
..............................
.............................
.............................
..............................
.............................
.............. ?3

;. < Fjsngpuilh...............
.............................
.............................
..............................
.............................
.............................
..............................
.............................
.........................
........... ?3

;. < _lrlh...............
.............................
.............................
..............................
.............................
.............................
.............................
.............................
....................................?3
.....................?3

KLB[LS TZ_[LFL.............
............................
.............................
.............................
.............................
.............................
..............................
.............................
...........................??
.............??
 

CLC N

TJHKLAZIZLH

<. < Iltlr Cjilflhe

Tjhylfn
Tjhylfntt eleli
eleli enh`li
enh`li frmhns
frmhns lklila
lklila sultu
sultu fjlkll
fjlkllh
h finhns
finhns ylhe kntlhkl
kntlhklnn kjhelh
kjhelh
 pjhuruhlh buhesn enh`li ylhe prmerjsnb klh nrrjvjrsncij
nrrjvjrsncij,, ylhe gjhelfnclt
gjhelfncltflh
flh urjgnl
urjgnl
sjanheel gjgjriuflh tjrlpn pjheelhtn enh`li ylhe tjtlp, cjrupl knlinsns ltlu trlhspilhtlsn
enh`li (_ukmym,344>). Lklpuh tlhkl klh ej`lil klrn eleli enh`li frmhns ylntu kjankrlsn,
CZH klh frjltn
frjltnhnh
hnh gjhnhe
gjhnheflt
flt,, lhjgnl
lhjgnl lfnclt
lfnclt fjelel
fjelelilh
ilh enh`li
enh`li klilg
klilg gjgprm
gjgprmkuf
kufsn
sn
jrntrmpmjtnh, pjhuruhlh ajgltmfrnt furlhe klrn 34% fjijilalh, fjijglalh, lhmrjfsnl,
 pjrklrlalh sliurlh ojrhl, knlrj ltlu fmhstnplsn, pjhuruhlh buhesn ijufmsnt, fuint cjrwlrhl
 puolt, slhelt fjrnhe, prurntus, ptjfnj, rlgcut rmhtmf, fufu tnpns klh gukla ijpls, eltli-

eltli, urjgnf klh pjruclalh elyl ankup (Cilof & Alwfs,344>).

Kltl UAM ((Umrik Mrelhnzltnmh) plkl tlauh 34<: gjhejguflflh clawl
Umrik Ajlita Mrelhnzltnmh)
lhefl fj`lknlh EEF kn sjiurua kuhnl gjholpln <4% klrn pmpuilsn, sjgjhtlrl ntu finjh
EEF ylhe gjh`lhn ajgmknlinsns knpjrfnrlflh gjholpln <,: `utl mrlhe kn sjiurua kuhnl.
Lhefll fj`lkn
Lhef fj`lknhhyl
hhyl knpjrf
knpjrfnrl
nrlflh
flh gjhnhe
gjhnheflt
flt 1% sjtnlp
sjtnlp tlauhhy
tlauhhyl.
l. EEF gjhjgp
gjhjgpltn
ltn
 pjhylfnt frmhns kjhelh lhefl fjgltnlh
f jgltnlh tjrtnheen fj-34 kn kuhnl. @ugila pjhkjrntl eleli
enh`li frmhnf ylhe gjh`lilhn ajgmknlinsl kn Nhkmhjsnl klrn tlauh fj tlauh sjglfnh
gjhnheflt, plkl tlauh 34<3 tjroltlt >.<2< mrlhe ylhe gjh`lilhn ajgmknlinsl, tlauh 34<?
sjcl
sjclhyl
hylf
f >.?>2
>.?>2 kl
klh
h sj
sjgl
glfn
fnh
h gjhn
gjhnhef
heflt
lt plkl
plkl tl
tlauh
auh 34<;
34<; sj
sjclh
clhyl
ylf
f <<.21
<<.21>
> mr
mrlhe
lhe
(Tjrhjbrn, 34<;).
Cjrklslrflh kltl Nhkmhjsnl Sjhli Sjenstry plkl tlauh 34<2 gjhejguflflh clawl
kn Nhkmhjsnl `ugila plsnjh EEF ylhe gjhklbtlr fj uhnt ajgmknlinsns tjrus gjhnheflt
<4% sjtnlp tlauhhyl. Tlkl tlauh 34<: tjroltlt sjclhylf 3<,4:4 plsnjh clru eleli enh`li
ylhe gjh`lilhn ajgmknlinsns, gjhnheflt plkl tlauh 34<2 sjclhylf 3:,;;2 plsnjh clru
elelii enh`li
elel enh`li ylhe gjh`li
gjh`lilhn
lhn ajgmkn
ajgmknlin
linsns
sns.. Lhefl
Lhefl ylhe oufup
oufup tnheen
tnheen uhtuf
uhtuf `ug
`ugila
ila
 pjhkjrntl eleli enh`li.
  Cjrkls
Cjrklslrf
lrflh
lh alsni
alsni kltl
kltl Snsfjs
Snsfjskls
kls plkl tlauh
tlauh 34<? gjhuh`
gjhuh`uffl
ufflh
h prjvli
prjvlijhs
jhsnn

gjhnheflt sjnrnhe kjhelh cjrtlgclahyl ugur, kjhelh pjhnhefltlh tl`lg plkl fjimgpmf 

<
 

ugur ?:-;; tlauh knclhknheflh fjimgpmf ugur 3:-?; tlauh. Trjvlijhsn plkl ilfn-ilfn
(4,?
(4,?%)
%) ijcn
ijcna
a tnhe
tnheen
en kl
klrn
rn pjrjg
pjrjgpu
pulh
lh (4,3
(4,3%)
%),, pr
prjvl
jvlij
ijhs
hsnn ij
ijcn
cna
a tn
tnhe
heen
en tj
tjr`
r`lk
lknn pl
plkl
kl
glsy
glsylr
lrlf
lflt
lt pj
pjrk
rkjs
jsll
llh
h (4,?
(4,?%)
%),, tnklf
tnklf cj
cjrs
rsjfm
jfmil
ila
a (4
(4,;%
,;%),
), pj
pjfjr
fjr`l
`llh
lh wn
wnrl
rlsw
swls
lstl
tl,,
 pjtlhn/hjilylh/curua (4.?%), klh funhtni nhkjfs fjpjgninfflh tjrclwla klh gjhjhela
 clwla glsnhe-glsnhe 4,?%. _jklheflh prmvnhsn kjhelh prjvlijhsn tjrtnheen lklila
_uilwjsn [jhela sjcjslr 4,:%, knnfutn Loja, Emrmhtlim, klh _uilwjsn Ztlrl glsnhe-
glsnhe 4,;% .
Fjclhylflh klrn finjh kjhelh eleli enh`li frmhns tjila glsuf fj tlalp fjkul
 pjhemcltlh, ylntu pjhemcltlh gjiliun ajgmknlinsl. Ajgmknlinsl gjruplflh pjheelhtnlh
enh`li
enh`li gmkjrh
gmkjrh gjheeu
gjheeuhlfl
hlflh
h knlin
knlinsns
sns uhtuf
uhtuf gjheji
gjhejiulr
ulrflh
flh zlt tjr
tjrilr
ilrut
ut ylhe tnklf
tnklf kn
nhenhflh gjiliun knbusn klh ajgmbnitrlsn uhtuf gjhejiulrflh lnr ylhe gjgclwl sjrtl zlt
tjrilrut ylhe tnklf kn nhenhflh(O.M.M„Oliilealh, 344>). Knlinsns gjruplflh prmsjs knbusn
zlt tjrilr
tjrilrut
ut kli
klilg
lg lnr ylhe
ylhe tjr`lk
tjr`lknn sjolrl
sjolrl plsnb
plsnb gjiliu
gjiliunn sultu
sultu gjgcrl
gjgcrlhj
hj klrn
klrn sltu
sltu

fmgplrtjgjh olnr gjhu`u fmgplrtjgjh ilnhhyl, kneuhlflh uhtuf gjhejiulrflh olnrlh

klh prmkuf ingcla klrn klilg tucua fjtnfl enh`li tnklf glgpu gjilfslhlflh prmsjs
tjrsjcut (_gjitzjr & Clrj, 34<?). Kn nhkmhjsnl ajgmknlinsl knilfuflh 3 flin sjgnheeu
kjhelh sjtnlp ajgmknlinsns knilfuflh sjilgl : `lg, kn ojhtjr puslt knlinsns ilnh lkl `uel
knlinsns ylhe kn ilfuflh ? flin sjgnheeu kjhelh ilgl knlinsns ; `lg (_ukmym,344>).
Zgughyl sjilgl gjh`lilhn ajgmknlinlsns lflh gjhngcuiflh strjss bnsnsf plkl plsnjh
sjtjila ajgmknliysns, plsnjh lflh gjrlslflh fjijilalh klh fjiulr fjrnhelt knhenh lfnclt
tjflhlh klrla ylhe gjhuruh sjaucuhelh kjhelh jbjf ajgmknlinsns.
Alii ylhe
Al ylhe pl
plin
inhe
he gjhmh
gjhmh`m
`mii plkl
plkl pl
plsn
snjh
jh kj
kjhel
helh
h st
stlk
lknu
nug
g lf
lfan
anrr en
enh`
h`li
li lkli
lklila
la
fjijil
fjijilalh,
alh, fjijgl
fjijglalh
alh mtmt,
mtmt, elheeulh
elheeulh buhesn
buhesn bn
bnsnf
snf,, sjs
sjslf
lf hlbls
hlbls klh kjprjsn
kjprjsn.. Ej`lil
Ej`lil
fjijilalh
fjijilalh tjila knflntflh
knflntflh kjhelh pjhnhefltlh
pjhnhefltlh gmrcnkntls
gmrcnkntls klh gmrtlintl
gmrtlintlss plkl plsnjh
plsnjh
elelii enh`li
elel enh`li tlalp
tlalp lfanr
lfanr ylhe gjh`li
gjh`lilhn
lhn ajgmkn
ajgmknlin
linsns
sns (Cmhhjr
(Cmhhjr,, 34<4).
34<4). Tjhlhel
Tjhlhelhlh
hlh
fjpjrlw
fjpjrlwltl
ltlh
h cjrtu`
cjrtu`ulh
ulh uhtuf
uhtuf gjgjol
gjgjolaflh
aflh glslil
glslila
a ylhe
ylhe tjr
tjr`lk
`lknn plkl plsnjh
plsnjh kjhelh
kjhelh
gjgcjr
gjgcjrnn lsualh
lsualh fjpjrlw
fjpjrlwltl
ltlh
h ylhe prmbjs
prmbjsnmh
nmhli.
li. Zhtuf
Zhtuf gjh`le
gjh`lell gutu
gutu lsualh
lsualh ylhe
ylhe
kncjrnflh plkl plsnjh brlftur sjmrlhe pjrlwlt glenstjr fjpjrlwltlh cjrtlheeuhe `lwlc
gjgpjrmija gjtmkj ylhe clfu klh sjsuln, rlsnmhli(imens), klh snstjgltns (urut, rlpn)
(Hnfgltur
(Hnfgltur jtli.,
jtli., 3441). [jrklplt
[jrklplt cjcjrlpl
cjcjrlpl gmkji klh tjmrn
tjmrn fjpjrlwlt
fjpjrlwltlh
lh ylhe klplt
 

kntjrlpflh sjcleln pjhkjfltlh klilg lsualh fjpjrlwltlh, slila sltuhyl gmkji Tjlojbui
Jhk Mb Inbj.
[jmrn Tjlojbui Jhk Mb Inbj ylhe kntjrlpflh lklila tjmrn ylhe gjhjflhflh clawl
uplyl tjhlel fjpjrlwltlh
fjpjrlwltlh klilg gjgcjrnflh
gjgcjrnflh pjily
pjilylhlh
lhlh fjplkl plsnjh kjhelh tu`ul
tu`ulh
h
gjgcjrnflh sjsultu ylhe pmsntnb sjpjrtn cjcls klrn rlsl slfnt, gjrlsl hylglh gjrlsl
knalreln klh knamrgltn, sjrtl cjrlkl klilg fjklglnlh `uel fjtjhlhelh klplt gjrlslflh
fjkjfltlh kjhelh mrlhe ilnh ylhe snehnbnflh klh mrlhe ylhe gjrlwlthyl.
<. < [u`ulh
Gjgcjrnflh elgclrlflh sjolrl gjhyjiurua tjhtlhe pjhjrlplh gmkji fmhsjp
klh tjmrn Tjlojbui Jhk Mb Inbj klilg gjgcjrnflh lsualh fjpjrlwltlh plkl plsnjh
kjhelh elheeulh snstjg pjrfjgnalh
 

CLC NN

[NH@LZLH TZ_[LFL

3.< Eleli Enh`li Frmhnf 

3.<.<
.<.< Tjhejrt
rtnnlh
Eleli
Eleli enh`li
enh`li frmhnf
frmhnf gjrupl
gjruplflh
flh pjrfjg
pjrfjgclh
clhelh
elh klrn
klrn eleli
eleli enh`li
enh`li lfut ylhe
 prmerjsnb klh ilgclt ylhe cnlslhyl cjrilhesuhe cjcjrlpl tlauh. Eleli enh`li frmhnf 
gjhyjcl
gjhyjclcflh
cflh enh`li
enh`li fjanilh
fjanilhelh
elh fjglgp
fjglgpulh
ulh uhtuf
uhtuf gjg
gjgpjr
pjrtla
tlalhfl
lhflh
h vmiugj
vmiugj klh
fmgpmsnsn olnrlh klilg fjlkllh lsuplh knnt hmrgli (Trnoj & Unismh, 34<3).
Tjhylfnt enh`li frmhnf lklila sultu prmsjs pltmbnsnmimens kjhelh jtnmimen ylhe
 cjrlelg, gjhelfncltflh pjhuruhlh buhesn enh`li ylhe prmerjsnb, klh plkl ugughyl
 cjrlfanr kjhelh eleli enh`li (_ukmym, 344>).

Tjhylfnt enh`li stlknug lfanr lklila fjlkllh knglhl tjr`lkn fjguhkurlh ylhe
 prmerjsnb plkl buhesn enh`li klh cjrfurlhehyl hjbrmh ijcna ilh`ut slgpln plkl sultu
tntnf sjanheel nl alrus gjh`lilhn tjrlpn knlinsns ltlu trlhspiltlsn enh`li ylhe glsna
 cjrbuhesn lelr klplt cjrtlalh ankup (Euytmh & Alii, 3441).
3.<.3 Jtnmimen
Gjhurut _gjitzjr & Clrj (34<?), eleli enh`li frmhnf gjruplflh sultu fjlkllh
finhns
finhns fjrusl
fjruslflh
flh enh`li
enh`li ylhe prmerj
prmerjsnb
snb klh nrr
nrrjvjr
jvjrsnc
sncij
ij klrn
klrn cjrclel
cjrclelnn pjhyjcl
pjhyjclc.
c.
Tjhyjclc tjr`lknhyl eleli enh`li frmhnf ylhe sjrnhe kntjguflh klplt knclen gjh`lkn 1
fjils lklila 0
l. Nhbjfsn
Nhbjfsn 0 Tnjimhjb
Tnjimhjbrntn
rntnss frmhnf.
frmhnf.
 c. Tjhylfnt pjrlklhelh 0 Eimgjruimhjbrntns.
o. Tjhylfn
Tjhylfntt vlsoui
vlsouilr
lr anpjrt
anpjrtjhs
jhsnb
nb 0 Hjbrms
Hjbrmsijr
ijrmsn
msnss cjhnehl,
cjhnehl, hjbrms
hjbrmsfij
fijrms
rmsns
ns glineh
glinehl,
l,
stjhmsns lrtjrnl rjhlins.
k. Elheeulh
Elheeulh `lrnhelh pjhylgcuhe 0 Iupus jrngltmsus
jrngltmsus snstjgnf,
snstjgnf, pminlrtjrn
pminlrtjrntns
tns hmkmsl,
sfijrmsns snstjgnf prmerjsnb.
j. Elheeulh
Elheeulh omhejhntli klh ajrjkntjr
ajrjkntjr 0 Tjhylfnt
Tjhylfnt enh`li pminfnstnff,
pminfnstnff, lsnkmsns
lsnkmsns tucuius
enh`li.

b. Tjhylfnt
Tjhylfnt gjtlcminf 0 Knlcjtjs gjiintus,
gjiintus, emut, anpjrplrlty
anpjrplrltyrmnkn
rmnknsgj,
sgj, lgimnkmsns.
lgimnkmsns.
 

e. Hjbrmpltn
Hjbrmpltn tmfsnf
tmfsnf 0 Tjhylila
Tjhylila euhllh lhliejsnf,
lhliejsnf, hjbrmpltn
hjbrmpltn tngclij.
a. Hjbr
Hjbrmp
mplt
ltnn mcs
mcstruf
trufttnb 0 _li
_liur
urlh
lh fjg
fjgna clen
clenlh
lh lt
ltls
ls 0 fli
flifuin
fuin hjmp
hjmpiils
lsg
gl,
bncrmsnsr
bncrmsnsrjtrmp
jtrmpjrnt
jrntmhjli.
mhjli. _liurlh
_liurlh fjgna clwla 0 anpjrtrmbn
anpjrtrmbn prmstlt, strnftur
strnftur urjtrl,
urjtrl,
lhmglinomhejhntli plkl ijajr flhkuhe fjgna klh urjtrl.
3.<.?
.<.? Tltm
tmbbnsn
snmi
mim
men
Buhesn
Buhesn rjhli
rjhli gjhuru
gjhuruh,
h, prmkuf
prmkuf lfanr
lfanr gjtlcm
gjtlcmins
insgj
gj prmtjn
prmtjnh
h (ylhe
(ylhe hmrgli
hmrglihyl
hyl
knjfsrjsnflh fjklilg urnh) tjrtngcuh klilg klrla. [jr`lkn urjgnl klh gjgpjhelruan
sjtnlp snstjg tucua. Clhylf ej`lil urjgnl ylhe gjgclnf sjtjila kn knliysns (_gjitzjr 
& Clrj, 34<?).
Elhe
Elheeu
eulh
lh oi
oijl
jlrl
rlho
hojj rjh
rjhli
li tjr`lk
tjr`lknn lfnclt
lfnclt pjhuruh
pjhuruhlh
lh `ugila
`ugila eimgjr
eimgjruiu
uiuss ylhe
 cjrbuhesn. Tjhuruhlh il`u bnitlsn eimgjruius knkjtjfsn kjhelh gjgjrnfsl oijlrlhoj
frjltnhnh urnhj tlgpuhe 3; `lg ylhe gjhuh`ufflh pjhuruhlh oijlrlhoj frjltnhnh klh
 pjhnhefltlh flklr frjltnhnh sjrug. Sjtjhsn olnrlh klh hltrnug klplt gjhelfncltflh

jkjgl, OAB, klh anpjrtjhsn.

anpjrtjhsn. Anpmtjhsn
Anpmtjhsn klplt tjr`lkn
tjr`lkn flrjhl lftnvntls,
lftnvntls, lfsns rjhnh
lhentjhsnh klh fjr`l slgl fjkulhyl gjhnhefltflh sjfrjsn likmstjrmh. Fjanilhelh
elrlg gjhelfncltflh rnsnfm anpmtjhsn klh anpmvmijgnl (Trnoj & Unismh, 34<3).
Lhjgnll tjr`lkn
Lhjgn tjr`lkn lfnclt prmkufsn jrntrmpmnjtn
jrntrmpmnjtnh
h ylhe tnklf gjglkln,
gjglkln, gjgjhkjfhyl
gjgjhkjfhyl
us
usnl
nl sji
sji kl
klrl
rla
a gj
gjrl
rla,
a, kjbjs
kjbjsnj
njhs
hsnn hu
hutr
trns
nsnn kl
klh
h fj
fjoj
ojhkj
hkjru
ruhe
helh
lh uhtuf
uhtuf gjhe
gjheli
lilg
lgnn
 pjrklrlalh lfnclt stltus urjgnf plsnjh, tjrutlgl klrn sliurlh pjhojrhllh.
Jrntrm
Jrntrmpmn
pmntjn
tjnh
h ylhe knprmk
knprmkufs
ufsnn mija
mija enh`li
enh`li,, gjhstn
gjhstngui
guilsn
lsn sugsug
sugsug tui
tuilhe
lhe uhtuf 
uhtuf 
gjhea
gjheals
lsni
niflh
flh sj
sjii kl
klrl
rla
a gjrl
gjrla,
a, klh pr
prmk
mkuf
ufsn
sn jr
jrnt
ntrm
rmpmn
pmntj
tjnh
nh gjhu
gjhuru
ruh
h sj
sjan
anhe
heel
el
gjhelfncltflh lhjgnl cjrlt ylhe knsjrtln fjijilalh, lhenhl klh sjslf hlbls (Trnoj &
Unismh, 34<3).
Fjtnklfsjngclhelh flisnug klh bmsblt gjruplflh elheeulh gjtlcminsgj. Flklr 
sjrug flisnug
flisnug klh bmsblt
bmsblt tucua gjgninfn
gjgninfn aucuhelh tngcli
tngcli clinf.
clinf. @nfl slila sltuhyl
gjhn
gjhnhe
heflt
flt,, glfl
glfl buhe
buhesn
sn il
ilnh
nh lflh
lflh gjhur
gjhuruh.
uh. [j
[jtl
tlpn
pn,, el
eleli
eli en
enh`
h`li
li tu
tucu
cua
a tn
tnkl
klf 
f 
gjrjspmhs hmrgli tjralklp pjhnhefltlh sjfrjsn plrltamrgmh, sjanheel flisnug kn
tuilhe
tuilhe gjhuru
gjhuruh,
h, gjhyjc
gjhyjclcfl
lcflh
h tjr`lk
tjr`lknhy
nhyll pjrucl
pjruclalh
alh tui
tuilhe
lhe klh pjhylfn
pjhylfntt tui
tuilhe
lhe..
Kjgnfn
Kjgnfnlh
lh `uel,
`uel, vntlgn
vntlgnh
h K (<,3:
(<,3: knankr
knankrmfmi
mfmijfl
jflisn
isnbjr
bjrmi)
mi) ylhe kncjht
kncjhtuf
uf kn enh
enh`li
`li
gjhuruh sjnrnhe pjrfjgclhelh eleli enh`li (_ukmym, 344>).
 

3.
3.<.
<.;
; Glhn
Glhnbj
bjst
stls
lsnn finh
finhns
ns
Elgclrlh finhns klrn plsnjh eleli enh`li frmhnf ylntu ijtlren, lhmrjfsnl, guli,
guhtla,
guhtla, fjijcnalh
fjijcnalh vmiugj olnrlh, pjrnflrknt
pjrnflrkntns,
ns, fj`lhe-fj`l
fj`lhe-fj`lhe,
he, hjurmp
hjurmpltn,
ltn, elheeulh
elheeulh
fjsjngclhelh jijftrmint, lhjgnl, ijgla (_ukmym, 344>).
Flrjh
Flrjhll buhe
buhesn
sn enh`
enh`li
li gjhur
gjhuruh
uh,, sj
sjtn
tnlp
lp sn
snst
stjg
jg tu
tucu
cua
a gjh`
gjh`lk
lknn tj
tjrp
rpjh
jhelr
elrua.
ua.
Glhnbj
Glhnbjstl
stlsn
sn finhns
finhnshyl
hyl lklila
lklila alsni
alsni klrn
klrn zlt knpjrt
knpjrtlalh
lalhflh
flh sjpjrt
sjpjrtnn urjl,
urjl, frj
frjltn
ltnhnh
hnh,,
jijftrmint, lnr. Zrjgnl lklila snhkrmg knglhl buhesn enh`li gjhuruh fj tntnf ylhe
tngcui ej`lil plkl snstjg tucua elhkl. Ntu sjrnhe tjr`lkn fjtnfl EBS ≫<4 Gi/GNH
(Ijwns, 344:).

3.<.
3.<.:
: Tjhl
Tjhltl
tlil
ilfs
fslh
lhll
llh
h
Gjhurut Trnoj & Unismh (34<3), pjhltlilfslhllh pjhylfnt eleli enh`li tlalp

lfanr lklila sjcleln cjrnfut 0

l. Tjhltli
Tjhltlilfs
lfslhll
lhllg
g fmhsjrv
fmhsjrvltnltnb 
b 
<) Tjhjhtulh
Tjhjhtulh klh
klh pjhemcltlh
pjhemcltlh pjhyjclc
pjhyjclc
3) Tjhemptnglil
Tjhemptnglilh
h klh rugltlh
rugltlh fjsjngclhelh
fjsjngclhelh elrlg
elrlg klh lnr 
?) Fmrjfsn
Fmrjfsn mcstrufs
mcstrufsnn sliurlh
sliurlh fjgna
fjgna
;) Kjtjfsn
Kjtjfsn lwli klh pjhemcltlh
pjhemcltlh nhbjfsn
nhbjfsn
:) Tjhejhkl
Tjhejhklin
inlh
lh anpjrtjhs
anpjrtjhsnn
2) Knjt rjhkla
rjhkla prmtjn
prmtjnh,
h, tnheen
tnheen flimrn
flimrn
5) Tjhejhklinlh
Tjhejhklinlh fjsjngclhelh
fjsjngclhelh jijftrmint
jijftrmint
1) Gmknbnflsn
Gmknbnflsn tjrlpn
tjrlpn mclt kjhelh
kjhelh pjruclalh
pjruclalh buhesn enh`li
enh`li
>) Kjtjfsn
Kjtjfsn klh pjhemcltlh
pjhemcltlh fmgpinls
fmgpinlsnn

 c. [jrlpn pjheelhtn enh`li

<) Ajgmk
Ajgmknl
nlin
insl
sl
3) Knlin
Knlinsns
sns pjrnt
pjrntmhjl
mhjlii
?) [rlhsp
[rlhspilt
iltlsn
lsn enh`l
enh`lii
 

3.<.2
.<.2 Filsn
snbbnf
nfl
lsn
Gjhurut Trnoj & Unismh (34<3), pjr`lilhlh ugug eleli enh`li prmerjsnb klplt
knclen gjh`lkn tnel stlknug ylntu 0
l. _tlknu
_tlknug
g < (pjhur
(pjhuruhlh
uhlh olklhel
olklhelh
h enh`l
enh`li)
i)
Kn tlhkln
tlhkln kjhelh
kjhelh frjltn
frjltnhnh
hnh sjrug
sjrug klh flklr
flklr Cimmk
Cimmk Zrjug
Zrjug Hntrme
Hntrmejh
jh (CZH)
(CZH)
hmrgli klh pjhkjrntl lsngtmgltnf.
 c. _tlknug 3 (nhsubnsnjhsn enh`li)
Ijcna klrn 5:% `lrnhelh ylhe cjrbuhesn tjila ruslf (Eimgjruim bnitrltnmh rltj
 cjslrhyl 3:% klrn hmrgli). Tlkl tlalp nhn Cimmk Zrjug Hntrmejh guiln
gjhnheflt knltls hmrgli, flklr frjltnhnh sjrug guiln gjhnheflt gjijcnan flklr 
hmrgli, lzmtjgnl rnhelh, tngcui hmfturnl klh pminurn.
o. _tlknu
_tlknug
g ? (eleli
(eleli enh`li
enh`li stlk
stlknug
nug lfanr
lfanr/ur
/urjgn
jgnl)
l)

[ngcui lplcnil >4% glssl hjbrmh tjila alhour, hniln eimgjruim bnitrltnmh rltj
<4% klrn hmrgli, frljtnhnh finrjhs :-<4 gi pjrgjhnt ltlu furlhe. Tlkl tlalp nhn
frjltnhnh sjrug klh flklr Cimmk Zrjug Hntrmejh gjhnheflt slhelt gjhomimf 
klh tngcui mineurn.
3.<.5
.<.5 Fmgpi
pinnfls
flsn
Gjhurut _gjitzjr & Clrj (3441), fmgpinflsn ylhe klplt tjr`lkn ylntu 0
l. Anpjrflijgn
Anpjrflijgn,, flrjhl jfsfrjsn
jfsfrjsn gjhuruh,
gjhuruh, lsnkms
lsnkmsns,
ns, klh
klh lsuplh glflhlh
glflhlh ylhe
ylhe
 cjrijcnalh.
 c. Tjrnflrkntns, jbusn pjrnflrknli, klh tlgpmhlkj pjrnflrknli lfnclt rjtjhsn prmkufsn
slgpla urjgnf.
o. Anpjrtjhsn
Anpjrtjhsn lfnclt
lfnclt rjtjhsn
rjtjhsn hltrnug
hltrnug klh lnr sjrtl
sjrtl fjruslflh
fjruslflh rjhnh
rjhnh
k. Lhjgn, flrjhl
flrjhl prmkufsn
prmkufsn jrntrmpmjt
jrntrmpmjtnh
nh gjhuruh,
gjhuruh, pjrklrlalh
pjrklrlalh kn `liur EN klrn
klrn nrntlsn
nrntlsn
rlouh klh pjgcjhtufflh uifus, klh fjanilhelh klrla sjilgl ajgmknlinsns.
3.<.1
3.<.1 Klgp
Klgplf
lf Tjh
Tjhylf
ylfnt
nt Elel
Elelii Enh
Enh`li
`li Frmh
Frmhnf 
nf 
Gjhur
Gjhurut
ut _gji
_gjitz
tzjr
jr & Clrj
Clrj (344
(3441)
1),, pjhyl
pjhylfn
fntt en
enh`
h`li
li fr
frmhn
mhnf
f lflh
lflh cj
cjrk
rklg
lgpl
plf 
f 
tjralklp pjruclalh bnsnf, psnfmimens, smsnli klh jfmhmgn. _jpjrtn ylhe kn`jilsflh
 cjrnfut nhn0

l. Tjruclalh Bnsnf
 

Tjruclalh ylhe tjr`lkn plkl bnsnf plsnjh pjhylfnt enh`li frmhnf tjrelhtuhe
 plkl fjruslflh enh`li klh fjlkllh ilnhhyl ylhe gjgpjhelruan sjpjrtn usnl
klh fmhknsn tucua plsnjh. Tjruclalh bnsnf ylhe klplt tjr`lkn plkl plsnjh
 pjhylfnt enh`li frmhnf knclen gjh`lkn 1 clenlh ylntu 0
<) _nst
_nstjg
jg Hjur
Hjurmi
mime
menn
Fjijglalh/ bltneuj,
 bltneuj, fjojglslh, pjhuruhlh fmhsjhtrlsn,
knsmrnjhtl
knsmrnjhtlsn,
sn, trjgmr,
trjgmr,  sjnzurjs
 sjnzurjs,, hyjrn plkl tjilplf flfn, pjruclalh
tnhefla ilfu.
3) _nst
_nstjg
jg Nhtj
Nhtjeu
eugj
gjh
h
Fuint cjrwlrhl omfilt fjlcu-lculh, fjrnhe, fuint gukla tjrfjiupls,
 prurntus, jfngmsns, purpurl tnpns,
tnpns, fufu rlpua, rlgcut tnpns.
?) _nst
_nstjg
jg Flrkn
Flrknmv
mvls
lsfu
fuil
ilr 
r 
Anpjrt
Anpjrtjhs
jhsn,
n, pnttnh
pnttnhe
e jkjgl
jkjgl (flfn,
(flfn, tlhelh
tlhelh,, klh slfrug
slfrug),
), jkjgl
jkjgl

 pjrnmrcntl,  prjomrknli brnotnmh ruc,

ruc, pjgcjslrlh vjhl plkl ijajr,
 pjrnflrkntns, jbusn pjrnflrknli, tlgpmhlkj pjrnolrknli,
pj rnolrknli, anpjrflijgnl,
anpjrinpnkjgnl.

;) _nst
_nstjg
jg Tj
Tjrh
rhlb
lbls
lslh
lh
Orloijs, sputug ylhe ijhefjt klh fjhtli, kjprjsn rjbijfs cltuf,
hyjrn pijurntnf,
pijurntnf, hlpls pjhkjf, tlfnphjl hlpls fussglui,
fussglui, urjgno
 phjugmhntns.
:) _nstjg
_nstjg Elstrm
Elstrmnht
nhtjst
jstnhl
nhlii
Clu lggmhnl, hlpls urjgnf, cjrlsl imelg, uisjrlsn plkl guiut
klh cjrklrla, lhmrjfsnl, guli klh guhtla, fmhstnplsn ltlu knlrj,
 pjrklrlalh plkl sliurlh pjhojrhllh.
2) _nst
_nstjg
jg Ajgl
Ajgltm
tmim
imen
en
Lhjgnl, trmgcmsntmpjhnl.
5) _nst
_nstjg
jg Sjpr
Sjprmku
mkufs
fsnn
Lgjhmrrajl, ltrmpn tjstns, nhbjrtni, pjhuruhlh incnkm.
1) _nst
_nstjg
jg Gusfui
Gusfuims
msfj
fjij
ijtl
tlii

Frlg mtmt, anilhehyl fjfultlh mtmt, hyjrn tuilhe, klh brlftur.

 

>

 c. Tjruclalh Tsnfmimens

Tjruclalh buhesn bnsnf sjolrl prmerjsnb lfnclt pjhylfnt enh`li ylhe knkjrntl
gjgcult plsnjh pjhylfnt enh`li frmhnf gjhelilgn cjrcleln strjs psnfmimens.
Tjruclalh fjsjalrnlh lfnclt tjrlpn ylhe alrus kn`lilhn, fjwl`nclh gjilfuflh
fuh`uhelh fj rugla slfnt klh ilcmrltmrnug sjolrl rutnh uhtuf pjgjrnfsllh
klrla,
klrla, klh pjrucla
pjruclalh
lh bnhlhs
bnhlhsnli
nli uhtuf
uhtuf cnlyl
cnlyl pjhemcl
pjhemcltlh
tlh gjgcul
gjgcultt plsnjh
plsnjh
gjhelilgn strjs klh gjgcult gjrjfl tnklf klplt gjh`lilhflh pjrlh sjolrl
aminstnf.
o. Tjruclalh _msnli
Cjcjrl
Cjcjrlpl
pl plsnjh
plsnjh tngcui
tngcui elheeul
elheeulh
h psnfns
psnfns sjpjrt
sjpjrtnn str
strjs,
js, kjpr
kjprjsn
jsn,, ojgls,
ojgls,
 putus lsl, fmhbinf fjtjrelhtuhelh, kjhnli, brustlsn, fjnhenhlh uhtuf cuhua
knrn,
knrn, klh pjhuru
pjhuruhlh
hlh ontrl
ontrl knrn.
knrn. _jilnh
_jilnh nt
ntu,
u, flrjhl
flrjhl fjtjrc
fjtjrcltl
ltlslh
slh bns
bnsnf
nf ylhe
ylhe
knli
knlilg
lgnh
nhyl
yl glfl
glfl pl
plsn
snjh
jh pu
puh
h lf
lflh
lh gjhel
gjhelil
ilgn
gn pjruc
pjruclal
lalh
h pj
pjrl
rlh
h klilg
klilg

fjiulrel glupuh pjrlh smsnlikn glsylrlflt. Tjrlh smsnli ilnh ylhe cjrucla
 plkl plsnjh pjhylfnt enh`li frmhnf lklila pjruclalh pjfjr`llh. Tlsnjh
kjhelh
kjhelh fjtjrc
fjtjrcltl
ltlslh
slh bnsnf
bnsnf lflh gjheli
gjhelilgn
lgn pjhuruh
pjhuruhlh
lh fjglgp
fjglgpulh
ulh fjr`l.
fjr`l.
Tlsnjh klplt gjhelgcni outn ltlu fjanilhelh pjfjr`llhhyl. Ali nhn lflh
gjhngc
gjhngcuif
uiflh
lh pjrgls
pjrglslil
lilalh
alh ilnh
ilnh ylntu
ylntu pjhuruh
pjhuruhlh
lh fulintl
fulintlss ankup
ankup plsnjh
plsnjh..
Tlsnjh pjhylfnt enh`li frmhnf ylhe tnklf gjgpuhyln pjfjr`llh gjgpuhyln
 pjhuruhlh sfmr ylhe slhelt snehnbnflh plkl k
kngjhsn
ngjhsn buhesn bnsnf, pjrlh bnsnf,
fjsjaltlhugug, vntlintls, pjrlh jgmsnmhli klh pjhnhefltlh nhtjhsntls hyjrn.

k. Tjruclalh Jfmhmgn
Tjruclalh jfmhmgn lfnclt klrn pjhylfnt enh`li klh knlinsns tnklf alhyl
tjr`lkn plkl nhknvnku klh fjiulrel plsnjh. Glslila jfmhmgn nhn `uel lflh
 cjrlfnclt fjplkl pjrjfmhmgnlh hjelrl sjcleln pjhlheeuhe `lwlc ltls
 pjhkukufhyl. Cnlyl knlinsns ylhe glali lflh gjgcult pjhejiulrlh k
knn sjftmr 
fjsjaltlh lflh gjhnheflt. Cnlyl pjrlwltlh ylhe glali gjgcult plsnjh
ylhe
ylhe alrus
alrus gjh`li
gjh`lilhn
lhn ajgmkn
ajgmknlin
linsns
sns kn hjelrl
hjelrl cjrfjg
cjrfjgclhe
clhe sjclen
sjclenlh
lh cjslr 
cjslr 
gjhnheeli ltlu cjrajhtn gjilfuflh knlinsns sjtjila ? cuilh gjh`lilhn tjrlpn.
Kn snsn
snsn ilnh
ilnh flplsn
flplsntls
tls fjr`l
fjr`l klh bn
bnsnf
snf gjrjfl
gjrjfl gjheli
gjhelilgn
lgn pjhuruh
pjhuruhlh
lh ylhe
slhelt krlstns sjanheel tjr`lkn pjhuruhlh pjhealsnilh.
 

<4

3.3 Ajgmknlinsl
3.3.<
.3.< Tjhejrt
rtnnlh
Ajgmknlinsl lklila prmsjkur pjgcjrsnalh klrla gjiliun sultu enh`li cultlh klh
knclhtu
knclhtu pjhltlilfslh
pjhltlilfslhllhyl
llhyl mija sjglolg
sjglolg gjsnh.
gjsnh. Ajgmknlins
Ajgmknlinsll sjcleln tjrlpn ylhe
klplt gjhnhefltflh fulintls ankup klh gjgpjrplh`lhe usnl. Ajgmknlinsl gjruplflh
gjtm
gjtmkj
kj pj
pjhe
hemcl
mcltl
tlh
h yl
ylhe
he su
sukl
kla
a knpl
knplfln
fln sj
sjol
olrl
rl iu
iuls
ls kl
klh
h ru
rutn
tnh
h kl
klil
ilg
g pr
prme
merl
rlg
g
 pjhlheeuilhelh eleli enh`li lfut glupuh eleli enh`li frmhnf. Ajgmknlinsl
gjruplflh sultu prmsjs ylhe kneuhlflh plkl plsnjh klilg fjlkllh slfnt lfut klh
gjgjriuflh tjrlpn knliysns `lhefl pjhkjf (cjcjrlpl alrn anheel cjcjrlpl gnheeu)
ltlu plsnjh kjhelh pjhylfnt enh`li stlknug tjrgnhli ylhe gjgcutuaflh tjrlpn `lhefl
 plh`lhe ltlu tjrlpn pjrglhjh. Lflh tjtlpn ajgmknlinsl tnklf gjhyjgcuaflh ltlu
gjguinaflh pjhylfnt enh`li (_gjitzjr & Clrj, 34<?).

Ajgm
Ajgmkn
knli
lins
nsns
ns gjru
gjrupl
plfl
flh
h sult
sultu
u pr
prms
msjs
js tj
tjrl
rlpn
pn pj
pjhe
heel
elht
htnn en
enh`
h`li
li kj
kjhe
helh
lh
gjheeuhlflh
gjheeuhlflh sjilput
sjilput gjgcrlh
gjgcrlh sjgn pjrgjlcji (knlinsjr),
(knlinsjr), ylhe cjrbuhesn
cjrbuhesn sjpjrtn
sjpjrtn
hjbrmh
hjbrmh sjanhe
sjanheel
el klplt
klplt gjheji
gjhejiulr
ulrflh
flh prmkuf
prmkuf sn
snsl
sl gjtlcm
gjtlcmins
insgj
gj klh gjhemr
gjhemrjfs
jfsnn
elheeul
elheeulh
h fjsjng
fjsjngclhe
clhelh
lh olnrlh
olnrlh klh jijftr
jijftrmin
mintt plkl plsnjh
plsnjh eleli
eleli enh`li
enh`li (Cilof
(Cilof &
Alwfs, 34<;).
Ajgmknlins
Ajgmknlinsns
ns plkl pjhylfnt eleli enh`li frmhnf
frmhnf knilfuflh
knilfuflh kjhelh gjhelinrflh
gjhelinrflh
kl
klrl
rla
a fj kl
klil
ilg
g sult
sultu
u tl
tlcu
cuhe
he enh`
enh`li
li cu
cult
ltlh
lh (k
(knl
nlin
insj
sjr)
r) yl
ylhe
he tj
tjrk
rknr
nrnn kl
klrn
rn ku
kull
fmgplrtjgjh ylhe tjrpnsla. Klrla plsnjh knpmgpl klh knlinrflh fj fmgplrtjgjh
kl
klrl
rla
a yl
ylhe
he kncl
kncltl
tlsn
sn mija
mija sj
sjil
ilpu
putt sj
sjgn
gnpj
pjrg
rgjl
jlcj
cjii cu
cult
ltlh
lh (l
(lrt
rtnb
nbns
nsnl
nli)
i) kj
kjhe
helh
lh
fmgplr
fmgplrtjg
tjgjh
jh knlins
knlinslt.
lt. Fmgplr
Fmgplrtjg
tjgjh
jh knlins
knlinslt
lt knlinr
knlinrnn olnrlh
olnrlh knliys
knliysns
ns ylhe
ylhe cjcls
cjcls
 pnrmejh, cjrnsn ilrutlh kjhelh fmgpmsnsn jijftrmint gnrnp sjrug hmrgli klh tnklf 
gjhelhkuhe
gjhelhkuhe snsl gjtlcminsg
gjtlcminsg hntrmejh.
hntrmejh. Olnrlh knliysns
knliysns klh klrla ylhe tjrpnsla
tjrpnsla lflh
gjhelilgn pjruclalh fmhsjhtrlsn flrjhl zlt tjrilrut cjrpnhkla klrn fmhsjhtrlsn ylhe
tnheen fj lrla fmhsjhtrlsn ylhe rjhkla (_ukmym, 344>).
3.
3.3.
3.3
3 [u`u
[u`ulh
lh Ajgm
Ajgmkn
knli
lins
nsl
l
[u`ulh ajgmknlinsns lklila uhtuf gjhelgcni zlt-zlt hntrmejh klh tmfsnh klrn
klilg klrla klh gjhejiulrflh lnr ylhe cjrijcnalh fjguknlh knlinaflh klrn plsnjh fj
 

<<

gjsnh ylntu gjsnh knliyzjr, knglhl klrla kncjrnflh klh fjguknlh knfjgclinflh fj
tucua plsnjh (_gjitzjr & Clrj, 34<?).
3.
3.3.
3.?
? Trnh
Trnhsn
snp
p Ajgm
Ajgmkn
knli
lins
nsl
l
Lkl ? prnhsnp klslr ylhe gjhklslrn fjr`l ajgmknlinsl, ylntu 0 knbusn, msgmsns,
klh uitrlbnitrlsn. Slouh klh ingcla klilg klrla knculhe mija prmsjs knbusn, ylntu
 cjrejrlf klrn kljrla ylhe fmhsjhtrlsn ylhe ijcna tnheen klilg klrla fj lrjl
fmhsjhtrlsn ylhe ijcna rjhkla knlinslt. Knlinsl tjrknrn klrn sjgul jijftrmint pjhtnhe
klilg fmhsjhtrlsn
fmhsjhtrlsn jsftrlsjiu
jsftrlsjiuijr
ijr nkjli.
nkjli. [nheflt
[nheflt jijftrmint
jijftrmint klilg klrla plsnjh klplt
knfjhklinflh kjhelh olnrlh knlinslt (_gjitzjr lhk Clrj, 3441).
Fjijcnalh
Fjijcnalh lnr lflh knculhe
knculhe klrn klilg klrla gjiliun
gjiliun prmsjs
prmsjs msgmsns,
msgmsns, knglhl
 cjrejrlf klrn kljrla fmhsjhtrlsn zlt tjrilrut ylhe ijcna tnheen fj kljrla fmhsjhtrlsn
zlt tjrilrut ylhe ijcna rjhkla. Zitrlbnitrlsn knkjbnhnsnflh sjcleln lnr ylhe cjrejrlf kn
 clwla tjflhlh tnheen fj kljrla tjflhlh rjhkla. Zitrlbnitrlsn knolpln kjhelh

gjhjrlpflh tjflhlh hjeltnb ltlu fjfultlh pjhyjkmtlh fj gjgcrlh knlinsns (_gjitzjr 

lhk Clrj, 3441).
3.
3.3.
3.;
; Nhkn
Nhknfl
flsn
sn Ajgm
Ajgmkn
knli
lins
nsl
l
Gjhurut
Gjhurut fmhsjs
fmhsjsus
us Tjran
Tjrangpuhlh
gpuhlh Hjbrm
Hjbrmimen
imen Nhkmhjsnl
Nhkmhjsnl (TJSH
(TJSHJBSN)
JBSN) (344?)
sjolrl nkjli sjgul plsnjh kjhelh Il`u Bnitrlsn Eimgjruius (IBE) furlhe klrn <:
gI/gjhnt,IBE furlhe klrn <4 gI/gjhnt kjhelh ej`lil urjgnl/glihutrnsn klh IBE
furlhe klrn : gI/gjhnt wlilupuh tlhpl ej`lil klplt gjh`lilhn knlinsns._jilnh nhknflsn
tjrsjcut `uel knsjcutflh lklhyl nhknflsn fausus ylntu lplcnil tjrklplt fmgpinflsn
lfut sjpjrtn jkjgl plru, anpjrflijgnl, lsnkmsns gjtlcmino cjruilhe, klh hjbrmpltnf 
knlcjtno.
Tlkl ugughyl nhknflsn klrn tjrlpn ajgmknlinsl plkl eleli enh`li frmhns lklila
il`u
il`u bni
bnitrl
trlsn
sn eim
eimgjr
gjruiu
uiuss (IB
(IBE)
E) suk
sukla
la fur
furlhe
lhe klr
klrnn : gI/
gI/gjh
gjhnt,
nt, sja
sjanhe
nheel
el knl
knlins
insns
ns
knlheelp clru pjriu knguiln cnil kn`ugpln slila sltu klrn ali tjrsjcut knclwla0
l. Fjlkllh ugug curuf klh ej`lil finhns hyltl
 c. Frjltnhnh sjrug 82 gJq/I
o. Zrjug klrla 8 344 ge/KI
k. Ta klrla 95,<

j. Mineurnl ltlu lhurnl cjrfjplh`lhelh ( 8 :alrn)

 

<3

3.
3.3.
3.:
: Trms
Trmsjk
jkur
ur Ajgm
Ajgmkn
knli
lins
nsl
l
Gjhurut _gjitzjr lhk Clrj (3441), ajgmknlinsl gjholfup sauhtnhe/pjhelinalh
lrus klrla klrn tucua plsnjh fj knlinsltmr knglhl tjr`lkn knbusn klh uitrlbnitrlsn klh
fjguknlh fjgclin fj snrfuilsn plsnjh. Zhtuf pjilfslhllh ajgmknlinsl tjr`lkn ylhe
glsuf fj klrla plsnjh, sultu gjflhnsgj ylhe gjhtrlspmr klrla fj klh klrn knlinsltmr,
klh knlinsltmr (kljrla knglhl tjr`lkn pjrtuflrlh ilrutlh jijftrmint klh prmkuf-prmkuf 
snsl cjrilhesuhe). _jflrlhe tjrklplt ingl olrl utlgl lelr tjr`lkn ylhe glsuf fj linrlh
klrla plsnjh. Nhn tjrknrn klrn sjcleln cjrnfut 0
l.Bnstuil ljrtjrnmvjhl
 c.Jxtjrhli lrtjrnmvjhmus/lrus lrtjrnmrvjhl jfstjrhli
o.Fltjtjrnslsn vjhl bjgmrli
k.Fltjtjrnslsn vjhl sucfilvnl
3.
3.3.
3.2
2 Fmgp
Fmgpin
infl
flsn
sn A
Ajg
jgmk
mknl
nlin
insl
sl

Tlkl pjhkjrntl eleli enh`li frmhnf gjgninfn fjiualh utlgl ylhe sjrnhe knrlslflh
mija pjhkjrntl pjhylfnt eleli enh`li frmhnf lklila ojplt gjrlsl ijila ,
ijila ,   guli, sjrtl
guiut fjrnhe nhn. Fmhknsn nhn knsjclcflh mija pjhuruhlh flklr hltrnug klilg klrla
flrjhl enh`li tnklf ilen klplt gjhejhklinflh jfsrjsn hltrnug (_gjitzjr lhk Clrj,
3441).
Fmgpinflsn ltlu klgplf ajgmknlinsl tjralklp bnsnf gjh`lknflh finjh ijgla klh
ijila klilg gjh`lilhn fjankuplh sjalrn-alrn tjrutlgl sjtjila gjh`lilhn ajgmknlinsl
(Blrnkl, 34<4).
_jklheflh Gjhurut _gjitzjr & Clrj (3441), fmgpinflsn knlinsns sjhknrn klplt
gjholfup ali-ali cjrnfut0
l. Anpmtjhsn klplt tjr`lkn sjilgl tjrlpn
tjrlpn knlinsns
knlinsns fjtnfl olnrlh knfjiulrflh.
 c. Jgcmin uklrl gjruplflh fmgpinflsn ylhe `lrlhe tjtlpn klplt sl`l tjr`lkn `nfl uklrl
gjglsufns nstjg vlsfuijr plsnjh.
o. Hyjr
Hyjrnn klkl
klkl kl
klpl
pltt tj
tjr`
r`lk
lknn fl
flrj
rjhl
hl pOM3
pOM3 gjhu
gjhuru
ruh
h cj
cjrs
rslg
lgll
llh
h kj
kjhe
helh
lh tj
tjr`
r`lk
lknh
nhyl
yl
snrfuilsn klrla kn iulr tucua.
k. Tr
Trur
urnt
ntus
us kl
klpl
pltt tj
tjr`
r`lk
lknn sj
sjil
ilgl
gl tj
tjrl
rlpn
pn kn
knli
lins
nsns
ns fj
fjtn
tnfl
fl pr
prmku
mkuf
f lf
lfan
anrr gjtl
gjtlcm
cmin
insg
sgjj
gjhnheeliflh fuint.
 

<?

j. Elheeul
Elheeulh
h fjsjng
fjsjngclhe
clhelh
lh knlins
knlinsns
ns tjr`lk
tjr`lknn flrjhl
flrjhl pjrpnh
pjrpnhkla
klalh
lh olnrlh
olnrlh sjrjcr
sjrjcrli
li klh
guhoui sjcleln sjrlhelh fj`lhe. Fmgpinflsn nhn fjguhefnhlh tjr`lkn ijcna cjslr 
 `nfl tjrklplt ej`lil urjgnl ylhe cjrlt.
b. Frlg mtmt ylhe
ylhe hyjrn tjr`lkn
tjr`lkn fjtnfl olnrlh
olnrlh klh jijftrmint
jijftrmint kjhelh ojplt gjhnheeli
gjhnheeliflh
flh
rulhe jfstrlsji.
e. Guli klh guhtla
guhtla gjruplflh pjrnstnw
pjrnstnwll ylhe sjrnhe tjr`lkn.
tjr`lkn.
3.? [jmrn Fjpjrlwltlh Tjlojbui Jhk Mb Inbj
3.?. < Kjbnhnsn Fjpjrlwl
Fjpjrlwltlh
tlh Tjlojbui
Tjlojbui Jhk Mb
Mb Inbj
l. Omrh
Omrhji
jinl
nl G. Suil
Suilhk
hk
Omrhjinl G. Suilhk gjhklpltflh ejilr Ta.K Fjpjrlwltlh plkl tlauh <>>1
kn Olsj Ujstjrh Sjsjrvj Zhnvjrsnty kn Oijvjilhk, Manm. Nl lklila Knrjftur Tuslt
uhtu
uhtuf
f Tjhe
Tjhelg
lgcn
cniilh Fjpu
Fjputu
tusslh Cjr
Cjrsl
slgl
gl klh
klh Tjhj
Tjhjin
inttnl
nlh
h Fjpj
Fjpjrl
rlwl
wlttlh kn
Snfsam
Snfsamspn
spntli
tlijt
jt Zhnvjr
Zhnvjrsn
snty
ty Amspnt
Amspntli
li kn Msim,
Msim, Hmrwly
Hmrwly klh gjh`lk
gjh`lknn stlb
stlb pjhel`
pjhel`lr 
lr 

Kjplrtjgjh Cnmgjkns Nhbmrgltnfl kn Omimgcnl Zhnvjrsnty, Hjw ^mrf. Suilhk tjila

gjhknr
gjhknrnfl
nflh
h prmerl
prmerlg
g pjhjin
pjhjintnl
tnlh
h klilg
klilg gjhnhe
gjhnheflt
fltflh
flh pjhelg
pjhelgcni
cnilh
lh fjputu
fjputuslh
slh
 cjrslgl klh fjgntrllh pjhyjknl ilylhlh klilg pjilylhlh fjsjaltlh klh
gjhejgclheflh,
gjhejgclheflh, gjhengpijhtl
gjhengpijhtlsnflh
snflh,, sjrtl
sjrtl gjhejvliulsn
gjhejvliulsn snstjg
snstjg nhbmrglsn
nhbmrglsn uhtuf 
gjhkuf
gjhkufuhe
uhe prmerl
prmerlghy
ghyl.
l. Suilhk
Suilhk bmfus
bmfus plkl lspjf
lspjf klh lilt
lilt uhtuf
uhtuf pjhelgc
pjhelgcni
nilh
lh
fjputu
fjputuslh
slh cjrslg
cjrslgll klilg
klilg sn
sntul
tulsn
sn finhnf
finhnf ylhe
ylhe gjhlht
gjhlhtlhe6
lhe6 Tjrtlg
Tjrtlgl,
l, plkl plsnjh
plsnjh
knalklpflh kjhelh trjltgjht klh sfrjjhnhe ylhe suint, knglhl gjrjfl gjgcutuaflh
 pjrtmimhelh uhtuf kngjhejrtn pmtjhsn glhbllt klh fjruenlh klrn pninalh litjrhltnb 
tjrsjcut knglhl kneuhlflh uhtuf gjhklpltflh sultu hniln klh sjsultu ylhe ijcna
knsuflnhyl.
knsuflnhyl. Fjkul, Tjhejimillh
Tjhejimillh pjhylfnt frmhns ylhe knsjsulnflh
knsjsulnflh klrn wlftu fj
wlftu.
wlftu. _jcleln
_jcleln pjhjin
pjhjintn
tn utlgl
utlgl plkl
plkl sj`ugi
sj`ugila
la prmyjf
prmyjf pjhjin
pjhjintnl
tnlh,
h, Suilhk
Suilhk tji
tjila
la
gjhjrngl pjhealrellh ltls lpl sukla knilfuflhhyl.
c. _anr
_anrij
ijy
y G. Gmmr
Gmmrjj
_anrijy
_anrijy G. Gmmrj lklila sjmrlhe Kjflh Tjhjintnlh
Tjhjintnlh klh Trmbjssmr kn _jfmila
Fjpj
Fjpjrl
rlwl
wltl
tlh,
h, Ols
Olsjj Ujstjr
Ujstjrh
h Sjsjrv
Sjsjrvjj Zhnvjr
Zhnvjrsnt
sntyy. Gmm
Gmmrj
rj gjhyji
gjhyjijsl
jslnfl
nflh
h knpimg
knpimgll
fjpjrlwltlh kn ^muhestmwh Amspntl Lssmsnltnmh _oammi mb Hursnhe plkl tlauh <>2>
klh Iuius
Iuius _lr`lh
_lr`lhll Fjpjrl
Fjpjrlwlt
wltlh
lh kn Fjht
Fjht _tltj
_tltj Zhnvjr
Zhnvjrsnt
snty
y tlauh
tlauh <>5;.
<>5;. Knl `uel
`uel

kntjrngl sjcleln Glstjr Tsyoanltrno lhk Gjhtli Ajlita Hursnhe tlauh <>>4 glupuh
 

<;

sjcleln Ta.K Nigu Fjpjrlwltlh tlauh <>>? kn Olsj Ujstjrh Sjsjrvj Zhnjrsnty.
Gmmrj tjila gjhel`lrflh tjmrn fjpjrlwltlh klh nigu fjpjrlwltlh fj sjgul tnheflt
glalsnswl fjpjrlwltlh klh gjilfuflh prmerlg pjhejgclhelh pjhjintnlh klh tjmrn
ylhe gjgclals pjguinalh sjtjila fj`lknlh olrknlo
olrknlo..
Tlkl lwli stukn kmftmrlihyl, Gmmrj knkufuhe mija plrl lain tjmrn pjrlwlt
@myo
@myojj @. Bntz
Bntzpl
pltr
trno
nof,
f, @j
@jlh
lh @mah
@mahsm
smh,
h, kl
klh
h Ji
Jinz
nzlc
lcjt
jta
a Ijhz
Ijhz uh
uhtu
tuf
f tn
tnkl
klf
f al
alhy
hyll
gjheeuhlflh tjmrn tlpn `uel gjhejgclheflhhyl. Fmhbjrjhsn [jmrn Smsjglry Jiins,
yl
ylhe
he knlk
knlklfl
lflh
h sj
sjtn
tnlp
lp tl
tlauh
auh sj
sjil
ilgl
gl cj
cjcj
cjrl
rlpl
pl tl
tlauh
auh kn Olsj
Olsj Ujst
Ujstjr
jrh
h Sjsj
Sjsjrv
rvjj
Zhnvjrsnty,
Zhnvjrsnty, gjgcjrn Gmmrj fjsjgpltlh
fjsjgpltlh uhtuf gjhejfspimrlsn
gjhejfspimrlsn tjmrn sjcleln
sjcleln lilt
 prlftns clen prlftnsn, pjhjintn, klh pjhel`lr. Knpjhelruan mija pjhelilglh nhn, Gmmrj
tjila
tjila gjgclh
gjgclhtu
tu klilg
klilg pjhejgc
pjhejgclhe
lhelhhy
lhhyll klh pucinfl
pucinflsn
sn cjcjrlp
cjcjrlpll tjmrn
tjmrn (Emmk
(Emmk &
Gmmrj, <>>26 Auta & Gmmrj, <>>16 Suilhk & Gmmrj, <>>1). Gmmrj gjhelheelp
fmhstrufsn tjmrn sjcleln fjtjrlgpnilh pjhtnhe clen snswl kmftmrli.

3.?.. 3 Tjhj
3.? Tjhjrl
rlplh
plh Tjlojbu
 Tjlojbuii Jhk mb Inbj
Inbj [ajmry Tlkl Lsualh Fjpjrlwltlh Finjh Flhfjr
 Tjlojbui jhk mb inbj tajmry gj
gjgc
gcjr
jrnf
nflh
lh pj
pjtu
tuh`
h`uf
uf fj
fjplk
plkll pj
pjrl
rlwl
wltt kl
klil
ilg
g
gjhelpinfls
gjhelpinflsnflh
nflh prmsjs fjpjrlwltlh
fjpjrlwltlh plinltnb
plinltnb plkl finjh ylhe klilg fmhknsn tjrgnhli.
Gjhuru
Gjhurutt Suilhk
Suilhk klh Gmmrj
Gmmrj (344<,
(344<, klilg
klilg Liinem
Liinemmk
mk & [mgjy,
[mgjy, 34<4),
34<4), tlalpl
tlalplh
h prmsjs
prmsjs
fjpjrlwltlh ijcna kntjflhflh plkl prmsjs pjhefl`nlh klh nhtjrvjhsn ylhe cjrtu`ulh uhtuf 
gjheel
gjheelin
in rjspmh
rjspmhss finjh
finjh cjrkls
cjrklslrf
lrflh
lh glslil
glslila
a utlgl
utlgl klh pjholpl
pjholplnlh
nlh fulint
fulintls
ls ankup.
ankup.
[lalplh tjrsjcut cjrsnblt knhlgns klh cjrilhesuhe sjolrl snguitlh. Lpinflsn  pjlojbui jhk 
mb inbj
inbj tajmry
tajmry  plkl lsualh fjpjrlwltlh finjh flhfjr gjhelou plkl ingl fmhsjp utlgl
ylhe gjruplflh nhknfltmr pjholplnlh tu`ulh klrn tjmrn tjrsjcut, ylntu0
l) Tjhefl`nlh
<) Tjhe
Tjhefl
fl`n
`nlh
lh Hyjr
Hyjrnn
 Hyjrn gjruplflh fjiualh ylhe plinhe sjrnhe tjr`lkn plkl finjh flhfjr.
 Hyjrn flhfjr gjruplflh hyjrn frmhnf ylhe gjgcutuaflh pjhltlilfslhllh ylhe
 cjrcjkl kjhelh hyjrn frmhnf ilnhyl, gjgcutuaflh pjhnilnlh
p jhnilnlh kjhelh tnheflt lfu
lfurlsn
rlsn
ylhe tjplt,
tjplt, jvliul
jvliulsn
sn sjolrl
sjolrl fmgprj
fmgprjajhs
ajhsnb
nb klh wlftu
wlftu ylhe fjtlt
fjtlt tjr
tjrutl
utlgl
gl uhtuf 
uhtuf 
hyjrn
hyjrn cj
cjrl
rlt,
t, sj
sjrt
rtll pjhem
pjhemclt
cltlh
lhhyl
hyl cjril
cjrilhes
hesuhe
uhe il
ilgl
gl.. Tl
Tlkl
kl flsus
flsus il
ilh`
h`ut
ut kl
klh
h
 pjrlwltlh plinltnb, tnklf `lrlhe finjh gjhklpltflh tjrlpn hyjrn slgpln lfanr 

ankuphyl (Sls`nkn, 34<4). Lkl cjcjrlpl pjkmglh uhtuf gjhefl`n fjiualh hyjrn
 

<:

 plkl finjh flhfjr sjpjrtn fjiualh utlgl, rnwlylt pjhylfnt ylhe knkjrntl,
flrlftjrnst
flrlftjrnstnf
nf hyjrn,
hyjrn, pjgjrnfsll
pjgjrnfsllh
h bnsnf
bnsnf klh psnfns
psnfns sjolrl fmgprjajhsnb,
fmgprjajhsnb, blftmr lpl
ylhegjheurlhen ltlu gjgpjrcjrlt hyjrn tjrsjcut. Tlkl sllt pjhefl`nlh, pjrlwlt
klplt gjhel`uflh cjcjrlpl pjrtlhyllh ylhe cjrsnblt tjrcufl fjplkl finjh tjrflnt
sjhslsn hyjrn klh pjhelilglhhyl, sjanheel lflh gjgpjrmija nhbmrglsn tjrclnf 
(Fjgp, 34<4).
Zhtuf
Zhtuf gjgpjr
gjgpjrguk
gukla
la klilg
klilg pjhniln
pjhnilnlh
lh hyjrn
hyjrn flrjhl
flrjhl pjhnil
pjhnilnlh
nlhhyl
hyl slhelt
slhelt
suc`jftnb, knglhl blftmr glhusnl slhelt kmgnhlh glfl pjhnilnlh nhn gjheeuhlflh
lilt clhtu ylhe sjrnhe kneuhlflh klh cjrtu`ulh uhtuf fjsjrlelglh, cjrupl RL_
(Rnsuli Lhlimej _olij) uhtuf kneuhlflh plkl finjh kjwlsl. Cjrklslrflh lilt clhtu
ylhe kneuhlflh, glfl hyjrn flhfjr klplt knclen klilg tnel fjimgpmf, ylntu hyjrn
rnhelh kjhelh hniln RL_ <- ?, hyjrn sjklhe kjhelh hniln RL_ ;-2,klh hyjrn cjrlt
kjhelh hniln RL_ 5- <4 (Olgpcjii, 344>). Gjhurut Suilh klh Gmmrj (344<, klilg

Liinemmk
Liinemmk & [mgjy, 34<4) gjhyltlflh clawl sjhslsn
sjhslsn hyjrn slhelt gjgpjhelruan
gjgpjhelruan
fulintls ankup finjh flhfjr. hyjrn knlheelp sjcleln sjhsmrn tnklf hylglh ltlu
 pjhelilglh jgmsn ylhe knaucuheflh kjhelh fjruslflh `lrnhelh lftuli ltlu
 pmtjhsnli. Mija flrjhl ntu kncutuaflh glhl`jgjh hyjrn ylhe gjruplflh fjsltulh
kjhelh fulintls klilg pjrlwltlh plinltnb.
<) Tjhef
Tjhefl`n
l`nlh
lh rrls
lsl
l hylg
hylglh
lh
Slsl hylglh knkjbnhnsnflh sjcleln pjrlsllh cjcls klrn fjtnklfhylglhlh,
 cjcls klrn glslila bnsnf, pjrlsllh ijel, klgln klh sjelil sjsultu ylhe gjgcult
ankup tjrlsl gjhyjhlheflh. Tjhefl`nlh rlsl hylglh gjiliun gmhntmrnhe ej`lil-
ej`lill plinltnb
ej`li plinltnb cjrupl pjhelilglh glsl iliu finjh ylhe slhelt gjhyjhlheflh
gjhyjhlheflh klh
 cjentu cjrfjslh klilg ankuphyl, fjsj`latjrllh jgmsn, suppmrt snstjg, pjrlsllh
gjgpjrmija nhbmrglsn tjhtlhe prmehmsns pjhylfnt, fjpulslh altn ylhe cjrflntlh
kjhelh fjhylglhlh sjpjrtn fjpulslh plkl ilylhlh tjrlpn, alrlplh finjh, tu`ulh klh
lrtn ankup, pjrlsllh ojgls klh fjlkllh kjprjsn tjrflnt pjhylfnt ylhe knkjrntlhyl
ylhe tnklf lflh pjrhla sjgcua, pjrlsllh sjslf hlpls, pjrlsllh
gjhelhtuf ylhe knsjclcflh mija prmsjs pjhylfnt.
 

<2

3) Tjhefl`n
Tjhefl`nlh
lh gjrlsl
gjrlsl cjrglr
cjrglrtlc
tlclt
lt klh knalrel
knalrelnn
Tjhni
Tjhniln
lnlh
lh tj
tjra
ralk
lklp
lp pjrls
pjrlsll
llh
h cj
cjrg
rglr
lrtl
tlcl
cltt kl
klh
h kn
knal
alre
reln
ln,, klplt
klplt kn
knfl
fl`n
`n
 cjrklslrflh pjrsmhlintn ylhe knuheflpflh sjolrl ilhesuhe mija finjh,sjpjrtn finjh
gjheuhe
gjheuheflp
flpflh
flh slgpln
slgpln gjh`jilh
gjh`jilhe
e lfanr
lfanr alylthy
alylthyll tjt
tjtlp
lp knpjri
knpjrilfuf
lfuflh
lh sjolrl
sjolrl
glhusnlwn.
?) Tjhef
Tjhefl`n
l`nlh
lh Fjklg
Fjklglnl
lnlh
h
Tjhnilnlh fjklglnlh cjrklslrflh plkl lspjfn bnsnf, psnfmimens, klh spnrntuli.
Lilt clhtu ylhe kneuhlflh klilg gjhefl`n stltus pjrlsllh klgln finjh lklila
nhstru
nhstrugjh
gjh J_L_.
J_L_. _jilnh
_jilnh ntu uheflplh
uheflplh pmsntn
pmsntnbb tjhtlh
tjhtlhe
e sjglhel
sjglheltt ankup
ankup tjr
tjrfln
flntt
kufuhelh,
kufuhelh, pjriu knojrgltn.
knojrgltn. Lklpuh pjhnilnlh
pjhnilnlh lflh spnrntuli
spnrntuli cnsl kjhelh olrl
nhtuntnb, ylntu gjiliun fjtjrlgpnilh klilg gjhniln fmhknsn spnrntuli nhtjrpjrsmhli.
;) Tjhefl`nlh
Tjhefl`nlh fjkjfltl
fjkjfltlh
h kjhelh
kjhelh mrlhe ylhe cjrglfhl
cjrglfhl
Fjkjflt
Fjkjfltlh
lh bnsnf
bnsnf klh jgmsn
jgmsn ylhe
ylhe knjfsp
knjfsprjs
rjsnfl
nflh
h gjiliu
gjiliunn aucuhel
aucuhelh
h ylhe

 cjrsnblt alrgmhns klplt tjrojrgnh klrn uheflplh pjrhyltllh klh rjspmh finjh sllt
 cjrnhtjrlfsn kjhelh fjiulrelhyl. Lilt clhtu ylhe kneuhlflh klilg gjhniln stltus
aucuhelh tjrsjcut ylntu pjheeuhllh pjhefl`nlh J_L_.
 

<5

3.; Bmrglt Tjhefl`nlh Tjlojbui Jhk Mb Inbj (_jib Olrj)

3.;.
3.;. < Kn
Knle
lehm
hmst
stno
no Mpjr
Mpjrlt
ltnm
nmh
h (Tj
(Tjhe
hefl
fl`n
`nlh
lh))
Nkjhtls Tlsnjh

 Hlgl 0 Hm Sje. 0
[lheeli Glsuf S_ 0 Knlehmsl Gjkns 0
Lilglt 0 [lheeli Tjhefl`nlh 0

Lilslh fuh`uhelh0 ▬ Fjgmtajrlpn ▬ TFZ

   S
   L
TJHEFL@NLH
   _ Mpjrlsn
▬ ▬ Slknlsn ▬ Fjgmtajrlpn-Slknlsn
   L
Fjiualh Ztlgl 0 ……………………............………
   K
Ilgl Fjiualh0 ……………….....……............……..... Fjiualh .............................................. 
   L
   [
Zplyl ylhe tjila knilfuflh0……....……................... _flil J_L_ guli* 4 < 3 ? ; : 2 5 1 > <4
   L
Knlehmsns Gjkns0 …………........................................
   K
Fjslklrlh 0 ▬ OG ▬ Lpltns ▬ Kjinrnug _flil J_L_ hlbsu glflh* 4 < 3 ? ; : 2 5 1 > <4
▬ _mghmijh ▬ _mpmrmomgl ▬ Omgl
[[R0 [K……
[K……..gg
..ggAe,
Ae, H…..Q/gh
H…..Q/ght,
t, _......◢O,T
_..... .◢O,T.. . . .Q/ght,
.Q/ght, _flil J_L_ gufmsntns * 4 < 3 ? ; : 2 5 1 > <4
Hyjrn0 ▬ ^l ▬[nklf Tmil glflh0
Knstrjs0 ▬ ^l ▬[nklf ▬ [jrl
[jrltur
tur (?
(?Q/
Q/ alr
alrn)
n)
Emi Klrla0 ......Sa0....... [C0................. CC0 ................. ▬ [nklf [
[jrltur,…
jrltur,… pmrsn/ alrn
alrn
Tjhylfnt ylhe pjrhla knlilgn 0 @jhns glflhlh klh gnhuglh
   H - Knsufln0 …………............- [nklf knsufln0 ..…………
   L ……………………............................................
   [ Knjt0 ………………………............…
………………………............…....... .......
   L ▬ [nklf knrlwlt
   A ▬ Kn Slwlt, tei/ cih/ tlauh 0 ........……...........
   J Fjt0 _fmr 8 3 knilfuflh pjhefl`nlh mija enzn
   _ ▬ Mpjrlsn ….................................................
   J
   F tei/ cih/ tlauh 0 ............. Tjruclalh Elstrm Nhtjstnhli
   [ ▬ Slknlsn 0....................................................
   L Lijren0 ▬ ^l ▬ [nklf
l. Guiut 0 ▬ Hmrgli ▬ Cjh`milh
   ^ ▬ _tmgltntns ▬ Cl Clu
   L ▬ Mclt, .......................
   U ▬ Anpj
Anpjrslin
rslinvlsn
vlsn ▬ Anpmslin
Anpmslinvl vl
   N ▬ glflhlh c. Enen 0 ▬ Ijheflp ▬ [kf ijheflp
   S ▬ Ilnh- ilnh …………...........................
…………........................... ▬ Olrnjs ▬ ..................
Sjlfsn Lijren0 ……………...............................
……………...............................
[nhklflh0 ...………………………………......... o. Inkla 0 ▬ Cjrsna ▬ Cjh`milh ▬ Fmtmr ▬................
k. Jsmjpaleus 0 Sjbijf Gjhjilh 0 ▬ Lkl ▬ [kf lkl
Snwlylt [rlhsbusn Klrla0 ▬ [nklf ▬ ^l, Sjlfsn lijren 0 ▬ j. [jhe
[jheemr
emrmfl
mflh
h 0 ▬ Hmrgl
Hmrglii ▬ Gjrl
Gjrlaa ▬ Kyspal
Kyspalenl enl
[nklf b.  Lckmgjh 0
▬ ^l,`jilsflh.......................
^l,`jilsflh.......................
Nhspjfsn 0 ▬ Iufl
Iufl ▬ _tmgl ▬ Bnstuil Bnstuil ▬Lsontjs
Fjcnlsllh 0 ▬ Gjr jrm
mfmf 0 ▬ [nkl[nklff ▬ ^l,  Lusfuitlsn 0 Cnsnhe Zsus..........
Zsus....... ...... ...flin/ght
flin/ght
cuhefus….....
cuhefus… ..... / ar, ilglhyl ..........… Tjrfusn 0 ▬ [ygpalhn ▬ kuiihjs
▬ Gnhug Lifmami 0 ▬ [n [nklf ▬ ^l
^l,
Tliplsn 0 ▬ Knstjhsn ▬ [ugmr
cjrlpl cmtmi …............./ ar, ilgl.........… Ilnhhyl   0.................................................
▬ Mclt-
Mclt- Mcltlh0
Mcltlh0 ▬ [nklf [nklf ▬ ^l e.Lsuplh hutrnsn0 ▬ Mrli ▬ HE[ ▬ Tlrjhtjrli
hlgl mclt ……………...............................
……………...............................
▬Elstrmstmgn ▬ ^jyuhustmgn
▬ Iln
Ilnh-h- ilnh
ilnh 0 ………
…………… ………… …….. ....
.....
.....
....
....
....
....
....
....
a. Tjhylfnt0 ▬ KG tnklf tjrfmhtrmi ▬ KII................
Ejhmerlg Tjgjrnfsllh Tjhuh`lhe (Ilcmrltmrnug/Slknmimen)
 

<1

0 ...................................................................................

Fjt0 M 0 pjrjgpulh,

▬
† 0 ilfn-ilfn,
gjhnheeli,
0 plsnjh
x 0 gjhnheeli kjhelh flhfjr 
      N
      _
      L
Fjiualh 0 ……………….………………..       I
      Z
      F Fjiualh 0 …………………………………
      S
      N
_flil J_L_ knlrj* 4 < 3 ? ; : 2 5 1 > <4       _
_flil sjslf * 4 < 3 ? ; : 2 5 1 > <4
_flil
_flil fmhst
fmhstnpl
nplsn*
sn* 4 < 3 ? ; : 2 5 1 > <4
Tjhefl`nlh snrfuilsn
Tjhefl`nlh
Fjcnlsllh l. Ankuhe0 ▬ Hmrgli ▬ Cj
Cjh`milh ▬ Tminp ▬
l. Brjfujhsn Culhe Lnr
Lnr Cjslr...............Q/ alrn Jpnstlfsns ▬ Iu
Iufl
c. Brjfujhsn Culhe Lnr Fjoni...............Q/ alrn
alrn ▬ Tjrhlplsl
Tjrhlplslh
h Oupnhe
Oupnhe ankuh
ankuh
Tjhefl`nlh jingnhlsn c. Ulrhl
l. Bjsjs 0 Klkl _jfrjt
0 ▬ Hmr0g▬lFuhnhe
Cj▬hGjrla
i ▬ Cj ▬uAn`lu
`milh/ [
[u gmr 
- Ulrhl 0 ▬ Fuhnhe ▬ Antlg/ Gjijhl ▬ Iufl ▬ Frjpntlsn suc futns ▬
▬ Kjgpui ▬ Gjrla
Gjrla ▬ Cjrijhknr  Tj
Tjij
ijcl
clrl
rlh
hRRjh
jhl
lFFmi
milt
ltjr
jrli
li ▬ Sjt
Sjtrl
rlfs
fsnn
- Fm
Fmhs
hsns
nstj
tjhs
hsnn 0 ▬ Iuhl
Iuhlff ▬ JhJhoj
ojrr ▬ Fj
Fjrl
rlss klkl
▬ Cjrcusl ▬ sfncli o. @lhtuhe
- Olrl
Olrl TjTjhe
heji
jiululrl
rlh
h 0 ▬ hmrg
hmrgli
li ▬ Omim
Omimst
stmg
mgyy ▬ Nrlgl Hlkn 0 ▬ [jrltur ▬ [nklf [jrltur 
Nijust
Nijustmg
mgyy (Ilgpn
(Ilgpnrflrflh
h Tjhe
Tjhefl`
fl`nlh
nlh _
_tmg
tmgl)
l) k. Tlru 0
c. Zrnhj 0 ▬ Hmrgli ▬ Lchmrgli0 ▬ Rjsnfuijr ▬ Smhfan fl/fn ▬ Uajjznhe Uajjznhe fl/fn
▬ Kysurnl ▬ Tmiyurnl
Tmiyurnl (8 <:44 oo/ 3;
3; `lg) ▬ [loayphju ▬ Crlkyphju
Crlkyphju ▬ Kysphju Kysphju
▬ Mineurn (9 ;44 oo/ 3; `lg ) ▬ Sjtjhsn ▬ Ilnh-ilnh 0....................................................
▬ Lhurnl ▬ Nh Nhfmhtnhjhsnl j. Tjrklrlalh0
- Ulrhl 0 ▬ Fuhnhe ▬ _jpjrtn [ja Imflsn...................... @ugila.................oo
▬ Gjrla ▬ Fjrua b. [uremr 0 ▬ Clnf ▬ Curuf
- Olrl TjTjhejiulrlh 0 e. Mjkjgl
Mjkjgl00 ▬ Jfstrjgntls Ltls 0 ▬ [nklf
▬ Fmhkmg oltjtjr ▬ Oaltjtjr
Oaltjtjr urnhj
urnhj ufurlh........... ▬ ^l, imflsn.........................
▬ Hjbr
Hjbrms
mstm
tmgy
gy ▬ Zr
Zrms
mstm
tmgy
gy ▬ OyOyst
stms
mstm
tmgn
gn a. Iygpal jkjgl 0 ▬ [nklf ▬ ^l.............
(Ilgpnrflh Tjhefl`nlh _tmgl) ...................................................
Tjgjrnfsllh Tjhuh`lhe ( Ilcmrltmrnug/ Slknmimen) n. Tjrnbjr0 olpnilry rjbnii 0▬ 9 ? ktf ▬ 8 ? ktf
0 ..................................................................................... Tjgjrnfsllh Tjhuh`lhe ( Ilcmrltmrnug/ Slknmimen )
....................................................................................... ................................
................................................
................................
................................
....................
....
................................
................................................
................................
................................
.......................
.......
Fji
jiu
ualh 0 ....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....
....

_flil gjhelhtuf * 0 4 < 3 ? ; : 2 5 1 > <4 Fjiualh 0…………………

_flil fjijilalh*0 4 < 3 ? ; : 2 5 1 > <4
Fjcnlsllh0 l. Glhkn.........................x/ alrn _flil Hyjrn* 4 < 3 ? ; : 2 5 1 > <4
c. Ouon Slgcut..
Slgcut.........
..............x/
.......x/ ge kurlsn …………………....
o. _nflt enen.....
enen......................x/
.................x/ alrn
alrn brjfujhsn …………………
k. [nkur....
[nkur........................`lg
....................`lg// alrn flrlftjrnstnf………..…….
Tjhefl`nlh _nstjg Gusfuimsfijtli
Gmcninslsn 0 ▬ [nklf lkl fjsuintlh Iufl ▬ [nklf ▬ ^l
 ▬ Lkl fjsuintlh 0 ▬ Tlrliysns ▬ Kjbmrgntls (Ilgpnrflh Bmrguinr pjhefl`nlh iufl)
▬ Tjhuruhlh
Tjhuruhlh fjfultlh ▬ Ee.fjsjngclhel
Ee.fjsjngclhelh h ▬Clu ▬ Hyjrn
▬SMG ▬ Snwlylt Brlftur ▬ Fmhejhntli
Fmhejhntli ▬ Guk
Gukla
la Cjrklr
Cjrklrla
la
Imflsn Jfsuklt 0 ▬ Clhylf ▬ _jknfnt
 Lftnvntls klh gmcninslsn
gmcninslsn Ulrhl 0 ▬ Gjrla ▬ Fuhnhe ▬ Antlg
(Ilgpnrflh Bmrguinr Nhtjerntls Fuint0 ▬ Tjtjoanj ▬ Ajgltmgl
Tjhefl`nlh _tltus ▬ Trurn
Trurntus
tus ▬ Zrtnflrn
Zrtnflrnl
l
Buhesnmhli Kjfucntus0 ▬ [nklf ▬ ^l, Imflsn 0 ...........
Clrtaji Nhkjx) Ulrhl 0 ▬ Gjrla ▬ Fuhnhe ▬ Antlg E rrl
lkj

<>

▬ Glhkn
Glhknrn
rn 0 ▬N ▬ NN ▬ NNN ▬ NR
▬ Tjriu clhtulh,.............
clhtulh,............. [lhkl-tlhkl Nhbjfsn 0 ▬ [ugmr ▬ Kmimr ▬ Flimr  
▬ Fjtjrelh
Fjtjrelhtuhe
tuhelh
lh [mtli
[mtli ▬ Sucmr ▬ Buhesnmijsl
(`nfl fjtjrelhtuhelh tmtli Tjgjrnfsllh Tjhuh`lhe (Ilc/Slknmimen ) 0
fmilcmrlsn kjhelh KT@T) ....................................................................................
Tjgjrnfsllh Tjhuh`lhe (Slknmimen ) 0............ ......................................................
.............................................................................
   I    N
Snwlylt Sjprmkufsn
   L    _
   N
_ulslhl
_ulsl hl altnn*
altnn * 4 < 3 ? ; : 2 5 1 > <4    F
Fjiualh 0………………………………………….
   _
Ojgls* 4 < 3 ? ; : 2 5 1 > <4    Z
Zsnl alnk pjrtlgl.............tlauh
   M    K
   _
Kjprjsn * 4 < 3 ? ; : 2 5 1 > <4    M
Tjrhnflalh fj 0...........................................
   M
Tjrtlalhlh/Fmpnhe 0    S
E ...... T….... L ..... @ugila Lhlf 0 ..........
   F
   N    T
   _
l. Tjhelgcnilh Fjputuslh 0▬ _ _jjhknrn    J
[lheeli alnk tjrlfanr 0 ........................
   T    S
   /
▬
   H Knclhtu, snlpl=.................... Tmil sjfsulintls 0 ▬ [nklf tjrelheeu
   I
   L
c. Olrl uhtuf
uhtuf gjheltl
gjheltlsn sn fjojgl
fjojglslh0 slh0 ▬    L ▬ [jrelheeu
   F
   N    Z
_jhknr
_jh
   K knrnn ▬ Knclh
Knclhtu,tu, snlp
snlpl=
l= .....
........
......
......
......
.....
..    _
Tjgjrnfsllh ojrvnx tjrlfanr/Tlp _gjlr 0
   N
Gjflhnsgj Fmpnhe ylhe kneuhlflh 0    F ▬ [nk
[nklf
lf ▬^l, Flplh .... ....
....
....
....
....
....
....
....
..
   K    J
   H
▬ Fmhs
Fmhstr tru
uftnb
ftnb ▬ KjstKjstru
ruft
ftnb 
nb     _
Tjgjrnfsllh Bnsnf0
   J
   T
_nstjg Hniln Fjpjrolyllh 0 - ♄ Ejhjtlin
Ejhjtlinl l 0 ▬ Fjputnalh
Fjputnalh ▬ Cjh`milhCjh`milh ▬ Iufl
   /
   N
 Lelgl/ Fjpjrolyllh
   _ Fjpjrolyllh 0 ▬ [nklf pjhtnhe pjhtnhe ▬ Mkjgl ▬ Trmilps ▬ Clu
   L
   F ▬ Tjhtnhe, `jilsflh ................ ▬ Ilnh-ilnh 0 .............................
   N
Lklfla Trmerlg pjhemcltlh - Tjg
Tjgjrnfs
jrnfsllhllh _LKLS
_LKLSNN 0 ▬ ^l, …… …… x/cuilh
x/cuilh
   H
   Z
cjrtjhtlhelh kjhelh fjylfnhlh 0 ▬ [nklf
   G
▬[nkl
▬[n klff ▬ ^l, ^l, @jils
@jilsflh
flh ...
.......
........
........
...... - ♃ l.T
l.Tjhns
jhns00 ▬ Cjh`mi
Cjh`milh lh ▬ Iufl
   M
   F
Sjspmh tjralklp pjhylfnt 0 ▬ Mjk
Mjkjgl jgl ▬ HyjrnHyjrn
   M
▬ Gjhenheflr ▬ Glrla ▬ _jfr
_jfrjt jt 0 ▬ Fuhn
Fuhnhe he ▬ Gjrla
Gjrla
   F
▬ [lwlr gjhlwlr
gjhlwlr ▬ Kjprjsn
Kjprjsn ▬ Gjhjrngl
Gjhjrngl ▬ Clu
   H
Nhbmrglsn ylhe kncutuaflh0 c. _frmtug 0 ▬ Gjgcjslr ▬ Ajrhnl
   L
   A
▬ Tjhylfnt
Tjhylfnt ylhe
ylhe knkjrntl
knkjrntl Tjheeuhl
Tjhe euhllh lh lilt fmhtrlsfmhtrlsjps jpsnn0▬[
0▬[nkl
nklff ▬ ^l,^l,
   Z
▬[nhklflh pjgjrnfsllh @jhns 0 ........................................
   [
   Z
▬[nhklflh/pjhemcltlh/pjrlwltlh ylhe Tjgjrnfsllh Tjhuh`lhe (Ilc/Knlehmstnf)0
   C
   J kncjrnflh Glggmerlbnbn ▬[nklf ▬ ^l,
Glggmerl
   F
▬ Tjrjholh
Tjrjholhllhllh knjt
knjt flplh……………………
▬ Tjruclalh
Tjruclalh lftnbntls
lftnbntls sjalrn-alrn
sjalrn-alrn Ilnhhyl0 ……………………………………………
▬ Tjrlwltl
Tjrlwltlh
h kn rugla
rugla
Kufuhelh fjiulrel0 ▬ ^l ▬ [nklf _tltus gjhtli 0▬ Mrnjhtlsn
 

34

   N
▬ Knsmrnjhtlsn 0 ▬ Mrlhe ▬ Ulftu ▬ [jgplt
Clalsl sjalrn-alrn0    _
▬Nhkmhjsnl ▬Kljrla,sjcutflh0    F
▬ Fj`lhe 0 tnpj & brjfujhsn 0 ..............................
   J
▬ Ilnh-ilnh, `jilsflh0 .........................................
.................    [
   M
Elheeulh Tlhol Nhkrl0
▬ Nheerns
................ ▬ Ilnh-ilnh,sjcutflh0    S
   T
Tjhein
Tjh einal
altlh
tlh00 ▬ [nkl
[nklff ▬ ^l, ^l, `jils
`jilsflh
flh ……………………… …
▬ ClClal alslsl nsy
nsylr
lrlt
lt    &
Tjhkjhelrlh 0 ▬ [nklf ▬ ^l, `jilsflh …………..
   H
Tjhejolplh0 ▬ [nklf ▬ ^l, `jilsflh ……………..
Tjriu pjhjr`jgla0 ▬ [nklf    L
▬^l,
▬^ l, cl
clalalsl
sl ..
....
....
....
....
....
....
....
....
....
....
....
....
....
..    [
Tjheanku0 ▬ [nklf ▬ ^l, `jilsflh ……………….
   L
Tjrlc
Tjrlcll
llh0
h0 ▬ [nklf
[nklf ▬ ^l, ^l, `jil
`jilsfl
sflh h …………
……………… ……
Algcltlh cjil`lr 0    G
▬Clalsl ▬Tjhkjhelrlh ▬ Anilhe Gjgmrn    L
Tjhefl`nlh Sjstrlnh 0
   I
▬ FmehFmehnt ntnb
nb ▬Tjh
▬Tjhei eina
nalt
ltlh
lh ▬ Il Ilnhnh-- ilnh
ilnh    J ▬ [nklf lkl glslila ▬ Lkl glslila
   _
Tjrhla gjheeuhlflh rjstrlnh sjcjiughyl
 `jilsflh 0 …………………
……………………………. ………….    J
   F ▬ [nk
[nklf
lf ▬ ^l ... .......
........
........
.......
......
......
......
......
......
.....
Olrl cjil`lr ylhe knsufln0 ▬ Gjhuins
▬ Luknm
Luknm-vn -vnsul
suli/e
i/elg
lgcl clrr ▬ Kjgmh
Kjgmhstr strlsn
lsn ▬ Fmhknsn sl
sllt
lt nhn cjrjsnfm
cjrjsnfm tnheen…..................
tnheen…..................
▬ Knsfusn ▬ Knsfusn kjh
kjhelh
elh fjiulrel
fjiulrel klh
klh plsnjh
Fjcutualh
Fjcutua lh pjgcjil`
pjgcjil`lrlh
lrlh plsnjh
plsnjh (pnina
(pnina gjhejhln fjcn`lflh pjheeuhllh rjstrlnh
tmpnf pjgcjil`lrlh)0 _frjhnhe Sjsnfm Ojkjrl/ @ltua 0
▬ Knlehmsl & Glhl`jgjh
Glhl`jgjh ▬ [nklf Cjrjsnfm ▬ Sjsnfm Sjhkla

▬
▬MTjcrlltw
-mlctl
lthlhiu
iufl ▬ Sj
▬ F
Sjjaglmctnjinrtllpsnn ( ilgpnrflh▬ Bmrguinr
Sjsnfm [nheen
Tjhnilnlh Sjsnfm Ojkjrl/
▬ Glhl`j `jggjh HyjHyjrn ▬ Slkn
Slknls lsnn @ltua sjsuln usnl )
▬ Knjt & hutrnsn ▬ Mpjrlsn Tjgjrnfsllh Tjhuh`lhe ( Ilcmrltmrnug/
▬ Ilnh-ilnhhyl0 ................................. Slknmimen ) 0

...............................................................................
..........................................................

   I    I
   Z Fjtnklfjbjftnblh Cjrsnalh @lilh Hlpls    Z Fjruslflh gjgcrlh gufmsl mrli
   O    O
   H Fjtnklfjbjftnblh pmil hlpls    H Fjtnklfjbjftnblh pjhelturlh suau
   Z Elheeulh Tjrtuflrlh Els    Z tucua ([ajrgmrjeuilsn)
   G    G
   E Elheeulh pjrbusn `lrnhelh    E Elheeulh Tmil [nkur 
   H Sjsnfm Lspnrlsn    H Sjsnfm Nhbjfsn
   L Tjhuruhlh Ourla @lhtuhe    L Furlhehyl pjrlwltlh knrn
   ^    ^
   H Nhtmijrlhsn Lftnvntls    H Fjruslflh nhtjerntls fuint
   L Hyjrn    L Sjsnfm Ojkjrl
   [    [
   L Fjtnklfsjngclhelh Hutrnsn0 Furlhe klh    L Sjsnfm pjrklrlalh
   U Fjcutualh    U Furlhehyl pjhejtlaulh
   L    L
    S Fjtnklfsjngclhelh Hutrnsn0 Ijcna klrn
Fjtnklfsjngclhelh    S Knsbuhesn _jfsuli
   J    J
   T Fjcutualh    T Tsnfmsjfsuli
   J Guli    J Ojgls Fjtnklfjbjftnblh
   F    F
   A Fjfurlhelh Rmiugj Olnrlh    A Fmpnhe Elheeulh Ontrl
   L Fjijcnalh Rmiugj Olnrlh    L [ucua Fmhbinf Tjrlh
   I    I
   L Knlrj    L Ilnhhyl......................................
   _    _
   L Sjtjhsn Zrnh    L
   G Tjruclalh Jingnhlsn Zrnh    G
Fmhstnplsn

Fjt0 *sfmr Jkgmhtmh _ygptmg Lssjssgjht _ystjg. J_L_ rnhelh 9?, J_L_ sjklhe ;-2, J_L_ cjrlt 85. Nhtjrvjhsn sjsuln
kjhelh liemrntgl J_L_

Tlkle, ..........................................

Tjrlwlt TH/Fltng

( )
[lhkl [lhelh klh Hlgl @jils

3<

3.;.. 3 Kjsne
3.; Kjsneh
h Hur
Hursnh
snhe
e _yst
_ystjg
jg
Lhlinsl Kll

Glslila
Hm Lhlinsl Kltl Jtnmimen
Fjpjrlwltlh

Kjsneh Hursnhe _ysjg

Hursnhe Trjsornptnvj Mpjrltnmh Gjtamk

Hm
Knlehmsns HMO HNO
Hursnhe _ystjg 0
 [aj Uamiiy
om
omgp
gpjh
jhsl
sltm
tmry
ry hu
hurs
rsnh
nhe
e
systjg
 [aj plrtnliiy
om
omgp
gpjh
jhsl
sltm
tmry
ry hu
hurs
rsnh
nhe
e
systjg
 [aj suppmrtnvj jkuoltnvj
hursnhe systjg
( pn
pniu
iua
a sli
lila
la sl
slttu sj
sjssuln
uln
 fmhknsn plsnjh fntl )

Gjtmkj Tjrlwltlh 0
Eunklhoj
_uppmrt
[jloanhe
 Lotnhe Mr Kmnhe Bmr 

Trmvnknhe Kjvjimpgjhtli
Jhvnrmhgjht

3.;. ?   Glhl`jgjh Hursnhe _ysjg ( Ngpijgjhlsn k

klh
lh Jvliulsn )

 Hm Hursnhe Knlehmsns Sjeuiltmrn Mpjrltnmhs Omhtrmi Mpjrltnmhs

33

( Ngpijgjhtlsn ) ( Jvliulsn )
Eunklhoj ( Gjhelrlaflh ) _0
_uppmrt ( Kufuhelh ) M0
[jloanhe ( Gjhel`lrflh ) L0
Lotnhe bmr ( [nhklflh ) T0
Trmvnk
Trmvnknhe
nhe mb kjvjim
kjvjimpgj
pgjhtl
htlii
(Gmknbnflsn Inhefuhelh )
  (_oammi mb Hursnhe Blouity & _tukjhts, 34<; 6 Liinemmk, 34<; 6 Klvns, 3442).
 

3?

CLC NNN

L_ZALH FJTJSLUL[LH FL_Z_

?.< Elgclrlh
Elgclrlh Flsus Fjimillh
Fjimillh Ztlgl Tjhefl`nlh
Tjhefl`nlh & Tjhjrl
Tjhjrlplh
plh Tjlojbu
 Tjlojbuii Jhk mb Inbj
[ajmry Tlkl
[ajmry  Tlkl Tlsnjh Eleli Enh`li Frmhns
[lcji <. Alsni pjgjrnfsllh ilcmrltmrnug

 Hniln Hniln hmrgli A/I

 pA 5,;3 5,?: ‟ 5,;:
TOM3 3>,; ?:,44 ‟ ;:,44 gg Ae
TM3 <21,; 5:,44 ‟ <44,44 ggAe
AOM? 33,< 3<,44 ‟ 3:,44
gJq/intjr 
[mtli OM3 3?,4 3<,44 ‟ 35,44
gJq/intjr 
_l43 >>,4 >: ‟ <44%
CJ (Clsj jxojss / -4,3 - 3 sgp
sgp 3 gJq
gJq/in
/intjr 
tjr 
fjijcnalh clsl)

L_NKM_N_ SJ_TNSL[MSNF [JSFMGTJH_L_N _JCLENLH

  Hniln Hniln hmrgli A/I
Jhzng `lhtuhe
Orjltnhnh
Orjlt nhnh Fnhlzj
Fnhlzj tmtli ]]]]]]]]]]]]]]]]
]]]]]]]]]]]]]]]]]]]
]]] ]]]]]]]]]]]]]]]
]]]]]]]]]]]]]]]]]]] 
]]]] 
OF ‟ GC ]]]]
]]]]]]]]
]]]]]]]]
]]]]]]]]
]]]]]]]
]]] ]]]]]]]]
]]]]]]]]]]]
]]]]]]]
]]]]]]]] 
]]]] 
_jrug Inpnk
Inpnk ]]]]]]]]]]]]]]]]]]] ]]]]]]]]]]]]]]]]]]]  
Famijstjrmi ]]]]]]]]]]]]]]]]]]] ]]]]]]]]]]]]]]]]]]]  
[rneiyojrnkl <:4 9<:4 ge/ki
Tils
Ti lsgl
gl An Anea
ea-k
-kjh
jhsn
snty
ty ?? 8:: ge/ki
inpmprmtjnhs (AKIs)
Tils
Ti lsgl
gl Imw-
Imw-kjh
kjhsn
snty
ty :1 9<:4 ge/ki
inpmprmtjnh (IKIs)

_jrug glrfjrs
[rmpmhnhs ]]]]]]]]]]]]]]]]]]] ]]]]]]]]]]]]]]]]]]]  

3;

Gymeim
Gymeimcnh
cnh ]]]]]]]]
]]]]]]]]]]]]
]]]]]]]]
]]]]]]]
]]] 9 >4 goe/i
goe/i

Ajgltmimen 0
Sjk Cimmk Ojii (SCO) <:4- ;44.<4? /ºi
Ajgmeimcnh (Aec) 1,5 <3 ‟ <1 e/kI
Ajgltmornt (Aot) 3: ;4% ‟ :4%
Uantj Cimmk Ojii   :.444- <4.444 <4? /ºi
(UCO)
Tr
Trmt
mtar
armg
mgcn
cnh
h tngj
tngj (T
(T[)
[) >,1
>,1 ‟ <3
<3,2
,2 kj
kjtn
tnf 
f 
 @jhns Tjgjrnfsllh Alsni _ltulh Hniln Su`uflh
AJGL[MIMEN
Klrla Ijheflp Tjrnbjr 
Aljgmeimcnh 1,5 e/ki <?.4 - <5.4
Ajgltmfrnt 3: % ;4.4 - :4.4
Jrntrmsnt 3,12 <4X2/ºI ;.:4 - :.:4
GOAO ?5 e/ki ?3.4 ‟ ?2.4
[rmgcmsnt <1; <4X?/ºI <:4 ‟ ;44
Ijufmsnt <:,:1 <4X?/ºI :.44 ‟ <4.44
FNGNL FINHNF 
_EM[ (L_[) Z/I 9 ??

3:

_ET[ (LI[) Z/I 9 :4

Frjltnhnh Klrla ge/kI 4.24 ‟ <.?4
jEBS hi/ :?.4 ‟ <?>.4
Zrjug klrla ge/kI 9 :4
Eiufmsl pulsl <3< ge/kI 54,4->>,4
JIJF[SMIN[
 Hltrnug (Hl) Klrla gJq/I <?3 ‟ <;5
Flinug (F) klrla gJq/I ?.?4 ‟ :.;4
Fimrnkl (Oi) Klrla gJq/I >;.4 ‟ <<<.4
AJGM_[L_N_
Glsl Trmtrmgcnh (T[)
Tlsnjh Kjtnf >.1 ‟ <3.2
Fmhtrmi Kjtnf  
LT[[
Tlsnjh Kjtnf ?<.4 ‟ ;5.4
Fmhtrmi Kjtnf  
Flklr bncrnhmejh ge/kI <?2.4 ‟ ?1;.4
k-Kngjr Fulhtntltnb ºe/kI 4 - ?44

Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl Fmhtrls, tlgplf elgclrlh

 GZI[NTIJ IJ_N ANTMKJH_ KN SJENM [JGTMSMTLSNJH[LI FNSN,
[AL
[ALILGZ
ILGZ_
_ FLHL
FLHLH-
H-F
FNS
NSNN, klh
klh [JGT
[JGTMS
MSL
LI FLHL
FLHLH
H _ZC
_ZC-O
-OMS
MS[N
[NOL
OLI
I
’GZI[NTIJ NHBLSF OJSJCSN kjhelh CSLNH L[SMTN‗ 
 EO_ 0 J < G ; R < 0 smpmr 

 Hniln Hniln hmrgli A/I

_jrug [? ]]]]]]]]]]]]]]]]]]] 54 ‟ 34: he/Ki
_jrug [; ]]]]]]]]]]]]]]]]]]] ; ‟ <3 goe/kI
[_A ]]]]]]]]]]]]]]]]]]]  3 ‟ <4 Z/gI
_jrug plrltnrmnk  ]]]]]]]]]]]]]]]]]]] O-tjrgnhli :4-??4

amrgmh  pe/gI
Euil klrla pulsl <3< 9 <<4 ge/kI
Euil klrla sjwlftu 9 <;4 ge/kI
Eiyomsyiltjk :,2 ;% - 2 %
ajgmeimcnh

32

(Ajgmeimcnh L<O
VAcL<oW)

l) Fmhsug
Fmhsugsn
sn mclt/ supijg
supijgjh
jh sllt nh
nhnn 0 tlheeli
tlheeli 43-<4-
43-<4-343
3434
4
<. Lslg
Lslg bmil
bmiltt <x
<x:
: ge
3. Einq
Einqun
unkm
kmhj
hj <x
<x?4
?4 er 
?. NhBK
NhBK 344 oo HlOI
HlOI 4,>%
4,>% klil
klilg
g 1 `lg (244
(244oo/
oo/3;`
3;`lg)
lg)
;. Cnoh
Cnohlt
lt ?x:4
?x:44
4e
:. Knnt
Knnt GO KK 2x34
2x344o
4ooo
2. Ij
Ijpm
pmbi
bimx
mxlon
long
g <x5:4
<x5:4ge
ge ‟ <x3:
<x3:4e
4e
Olptmprni 3x<er 
 

35

BMSGL[ TJHEFL@NLH
FJTJSLUL[LH

Su
Sulh
lhe
e 0 Zrmi
Zrmime
menn [ei.
[ei. GS
GS_
_ 0 ....
......
....
....
....
....
.. [ei.
[ei. Tjhe
Tjhefl
fl`n`nlh
lh00 3/
3/<4
<4/3
/343
434
4 Tu
Tufu
fuii 0 <4.44

Lilslh fuh`uhelh0 ▬ Fjgmtajrlpn ▬ TFZ

   S
   L TJHEFL@NLH
   _ Mpjrlsn
▬ ▬ Slknlsn ▬ Fjgmtajrlpn-Slknlsn
   L
   K
Fjiualh Ztlgl 0 Tlsnjh tnklf slklr, klh suint gjhjilh Fjiualh0 Tlsnjh tnklf slklr, klh suint gjhjilh
   L
   [ Tmil glflh0
   L
Ilgl Fjiualh0 ………………
……………….....…….......
.....……............…….....
.....……..... ▬ [jrltur  (?Q/
 (?Q/ alrn)
   K
Fjiulrel plsnjh
plsnjh gjheltl
gjheltlflh
flh sj`lf < gnheeu ylhe iliu ▬ [nklf [jrltur,…
gnheeu [jrltur,… pmrsn/
pmrsn/ alrn

tjr`lkn
tjr`lkn pjh
pjhuruh
uruhlh
lh fjsl
fjslklrl
klrlh
h sjol
sjolrl
rl cjrlhes
cjrlhesur-l
ur-lhesu
hesurr klh @jhns glflhlh klh gnhuglh
- Knsufln0 …………............-
…………............- [nklf knsufln0 ..…………
tlgplf clhylf tnkur, klh : alrn ylhe iliu plsnjh tnklf lkl Knjt0 knnt knncjrnflh gjiliun HE[ sjclhylf <244 oo kjhelh tjrplslhe Eukji
gjrjspmh sjrtl gjgcufl gltlhyl sllt knplheeni mija lheemtl Fjt0 _fmr 8 3 knilfuflh pjhefl`nlh mija enzn
fjiulrel. Tlsnjh gjgninfn rnwlylt strmfj sj`lf ? cuilh iliu Tjruclalh Elstrm Nhtjstnhli
kjhelh lheemtl ejrlf flhlh ylhe ijgla, klh tjrlfanr cnls n. Guiut 0 ▬ Hmrgli ▬ Cjh`milh
▬ _tmgltntns ▬ Clu
 cjr`lilh kjhelh knplpla mija fjiulrel
fjiulrel,, sjrtl omhtrmi ▬ Anpjrslinvlsn ▬ Anpmslinvl
Anpmslinvl
 `. Enen 0 ▬ Ijheflp ▬ [kf ijheflp
 pjhemcltlh
 pjhemcltlh ylhe tnklf tjrltur. ▬ Ol
Olrnjs ▬ ....................
f. Inkla 0 ▬ Cjrsna ▬ Cjh`milh ▬ Fmtmr ▬................
Tlsnjh jila gjgninfn pjhylfn KG & A[ sj`lf <4 lauh ylhe iliu i. Jsmjpaleus 0 Sjbijf Gjhjilh 0 ▬ Lkl ▬ [kf lkl
g. [jheemrmflh 0 ▬ Hmrgli ▬ Gjrla ▬ Kyspalenl
h. Lckmgjh 0
Nhspjfsn 0 ▬ Iufl ▬ _tmgl ▬ Bnstuil
Bnstuil ▬Lsontjs Lusfuitlsn
Lusfuitlsn 0 Cnsnhe Zsus 1-
Zplyl ylhe tjila knilfuflh 0 AJGMKNLIN_N_, pjgcjrnlh mclt
<< flin/ght
5. Ls
Lslg
lg bmil
bmiltt <x:
<x: ge Tjrfusn 0 ▬ [ygpalhn ▬ kuiihjs Tliplsn 0 ▬ Knstjhsn
▬ [ugmr Ilnhhyl   0.................................................
1. Ein
Einqun
qunkm
kmhj
hj <x?4
<x?4 er  m.Lsuplh hutrnsn0 ▬ Mrli ▬ HE[ ▬ Tlrjhtjrli
>. NhBK 34
344
4 oo HlO
HlOI
I 4,>% k
klilg
lilg 1 `l
`lg
g (244
(244oo/3
oo/3;`lg
;`lg)) ▬Elstrmstmgn ▬ ^jyuhustmgn

 
 31

<4. Cnohlt
Cnohlt ?x:44
?x:44 e p. Tjhylfnt0 ▬ KG tnklf tjrfmhtrmi ▬ KII (A[, OFK, _[SMFJ, TJHZSZHLH
<<. Knnt GO KK
KK 2x34
2x344oo
4oo FJ_LKLSLH
Tjgjrnfsllh Tjhuh`lhe (Ilcmrltmrnug/Slknmimen)
<3. Ijpmbimxlong
Ijpmbimxlong <x5:4ge ‟ <x3
<x3:4e
:4e 0 Euil klrla pulsl <3< 9 <<4 ge/kI
Olptmprni 3x<er  Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl Fmhtrls, tlgplf 
Knlehmsns Gjkns0 OFK stlej R, jo KG tnpj NN + AAK, jo elgclrlh  GZI[NTIJ IJ_N ANTMKJH_ KN SJENM
Zrjgno Jhjblimpltn, pjhuruhlh fjslklrlh
[J
[JGT
GTMS
MSMT
MTLS
LSNJ
NJH[
H[LI
LI FNSN
FNSN,, [ALI
[ALILG
LGZ_
Z_ FLHL
FLHLH-
H-FN
FNSN
SN,, kl
klh
h
Fjslklrlh0 ▬ OG ▬ Lpltns ▬ Kjinrnug
[J
[JG
GTMSL
TMSLI
I FLHLH
LHLH _ZC
ZC-O
-OM
MS[N
S[NOL
OLI
I ’GZI[
’GZI[NTI
NTIJ
J NHB
NHBLSF 
LSF 
▬ _mghmijh ▬ _mpmrmomgl ▬ Omgl
EO_ 0 J < G ; R < 0 smpmr OJSJCSN kjhelh CSLNH L[SMTN‗ 

[[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0 3:Q/ght,

Hyjrn0 ▬ ^l ▬[nklf
Knstrjs0 ▬ ^l ▬[nklf

Emi Klrla0 ......Sa0.....[C0<

......Sa0.....[C0<2:og
2:og CC0 >4 Fe NG[035,3fe/og
   H Tjhylfnt ylhe pjrhla knlilgn 0
   L KG, OFK, A[, klh _[SMFJ
   [
   L
   A ▬ [nklf knrlwlt
   J
   _ ▬ Kn Slwlt, tei/ cih/ tlauh 0 ........……...........
   J
   F ▬ Mpjrlsn ….................................................
….................................................
   [ tei/ cih/ tlauh 0 .............
   L
   ^ ▬ Slknlsn 0....................................................
0....................................................
   L
   U
   N Lijren0 ▬ ^l ▬ [nklf
   S ▬ Mclt, .......................
▬ glflhlh
▬ Ilnh- ilnh …………...........................
…………...........................
Sjlfsn Lijren0
L ijren0 ……………..........................
……………............................... .....
[nhklflh0 ...……………………………….........
Snwlylt [rlhsbusn Klrla 0 ▬ [nklf ▬ ^l, Sjlfsn lijren 0 ▬ [nklf
▬ ^l,`jilsflh.....
^l,`jilsflh.......................
..................

3>

Fjcnlsllh0 ▬ Gj
Gjrmrmfm
fmff 0 ▬ [n
[nkl
klff ▬ ^l,
cuhefus…..... / ar, ilglhyl ..........…
▬ Gn
Gnhu
hug
g Li
Lifm
fmam
amii 0 ▬ [n
[nkl
klff ▬ ^l,
^l,
cjrlpl cmtmi …............./ ar, ilgl.........…
▬ Mclt- Mcltlh0
Mcltlh0 ▬ [nklf ▬ ^l
hlgl mclt ……………........................
……………...............................
.......
▬ Ilnh
Ilnh-- iilnh
lnh 0…
…………………………… …….........
......
......
......
......
.....
..
Ejhmerlg

Fjt0 M 0 pjrjgpulh,
▬ 0 ilfn-ilfn,
† 0 gjhnheeli,
0 plsnjh
x 0 gjhnheeli kjhelh flhfjr 
 

?4

      N
      _
      L
Fjiualh 0 plsnjh tnklf gjgninfn fjiualh       I
      Z
      F Fjiualh 0 plsnjh gjhelilgn sjslf hlpls
      S
      N
_flil J_L_ knlrj* 4 < 3 ? ; : 2 5 1 > <4       _
_flil sjslf * 3:x/gjhnt
Fjcnlsllh
o. Brjfujhsn C
Culhe
ulhe Lnr Cjs
Cjslr
lr <Q/ alrnalrn Tjhefl`nlh snrfuilsn
k. Brjfujhsn Cul
Culhe
he Lnr Fjoni...............Q/
Fjoni...............Q/ alrn n. Ankuhe0 ▬ Hmrgli ▬ Cjh`milh
Cjh`milh ▬ Tminp
Tminp ▬ Jpnstlfs
Jpnstlfsns
ns ▬ Iufl
▬ Tjrhlplslh Oupnhe ankuhe
Tjhefl`nlh jingnhlsn Ulrhl _jfrjt 0 ▬ Fuhnhe ▬ Gjrla ▬ An`lu
l. Bjsjs 0
- Ulr
Ulrhl
hl 0 ▬ Fuhnhe  ▬ Antlg/ Gjijhl  `. Klkl 0 ▬ Hmrgli ▬ Cjh`milh/ [ugmr 
▬ Kjgpui ▬ Gjrla ▬ Cjrijhknr  ▬ Iufl ▬ Frjpntlsn suc futns ▬ Tjijclrlh Rjhl
- Fmhs
Fmhsns
nstj
tjhs
hsnn 0 ▬ Iuhl
Iuhlff ▬ JhJhoj
ojrr ▬ Fjrls Fm
Fmil
iltj
tjrl
rlii ▬SSjt
jtrl
rlfs
fsnn k
klk
lkl
l
▬ Cjrcusl ▬ sfncli f. @lhtuhe
- Olrl Tjhejiulrl
Tjhejiulrlh h 0 ▬ hmrg
hmrgli
li ▬ Omim
Omimstmg
stmgyy ▬ Nijustmgy
Nijustmgy Nrlgl Hlkn 0 ▬ [jrltur  ▬ [nklf [jrltur 
(Ilgpnrflh Tjhefl`nlh _tmgl) i. Tlru 0
c. Zrnhj 0 ▬ Hmrgli ▬ Lchmrgli0 ▬ Rjsnfuijr
Rjsnfuijr ▬ Smhfan fl/fn  ▬ Uajjznhe fl/fn
▬ Kysurnl ▬ Tmiyurnl
Tmiyurnl (8 <:44 oo/ 3; ``lg)
lg) ▬ [loayphju ▬ Crlkyphju ▬ Kysphju
▬ Mineurn (9 ;44 oo/ 3; `lg ) ▬ Sjtjhsn ▬ Ilnh-ilnh0 Crmhfmvjsnfuijr 
▬ Lhur
Lhurnl
nl ▬ Nhfm Nhfmht
htnh
nhjh
jhsn
snl
l g. Tjrklrlalh0
- Ulrhl 0 ▬ Fuhnhe ▬ _jpjrtn [ja Imflsn......................
Imflsn......... ............. @ugila................. oo
▬ Gjrla ▬ Fjrua h. [uremr 0 ▬ Clnf ▬ Curuf
- Olrl TTjjhejiulrlh 0 m. Mjkjgl0 ▬ Jfstrjgntls Ltls 0 ▬ [nklf
▬ Fmhkmg
Fmhkmg oltjt
oltjtjr
jr ▬ Oaltjtjr  urnhj
 urnhj ufurlh........... ▬ ^l, imflsn.........................
imflsn.........................
▬ Hjbrms
Hjbrmstmg
tmgyy ▬ ZrZrmst
mstmgy
mgy ▬ Oystm
Oystmstm
stmgn
gn ((Ilg
Ilgpnr
pnrflh
flh p. Iygpal jkjgl 0 ▬ [nklf ▬ ^l.............
Tjhefl`nlh _tmgl) ...................................................
▬ n. Tjrnbjr0 olpnilry rjbnii 0▬ 9 ? ktf ▬ 8 ? ktf
Tjgjrnfsllh Tjhuh`lhe ( Ilcmrltmrnug/ Slknmimen)0
Zrju 0 <>; ge/kI (9 :4) Tjgjrnfsllh Tjhuh`lhe ( Ilcmrltmrnug/ Slknmimen )0
Frjltnhnh 0 >,5 
>,5  ge/kI (4.24 ‟ <.?4)
Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl Fmhtrls, tlgplf 
Fji
Fjiua
ualh
lh 0 pl
plssnj
njh
h kl
kliilg fjl
jlkl
kll
lh tn
tnkl
klff slkl
klr 
r 
elgclrlh  GZI[NTIJ IJ_N ANTMKJH_ KN SJENM
Fjcnlsllh0 l. Glhkn.........................x/ alrn
j. Ouon Slgcut................x/ ge [JGTMS
[JGTMSMTL
MTLSNJ
SNJH[L
H[LI
I FNS
FNSN,
N, [AL
[ALILG
ILGZ_
Z_ FLH
FLHLH-
LH-FNS
FNSN,
N, klh
klh
b. _nflt enen
enen.....
............
.................x
..........x// alrn
[JGT
[JGTMS
MSLI
LI FL
FLHL
HLH
H _ZC-
_ZC-OM
OMS[
S[NO
NOLI
LI ’GZI[NTI
’GZI[NTIJ
J NHBL
NHBLSF 
SF 

?<

e. [nkur.....
[nkur................
...................`lg
........`lg// alrn OJSJCSN kjhelh CSLNH L[SMTN‗ 
Tjhefl`nlh _nstjg Gusfuimsfijtli
Gmcninslsn 0 ▬ [nklf lkl fjsuintlh   pA 5,;3 (5,?: ‟ 5,;:)
▬ Lkl fjsuintlh
fjsuintlh 0 ▬ Tlrliysns  ▬ Kjbmrgntls
▬ Tjhuruhlh fjfultlh
fjfultlh ▬ Ee.fjsjngclhelh
Ee.fjsjngclhelh  TOM3 3>,;  (?:,44 ‟ ;:,44 gg Ae)
▬SMG ▬ Snwlylt Brlftur ▬ Fmhejhntli
Imflsn 0 lheemtl ejrlf flhlh (rnwlylt strmfj)  TM3 <21,;  (5:,44 ‟ <44,44 ggAe)
 Lftnvntls klh gmcninslsn
gmcninslsn (Ilgpnrflh
Bmrguinr Tjhefl`nlh _tltus Buhesnmhli  AOM? 33,< (3<,44 ‟ 3:,44 gJq/intjr)
Clrtaji Nhkjx)
▬ Glh
Glhknr
knrnn  [mtli OM3 3?,4  (3<,44 ‟ 35,44 gJq/intjr)
 ▬ Tjriu clhtulh,..........
clhtulh,.............
...
▬ Fjtjrelhtuhelh [mtli (`nfl  _l43 >>,4 (>: ‟ <44%)
fjtjrelhtuhelh tmtli fmilcmrlsn
kjhelh KT@T)
 CJ (Clsj jxojss / fjijcnalh
fjijcnalh clsl) -4,3  (3 sgp 3 gJq/intjr
gJq/intjr))
Tjgjrnfsllh Tjhuh`lhe (Slknmimen ) 0............
...............................................
........................................................................
..............................
.....

Fjiualh0 plsnjh tnklf gjgninfn fjiualh (pjhuruhlh fjslklrlh)

_flil Hyjrn* 4 < 3 ? ; : 2 5 1 > <4

kurlsn …………………....
brjfujhsn …………………
flrlftjrnstnf………..…….

Iufl ▬ [nklf ▬ ^l

Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl Fmhtrls, tlgplf 

elgclrlh  GZI[NTIJ IJ_N ANTMKJH_ KN SJENM
[JGTMS
[JGTMSMTL
MTLSNJ
SNJH[L
H[LI
I FNS
FNSN,
N, [AL
[ALILG
ILGZ_
Z_ FLH
FLHLH-
LH-FNS
FNSN,
N, klh
klh
[JGT
[JGTMS
MSLI
LI FL
FLHL
HLH
H _ZC-
_ZC-OM
OMS[
S[NO
NOLI
LI ’GZI[NTI
’GZI[NTIJ
J NHBL
NHBLSF 
SF 
OJSJCSN kjhelh CSLNH L[SMTN‗ 
▬Clu ▬ Hyjrn
▬ Gukla Cjrklrl
Cjrklrla
a

?3

Jfsuklt 0 ▬ CCl
lhylf ▬ _jknfnt
Ulrhl 0 ▬ Gjrla ▬ Fuhnhe ▬ Antlg
   H
   L
   F
   N
   K
   N Nhtjerntls Fuint0 ▬ Tjtjoanj ▬ Ajgltmgl
▬ Trurntus ▬ Zrtnflrnl
Zrtnflrnl Kjfucntus0 ▬ [nklf ▬
   K
   H ^l, Imflsn 0 ...........
   J Ulrhl 0 ▬ Gjrla ▬ Fuhnhe ▬ Antlg E rlrlkj
   T
   /
   N 0 ▬N ▬ NN ▬ NNN ▬ NR
   _
   L
   F
   N [lhkl-tlhkl Nhbjfsn 0 ▬ [ugmr ▬ Kmimr ▬ Flimr  
   H ▬ Sucmr ▬ Buhesnmijsl
   Z
   G
   M Tjgjrnfsllh Tjhuh`lhe (Ilc/Slknmimen ) 0
   F
   M Ijufmsnt <:,:1 <4X?/ºI :.44 ‟ <4.44
   F    N
Snwlylt Sjprmkufsn
   H    _
_ulslhl altnn* 4  < 3 ? ; : 2 5 1 > <4
   L    F
Fjiualh 0tnklf lkl fjiualh mija plsnjh
   A
Ojgls* 4  < 3 ? ; : 2 5 1 > <4    Z
Zsnl alnk pjrtlgl.............tlauh
   Z    K
Kjprjsn *
   [ 4  < 3 ? ; : 2 5 1 > <4    M
Tjrhnflalh fj 0.......................
0...........................................
....................
   Z    S
E ...... T….... L ..... @ugila Lhlf 0 ..........
   C    T
Tjrtlalhlh/Fmpnhe0
   J    J
[lheeli alnk tjrlfanr 0 ........................
   F    S
   /
o. Tj
Tjhe
hel
lgcn
gcnil
ilh
hFFjjpu
puttus
usl
lh 0▬__jh
jhkn
knrn
rn ▬ Knclhtu, snlpl=    I
FJIZLSEL    L
Tmil sjfsulintls 0 ▬ [nklf tjrelheeu
   Z
k. Olrl uh
uhtuf g
gjjheltlsn fj fjojglslh0 ▬ _j
_jh
hknrn ▬    _ ▬ [jrelheeu
Knclhtu, snlpl= ...................    F
   J
Gjflhnsgj Fmpnhe ylhe kneuhlflh0    _
Tjgjrnfsllh ojrvnx tjrlfanr/Tlp _gjlr 0
▬FFmh
mhst
stru
ruft
ftnb
nb ▬ K Kjs
jstrtruf
uftntnb 
b  ▬ [nkl
[nklff ▬^
▬^l,
l, Flp
Flplh
lh ...
.....
....
....
....
....
....
....
....
..
_nstjg Hniln Fjpjrolyllh0
 Lelgl/ Fjpjrolyllh
Fjpjrolyllh 0 ▬ [nklf pjhtnhepjhtnhe ▬ Tjhtnhe, `jilsflh Tjgjrnfsllh Bnsnf0
clawl sjgul pjr`lilhlh ankup sukla gjgninfn olrlhyl tjrsjhknrn - ♄ Ejhjtlinl 0 ▬ F Fjputnalh
jputnalh ▬ Cjh`milh
Cjh`milh ▬ Iufl
klh gjruplflh fjtjhtulh ylhe glal fulsl ▬ Mk
Mkjg
jgll ▬ Trmi
Trmilp
lpss ▬ Cl
Clu
u
▬ Ilnh-ilnh 0 .............................
.............................
Lklfla Trmerlg pjhemcltlh cjrtjhtlhelh kjhelh
fjylfnhlh 0 - Tjgjr
Tjgjrnfsll
nfsllh
h _LKLS
_LKLSNN 0 ▬ ^l, …… x/c
x/cuilh
uilh
▬[nklf ▬ ^l, @jilsflh ................ ▬ [nklf
♃ l.Tjhns0 ▬ Cjh`milh ▬ Iufl
Sjspmh tjralklp pjhylfnt 0 ▬ Mjkjgl
Mjkjgl ▬ Hyjrn
Hyjrn
▬ Gjhenheflr ▬G
Gl
lrla _jfrjt 0 ▬ Fuhnhe

 
 ??

▬ [lwlr gjhlwlr
gjhlwlr ▬ Kjprj
Kjprjsn
sn ▬ Gjhjrngl ▬ Gjrla ▬ Clu

Nhbmrglsn ylhe kncutuaflh 0 c. _frmtug0 ▬ Gjgcjslr ▬ Ajrhnl

▬ Tjhylfnt ylhe knkjrntl
▬[nhklflh pjgjrnfsllh
▬[nhklflh/pjhemcltlh/pjrlwltlh
▬[nhklflh/pjhemcltlh/p jrlwltlh ylhe kncjrnflh
▬ Tjrjholhllh knjt
▬ Tjruclalh lftnbntls sjalrn-alrn
▬ Tjrlwltlh
Tjrlwltlh kn rugla
rugla
Kufuhelh fjiulrel0 ▬ ^l
Tjheeuhllh lilt fmhtrlsjpsn 0
▬[nklf ▬ ^l, @jhns 0 .......................
........................................
.................
Tjgjrnfsllh Tjhuh`lhe (Ilc/Knlehmstnf)0
(Ilc/Knlehmstnf)0 Glggmerlbn ▬[nklf ▬ ^l,
flplh……………………
Ilnhhyl0 ……………………………………………
▬ [nklf

?;

   N
Clalsl sjalrn-alrn0    _
▬Nhkmhjsnl ▬Kljrla,sjcutflh0 gnhlhe    F
_tltus gjhtli 0▬ Mrnjhtlsn
   J
▬ Knsmrnjhtlsn 0 ▬ Mrlhe ▬ Ulftu ▬ [jgplt
   [
   M
▬ Fj`lhe 0 tnpj & brjfujhsn 0 ..............................
..............................
Tjriu pjhjr`jgla0 ▬ [nklf  ▬^l, clalsl .....................
............................
.......    S
   T
▬ Ilnh-ilnh, `jilsflh0 .........................................
.........................................
Algcltlh cjil`lr 0    &
   H
Elheeulh Tlhol Nhkrl0
▬Cla
▬Clals
lsll ▬Tjh
▬Tjhkj
kjhe
helr
lrlh
lh ▬A
▬Aninilh
lhe
e Gj
Gjgm
gmrn
rn ▬F
▬Fme
mehn
hntn
tnb 
b     L
▬Tjheinaltlh ▬ Ilnh- ilnh `jilsflh 0 …………………………….    [
Tjheinaltlh0 ▬ [nklf ▬ ^l, `jilsflh ……………
   L
Tjhkjhelrlh 0 ▬ [nklf  ▬ ^l, `jilsflh …………..
   G
Olrl cjil`lr ylhe knsufln 0 ▬ Gjhuins    L
Tjhejolplh0 ▬ [nklf ▬ ^l, `jilsflh ……………..
   I
▬ Lukn
Luknm-vns
m-vnsuli/e
uli/elgcl
lgclrr ▬ Kjgm
Kjgmhstrl
hstrlsn
sn    J
Tjheanku0 ▬ [nklf  ▬ ^l, `jilsflh ……………….
   _
Tjrlcllh0 ▬ [nklf ▬ ^l, `jilsflh ………………
▬ Knsf
Knsfus
usnn    J
   F
Fjcutualh pjgcjil`lrlh plsnjh (pnina tmpnf pjgcjil`lrlh)0 Tjhefl`nlh Sjstrlnh 0
▬ Knlehmsl & Glhl`jg
Glhl`jgjh jh ▬ [nklf lkl glslila ▬ Lkl glslila
▬MMc
clt-mcltlh ▬ Fj
Fjgmtjrlpn
▬ Tjr
jrlw
lwltltlh
lh iuf
ufll ▬ Sja jalclcninint
ntl
lsn Tjrhla gjheeuhlflh rjstrlnh sjcjiughyl
▬ Gl
Glhlhl`j
`jgj
gjh h Hyj
Hyjrn rn ▬ Slk Slknl nlsn
sn ▬ [nklf
[nklf ▬ ^l .....
........
......
......
......
......
......
......
......
......
.....
..
▬ Knjt & hutrnsn ▬ Mpjrlsn ▬ Fmhknsn sllt nhn cjrjsnfm tnheen….................
tnheen…...................
▬ Ilnh-ilnhhyl0
Ilnh-ilnhhyl0 ..........................
.................................
....... ▬ Kn
Knsfu
sfusn
sn kjh
kjhelh
elh fjiulr
fjiulrel el klh plsnjh plsnjh gjhejh
gjhejhln
ln fjc
fjcn`l
n`lflh
flh
pjheeuhllh rjstrlnh
_frjhnhe Sjsnfm Ojkjrl/ @ltua 0
▬ [nklf Cjrjsnfm ▬ Sjsnfm Sjhkla
▬ Sjsnfm [nheen

( ilgpnrflh Bmrguinr Tjhnilnlh Sjsnfm Ojkjrl/ @ltua sjsuln usnl )

Tjgjrnfsllh Tjhuh`lhe (Ilcmrltmrnug/ Slknmimen ) 0
 Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl Fmhtrls, tlgplf 
elgclrlh  GZI[NTIJ IJ_N ANTMKJH_ KN SJENM
[JGTMS
[JGTMSMTL
MTLSNJ
SNJH[L
H[LI
I FNS
FNSN,
N, [AL
[ALILG
ILGZ_
Z_ FLH
FLHLH-
LH-FNS
FNSN,
N, klh
[JGT
[JGTMS
MSLI
LI FL
FLHL
HLH
H _ZC-
_ZC-OM
OMS[
S[NO
NOLI
LI ’GZI[NT
’GZI[NTIJ
IJ NHBL
NHBLSF 
SF 
OJSJCSN kjhelh CSLNH L[SMTN‗ 

?:

   I    I
   Z Cjrsnalh @lilh Hlpls    Z Sjsnfm Nhbjfsn
   O    O
   H Elheeulh Tjrtuflrlh Els    H Sjsnfm Ojkjrl
   Z Elheeulh pjrbusn `lrnhelh    Z
   G    G
   E    E
   L
   H    H
   L
   ^    ^
   H    H
   L    L
   [    [
   L    L
   U    U
   L    L
   S    S
   J    J
   T    T
   J    J
   F    F
   A    A
   L    L
   I    I
   L    L
   _    _
   L    L
   G    G

Fjt0 *sfmr Jkgmhtmh _ygptmg Lssjssgjht _ystjg. J_L_ rnhelh 9?, J_L_ sjklhe ;-2, J_L_ cjrlt 85. Nhtjrvjhsn sjsuln kjhelh
liemrntgl J_L_

Tlklhe, 3 Mftmcjr 3434

Tjrlwlt

(rjstu lrlaglh gjicl)

?2

< K_0 Tjruflrlh els

 Tlsnjh tnklf slklr, klh plsnjh gjhelilgn sjslf
hlpls
 Fjiulrel plsnjh gjheltlflh
gjheltlflh sj`lf < gnheeu
gnheeu ylhe
iliu tjr`lkn pjhuruhlh
pjhuruhlh fjslklrlh sjolrl cjrlhesur-
lhesur klh tlgplf clhylf tnkur, klh : alrn ylhe iliu
 plsnjh tnklf lkl gjrjspmh sjrtl
sjrtl gjgcufl gltlhyl
sllt knplheeni mija lheemtl fjiulrel. Tlsnjh gjgninfn
rnwlylt strmfj sj`lf ? cuilh iliu kjhelh lheemtl
 ejrlf flhlh ylhe ijgla, klh tjrlfanr cnls cjr`lilh
kjhelh knplpla mija fjiulrel, sjrtl omhtrmi
 pjhemcltlh ylhe tnklf
tnklf tjrltur.

KM0
 [uremr fuint curuf 
   Zrjug 0 <>; ge/kI (9 :4)
 Frjltnhnh 0 >,5 ge/kI (4.24 ‟ <.?4)
 lsnkmsns rjspnrltmrnf tjrfmgpjhslsn sjclenlh
  pA 5,;3 (5,?: ‟ 5,;:)
 TOM3 3>,;  (?:,44 ‟ ;:,44 gg Ae)
 TM3 <21,;  (5:,44 ‟ <44,44 ggAe)
 AOM? 33,< (3<,44 ‟ 3:,44 gJq/intjr)
 [mtli OM3 3?,4  (3<,44 ‟ 35,44 gJq/intjr)
gJq/intjr)
 _l43 >>,4 (>: ‟ <44%)
 CJ (Clsj jxojss / fjijcnalh clsl) -4,3  (3 sgp 3
gJq/intjr)
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0
3:Q/ght,
 Ac 0 1

3 K_0 Snsnfm Tjrbusn Sjhli [nklf

 Tlsnjh tnklf slklr, klh plsnjh gjhelilgn sjslf Jbjftnb 
hlpls
 Fjiulrel plsnjh gjheltlflh
gjheltlflh sj`lf < gnheeu
gnheeu ylhe
iliu tjr`lkn pjhuruhlh
pjhuruhlh fjslklrlh sjolrl cjrlhesur-
lhesur klh tlgplf clhylf tnkur, klh : alrn ylhe iliu
 plsnjh tnklf lkl gjrjspmh sjrtl
sjrtl gjgcufl gltlhyl
sllt knplheeni mija lheemtl fjiulrel. Tlsnjh gjgninfn
rnwlylt strmfj sj`lf ? cuilh iliu kjhelh lheemtl
ejrlf flhlh ylhe ijgla, klh tjrlfanr cnls cjr`lilh
kjhelh knplpla mija fjiulrel, sjrtl omhtrmi
 pjhemcltlh ylhe tnklf
tnklf tjrltur.
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu

KM0
 [uremr fuint curuf 
   Zrjug 0 <>; ge/kI (9 :4)
 Frjltnhnh 0 >,5 ge/kI (4.24 ‟ <.?4)
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0

?5

3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
 MH AK jo OFK _tlej R+KG

? K_0 Tjrbusn pjrnbjr 

 Tlsnjh tnklf slklr, klh plsnjh gjgninfn rnwlylt strmfj
? cuilh ylhe iliu .
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu
 KM0
 [uremr fuint curuf 
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0
3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
  OFK _tlej R+KG
  Lheemtl ejrlf clenlh flhlh
flhlh ijgla/iugpua
 Fuint jkjgl
; K_0 Elheeulh gjhjilh
 Tlsnjh tnklf slklr, klh plsnjh gjgninfn rnwlylt strmfj
? cuilh ylhe iliu
 Tlsnjh suint gjhjilh, guiut gjhomhe
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu

KM0
 [uremr fuint curuf 
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0
3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
  OFK _tlej R+KG
  Lheemtl ejrlf clenlh flhlh
flhlh ijgla/iugpua
 [jrplslhe HE[ kjhelh eukji
: K_0 Cjrsnalh `lilh hlpls
 Tlsnjh tnklf slklr, klh plsnjh gjgninfn rnwlylt strmfj
? cuilh ylhe iliu .
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu klh
OFK
KM0
 [uremr fuint curuf 
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0
3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
  OFK _tlej R+KG
 Smhoan +/+
 Crmhfmvjsnfuijr 
2 K_0 Sjsnfm nhbjfsn

?1

 Tlsnjh tnklf slklr, klh plsnjh gjgninfn rnwlylt strmfj

? cuilh ylhe iliu .
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu
 Cjrmclt tnklf tjrfmhtrmi

KM0
 EO_ 0 J < G ; R < 0 smpmr
  [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5 O, T0
3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
  OFK _tlej R+KG
 Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl
Fmhtrls, tlgplf elgclrlh GZI[NTIJ
elgclrlh GZI[NTIJ IJ_N
 ANTMKJH_ KN SJENM [JGTMSMTLSNJH[LI
[JGTMSMTLSNJH[LI
 FNSN, [ALILGZ_ FLHLH-FNSN, klh [JGTMSLI
[JGTMSLI
 FLHLH _ZC-OMS[NOLI ’GZI[NTIJ NHBLSF
OJSJCSN kjhelh CSLNH L[SMTN‗ 
 Ijufmsnt 0 <:,:1 <4X?/ºI
5 K_0 Sjsnfm `ltua
 Tlsnjh tnklf slklr, klh plsnjh gjgninfn rnwlylt strmfj
? cuilh ylhe iliu .
 Snwlylt A[ klh KG sj`lf <4 tlauh ylhe iliu
 Cjrmclt tnklf tjrfmhtrmi

KM0
 EO_ 0 J < G ; R < 0 smpmr
 [[R0 [K0 <54/<44ggAe,H0 <44Q/ght, _0 ?5◢O, T0
3:Q/ght,
 Ac 0 1
 EKT 0 <3< ge/kI (54,4->>,4)
  OFK _tlej R+KG
 Tjgjrnfsllh rlknmimen plkl CSLNH O[-_OLH tlhpl
Fmhtrls, tlgplf elgclrlh GZI[NTIJ
elgclrlh GZI[NTIJ IJ_N
 ANTMKJH_ KN SJENM [JGTMSMTLSNJH[LI
[JGTMSMTLSNJH[LI
 FNSN, [ALILGZ_ FLHLH-FNSN, klh [JGTMSLI
[JGTMSLI
 FLHLH _ZC-OMS[NOLI ’GZI[NTIJ NHBLSF
OJSJCSN kjhelh CSLNH L[SMTN‗ 
 Zgur plsnjh
plsnjh 824 tlauh

?>

 Hm Knlehmsl Frntjrnl Alsni Nhtjrvjhsn

<. Elheeulh Tjrtuflrlh [u`ulh0 _jtjila knilfuflh tnhklflh Tjglhtlulh Sjspnrlsn
fjpj
fjpjrl
rlwl
wltl
tlh
h ?x3;
?x3; `l
`lg
g knal
knalrl
rlpf
pflh
lh
Els Mcsjrvlsn0
fl
flrc
rcmh
mhkn
knmf
mfsn
snkl
kl pl
plkl
kl gjgc
gjgcrl
rlh
h
livjmius-flpnijr klilg cltls hmrgli  Gmhntmr pmil hlbls, gmhntmr slturlsn mfsnejh
 Gmhntmr brjfujhsn, nrlgl, fjklilglh klh uplyl
hlpls
<. [nheflt Fjslklrlh  Gmhntmr lklhyl sugcltlh `lilh hlbls
 gjhnheflt [jrlpjutnf 

3. Kn
Knsp
sphj
hju
u gjhu
gjhuru
ruh
h  Ltur Nhtjrvli pjglhtlulh rjspnrlsn sjsuln fmhknsn
?. Cuh
Cuhyn
yn hlp
hlpls
ls tlg
tlgcla
clalh
lh  plsnjh
Jkuflsn
gjhuruh
;. Ej
Ejin
insl
sla
a gj
gjhu
huru
ruh
h  @jilsflh tu`ulh klh prmsjkur pjglhtlulh
 Nhbmrglsnflh alsni pjglhtlulh, `nfl pjriu
:. Knl
Knlbmr
bmrjsn
jsnss g
gjh
jhuru
uruh
h
[jrlpn Mfsnejh
2. TOM3 gjgclnf 
5. TM3 gjgclnf  Mcsjrvlsn0

1. _nlh
_nlhms
msns
ns gj
gjgc
gcln
lnf
f  Gmhntmr fjojpltlh linrlh mfsnejh
 Gmhntmr pmsnsn lilt tjrlpn mfsnejh
 Gmhntmr tlhkl-tlhkl anpmvjhtnilsn
 Gmhntmr nhtjerntls gufmsl ankuhe lfnclt
 pjglslhelh mfsnejh
mfsnejh
[jrlpjutnf0

 Cjrsnaflh sjfrjt plkl guiut, ankuhe klh trlfjl,

 `nfl pjriu

;4

 Tjrtlalhflh fjpltjhlh `lilh hlpls

 Cjrnflh mfsnejh `nfl pjriu
Jkuflsn

 L`lrflh fjiulrel olrl gjheeuhlflh M3 kn rugla

Fmilcmrlsn

Fmilcmrlsn pjhjhtulh kmsns mfsnejh

3. Snsnfm Tjrbusn Sjhli [u`ulh0 _jtjila knilfuflh tnhklflh Tjhojelalh _ymf 
fjpj
fjpjrl
rlwl
wltl
tlh
h ?x3;
?x3; pjrb
pjrbus
usnn rj
rjhl
hlii
[nklf Jbjftnb  Mcsjrvlsn0
gjhnheflt
 Gmhntmr stltus flrknmpuigmhli
 Gmhntmr stltus mfsnejhlsn
@ugila urnhj gjhnheflt  Gmhntmr stltus olnrlh
 Gmhntmr tnheflt fjslklrlh klh rjspmh pupni
[jflhlh lrtjrn rltl-rltl gjgclnf 
 Tjrnfsl rnwlylt lijren
Flklr urjl hntrmejh klrla gjgclnf  [jrlpjutnf0

Flklr frjltnhnh pilsgl gjgclnf  

Cjrnflh mfsnejh uhtuf gjgpjrtlalhflh slturlsn
mfsnejh 8>;%
Cnsnhe usus gjgclnf 
 Tjrsnlplh nhtuclsn klh vjhtnilsn gjflhnf, `nfl
Buhesn altn gjgclnf   pjriu
 Tlslhe `liur NR, `nfl pjriu
 Tlslhe fltjtjr urnhj uhtuf gjhniln prmkufsn urnhj
 Ilfuflh sfnh tjst uhtuf gjhojela rjlfsn lijren
Jkuflsn

 @jilsflh pjhyjclc/blftmr rnsnfm symf 

 
 ;<

 @jilsflh tlhkl klh ej`lil lwli symf 

 Lh`urflh gjilpmr `nfl gjhjguflh/gjrlslflh
tlhkl klh ej`lil symf 
 Lh`urflh gjgpjrclhylf lsuplh olnrlh mrli
 Lh`urflh gjheanhklrn lijrejh
Fmilcmrlsn

 Fmilcmrlsn pjgcjrnlh NR, `nfl pjriu

 Fmilcmrlsn pjgcjrnlh trlhsbusn klrla, `nfl pjriu

Fmilcmrlsn pjgcjrnlh lhtnnhbilglsn, `nfl pjriu
?. Tjrbusn Tjrnbjr [nklf   [u`ulh0 _jtjila knilfuflh tnhklflh Tjrlwltlh _nrfuilsn
fjp
fjpjrl
jrlwlt
wltlh
lh ?x3;
?x3; `lg knalrl
knalrlpfl
pflh
h
Jbjftnb  Mcsjrvlsn0
 pjrbusn pjrnbjr gjhnheflt
 Tjrnfsl snrfuilsn pjrnbjr 
 Nkjhtnbnflsn blftmr rnsnfm elheeulh snrfuilsn
<. Ulr
Ulrhl
hl fuint
fuint p
puo
uolt
lt gj
gjhu
huruh
ruh  Gmhntmr plhls, fjgjrlalh, hyjrn, ltlu cjheflf
3. Jkj
Jkjgl
gl p
pjrn
jrnbjr
bjr gjhur
gjhuruh
uh  plkl jfstrjgntls
jfstrjgntls

?. Fji
Fjijg
jgla
lalh
lh mt
mtmt
mt g
gjh
jhuru
uruh
h [jrlpjutnf 

;. Tjh
Tjhens
ensnlh
nlh fl
flpn
pnijr
ijr gj
gjgc
gclnf 
lnf   Anhklrn pjglslhelh nhbus ltlu pjhelgcnilh klrla
:. Lf
Lfrl
rlii gjgc
gjgcln
lnf 
f  kn lrjl fjtjrcltlslh pjrbusn

2. [ur
[urem
emrr Fuin
Fuintt gj
gjgc
gclnf 
lnf   Anhklrn pjheufurlh tjflhlh klrla plkl
jfstrjgntls kjhelh fjtjrcltlslh pjrbusn


Anhklrn pjhjflhlh klh pjglslhelh tmrhnqujt plkl
lrjl ylhe ojkjrl
 Ilfuflh pjhojelalh nhbjfsn
 Ilfuflh ankrlsn

;3

Jkuflsn
 Lh`urflh cjrajhtn gjrmfmf 
 Lh`urflh cjrmilarlel rutnh
 Lh`urflh gjheeuhlflh mclt pjhuruh tjflhlh
klrla, lhtnfmleuilh, klh pjhuruh fmijstrmi, `nfl pjriu
 Lh`urflh uhtuf gjilfuflh pjrlwltlh fuint ylhe
tjplt
 Lh`urflh prmerlg knjt uhtuf gjgpjrclnfn
snrfuilsn
Nhbmrglsnflh tlhkl klh ej`lil klrurlt ylhe alrus
knilpmrflh

; Elheeulh gjhjilh _tltus

_tltus gjhj
gjhjilh
ilh gjg
gjgclnf
clnf,, kufu
kufuhelh
helh Mcsjrvlsn
 pjrlwltlh knrn0
knrn0 glflh/gnhug
glflh/gnhug
 Nkjhtnbnflsn knjt ylhe knlh`urflh
 Gmhntmr fjglgpulh gjhjilh
 Gmhntmr stltus ankrlsn plsnjh, `nfl pjriu

[jrlpjutnf