FOR BUYING

LOAN AMT. 10000000

Rate of Intrest 10.25% 0.00854166666666667
no.of years 20

20 Years *12 Months

240

EMI= [P*R*(1+R)^N]/[(1+R)^N-1]
657834.854186785 6.7011807
98167.0074311158
1178004.08917339
23560081.7834678

FOR RENTING A HOUSE FOR 20 YEARS

MONTHLY RENT (30k) 7200000

SOCIETY CHARGE (1K) 240000
BROKERAGE (25K) 545,454.55
TOTAL 7985454.54545455

if he invest in FD with 7% 9674211

 LOAN AMOUNT=100,00,000

S. no. CHARGES Monthly Yearly 20 Year

1 EMI (10.25% p.a.) 98167 1178004 23560080

2 Property Tax (10000 p.a.) 833.3333 10000 200000
3 Society Charge (1000 p.m.) 1000 12000 240000
4 Total 100000.3 1200004 24000080

EXTRA CHARGES TOTAL CHARGES FOR BUYING A HOUSE

27500080
S.NO. CHARGES Amount
1 Down Payment (20%) 2500000
2 Stampduty (6%) 750000 Vaulation of house in 20 years 10%
3 Registration Fee (1%) 125000 84093749.3666
4 Brokerage (1%) 125000
5 Total 3500000

21.81818 Agreement renew times in 20 years