A PROJECT ON

“ANALYSIS OF INVESTMENT DECISION”

WITH REFERENCE TO

CANARA BANK
A PROJECT REPORT SUBMITTED PARTIAL FULFILLMENT FOR THE
AWARD OF

“MASTER OF BUSINESS ADMINISTRATION”

SUBMITTED BY
MOHD ISMAIL
HT. No. 2128-20-672-037

Under the guidance of

MR. MOHAMMED MURTUZA ALI
(ASSOCIATE PROFESSOR)

HYDERABAD PRESIDENCY DEGREE AND PG

COLLEGE
(AFFILIATED TO OSMANIA UNIVERSITY)
PUPPAL GUDA - HYDERABAD
(2020 – 2022)
 DECLARATION

I MOHD ISMAIL the student of HYDERABAD PRESIDENCY P.G COLLEGE

hereby declare that. I am completed Project on “ANALYSIS OF INVESTMENT DECISION”
The information submitted is true and original to the best of my knowledge. References have
been cited wherever necessary.

MOHD ISMAIL
Date:-

Place: - Hyderabad
 ACKNOWLEDGEMENTS

I express my deep gratitude to all those people who provided me support and relevant data
without which this project would not have been possible within the time frame.

My sincere thanks to MR. G GIRISH RATHI (BRANCH MANAGER AND GUIDE),

for granting me the permission to do project in CANARA BANK.

I extend my sincere gratitude to PRINCIPAL AND DIRECTOR’S of HYDERABAD

PRESIDENCY DEGREE AND PG COLLEGE

I would like to convey my sincere thanks to MR. MOHAMMED MURTUZA ALI,

Associate Professor of Department Of Business Management, who has guided me to its
completion. My special thanks goes to all the other faculty members of HYDERABAD
PRESIDENCY DEGREE AND PG COLLEGE for their valuable guidance.

I also thank my family and friends for their constant encouragement

MOHD ISMAIL
HT.NO. 2128-20-672-037
 ABSTRACT
The project “INVESTMENT MANAGEMENT” gives the brief idea regarding the
various investment options that are prevailing in the financial markets in India. With lots of
investment options like banks, Fixed Deposits, Government bonds, stock market, real estate,
gold and mutual funds the common investor ends up more confused than ever. Each and every
investment option has its own merits and demerits. This project I have discussed about few
investment options available.

Any investor before investing should take into consideration tae safety, liquidity, returns,
entry/exit barriers and tax efficiency parameters. We need to evaluate each investment option on
the above-mentioned basis and then invest money. Today investor faces too much confusion in
analyzing the various investment options available and then selecting the best suitable one. In the
present project, investment options are compared on the basis of returns as well as on the
parameters like safety, liquidity, term holding etc. thus assisting the investor as a guide for
investment purpose.

The primary purpose of this paper is to demonstrate that decentralized investment

management systems may not always be efficient. Specifically, within the context of a particular
portfolio choice paradigm it is shown that a given decentralized investment management system
is (weakly) efficient if and only if the joint probability distribution of asset rates of return satisfy
certain covariance restrictions. If these restrictions do not obtain then the asset portfolios
generated by this decentralized structure will generally be inferior to those which would be
generated by a completely centralized structure. This paper also discusses how the managers of
departments within an efficient decentralized structure should behave so as to generate portfolios
which are optimal from the point of view of the institution as a whole. Generally, departmental
managers should behave as if they have less risk aversion than the institution as a whole. In fact,
a given manager should be more risk averse the greater the value of his portfolio. Finally, we
note that the efficiency concept employed in this paper is equivalent to the proposition that
certain assets admit consistent simple sum aggregation. It is shown that this implies that the
efficient decentralization of investment decisions permits the institution to economize on the
information which must be passed to higher level departments.
 TABLE OF CONTENTS

CHAPTER NO DESCRIPTION PAGE NO

CHAPTER - I INTRODUCTION 1

CHAPTER - II REVIEW OF LITERATURE 12

CHAPTER - III RESEARCH METHODOLOGY 18

CHAPTER - IV THEORETICAL FRAME WORK 24

CHAPTER – V COMPANY PROFILE 29

CHAPTER - VI DATA ANALYSIS AND INTERPRETATION 35

CHAPTER - VII RESEARCH FINDINGS & SUGGESTIONS 45

CHAPTER -VIII SUGGESTIONS & RECOMMENDATIONS 51

 BIBLIOGRAPHY 54