Professional Documents
Culture Documents
KM Pranshi Mishra
KM Pranshi Mishra
On
Session 2022-2023
School of Management
Babu Banarasi Das University
Sector I, Dr. Akhilesh Das Nagar, Faizabad Road, Lucknow (U.P.) India
PLAGIARISM CERTIFICATE
DECLARATION
mentioned in this report were obtained during genuine work done and collected by
me. The data or information obtained from primary (first-hand sources) and any other
alternative sources are absolutely acknowledged. The result and analysis embodied
during this project has not been submitted to the other University or Institute for the
KM PRANSHI MISHRA
ROLL NO. 1210672133
MBA 4th Semester
BBD UNIVERSITY, LUCKNOW
ACKNOWLEDGEMENT
First and foremost am indebted to the Almighty. It provides Pine Tree State immense
faculty Dr. Seema Singh from Babu Banarasi Das University, Lucknow for all the
timely help and support rendered. But for her constant motivation, encouragement and
adept guidance during the entire course of research, my endeavor would not have
culminated in fruition. The sincerity and dedication put in by her for the sake of my
Research Report is remarkable. I would like to thank her for the opportunity I was
given to conduct my Research and further my Research Report under his guidance. I
am grateful to Prof. (Dr.) Sushil Pande, the Dean/Incharge -SOM of Babu Banarasi
Das University, Lucknow for sparing his valuable time for me on different
occasions. I really appreciate all the bank employees who provided the requisite data
for my research work. It was their cooperation and input that made this research
possible. I express my gratitude to all the library staff of Babu Banarasi Das
and friends. They were always there for me with their wise counsel and sympathetic
ear. I could not have done any of this without you all. Thank you once again.
KM PRANSHI MISHRA
ROLL NO. 1210672133
MBA 4th Semester
BBD UNIVERSITY, LUCKNOW
PREFACE
opportunity to work in a truly professional environment where team work score over
executed and evaluated training helps a lot in inoculating good work culture. The
has been made to facilitate effective understanding about the marketing aspects. The
summarize all our experience and knowledge acquired up till now, in this report. This
project is a keen effort to obtain the expected results and fulfill all the information
required. At the end annexure and bibliography are given for effective understanding
EXECUTIVE SUMMARY
This project report is prepared as the partial fulfillment of two year degree programme
project is a compulsory part of the academics. This research is done in the fourth
Today employees expect quality of work life, more than financial benefits from the
organization. With the advent of new technologies, factors related to mental health in
Tata Motors Limited are taken into consideration more than ever. Studies have
organization is quality of work life. Another influential factor is job satisfaction which
efficiency. Quality of work life is an experience which an employee feels about the
job and work place in organization. The purpose of this paper is to identify the
relationship between two variables like, quality of work life and job satisfaction. The
study is an attempt to explore the better understanding of quality of work life and
employee job satisfaction in Tata Motors Limited. Findings of the study will help the
management and employees of Tata Motors Limited to understand the level of quality
Chapter 5: Findings
Chapter 6: Suggestions & conclusions
Chapter 7: References
Chapter 8: Annexure
This report is an honest work towards the topic. There can be many short comings in
it because of the lack of the time, unavailability of data and other constraints.
TABLE OF CONTENT
2 Plagiarism Certificate ii
3 Declaration iii
4 Acknowledgment iv
5 Executive Summary v
6 Introduction 1
7 Company Profile 12
8 Literature Review 27
10 Research Methodology 39
12 Findings 64
15 Conclusion 70
16 Bibliography 73
17 Annexure 76
CHAPTER - I
INTRODUCTION
1
Chapter – I
INTRODUCTION
INTRODUCTION
WHAT IS “TRAINING”?
Training is needed not only for technicians who work in the shop floor but also for
supervisors, managers and executives. After training, candidates will be placed on the
Development is, less skill oriented and stresses on knowledge. Knowledge about
Any training & development programme must contain inputs, which enable the
2
participants to gain skills, learn theoretical concepts and help acquire vision to look in
in future.
Axis Bank is the third largest private sector bank in India. The Bank offers the entire
Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint
of 4,758 domestic branches (including extension counters)with 10,990 ATMs & 5,972
cash recyclers spread across the country as of 31st March 2022. The Bank has 6 Axis
Virtual Centres with over 1,500 Virtual Relationship Managersas of 31st March 2022.
The Overseas operations of the Bank are spread over eight international offices with
branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in
Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The
offerings. Axis Bank is one of the first new generation private sector banks to have
begun operationsin 1994. The Bank was promoted in 1993, jointly by Specified
Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life
National Insurance Company Ltd., The New India Assurance Company Ltd., The
Oriental Insurance Company Ltd., and United India Insurance Company Ltd. The
industry has expanded itswings across the globe. Axis bank is one such bank which is
providing multi varied services to its customers. In the process of satisfying their
3
dissatisfaction among employees. The researcher is making an attempt to find out the
job satisfaction levels of employees associated with Axis bank. The major objectives
of the study are 1. To find out the impactof demographic variables like age, gender,
designation and work experience on the satisfaction levels of Axis bank employees
and 2. The factors influencing the job satisfaction. 250 employees from 12 branches
was used to collect the data. A structured questionnaire was administered to collect
the data. ANOVA, Chi-square, standard deviation and regression analysis were used
to analyse the data. From the analysis it was found that, demographic variables are
having a greater impact on the employee satisfaction levels. Factors like pay, Pay,
Promotion, Supervision etc. are having significant roles in deciding the satisfaction
levels. The productivity of any organization largely depends upon the job satisfaction
which employees achieve in an organization. In some way or the other job satisfaction
is also linked with life satisfaction. Every person spends a large portion of his day,
will be satisfied in his personal life as well. Many researches have pointed out that the
morale, enhanced work performance etc. job satisfaction means the level of
contentment a person has from his job. In other words, if an employee is satisfied
from his job means he like his and vice- versa. Locke (1976) says that the job
As per the study conducted by Lease (1998), less absent from the job, more efficient,
more commitment is a result of job satisfaction. A. Company profile –Axis bank Axis
bank was formerly known as UTI bank. Axis bank is thethird largest private sector
bank operating in India. The bank offers various services to itscustomers. The
4
customer of Axis bank varies from individuals, MSME, business related to
agriculture, companies etc. The registered office of Axis bank is in Ahmedabad. The
Axis bank has its branches in eight foreign countries including Hong Kong, Singapore
andDubai. The Axis bank offers services in four segments; treasury operations, retail
shares, mutual funds, derivative trading are the services included in treasury
operations. Retail banking include services like loans, deposits, locker facility,
internet banking, ATM facility,RTGS, financial advisory services etc. The bank offers
capital market related services, appraisals of project, cash management services and
banking facilities provided to NRIs. The present study was carried out with an aim to
help decision makers to improve job satisfaction among expatriate employees of Axis
satisfaction. Therefore, there is an urgent need for more systematic and empirical
efforts to investigate the role of empowerment among employees. The Axis Bank, a
private commercial bank having branches in New Delhi. It covers employees working
in the Axis bank. The employees belong to different categories such as officers,
clerical staff and support-staff. The study explores level of employee empowerment
among team working in the Axis Bank and examine it in organizational context, such
question emerges, to what extent employees are satisfied with the organization
structure? Above all, it can besaid, that empowerment is very important for the
5
environment with diversity in human resource, technological interventions, changing
specialized skills etc., the success and growthof any organization, to a great extent,
depends on its employees. In this phase when employee’s expectations are not met by
the organization and vice versa then various disputes take place. These disputes may
cause loss of workforce, wages and production.This is also true to the banking sector.
6
CHAPTER - II
COMPANY
PROFILE
7
Chapter – 2
COMPANY PROFILE
COMPANY PROFILE
8
Promoters (UTI, LIC and GIC), who collectively held approx. 34% of the shares, are
all entities owned and controlled by the Government of India. The remaining 23%
shares are owned by corporate bodies, financial institutions and individual investors
among others. The bank offers financial services to customer agent covering Large
and Mid-Sized Corporates, MSME, Agriculture and Retail Businesses. Axis Bank has
9
CHAPTER - III
LITERATURE
REVIEW
10
Chapter – 3
LITERATURE REVIEW
LITERATURE REVIEW
1. Manish Mittal and Arunna Dhademade (2005) they found that higher profitability
is theonly major parameter for evaluating banking sector performance from the
commercial and social objectives. They found that public sector banks are less
profitable than private sector banks. Foreign banks top the list in terms of net
profitability. Private sector banks earn higher non-interest income than public
sector banks, because these banks offer more and more fee-based services to
business houses or corporate sector. Thus, there is urgent need for public sector
financial function in modern times. It involves decision to commit the firm's funds
to the long-termassets. The firm’s value will increase if investments are profitable
and add to the shareholders wealth. Financial decisions are important to influence
the firm’s growth andto involve commitment of large amount of funds. The types
firm has to decide the way in which the capital project will be financed. The
either by increasing the owners claims on the creditors’ claims. The various means
11
3. Medhat Tarawneh (2006) financial performance is a dependent variable and
measuredby Return on Assets (ROA) and the intent income size. The independent
variables are the size of banks as measured by total assets of banks; assets
4. Vasant Desai (2007): The Reserve Bank of India plays a very vital role. It is
known asthe banker’s bank. The Reserve Bank of India is the head of all banks.
All the money formulations of commercial banks are done under the Reserve
Bank of India. The RBI performs all the typical functions of a good central bank
as it is involved in planning the economy of the country. The main function is that
the RBI should control their credit. It ismandatory for the Bank to maintain the
external value of the rupee. Major function is thatit should also control the
currency
5. K. C. Sharma (2007) Banking has entered the electronic era. This has been due to
reforms introduced under the WTO compliances. Private sector banks have been
permitted to open their shops in the country. These banks are either foreign or
banking, as practiced in advanced countries. The private sector on the other hand
have begun their high tech operations from the initial stage and made the elite of
the country to taste the best bankingpractices that happens in the western
countries. They have foreseen the digital world andhave seen the emerging
strategy that would be able to deliver the things as per customer’s requirement.
12
6. Hr Machirajn international publishers (2009): Efficiency can be considered from
increase in output. In the case of banks defining inputs and output is difficult and
hence certain ratios of costs to assets or operating revenues are used to measure
banks efficiency. In the Indian context public sector banks accounts for a major
these banks and compare them with private sector banks to know the quality of
7. DR.S. Guruswamy (2009): One of the key elements of importance for shaping the
financial system of a country is the pension fund. The fund contributes to the
developmentof social security systems of a country is the pension fund. The fund
retirement benefits. Pension funds are designed to provide for poverty relief,
consumption smoothing etc. Pension funds notonly provide compensation for the
8. Dangwal and Kapoor (2010) also undertook the study on financial performance of
nationalized banks in India and assessed the growth index value of various
parameters through overall profitability indices. They found that out of 19 banks,
four banks had excellent performance, five banks had good performance and six
13
banks had poorperformance. Thus, the performance of nationalized banks differs
widely
aspects of the subject from the basics overview of the financial environment to the
financial analysis and financial planning. The basic consists of forms of business
the organization. After the analysis part budgeting of capital and fundamental
financial environment. The topics are explained with various examples like the tax
All the concepts are explained using numerousexamples & illustration besides the
illustration given within the chapter, additional concepts, tools & technique with
illustration are provided at the end of chapter section. The book takes an analytical
10. Jha DK and D S Sarangi (2011): The financial performance of seven public sector
and private sector banks during the period 2009-10. They used three sets of ratio,
operating performance ratio, financial ratio and Efficiency ratio. The study
revealed that Axis bank was on the top of these banks followed by ICICI, BOT,
11. Neeru Mundrai, Kamni Tandon, Nidhi Malhotra (2011) excels books found that
thereis significant impact on the SBI’s performance due to entry of new private
sector banks as the new banks are profit oriented institutions while traditional
banks are operating with the shackles of social responsibility towards the society.
14
The other reasons that can be attributed are slow technological up gradation, poor
staffing and employment practices which affect long term profitability of public
sector banks. The study revealed that profitability of SBI is lower than that of
private sector banks even predicting of private sector banks (business per
12. Fernando Ferreng (2012) it is generally agreed that recent economic crisis
has direct impact on how bank deal with their customer and achieve its objectives
13. Ramchandan Azhagasahi and Sandanvn Gejalakshmi (2012): In their study found
the impact of assets management operational efficiency and bank size on the
financial performance of the public sector and private sector bank. The research
revealed that bank with higher total capital deposits and total assets do not always
mean that they havebetter financial performance. The overall banking sector is
income.
14. NutanTroke and P K Pachorkar (2012): The study related that the private sector
banks the percentage of other income in the total income is higher than public
sector bank. Public sector bank depends on intent income for their efficiency and
public sector banks. Private sector bank uses their assets quality better than public
sector banks.
15
15. . Dr. Dhanabhakyam & M. Kavitha (2012) in their research used some important
ratio to analyses the financial performance of selected public sector banks such as
fund, ratio of demand deposit to total deposit, credit deposit ratio, return on
average net worth ratio, ratio of liquid assets to working fund etc. The ratio of
advances to assets shows an increasing trend for most of the public sector bank. It
profitability. The ratio of capital to deposit also indicates an increasing trend in the
repayment of deposit. The ratio of capital to deposit in decline. The ratio capitals
to working fund also indicate that the overall efficiency of the selected
publicsector banks is good. On the other hand, the ratios of demand depart to total
deposit is declining. This indicates better liquidity position of bank. The credit
deposit ratio of most of the bank shows an increasing trend. It shows that the
profitability of the banks in government. The return on average net worth also
interimsof some laid down accounting procedures. Financial statements are blue
statements are directusers and indirect users The direct users are Owners of
17. Ravinder Kaur (May 2012): A comparative study of SBI and ICICI Bank, the
16
globalization, banking sector has developed a lot. The banking sector in India has
very large network. One of the popular banks is the State Bank of India. The SBI
has over 16,000 branches over a wide range of banking. The main objective of
study is to examine the financial performance of SBI and ICICI Bank. SBI is a
public sector bank and ICICI bank is a privatesector bank. Ratio analysis was
applied to analyze and to compare the trends in banking business and financial
performance.
18. Dr. Anurag B Singh and MS. Priyanka Tandon (2012): The researcher has
branches, serving many kinds of financial services of the people. The research
the mean and compound growth rate(CGR). The study is based on secondary data
collected from magazines, journals & other published documents. Which was a
19. Pawan Kumar Adhanom and Srinivas Kolluru, Ramakrishna Fonnd, (2013) in
their study that state bank group other than SBI home finance has performed
better throughoutthe period of study. Though there was a decline in PAT for the
year 2000-01 but then there was continuous rise in PAT. Most public sector banks
20. Vasant Desai, (2013): The performance of a bank can be assessed in their broad
resources that a branch has are manpower, premises, planning, system procedure,
would bemeasured by the extent which it has balanced between three parameters
17
21. William George A J and Dr. Manoj P K (2013): This research paper is a study of
which deals with the maintenance of a sound relationship with the customers. The
study is carried out in the Kerala based commercial banks. Also, this study
compares the CRM between the public and private sector banks of the same
region. Kerala has been very conducive and of great benefit for the development
of banking sector. The Indian banking sector is undergoing many changes and the
banks are facing many challenges. Customers switch banks and go to other banks
where they find better services and thus the find it difficult to retain their old
customers.
18
CHAPTER - IV
OBJECTIVES OF
THE STUDY
19
Chapter – 4
Bank.
20
CHAPTER - V
RESEARCH
METHODOLOGY
21
Chapter – 5
RESEARCH METHODOLOGY
RESEARCH METHODOLOGY
general and overall questions of a study and scientific technique, which provide
precise tools, specific procedures, and technical rather philosophical means for getting
and ordering the data prior to their logical analysis and manipulating different type of
RESEARCH DESIGN
A research design is the arrangement of conditions for collection and analysis of data
in a manner that aims to combine relevance to the research purpose with economy in
procedure. In fact, the research design is the conceptual structure within which
DESCRIPTIVE RESEARCH:
The research undertaken was a descriptive research as it was concerned with specific
22
Research design - Descriptive research
SAMPLE SIZE- 20
The two main sources of data for the present study have been primary data and
secondary data.
1. PRIMARY DATA:
Primary data consists of original information collected for specific purpose. The
primary data for this research study was collected through a direct survey with the
2. SECONDARY DATA:
been collected for specific purpose in the study. The secondary data for this study
collected from various books, company websites, and from company brochures.
other
23
prompts for the purpose of gathering information from respondents. Although
they are
often designed for statistical analysis of the responses, this is not always the case.
24
CHAPTER - VI
DATA ANALYSIS
&
INTERPRETATION
25
Chapter – 6
Particulars % OF RESPONDENTS
YES 70%
NO 30%
TOTAL 100%
% OF RESPONDENTS
YES NO
30%
70%
INTERPRETATION:-
70% respondents say yes they get the training and 30% said no.
26
2. Is the prior performance on employees considered for identifying training need?
Particulars % of respondents
YES 85%
NO 15%
TOTAL 100%
% of respondents
YES NO
15%
85%
INTERPRETATION:-
27
3. Are employees comfortable in discussing training needs with supervisors?
Particulars % of respondents
YES 60%
NO 40%
TOTAL 100%
% of respondents
YES NO
40%
60%
INTERPRETATION:-
28
4. After training programme does the rate of error come down?
Particulars %. of respondents
YES 75%
NEUTRAL 10%
NO 15%
TOTAL 100%
%. of respondents
YES NEUTRAL NO
15%
10%
75%
INTERPRETATION:-
75% 0f respondents said yes 10% neutral and 15% said no.
29
5. Is it necessary to train each employee?
Particulars % of respondents
YES 50%
NEUTRAL 0%
NO 50%
TOTAL 100%
% of respondents
YES NEUTRAL NO
50% 50%
INTERPRETATION:-
30
6. Does the organization select all the new recruits for training program?
Particulars % of respondents
YES 70%
NEUTRAL 20%
NO 10%
TOTAL 100%
% of respondents
YES NEUTRAL NO
10%
20%
70%
INTERPRETATION:-
70% of respondents said yes, 20% neutral and 10% said no.
31
7. Are you satisfied with the duration of training period?
YES 72%
NEUTRAL 0%
NO 28%
TOTAL 100%
%of respondents
YES NEUTRAL NO
28%
72%
INTERPRETATION:-
32
8. After training are you able to deal with more customers?
Particulars % of respondents
YES 80%
NEUTRAL 5%
NO 15%
TOTAL 100%
% of respondents
YES NEUTRAL NO
15%
5%
80%
INTERPRETATION: -
33
9. Are you able to do more work in less time?
Particulars % of respondents
YES 40%
NEUTRAL 10%
NO 50%
TOTAL 100%
% of respondents
YES NEUTRAL NO
40%
50%
10%
INTERPRETATION:-
40% of respondents said yes, 10% neutral and 50% said no.
34
10. Does the training programme help in fulfilling the objectives of theorganistation?
Particulars % of respondents
YES 60%
NEUTRAL 0%
NO 40%
TOTAL 100%
% of respondents
YES NEUTRAL NO
40%
60%
INTERPRETATION:-
35
11. After completion of training were you asked to fill a feedback from?
Particulars % of respondents
YES 55%
NEUTRAL 0%
NO 45%
TOTAL 100%
% of respondents
YES NEUTRAL NO
45%
55%
INTERPRETATION:-
36
12. Is questionnaire a suitable method for evaluating the training programme?
YES 90%
NEUTRAL 0%
NO 10%
TOTAL 100%
%of respondents
YES NEUTRAL NO
10%
90%
INTERPRETATION:-
37
CHAPTER - VII
FINDINGS
38
Chapter – 7
Findings
FINDINGS
Mostly all the employees of corporate HR are well aware of the role
theirinterpersonal skill.
Corporate HR, of Axis Bank, time to time training is provided to all theemployees
Questionnaire is the most popular mean of evaluating the training program inAxis
Bank
Post training evaluation focus on result rather than on the effort expended
inconducting the training and it worth the time, money and effort.
the whole.
39
Regular pre–employment training has to be a part of comprehensive programme
of employee's education
and each supervisor has to give a report on the employees underhis supervision to
The essentially like certificates for the training done to be given so that
40
CHAPTER - VII
LIMITATIONS OF
THE STUDY
41
Chapter – 7
Axis Asap is a fraud. They promote Axis Asap more than their any other products.
The Idea is to hide their terms and conditions inside a huge list of rules and
regulations.
You are not supposed to do any cash based transactions else you will be charged
You cannot deposit more than 1 Lakh Rupees else they will be freezed and you
42
CHAPTER - VIII
SUGGESTIONS
AND
RECOMMENDATIONS
43
Chapter-8
The Management must ensure that the training outputs should be implemented.
It may be suggested that the training program be conducted away from their
areaof work.
The training program should be more be more practical rather than givinglectures.
The training program must have problem solving techniques as part of their
ofprogram.
The company must help the employees to overcome their weakness at the time
oftraining program.
44
CHAPTER - IX
CONCLUSION
45
Chapter-9
Conclusion
CONCLUSION
and kill relevant for performing excellently within a specific functional department.
This competence insures that technical knowledge is both present and used within a
firm for the welfare of its stake-holders. To develop this competence regular Training
increase in technology initiatives, companies need to spend more time and money on
success and organizations are investing more in their employees training and
provides a feedback and helps the sponsors and the resource persons for improvement
at the level of individual performance and in the strategy formulation for training and
development. Post training evaluation can be used to identify the effectiveness and
the need of retraining and to provide the points to improve the training.
46
BIBLIOGRAPHY
47
BIBLIOGRAPHY
BIBLIOGRAPHY
BOOK
Baldwin, T. and J. Ford. (1988). “Transfer of Training: A Review andDirections for Future
W.H. Freeman
34(7), 656-672
WEBSITES
https://en.wikipedia.org/wiki/Training_and_development
http://www.hrwale.com/training-development/
48
ANNEXURE
49
QUESTIONNAIRE
NAME:
50