A STUDY ON DEPOSIT ANALYSIS OF NABIL BANK LIMITEDl  

A project report proposal

BY
BINOD POUDEL
T.U. REGISTRATION NO: 7-2-0002-0333-2018
Mechi Multiple Campus,Bhadrapur,Jhapa
Submitted To
Faculty of Management
Tribhuvan University,
Kathmandu,Nepal
In the Partial Fulfillment of the Requirements for the Degree of 
BACHELOR OF BUSINESS STUDIES (BBS)
Kathmandu,Nepal
Poush,2079
 TABLE OF CONTENT

Title Page

INTRODUCTION

1.Background

2.Profile of the organization

3.Objective of the study

4.Statement of the Problem

5.Rationale of the Study

6.Review of the Literature

7.Methods of Research

7.1. Research Design

7.2. Source and Nature of Data

7.3. Population of Sampling

7.4. Methods of Data Collection

7.5. Data processing and Analysis

8. Limitation of the Study

Biblography
 1. Background of the study
A bank is a financial institution that creates credit by lending money to a borrower, thereby
creating a corresponding deposit on the bank's balance sheet. A bank is a saving mobilization
institution, which is established under the law for dealing with monetary transactions. It accepts
deposits of money from those having saving and grant the loan to the needy person, businessman
and industrialist, against security deposits by charging interest at some fixed rate percent per
annum. Besides this, it is also involved in agency services, for instance remitting and collecting
cash on behalf of its clients, opening bank draft and letter of credit facilities and underwriting
shares.
Banks collect deposits from the public and lend it to the investors from which both
borrowers and depositors are benefited, i.e. depositors get return in the form of interest on their
deposit and borrowers can improve their business performance with the borrowed money while
the bank gets spread to earn profit.
Bank also supports the economic growth of the country. Bank can also be termed as "An
intermediary", which bridges the gap between the saver of the fund and the user of the fund.
Nowadays these banks provide financial as well as non-financial services. The bank is directly or
indirectly associated with all the people in day-to-day transaction. Some of the definitions of the
bank are quoted below for more clarity of its meaning.
According to the Oxford Dictionary, “Banks is an establishment for the custody of the
money received from or in behalf of its customers. It’s essential duty is to pay their drafts on it;
its profits arise from its use of the money left unemployed by them."
As far as the history of Bank is concerned, different opinions on the origin of the bank are
found to be existing. Some people trace its origin to the word ‘bank’ i.e. derived from the Italian
word ‘BANKO’ which means a counter tables or bench used by medieval money exchangers.
Oxford dictionary defines bank as "an establishment of the custody of money". A bank is one,
who is the ordinary course of his business, receives money, which he pays by honoring cheques
of person from whom or whose account he receives it.
The origin of modern banking began to develop between 12th and 16th century in Italy. The
first bank was ‘Bank of Venice’, established in 1157 A.D. The second bank was ‘Bank of
Barcelona’ of Spain, established in 1401 A.D. After this ‘Bank of Genoa’ was established in
1407A.D. The first central bank was ‘Bank of England’ established in 1844 A.D. By the
beginning of the 19th century a bankers' clearing house was established in London to allow
multiple banks to clear transactions. The Rothschild pioneered international finance on a large
scale, financing the purchase of the Suez canal for the British government. History tells us that it
was the merchant banker who first evolved the system of banking by trading in commodities
than money. Their trading activities required the remittance of money from one place to another.
For this, they issued different documents as the near substitute of money, called drafts of Hundi
in modern days.
In a nutshell, a bank can be defined as any company, which transacts the business of banking
for the purpose of banking.