Project Report on

“CSR activity conducted by Aditya Birla group”

A Project submitted to
University of Mumbai for partial completion of the degree of
Bachelor of Management Studies
Under the faculty of commerce

By
Adarsh Rajendra Yalgar

Under the guidance of

Prof.Sneha Mhatre
T.Z.A. Shikshan Prasarak Mandal’s
Pragati College Of Arts & Commerce Dombivli (E),
Maharashtra- 421 201
 T.Z.A. SHIKSHAN PRASARAK MANDAL’S PRAGATI
COLLEGE OF ATRS & COMMERCE, DOMBIVLI (E)

CERTIFICATE

(2018-19)
This is to certify that Mr. AdarshRajendraYalgarhas worked and duly completed his
Project Work for the degree of Bachelor in Management Studies under the faculty of
Commerce in the subject of MARKETING “CSR Activity conducted by Aditya Birla
group” under my supervision.

I further certify that entire work has been done by the learner under my guidance and that
no part of it has been submitted previously for any Degree or Diploma of any University.

It is his own work and facts reported by his personal findings and investigations.

PROF. SNEHA MHATREDR.JYOTI POHANE

(Course Co-ordinator) (Principal)

PROF. SNEHA MHATRE

(Internal Guide) (External
Examiner)
 DECLARATION BY LEARNER
I undersigned MR.ADARSH RAJENDRA YALGARhere by, declare that the work
embodied in this project work titled “CSR activity conducted by Aditya Birla capital”
forms of own contribution to the research work carried out under the guidance of
Prof.SNEHAMHATREis a result of own research work and has not been previously
submitted to any other University for any other Degree/ Diploma to this or any other
University.
Wherever reference has been made to previous work of others, it has been clearly
indicated as such and included in the bibliography.
I, here by further declare that all information of this documents has been obtained and
presented in accordance with academic rules and ethical conduct.

Yours
Faithfully,
ADARSH
YALGAR
Certified by,

PROF. SNEHA MHATRE

ACKNOWLEDGEMENT
To List who all have helped me in Difficult because they are so numerous and the depth is so
enormous.
I would like to acknowledge the following as being idealistic channels and fresh dimensions in
the completion of this project.
I take this opportunity to thank the University Of Mumbai for giving me chance to do this
project.
I would like to thank mu principal, DR.Jyotipohanefor providing the necessary facilities
required for completion of this project.
I take this opportunity to thank our Co-ordinatorSnehaMhatre, for her moral support and
guidance.
I would also like to express my sincere gratitude towards my project guide SnehaMhatre
Whose guidance and care made the project Successful.
I would like to thank my College Library, for having provided various reference books and
magazines related to my project.
Lastly, I would like to thank each and every person who directly or indirectly helped me in the
completion of the project especially My Parents and Peers who Supported me throughout my
project.

Student signature
(ADARSH RAJENDRA YALGAR)
 Introduction

Corporate social responsibility (CSR) is also often referred to as business

responsibility and an organization's action on environmental, ethical, social and
economic issues. The terms in the area can seem confusing if you don't know the
jargon - but don't be put off by this .You need to think of CSR simply as ensuring
that your business is aware of its impacts, is accountable for its actions, and that it
undertakes these actions in a responsible manner. Furthermore, a well-run business is
transparent in its decision-making and processes and this makes for good
governance.

CSR can be described as an approach by which a company does the followings:

1. Activity managed economic, social, environmental and human rights impact of its
activity both locally and across the world, basing these principles which reflect both
international values and the organization own values, reaping benefits for both its
operation and reputation as well as the communities in which its operates.

2. Seeks to achieve these benefits by working closely with other groups and
organizations – local communities, civil society groups, other

3. Recognisesthat it activities have a wider impact on the society in which it

operates , and that developments in the society in turn impacts on its ability to pursue
it’s ability sustainably


The World Business Council for Sustainable Development in its publication Making Good
Business Sense by Lord Holme and Richard Watts, used the following definition:

“Corporate Social Responsibility is the continuing commitment by business to behave ethically

and contribute to economic development while improving the quality of life of the workforce and
their families as well as of the local community and society at large “

MEANING

Corporate Social Responsibility is a management concept whereby companies integrate social

and environmental concerns in their business operations and interactions with their stakeholders.
CSR is generally understood as being the way through which a company achieves a balance of
economic, environmental and social imperatives (“Triple-Bottom-Line- Approach”), while at the
same time addressing the expectations of shareholders and stakeholders. In this sense it is
important to draw a distinction between CSR, which can be a strategic business management
concept, and charity, sponsorships or philanthropy. Even though the latter can also make a
valuable contribution to poverty reduction, will directly enhance the reputation of a company and
strengthen its brand, the concept of CSR clearly goes beyond that.

Definion of csr

The World Business Council for Sustainable Development in its publication Making Good
Business Sense by Lord Holme and Richard Watts, used the following definition:

“Corporate Social Responsibility is the continuing commitment by business to behave ethically

and contribute to economic development while improving the quality of life of the workforce and
their families as well as of the local community and society at large “
 ECONOMICS
RESPONSIBILI
TY

ETHICAL
RESPONSIBILI LEGAL
TY
levels RESPONSIBILI
TY

VOLUNTARY
RESPONSIBLI
TY

Different types of CSR:

Corporate Social Responsibility initiatives are based on four different

categories:
Different types of CSR:

Corporate Social Responsibility initiatives are based on four different categories:

Ethical Responsibility

Ethical responsibility is about looking after the welfare of the employees by ensuring fair labor
practices for the employees and also the employees of their suppliers. Ethical labor practices for
suppliers mean that the companies will ensure the use of products that have been certified as
meeting fair trade standards.  Ensuring fair labor practices for employees mean that there will be
no gender, race or religious discrimination among the employees and each employee will be
given equal pay for equal work and better living wage compensation.
Philanthropic Responsibility:

Philanthropic responsibility means to serve the humanity. This criterion pays attention to the well
being of the unprivileged or needy people who badly require our support to sustain on this
planet. Companies fulfill their philanthropic responsibility by donating their time, money or
resources to charities and organizations at national or international levels. These donations are
mainly given to a variety of worthy causes including human rights, national disaster relief, and
clean water and education programs in underdeveloped countries.

No other business tycoon has fulfilled the philanthropic responsibilities better than Bill Gates.
Bill Gates has donated billions of dollars to the Bill and Melinda Gates Foundation, which
supports numerous causes including education, the eradication of malaria and agricultural
developments etc.

Environmental Responsibility:

Currently, we need to focus on two main areas of our environment: limiting pollution and
reducing greenhouse gases. Companies are bound to fulfill their economic responsibility because
awareness of environmental issues are growing largely among the consumers and today they
want businesses  to take necessary steps to save our planet and preserve all the lives in it.
Companies that are concerned about reducing air, land and water pollution have increased their
standing as good corporate citizens while benefiting the society.

An example of environmental responsibility is Tesla Motors that design cars combining style,
acceleration and handling with advanced technologies in order to make it more environmental
friendly and reduce pollutions. Tesla cars do not need gasoline refueling and it can be charged at
home.

Economic Responsibility:

Economic responsibility is an interconnected field which focuses to strike a balance between

business, environmental and philanthropic practices. Economic responsibility abides by, the set
standards of ethical and moral regulations. In this context, companies try to find out a solution
which can facilitate their business growth and generate profits by benefitting the community and
our society.

Here economic decisions are made by considering their overall effects on society and businesses
at the same time. Hence, economic responsibility can improve business operations while
engaging in sustainable practices.
WAYS TO CONTRIBUTING TO CSR

 Having well defined code of ethics

 Observe ethical principles in business operations
 Creating work environment that adds values to the quality of life for employees
 Taking concrete steps to protect and enhance the environment
 Donations to chartable ,social and service organizations
 Contributing to the educations of the down trodden
 Establishing rural development and welfare foundations
 Contributing to the health programmes especially for HIVS/AIDS
 Initiating co-operative banking
Advantages Of Corporate Social Responsibility
As CSR adoption becomes increasingly popular all over the world, it is safe to assume that
businesses have seen great potential in this area. And if you haven’t figured them out yet,
here are some of the major advantages of CSR that you must know:
•Improves the image of a company:
CSR activities reflect positively on the image of a company. When you implement CSR
policies in your company, it increases your goodwill. Consumers will be more willing to
avail your products/services because of the clean image of your company. “A study by
Unilever, found that a third of consumers are choosing to buy brands based on their social or
environmental impact.”
Xerox, through its Community Involvement Program, had been able to drive out a socially
responsible image of the organization, by directly engaging their employees in community
development programs.
•Helps attract and retain potential employees:
Companies which are involved in serious CSR activities are more recognizable. This makes
it easier for your company to attract potential candidates who seek employment
opportunities. Also, when your company starts earning goodwill through significant CSR
activities, the employees are more likely to continue with the company for a longer tenure. In
a survey by the nonprofit organisation Net Impact, “¬53 percent of workers said that “a job
where I can make an impact” was important to their happiness, and 72 percent of students
about to enter the workforce agreed.”( Source: Jeanne Meister
Attracts new investors:
A company’s reputation in the market determines whether it will receive new investments or
not. With CSR programs, you can certainly boost your company’s image. And when your
company starts to grab enough eyeballs, it also attracts a number of investors. Be prepared to
receive investment proposals from venture capitalists, other firms, and even from the
government.

•A brand new way to advertise your brand:

It is often said that any publicity is good publicity. When your company starts a CSR
program, it automatically gives your company a certain level of publicity. It won’t be wrong
to call such publicity as an advertisement. You just need to make sure your products or
services are aligned with the CSR activities you are involved in.
Looking at these advantages, you may think it is time to start your own CSR program.
However, it is recommended not to jump the guns and take a look at both sides of the coin.
 Disadvantages Of Corporate Social Responsibility:
Unfortunately, the CSR programs come with their own set of challenges and disadvantages.
And while knowing the advantages of CSR can help you exploit those areas more,
acknowledging the disadvantages may give you the edge that can help save your business in
the long run:
•Shift in the profit-making objective:
Economist Milton Friedman often criticized CSR by saying that it shifts the company’s focus
of the profit-making objective. For any financial entity, profit-making is the utmost priority.
However, when you get involved in CSR activities, you need to cut on the profit margin,
which can make your shareholders unhappy.
•Hamper the reputation of your company:
CSR policies mandate the companies to reveal the shortcomings of their own products in
case they are found to violate the CSR program. If your existing customers find out the flaws
of your products, they are most likely to lose faith in your company. So, it can reflect
negatively on your sales figures as well.
•Customers can get impatient:
Everyone will appreciate you for adopting CSR program for the company at the beginning.
In fact, it can gain your company a significant amount of popularity in the market for being
associated with a good cause. However, if the program does not offer instant results, people
may think this is nothing but a PR stunt. That won’t be good for your company’s reputation.
Sudden rise in the cost of production:
Being involved in CSR activities can often increase the expenditure of your company. As
you may realize, when you are giving back to society, it costs you a significant amount of
capital. If you increase the price of your products to make up for the expenses, the customers
will have to bear the burn. Large businesses can absorb the blow, but small businesses can’t.
From the aforementioned discussion, it is quite clear that CSR programs can be a beneficial
strategy for a business, but it is not without a cost. If your company is practically a large
enterprise, it can be a suitable plan for your business. However, for small and medium
enterprises, it can be a risky move to adopt CSR.
Work culture of adityabirla capital
Where dreams turn into vision and vision turns into reality!

A decade ago, we had a dream. A dream to build an institution that could put customers at the
heart of its existence and help meet all their financial needs. A dream to change the way people
deal with money so that they can live life on their terms.

A decade later, we are Aditya Birla Capital, one of India’s largest financial services
conglomerates. We operate across a wide range of businesses within financial services and are a
provider of Universal Financial Solutions to our customers. Our range of products and services
allow us to offer our customers solutions through their lifetime. Our businesses serve millions of
Indians in more than 400 cities through 1,300+ points of presence, anchored by 12,000+
employees from diverse cultures, cities and backgrounds.

Given the scope and span of our businesses, we offer a wide range of career opportunities to
those fearless enough to dream and pursue that dream with relentless passion. We invite you to
realize your career goals with us while enabling Indians to meet every financial need that matters
to them most – from the cradle to the grave

Welcome to Aditya Birla Capital – Where the dream of one, becomes the dream of all and where
impossible is nothing!

Passion & Purpose

Aditya Birla Capital is committed to helping people protect what they value, invest their hard
earned money and finance their dreams and aspirations. As One common brand, our brand
embodies the spirit of coming together to change the lives of the people we deal with. 

We ask thought-provoking questions. Questions that, through an inherent dilemma between life
and money, provoke people to think deeply and consciously about money and find their own
answers basis their life’s reality and experiences. Questions that, once answered, make people
realize the need for Protecting, Investing or Financing their money.

Our purpose is to simplify money so that our customers can self-realize their dreams and live the
life they truly desire
ORGANIZATION STRUCTURE
Company profile:

Birla Sun Life Insurance Company Limited (BSLI) is a joint venture between the Aditya Birla
Group and Sun Life Financial Inc., a leading international financial services organization. The
local knowledge of the Aditya Birla Group combined with the expertise of Sun Life Financial
Inc., offers a formidable value proposition to customers.

Sun Life Financial and its partners today have operations in key markets worldwide, including
India, Canada, the United States, the United Kingdom, Hong Kong, Philippines, Japan,
Indonesia, China and Bermuda. Sun Life Financial Inc. had assets under management of over
US$ 386.82 billion, as on 31 March 2007. Sun Life Financial Inc. is a leading performer in the
life insurance market in Canada.

BSLI in its five successful years of operations has contributed significantly to the growth and
development of the life insurance industry in India. It pioneered the launch of Unit Linked Life
Insurance plans amongst the private players in India. It was the first player in the industry to sell
its policies through the Bank assurance route and through the internet. It was also the first private
sector player to introduce a pure term plan in the Indian market. This was supported by sales
practices, which brought a degree of transparency that was entirely new to the market. The
process of getting sales illustrations signed by customers, offering a free look period on all
policies, which are now industry standards were introduced by BSLI.

Being a customer centric company, BSLI has invested heavily in technology to build world class
processing capabilities. BSLI has covered more than one and a half million lives since inception
and its customer base is spread across 100 cities in India. All this has assisted the company in
cementing its place amongst the leaders in the industry in terms of new business premium
income. Birla Sun Life Insurance (BSLI), one of the leading private life insurers in India today
announced the inimitable achiever, cricketer Kapil Dev as their corporate brand ambassador. The
cricketing supremo will be endorsing BSLI in all its marketing initiatives. Birla Sun Life
Insurance is a value-driven brand which has a national brand recall of 70 per cent. The objective
of appointing a brand ambassador is to grow its brand recall as it goes national in its distribution
reach and fuel business growth. As a brand ambassador, Kapil Dev will play a key role in the
brand and product marketing and promotional activities. BSLI has always used an integrated
marketing approach, which will be strengthened further.

Commenting on the association with Kapil Dev, Mr. S. K. Mitra, Director,Financial Services,
Aditya Birla Group and currently incharge of BSLI expressed, "The Birla Sun Life Insurance
business distribution network is national in nature covering more than 1000 points across the
country .We have made our entry in several tier I and tier II towns. It is therefore very important
for the brand to connect at the grassroot level and create trust. We believe that our association
with Kapil Dev as our brand ambassador will help us create this connect in a shorter period of
time. We therefore now have two strong connects — our parent brand Birla and our brand
ambassador's Kapil Dev

About Birla Sun Life Insurance Birla Sun Life Insurance Company Limited is a joint venture
between the Aditya Birla Group, one of the largest business houses in India and Sun Life
Financial Inc., a leading international financial services organisation. The local knowledge of the
Aditya Birla Group combined with the expertise of Sun Life Financial Inc., offers a formidable
protection for your future.

Birla Sun Life Insurance (BSLI), in its five successful years of operations,has contributed
significantly to the growth and development of the life insurance industry in India. It pioneered
the launch of unit linked life insurance plans amongst the private players in India. It was the first
player in the industry to sell its policies through the banc assurance route and through the
internet. It was the first private sector player to introduce a pure term plan in the Indian market.
This was supported by sales practices which brought a degree of transparency that was entirely
new to the market. The process of getting sales illustrations signed by customers and offering a
free look period on all policies, which are now industry standards, were introduced by BSLI.
Being a customer-centric company, BSLI has invested heavily in technology to build world class
processing capabilities. BSLI has covered more than a million lives since inception and its
customer base is spread across more than 1000 towns and cities in India. All this has assistedthe
company in cementing its place amongst the leaders in the industry in terms of new business
premium income. The company's current capital base is Rs.520 crore.

About the Aditya Birla Group

The Aditya Birla Group has a turnover close to Rs.38,000 crore (as on 31 March 2008) and is
one of the largest business houses in India. It enjoys a leadership position in all the sectors in
which it operates. With over 75 business units spanning the South East Asian belt, Africa,
Canada and the UK among others, it is reckoned as India's first multinational corporation.
The group is anchored by 72,000 employees and has seven lakh shareholders, with a market
capitalization of Rs.53,400 crore.

About Sun Life Financial Inc.

Sun Life Financial Inc. is a leading international financial services organisation providing a
diverse range of wealth accumulation and protection products and services to individuals and
corporate customers.Tracing its roots back to 1865, Sun Life Financial and its partners today
have operations in key markets worldwide, including Canada, the United States, the United
Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. As of 31
March 2008, the Sun Life Financial group of companies had total assets under management of
US$ 343 billion. Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and
Philippine (PSE) stock exchanges under ticker symbol "SLF".
Vision

To be a world class provider of financial security to individuals and corporate and to be amongst
the top 3 private sectors life insurance companies in the india.

MISSION
To be the first preference of our customers by providing innovative, need based life insurance
and retirement solutions to individuals as well as corporates. These solutions will be made
available by well-trained professionals through a multi channel distribution network and superior
technology. Our endeavour will be to provide constant value addition to customers throughout
their relationship with us, within the regulatory framework. We will provide career development
opportunities to our employees and the highest possible returns to our shareholders
 SWOT ANALYSIS:

Strength:

1. Customer centric products and services

2. Superior investment and risk management framework
3. 1 Million Policies sold within 3 and half years.
4. Company has maximum number of MDRT as well as
good number of HNI advisor
5. Training process of the company is very strong.
6. Multiplechannel distributionand one of the largest distribution network in
India
7. Implementing six sigma process

WEAKNESS:
1. Company does not penetrate on the rural market at a time.
2. There is no plan for the low income group.

OPPORTUNITY:
1. Insurance market is very big, where company can expand its horizon
in insurance industry
2. Though good investment and insurance it is easy to top Indian customers.
3. The huge insurance market (77%) is left so company has opportunity to
expand our products
4. To associate with the more numbers of HNI
 THREATS:
1. OLD HABITS DIE HARD’: Its still difficult task to win theconfidence of
public towards private company.
2. The company is facing major threats from LIC -which is an only government
company.
Objectives of the study
1. To study and understand the CSR initiative being taken by the Birla
sun Life insurance for rural development
2. To examine the corporate's approach to work and their mode of action
for implementation for CSR initiatives
Different Products Offered by Birla Sun Life Insurance

Birla Sun Life Insurance

The popularity of Life insurance products are growing day by day. The
last decade has experienced a boon in the life Insurance industry. Now
there are at least 24 life insurance companies in India. Among them all,
let us pick up and discuss one of the most popular life insurance players-
Aditya Birla Sun Life.

Birla Sun Life Insurance offers a wide variety of Life Insurance products
ranging from term plans to retirement plans. Though the company sells
not many child future plans but the only child plan they offer is very
popular among middle class Indian parents, as it offers huge a number of
benefits at affordable premium rates.  Let us now check out the various
life insurance plans offered by Aditya Birla Sun Life.

BSLI protector plus Plan

This is a traditional life insurance plan which offers comprehensive life

coverage at affordable premium rates. The policy details of this term
plan are shown below:

Entry Age: 18 years – 65 years

Maximum Maturity Age : 70 years

Policy term : 5 years – 30 years

Minimum sum assured: Rs. 30,00,000/-

Minimum premium: Rs. 3024/- p.a.

Inbuilt total and permanent Disability cover available

BSLI Easy Protect Plan

This is a traditional term insurance plan that gives you the flexibility to
choose from two plan options to meet your financial needs. Following
are the eligibility details and key features of the plan:

Entry Age: 18 years – 55 years

Maximum Maturity Age: 80 years

Policy term: 5 years – 30 years

Minimum sum assured: Rs.50,00,000/-

Premium paying term: single/ regular

BSLI Future Guard Plan

This is a traditional term plan that rewards for a healthy lifestyle while
providing complete financial protection at an affordable premium cost.
Following are the eligibility details of this life insurance plan:

Entry Age: 18 years – 55 years

Maximum Maturity age: 80 years

Policy Term: 5 years – 30 years

Minimum Sum Assured: Rs.50,00,000/-

Premium paying: Single / Regular

BSLI Protect@Ease

This is an online term insurance plan that allows the death benefit to be
received as annual income. The policy details of this life insurance plan
are as follows:

Entry Age: 18years – 55 years

Maximum Maturity Age: 80 years

Minimum sum Assured : Rs. 50,00,000 /-

Maximum Sum assured: Rs. 5,00,00,00,000/-

Premium paying frequencies : annual / monthly

Single payment term is also available

BSLI Vision Star Plan

This is a traditional participating life insurance plan. This is the only

child plan offered by Aditya Birla Life Insurance. Among all the child
future plans available in the market, this plan is the most popular.
Following are the feature highlights of the plan:

Entry Age: 18 years – 55 years

Maximum Maturity Age: 75 years

Premium paying term: 5 years – 12 years

Minimum sum assured: Rs.1,00,00/-

Premium frequencies: yearly, half-yearly, quarterly, monthly

BSLI Empower Pension Plan

This plan is a unit-linked product. This is one of the most popular

retirement plans available in the market. Following are the policy details
of the pension plan:
Entry age: 25 years – 70 years

Vesting / maturity Age: 80 years

Accumulation period: 5 years – 30 years

Minimum premium: Rs.36,000/-

Premium paying frequencies: Monthly, quarterly, semi-annually,

annually

BSLI Immediate Annuity Plan

This is a traditional single pay plan that promises regular annuities for
life after your retirement. The advantage of immediate annuity plan is
that you can buy this plan anytime before or after yoir retirement.
Following are the key features of the plan:

Entry Age: 30 years – 90 years

Premium payment: Single

Payout frequencies: monthly, quarterly, semi-annually, annually

Minimum Purchase price: Depends on the annuity amount

BSLI Empower Pension- SP Plan

One of the most popular single pay retirement plans, BSLI Empower
Pension is a unit linked product that gives you the opportunity to earn
huge returns depending on the performance of the market. Following are
the important features of the plan:

Entry Age: 25 years – 70 years

Accumulation period: 5 years – 30 years

Maximum vesting age: 80 years

Pay term: Single

Minimum Premium amount: Rs. 1,00,000/-

Besides the plans discussed above, Birla Sun Life Insurance also offers
endowment plans, investment plans and savings plans. If you want to
know more about the life insurance plans offered by Aditya Birla Sun
life Insurance Company, you can either visit the homepage of the
company or the website of online insurance aggregators where you will
find detailed information on all life insurance plans currently available in
the market.
Work done by student

 My entry level position length was first NOVEMBER 2017 to 31st

MAY 2018

 On the first day of my entry level position our manager Mr. Deepak
Panchal presents himself with us and lets us know as well, to present our
self with the other colleague with us.

 They give us a multi week to meet and solace with different

understudies, and afterward they give us a few thoughts regarding the
expected set of responsibilities and approaches to deal with the work.

 I am doing such CSR exercises under the direction of Dipak sir and
jitendra sir the movement is tied in with making a pool of up-and-comer
from various schools and individual systems administration.

 After creating we short rundown the information according to

organization's structure

 After short posting I used to call the up-and-comers and requesting to

go to the particular branch for PI (individual meeting) round
intentionally
 After finding their enthusiasm for the position gave by the
organization, booked for meeting of the up-and-comer need to made.

 ADITYA BIRLA CAPITAL uses the underneath technique for

determination.
1.Preliminary meet
2 .Application structure
3.Employment test
4.Personal talk with (PI round)
5. last determination.

Challenge face during internship

1)Adjust with new condition and work culture

As an understudy when I initially go into new association is hard for me to

acquainted with new condition since everything is new for me like new tutor, New
culture, New climate, everything is new so for me is a first test.

2) Changes in way of life

At the point when I join temporary job gradually changes in routine like after
school legitimately we as a whole understudies going for entry level position so we
are altogether worn out and our brain are really not working and we don't have
ability to proceed to go to temporary job so for us it is a major test to going for
entry level position and increase information and recollect all things and at some
point I confronted trouble to understanding the things and focus on the talk.

Furthermore when I go for entry level position there is changes in prepping style
since when we are regularly attending a university I wear casuals yet when I go for
temporary job I wear formal or semi-formal garments.

3) Understanding distinctive extraordinary and new idea related protection

Essentially, I doing entry level position in Aditya Birla Capital organization and it
is an insurance agency so as an understudy our objective is to offer a protection
strategy to anybody so for that it is a test to see new plans of protection since they
are in reality new for me I never at any point learn.

4) Doing promoting work

I'm HR understudy and the entry level position is absolutely founded on

advertising so as a he understudy it is mind boggling challenge to working with
showcasing field since promoting isn't my experience so again for me it's another
test that I looked during temporary job period.

5) Work out of safe place

As an alumni understudy in school I m in a safe place where I do anything I desire

every single circumstance companion bolster me educator direct me to get things
done. At the point when I join entry level position, everything is changed nature is
new doing functional employment is out of safe place.

6) Enter into down to earth world

As an understudy it is a greatest test to go into commonsense existence where

really we are selling protection approach and principle significant thing is I m
never done this to talk various people groups about arrangements persuade them it
is valuable for you and it is where really cash are included we are manage cash
which is I m never done this it is extremely new for me so it is an intense test for
me.

7) Difficult to oversee pressure

As an assistant I sell least one approach this is our objective and there is explicit
time length to finish target so in case I'm not offering arrangement to anybody or
no one can prepared to take strategy around then I m increasingly pushed and work
under tension so around then it is hard for me to oversee pressure.

MY EXPERIENCE IN BSLI

• My experience as an understudy with Aditya Birla Capital was so incredible and

advantageous; to work with those wise bosses and to listen and comprehend their
splendid encounters was so excited.

• Our bosses was so straight to the point to impart their accounts to us, and they
continually fulfilling us to diminish social just as legitimate pressure.

• I am actually quite feel cheerful and grateful to Aditya Birla Capital thane branch
for supporting, directing and inspiring and furthermore give a few plans to our
splendid future vocation.

• The measure of devotion and demonstrable skill I found in the representatives

working at the organization inspired me.
• During the course of my entry level position I picked up a great deal more
information about the occasion and gatherings in industry that I didn't know
previously.