APRIL 2023

NEWS
S t . Ta m m a n y F e d e r a l C r e d i t U n i o n ’ s Q u a r t e r l y N e w s l e t t e r

IN THE
In This Issue Community
In The Community Our Lacombe
Branch is
Transfer Your Balance now OPEN.
Come visit us:
Holiday Closure 28199 Hwy 190,
Lacombe,
3 Tips For Avoiding Debit Card Fraud
LA 70445
Make Your Finances Storm Ready

Go Paperless With e-Statements!

Ready To Hit The Road In Your

Dream Car?

H O L I D AY Transfer YOUR BALANCE!

C LO S U R E S
APRIL 7 G O O D F R I D AY
M AY 2 9 M E M O R I A L D AY
Once you transfer your credit card balance to St.
Tammany FCU and you lower your payments, you’ll have
more adventures and fewer worries!
It’s time to ditch your high-interest debt.
 APRIL 2023 MY
STFCU NEWS

3 TIPS FOR AVOIDING

DEBIT CARD FRAUD
Debit card fraud can happen to anyone, but there are ways
you prevent yourself from falling victim.
1. Never give your account information over the phone.
Scammers rely heavily on phone call attempts to steal your
information.
2. Keep tabs on your transactions and report suspicious
activity immediately. If you see something abnormal, say
something to your bank ASAP.
3. Set up bank alerts to be notified of suspicious transactions.
Your bank might catch activity before you do, so you
cancel your card sooner and protect your account. GO PAPERLESS WITH
Take action and protect yourself - fraud happens often, but E-STATEMENTS!
you don’t have to become a victim! When it comes to building a cleaner future
for our loved ones, the little things can
make a difference. Enroll in e-Statements
today with St. Tammany FCU to reduce
MAKE YOUR your paper trail and go green. With us, it’s
FINANCES easy to do your part!
STORM-READY Learn more:
sttammanyfederalcu.org/eservices

Storm season is here, and it’s crucial to ensure your finances

are ready in case disaster strikes. We have a few tips to help READY TO HIT
weatherproof your finances and give you peace of mind!
THE ROAD
• Create a disaster savings account and save for any IN YOUR
expenses that may accrue in the wake of a storm.
• Review your insurance policies to ensure your home,
Dream Car?
belongings, and property is covered. For homeowners, Our auto loan offers low rates, low-
homeowner and flood policies are recommended. cost GAP Plus, and much more! Are
• Gather your financial documents and be sure you can you already driving your dream car?
access them without power or if they are destroyed. This Refinance your existing auto loan
means having both hard copies and electronic copies with us.
of any documents you’ll need regarding your insurance,
disaster assistance, applying for a new job, and more Visit our website for more information:
(think birth certificates, Social Security cards, wills, sttammanyfederalcu.org/
passports, titles, etc.). vehicle-loans
 APRIL 2023 MY
STFCU NEWS

Statistics Money Market

AS OF 2/28/2023
TOTAL ASSETS: $41,574,758.68 AS OF 3/21/2023
TOTAL LOANS: $31,404,905.63
TOTAL SHARES: $34,778,829.42 RATE* APY**

0.50% 0.50%

Share/IRA *ANNUAL PERCENTAGE RATE

**ANNUAL PERCENTAGE YIELD

Certificates
AS OF 3/21/2023
Loan Rates
AS OF 3/21/2023
ACCOUNT
RATE* APY**
TERM NEW VEHICLE AS LOW AS 3.35%
1 YEAR 0.45% 0.45% USED VEHICLE AS LOW AS 3.35%
2 YEAR 0.60% 0.60% PERSONAL AS LOW AS 10.20%
3 YEAR 0.75% 0.75% CONSOLIDATION AS LOW AS 10.20%
4 YEAR 1.00% 1.00% PLATINUM VISA AS LOW AS 10.20%
5 YEAR 1.25% 1.25% BUS AS LOW AS 3.35%

*ANNUAL PERCENTAGE RATE ALL RATES ARE SUBJECT TO CREDIT APPROVAL.

**ANNUAL PERCENTAGE YIELD

Checking Rates Share Rates

AS OF 3/21/2023
AS OF 3/21/2023
ACCOUNT RATE* APY**

ACCOUNT RATE* APY** REGULAR SHARE 0.30% 0.30%

MONEY MARKET 0.10% 0.10% CREW SHARE 0.30% 0.30%

DIVIDEND CHECKING LUCKY LAGNIAPPE SAVINGS 0.30% 0.30%

UP TO $5,000 2.47% 2.50% CHRISTMAS CLUB 0.30% 0.30%

OVER $5,000 0.00% 0.00% VACATION CLUB 0.30% 0.30%

*ANNUAL PERCENTAGE RATE *ANNUAL PERCENTAGE RATE

**ANNUAL PERCENTAGE YIELD **ANNUAL PERCENTAGE YIELD

Slidell Branch Lacombe Branch Pearl River Branch

MONDAY - FRIDAY MONDAY - FRIDAY MONDAY - FRIDAY
Phone
9 A.M. - 5 P.M. 9 A.M. - 5 P.M. 9 A.M. - 5 P.M. (985) 643-1237

(EXCEPT THE 3RD WEDNESDAY

OF EACH MONTH) 10 A.M. - 5 P.M.
(EXCEPT THE 3RD WEDNESDAY
OF EACH MONTH) 10 A.M. - 5 P.M.
(EXCEPT THE 3RD WEDNESDAY
OF EACH MONTH) 10 A.M. - 5 P.M. Fax
(985) 643-4651
550 PONTCHARTRAIN DR. 28199 HWY 190, 64243 HWY 41
SLIDELL, LA 70458 LACOMBE, LA 70445 PEARL RIVER, LA 70452

PLEASE VISIT OUR WEBSITE, WWW.STTAMMANYFEDERALCU.ORG, TO VIEW DISCLOSURES.