Introduction

M. Salman Al- Hafizh Fareza Yuza Ghany Widito Baskoro Azzukhrufi Fadhli Zaini
CEO CTO COO CMO
(Chief Executive Officer) (Chief Technology Officer) (Chief Operating officer) (Chief Marketing Officer)

Gekko , a start-up business that engaged in financial and transaction system.

Its name mimicking “Gecko”, an exotic animal that has unique sound and appearance, representing our unique
system and business idea. Some people also believing that the animal gecko brings luck. Gekko has eyecatching
name with simple pronunciation that we hope make us easier to be accepted and remembered by public.
Customer

We have total 293 people that interested

and already registered in our prototype
business platform as initial users.

Majority users are from entrepreneur,

college student and employee.
Product

PROBLEM TO BE SOLVED

A good economy system, needs good contribution from the businesses, entrepreneurs, employees, and also consumers side.
However, each of them have their own issues that needs to be solved for the economy to run smoothly.

A good management, marketing, and business platform are important things that not many businesses have in their hands

Many entrepreneurs face difficulties to get business loans or credits because of the collateral and burdensome interest

Extra incomes are sought after by many people, especially during global pandemic like now where unemployment number increasing rapidly

Consumers also never have the opportunity to make a real profits in this current transaction systems
Product

SOLUTION

Make Money Extra Passive Income Easy Credit All In One

for consumers as a Wiraniaga through transaction cycles No collateral and interest rate Management, marketing & online platform
Product

Join Us Become WIRANIAGA !

Inside Gekko ‘ s Network

it
GekkoProvide
ed De
e Cr &
Ma velo
v
Gi in p
ta
in
Public 1 Wiraniaga 1 Product 1

Online Store
Join
P1
Choose & Own Sold
In

Public 2 Wiraniaga 2 Product 2

In
Sold
P2 Gekko MART
Join Choose & Own

Wiraniaga 3,4, ... 4000 Product 3,4 ... 4000

BUYING PRODUCT
P

P P

GET PROFIT SHARING P P P

Product
Get All The Benefits !
Competitor 1 Competitor 2 Gekko

Offline Mart
Online Mart Gekko M A R T

Delivery

Delivery

Passive
Income
Go to buy

Order

Order
Need to go out Only get product
to buy product no other feedback

Consumer Consumer Wiraniaga

Consumer move to Gekko M A R T Consumer move to Gekko M A R T

Product

Distributor 1

Distributor 2 Gekko

Gekko M A R T

Distributor 3
Product

Online Shopping !

*Platform is still under development process

Product

Monitor your income !

*Platform is still under development process

Marketing

MARKET DATA RESEARCH

statistik.jakarta.co.id /
tangselkota.bps.go.id LD FEB UI data by Bank of Indonesia

368 IDR 1.1 IDR 35.05

Thousands Millions Trillions
Population at district Average monthly transaction Credit for micro business
Pamulang in 2019. for online retail product were distributed by Bank
70% still on productive age. with 4.199 correspondences in DKI Jakarta on 2020
Marketing

MARKETING PLAN

4000 IDR 2 Millions IDR 3.65 Billions

Wiraniaga Per Month Projected Revenue
Target for 1 area Transaction target for Target in first year
(District / Kecamatan) each Wiraniaga

At early stage, we will focus to recruit minimum 4000 Wiraniaga for 1 district area that can reach average transaction of 2
millions per month for each Wiraniaga. In our business timeline, this target will take us 7 months to achive this target.
After settling in one district area, we will expand our business every year while keep evaluating our marketing scheme progress.
Financial Plan
Investability
SPECULATION OF CASHFLOW
Cashflow Yearly Manajemen Profit Condition Average Pembelian : IDR 1.979.957 Average Margin Laba : 24%
Description Year 1 Year 2 Year 3 Year 4 Year 5
Semester 1 Semester 2
Pendapatan
Penjualan IDR - IDR 47.462.796.000 IDR 150.298.854.000 IDR 245.224.446.000 IDR 340.150.038.000 IDR 427.165.164.000
HPP IDR - IDR 43.806.725.104 IDR 138.721.296.161 IDR 226.334.746.369 IDR 313.948.196.576 IDR 394.260.525.932
Laba Kotor Penjualan IDR - IDR 3.656.070.896 IDR 11.577.557.839 IDR 18.889.699.631 IDR 26.201.841.424 IDR 32.904.638.068

Aktivitas Operasional
Biaya Gudang IDR 99.580.000 IDR 787.480.200 IDR 2.384.487.300 IDR 3.772.247.700 IDR 5.160.008.100 IDR 6.432.121.800
Biaya IT IDR 330.000.000 IDR 330.000.000 IDR 660.000.000 IDR 660.000.000 IDR 660.000.000 IDR 660.000.000
Biaya Accounting IDR 129.600.000 IDR 129.600.000 IDR 259.200.000 IDR 259.200.000 IDR 259.200.000 IDR 259.200.000
Biaya marketing IDR 449.280.000 IDR 445.440.000 IDR 587.520.000 IDR 587.520.000 IDR 587.520.000 IDR 587.520.000
Depresiasi IDR 43.068.000 IDR 43.068.000 IDR 136.382.000 IDR 222.518.000 IDR 308.654.000 IDR 387.612.000
Total Aktivitas Operasional IDR 1.051.528.000 IDR 1.735.588.200 IDR 4.027.589.300 IDR 5.501.485.700 IDR 6.975.382.100 IDR 8.326.453.800

Aktivitas Investasi
Pembelian Utilitas Gudang IDR 631.760.000 IDR - IDR 891.760.000 IDR 1.151.760.000 IDR 1.411.760.000 IDR 1.411.760.000
IT Apps Insfrastructure IDR 490.000.000 IDR 390.000.000 IDR 51.250.000 IDR 51.250.000 IDR 51.250.000 IDR 51.250.000
Pembelian Utilitas Office IDR 58.920.000 IDR - IDR 58.920.000 IDR 58.920.000 IDR 58.920.000 IDR 58.920.000
Total Aktivitas Investasi IDR 1.180.680.000 IDR 390.000.000 IDR 1.001.930.000 IDR 1.261.930.000 IDR 1.521.930.000 IDR 1.521.930.000

Aktivitas Pendanaan
Pengembalian Pendanaan IDR - IDR 421.854.334 IDR 1.335.872.058 IDR 2.179.580.727 IDR 975.773.081 IDR -
Profit Sharing IDR - IDR 42.185.433 IDR 133.587.206 IDR 217.958.073 IDR 302.328.940 IDR 379.668.901
Cashflow Pendanaan IDR - IDR 464.039.768 IDR 1.469.459.264 IDR 3.866.998.064 IDR 5.145.100.084 IDR 5.524.768.985

Penerimaan Modal IDR 4.913.080.200

Saldo Kas awal IDR 4.913.080.200 IDR 2.680.872.200 IDR 3.747.315.129 IDR 8.825.894.403 IDR 18.554.639.535 IDR 34.981.066.839
Saldo Kas Akhir IDR 2.680.872.200 IDR 3.747.315.129 IDR 8.825.894.403 IDR 18.554.639.535 IDR 34.981.066.839 IDR 57.657.652.206
Investability
SPECULATION OF ROI

Periode Year 1 Year 2 Year 3 Year 4 Year 5

Semester 1 Semester 2
Jumlah Balekios 0 1 2 3 4 5

Pengembalian dana IDR - IDR 427.113.648 IDR 1.352.526.552 IDR 2.206.753.848 IDR 926.686.152 IDR -
Profit Sharing IDR - IDR 42.711.365 IDR 135.252.655 IDR 220.675.385 IDR 306.098.114 IDR 384.402.283
Total IDR - IDR 469.825.013 IDR 1.487.779.207 IDR 2.427.429.233 IDR 1.232.784.266 IDR 384.402.283

Perentase 0,000% 9,563% 30,282% 49,407% 25,092% 7,824%

Kumulatif per tahun 0,000% 9,563% 30,282% 79,689% 104,781% 112,605%
BEP 4 Tahun 4 Bulan
Investability
RISK ANALYSIS

Project Delay Insufficient Transaction Public Rejection

Probability Medium Medium Low

Effect Minor Intermediate Major

Loss Delayed ROI & BEP Insufficient ROI & Delayed BEP Low Profit

Preparing project
Do several marketing schemes Approaching public
Prevention schedule then monitor
the progress with high-rated succes probability in a simple and effective way

Analyzing the cause and Analyzing the cause and

Counter arranging the catch up schedule developing the marketing strategy
Analyzing the cause,
re-scheme the business
based on main problem based on public interest
Branding

Innovative Great Impact for Public Sense of Belonging

Brand new world market concept Credit without collateral and interest rate Products are choosen and owned by consumer
Profit sharing as passive income will highly triggered self marketing

Gekko M A R T
Captive Market Branding Simple
Obligtory Shopping System Eye catching brand name Participacing, shopping & monitoring
Consumer will keep shopping at Gekko Mart to increase mindshare of our brand All in one application
Team Commitment