II

Your Services
Solutions
ll I Partner

05" August 2022

BSE Limited, National Stock Exchange of India Limited

Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th floor, Plot No. C/1,
Dalal Street G Block, Sandra Kurla Complex, Sandra
Mumbai 400 001 (East), Mumbai 400 051

Scrip Code: 543232 Trading Symbol : CAMS

Dear Sir/ Madam,

Sub: Presentation of the Standalone and Consolidated Financial Data for the quarter
ended June 30, 2022

Please find enclosed presentation of the Standalone and Consolidated Financial Data for the
quarter ended June 30, 2022. The Company has scheduled an Earnings call on August 08,
2022 at 11.30 AM 1ST. During this call, the Management will discuss the company's Q1 FY23
financial performance for the quarter ended June 30, 2022.

The details of the said earnings conference call has already been filed with the Exchanges
and are available on the website of the Company.

We request you to kindly take the same on record.

Thanking you,

Yours faithfully,

E-
Company Secretary and Compliance Officer @3"?

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 Our Mission... Your Growth
COMPUTER AGE MANAGEMENT
SERVICES LIMITED
CAMS

Investor Presentation
August 2022

.. q'

e
I ¢ IE 6

0
Safe Harbour Statement CMS
This Presentation, except for the historical information, may contain statements, including the words or phrases such as ‘expects, anticipates,
intends, will, would, undertakes, aims, estimates, contemplates, seeks to, objective, goal, projects, should’ and similar expressions or
variations of these expressions or negatives of these terms indicating future performance or results, financial or otherwise, which are forward
looking statements.

These forward-looking statements are based on certain expectations, assumptions, anticipated developments and other factors like risk and
uncertainties regarding market growth, competition, ability to maintain and manage key customer relationship and those factors which may
affect our ability to implement business strategies successfully.

The Company, therefore, cannot guarantee that the forward-looking statements made herein shall be realized. The Company does not
undertake any obligation to update forward looking statements that may be made from time to time by or on behalf of the Company to
reflect the events or circumstances after the date hereof.

I2
 CAMS

Anuj Kumar
Managing Director

Ram Charan Sesharaman

Chief Financial Officer

FY23 Q1 Earnings Presentation

Presentation flow CMS

Business Overview Financials About CAMS Appendix

Key Highlights for Q1 FY23 Revenue & Financial Highlights – Q1 FY23 Business at a Glance Corporate Structure
Page No: 06 Page No: 16-18 Page No: 23 Page No: 34

AAuM Q1 FY23 - MF industry & CAMS Standalone P&L – Q1 FY23 Mutual Fund Services Business History / Milestones
Page No: 13 Page No: 19 Page No: 24-27 Page No: 35

Operational Metrics Q1 FY23 Consolidated P&L – Q1 FY23 Non-Mutual Fund Services Business Awards &Accolades
Page No: 14 Page No: 20 Page No: 28-29 Page No: 36

Revenue Profile Governance/ Management Team Shareholding

Page No: 21 Page No: 30-32 Page No: 37

Glossary
Page No: 38

I4
[c+Ms]

BUSINESS
OVERVIEW
Key Highlights for the Q1 FY’23
Curll.ion Your Growth
CMS
 CAMS saw a 2.6% increase in equity AAuM
despite the headwinds. Overall AAuM saw a
marginal decline of 1.6%
 CAMS share in key metrics (SIP registration
and Net sales) also improved QoQ. Retained
market leadership with 69% share
-----------------------------�-----------------------------------------------------------·
CMSfinsev
FInduit + Insurance Repository & Services
 Our account aggregator platform recorded
10+ wins in the quarter taking our overall
tally to over 20 signups
 CAMSfinserv mobile app has over 12K
downloads and is the most downloaded AA
app
A CAMS
;/ WealthServ
 Alternative Services vertical continued its
high growth trajectory recording ~30% y-o-y
growth in revenue
 CAMS WealthServ, the digital onboarding
platform for this segment was well received
by the market with 40+ signups since launch
®
y
mf.
wcentra , s CAMSRep
 MFCentral solidifies CAMS’s role in the MF
ecosystem by providing 360o range of
services to investors and distributors
 myCAMS crossed 5.25 Mn user base and is
the largest MF only app in India
CMS
CMS N2S
National Pension
System
 CAMS launched the industry first CRA
platform on cloud in March 2022. eNPS is live
and POP & corporate are in pilot phase
 Within a short span of time, achieved 10.3%
share and #2 position in new eNPS sales in
Q1 FY’23
 PolicyGenie Deep Contact Tracing Solution,
uniquely offered by CAMS Insurance
Repository, assisted insurance companies in
closing ₹ 31 Cr of unclaimed benefits in Q1
 CAMSRep's Digital solutions and Insurance
repository services significantly improved
policyholder experience by refining contact-
ability & policy benefit continuity
I6
Accelerating our journey towards building a full stack intelligent platform for capital markets CMS
Continued focus on making significant enhancements to our digital offerings

Creating a 360 degree digital stack for the capital market ecosystem

eKYC solutions eSign services Digital onboarding AML checks Validation Services

Products to stakeholders to drive growth,

Expanding our product suite for mutual funds to new areas
efficiencies and superior customer service

CMS

economnayK
.
@ L.mf
w central �

ReconDynamiX LAMF MFCentral Wincentive Vision APIs for AMCs & intermediaries
(sales incentive administration) to power their business
expansion via digital

Expansion with UPI solutions

(1st time industry offering of UPI autopay)

I7
CAMS share in overall AuM, Equity AuM, Equity Net sales and SIP registrations trend upwards CAMS
Equity AUM growth* (In ₹ lakh crore) I New SIP Registrations Steady growth in SIP Inflows
I
35% I 20,953
increase I
I 20,125
I

₹ in crore
5A
a° I
I
I 18,778
I 28 37
I
11.32 I lakh lakh
8.38 I
I
I Oct-Dec'22 Jan-Mar'22 Apr-Jun'22
I
CAMS
Apr-Jun’21 Apr-Jun’22  CAMS serviced funds continue to clock
■ Q1 FY'22 ■ Q1 FY'23 over 10 Lakh new SIP registrations every
 CAMS’s share in industry’s equity month and collect about ~₹ 7000 cr
 CAMS’s share in New SIP registrations
assets has increased by ~3% Y-O-Y increased to 61% in Q1 FY’23
from 62.7% (Q1 FY’22) to 65.7% (Q1 CAMS Client base
compared to 55% in Q1 FY’22
FY’23)  Top 5 AMCs
 10 of Top 15 AMCs
 4 out of Top 5 AMCs based on equity
assets
*Quarterly AAUM

I
8
MFCentral solidifies CAMS’s role in the MF ecosystem by providing 360o range of services to
investors and distributors
CIA LI1LI 1ALLI
CMS

·L.mf
6W central
User Registration
Mobile App Requests Daily Login
Trend

800 to 1,000 75k+ downloads 1,200 to 1,400 8k to 10k

per day
**** Rating
per day per day

 Well differentiated (vis-a-vis other large industry platforms and utilities) with rich feature sets and tight integration with
core RTA platforms

 Exciting response from market for CAS APIs (for MF + demat MF holdings) and transaction APIs

I9
The Alternatives business grows 30% Y-o-Y on the back of accelerated signings and rapid adoption
of CAMS WealthServ CMS

I,

 CAMS continued its high
growth trajectory in the
Alternative Services
vertical recording ~30%
Y-o-Y growth in
revenues this quarter
 New business addition
remained strong with
15 New wins in the AIF/
PMS space in Q1 FY23
L
 Over 40 Funds have
signed up for AIF/PMS
digital onboarding with
CAMS WealthServ since
launch
 Ambitious target to take
this count to over
100 within the financial
year
 Fintuple Technologies
builds momentum with
multiple new client
signups and new
offerings in eSign and
eKYC
 CAMS GIFT City
operations signed up
with 5 clients

■
10
Account Aggregator business is gaining momentum coupled with a compelling TSP offering
and new sign ups CMS
CAMSfinserv enables rapid, secure and consent-based sharing of financial asset information
 For individuals – AA framework enables them to access and review their financial information in one place
 For Financial institutions and businesses – AA Framework brings together Financial information providers and financial information users to
unlock the value of customers financial information

HDFC Bank, IDFC First, Axis, ICICI, TSP and AA together

12 Entities now live
in AA Ecosystem IndusInd, Kotak, Federal, AU Small Fin > creating a compelling 20+ AA/TSP wins
Finance, Karur Vysya, PNB, Canara proposition, 20+ signed up
and Union Bank

l Government push
via Ministry of Finance,
regulators, PSU banks and media
CAMSfinserv Mobile app
Mobile app has over 12K
downloads, the most
downloaded AA app.

Industry thinking creatively to All AAs working together to refine

solve problems APIs and Use cases

FIU Segments are warming up to the AA Framework

Banks NBFCs Brokerages Insurance Wealth Mgmt.

Lending & Monitoring Lending & Monitoring F & O a/c opening Term Insurance Portfolio Mgmt.

■
11
 Oh.. Goe

CAMS CRA – eNPS launched in March 2022, POP and Corporate segment are in pilot phase CMS
CAMS launched the industry first CRA platform on cloud in March 2022. eNPS is live and POP & corporate are in pilot phase.
Within a short span of time, achieved 10.3% share and #2 position in new eNPS sales in Q1 FY’23

Total eNPS industry registrations CAMS NPS website logged over 2L visitors

76,000+
2,20,851
Total eNPS through camsnps.com Platform design & development website visitors
progressing for Govt & APY

7,910 segments

eNPS registrations, share of market

~10.3% w
8
o
I2:/+
.8
Engagement with ecosystem
6%
cws@Rs
.ft
f e-

$
-- t

entities Including PoPs, PFMs, 0ot

Position in new eNPS sales ASPs & CRAs progressing well

two

#2
■
12
Mutual Fund Industry & CAMS AAuM – Q1 FY23 CMS
, --------------------------------,
e '

CAMS – Market Share (based on Quarterly AAuM) AAuM Serviced by CAMS Industry AAuM

~69% ₹ 26.2 trillion ₹ 38.2 trillion

A 13.8% YoY
A 14.2% YoY

[ Net flows into equity

assets remain
positive in Q1 FY23 ] W (1.6%) QoQ
�
(1.5%) QoQ

Equity AAuM – CAMS Equity AAuM – Industry

[ Inflows through SIP

increased by
4.1% QoQ / 40.9% YoY ] ₹ 11.3 trillion ₹ 17.2 trillion
A 35.1% YoY
A 29.0% YoY

A 2.6% QoQ

, ________________________________ ,I
A 0.1% QoQ

■
13
Operational Metrics – Q1 FY23 CMS

SIP Book Systematic Transactions

Transaction Volume
31.3 mn Processed
111.3 mn 90.1 mn
(as on 30th June 22)
QoQ: (4%)
QoQ: 5% QoQ: 3%
YoY: 27% YoY: 39%
YoY: 37%

Live Investor Folios Unique Investors Serviced

53.3 mn 23.6 mn
(as on 30th June 22) (as on 30th June 22)

QoQ: 3% QoQ: 3%
YoY: 28% YoY: 39%

■
14
[c+Ms]

FINANCIALS
Revenue Highlights – Q1 FY23 CMS

17.5 % YoY
Revenue ₹23,642.3 Lakh
(2.8% ) QoQ

Asset 15.9% YoY Non-Asset 28.9% YoY Non-MF 15.3% YoY

Based Based Revenue
(0.3%) QoQ Revenue (9.7%) QoQ (10.7%) QoQ
Revenue

Asset Mix Equity component: Q1 FY23 @43.2% (Q1 FY22 : @36.3% / Q4 FY22 : @ 41.4%)

■
16
Financial Highlights – Q1 FY23 CMS

Operating EBITDA – 38.7%# PBT – 36.2% PAT – 26.9%

(Non IND AS 116)
Return on
9,894 Net-Worth*
7,384
~39%
10,595 9,154 8,708
8,712 8,499
6,324 6,478

** Cash & Cash Equivalent

Q1 FY22 Q4 FY22 Q1 FY23 Q1 FY22 Q4 FY22 Q1 FY23 Q1 FY22 Q4 FY22 Q1 FY23
as on 30th June 2022 was
₹ 437 Cr

5.1% YoY 2.5% YoY 2.4% YoY

Profit numbers are after considering the non-cash charge (ESOPs) amounting to ₹ 9.58 Crs (Q1 FY’23), ₹ 3.36 Crs (Q1 FY’22) and ₹ 7.53 Crs (Q4 FY’22)

Interim Dividend: ₹ 6.75 Per share

 Return on Net-worth – PAT(annualized) / Period end Net-worth | ** Includes Bank balances, Fixed deposit, Govt Bond & Investment in MF / Excludes money held in trust
(ECS, NPS & Stamp duty collection a/c & Money in unpaid dividend a/c. | # 41.5% considering Ind AS 116 lease capitalization.

■
17
 Consolidated Financial Highlights – Quarterly CMS
In INR Lakhs In INR Lakhs
Total Operating Revenue OP.EBITDA & OP. EBITDA in %
+17.5%
+5.1%

l
25,500 0.2

12,000 90.0%

23,500

80.0%

0.1

10,000
21,500

70.0%

19,500

43.3%
0
8,000 60.0%

17,500

43.9% 45.2% 43.6%

15,500 -0.1
6,000
38.7% 50.0%

40.0%

13,500

-0.2
4,000 30.0%

11,500

20.0%

9,500

-0.3 2,000

7,500

20,118 22,760 23,771 24,318 23,642 8,712 9,984 10,748 10,595 9,154 10.0%

-
0 0.0%
5,500 -0.4

FY 22 Q1 Q2 Q3 Q4 FY23 Q1 FY 22 Q1 Q2 Q3 Q4 FY 23 Q1

• Total Revenue OP.EBITDA OP.EBIDA in (%)

PBT & PBT in % In INR Lakhs In INR Lakhs

PAT & PAT in %
+2.5%
12,000 90.0%

80.0%
9,000
+2.4% 80.0%

10,000
8,000
70.0%

70.0%

7,000

60.0%

8,000 60.0%

41.3% 41.6% 40.0%

6,000

42.3% 36.2%
50.0%
50.0%

6,000 5,000

30.7% 31.3% 32.0% 29.8% 26.9%

40.0%
40.0%

4,000

4,000 30.0% 30.0%

3,000

20.0%
20.0%

2,000

2,000

8,499 9,647 10,225 9,894 8,708 10.0%

1,000

6,324 7,256 7,731 7,384 6,478

10.0%

0 0.0%

0 0.0%

FY22 Q1 Q2 Q3 Q4 FY23 Q1 FY 22 Q1 Q2 Q3 Q4 FY 23 Q1
PAT PAT in (%)
PBT PBT in (%)

■
18
 Q1 FY23 Standalone P&L CMS
Particulars (In Rs Lakhs)
'' Revenue from operations
'
Q1 FY23
22,641.05'''
Q1 FY22
19,128.85'''
YoY%
18.4%
Q4 FY22
23,014.29
QoQ%
-1.6% _ FY22
86,377.00'''

1::::::::----
Other income
Total revenue
- = 332.20
22,973.25
3,050.09
22,178.94
-89.1%
3.6%
307.72
23,322.01
8.0%
-1.5%
3,976.29
90,353.29
Expenses

7
Employee benefits expense
Finance costs
Depreciation and amortisation expense
+-
7,748.54
160.41
1,245.62
6,054.90
167.11
971.52
28.0%
-4.0%
28.2%
7,072.06
163.13
1,434.23
9.6%
-1.7%
-13.2%
-
27,030.38
662.40
4,739.88

.-
r--------
Operating expenses
Other expenses
Total expenses
----------i---
3,802.70

t
1,655.55
14,612.82 -
---------r----
3,141.41
1,508.33
11,843.28
21.1%
9.8%
23.4%
3,888.85
1,681.69
14,239.96
-2.2%
-1.6%
2.6%
----1
13,919.75

----::: 1
6,416.53
52,768.94

----:: �: : : :�: ----

Profit before tax 8,360.43 10,335.66 -19.1% 9,082.05 -7.9% 37,584.35

1::::::::----
Tax expense

-
Current tax 2,130.66 1,960.71 2,211.92 8,891.76
Current tax expense of earlier years - - - (190.30)
Deferred tax
t.I
(2.63) (17.42) 60.12
---f----
(58.54)

--
Net tax expense
Profit / (Loss) for the period

r------------ -----
Earnings per share (In ₹):
Basic
2,128.03
6,232.40

--------------1---
12.74
1,943.29
8,392.37
9.5%
-25.7%

---------r--------
17.19
2,272.04
6,810.01

13.93
-6.3%
-8.5%
::::1
8,642.92
____
28,941.42

--------1
59.23
t::::::::
Diluted _ -t 12.65 17.11 13.84 -7
58.91

■
19
 Q1 FY23 Consolidated P&L CMS
Particulars (In Rs Lakhs) Q1 FY23 Q1 FY22 YoY% Q4 FY22 QoQ% FY22
Revenue from operations 23,664.61 20,117.63 17.6% 24,318.39 -2.7% 90,966.75
Other income 443.66 452.29 -1.9% 425.04 4.4% 1,727.44
Total revenue 24,108.27 20,569.92 17.2% 24,743.43 -2.6% 92,694.19
Expenses
Employee benefits expense 9,326.82 7,238.08 28.9% 8,525.56 9.4% 32,175.22
Finance costs 177.42 180.41 -1.7% 178.99 -0.9% 713.39
Depreciation and amortisation expense 1,363.13 1,062.12 28.3% 1,568.61 -13.1% 5,162.17
Operating expenses 2,674.68 1,955.23 36.8% 2,742.51 -2.5% 9,298.80
Other expenses 1,875.79 1,635.00 14.7% 1,833.72 2.3% 7,079.79
Total expenses 15,417.84 12,070.84 27.7% 14,849.39 3.8% 54,429.37
Profit before tax 8,690.43 8,499.08 2.3% 9,894.04 -12.2% 38,264.82
Tax expense
Current tax 2,256.66 2,183.12 2,391.61 9,762.42
Current tax expense of earlier years - - - (190.30)
Deferred tax (26.69) (8.18) 118.88 (1.99)
Net tax expense 2,229.97 2,174.94 2.5% 2,510.49 -11.2% 9,570.13
Profit / (Loss) for the period 6,460.46 6,324.14 2.2% 7,383.55 -12.5% 28,694.69
Non-Controlling Interest (17.22)
Profit attributable to Owners of the Company 6,477.68 6,324.14 2.4% 7,383.55 -12.3% 28,694.69
Earnings per share (In ₹):
Basic 13.24 12.95 15.10 58.73
Diluted 13.14 12.89 15.00 58.41

■
20
Revenue Profile CMS
Revenue Breakup Revenue (In ₹ lakh)

17.5%
100%
9.8% 10.5% 9.6% 24,318
23,642
12.7% 15.0% 13.9%
20,118

77.5% 74.5% 76.4%

30-Jun-21 31-Mar-22 30-Jun-22

30-Jun-21 31-Mar-22 30-Jun-22

Quarter ended Quarter ended

• Non-Mutual Fund
• MF-Non assets Based
• MF – Assets Based

■
21
[c+Ms]

ABOUT CAMS
CAMS – Business at a glance CMS

Technology-driven India’s largest registrar and Services all 5 MFs and 10 Leveraged domain
financial infrastructure transfer agent (“RTA”) of of the 15 largest MFs2; expertise, processes and
and services provider to mutual funds (“MFs”) with an ~19 years average infrastructure to cater to
mutual funds and other aggregate market share of relationship with MFs, AIFs and insurance
financial institutions ~69%1 10 largest MF clients companies

Pan-India physical Established track record of Marquee shareholders, Experienced management

network comprising delivering robust financial including Great Terrain (an team with average work
279 service centers results; Fastest growing affiliate of experience of over
spread over 25 states and MF RTA with high RoE and Warburg Pincus), HDFC 27 years in a variety of
5 union territories EBITDA margins and HDFC Bank financial services sectors

Notes: 1. Market share basis FY22 Q4 (3 Months Average)

2. Based on mutual fund average assets under management managed by clients and serviced by CAMS as per AMF

■
23
CAMS – Mutual Fund Services Business CMS
Provides a range of technology-enabled infrastructure to mutual funds –
Involved through the life cycle of an account from account creation to processing transactions and redemption of the amount invested

Service
Aggregator lla
Te Best Practice Implementation
Uniform Regulatory change
implementation
Business-Continuity Mechanisms

-------------------------------------------------------------------------------------------------------------------------------------------
J

«
�--�

l· • I
Manage High Volume Infrastructural Support Timely Operational
Business Enabler
of Data / Transactions Stability Launches of NFOs Integration

-------------------------------------------------------------------------------------------------------------------------------------
----
Knowledge Partner

a" Extensive Data on

Investor Preferences
Actionable
Insights
High Capability of
Processing Expertise

---- ---------------------------------------------------------------------------------------------------------------------------------I
Innovative Product
Development

------
ae°
Customer Care & Investor Services
Call Centre
Services
Mail back /
SMS Services
Service Requests
and Account
Information
Front Office
Services
Transaction
Processing

----------------------------------------------------------------------------------------------------------------------------- l

>
Recording of Recording of

le " T'
Brokerage Distributor
Distributor Services Empanelled Brokerage
Computation Queries
Distributors Structures
------------------------------------------------------------------------------------------------------------------------·
------�

Te " l
Transaction Investor Risk
Transfer Agency Services

•• Origination
Operations
Services Management
Compliance

■
24
CAMS – Proprietary technology platforms and mobile applications for MF, AIF and PMS CMS
CAMS has developed and implemented various technology platforms and
.....
its technology driven infrastructure and services are integral
%««
..
to the operations of its clients

0.
•• •
mfCRM • • • edge360
:.
..·:
•
Mobility solution for MF RMs/SMs •
•
. • •• App and Portal for MF distributors & advisors

. . . . . . . . . . . . . •• .• • ""
MFCentral • •• .• .• • MFDEx
• •
Unified portal to serve investors across the MF
industry · ·.. . . .·
%
·,
·, . •
• Sales & business intelligence tool

••
+····, ••
CAMSsmart : .• INVESTRAK ...........•• GoCORP
Business intelligence service
•
.• •
.• • Corporate investment portal
••

· : * ·.
•
· ..·· . . .@.
CAMServ
Self-service chatbot for investors
······..
." 2» .
•

••
�
(a).

C
·.
•

•'
.•
.. ······.
·••.
. • . .•
• "
mfCompass
Allow MFs to sight funds real-time
•• ••
·" · ·"
•

myCAMS •
mf360
B2C app over 5 Mn registered users • Proprietary investor service app
•
•

Dice •
.• CAMS Wealthserv
AMC interface for brokerage structure updation Digital onboarding of PMS investors
25
Mutual Fund Services provided by CAMS cMs
CAMS is involved through the life cycle of an account – from account creation to processing to redemption;
Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance services

1 Transaction Origination and Processing

Reconcile bank accounts;

Accept transaction requests
Initial verification of Management of KYC Transaction processing and Send transaction confirmation Compute and pay brokerage
from investors (both paper-
transaction request requirements of investors payment services to investors and distributors fees; Report effect on unit
based and electronic)
capital

Front Office Back Office

2 Services to Asset Management Companies 3 Services to MF Investors 4 Services to Distributors

Record keeping and management Anti-money laundering services Periodic statements and alerts Distributor help desk

Reporting to govt. authorities Suspicious transaction reporting Assist with Queries / Service Requests Recording of distributors empanelled

Compliance with KYC regulations Compliance with scheme document Mail management, mail back services Recording & maintenance of brokerage structures

Compliance with SEBI regulations Management information reporting SMS / Online customer service Computation of various brokerage

Setting up of accounts Fee computation and administration Call center to address queries Claw-back of brokerages

On-boarding of intermediaries Push and pull services Addressing distributor queries

■
26
Key Highlights CMS

Large and Growing Scalable

Mutual Funds Market 1 4 Technology Enabled Ecosystem
• •
(!)
.
Integrated Business Model & Longstanding Our Mission… Your Growth

Strong Focus on
Client Relationships in MF Services Business 2 CAMS 5 Process and Risk Management

. .
@. @
Largest Infrastructure and Services
3
. ·.
... ... .. . . . 6
Experienced Management
Provider in the Indian MF RTA space %%« and Board

■
27
CAMS – Overview of other services cMs
Over the years, CAMS has leveraged its domain expertise, processes and
infrastructure to diversify its service offering to cater to a variety of other financial services sectors

 Market leader servicing over ~145 AIF / PMS / Wealth Serve Clients
 Offers services such as creation of investor record, fund accounting services and reconciliation and creation of MIS and reporting systems
Alternative
Investment  Also offers intermediaries revenue management, investor service management
1
Fund Services  30-35% AIF industry growth projected between FY19-241

 Manages end-to-end ACH transactions and ECS and services mutual funds, NBFCs and insurance companies
 Provides services through CAMSPay, which is a highly automated ECS or NACH platform
2 Electronic
Payment  Supports periodical or adhoc payments (including receipt of funds from mutual fund investors through SIP accounts)
Collection  26.3 mn ECS and ACH registrations and transactions executed in Q1 FY23, it was 28.9mn in Q1 FY22

 35.3% market share in insurance repository business2, with ~4.3 mn2 policies held
 Branch operations, servicing policies, renewal premium collections Claims processing & Unclaimed Management , Demat of Policies and
3 other permitted support functions
Insurance
Services  Assists with back-office operations as well as physical infrastructure and facility management functions

Note: ACH – Automated Clearing House. ECS – Electronic Clearance Services. 1. According to CRISIL Report. 2. Company Estimated as on 30th June 22 (Industry data not available) 3. April 2020.

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28
CAMS – Overview of other services (cont’d.) CMS
Over the years, CAMS has leveraged its domain expertise, processes and
infrastructure to diversify its service offering to cater to a variety of other financial services sectors

 Verification and maintenance of KYC records of investors for use by financial institutions
 Online services for intermediaries include verification of PAN card details, facilitate uploading new KYC data and entering data for new KYC
4 KYC Registration applicants
Agency (“KRA”)
 Also includes scanning and uploading KYC document and viewing and downloading KYC data maintained by KRAs (including CAMS)

 Owns, develops and maintains the technology solutions for MF services business & MF clients
 Technology team of 787 personnel1
5 Software  Developed Investrak.NET, a scalable mutual fund transfer agency platform, among others
Solutions  Assists with website design and development, provides mobility solutions, performs trend analysis, business intelligence and analytics
based services, etc.

Note: 1. As of June 30, 2022.

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29
CAMS – Compliance and risk management architecture c+Ms
Relentless focus on systems and processes has allowed CAMS to become a trusted provider of services to its clients and other stakeholders

I I
Compliance
'I I I
Cyber
Security
'I
\
Assists MF clients with compliance
with scheme documentation, KYC,
SEBI regulations, etc. \ I
Risk
Management
' \ I
Regulatory
Oversight
' \
ISO 27001:2013 certification for
information security systems
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+[@z

a
Provides risk management services to Several regulatory entities have
assist MF clients in conducting oversight over different parts of the
Sc
Cyber Security and Cyber Resilience
diligence of their investors business
Policy Implemented
-----·
Reporting to Government
Agencies and Regulators

--,
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ca
(IJ
Anti-Money Laundering Services
f -
Regulated by Several Authorities
�
'J (SEBI, IRDAI, RBI, MCA, etc.)
11;.J
Timely Fulfilment of Regulatory
---0, ----
is
Technology Committee of Eminent
Specialists to Review Processes &

Suspicious Transaction Reporting

e'it Systems
Requirements without Error Periodic Inspections and Audits by
Various Regulatory Authorities

■
30
 Oh.. Goe

Experienced Board of Directors CMS

Board of Directors
‒ Natarajan Srinivasan
Audit ‒ Dinesh Kumar Mehrotra
Committee ‒ Vijayalakshmi Rajaram Iyer

e
�--
�--
Dinesh Kumar Mehrotra
Chairman & Independent
Director
s Natarajan Srinivasan
Independent Director

Nomination &
Remuneration
committee
‒ Sandeep Kagzi

‒ Vijayalakshmi Rajaram Iyer

‒ Dinesh Kumar Mehrotra
‒ Narendra Ostawal

$
�--
Vedanthachari Srinivasa
Rangan
Non-Executive Director e Vijayalakshmi Rajaram Iyer
Independent Director
Stakeholders
Relationship
Committee
‒ Natarajan Srinivasan
‒ Sandeep Kagzi
‒ Anuj Kumar

Narendra Ostawal Sandeep Kagzi

Non-Executive Director Non-Executive Director
Risk ‒ Vijayalakshmi Rajaram Iyer
Management ‒ Natarajan Srinivasan
Committee ‒ Dinesh Kumar Mehrotra
------------------------------------------

Anuj Kumar Corporate ‒ Dinesh Kumar Mehrotra

Managing Director Social ‒ Vijayalakshmi Rajaram Iyer
Responsibility ‒ Anuj Kumar
Committee ‒ Sandeep Kagzi

■
31
Experienced Senior Management Team CMS
Experienced management team, with an average work experience of 27 years
and a demonstrated ability to grow and diversify the business and innovate services
Anuj Kumar: Managing Director Ramcharan Sesharaman: Chief Financial Officer

 Joined the company in March 2016  Joined the company in March 2020
 Previously associated with Godrej & Boyce, Escorts Finance & IBM India  Previously associated with Photon Interactive and Reliance Jio Infocomm

Syed Hassan: Chief Operating Officer Ravi Kethana: Chief Platform Officer

 Joined the company in March 2022  Joined the company in December 2019
 Previously associated with DXC Technology, Britannia Industries, Unilever  Previously associated with Tata Consultancy Services and Wipro

Indeevar Krishna: Chief Process Officer Manikandan Gopalakrishnan: Company Secretary & Compliance Officer
 Joined the company in April 2021
 Joined the company in June 2011
 Previously associated with Citibank India, Bharti Airtel & Max Life
 Previously associated with BPL, Precot Meridian & SJK Steel Plant
Insurance

N. Ravi Kiran: Head – New Businesses Vasanth Jeyapaul Emmanuel: Senior Vice President

 Joined the company in April 2017  Joined the company in October 2017
 Previously associated with Dharma Software Solutions & Reliance Systems  Previously associated with Bennett, Coleman & Co, Agenda Net marketing

Vinodh Chelambathodi: Chief Human Resources Officer Anish Mathew: CEO – CAMS Finserv AA
 Joined the company in January 2022  Joined the company in October 2021
 Previously associated with Godrej, Flextronics, HCL, Capgemini,  Previously associated Sybml Wealth Management platform( Co-founder).
Polaris/Intellect and FSS Cisco, Premji Invest and Lehman Brothers

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32
[c+Ms]

APPENDIX
Corporate Structure CMS
Computer Age Management Services Limited
Mutual Funds Services, Alternate Investment Funds Services, Payment Services, Banking
and Non-Banking Service Businesses

100% 100% 99.99% 100%

CAMS Insurance Repository Services CAMS Investor Services Private CAMS Financial Information Services Sterling Software Private Limited
Limited (CIRSL) Limited (CISPL) Private Limited (CFISPL) (SSPL)

100% 54% 100%

CAMS Payment Services Private Fintuple Technologies Private Limited Sterling Software Deutschland GmbH
Limited (SSDG)*

Note: * Currently in the process of winding down the operations of Sterling Software (Deutschland) GmbH. | Currently in the process of closing banking and non-banking services business.

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34
History/Milestones
 Our Company was
incorporated as
Computer Age
Management Services
Private Limited and
received a certificate of
incorporation from the
RoC on May 25, 1988
1988
 CIRSL was issued a
certificate of
registration dated July
31, 2013 by IRDAI to
carry on the business as
an insurance repository;
and
 Our Company acquired
100% stake in SSPL,
which provides
technology support to
our Company
2013
 The certificate of
registration was issued to
our Company was
 Our Company was upgraded and a fresh
issued a certificate of certificate of registration
registration as a as Registrar to an Issue
Registrar to an Issue and Share Transfer Agent
under category II, dated under category I, dated
December 24, 1993 by July 22, 1995, was issued
SEBI by SEBI to our Company
1993 1995
 CFISPL was  Great Terrain acquired
incorporated on 37.50% stake in our
September 26, 2016 Company
2016 2018
CMS
 CISPL was incorporated
 Our Company was  CIRSL was incorporated on February 13, 2012;
 Our Company was issued a certificate of on May 12, 2011; and and
issued a certificate of registration dated  CIRSL had received in-  CISPL was issued a
registration dated June January 31, 2007 by principle approval of certificate of
1, 2006 by SEBI to act as SEBI to act as a IRDAI to carry on registration dated June
a depository participant depository participant business as an 29, 2012 to carry on the
for NSDL for CDSL insurance repository business as a KRA
2006 2007 2011 2012
 Our Company was  Certification of
converted into a public
 Listed in BSE on Registration for CRA
limited Company and
October 1st, 2020 Services
received a fresh
 RBI registration for  Franklin Templeton Go-
certificate of
account aggregator Live
incorporation from the
RoC on September 27, Services  Set up office in GIFT City
 CAMS CRA Go-Live
2019; and Great Terrain  Incorporation of  Account aggregator
 Acquired majority stake
acquired 6.03% stake in CAMSPay (payment launch
in Fintuple Technologies
our Company aggregator services)  MF Central launch Pvt Ltd
2019 2020 2021 2022
35
Awards and Accolades cMs
@! 2015
'  Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards
 CIRSL was awarded ‘Best Newcomer Award’ at Asia Insurance Technology Awards
 CIRSL was awarded ‘Best Service Provider’ award in ‘Feet on Street Collections’ category by ICICI Prudential Life Insurance Company Limited at Tatva Annual
Meet

% 2016
 Our Company was awarded SME Business Excellence Awards in mid-corporate IT and IT-enabled services category by Dun and Bradstreet and RBL Bank Limited
 Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards

©] . 2017
 Our Company was awarded ‘Best use of digital media/platform’ in the mutual fund category for ‘myCAMS’ app at the Drivers of Digital Awards
 Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards
 CIRSL was awarded ‘Best Newcomer Award’ at Asia Insurance Technology Awards
 CIRSL received the Celent Award for CIRSL’s iCare services
 20 most promising capital market solution provider

 Our Company was awarded ‘Special Mention for Use of Digital Media in the Mutual Fund Category’ for ‘GoCorp’ app at the Drivers of Digital Awards 2018
2018  Our Company was awarded ‘Best Application of Technology’ for ‘myCAMS’ app at 4th edition of CX Strategy Summit and Awards
 CIRSL was awarded ‘Best Service Provider’ award

I
© .....
•.. 2019
 CIRSL was awarded ‘OSCAR’ by TATA AIA for outstanding support in DJFM 2019
 CIRSL was awarded ‘Best Service Provider’ award in ‘Mandate Registration and Insurance Repository’ category by ICICI Prudential Life Insurance Company
Limited at Tatva Annual Meet
 SSPL was awarded “20 Most Promising Capital Market Solution Providers – 2019” by CIO Review India
 Our Company was awarded “Highly Commended – Harnessing the Power of Technology” at the Adam Smith Awards Asia 2019
 SSPL was awarded for “Digital and Fintech Solutions” at the SME Business Excellence Awards 2019 by Dun & Bradstreet and RBL Bank Limited
2020
 Recognized as the Star of FinTech in Tamil Nadu (highest category recognition) by Tamil Nadu Government

 CAMSPay won the prestigious FINNOVITI 2021 Award

2021
 CAMS Insurance Repository Services limited has been recognized as ‘Feet on Street (FOS)-Best Service provider’ by ICICI Prudential Life Insurance company
limited at the 15th Annual TATVA annual awards 2021

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36
Shareholders’ Information CMS
Stock Data as on 30th June 2022 Shareholding Pattern (%)

Market Capitalisation Shares Outstanding

11,045.54 Cr 4,89,31,441
Promoter

23.75%
Free Float Scrip Symbol / Code Others
34.32%
8,836.43 Cr CAMS/543232

Market Capitalisation
Top Institutional Holders INR 11,045.54 crore
 Housing Development Finance Corporation Limited
 Smallcap World Fund, Inc.
 Life Insurance Corporation of India
 Acsys Investments Private Limited
 Goldman Sachs Funds 6.61% 29.28%
 IIFL India Private Equity Fund
 Ashoka India Opportunities Fund 6.04%
Insurance Cos FPIs
 Vanguard Investment Funds
 Abu Dhabi Investment Authority
 SBI Life Insurance CO. Limited
MFs
 Grandeur Peak Investment Funds
 Matthews Asian Growth and Income Fund
 Fidelity Investment Trust Fidelity Emerging Asia Fund
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37
Glossary CMS
Term Description Term Description
AAUM Average Assets under Management Kotak Kotak Mahindra Capital Company Limited
ACH Automated Clearing House Kotak Mahindra AMC Kotak Mahindra Asset Management Company Limited
Aditya Birla Capital Aditya Birla Capital Limited KRA KYC Registration Agency
AIF Alternative Investment Fund KYC Know your Customer
AMC Asset Management Company MCA Ministry of Corporate Affairs
AUM Assets under Management MF Mutual Fund
B2C Business-to-Customer MIS Management Information Systems
c. Approximately NACH National Automated Clearing House
CEO Chief Executive Officer NBFC Non-Banking Financial Company
DDT Dividend Distribution Tax NSE Investments NSE Investments Limited
DNS Domain Name System Nomura Nomura Financial Advisory and Securities (India) Private Limited
DSP Investment Managers DSP Investment Managers Private Limited PAN Permanent Account Number
EBITDA Earnings before Interest, Tax, Depreciation and Amortization PAT Profit after Tax
ECS Electronic Clearance Services RBI Reserve Bank of India
FI Financial Institutions RFI Regulated Financial Institutions
FII Foreign Institutional Investors RM Relationship Manager
GDP Gross Domestic Product RoE Return on Equity
Great Terrain Great Terrain Investment Ltd RTA Registrar and Transfer Agent
HDFC Housing Development Finance Corporation SBI Fund Management SBI Fund Management Private Limited
HDFC AMC HDFC Asset Management Company Limited SEBI Securities and Exchange Board of India
HDFC Bank HDFC Bank Limited SIP Systematic Investment Plan
HNI High Net worth Individual SM Sales Manager
ICICI Prudential AMC ICICI Prudential Asset Management Company Limited SMS Short Message Service
ICICI Securities ICICI Securities Limited SSPL Sterling Software Private Limited
IIT Indian Institute of Technology TB Terabyte
IRDAI Insurance Regulatory and Development Authority of India TER Total Expense Ratio
IT Information Technology UT Union Territory

■
38
 Mr. Anish Sawlani, Head - IR

CMS +91 72990 07973

Computer Age
Management Services @ Anish.sawlani@camsonline.com
THANK YOU
Limited (CAMS)

Mr. Rajesh Agrawal

0
orient capital
+91 99674 91495

Investor Relations @ Rajesh.Agrawal@linkintime.co.in

Orient Capital