PMJJBY PMJJBY - Cumulative Enrolments (in cr.

)
(Pradhan Mantri Jeevan Jyoti Bima Yojana)
With the aim of insuring the uninsured a 12.77
universal social security system for all Indians,
especially the poor and the under-privileged, the 10.27
PMJJBY was launched by the Hon’ble Prime
Minister for providing cover for death due to any
6.96
reason. To achieve saturation under this
5.92
scheme as announced by Hon’ble PM on 5.33
15.08.21, digital and periodic physical
camps/drives were taken up. Further PMJDY 2.96 3.10
account holders holding quarterly average
balance of Rs. 1000 or more and standard
PMMY account holders were also targeted. To
increase voluntarily enrollment under the Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022
scheme enhanced intermediary commission of Source : Banks including convergence schemes
Rs.30 payble to BCs is being passed to the
subscriber by reduction of amount of Insurance
premium payable amount. PMJJBY - Cumulative No. of Claims Disbursed

Salient Features: 576121

 Launched on 9th May, 2015

454085
 Offers a renewable one-year term life cover
of Rupees Two Lakh to all subscribing bank 345201
account holders in the age group of 18 to 50
254830
years, covering death due' to any reason
 Annual premium of Rs.330/- per annum per 152862
subscriber. 84727
41437
 The scheme is offered/administered through
LIC and other Life Insurance companies
Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022
willing to offer the product on similar terms.
6
Source : Insurance companies including convergence schemes
Achievements under PMJJBY (Apr’2022):

PMJJBY - Female Beneficiaries (in cr.)

 Cumulative Enrolments – 12.77 Crore
 Female Beneficiaries – 4.33 Crore (49%) 4.33
(excluding convergence)
 PMJDY A/c holders covered under PMJJBY –
3.35 Crore (38%) (excluding convergence)
2.88
 Total Rural Enrolments – 6.23 Crore (70%)
(excluding convergence) 2.07
 Total Urban Enrolments – 2.64 Crore (30%)
1.55
(excluding convergence) 1.15 1.28
1.1
 Cumulative No. of Claims Reported -6,04,889
 Cumulative No. of Claims Paid - 5,76,121
 Total Claim Amount Paid – Rs. 11,522.42 Crore
Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022
Source:
1. Cumulative Enrolment Data as uploaded by Source :Banks
banks on the Jansuraksha portal. Enrolments
also Include converged schemes Enrolment data.
PMJJBY - PMJDY Accountholders (in cr.)
2. Claims Data including convergence schemes
as updated by Insurance Companies.
3.35

1.96

1.11
0.6
0.43

Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022

Source :Banks

7
 PMSBY - Cumulative Enrolments (in cr.)
PMSBY 28.37

(Pradhan Mantri Suraksha Bima Yojana)

23.26
With the aim of insuring the uninsured a universal social
security system for all Indians, especially the poor and the
18.54
under-privileged, the PMSBY was launched by the Hon’ble
15.47
Prime Minister for providing cover for death/disability due to
13.48
accident. To achieve saturation under this scheme as
announced by Hon’ble PM on 15.08.21, digital and periodic 9.41 9.95
physical camps/drives were taken up. Further PMJDY
account holders holding quarterly average balance of Rs.
1000 or more and standard PMMY account holders were
targeted.
Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022

Salient Features: Source :Banks

 Launched on 9th May, 2015

 Offers a renewable one-year accidental death-cum- PMSBY - Cumulative No. of Claims Disbursed
disability cover of Rupees Two Lakh to all subscribing
bank account holders in the age group of 18 to 70 years
97227
 Annual premium of Rs. 12/- per annum per subscriber.
 A claim of Rs. Two lakh in case of death or complete 80666
disability (Total and irrecoverable loss of both eyes or
66719
loss of use of both hands or feet or loss of sight of one
eye and loss of use of hand or foot) 51441
 A claim of Rs. One lakh in case of partial disability (Total
and irrecoverable loss of sight of one eye or loss of use 34160
of one hand or foot)
16164
 The scheme is offered / administered through Public
Sector General Insurance Companies (PSGICs) and 5530
other General Insurance companies willing to offer the
product on similar terms. Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022
Source :Insurance companies including convergence schemes

8
Achievements under PMSBY (Apr’2022):
 Cumulative Enrolments – 28.37 Crore
 Female Beneficiaries – 11.73 Crore (48%) (excluding
PMSBY - Female Beneficiaries (in cr.)
convergence)
 PMJDY a/c holders covered under PMSBY – 9.62 Crore 11.73
(39%) (excluding convergence)
 Total Rural Enrolments – 17.37 Crore (71%) (excluding 8.87

convergence) 6.64
 Total Urban Enrolments – 7.23 Crore (29%) (excluding 4.21
5.11
3.63 3.84
convergence)
 Cumulative No. of Claims Reported - 1,22,082
 Cumulative No. of Claims Paid - 97,227
 Total Claim Amount Paid – Rs. 1930.61 Crore Mar'2016 Mar'2017 Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022

Source: Banks

Source: PMSBY - PMJDY Acountholders (in cr.)

1. Cumulative Enrolment Data as uploaded by banks on
the Jansuraksha portal. Enrolments also Include 9.62
converged schemes Enrolment data.
6.69
4.62
2. Claims Data including convergence schemes as 3.12
updated by Insurance Companies. 1.93

Mar'2018 Mar'2019 Mar'2020 Mar'2021 30.04.2022

Source: Banks