Employment Practices

Liability Insurance

EMPLOYMENT PRACTICES
LIABILITY INSURANCE
In recent years the number of
employees alleging discrimination,
wrongful termination, sexual
harassment and retaliation has
been on the rise. Litigation has
become increasingly common and
the cost of lawsuits has hurt many
corporations.

In October of 2017, #MeToo movement rocked the

world. Along with the widespread reactions and support
for #MeToo came an increase in the number of cases
being reported, and lawsuits in relation to Employment
Practices Liability from small business to the corporate
world.

Employment Practices Liability is a specific type of Liability

insurance designed to cover wrongful acts arising from the
employment process. These wrongful acts can be anything
from discrimination, sexual harassment, and retaliation to
employment-related defamation, invasion of privacy, failure to
promote, and negligent evaluation. Wage and hour dispute
related claims can also be included depending on the carrier’s
offering availability.

unisoninsurance.net
EMPLOYMENT PRACTICES
LIABILITY INSURANCE
The policy provides coverage for an entity
encompassing its Subsidiaries, Directors, Officers
and Individual Employees. The coverage is for
claims brought by past, present or prospective
employees against employment practice violations.
The policy further covers claims brought by
part time, seasonal and temporary
employees.

Key Coverages:
Wrongful dismissal
Employment related misrepresentation
Employment related libel/slander
Wrongful failure to employ or promote
Deprivation of career opportunities
Wrongful demotion
Failure to furnish accurate job reference
Sexual or workplace harassment of any kind
Unlawful discrimination

unisoninsurance.net
 EMPLOYMENT PRACTICES
LIABILITY INSURANCE

Along the way a perfectly well-run corporation is still always

at risk of having a ‘bad seed’- from which an unjust lawsuit
could be brought against the entity with accusations
pertaining to such.

UNISON has a dedicated team with members who have

handled many such cases pertaining to employment
practices liability. Our past work and commitment would
help us in customizing insurance options that manage
your risk in any unforeseen event.

unisoninsurance.net