SAVING MONEY

Good morning all the teachers and my dear beloved friends. Let me to say thank you for
this opportunity to deliver my speech in this nice day about saving money.

If we have the habit of saving money this will give us a lot of advantages, but
this is not easy. Most of us know that it is important to save money, but we let
ourselves be impulses to buying everything in interest and we do not have a
good money management, this can affect our future. So what are the
advantages of saving money, is it by saving money that we become rich? I will
answer all of them, so listen carefully.
By saving money, we can have the possibility of enjoying a healthy financial
future and reach our plans and goals. What do I mean by this? people who
save from a very young age can aspire to a better financial future. I know all of
them want to go to Hasanuddin University .but wait, we have money saved
up.so we can use our savings to pay for our school in our dream school.
Another advantage is that it can train us to be discipline. Great discipline can
help us achieve our goals. As we know, it is not always easy to save money,
but the habit of saving encourages self-discipline, because we do not make
some current expenses to have better benefits in the future. This requires a
great deal of will and these will help us to other personal goals.
My beloved friends, The next advantage would be no need to borrow. We all
know that there are now many shop that offer multiple alternatives to buy
now and pay later, . But one of the great benefits of saving is that we can pay
cash, so, we have no need to borrow to achieve our goals.
Now that we have known the reasons for saving and the importance of
creating an emergency fund, it is time to develop a savings plan. The savings
plan serves as a guide to meet our individual and family financial goals.
As I have explained before, saving is an indispensable habit to enjoy good
health and financial freedom in the future, but it must be made clear that it is
not easy when you not have the habit, at the beginning it can be complicated.
But this resistance is going little by little and we will get a habit of well-defined
savings. Let’s save our money for our future.
That’s all that i can say for this short speech. I hope it can be beneficial for us.
Thank you for your attention, wassalamualaikum wr. wb.