About this template

Use this personal monthly budget worksheet to track your projected and actual monthly
income and projected and actual cost.

• Enter expenses incurred on various categories in respective tables.

• Projected balance, actual balance, and difference are auto-calculated.

Note: 
Additional instructions have been provided in column A in PERSONAL MONTHLY BUDGET worksheet.
This text has been intentionally hidden. To remove text, select column A, then select DELETE. To unhide
text, select column A, then change font color.

To learn more about tables in the worksheet, press SHIFT and then F10 within a table, select the TABLE
option, and then select ALTERNATIVE TEXT.
 Personal monthly budget
Projected monthly income Projected balance
(Projected income minus expenses) $33,967.00
Income 1 PKR 40,000

Extra income
Actual balance
(Actual income minus expenses) ($1,910.00)
Total monthly income PKR 40,000

Difference ($35,877.00)
(Actual minus projected)
Actual monthly income
Income 1 PKR 4,000

Extra income

Total monthly income PKR 4,000

Housing Entertainment
0
Projected Actual
Difference 0 Projected Actual Difference
cost cost cost cost

Mortgage or rent PKR 5,000 PKR 5,000 PKR 0 Video/DVD $0.00

Phone PKR 1,000 PKR 900 PKR 100 CDs $0.00

Electricity PKR 0 PKR 0 PKR 0 Movies $0.00

Gas PKR 0 PKR 0 PKR 0 Concerts $0.00

Water and sewer PKR 0 PKR 0 PKR 0 Sporting events $0.00

Cable PKR 0 PKR 0 PKR 0 Live theater $0.00

Waste removal PKR 10 PKR 10 PKR 0 Other $0.00

Maintenance or repairs PKR 23 PKR 0 PKR 23 Other $0.00

Supplies PKR 0 PKR 0 PKR 0 Other $0.00

Other PKR 0 PKR 0 PKR 0 Subtotal $0.00

Subtotal PKR 123

Transportation Loans
Projected Actual Projected Actual
0 cost cost Difference 0
cost cost Difference

Vehicle payment $0.00 Personal $0.00

Bus/taxi fare $0.00 Student $0.00

Insurance $0.00 Credit card $0.00

Licensing $0.00 Credit card $0.00

Fuel $0.00 Credit card $0.00

Maintenance $0.00 Other $0.00

Other $0.00 Subtotal $0.00

Subtotal $0.00

Insurance Taxes
0
Projected Actual Difference 0 Projected Actual Difference
cost cost cost cost

Home $0.00 Federal $0.00

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Health $0.00 State $0.00

Life $0.00 Local $0.00

Other $0.00 Other $0.00

Subtotal $0.00 Subtotal $0.00

Food Savings or investments

Projected Actual Projected Actual
0 cost cost Difference 0 cost cost Difference

Groceries $0.00 Retirement account $0.00

Dining out $0.00 Investment account $0.00

Other $0.00 Other $0.00

Subtotal $0.00 Subtotal $0.00

Pets Gifts and donations

0 Projected Actual Difference 0
Projected Actual Difference
cost cost cost cost

Food $0.00 Charity 1 $0.00

Medical $0.00 Charity 2 $0.00

Grooming $0.00 Charity 3 $0.00

Toys $0.00 Subtotal $0.00

Other $0.00

Subtotal $0.00

Personal care Legal

Projected Actual Projected Actual
0 cost cost Difference LEGAL
cost cost Difference

Medical $0.00 Attorney $0.00

Hair/nails $0.00 Alimony $0.00

Clothing $0.00 Payments on lien or judgment $0.00

Dry cleaning $0.00 Other $0.00

Health club $0.00 Subtotal $0.00

Organization dues or fees $0.00

Other $0.00

Subtotal $0.00

Total projected cost $6,033.00

Total actual cost $5,910.00

Total difference $123.00

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