ARIOUS HOLDING INTRODUCTION

• ARIOUS HOLDING, a conglomerate firm that is

registered with ADGM (Abu Dhabi Global
Market).
• It has a unique structure that ensures
shareholders and board members are qualified
and experienced in their positions.
• ARIOUS Holding owns companies that operate
in a wide range of industries, including metals
and precious stones mining, financial and
banking (finance and cryptocurrencies), energy
(oil & gas), technology (AI and robotics), and
insurance.
• The Singularious joint venture is a remarkable
partnership between SingularityNet and Arious
Holding.
• A technology company, Singularious, focuses on
new and current technologies such as Artificial
General Intelligence, Blockchain, Robotics, IoT,
Metaverse, Virtual and Augmented Reality.
• Singularious technologies are not just a platform
for other ARIOUS Holding companies but also an
enabler for any industry that wishes to benefit
from new and upcoming technologies. As the
technological framework is enhanced, it will
allow for efficiencies and reward behavior that
leads to community connectedness and an
economy based on abundance and well-being.
• Singularious is focusing on the following
two main projects:
1. To build the first Conscious City in the
world
2. Secondly, Singularious technology
services enable the achievement of social,
environmental and governance goals in
Africa and rest of the world.
Conscious City
• According to statistics, the urbanization rate in 2020 was 70%,
and this will continue to grow in the years to come. With the
rapid development of a city, numerous problems come with it,
such as security, traffic jams, pollution, overcapacity, and the
energy crisis. To deal with these challenges, modern cities need
Innovative approaches.
• Vision is to build the world’s first conscious city.
• The target is a safe, efficient, livable, and sustainable city which
benefit to nation, government, enterprises, and people.
• Singularious proposes the Conscious City as the future paradigm
in urban design, to transcend the shortcomings of today’s Smart
Cities.
• A conscious city is an integrated urban system organized by
intelligent infrastructure, with the power to adaptively maximize
holistic urban value.
• Cutting edge digital technology combining: AI, blockchain, and
IoT links business value to social, economic and environmental
goals
• The Singularious digital framework drives:
• - efficiency
- purpose
- rewarding behavior
• There is nothing more powerful than an idea whose time has
come
LEVERAGING SINGULARIOUS
TECHNOLOGIES TO DEVELOP
AFRICA
• AI analysis and automation will
improve mining yields, reduce
waste, and support collaboration
across 54 languages and legal
frameworks
• IoT makes the performance of
mining equipment verifiable,
enables predictive maintenance,
and tracks human activities to
drive local participation and
support a healthy work
• Blockchain based administration drives
‘accountability by transparency’, enforces
adherence to humans' rights, safety and
sustainability goals, and provides
decentralized banking access
• Together, AI + Blockchain + IoT
enable automated, self-improving
processes that set a new ethical
standard in African mining, enhancing
the quality of life and prosperity
across the continent
• ARIOUS Investment Group has already established
and incorporated a FULL OPERATIVE BANK with a
WORLDWIDE MANAGEMENT TEAM with over 30
years of experience.
• In general, our business can be categorized in three
main parts (even though these parts are
interconnected, and we see of course crypto as an
integral part of all 3 parts like USD or EUR):
I. Payment processing
II. Financial services and asset management
III. Acquiring E-Banking (onshore/offshore)
 Financial
Payment Bank
Processing

Intergiro VXL Payment Banco VXL AT Fund

SCG Trust
PAA Capital
Certitrade

Payfunc
VXL Payment
International processing company PAA Capital
Networks main core-banking connected to other Corresponding banks
and KYC and exchange core (Tech based), with main licneses in
Certitrade Czech Republic and Botswana. (First trademark online bank of the
Swedish based payment procesing company (tech only) tech absorbed into groupe launched 5 years ago. It is being absorbed by VXL over time)
VXL
SCG Trust
Payfunc Off shore Trust setup of the group in Lichetenstein
Swedish based processing company (trademark). Tech absorbed into VXL
Alpha Themisyu Fund
Intergiro Groups Full finding license in Luxembourg. Set with both low risk and
Swedish based public payment processing and E-money. high risk products
Both in-house trading ( very successful Crypto trading) to external
Banco VXL investment packages with partner banks and other partner funds.
Off shorebanking license Sao Tome Principe (still rolling out with own swift
Terminal and closerelations with central bank of SP and Portugal). Holds
most of the networks human resource (back office, dev, KYC, Customer
services and technical banking front like wallet, banking app, Exchange,
crypto and token dev etc).
 Licenses
Payment processing licenses
• Full EU licensing for payment processing with
highest
• Visa/ Master card/ Union pay/ Amex certifications
• Banking licenses
• Banking License in Sao Tome/Portugal
• Banking License in Botswana/South Africa
• Trust
• Financial Trust License in Lichtenstein
• Financial Trust License in Sweden
• Financial License/ E-money in UK
• Financial License / E-money in Italy
• Financial License In Germany
• Financial License/Fund structure In Luxembourg
• Financial License In Sweden
• Financial License/E-money In Czech Republic
• E-Money License In Estonia
• Forex License In Ireland
• European Crypto License Delaware
• US Crypto License
• Financial License In Botswana
• Financial License In South Africa
• Financial License In Kenya
• Financial License In Tanzania

• EU
• Deutsche bank (Spain, Germany)
• UBP (Luxembourg)
• Eastwestbank (Luxembourg)
• EFG (Luxembourg)
• Banco Sabadel (Spain)
• Banca Generali (Italy)
• Standard Chartered bank (UK,
Botswana, Rwanda)
Partners
• Africa
• Nedbank (South Africa)
• First National bank (Botswana)
• Absa Bank (Botswana)
• Absa Bank (Tanzania)
• Other
• Alpha bank (Russia)
Kenya, • Muganbank (Azerbaijan)
• Central bank of Botswana
• Central bank of Sao Tome Principe
• Central bank of Portugal
• MONEX (in-house exchange services)
VXL DOLLAR STORY
Banco VXL & VXL Payments are world leaders in
electronic remittance, payments, and processing.
We are the issuer of the VXL DOLLAR token
VXL DOLLAR (VXLD) is the digital money of the
future, providing global liquidity, financial freedom,
and stability in volatile markets.
We are a stable-coin backed by physical assets.
VXLD is exchange 1 token for 1 USD.

COLLATERAL ASSETS
The VXLD is backed by nickel isotopes. All held in
the Transguard Group’s warehouse at its Dubai
Airport Free Zone headquarters.
Everything You Can Do With Digital Currencies, Now
You Can Do With Digital Money
Initial availability for launch at 2,000,000,000 VXLD
token
Not redeemable for physical assets.
ARIOUS META IN AFRICA:

• ARIOUS META VISION FOR AFRICA is to

systematize and legalize artisanal mining,
partnering with governments on the continent
to help Artisanal Miners improve their working
conditions so that they can increase
production and work in a safer environment.
Arious proposes to collaborate in setting up a Sovereign wealth fund using its seed
capital assets.

Arious partner with a government entity on the basis of up to 25% free equity carry
for them and 75% for Arious

Arious will bring its asset ownership papers and its asset-backed stable coin VXL
Dollar (www.vxldollar.com) up to 10 million USD which will be increased gradually.

The Tokens will be offered to the Central bank or any other designated National
development bank or State-Owned Company.

The asset-backed stable coin VXL Dollar will be provided as collateral under this
partnership would be kept into escrow wallet through a both parties’ acceptable
recognized lawyer

The national bank opens a credit line of its local currency for ARIOUS business
activities.

Invest such local currency-cash ONLY domestically inside designated African

country for both artisanal gold development and other mining, plus agriculture, then
expand into other key industries, all in Joint Venture with government, or
government designated local partners.
• ARIOUS ENERGY is a privately held, East African independent oil
and gas company, incorporated and based in the United Arab Emirates.

• The company is owned and represented by large and reputable investors

in the UAE who have a strong track record in exploration in Africa and
bring a wealth of experience and expertise in the global oil and gas
industry.
• Activities range from upstream exploration, development,
production and evacuation of crude oil & natural gas and related
infrastructure development with our sister company Drake & Scull Oil
& Gas ("DSOG"), which is a UAE based engineering and construction
company with 135-year history and over 34,000 employees globally.

• ARIOUS ENERGY is obtaining the exploration and production rights to

Blocks A4 and E2 in South Sudan.

• ARIOUS ENERGY is presently negotiating the acquisition of Block B3 in

South Sudan from Oranto Petroleum and exploring other oil concessions in
Kenya and Uganda.

• ARIOUS ENERGY is interested in obtaining oil concessions in Kenya.

 “ Lua de Maraba ” Type of Size: El Dorado” Type of Size:
Émeraude “Corazón verde”. 456 c “The Maha Rajah with its favorite stones” Octagonal Carats: 25.250 Emerald Carats: 31.000
• Based in the United Arab Emirates, ARIOUS maintains a network of
partnerships and ownership throughout Africa, Asia, and South America to
obtain gold, diamonds, and semi-precious stones directly from local miners.
• As the world's largest private gem and art collection, Arious serves as a
benchmark on a variety of worldwide unique exhibitions.
• ARIOUS collections include Gaudi sculptures, Mediterranean & Spanish
sculptures, and regal tapestries that are considered the first of their kind in the
world of precious stones and masterpieces.
• Gemstones: It shows over 350.000 carats of all existing stones, including 17 of
the 25 largest ones. The whole collection is certified by a GEMOLOGIST piece
by piece over the total of 12.000 pieces.
• Art & Gems: Featuring over 400 unique cuts and sculptured gems crafted from
precious and semi-precious stones.
• The GAUDI Collection consists of 15 unique sculptures in gold and silver.
• The Contemporary Med Collection: Featuring arts by 40 different artists.
• Regal Tapestries: There are 32 units containing more than 30.000 gemstones
and over 80.000 carats in total.
• CENTURY SPANISH SCULPTURE: A collection of over 148 different artists
renamed.
• In every collection, there are unique documents, references, and details.
• Virtal and Physical Exhibition:ARIOUS will display its
collection in both virtual and physical exhibitions to
reveal its collection to the world.
• International Art Competition and Awards: ARIOUS
plans to host an International Virtual Art Competition
where all artists with no age, nationality, or even being
human (could be an AI artist) can design a virtual art
piece using ARIOUS Collection Materials.
• A selection of Art will be created physically by Arious
using the collection as its material, and the winners will
receive the Arious International Awards

• NFT: Arious will create the NFT of collection virtually in

Metavaerse (Sophia DAO Metaverse, a Singularious
Projects)