Abhijit

KEY SKILLS
 SAS  DBMS Programming
 SQL  Data Analysis

Mishra
Data Analyst
• A Data Analyst in Banking
Credit Risk with over 1.5 years
of experience, holding an
Engineering degree.
• Experienced Data Analyst in
Banking Credit Risk with a
solid background in DBMS
programming using SAS, SQL,
Python, and data visualization
using Excel, Power BI, Alteryx,
and Tableau.
CONTACTS
797 838 9696
abhijit.mishra12527@gmail.com
Banglore,India
EDUCATION
B-Tech in Computer Science and
Engineering
BPUT - 2021
CGPA – 85%
 Power BI
 Tableau
 Reporting and Visualization
 Automation
 Python  Excel Reporting
EXPERIENCE
Data Analyst
ValueServ Analytics [Jun. 2021 - Present]
As a data analyst, I was involved in a Banking Credit Risk Analytics project where
my responsibilities included:
 Collecting and sourcing loan application data and customer information
from internal and external sources. Cleaning, transforming, and designing
the data model for analytical datamarts using SAS, SQL, and Python.
 Automating the data reading process to generate information files for daily,
weekly, and monthly reporting.
 Developing data integration processes to map multi-source files into an
analytical datamart and designing business insights for regular reporting
using SQL, SAS, and Python.
 Creating master files for regular reporting and ad-hoc analysis support by
sourcing data and designing complex relational data models for Origination
Master, Performance Master, Collection Master, and Recovery Master.
 Analyzing credit and debit card usage over merchant transactions,
converting raw data into a summary dataset to track customer behavior
over time.
 Preparing data analysis and reporting for various analytical datamarts such
as Origination, Account Performance, Account Collection and Recovery, and
Card Usage.
 Preparing vendor-specific reports on savings account origination and loan
portfolio association. Tracking the loan application received to final approval
and booking rate.
 Monitoring account performance by loan portfolios to track delinquent vs
non-delinquent behavior. Analyzing the account performance during
delinquent periods.
 Analyzing customer transaction data to identify which credit and debit cards
generate more transactions and revenue. Forecasting expected transaction
volumes and amounts for different card types and networks.
 Conducting merchant category analysis and reporting on credit and debit
analytics to identify top merchants based on number of transactions and
value of transactions. Aligning rewards programs with customer spending
habits.
 Automating the end-to-end reporting process using SAS, Python, flat files,
and excel, and connecting to summary reports in excel dashboards and data
visualization tools such as Tableau and Power BI.