INDEPENDENT CONTRACTOR AGREEMENT

IMA Financial Group, Inc.

& Its Affiliates and Subsidiaries

This Independent Contractor Agreement (the “Agreement”) is entered into effective as of the 7
day of April, 2022    , by and between IMA Financial Group, Inc. (the “Corporation”) and
Phil Dubley (the “IC”).

WHEREAS, the Corporation and the IC desire to enter into an Independent Contractor
relationship subject to certain terms and conditions set forth herein.

NOW, THEREFORE, in consideration of the mutual covenants and promises hereinafter set
forth, the parties agree as follows:

1. Independent Contractor Relationship. The Corporation and IC hereby agree that IC shall
perform certain services for the Corporation as an independent contractor on the terms and conditions
hereinafter set forth.

2. Services. The IC shall generally provide writing services upon consulting basis. IC
shall provide such consulting assistance upon request and in conjunction with a current IMA associate.

3. Term. The term of this Agreement shall be from April 7 2022, to April 7 2023, unless
terminated by either party as hereinafter provided.

4. Compensation.

a. As compensation for the services to be rendered by the IC to the Corporation

pursuant to this Agreement, the IC shall be paid at a rate of $.6 per word, not to
exceed a maximum of $2,000 per week unless otherwise previously agreed in
writing by the parties.

b. IC acknowledges that IC is not required to work exclusively for the Corporation;

however, IC understands and agrees that they will not work directly with any
competitors of IMA while this Agreement is in effect.

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5. Termination. This Agreement may be terminated by the Corporation at any time should the IC
fail to meet the standards established for completion of the contract.

7. Entire Agreement. This Agreement contains the entire agreement and understanding by
and between the IC and the Corporation, and no representations, promises, agreements or understandings,
written or oral, relating thereto not contained herein shall be of any force or effect.

8. Waiver. A party’s failure to insist on compliance or enforcement of any provision of this

Agreement shall not affect the validity or enforceability or constitute a waiver of future enforcement of
that provision or of any other provision of this Agreement by that party.

9. Arbitration. The parties agree that any and all disputes arising under this Agreement,
with the exception of any action brought to enforce the provisions of paragraph 6. above, shall be subject
to binding arbitration pursuant to the Commercial Arbitration Rules of the American Arbitration
Association.

10. Severability. Any term or provision of this Agreement that is invalid or unenforceable in
any situation in any jurisdiction shall not affect the validity or enforceability of the remaining terms and
provisions hereof or the validity or enforceability of the offending term or provision in any other situation
or in a any other jurisdiction.

11. Governing Law and Choice of Forum. This Agreement shall in all respects be subject to,
and governed by, the laws of the state of Kansas. Any civil action or arbitration brought pursuant to this
Agreement shall be brought within the city and county of Wichita, Sedgwick County, Kansas.

12. Costs and Fees. The costs and fees (including reasonable attorney’s fees) of any civil
action or arbitration brought pursuant to this Agreement shall be borne by the non-prevailing party.

13. Assignment. This Agreement, together with any amendments hereto, shall be binding
upon and inure to the benefit of the parties hereto and their respective successors, assigns, heirs and
personal representatives, except that the rights and benefits of either of the parties under this Agreement
may not be assigned without the prior written consent of the other party.

14. Amendments. This Agreement may be amended at any time by mutual consent of the
parties hereto, but any such amendment shall not be valid unless in writing and signed by the Corporation
and the IC.

15. Survival. The provisions set forth in paragraphs 4.b., 6., 9., 11. and 12. above shall
survive the termination of this Agreement.

16. Headings. The various headings in this Agreement are inserted for convenience only and
are not part of the Agreement.

Notwithstanding any provision herein to the contrary, the IC acknowledges and agrees that this
Agreement establishes an Independent Contractor relationship between the parties; that such IC is
not entitled to unemployment insurance benefits unless unemployment compensation coverage is
provided by the IC or some other party other than the Corporation; and that the IC is responsible
and obligated to pay her own federal and state income tax (as applicable) upon any moneys paid
pursuant to this Agreement.

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 IN WITNESS WHEREOF, the Corporation and the IC have duly executed this Agreement as of
the day and year first above written.

“Corporation” “IC”
IMA Financial Group, Inc.

By:
     Phil Dubley , Individually

Address: Address:
     

1705 17TH ST STE 100, DENVER, CO 80202

 Cramer 1950, 13A, CABA, C.P 1425    

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