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Compare two private sector banks and two public sector banks offering any five retail banking

products. the comparison should include 1)eligibility 2)tenure 3)rate of interest 4)documentation
processes etc

Sure, here's a comparison of two private sector banks and two public sector banks offering five retail
banking products:

1. Savings Accounts:

Private Sector Bank 1: HDFC Bank

• Eligibility: Individuals and HUFs (Hindu Undivided Families)

• Tenure: None specified

• Interest Rate: 3% to 3.5%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, and Address Proof

Private Sector Bank 2: ICICI Bank

• Eligibility: Individuals and HUFs

• Tenure: None specified

• Interest Rate: 3.5% to 4%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, and Address Proof

Public Sector Bank 1: State Bank of India (SBI)

• Eligibility: Individuals and HUFs

• Tenure: None specified

• Interest Rate: 2.7% to 3%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, and Address Proof

Public Sector Bank 2: Punjab National Bank (PNB)

• Eligibility: Individuals and HUFs

• Tenure: None specified

• Interest Rate: 2.9% to 3%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, and Address Proof

2. Home Loans:

Private Sector Bank 1: HDFC Bank

• Eligibility: Individuals aged 21-65

• Tenure: Up to 30 years

• Interest Rate: 6.75% to 7.75%


• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Property Papers

Private Sector Bank 2: ICICI Bank

• Eligibility: Individuals aged 21-65

• Tenure: Up to 30 years

• Interest Rate: 6.75% to 7.95%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Property Papers

Public Sector Bank 1: State Bank of India (SBI)

• Eligibility: Individuals aged 18-70

• Tenure: Up to 30 years

• Interest Rate: 6.7% to 7.3%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Property Papers

Public Sector Bank 2: Punjab National Bank (PNB)

• Eligibility: Individuals aged 18-70

• Tenure: Up to 30 years

• Interest Rate: 6.8% to 7.9%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Property Papers

3. Personal Loans:

Private Sector Bank 1: HDFC Bank

• Eligibility: Salaried individuals aged 21-60

• Tenure: Up to 5 years

• Interest Rate: 10.5% to 22%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Bank Statements

Private Sector Bank 2: ICICI Bank

• Eligibility: Salaried individuals aged 23-58

• Tenure: Up to 5 years

• Interest Rate: 10.5% to 22%

• Documentation: PAN Card, Aadhaar Card, Identity Proof, Address Proof, Income Proof, and
Bank Statements
Public Sector Bank 1: State Bank of India (SBI)

• Eligibility: Salaried individuals aged 21-58

• Tenure: Up to 5 years

• Interest Rate: 9.6% to 15.1%

• Documentation: PAN Card, Aadhaar Card, Identity

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