Professional Documents
Culture Documents
Databank Wide
Databank Wide
17% 27% 27% 46% 42% 73% 12% 19% 16% 28%
23% 32% 32% 42% 58% 77% 21% 27% 16% 24%
21% 30% 16% 21% 60% 73% 34% 47% 13% 17%
19% 47% 22% 54% 29% 70% 11% 31% 17% 44%
5% 20% 7% 29% 14% 60% 7% 27% 5% 16%
12% 19% 15% 24% 44% 78% 19% 32% 6% 11%
8% 33% 16% 67% 15% 63% 6% 30% 6% 25%
8% 33% 12% 57% 13% 59% 5% 20% 11% 45%
20% 25% 18% 21% 67% 81% 22% 26% 10% 13%
26% 35% 19% 28% 70% 91% 28% 39% 13% 17%
19% 28% 26% 31% 64% 80% 29% 36% 19% 21%
37% 42% 34% 37% 58% 69% 36% 38% 26% 28%
5% 29% 8% 45% 7% 46% 4% 26% 8% 49%
4% 25% 3% 19% 8% 54% 3% 19% 2% 17%
18% 33% 37% 65% 37% 63% 24% 43% 21% 38%
28% 37% 51% 72% 65% 90% 52% 73% 27% 36%
42% 45% 33% 36% 76% 84% 26% 31% 24% 27%
27% 37% 31% 39% 63% 71% 31% 36% 27% 33%
10% 26% 18% 52% 21% 58% 13% 37% 12% 32%
24% 27% 31% 35% 70% 81% 27% 35% 18% 21%
0% 4% 4% 24% 4% 40% 1% 8% 2% 10%
1% 10% 2% 22% 4% 46% 1% 10% 1% 10%
14% 25% 24% 42% 25% 44% 20% 34% 17% 30%
18% 39% 28% 59% 23% 48% 14% 28% 14% 31%
6% 8% 16% 22% 67% 90% 5% 7% 4% 6%
20% 26% 42% 54% 52% 67% 26% 35% 25% 32%
18% 30% 40% 64% 56% 80% 15% 32% 11% 17%
19% 33% 10% 18% 48% 86% 16% 29% 4% 6%
17% 31% 32% 39% 52% 60% 19% 31% 29% 42%
13% 18% 17% 24% 59% 82% 19% 27% 9% 13%
9% 24% 12% 30% 22% 55% 7% 20% 12% 29%
13% 20% 11% 17% 43% 71% 16% 28% 13% 20%
22% 31% 36% 50% 45% 63% 24% 33% 26% 33%
34% 39% 32% 36% 76% 83% 39% 45% 22% 24%
27% 35% 46% 62% 47% 63% 20% 26% 25% 33%
52% 58% 47% 51% 68% 74% 50% 53% 31% 33%
17% 22% 27% 33% 74% 87% 38% 49% 19% 22%
1% 7% 1% 12% 3% 20% 3% 21% 0% 2%
29% 37% 32% 41% 59% 75% 29% 38% 18% 21%
24% 29% 28% 32% 58% 71% 20% 24% 17% 20%
2% 16% 2% 25% 6% 62% 3% 31% 2% 17%
20% 34% 35% 59% 30% 50% 18% 30% 24% 40%
14% 33% 20% 46% 22% 55% 8% 21% 16% 36%
30% 37% 51% 62% 51% 61% 37% 44% 29% 35%
37% 38% 37% 38% 77% 80% 36% 37% 13% 13%
20% 36% 17% 30% 38% 68% 18% 32% 10% 19%
4% 17% 7% 34% 7% 40% 4% 23% 3% 16%
24% 24% 33% 32% 55% 61% 22% 24% 15% 16%
26% 42% 38% 61% 33% 53% 24% 40% 18% 29%
23% 32% 48% 61% 56% 72% 23% 28% 21% 29%
22% 41% 36% 65% 26% 49% 17% 33% 21% 38%
26% 41% 34% 57% 46% 76% 22% 35% 14% 24%
29% 43% 23% 33% 57% 74% 35% 50% 16% 19%
8% 12% 14% 18% 49% 71% 9% 14% 12% 16%
6% 19% 14% 39% 21% 60% 13% 34% 10% 27%
25% 41% 37% 51% 52% 77% 31% 50% 21% 30%
8% 33% 13% 47% 15% 60% 3% 12% 13% 54%
3% 22% 5% 32% 4% 29% 4% 24% 4% 26%
28% 36% 27% 33% 65% 82% 32% 41% 22% 28%
15% 33% 17% 37% 29% 62% 13% 28% 9% 21%
5% 25% 8% 36% 12% 58% 5% 22% 5% 25%
11% 31% 13% 37% 21% 61% 9% 26% 8% 22%
11% 31% 13% 36% 23% 62% 10% 27% 8% 23%
8% 33% 7% 31% 15% 65% 6% 26% 4% 16%
7% 22% 12% 36% 18% 55% 6% 21% 11% 32%
12% 32% 22% 60% 22% 60% 12% 33% 11% 32%
7% 12% 16% 28% 45% 81% 9% 15% 10% 17%
13% 36% 15% 39% 20% 52% 10% 27% 10% 27%
20% 34% 21% 32% 48% 74% 23% 37% 13% 20%
No No No No Main Main Used Mobile Use a Use a
account account account account mode of mode of checks to money mobile mobile
because because because because withdraw withdraw make account money money
of of someone someone al: ATM al: bank payments (% age account account
religious religious in the in the (% with a teller (% (% age 15+) two or two or
reasons reasons family has family has financial with a 15+) more more
(% age (% one (% one (% institution financial times a times a
15+) without age 15+) without account, institution month (% month (%
an an age 15+) account, age 15+) with a
account, account, age 15+) mobile
15% age 15+)
16% 14% age 15+)
15% 0% money
1% 1% 13% 21% account,
age 15+)
10% 16% 19% 33%
1% 1% 9% 19% 35% 25% 70%
1% 1% 17% 30% 17% 9% 56%
0% 0% 4% 22%
1% 14% 5% 63%
1% 3% 24% 53%
5% 8% 19% 27% 11% 7% 63%
9% 15% 13% 20% 5%
1% 1% 5% 7%
8% 14% 9% 15% 46% 30% 66%
18% 29% 9% 12% 36% 21% 59%
7% 8% 15% 15% 9%
6% 9% 17% 25%
3% 4% 13% 13% 38% 16% 43%
7% 11% 15% 27% 14% 6% 42%
10% 15% 19% 29% 22% 13% 58%
0% 0% 4% 49%
0% 0% 10% 29%
2% 6% 5% 20% 33% 6% 17%
1% 5% 18% 68%
12% 14% 8% 11% 45% 35% 77%
1% 7% 9% 52%
3% 4% 5% 6% 19% 11% 60%
31% 21% 70%
0% 0% 5% 39% 3%
6% 6% 11% 14% 2%
5% 7% 10% 11% 45% 26% 59%
60% 26% 43%
2% 3% 7% 9% 36% 23% 63%
6% 9% 20% 30% 4%
6% 15% 13% 35% 18% 7% 38%
5% 8% 9% 14% 54% 38% 71%
2% 6% 6% 30%
2% 16% 7% 43% 13% 6% 49%
1% 3% 7% 21%
9% 16% 14% 22%
1% 2% 14% 72% 30% 15% 49%
1% 2% 14% 30% 16% 10% 60%
11% 14% 17% 25% 2%
14% 15% 8% 8%
7% 8% 5% 6% 42% 32% 78%
3% 3% 12% 14% 51% 32% 62%
58% 2% 0% 60% 8% 5% 4%
22% 13% 0% 30% 35% 18% 28%
12% 4% 1% 31% 34% 13% 30%
13% 31% 2% 26% 65% 59% 37%
19% 26% 0% 31% 47% 40% 31%
8% 57% 16% 99% 97% 87%
7% 57% 14% 99% 99% 58%
28% 19% 0% 41% 43% 28% 30%
20% 14% 4% 35% 45% 41% 26%
4% 48% 12% 97% 97% 77%
20% 8% 9% 29% 44% 42% 25%
16% 19% 8% 31% 55% 48% 32%
12% 21% 0% 21% 67% 51% 55%
7% 10% 9% 31% 52% 46% 36%
19% 41% 1% 25% 77% 71% 50%
14% 26% 0% 30% 75% 68% 53%
25% 7% 5% 35% 33% 31% 17%
17% 31% 2% 35% 26% 19% 15%
24% 7% 15% 43% 50% 48% 34%
6% 81% 14% 98% 98% 81%
38% 8% 12% 43% 18% 16% 12%
12% 24% 1% 21% 84% 78% 72%
11% 39% 0% 26% 86% 85% 52%
18% 18% 2% 29% 52% 42% 33%
20% 8% 5% 29% 20% 15% 12%
31% 4% 4% 40% 26% 24% 16%
19% 6% 7% 24% 44% 43% 23%
11% 17% 1% 20% 59% 53% 38%
20% 4% 4% 30% 48% 46% 28%
6% 33% 0% 17% 87% 75% 77%
11% 31% 21% 87% 79% 64%
3% 31% 0% 13% 94% 93% 76%
5% 53% 18% 100% 100% 89%
23% 22% 6% 25% 39% 26% 27%
21% 23% 2% 29% 47% 40% 25%
17% 7% 6% 38% 20% 8% 17%
15% 11% 1% 17% 28% 18% 20%
5% 34% 0% 16% 99% 98% 93%
37% 10% 16% 55% 65% 61% 51%
14% 5% 6% 30% 20% 14% 11%
2% 53% 13% 98% 98% 81%
4% 44% 10% 98% 98% 52%
20% 5% 11% 41% 66% 62% 42%
26% 6% 5% 41% 22% 16% 13%
11% 24% 1% 21% 62% 46% 47%
8% 55% 15% 99% 99% 62%
16% 7% 7% 39% 66% 64% 53%
14% 20% 0% 26% 91% 88% 69%
16% 11% 3% 22% 26% 22% 11%
29% 6% 9% 42% 28% 25% 17%
23% 10% 0% 26% 32% 28% 15%
3% 70% 8% 93% 87% 73%
3% 19% 0% 11% 86% 81% 75%
7% 73% 24% 100% 100% 89%
25% 12% 3% 31% 35% 25% 19%
11% 13% 7% 29% 37% 29% 23%
24% 25% 40% 84% 80% 52%
26% 4% 1% 44% 14% 10% 8%
4% 54% 10% 98% 98% 67%
7% 80% 5% 15% 91% 87% 78%
3% 55% 5% 96% 93% 55%
7% 12% 6% 20% 50% 40% 32%
2% 61% 6% 96% 89% 87%
15% 10% 2% 42% 36% 21% 27%
10% 30% 2% 26% 78% 67% 55%
27% 22% 19% 54% 78% 76% 57%
4% 69% 13% 98% 96% 86%
15% 18% 0% 26% 48% 32% 34%
10% 18% 7% 27% 39% 26% 25%
13% 9% 2% 32% 21% 16% 13%
10% 23% 0% 17% 95% 93% 83%
13% 3% 0% 24% 14% 6% 10%
36% 13% 7% 42% 59% 55% 41%
32% 15% 21% 41% 46% 43% 28%
8% 12% 0% 11% 91% 83% 65%
22% 6% 3% 35% 24% 22% 14%
16% 8% 17% 25% 40% 37% 23%
7% 13% 2% 15% 79% 66% 63%
17% 11% 12% 35% 38% 34% 28%
5% 39% 13% 91% 86% 69%
36% 11% 9% 43% 20% 17% 14%
9% 20% 1% 20% 80% 64% 67%
16% 16% 4% 20% 44% 37% 28%
19% 13% 0% 32% 60% 47% 49%
11% 34% 1% 27% 97% 91% 93%
22% 5% 5% 49% 30% 20% 21%
11% 10% 12% 29% 42% 39% 24%
12% 7% 1% 23% 40% 37% 21%
24% 21% 9% 50% 66% 59% 50%
24% 14% 5% 42% 29% 19% 19%
2% 34% 10% 99% 98% 76%
8% 60% 15% 98% 97% 85%
18% 12% 2% 24% 21% 18% 10%
41% 3% 7% 43% 10% 8% 6%
17% 6% 5% 45% 34% 29% 25%
16% 22% 0% 25% 74% 66% 48%
4% 67% 19% 99% 99% 90%
10% 4% 2% 22% 18% 15% 8%
12% 10% 2% 18% 36% 29% 24%
14% 12% 0% 22% 51% 41% 31%
16% 22% 1% 23% 49% 38% 34%
34% 17% 4% 41% 43% 39% 28%
9% 32% 0% 19% 93% 91% 67%
2% 30% 8% 91% 87% 66%
13% 19% 1% 26% 64% 56% 46%
11% 30% 0% 28% 87% 82% 74%
18% 32% 36% 73% 72% 57%
15% 10% 13% 31% 53% 51% 35%
16% 21% 1% 28% 87% 59% 84%
28% 4% 14% 39% 27% 25% 15%
2% 43% 0% 2% 95% 91% 78%
4% 34% 0% 15% 95% 93% 83%
4% 42% 17% 97% 94% 90%
13% 18% 14% 45% 81% 70% 66%
25% 2% 6% 29% 5% 4% 2%
5% 52% 10% 98% 97% 55%
10% 21% 4% 23% 55% 43% 30%
3% 49% 12% 99% 98% 91%
9% 61% 6% 98% 98% 46%
2% 62% 10% 88% 81% 65%
11% 12% 1% 20% 33% 23% 20%
10% 4% 9% 29% 50% 48% 28%
3% 28% 3% 33% 92% 80% 84%
21% 7% 13% 34% 44% 42% 25%
20% 10% 1% 41% 28% 15% 20%
23% 38% 1% 41% 68% 62% 47%
30% 19% 21% 57% 63% 61% 43%
18% 34% 0% 32% 81% 75% 62%
12% 22% 23% 77% 75% 18%
4% 55% 5% 99% 99% 67%
6% 66% 18% 93% 91% 69%
11% 42% 0% 18% 68% 60% 44%
7% 7% 3% 22% 42% 39% 25%
21% 9% 2% 35% 81% 79% 56%
4% 10% 1% 18% 46% 42% 31%
17% 5% 2% 34% 21% 14% 14%
27% 2% 1% 41% 9% 4% 8%
23% 7% 10% 43% 46% 44% 29%
15% 3% 10% 42% 58% 56% 33%
11% 36% 25% 78% 75% 52%
9% 39% 19% 87% 84% 61%
18% 30% 26% 66% 59% 43%
19% 15% 38% 46% 37% 31%
6% 68% 18% 94% 92% 71%
19% 10% 41% 50% 46% 35%
5% 57% 13% 96% 94% 71%
18% 10% 38% 32% 22% 23%
5% 48% 11% 97% 96% 60%
6% 56% 14% 95% 92% 70%
29% 9% 11% 43% 35% 33% 22%
21% 12% 4% 33% 38% 30% 23%
13% 35% 1% 28% 80% 76% 52%
17% 22% 3% 30% 57% 51% 37%
17% 22% 3% 31% 57% 51% 36%
12% 33% 1% 27% 76% 73% 48%
14% 28% 1% 30% 74% 67% 57%
18% 30% 1% 26% 65% 58% 42%
20% 11% 4% 39% 40% 30% 28%
23% 11% 3% 31% 34% 25% 19%
19% 10% 11% 41% 50% 46% 35%
15% 28% 27% 64% 59% 43%
Used a Used a Used a Made a Made a Made a Made a Made a Made a Made a
mobile mobile mobile digital in- digital in- digital in- digital in- digital digital digital
phone or phone or phone or store store store store online online online
the the the merchant merchant merchant merchant merchant payment payment
internet internet internet payment payment payment payment: payment for an for an
to buy to pay to send (age 15+) for the for the using a for an online online
somethin bills (% money (% first time first time mobile online purchase purchase
g online age 15+) age 15+) after after phone (% purchase (% of for the
(% age COVID-19 COVID-19 age 15+) (% age internet first time
15+) started (% started (% 15+) purchaser after
0% 0% 0% 0% age 15+) who 0% s, age COVID-19
17% 5% 4% 12% 9% made a
73% 9% 4% 15+) 33% started (%
digital in- age 15+)
8% 4% 5% 5% store 4%
32% 32% 28% 42% 13% payment,
30% 27% 24% 82% 6%
16% 20% 15% 12% 4% age 15+)
34% 7% 8% 56%
77% 77% 63% 44%
64% 62% 36% 16%
9% 16% 16% 16% 10% 62% 8%
3% 11% 18% 3% 2%
68% 78% 57% 33%
4% 7% 31% 3% 3%
12% 14% 15% 14% 7% 49% 8% 6% 55%
31% 13% 7% 37% 9% 25% 7% 8% 30%
9% 20% 30% 24% 9% 39% 17%
35% 43% 33% 50% 16% 32% 24% 28% 83% 4%
39% 31% 21% 48% 10% 20% 20% 15% 42% 2%
5% 10% 23% 5% 4%
4% 2% 4% 2% 1%
5% 12% 37% 8% 7%
70% 75% 63% 29%
4% 5% 14% 7% 6%
49% 52% 43% 64% 14% 22% 41% 42% 87% 8%
80% 60% 69% 79% 8% 10% 77% 71% 95% 4%
15% 19% 21% 19% 7% 34% 12% 10% 68%
2% 4% 5% 2% 2%
3% 5% 18% 4% 4%
5% 10% 29% 7% 6%
23% 33% 33% 38% 12% 32% 22% 20% 90% 7%
6% 19% 26% 5% 4%
44% 43% 27% 60% 9% 15% 20% 25% 60% 3%
46% 50% 35% 28%
75% 71% 55% 85% 9% 10% 32% 53% 73% 6%
87% 83% 89% 73%
8% 9% 8% 12% 5% 41% 5%
13% 17% 14% 15% 7% 46% 8% 6% 56%
3% 1% 3% 3% 1%
9% 8% 9% 10% 7%
68% 85% 74% 94% 3% 4% 25% 67% 98% 1%
9% 41% 43% 19% 10% 49% 16%
2% 3% 5% 2% 2%
70% 88% 68% 31%
53% 44% 29% 15%
10% 41% 51% 16% 9% 56% 15% 3% 40%
4% 7% 8% 3% 2%
15% 25% 19% 30% 6% 19% 14% 12% 84% 1%
60% 57% 31% 7%
9% 10% 51% 13% 5% 36% 13%
61% 63% 41% 75% 8% 11% 20% 41% 67% 5%
9% 6% 3% 8% 5%
4% 4% 16% 5% 5%
8% 11% 13% 8% 4%
61% 64% 61% 61%
56% 54% 40% 74% 7% 9% 23% 42% 76% 2%
72% 81% 70% 50%
8% 10% 10% 11% 7% 62% 8%
18% 8% 8% 10% 7% 71% 6% 6% 38%
31% 36% 33% 14%
21% 6% 8% 6% 5% 1% 16%
72% 63% 50% 35%
51% 47% 20% 80% 8% 10% 34% 44% 89% 2%
56% 33% 26% 19%
16% 12% 11% 23% 6% 26% 10% 11% 75% 1%
53% 31% 13% 36%
14% 10% 5% 11% 6% 57% 5% 4% 44%
38% 51% 47% 56% 12% 21% 51% 31% 87% 6%
16% 45% 69% 36% 10% 28% 35% 10% 62%
78% 61% 71% 59%
29% 10% 6% 22% 10% 49% 12% 4% 22%
10% 9% 12% 10% 5% 47% 6%
10% 9% 8% 7% 6%
58% 77% 62% 85% 6% 7% 26% 55% 95% 3%
7% 1% 1% 3% 0%
18% 22% 39% 18% 10% 60% 16% 6% 36%
7% 7% 22% 6% 5%
52% 61% 47% 73% 5% 7% 31% 51% 98% 2%
5% 6% 17% 6% 5%
2% 10% 25% 8% 7%
50% 39% 33% 39% 15% 38% 25% 44% 89% 11%
3% 9% 26% 11% 8% 72% 9%
52% 51% 44% 31%
4% 9% 15% 6% 6%
19% 19% 31% 48% 12% 24% 17% 17% 90% 3%
22% 22% 21% 28% 10% 36% 18% 16% 82% 4%
25% 21% 11% 34% 8% 25% 7% 18% 82% 2%
42% 43% 66% 86% 17% 19% 57% 40% 93% 7%
10% 7% 6% 9% 4%
5% 16% 25% 13% 3% 27% 10%
20% 17% 26% 11% 8% 72% 10% 11% 63% 3%
11% 18% 39% 30% 12% 41% 15% 7% 65%
4% 6% 8% 5% 4%
76% 75% 63% 32%
77% 81% 64% 32%
7% 7% 5% 6% 4%
2% 5% 6% 3% 2%
3% 8% 16% 9% 6%
31% 28% 8% 44% 9% 21% 12% 15% 54% 2%
87% 86% 90% 47%
1% 6% 6% 1% 0%
14% 18% 19% 18% 7% 39% 13% 10% 84%
7% 11% 22% 9% 6%
16% 20% 19% 21% 8% 38% 15% 11% 75% 4%
36% 21% 27% 17% 8% 49% 12% 8% 32%
68% 70% 48% 83% 4% 5% 42% 58% 87% 2%
41% 45% 33% 26%
37% 34% 17% 44% 10% 22% 23% 20% 61% 4%
46% 59% 62% 69% 5% 8% 44% 38% 85% 2%
62% 62% 57% 52%
12% 19% 40% 9% 8% 4% 41%
33% 27% 17% 45% 12% 26% 11% 9% 30%
1% 4% 20% 3% 3%
58% 58% 54% 81% 21% 26% 50% 57% 97% 6%
68% 72% 57% 79% 4% 6% 32% 56% 83% 3%
55% 56% 31% 20%
14% 28% 44% 53% 18% 35% 24% 10% 70%
1% 2% 3% 1% 1%
58% 48% 53% 36%
11% 9% 7% 17% 9% 51% 5% 4% 37%
78% 82% 79% 58%
51% 54% 33% 18%
56% 38% 38% 45%
1% 4% 3% 4% 1%
6% 19% 31% 2% 1%
51% 47% 60% 61% 27% 44% 57% 39% 77% 8%
1% 12% 33% 2% 2%
17% 3% 5% 6% 3% 2% 21%
30% 42% 34% 43% 13% 30% 11% 22% 78% 5%
9% 25% 48% 8% 8%
42% 47% 40% 56% 6% 11% 27% 26% 64% 2%
25% 16% 11% 16%
64% 52% 51% 26%
75% 66% 46% 32%
32% 32% 18% 50% 9% 17% 28% 21% 73% 3%
6% 16% 10% 32% 13% 40% 11%
20% 49% 43% 66% 5% 8% 38% 16% 83% 2%
40% 25% 32% 21% 8% 39% 18% 16% 48% 5%
15% 3% 2% 6% 4% 2% 24%
2% 2% 5% 1% 1%
2% 18% 33% 8% 7%
2% 21% 28% 48% 6% 13% 45%
65% 48% 54% 59%
50% 50% 42% 26%
27% 34% 28% 21%
21% 18% 17% 11%
74% 67% 48% 32%
7% 17% 32% 11%
65% 57% 42% 31%
16% 12% 11% 10%
58% 52% 38% 20%
64% 56% 43% 32%
4% 11% 23% 6% 5%
10% 12% 14% 11% 6% 53% 8% 4% 50%
62% 52% 57% 66% 10% 15% 58% 53% 92% 4%
34% 30% 34% 36% 8% 21% 30% 27% 85% 3%
33% 29% 33% 36% 7% 21% 30% 26% 85% 2%
66% 49% 57% 63% 9% 14% 61% 56% 91% 4%
35% 44% 41% 53% 8% 16% 27% 26% 77% 3%
26% 33% 28% 38% 12% 30% 20% 20% 81% 4%
15% 12% 12% 5% 6% 2% 34%
7% 9% 10% 9% 7%
7% 17% 32% 15% 6% 37% 11%
39% 34% 35% 30%
Made a Made a Made a Made a Made a Made a Made a Made a Made a Made a
digital cash cash digital digital digital utility utility utility utility
online payment payment merchant merchant merchant payment payment: payment: payment:
payment upon upon payment payment payment (% age using a using a using a
for an delivery delivery (% age for the for the 15+) financial financial mobile
online for an for an 15+) first time first time institution institution phone (%
purchase online online after after account account age 15+)
for the purchase purchase COVID-19 COVID-19 (% age (% who
first time (% age (% of started (% started (% 15+) paid
after 15+) internet age 15+) who utility
COVID-19 purchaser 0% made a 20% 4% bills, age
22% 0%
started (% 13% s, age 75% 12% 9% digital 72% 73% 3% 15+) 4% 2%
of 15+) merchant
internet 5% payment, 39% 2% 6% 1%
20%
purchaser 7% 22% 45% 16% age 15+)36% 61% 20% 33% 17%
s, age 7% 46% 16% 6% 38% 68% 19% 28% 17%
15+) 80% 70% 88% 40%
85% 79% 93% 22%
18% 12% 68% 66% 9% 14% 9%
3% 38% 18% 46% 11%
77% 74% 96% 34%
5% 24% 2% 8% 5%
6% 49% 15% 9% 57% 63% 27% 43% 8%
23% 74% 38% 11% 29% 77% 20% 26% 10%
24% 10% 40% 34% 14% 41% 16%
12% 6% 16% 52% 18% 34% 65% 35% 54% 26%
6% 24% 62% 49% 12% 24% 81% 37% 46% 15%
5% 20% 3% 13% 6%
3% 81% 15% 18% 1%
9% 28% 4% 16% 9%
74% 65% 88% 31%
7% 10% 4% 35% 4%
17% 6% 13% 65% 19% 29% 67% 36% 53% 30%
5% 5% 6% 82% 11% 13% 57% 22% 39% 0%
6% 36% 20% 8% 41% 55% 20% 37% 10%
2% 44% 3% 7% 2%
5% 16% 1% 8% 3%
8% 19% 1% 7% 3%
30% 3% 14% 39% 16% 41% 55% 22% 40% 19%
6% 24% 3% 13% 13%
7% 18% 41% 63% 12% 18% 73% 39% 54% 33%
65% 37% 58% 28%
8% 21% 27% 88% 12% 14% 78% 67% 87% 26%
78% 72% 92% 17%
13% 6% 47% 47% 9% 20% 4%
6% 45% 16% 8% 51% 60% 22% 37% 6%
4% 57% 0% 0% 0%
10% 61% 6% 10% 5%
2% 1% 2% 95% 4% 5% 75% 73% 97% 32%
21% 11% 54% 44% 6% 15% 36%
3% 30% 5% 16% 2%
82% 79% 97% 46%
86% 77% 89% 12%
6% 64% 18% 11% 60% 40% 6% 14% 28%
3% 41% 3% 8% 4%
9% 2% 16% 31% 6% 20% 57% 21% 36% 19%
92% 87% 94% 9%
15% 7% 44% 46% 1% 3% 8%
8% 20% 33% 77% 12% 16% 76% 60% 80% 33%
9% 56% 11% 20% 3%
6% 17% 2% 11% 3%
10% 47% 14% 30% 7%
66% 45% 69% 33%
3% 14% 25% 75% 8% 11% 81% 45% 56% 24%
72% 69% 95% 26%
12% 8% 65% 34% 7% 22% 5%
12% 65% 13% 9% 66% 73% 10% 14% 6%
49% 31% 64% 26%
19% 89% 6% 40% 2% 5% 1%
83% 70% 85% 21%
5% 5% 10% 82% 10% 12% 62% 51% 82% 23%
80% 66% 82% 12%
9% 5% 29% 25% 7% 29% 51% 16% 32% 8%
71% 59% 84% 5%
10% 69% 12% 8% 65% 37% 5% 13% 5%
15% 5% 14% 57% 15% 26% 60% 32% 52% 41%
6% 38% 37% 12% 31% 36% 14% 40% 30%
75% 69% 91% 25%
25% 85% 22% 11% 52% 54% 6% 12% 3%
11% 6% 51% 72% 7% 10% 6%
9% 62% 3% 5% 3%
5% 2% 4% 88% 8% 10% 76% 69% 90% 33%
3% 45% 1% 1% 0%
12% 65% 20% 13% 62% 41% 13% 30% 30%
7% 17% 4% 21% 4%
4% 1% 2% 77% 7% 9% 83% 55% 67% 14%
6% 16% 2% 10% 3%
8% 16% 3% 18% 8%
22% 6% 12% 50% 22% 43% 60% 31% 52% 23%
11% 8% 71% 16% 4% 27% 6%
67% 46% 68% 24%
7% 32% 4% 12% 4%
16% 2% 10% 49% 13% 27% 48% 14% 29% 9%
19% 5% 22% 29% 13% 43% 53% 12% 22% 12%
9% 5% 20% 38% 10% 26% 79% 18% 23% 12%
16% 3% 7% 86% 22% 26% 53% 42% 80% 33%
10% 45% 5% 11% 3%
13% 4% 31% 30% 12% 39% 14%
20% 8% 41% 16% 10% 61% 30% 2% 6% 3%
4% 36% 32% 14% 43% 34% 15% 46% 14%
5% 44% 3% 8% 3%
70% 66% 93% 17%
78% 68% 86% 38%
7% 57% 9% 15% 3%
3% 19% 1% 6% 3%
9% 31% 6% 18% 3%
9% 14% 47% 45% 11% 25% 75% 40% 53% 22%
74% 69% 93% 45%
1% 53% 5% 10% 3%
3% 21% 19% 9% 48% 51% 12% 24% 11%
10% 56% 3% 6% 6%
27% 5% 28% 22% 10% 47% 62% 18% 28% 12%
27% 75% 18% 10% 57% 63% 14% 23% 12%
3% 9% 14% 84% 6% 7% 83% 69% 84% 32%
76% 61% 80% 18%
13% 17% 44% 47% 13% 28% 76% 20% 27% 18%
4% 7% 14% 71% 7% 9% 72% 42% 59% 39%
54% 39% 72% 43%
7% 56% 12% 7% 64% 31% 6% 18% 14%
24% 71% 45% 13% 30% 83% 26% 31% 20%
3% 21% 2% 12% 4%
10% 2% 3% 83% 25% 30% 62% 47% 76% 18%
4% 12% 17% 81% 7% 9% 79% 70% 89% 27%
81% 64% 78% 31%
4% 30% 54% 20% 37% 45% 20% 44% 15%
1% 9%
67% 61% 91% 8%
7% 63% 18% 10% 53% 47% 19% 40% 3%
78% 72% 93% 49%
89% 76% 86% 18%
67% 36% 54% 12%
4% 66% 13% 19% 2%
4% 31% 7% 22% 20%
16% 12% 23% 63% 30% 48% 65% 23% 36% 27%
3% 20% 1% 5% 7%
15% 88% 7% 41% 5% 13% 1%
16% 7% 24% 45% 15% 34% 58% 26% 45% 21%
10% 6% 54% 28% 7% 26% 21%
6% 16% 38% 59% 8% 14% 70% 42% 60% 28%
31% 12% 40% 10%
79% 68% 86% 11%
77% 61% 79% 31%
12% 9% 30% 50% 11% 22% 70% 27% 39% 19%
33% 13% 40% 62% 16% 25% 13%
9% 4% 19% 67% 7% 10% 33% 23% 71% 17%
16% 24% 59% 24% 11% 47% 56% 12% 21% 12%
13% 88% 6% 24% 5% 19% 1%
1% 11% 1% 12% 2%
8% 27% 5% 19% 16%
48% 6% 14% 21% 7% 35% 14%
66% 61% 25% 41% 4%
59% 76% 55% 72% 21%
41% 60% 27% 45% 19%
9% 48% 14% 29% 11%
77% 61% 80% 31%
16% 30% 7% 24% 11%
79% 78% 66% 84% 21%
6% 47% 7% 15% 7%
80% 82% 73% 89% 14%
78% 76% 63% 83% 22%
7% 21% 5% 24% 9%
5% 53% 12% 7% 55% 43% 9% 22% 7%
7% 6% 9% 69% 12% 18% 59% 24% 42% 9%
8% 6% 16% 38% 9% 24% 50% 16% 32% 8%
8% 5% 16% 37% 9% 24% 49% 16% 32% 8%
6% 7% 11% 66% 11% 17% 59% 20% 34% 3%
8% 9% 25% 54% 10% 19% 68% 33% 48% 28%
15% 5% 21% 40% 14% 34% 60% 27% 45% 18%
7% 78% 6% 47% 10% 21% 8%
10% 36% 8% 22% 5%
16% 7% 40% 30% 7% 24% 11%
38% 54% 25% 46% 10%
Made a Made a Made a Made a Made a Made a Received Received Received Received
utility utility utility utility utility utility wages (% wages: wages: wages: to
payment: payment: payment: payment: payment: payment: age 15+) through a through a a card (%
using a using an using an using an using cash using cash mobile mobile age 15+)
mobile account account account only (% only (% phone (% phone (%
phone (% (% age (% who for the age 15+) who paid age 15+) of wage
who paid 15+) paid first time utility recipients
utility utility after bills, age , age 15+)
bills, age bills, age COVID-19 15+)
15+) 15+) started (%
0% 4% 22% age 15+) 15% 77% 15% 0% 0% 0%
3% 3% 4% 65% 89% 29% 0% 0% 0%
3% 2% 6% 35% 90% 28% 0% 0% 1%
27% 26% 42% 11% 35% 56% 39% 4% 9% 0%
25% 28% 41% 16% 37% 54% 34% 2% 5% 2%
50% 70% 88% 4% 6% 64% 0% 0% 0%
26% 79% 93% 1% 1% 45% 0% 0% 1%
14% 9% 14% 51% 77% 20% 0% 0% 1%
28% 25% 66% 16% 12% 32% 19% 3% 13% 0%
44% 74% 96% 0% 0% 56% 0% 0% 1%
22% 6% 25% 16% 66% 15% 4% 30% 0%
12% 29% 46% 23% 31% 50% 30% 3% 11% 0%
13% 20% 26% 13% 52% 68% 46% 0% 0% 0%
46% 20% 57% 10% 12% 34% 27% 12% 45% 1%
40% 39% 61% 18% 25% 38% 32% 8% 23% 0%
18% 37% 46% 18% 37% 45% 50% 0% 0% 0%
32% 7% 34% 9% 46% 15% 4% 24% 0%
2% 15% 19% 14% 66% 81% 29% 3% 11% 0%
31% 11% 37% 6% 16% 58% 23% 9% 37% 0%
42% 65% 88% 1% 1% 61% 0% 0% 1%
35% 4% 39% 4% 44% 16% 5% 29% 0%
45% 36% 53% 6% 25% 37% 48% 0% 0% 1%
0% 22% 39% 4% 4% 8% 45% 0% 0% 1%
18% 23% 42% 16% 30% 55% 29% 3% 11% 1%
4% 5% 11% 32% 73% 16% 1% 8% 0%
19% 3% 20% 11% 70% 14% 3% 22% 0%
18% 4% 19% 11% 61% 12% 3% 22% 0%
35% 22% 40% 9% 25% 46% 32% 0% 0% 1%
56% 14% 60% 5% 8% 33% 14% 5% 33% 0%
46% 39% 54% 8% 23% 32% 52% 0% 0% 0%
44% 37% 58% 16% 25% 54% 0% 0% 1%
33% 67% 87% 3% 7% 9% 56% 0% 0% 0%
22% 72% 92% 0% 0% 68% 0% 0% 1%
8% 10% 21% 34% 72% 28% 3% 9% 1%
11% 22% 37% 17% 34% 56% 26% 0% 0% 0%
0% 0% 1% 56% 99% 24% 0% 1% 1%
8% 8% 14% 50% 83% 22% 1% 3% 0%
43% 73% 97% 0% 1% 1% 71% 0% 0% 0%
83% 36% 84% 20% 6% 14% 26% 12% 48% 0%
5% 5% 18% 24% 79% 11% 1% 11% 0%
56% 79% 97% 0% 0% 64% 0% 0% 0%
14% 77% 89% 3% 3% 40% 0% 0% 0%
69% 29% 72% 9% 10% 24% 34% 8% 24% 0%
9% 6% 15% 31% 74% 22% 1% 6% 0%
33% 28% 48% 10% 29% 50% 30% 3% 10% 0%
10% 87% 94% 1% 1% 55% 0% 0% 2%
18% 8% 18% 37% 80% 26% 6% 23% 0%
43% 60% 80% 7% 11% 14% 42% 0% 0% 0%
6% 13% 23% 12% 41% 72% 23% 1% 5% 0%
16% 4% 23% 11% 63% 14% 3% 21% 0%
16% 18% 38% 16% 26% 56% 22% 2% 7% 0%
50% 45% 69% 13% 19% 64% 0% 0% 0%
29% 45% 56% 4% 29% 36% 59% 0% 0% 1%
35% 69% 95% 0% 0% 77% 0% 0% 1%
16% 10% 28% 19% 58% 20% 3% 13% 0%
8% 12% 16% 8% 59% 80% 28% 2% 6% 0%
52% 39% 80% 6% 12% 27% 1% 4% 0%
2% 2% 6% 34% 87% 14% 0% 3% 0%
25% 70% 85% 5% 6% 48% 0% 0% 1%
37% 51% 82% 4% 6% 10% 53% 0% 0% 1%
15% 66% 82% 11% 13% 36% 0% 0% 0%
16% 18% 36% 10% 30% 60% 29% 3% 10% 0%
7% 59% 84% 8% 11% 63% 0% 0% 0%
13% 7% 20% 28% 76% 22% 1% 5% 0%
68% 32% 52% 8% 14% 24% 47% 0% 0% 2%
84% 31% 87% 5% 4% 10% 30% 18% 60% 0%
33% 69% 91% 2% 3% 62% 0% 0% 0%
5% 6% 12% 43% 80% 30% 0% 0% 0%
8% 11% 15% 8% 59% 82% 32% 2% 6% 0%
5% 4% 7% 57% 91% 27% 3% 11% 0%
44% 69% 90% 3% 4% 5% 59% 0% 0% 1%
0% 1% 1% 43% 95% 24% 0% 0% 0%
72% 31% 76% 15% 9% 21% 30% 12% 42% 0%
25% 6% 35% 10% 58% 17% 4% 25% 0%
16% 55% 67% 3% 23% 27% 40% 0% 0% 1%
18% 4% 23% 9% 56% 18% 3% 19% 0%
50% 9% 56% 6% 35% 26% 5% 19% 0%
39% 36% 60% 12% 22% 36% 45% 5% 12% 1%
38% 8% 50% 5% 29% 21% 9% 42% 0%
36% 46% 68% 14% 21% 53% 0% 0% 1%
12% 6% 18% 22% 68% 18% 3% 19% 0%
18% 16% 34% 6% 31% 64% 55% 6% 10% 0%
23% 15% 29% 6% 36% 67% 28% 4% 14% 1%
16% 18% 23% 7% 56% 71% 50% 0% 0% 2%
62% 44% 84% 13% 8% 15% 53% 32% 61% 0%
7% 6% 13% 38% 84% 25% 1% 3% 0%
46% 16% 54% 4% 8% 26% 18% 5% 25% 1%
10% 3% 12% 26% 88% 47% 6% 13% 0%
40% 19% 56% 8% 12% 37% 30% 10% 34% 1%
7% 5% 12% 35% 80% 20% 0% 2% 0%
25% 66% 93% 1% 1% 58% 0% 0% 0%
48% 68% 86% 0% 0% 65% 0% 0% 0%
5% 10% 17% 46% 81% 23% 1% 4% 0%
17% 4% 20% 5% 27% 11% 1% 11% 0%
11% 7% 22% 23% 73% 17% 4% 21% 0%
30% 40% 53% 23% 23% 31% 33% 0% 0% 1%
61% 69% 93% 0% 0% 69% 0% 0% 1%
6% 7% 13% 43% 81% 21% 1% 5% 0%
22% 12% 24% 8% 33% 64% 21% 0% 0% 0%
11% 8% 14% 47% 84% 28% 1% 4% 0%
19% 21% 33% 14% 38% 61% 28% 5% 17% 0%
19% 18% 29% 11% 41% 66% 33% 5% 14% 0%
39% 69% 84% 8% 9% 11% 57% 0% 0% 0%
24% 61% 80% 12% 16% 51% 0% 0% 0%
23% 20% 27% 4% 47% 62% 46% 0% 0% 3%
55% 52% 72% 8% 18% 25% 55% 16% 29% 1%
80% 39% 72% 3% 5% 71% 0% 0% 0%
44% 15% 49% 8% 13% 42% 20% 7% 38% 0%
24% 26% 31% 10% 49% 59% 50% 0% 0% 0%
19% 6% 29% 14% 66% 11% 1% 13% 0%
28% 52% 84% 11% 8% 13% 63% 4% 6% 1%
35% 70% 89% 7% 6% 8% 59% 0% 0% 0%
38% 64% 78% 9% 12% 58% 0% 0% 1%
33% 23% 50% 8% 20% 46% 42% 17% 40% 0%
6%
12% 61% 91% 3% 5% 47% 0% 0% 0%
7% 20% 43% 17% 24% 51% 30% 1% 3% 0%
63% 72% 93% 2% 3% 69% 0% 0% 0%
20% 76% 86% 8% 9% 43% 0% 0% 1%
17% 36% 54% 28% 42% 55% 0% 0% 0%
3% 14% 21% 12% 51% 77% 23% 0% 2% 0%
65% 21% 67% 4% 7% 22% 15% 4% 25% 0%
42% 31% 48% 10% 33% 52% 47% 14% 29% 0%
34% 7% 35% 12% 57% 19% 2% 12% 0%
3% 5% 14% 34% 84% 21% 1% 3% 0%
36% 35% 59% 11% 18% 31% 36% 8% 22% 0%
74% 21% 77% 8% 5% 17% 28% 11% 37% 0%
40% 42% 60% 10% 22% 32% 50% 0% 0% 0%
32% 15% 49% 12% 40% 31% 6% 21% 0%
14% 68% 86% 3% 4% 39% 0% 0% 0%
40% 61% 79% 5% 6% 60% 0% 0% 1%
27% 27% 39% 7% 37% 54% 40% 0% 0% 1%
21% 16% 25% 7% 37% 60% 27% 0% 0% 2%
52% 26% 79% 4% 6% 17% 34% 13% 38% 0%
22% 16% 28% 7% 39% 70% 32% 5% 15% 1%
3% 5% 20% 18% 77% 25% 1% 3% 0%
16% 1% 12% 8% 73% 12% 0% 0% 0%
60% 17% 63% 9% 8% 30% 19% 5% 25% 0%
66% 16% 73% 1% 5% 23% 23% 7% 29% 0%
7% 25% 42% 15% 24% 44% 1% 3% 1%
28% 57% 75% 14% 18% 47% 3% 7% 1%
31% 30% 51% 28% 46% 32% 5% 17% 0%
24% 16% 33% 29% 61% 30% 1% 2% 0%
40% 61% 80% 4% 6% 60% 0% 0% 1%
37% 14% 46% 15% 48% 22% 7% 32% 0%
27% 66% 84% 5% 7% 55% 0% 0% 1%
14% 7% 16% 37% 79% 30% 1% 2% 0%
17% 73% 89% 4% 5% 47% 0% 0% 1%
28% 63% 83% 6% 8% 55% 0% 0% 1%
40% 10% 49% 5% 9% 41% 19% 5% 24% 0%
17% 12% 29% 7% 27% 63% 23% 3% 12% 0%
15% 26% 45% 7% 13% 22% 42% 3% 7% 1%
16% 19% 37% 7% 21% 41% 32% 3% 9% 0%
16% 18% 37% 7% 20% 41% 31% 3% 9% 0%
5% 21% 35% 5% 16% 27% 42% 1% 3% 1%
41% 38% 56% 9% 25% 37% 45% 8% 17% 1%
31% 30% 51% 15% 28% 47% 31% 6% 18% 0%
16% 12% 26% 1% 33% 71% 24% 1% 2% 0%
15% 11% 29% 8% 22% 59% 20% 2% 11% 0%
37% 14% 46% 5% 15% 48% 22% 7% 32% 0%
19% 27% 50% 17% 32% 36% 2% 7% 0%
Received Received Received Received Received Received Received Received Received Received
wages: to wages: wages: wages: wages: wages: in wages: in wages wages public
a card (% into a into a into an into an cash only cash only into an into an sector
of wage financial financial account account (% age (% of account: account: wages (%
recipientsinstitution institution (% age (% of 15+) wage paid paid age 15+)
, age 15+)account account 15+) wage recipients higher higher
(% age (% of recipients , age 15+) than than
15+) wage , age 15+) expected expected
recipients fees (% fees (%
, age 15+) age 15+) who
2% 3% 22% 4% 24% 11% 74% received 6%
0% 19% 65% 19% 65% 9% 32% 3% wages 17% 5%
into an
2% 18% 64% 19% 66% 8% 27% 2% account,
11% 15%
1% 21% 53% 22% 56% 17% 44% 4% age 15+)
18% 11%
6% 18% 52% 20% 60% 13% 38% 7% 33% 7%
0% 63% 98% 63% 98% 0% 1% 15%
2% 41% 91% 42% 93% 0% 0% 10%
6% 9% 43% 10% 49% 9% 47% 5%
1% 3% 15% 5% 26% 13% 69% 2%
1% 53% 95% 54% 97% 0% 1% 15%
0% 4% 26% 7% 46% 7% 48% 3%
1% 13% 42% 14% 45% 15% 50% 3% 20% 7%
0% 37% 81% 37% 82% 7% 16% 6% 16% 10%
3% 16% 61% 20% 76% 6% 21% 7% 32% 6%
0% 23% 71% 24% 74% 7% 23% 5% 19% 5%
0% 35% 70% 35% 70% 14% 27% 11% 31% 10%
2% 3% 23% 6% 41% 7% 47% 3%
0% 7% 24% 8% 27% 21% 72% 3%
0% 6% 26% 12% 52% 10% 43% 3% 23% 4%
1% 55% 90% 56% 91% 1% 2% 18%
0% 4% 27% 6% 36% 6% 40% 5%
3% 39% 82% 41% 84% 7% 14% 9% 22% 7%
2% 35% 79% 36% 81% 1% 3% 8% 21% 0%
2% 15% 53% 17% 59% 11% 38% 2% 11% 5%
2% 3% 20% 5% 29% 8% 50% 3%
0% 3% 18% 4% 32% 9% 62% 3%
0% 2% 16% 4% 31% 6% 47% 2%
2% 20% 64% 21% 66% 9% 29% 2% 10% 5%
0% 3% 20% 7% 46% 6% 44% 2%
0% 49% 94% 49% 95% 2% 4% 16% 32% 11%
1% 42% 78% 43% 80% 8% 14% 11%
1% 53% 94% 53% 95% 2% 4% 4% 7% 19%
1% 67% 98% 67% 99% 0% 0% 18%
2% 14% 50% 15% 53% 10% 36% 4% 27% 8%
0% 12% 47% 12% 47% 11% 42% 2% 19% 6%
2% 5% 22% 6% 24% 19% 76% 4%
1% 8% 34% 8% 37% 13% 60% 4%
0% 70% 98% 70% 99% 0% 0% 4% 5% 13%
0% 13% 51% 19% 75% 6% 22% 3% 16% 8%
0% 4% 38% 5% 44% 6% 50% 3%
0% 62% 97% 63% 97% 1% 1% 21%
0% 37% 93% 37% 93% 0% 1% 9%
0% 11% 33% 17% 50% 17% 48% 5% 31% 7%
1% 6% 29% 7% 33% 11% 51% 6%
2% 20% 68% 21% 70% 9% 29% 3% 12% 11%
3% 48% 87% 49% 90% 1% 1% 14%
0% 9% 37% 13% 52% 12% 46% 4% 29% 5%
0% 38% 92% 38% 93% 3% 7% 4% 10% 7%
0% 6% 26% 6% 26% 16% 70% 3%
0% 3% 20% 5% 35% 7% 53% 5%
0% 8% 37% 9% 39% 11% 48% 4%
0% 56% 88% 56% 88% 4% 7% 8%
2% 50% 86% 51% 87% 7% 11% 4% 8% 7%
1% 75% 97% 76% 98% 0% 1% 32%
1% 7% 33% 8% 39% 9% 43% 2%
1% 7% 26% 8% 29% 19% 66% 4%
1% 20% 74% 20% 76% 5% 20% 6%
0% 2% 17% 3% 19% 10% 75% 4%
2% 44% 91% 45% 93% 1% 2% 11%
1% 48% 91% 49% 92% 3% 5% 7% 15% 18%
0% 32% 91% 32% 91% 0% 0% 5%
0% 17% 58% 17% 59% 10% 35% 3% 16% 10%
0% 58% 91% 58% 91% 6% 9% 4%
0% 10% 47% 11% 48% 11% 49% 1% 6% 5%
5% 31% 66% 33% 71% 11% 23% 3% 10% 9%
0% 13% 44% 23% 78% 5% 17% 6% 27% 6%
0% 60% 96% 60% 96% 2% 2% 9%
1% 17% 56% 17% 57% 11% 37% 2% 12% 4%
1% 11% 36% 13% 40% 17% 55% 3% 21% 8%
0% 6% 23% 7% 24% 20% 75% 4%
1% 53% 90% 54% 91% 4% 6% 5% 10% 16%
0% 6% 25% 6% 25% 17% 72% 2%
0% 11% 36% 18% 61% 9% 29% 6% 31% 6%
0% 4% 23% 6% 36% 9% 51% 3%
3% 34% 85% 35% 88% 3% 7% 8% 22% 7%
1% 3% 16% 5% 28% 10% 55% 2%
1% 4% 14% 8% 31% 16% 64% 2%
2% 37% 83% 39% 87% 5% 10% 5% 14% 7%
0% 7% 33% 11% 55% 7% 31% 5% 45% 6%
2% 48% 91% 49% 93% 1% 2% 18%
0% 5% 26% 6% 35% 9% 48% 3%
0% 41% 75% 41% 76% 12% 21% 7% 18% 10%
2% 14% 50% 16% 57% 11% 38% 2% 12% 5%
5% 36% 72% 38% 77% 11% 23% 10% 26% 10%
0% 49% 92% 49% 93% 3% 6% 13% 26% 13%
0% 9% 35% 9% 37% 15% 59% 3%
3% 8% 46% 11% 61% 4% 21% 3% 30% 6%
0% 7% 15% 10% 21% 37% 79% 5%
2% 21% 72% 26% 86% 4% 12% 9% 35% 9%
1% 5% 26% 5% 27% 13% 67% 2%
0% 56% 97% 57% 98% 0% 1% 11%
1% 64% 98% 64% 99% 0% 0% 19%
0% 5% 21% 5% 23% 17% 73% 6%
0% 2% 17% 2% 21% 6% 54% 3%
2% 8% 44% 9% 51% 7% 42% 3%
2% 28% 86% 29% 88% 3% 8% 10% 34% 6%
1% 67% 97% 68% 98% 0% 1% 27%
0% 3% 15% 4% 18% 15% 69% 1%
2% 12% 58% 13% 60% 7% 32% 2% 14% 4%
0% 9% 31% 10% 35% 18% 63% 5%
1% 17% 59% 17% 62% 10% 35% 3% 20% 7%
1% 13% 40% 14% 44% 15% 45% 5% 35% 4%
0% 51% 88% 51% 89% 5% 9% 6% 12% 11%
1% 47% 92% 47% 93% 2% 4% 9%
7% 28% 61% 32% 68% 11% 24% 3% 11% 11%
2% 43% 78% 45% 83% 9% 16% 5% 11% 18%
0% 55% 78% 55% 78% 16% 22% 23%
1% 5% 25% 10% 50% 9% 45% 2%
1% 43% 86% 43% 86% 5% 11% 12% 27% 11%
0% 2% 16% 3% 26% 6% 58% 2%
2% 57% 92% 59% 94% 1% 2% 5% 8% 6%
1% 55% 92% 55% 93% 3% 6% 7% 13% 16%
1% 57% 99% 58% 100% 0% 0% 15%
1% 32% 77% 35% 84% 5% 12% 8% 24% 9%
1%
1% 35% 75% 36% 76% 7% 14% 14%
1% 18% 61% 19% 62% 11% 36% 2% 8% 7%
1% 67% 98% 68% 99% 0% 0% 25%
3% 35% 82% 36% 84% 1% 3% 8%
0% 43% 77% 43% 78% 12% 21% 7%
0% 9% 38% 9% 40% 12% 55% 9%
1% 4% 24% 6% 43% 8% 53% 3%
0% 35% 76% 37% 78% 9% 19% 6% 17% 4%
0% 4% 21% 6% 29% 13% 68% 3%
0% 8% 37% 8% 40% 12% 57% 4%
0% 21% 60% 24% 67% 11% 31% 6% 24% 4%
0% 7% 25% 14% 51% 13% 46% 6% 40% 5%
0% 33% 67% 33% 67% 16% 32% 5% 16% 18%
1% 14% 43% 16% 50% 13% 42% 5%
1% 36% 92% 36% 93% 1% 2% 16%
2% 50% 84% 51% 86% 2% 3% 17%
3% 28% 71% 30% 74% 10% 25% 3% 9% 9%
7% 13% 47% 14% 54% 12% 44% 4% 25% 14%
0% 26% 77% 28% 83% 5% 15% 9% 30% 10%
2% 23% 71% 24% 75% 7% 21% 3% 11% 1%
0% 7% 26% 7% 27% 18% 70% 4%
1% 3% 25% 3% 26% 8% 65% 3%
1% 6% 33% 9% 49% 9% 44% 4%
0% 9% 39% 13% 59% 8% 35% 4% 34% 4%
1% 33% 74% 34% 76% 6% 12% 2%
1% 38% 81% 39% 84% 6% 12% 12%
1% 20% 64% 22% 67% 9% 30% 6%
1% 16% 55% 17% 57% 12% 41% 8%
2% 51% 85% 52% 87% 2% 3% 17%
1% 9% 43% 13% 59% 8% 35% 4%
1% 49% 89% 49% 90% 2% 4% 13%
1% 14% 48% 15% 49% 14% 48% 8%
1% 42% 89% 42% 90% 2% 3% 11%
1% 48% 88% 49% 89% 3% 5% 13%
1% 5% 26% 8% 42% 9% 50% 5%
1% 8% 34% 9% 40% 11% 50% 3%
1% 32% 76% 33% 78% 4% 10% 7% 20% 3%
1% 19% 59% 20% 63% 8% 26% 4% 20% 3%
1% 18% 58% 20% 63% 8% 26% 4% 20% 3%
1% 30% 71% 31% 73% 6% 14% 7% 21% 1%
2% 31% 70% 34% 74% 11% 24% 5% 15% 13%
0% 20% 63% 21% 66% 10% 31% 4% 19% 6%
1% 11% 46% 12% 48% 12% 49% 1% 17% 6%
1% 6% 29% 7% 35% 10% 49% 2%
1% 9% 43% 13% 59% 8% 35% 4% 27% 4%
1% 24% 67% 25% 70% 7% 20% 5%
Received Received Received Received Received Received Received Received Received Received
public public public public public public public public public public
sector sector sector sector sector sector sector sector sector sector
wages: wages: wages: to wages: to wages: wages: wages: wages: wages: in wages: in
through athrough a a card (% a card (% into a into a into an into an cash only cash only
mobile mobile age 15+) of public financial financial account account (% age (% of
phone (% phone (% sector institution institution (% age (% of 15+) public
age 15+) of public wage account account 15+) public sector
sector recipients (% age (% of sector wage
wage , age 15+) 15+) public wage recipients
0% recipients
0% 0% 0% 2% sector31% 2% recipients
31% 4% , age 15+)
68%
0% , age 15+)
0% 0% 1% 5% wage 90% 5% , age 15+)
91% 0% 9%
recipients
0% 0% 1% 4% 13% , age 15+)
88% 13% 92% 1% 4%
0% 4% 0% 2% 9% 80% 9% 82% 2% 18%
0% 6% 0% 6% 5% 77% 6% 85% 1% 15%
0% 0% 0% 0% 15% 98% 15% 98% 0% 1%
0% 0% 0% 0% 9% 94% 10% 94% 0% 1%
0% 0% 1% 12% 4% 81% 4% 93% 0% 7%
1% 39% 0% 0% 1% 48% 1% 68% 1% 32%
0% 0% 0% 0% 15% 97% 15% 97% 0% 1%
1% 48% 0% 0% 2% 63% 3% 87% 0% 13%
1% 9% 0% 0% 5% 66% 5% 68% 2% 27%
0% 0% 0% 0% 9% 95% 9% 95% 0% 5%
3% 50% 0% 0% 6% 94% 6% 100% 0% 0%
1% 23% 0% 0% 5% 97% 5% 99% 0% 1%
0% 0% 0% 0% 9% 83% 9% 83% 2% 16%
1% 23% 0% 0% 2% 56% 2% 68% 1% 27%
1% 33% 0% 0% 1% 47% 2% 56% 1% 44%
2% 39% 0% 0% 2% 45% 3% 63% 1% 34%
0% 0% 0% 1% 17% 97% 17% 98% 0% 0%
4% 67% 0% 0% 4% 66% 4% 80% 0% 9%
0% 0% 0% 0% 6% 97% 6% 97% 0% 1%
0% 0% 0% 0% 0%
0% 4% 0% 4% 4% 74% 4% 78% 1% 21%
0% 5% 0% 0% 1% 53% 2% 55% 1% 41%
1% 30% 0% 0% 1% 41% 2% 57% 1% 34%
1% 32% 0% 0% 1% 41% 1% 48% 1% 34%
0% 0% 0% 0% 4% 90% 4% 90% 0% 9%
1% 52% 0% 0% 2% 71% 2% 95% 0% 5%
0% 0% 0% 0% 11% 100% 11% 100% 0% 0%
0% 0% 0% 3% 9% 89% 10% 93% 1% 5%
0% 0% 0% 2% 18% 95% 18% 97% 1% 3%
0% 0% 0% 1% 18% 99% 18% 100% 0% 0%
1% 10% 0% 4% 6% 73% 6% 78% 1% 14%
0% 0% 0% 0% 4% 67% 4% 67% 2% 31%
0% 0% 0% 3% 3% 79% 3% 82% 1% 18%
0% 3% 0% 0% 3% 63% 3% 63% 2% 37%
0% 0% 0% 0% 13% 100% 13% 100% 0% 0%
3% 42% 0% 0% 4% 54% 5% 67% 3% 33%
0% 9% 0% 0% 2% 73% 2% 73% 1% 23%
0% 0% 0% 0% 21% 100% 21% 100% 0% 0%
0% 0% 0% 0% 9% 99% 9% 99% 0% 0%
1% 18% 0% 0% 5% 68% 5% 72% 2% 23%
0% 7% 0% 0% 3% 55% 3% 57% 2% 37%
1% 12% 0% 1% 11% 94% 11% 95% 1% 5%
0% 0% 0% 1% 13% 95% 14% 96% 0% 0%
1% 17% 0% 0% 5% 92% 5% 98% 0% 2%
0% 0% 0% 0% 7% 98% 7% 98% 0% 2%
0% 10% 0% 0% 1% 47% 1% 50% 1% 50%
1% 20% 0% 1% 1% 21% 1% 32% 2% 48%
0% 9% 0% 0% 3% 65% 3% 65% 1% 21%
0% 0% 0% 0% 8% 97% 8% 97% 0% 3%
0% 0% 0% 0% 7% 100% 7% 100% 0% 0%
0% 0% 0% 1% 31% 98% 32% 100% 0% 0%
0% 21% 0% 3% 2% 68% 2% 73% 0% 13%
0% 6% 0% 0% 2% 47% 2% 48% 2% 52%
0% 2% 0% 1% 5% 83% 5% 85% 1% 12%
0% 4% 0% 0% 1% 32% 1% 34% 3% 60%
0% 0% 0% 2% 10% 93% 11% 95% 0% 1%
0% 0% 0% 1% 16% 88% 16% 90% 2% 9%
0% 0% 0% 0% 5% 97% 5% 97% 0% 0%
1% 6% 0% 0% 7% 74% 7% 74% 2% 22%
0% 0% 0% 0% 4% 97% 4% 97% 0% 3%
0% 7% 0% 0% 5% 90% 5% 90% 0% 7%
0% 0% 0% 4% 7% 81% 7% 86% 1% 14%
3% 55% 0% 0% 4% 73% 5% 91% 1% 9%
0% 0% 0% 0% 9% 98% 9% 98% 0% 2%
0% 0% 0% 1% 4% 94% 4% 95% 0% 3%
1% 7% 0% 3% 6% 82% 7% 88% 1% 10%
1% 17% 0% 0% 3% 67% 3% 67% 1% 33%
0% 0% 0% 0% 16% 99% 16% 99% 0% 1%
0% 0% 0% 0% 2% 77% 2% 77% 1% 23%
3% 55% 0% 0% 3% 57% 5% 86% 1% 14%
2% 49% 0% 0% 2% 60% 3% 75% 1% 20%
0% 0% 0% 2% 7% 96% 7% 99% 0% 1%
1% 47% 0% 0% 1% 54% 1% 73% 0% 20%
0% 17% 0% 8% 1% 31% 1% 48% 1% 51%
0% 5% 0% 2% 7% 90% 7% 92% 0% 6%
3% 54% 0% 0% 3% 54% 4% 75% 1% 15%
0% 0% 0% 0% 17% 96% 17% 96% 0% 0%
1% 42% 0% 2% 2% 68% 2% 83% 0% 15%
1% 8% 0% 0% 9% 95% 9% 95% 0% 4%
1% 21% 0% 0% 3% 63% 4% 80% 1% 20%
0% 0% 0% 3% 8% 84% 8% 87% 1% 13%
9% 68% 0% 0% 13% 100% 13% 100% 0% 0%
0% 6% 0% 0% 2% 72% 2% 74% 1% 25%
2% 32% 0% 6% 5% 75% 6% 91% 0% 7%
0% 10% 0% 0% 1% 15% 1% 22% 4% 78%
3% 34% 0% 2% 7% 84% 8% 95% 0% 4%
0% 12% 0% 5% 1% 60% 1% 66% 1% 24%
0% 0% 0% 0% 11% 100% 11% 100% 0% 0%
0% 0% 0% 0% 19% 99% 19% 99% 0% 0%
0% 7% 0% 0% 2% 33% 2% 35% 4% 62%
1% 23% 0% 0% 1% 39% 1% 41% 1% 48%
1% 37% 0% 0% 2% 79% 2% 84% 0% 16%
0% 0% 0% 0% 6% 100% 6% 100% 0% 0%
0% 0% 0% 0% 27% 100% 27% 100% 0% 0%
0% 15% 0% 0% 1% 98% 1% 98% 0% 0%
0% 0% 0% 2% 3% 76% 3% 77% 1% 21%
0% 5% 0% 0% 4% 74% 4% 79% 1% 21%
1% 13% 0% 0% 6% 89% 6% 89% 1% 11%
1% 13% 0% 1% 3% 64% 3% 65% 1% 32%
0% 0% 0% 0% 11% 95% 11% 95% 1% 5%
0% 0% 0% 0% 9% 99% 9% 99% 0% 0%
0% 0% 1% 10% 8% 68% 9% 78% 2% 18%
6% 34% 0% 2% 16% 91% 17% 93% 1% 7%
0% 0% 0% 0% 20% 89% 20% 89% 3% 11%
1% 38% 0% 0% 2% 70% 2% 80% 0% 15%
0% 0% 0% 0% 11% 98% 11% 98% 0% 2%
0% 12% 0% 0% 1% 47% 1% 53% 1% 31%
0% 6% 0% 0% 5% 97% 5% 97% 0% 3%
0% 0% 0% 0% 15% 97% 15% 97% 0% 3%
0% 0% 0% 1% 14% 99% 15% 100% 0% 0%
4% 49% 0% 0% 8% 94% 8% 97% 0% 3%
8%
2% 10% 9% 42% 8% 38% 17% 3% 20% 9%
2% 11% 11% 55% 6% 28% 16% 3% 20% 6%
3% 11% 13% 52% 6% 23% 22% 5% 23% 11%
10% 28% 15% 44% 9% 26% 33% 12% 37% 14%
1% 6% 12% 62% 5% 27% 30% 2% 7% 21%
80% 11% 17% 77% 11% 14% 63% 82% 12% 15%
75% 6% 22% 37% 2% 6% 27% 73% 8% 23%
15% 2% 13% 6% 38% 4% 30%
49% 7% 28% 48% 14% 29% 24% 51% 14% 29%
46% 3% 25% 26% 5% 18% 11% 41% 5% 20%
33% 12% 43% 46% 21% 45% 15% 31% 19% 40%
55% 9% 38% 36% 5% 13% 19% 54% 13% 37%
67% 2% 17% 22% 3% 13% 13% 62% 4% 18%
28% 9% 53% 27% 4% 15% 8% 32% 13% 50%
89% 2% 5% 49% 3% 7% 44% 89% 3% 6%
25% 10% 46% 35% 13% 38% 10% 29% 14% 41%
59% 5% 18% 40% 8% 20% 23% 57% 9% 22%
60% 6% 26% 40% 11% 27% 23% 59% 10% 25%
77% 5% 13% 61% 6% 10% 46% 75% 9% 15%
86% 1% 5% 24% 5% 20% 16% 65% 5% 20%
2%
2%
10% 0% 1% 2% 17% 2% 18% 7% 69% 0%
5%
6%
1%
16% 0% 0% 2% 15% 9% 61% 1% 7% 9%
38% 0% 0% 2% 5% 2% 6% 35% 91% 1%
7%
25% 1% 3% 0% 1% 1% 5% 22% 89% 0%
10% 0% 2% 1% 7% 1% 12% 8% 81% 1%
3%
9%
19% 0% 0% 1% 4% 1% 5% 16% 88% 0%
7%
6%
12% 0% 0% 1% 7% 1% 7% 9% 80% 0%
1%
12% 0% 2% 4% 30% 4% 32% 8% 61% 0%
30% 0% 0% 7% 25% 19% 63% 10% 34% 16%
8%
29% 0% 0% 2% 6% 2% 8% 26% 87% 1%
49% 0% 0% 1% 2% 1% 3% 46% 94% 1%
4%
5%
17% 0% 0% 5% 29% 8% 47% 6% 36% 6%
18% 0% 0% 3% 17% 5% 30% 11% 60% 5%
3%
40% 0% 0% 3% 7% 6% 15% 30% 76% 4%
20% 0% 2% 2% 11% 4% 20% 14% 71% 2%
5%
36% 1% 2% 6% 18% 14% 39% 17% 47% 11%
7%
29% 0% 1% 2% 6% 3% 9% 20% 67% 1%
29% 0% 1% 4% 12% 4% 14% 24% 84% 1%
6%
4%
5%
7%
34% 0% 1% 1% 4% 2% 6% 31% 89% 0%
2%
15% 0% 0% 1% 6% 1% 6% 14% 92% 0%
5%
16% 0% 0% 1% 8% 1% 9% 14% 88% 1%
3%
29% 0% 1% 1% 5% 2% 6% 27% 92% 0%
29% 0% 0% 4% 13% 7% 23% 21% 72% 4%
19% 0% 1% 3% 16% 8% 43% 9% 48% 6%
13% 26% 34% 21% 28% 25% 33% 42% 54% 10%
5%
7% 26% 36% 22% 31% 18% 25% 51% 70% 8%
21% 14% 26% 12% 23% 12% 23% 21% 40% 7%
0%
11% 23% 33% 21% 31% 25% 35% 50% 72% 12%
1%
4%
0%
54% 4% 20% 5% 26% 7% 32% 12% 56% 5%
2%
1%
11% 37% 50% 37% 50% 37% 51% 51% 69% 14%
9% 12% 21% 12% 20% 20% 35% 39% 68% 9%
29% 19% 33% 18% 32% 18% 32% 35% 62% 17%
24% 23% 30% 23% 30% 18% 23% 47% 61% 13%
1% 11% 3% 35% 4% 40% 4% 43% 2%
17% 18% 35% 21% 42% 22% 44% 35% 69% 9%
3%
29% 8% 29% 10% 33% 7% 23% 14% 50% 5%
3%
3%
4%
4%
7%
1%
0%
15% 9% 18% 16% 33% 19% 40% 28% 59% 14%
18%
13% 18% 35% 12% 24% 17% 34% 32% 63% 7%
0%
6%
0%
13% 15% 28% 12% 23% 12% 24% 34% 67% 6%
33% 8% 20% 7% 18% 11% 28% 25% 63% 9%
17% 15% 27% 15% 28% 19% 34% 35% 65% 10%
8% 10% 21% 11% 24% 13% 29% 26% 56% 7%
3% 19% 2% 15% 2% 12% 6% 37% 2%
7% 9% 21% 10% 24% 12% 28% 23% 55% 6%
8% 10% 23% 11% 25% 13% 30% 26% 58% 7%
6%
17% 10% 23% 11% 25% 13% 30% 26% 58% 7%
Reason Reason Reason Reason Reason Reason Reason Reason Reason Reason
for not for not for not for not for not for not for not for not for not for not
having a having a having a using using using using using using using
mobile mobile mobile their their their their their their their
money money money inactive inactive inactive inactive inactive inactive inactive
account: account: account: account: account: account: account: account: account: account:
use an do not do not bank or bank or no need no need don't don't don't feel
agent or have their have their financial financial for an for an have have comforta
someone own own institution institution account account enough enough ble using
else to mobile mobile is too far is too far (% age (% with money to money to the
make phone (% phone (% away (% away (% 15+) an use an use an account
payments age 15+) without age 15+) with an inactive account account by
(% an inactive account, (% age (% with themselve
without account, account, age 15+) 15+) an s (% age
an age 15+) age 15+) inactive 15+)
account, account,
age 15+) age 15+)
12% 7% 18%
7% 32% 45%
13% 3% 23%
5% 14% 0% 0% 0% 0% 0% 0% 0% 0%
26% 61% 4% 6% 6% 5% 2% 9% 2% 7%
26% 65% 1% 4% 3% 3% 1% 3% 1% 4%
68% 66% 23% 34% 18% 31% 14% 37% 21% 34%
31% 64% 5% 15% 6% 10% 10% 9% 4% 12%
98% 100% 54% 48% 15% 58% 23% 53% 42% 57%
100% 100% 57% 61% 53% 60% 54% 59% 51% 64%
39% 54% 8% 11% 6% 10% 3% 11% 4% 13%
33% 44% 0% 1% 1% 1% 0% 1% 0% 1%
98% 99% 44% 56% 17% 55% 28% 51% 40% 56%
16% 27% 1% 1% 1% 2% 1% 2% 1% 2%
66% 68% 10% 15% 12% 13% 13% 13% 10% 14%
62% 91% 15% 21% 8% 20% 5% 24% 11% 23%
38% 59% 8% 8% 5% 9% 3% 11% 7% 9%
77% 86% 33% 47% 37% 42% 31% 44% 28% 49%
83% 85% 22% 24% 22% 24% 22% 24% 18% 27%
19% 21% 2% 3% 1% 3% 3% 3% 2% 3%
30% 34% 0% 0% 0% 0% 0% 1% 0% 0%
15% 27% 2% 2% 1% 2% 2% 2% 2% 2%
99% 100% 83% 82% 77% 84% 39% 84% 75% 88%
9% 22% 4% 2% 2% 4% 3% 5% 2% 4%
76% 92% 22% 27% 12% 27% 7% 30% 18% 29%
40% 36% 23% 41% 29% 51% 30% 44%
43% 60% 10% 17% 7% 15% 2% 17% 4% 19%
20% 40% 1% 2% 0% 2% 1% 2% 0% 2%
5% 12% 1% 1% 0% 1% 1% 1% 1% 1%
13% 21% 2% 2% 2% 2% 2% 2% 1% 2%
60% 73% 9% 19% 10% 16% 7% 19% 7% 19%
16% 22% 1% 4% 2% 3% 2% 4% 2% 3%
85% 97% 31% 41% 18% 39% 14% 45% 23% 44%
85% 97% 30% 35% 29% 33% 20% 35% 30% 34%
91% 97% 28% 32% 18% 31% 21% 32% 31% 29%
100% 100% 54% 63% 45% 61% 37% 59% 46% 67%
34% 56% 10% 11% 5% 13% 6% 16% 5% 14%
48% 69% 9% 20% 7% 18% 13% 16% 10% 18%
24% 29% 2% 4% 0% 4% 1% 5% 2% 4%
18% 37% 3% 4% 3% 4% 2% 7% 2% 5%
98% 100% 32% 38% 9% 38% 18% 39% 24% 42%
24% 47% 3% 4% 5% 3% 0% 5% 1% 5%
32% 52% 0% 0% 0% 0% 0% 1% 0% 0%
100% 99% 69% 62% 7% 74% 41% 75% 47% 78%
99% 100% 37% 42% 50% 38% 20% 43% 42% 38%
14% 35% 2% 5% 1% 4% 2% 4% 2% 4%
19% 38% 0% 1% 0% 1% 0% 1% 0% 1%
62% 80% 12% 14% 6% 14% 2% 14% 7% 17%
100% 100% 61% 52% 47% 58% 62% 56% 50% 61%
21% 44% 1% 1% 0% 1% 0% 2% 0% 1%
92% 97% 20% 27% 13% 25% 15% 24% 15% 29%
23% 39% 3% 9% 7% 5% 3% 9% 4% 7%
8% 16% 1% 1% 1% 1% 1% 2% 0% 2%
19% 41% 2% 5% 2% 4% 2% 6% 2% 4%
94% 100% 73% 70% 52% 74% 32% 80% 53% 84%
79% 94% 15% 18% 17% 16% 6% 19% 11% 19%
100% 100% 76% 72% 26% 84% 56% 87% 72% 76%
73% 81% 2% 7% 4% 5% 2% 10% 2% 6%
38% 58% 2% 1% 2% 2% 0% 3% 1% 2%
83% 94% 7% 8% 8% 7% 6% 8% 8% 7%
12% 20% 1% 2% 2% 1% 0% 3% 1% 2%
100% 99% 59% 51% 47% 56% 52% 55% 57% 54%
82% 99% 80% 78% 43% 88% 19% 82% 70% 85%
96% 99% 60% 56% 52% 59% 60% 57% 56% 59%
63% 76% 13% 11% 12% 12% 12% 12% 7% 15%
98% 99% 70% 69% 36% 74% 35% 75% 63% 74%
37% 50% 1% 4% 2% 3% 1% 4% 1% 4%
72% 87% 19% 23% 14% 22% 9% 23% 20% 21%
33% 55% 5% 8% 6% 7% 4% 8% 4% 8%
96% 100% 67% 70% 21% 77% 54% 71% 58% 76%
47% 69% 7% 18% 6% 16% 8% 19% 10% 15%
34% 47% 3% 4% 3% 3% 1% 4% 3% 3%
40% 37% 1% 1% 1% 1% 0% 2% 1% 1%
93% 99% 15% 20% 5% 19% 7% 20% 13% 20%
11% 28% 1% 5% 1% 3% 1% 4% 1% 4%
38% 52% 6% 5% 4% 6% 5% 6% 4% 7%
16% 32% 4% 3% 4% 3% 3% 3% 5% 3%
87% 99% 10% 13% 4% 13% 4% 13% 4% 17%
9% 15% 2% 2% 2% 2% 1% 5% 1% 3%
14% 22% 1% 1% 1% 1% 1% 2% 1% 1%
79% 93% 8% 7% 2% 10% 0% 10% 3% 11%
16% 32% 6% 6% 5% 6% 5% 9% 6% 6%
95% 97% 39% 46% 35% 44% 28% 45% 31% 50%
13% 26% 1% 5% 2% 3% 2% 5% 3% 3%
83% 93% 17% 24% 14% 22% 9% 27% 14% 24%
29% 53% 8% 15% 15% 10% 4% 14% 3% 16%
44% 74% 8% 8% 7% 8% 6% 8% 5% 10%
97% 99% 8% 6% 2% 8% 2% 9% 3% 10%
36% 49% 1% 1% 1% 1% 0% 2% 0% 1%
25% 47% 6% 16% 13% 10% 9% 19% 6% 14%
40% 35% 1% 3% 0% 3% 0% 4% 0% 3%
51% 79% 9% 18% 6% 17% 9% 16% 5% 19%
49% 54% 2% 2% 1% 2% 1% 4% 1% 3%
99% 100% 33% 42% 9% 42% 13% 39% 24% 46%
97% 99% 60% 54% 15% 65% 37% 60% 47% 64%
14% 26% 2% 4% 5% 2% 1% 5% 2% 4%
5% 10% 1% 1% 1% 1% 1% 6% 1% 1%
27% 52% 2% 2% 1% 2% 2% 1% 1% 2%
76% 92% 21% 23% 13% 24% 13% 27% 16% 26%
98% 100% 69% 64% 13% 76% 38% 75% 53% 76%
12% 21% 0% 0% 0% 0% 0% 1% 0% 0%
34% 51% 5% 10% 7% 7% 3% 9% 4% 9%
26% 28% 3% 4% 3% 3% 1% 5% 0% 5%
31% 64% 11% 15% 11% 13% 6% 15% 8% 16%
35% 51% 6% 10% 3% 10% 2% 11% 1% 12%
91% 98% 20% 29% 11% 26% 0% 25% 20% 28%
84% 98% 28% 50% 17% 41% 29% 43% 31% 44%
54% 80% 16% 20% 9% 19% 3% 21% 11% 22%
85% 91% 24% 26% 9% 28% 15% 26% 21% 28%
50% 81% 27% 25% 30% 24% 1% 26% 17% 31%
15% 35% 4% 5% 3% 6% 5% 6% 3% 6%
82% 96% 15% 17% 15% 16% 5% 21% 11% 20%
11% 15% 0% 1% 1% 0% 0% 1% 0% 1%
93% 99% 39% 45% 15% 46% 3% 51% 26% 52%
93% 97% 28% 34% 15% 33% 14% 32% 29% 32%
98% 100% 39% 51% 17% 48% 18% 51% 34% 52%
76% 88% 9% 11% 9% 10% 3% 12% 5% 14%
4% 8% 0% 0% 0% 0% 0% 2% 0% 0%
100% 97% 55% 58% 65% 55% 60% 56% 54% 58%
89% 89% 10% 10% 7% 11% 5% 12% 9% 11%
100% 100% 44% 53% 20% 52% 40% 49% 35% 57%
99% 100% 65% 74% 57% 71% 66% 70% 70% 69%
89% 98% 62% 65% 20% 71% 23% 78% 51% 72%
33% 44% 2% 2% 1% 3% 2% 2% 2% 2%
14% 26% 0% 0% 0% 0% 0% 0% 0% 1%
94% 94% 16% 29% 10% 26% 9% 33% 14% 29%
11% 29% 1% 3% 1% 2% 2% 2% 1% 2%
28% 43% 1% 4% 0% 3% 1% 3% 2% 3%
63% 82% 19% 46% 23% 35% 21% 39% 21% 40%
23% 40% 3% 4% 4% 3% 2% 5% 2% 4%
75% 88% 32% 43% 34% 37% 17% 38% 30% 42%
85% 84% 26% 27% 30% 26% 20% 27% 27% 27%
99% 100% 64% 60% 54% 63% 59% 63% 60% 64%
95% 95% 68% 66% 37% 72% 15% 69% 46% 80%
64% 79% 38% 35% 20% 40% 23% 50% 19% 48%
34% 53% 2% 6% 4% 4% 1% 5% 2% 5%
72% 87% 14% 23% 6% 23% 13% 20% 15% 21%
27% 65% 4% 7% 6% 6% 0% 6% 2% 8%
23% 44% 2% 5% 2% 5% 2% 4% 1% 5%
6% 20% 0% 1% 0% 1% 0% 1% 0% 1%
14% 28% 2% 2% 1% 2% 1% 3% 0% 3%
19% 35% 0% 1% 0% 1% 0% 1% 0% 1%
63% 74% 34% 33% 17% 37% 23% 44% 26% 39%
85% 92% 36% 41% 26% 40% 32% 40% 34% 42%
63% 75% 22% 33% 22% 29% 18% 31% 18% 34%
40% 62% 7% 9% 6% 9% 2% 12% 7% 9%
95% 96% 69% 67% 41% 73% 17% 70% 49% 81%
28% 44% 3% 4% 3% 4% 2% 5% 2% 4%
96% 98% 59% 59% 38% 62% 42% 61% 49% 65%
28% 49% 5% 8% 5% 7% 1% 10% 4% 8%
98% 99% 49% 50% 43% 51% 49% 50% 46% 52%
95% 97% 58% 57% 37% 60% 39% 60% 47% 64%
14% 29% 2% 4% 4% 3% 3% 5% 2% 4%
52% 63% 3% 5% 3% 5% 2% 7% 2% 5%
67% 80% 32% 34% 20% 35% 25% 39% 25% 38%
55% 67% 16% 18% 9% 19% 11% 23% 12% 20%
54% 66% 15% 18% 8% 19% 11% 23% 12% 20%
46% 61% 30% 29% 15% 32% 23% 37% 22% 34%
68% 83% 20% 29% 14% 26% 14% 27% 18% 28%
63% 74% 22% 33% 22% 29% 18% 31% 18% 34%
38% 56% 3% 5% 3% 4% 2% 5% 3% 4%
60% 71% 2% 5% 3% 4% 2% 7% 2% 5%
28% 44% 3% 4% 3% 4% 2% 5% 2% 4%
63% 74% 24% 25% 12% 28% 12% 34% 19% 28%
Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a
credit credit credit credit debit debit debit debit debit debit
card, rural card, card, out card, in card, card, card, card, card, card,
(% age urban (% of labor labor female (% male (% young (% older (% primary secondary
15+) age 15+) force (% force (% age 15+) age 15+) ages 15- age 25+) education education
age 15+) age 15+) 24) or less (% or more
ages 15+) (% ages
15+)
0% 0% 0% 0% 0% 5% 2% 3% 0% 9%
3% 6% 2% 8% 28% 26% 26% 27% 17% 39%
1% 5% 12% 33% 12% 27% 13% 28%
22% 32% 53% 57% 48% 57% 38% 64%
9% 9% 1% 14% 16% 24% 12% 21% 11% 20%
54% 50% 97% 95% 98% 96% 67% 97%
56% 61% 95% 96% 97% 95% 95% 96%
5% 13% 32% 44% 26% 41% 23% 40%
1% 1% 0% 1% 2% 8% 3% 5% 2% 7%
42% 56% 96% 96% 90% 97% 85% 97%
2% 1% 0% 2% 4% 7% 2% 7% 3% 9%
9% 14% 40% 48% 43% 45% 26% 52%
11% 23% 52% 71% 38% 66% 31% 76%
3% 11% 27% 34% 25% 32% 22% 34%
31% 44% 60% 71% 63% 67% 65% 66%
19% 26% 74% 68% 75% 71% 50% 79%
2% 3% 2% 3% 7% 12% 7% 10% 7% 18%
0% 1% 0% 0% 11% 19% 4% 18% 9% 49%
1% 2% 0% 2% 6% 9% 2% 10% 4% 11%
77% 86% 96% 96% 93% 97% 80% 97%
1% 4% 5% 5% 2% 7% 4% 10%
13% 27% 16% 28% 77% 81% 81% 78% 53% 87%
75% 77% 79% 76% 67% 88%
9% 15% 25% 33% 21% 31% 9% 36%
0% 3% 3% 3% 1% 4% 2% 4%
0% 1% 3% 7% 5% 5% 0% 8%
3% 1% 1% 2% 6% 11% 4% 11% 6% 10%
7% 18% 46% 60% 57% 51% 34% 65%
2% 3% 1% 3% 5% 10% 5% 9% 5% 16%
24% 46% 68% 67% 53% 69% 41% 78%
23% 37% 80% 83% 81% 82% 62% 86%
25% 33% 87% 91% 95% 88% 78% 91%
45% 64% 99% 99% 98% 99% 100% 99%
10% 11% 5% 13% 26% 32% 13% 35% 17% 42%
11% 16% 30% 47% 32% 41% 30% 44%
2% 3% 2% 4% 19% 25% 8% 27% 20% 25%
4% 4% 1% 5% 10% 20% 14% 14% 7% 27%
20% 43% 98% 96% 97% 97% 97% 97%
1% 5% 23% 29% 14% 30% 13% 36%
0% 0% 6% 17% 12% 11% 5% 40%
56% 72% 98% 96% 90% 99% 93% 99%
31% 48% 86% 87% 83% 87% 81% 87%
1% 4% 9% 19% 6% 18% 9% 17%
1% 1% 5% 9% 6% 8% 4% 13%
13% 13% 5% 21% 45% 40% 34% 44% 22% 45%
57% 56% 93% 95% 98% 94% 99% 94%
0% 1% 0% 1% 13% 22% 11% 20% 4% 27%
21% 25% 80% 86% 74% 84% 66% 84%
2% 7% 12% 16% 14% 14% 9% 20%
1% 1% 1% 1% 3% 4% 2% 4% 2% 9%
4% 3% 1% 4% 10% 17% 12% 14% 7% 26%
50% 82% 87% 89% 85% 89% 58% 94%
12% 19% 76% 82% 85% 78% 55% 86%
63% 78% 94% 94% 95% 94% 94% 94%
3% 6% 3% 6% 19% 35% 25% 28% 19% 43%
1% 2% 1% 2% 36% 34% 35% 35% 22% 47%
6% 8% 76% 89% 78% 84% 73% 87%
3% 1% 1% 2% 7% 12% 6% 11% 7% 14%
56% 54% 94% 93% 99% 93% 96% 93%
77% 79% 60% 90% 30% 32% 39% 29% 20% 31%
58% 58% 81% 84% 74% 83% 79% 84%
10% 13% 11% 12% 42% 52% 51% 46% 35% 56%
55% 77% 89% 88% 62% 91% 66% 91%
2% 4% 22% 42% 18% 37% 20% 37%
17% 23% 10% 28% 62% 58% 55% 61% 44% 63%
6% 8% 3% 7% 18% 27% 18% 25% 9% 29%
42% 80% 82% 85% 98% 82% 62% 88%
12% 14% 7% 19% 31% 50% 29% 45% 30% 53%
1% 4% 1% 5% 28% 28% 17% 33% 15% 31%
1% 3% 0% 1% 22% 25% 17% 26% 15% 44%
11% 21% 90% 87% 87% 89% 80% 91%
2% 4% 12% 20% 6% 19% 11% 18%
4% 8% 22% 25% 16% 27% 19% 32%
4% 1% 0% 5% 6% 9% 6% 8% 7% 9%
8% 15% 70% 79% 69% 75% 46% 78%
1% 2% 6% 7% 6% 7% 4% 15%
1% 1% 0% 1% 6% 10% 5% 10% 5% 18%
4% 9% 3% 10% 83% 84% 65% 89% 66% 88%
6% 5% 2% 7% 12% 15% 12% 14% 9% 31%
37% 46% 87% 91% 85% 90% 72% 91%
2% 4% 5% 11% 6% 9% 5% 16%
11% 24% 78% 83% 70% 83% 71% 86%
6% 13% 27% 43% 28% 37% 17% 42%
6% 10% 3% 10% 45% 47% 43% 47% 29% 48%
4% 9% 6% 7% 90% 84% 73% 91% 74% 92%
1% 1% 22% 42% 24% 34% 23% 48%
12% 9% 3% 16% 12% 25% 19% 17% 12% 36%
2% 2% 27% 25% 26% 26% 6% 44%
9% 20% 7% 19% 43% 51% 32% 54% 34% 55%
2% 2% 0% 2% 11% 17% 14% 14% 7% 34%
24% 45% 98% 98% 98% 98% 100% 99%
51% 60% 98% 95% 87% 98% 90% 97%
2% 4% 2% 3% 9% 16% 15% 11% 6% 20%
1% 1% 3% 2% 1% 3% 2% 11%
2% 2% 0% 2% 26% 45% 26% 40% 17% 54%
13% 30% 47% 58% 46% 54% 30% 64%
60% 70% 97% 98% 90% 99% 94% 99%
0% 0% 0% 0% 2% 13% 4% 10% 3% 18%
6% 8% 3% 9% 30% 34% 24% 34% 20% 37%
2% 4% 1% 4% 16% 15% 10% 18% 9% 20%
8% 15% 4% 16% 29% 43% 32% 37% 18% 40%
3% 10% 24% 36% 18% 34% 14% 38%
21% 27% 82% 86% 91% 83% 42% 85%
28% 45% 81% 91% 71% 87% 78% 89%
8% 25% 50% 56% 60% 51% 22% 59%
19% 29% 61% 70% 78% 63% 51% 67%
14% 29% 62% 79% 66% 73% 71% 72%
3% 7% 1% 7% 8% 15% 7% 14% 10% 18%
6% 25% 55% 68% 53% 63% 30% 76%
0% 1% 0% 1% 0% 3% 1% 2% 0% 3%
42% 15% 55% 93% 94% 88% 94% 81% 97%
27% 33% 88% 91% 94% 89% 63% 91%
30% 55% 95% 98% 100% 96% 89% 98%
9% 10% 3% 13% 54% 63% 43% 64% 46% 63%
0% 0% 0% 0% 1% 1% 1% 1% 0% 6%
58% 56% 79% 88% 81% 84% 75% 85%
9% 11% 44% 62% 38% 57% 32% 59%
43% 51% 99% 98% 97% 98% 100% 98%
70% 69% 86% 85% 89% 85% 81% 87%
41% 76% 82% 81% 61% 85% 46% 94%
1% 3% 1% 3% 14% 16% 4% 19% 9% 18%
0% 0% 0% 0% 8% 19% 12% 13% 10% 26%
13% 26% 58% 69% 59% 64% 55% 71%
1% 3% 0% 2% 4% 10% 4% 8% 5% 11%
2% 3% 1% 4% 14% 27% 15% 22% 9% 31%
21% 42% 44% 73% 56% 60% 42% 69%
3% 4% 1% 4% 17% 20% 16% 19% 10% 25%
21% 45% 66% 74% 88% 67% 39% 71%
27% 27% 73% 67% 63% 70% 55% 70%
59% 64% 96% 95% 98% 95% 94% 96%
63% 68% 86% 79% 77% 84% 44% 84%
29% 38% 32% 39% 67% 65% 52% 70% 55% 78%
2% 4% 3% 5% 33% 40% 19% 41% 21% 42%
12% 20% 70% 81% 49% 84% 72% 77%
2% 7% 46% 52% 46% 49% 13% 53%
0% 4% 2% 5% 14% 29% 11% 27% 17% 23%
0% 1% 2% 7% 2% 6% 2% 8%
1% 4% 1% 2% 8% 12% 4% 13% 3% 19%
0% 1% 0% 1% 15% 21% 9% 22% 10% 23%
19% 30% 67% 70% 64% 70% 58% 79%
33% 42% 73% 80% 73% 77% 61% 79%
21% 30% 49% 59% 48% 56% 44% 59%
5% 11% 35% 49% 32% 46% 28% 51%
64% 70% 88% 81% 79% 85% 47% 86%
1% 4% 19% 30% 17% 28% 11% 39%
52% 63% 87% 86% 82% 87% 74% 88%
3% 9% 22% 37% 18% 34% 17% 39%
47% 52% 87% 90% 86% 89% 82% 90%
50% 61% 87% 86% 81% 87% 72% 88%
1% 4% 8% 12% 9% 11% 6% 20%
2% 5% 21% 33% 22% 29% 17% 41%
16% 28% 65% 71% 66% 69% 62% 74%
5% 12% 41% 51% 37% 48% 35% 58%
5% 11% 40% 49% 36% 47% 34% 57%
3% 8% 64% 68% 62% 67% 58% 76%
15% 30% 53% 65% 59% 59% 37% 64%
21% 30% 47% 58% 46% 55% 44% 57%
3% 5% 32% 44% 28% 42% 27% 47%
2% 5% 16% 30% 20% 24% 16% 35%
1% 4% 19% 30% 17% 28% 11% 39%
15% 24% 49% 56% 41% 56% 36% 67%
Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a
debit debit debit debit debit debit debit or debit or debit or debit or
card, card, card, rural card, card, out card, in credit credit credit credit
income, income, (% age urban (% of labor labor card, card, card, card,
poorest richest 15+) age 15+) force (% force (% female (% male (% young (% older (%
40% (% 60% (% age 15+) age 15+) age 15+) age 15+) ages 15- age 25+)
ages 15+) ages 15+) 24)
2% 3% 2% 4% 1% 4% 0% 5% 2% 3%
16% 35% 15% 33% 12% 41% 28% 26% 27% 27%
14% 29% 10% 38% 13% 34% 14% 28%
44% 62% 50% 57% 54% 59% 52% 58%
14% 23% 14% 21% 12% 24% 17% 28% 14% 24%
93% 98% 90% 99% 98% 96% 98% 97%
97% 95% 95% 96% 97% 98% 100% 97%
28% 44% 33% 43% 32% 45% 26% 42%
4% 6% 4% 5% 3% 8% 2% 8% 3% 5%
93% 99% 93% 99% 96% 97% 92% 97%
4% 6% 5% 6% 3% 6% 5% 8% 2% 9%
28% 55% 43% 45% 41% 49% 43% 46%
49% 70% 39% 77% 52% 72% 40% 66%
24% 34% 23% 35% 29% 35% 27% 33%
63% 68% 61% 68% 63% 77% 70% 70%
59% 79% 73% 70% 75% 69% 76% 72%
6% 11% 6% 14% 9% 9% 7% 12% 7% 11%
4% 22% 10% 29% 6% 18% 11% 19% 4% 18%
3% 10% 5% 9% 5% 8% 6% 10% 2% 11%
94% 98% 93% 98% 99% 97% 95% 99%
4% 6% 2% 6% 6% 6% 2% 8%
76% 81% 67% 82% 63% 85% 78% 81% 82% 79%
65% 83% 77% 78% 80% 78%
15% 38% 21% 31% 27% 35% 23% 33%
2% 4% 2% 4% 3% 5% 1% 5%
2% 7% 2% 6% 4% 7% 5% 6%
4% 12% 6% 10% 7% 10% 7% 12% 5% 11%
36% 63% 43% 57% 46% 61% 60% 52%
4% 11% 5% 12% 5% 9% 6% 11% 6% 10%
57% 75% 58% 76% 71% 74% 59% 74%
80% 83% 63% 91% 81% 86% 81% 84%
88% 90% 86% 91% 88% 92% 95% 89%
98% 100% 99% 99% 100% 99% 98% 100%
15% 39% 21% 32% 15% 35% 27% 34% 14% 36%
29% 44% 24% 42% 30% 48% 32% 42%
16% 26% 23% 22% 19% 26% 19% 25% 8% 27%
7% 19% 11% 16% 7% 18% 11% 21% 15% 15%
96% 97% 94% 98% 98% 96% 97% 97%
17% 31% 12% 33% 23% 29% 14% 30%
6% 15% 5% 14% 6% 17% 12% 11%
95% 99% 96% 98% 99% 97% 90% 99%
87% 86% 82% 90% 90% 91% 88% 91%
7% 18% 4% 19% 9% 19% 6% 18%
7% 7% 5% 8% 5% 10% 6% 8%
32% 49% 30% 50% 31% 55% 47% 45% 36% 48%
93% 94% 93% 95% 97% 97% 98% 97%
6% 25% 6% 25% 9% 20% 13% 23% 11% 20%
74% 89% 80% 85% 81% 87% 75% 86%
11% 16% 6% 17% 13% 18% 17% 15%
2% 5% 3% 5% 3% 4% 3% 5% 2% 5%
6% 19% 14% 13% 4% 18% 10% 19% 12% 15%
77% 96% 71% 96% 88% 90% 85% 90%
70% 85% 66% 88% 76% 83% 85% 79%
92% 96% 97% 93% 99% 99% 99% 99%
16% 35% 20% 36% 20% 33% 20% 35% 25% 29%
26% 41% 29% 38% 27% 40% 37% 34% 35% 35%
80% 84% 74% 89% 76% 90% 78% 85%
8% 11% 12% 9% 5% 14% 8% 12% 7% 11%
91% 95% 96% 92% 97% 95% 99% 96%
40% 24% 49% 30% 29% 32% 87% 87% 60% 93%
76% 86% 79% 85% 87% 91% 79% 90%
35% 54% 36% 54% 36% 51% 45% 53% 57% 46%
84% 91% 82% 92% 90% 90% 62% 93%
21% 40% 25% 40% 22% 42% 18% 37%
62% 59% 56% 62% 48% 68% 65% 61% 57% 65%
11% 30% 19% 31% 7% 26% 20% 30% 21% 27%
73% 91% 78% 86% 91% 93% 98% 91%
33% 45% 40% 40% 29% 51% 32% 53% 30% 48%
26% 29% 25% 30% 22% 34% 28% 29% 18% 33%
12% 31% 16% 56% 24% 23% 22% 25% 17% 26%
82% 93% 84% 91% 91% 88% 87% 90%
9% 21% 6% 22% 12% 21% 6% 19%
20% 26% 21% 27% 23% 26% 17% 28%
8% 8% 7% 8% 3% 9% 7% 11% 9% 9%
70% 77% 62% 83% 71% 80% 71% 76%
2% 9% 6% 6% 6% 7% 6% 7%
4% 10% 6% 12% 6% 8% 6% 10% 5% 10%
79% 86% 80% 84% 70% 90% 83% 85% 65% 89%
11% 15% 11% 18% 8% 15% 13% 16% 12% 16%
83% 93% 83% 92% 88% 91% 87% 90%
8% 8% 6% 9% 6% 12% 7% 10%
80% 81% 64% 87% 78% 84% 70% 84%
17% 46% 18% 41% 28% 44% 32% 37%
37% 52% 41% 51% 25% 56% 47% 48% 45% 48%
84% 89% 84% 89% 81% 91% 90% 84% 73% 91%
19% 40% 27% 37% 22% 42% 24% 35%
8% 24% 19% 17% 8% 25% 14% 30% 23% 21%
13% 35% 30% 25% 27% 25% 26% 26%
31% 57% 38% 63% 33% 60% 43% 53% 33% 56%
7% 18% 12% 21% 12% 14% 11% 17% 14% 14%
98% 98% 97% 99% 98% 98% 98% 98%
96% 97% 92% 98% 99% 95% 87% 99%
8% 15% 9% 16% 6% 14% 9% 16% 15% 11%
2% 2% 1% 3% 3% 2% 1% 3%
24% 43% 22% 46% 18% 42% 26% 45% 27% 40%
38% 62% 42% 61% 55% 64% 52% 60%
95% 100% 97% 98% 98% 98% 90% 99%
4% 10% 5% 9% 3% 13% 2% 13% 4% 10%
18% 40% 23% 36% 23% 36% 30% 34% 25% 34%
8% 21% 11% 19% 11% 17% 16% 16% 10% 18%
24% 44% 29% 38% 18% 41% 31% 44% 35% 38%
15% 39% 20% 34% 24% 36% 18% 34%
79% 87% 74% 90% 82% 86% 91% 83%
79% 90% 75% 93% 82% 92% 71% 88%
39% 62% 39% 62% 51% 59% 61% 53%
57% 71% 57% 70% 63% 71% 78% 65%
65% 77% 48% 79% 62% 79% 67% 73%
7% 15% 6% 17% 5% 15% 10% 17% 9% 15%
48% 70% 41% 80% 56% 69% 53% 64%
0% 2% 1% 2% 0% 2% 1% 3% 1% 2%
91% 95% 94% 87% 97% 93% 94% 88% 95%
80% 95% 83% 92% 88% 91% 94% 89%
92% 99% 93% 99% 95% 98% 100% 96%
48% 66% 61% 58% 47% 65% 56% 65% 46% 65%
0% 1% 1% 2% 0% 2% 1% 1% 1% 1%
85% 82% 81% 85% 89% 94% 93% 92%
45% 58% 40% 64% 44% 62% 38% 57%
97% 99% 97% 99% 99% 99% 97% 99%
85% 86% 81% 89% 93% 94% 100% 93%
76% 85% 63% 91% 84% 84% 65% 87%
11% 18% 10% 17% 12% 19% 15% 17% 5% 20%
7% 17% 12% 15% 6% 15% 8% 19% 12% 14%
55% 69% 63% 63% 61% 74% 60% 69%
5% 8% 5% 13% 2% 8% 5% 11% 5% 9%
12% 26% 16% 22% 14% 26% 14% 27% 15% 22%
46% 67% 45% 69% 45% 74% 57% 60%
10% 23% 16% 21% 11% 20% 17% 20% 16% 20%
66% 72% 59% 75% 68% 78% 88% 71%
66% 70% 71% 68% 76% 71% 73% 72%
96% 95% 94% 97% 97% 96% 98% 97%
78% 86% 71% 88% 94% 89% 84% 93%
52% 76% 58% 68% 56% 71% 68% 66% 52% 70%
31% 40% 36% 36% 28% 44% 33% 40% 19% 41%
71% 79% 66% 78% 71% 82% 50% 85%
34% 58% 20% 57% 46% 53% 47% 50%
10% 29% 15% 22% 11% 32% 14% 29% 11% 28%
1% 6% 2% 8% 2% 7% 2% 6%
3% 15% 4% 17% 6% 12% 9% 13% 5% 14%
9% 23% 13% 29% 11% 21% 15% 21% 9% 22%
59% 75% 48% 59% 69% 71% 64% 72%
71% 79% 70% 81% 76% 82% 74% 79%
47% 59% 47% 57% 51% 62% 52% 58%
36% 46% 31% 52% 37% 50% 33% 48%
80% 87% 73% 89% 94% 90% 85% 93%
16% 30% 15% 28% 20% 31% 18% 28%
83% 89% 81% 90% 92% 92% 86% 93%
23% 35% 20% 40% 23% 38% 19% 35%
87% 90% 85% 91% 92% 94% 90% 93%
82% 89% 80% 90% 91% 91% 85% 92%
6% 13% 5% 13% 8% 14% 10% 12%
18% 33% 19% 33% 22% 33% 23% 30%
59% 75% 47% 61% 67% 73% 68% 71%
36% 52% 25% 40% 42% 52% 38% 50%
36% 51% 24% 39% 41% 51% 37% 49%
56% 73% 32% 43% 66% 69% 63% 69%
50% 64% 47% 66% 55% 66% 59% 60%
46% 58% 46% 55% 49% 62% 51% 57%
32% 42% 29% 47% 32% 45% 28% 42%
13% 29% 16% 29% 16% 30% 20% 25%
16% 30% 15% 28% 20% 31% 18% 28%
45% 58% 37% 52% 51% 58% 42% 58%
Owns a Owns a Owns a Owns a Owns a Owns a Owns a Owns a Has an Has an
debit or debit or debit or debit or debit or debit or debit or debit or inactive inactive
credit credit credit credit credit credit credit credit account, account,
card, card, card, card, card, rural card, card, out card, in female (% male (%
primary secondary income, income, (% age urban (% of labor labor age 15+) age 15+)
education education poorest richest 15+) age 15+) force (% force (%
or less (% or more 40% (% 60% (% age 15+) age 15+)
ages 15+) (% ages ages 15+) ages 15+)
15+)
0% 9% 2% 3% 2% 4% 1% 4%
17% 39% 16% 35% 15% 34% 12% 41% 5% 4%
14% 29% 15% 30% 11% 39% 5% 4%
39% 66% 47% 63% 52% 58% 4% 3%
14% 23% 15% 26% 16% 24% 12% 27% 4% 4%
74% 98% 94% 99% 93% 99% 0% 0%
95% 98% 98% 97% 97% 98% 1% 0%
23% 41% 28% 45% 33% 44% 3% 2%
2% 7% 4% 6% 4% 5% 3% 8% 6% 3%
85% 97% 93% 99% 94% 99% 1% 0%
4% 10% 4% 8% 6% 6% 3% 7% 3% 5%
28% 53% 30% 55% 43% 46% 7% 5%
32% 77% 49% 70% 39% 77% 5% 5%
22% 37% 25% 36% 24% 37% 5% 5%
67% 71% 66% 73% 66% 72% 5% 4%
50% 80% 60% 80% 74% 71% 5% 4%
8% 18% 7% 12% 7% 14% 9% 10% 2% 2%
9% 49% 4% 22% 11% 29% 6% 18% 5% 3%
5% 12% 4% 11% 6% 10% 5% 9% 1% 2%
90% 98% 96% 99% 97% 99% 0% 1%
5% 12% 4% 7% 2% 7% 3% 5%
53% 88% 76% 81% 67% 82% 64% 86% 1% 1%
69% 90% 67% 85% 2% 1%
9% 38% 15% 40% 22% 33% 5% 4%
3% 5% 2% 5% 2% 5% 10% 8%
1% 8% 3% 7% 2% 7%
7% 11% 4% 13% 8% 11% 7% 11% 2% 2%
34% 66% 37% 64% 43% 58% 4% 6%
5% 16% 5% 11% 6% 12% 5% 9% 2% 3%
45% 84% 62% 80% 62% 82% 3% 1%
62% 88% 82% 84% 64% 92% 2% 3%
78% 92% 89% 91% 86% 92% 1% 0%
100% 100% 99% 100% 99% 100% 0% 0%
18% 44% 16% 40% 22% 33% 15% 37% 8% 5%
31% 45% 30% 45% 25% 43% 9% 11%
20% 25% 16% 26% 23% 22% 19% 26% 4% 3%
8% 28% 8% 20% 12% 17% 7% 19% 4% 5%
97% 97% 96% 98% 94% 99% 0% 1%
13% 37% 17% 32% 12% 34% 0% 1%
5% 40% 6% 15% 5% 14% 11% 15%
95% 99% 96% 100% 98% 98% 1% 2%
85% 91% 89% 91% 86% 94% 1% 0%
9% 18% 8% 18% 4% 19% 0% 1%
4% 14% 7% 8% 5% 9% 5% 5%
22% 49% 34% 54% 34% 53% 33% 60% 2% 5%
99% 97% 97% 98% 97% 97% 1% 0%
4% 27% 6% 26% 6% 25% 9% 20% 2% 1%
66% 86% 75% 91% 82% 86% 1% 1%
9% 23% 12% 17% 8% 18% 4% 4%
2% 10% 2% 5% 3% 5% 3% 4% 2% 2%
8% 26% 7% 19% 14% 14% 4% 19% 2% 2%
59% 95% 78% 97% 71% 97% 2% 1%
55% 86% 70% 86% 66% 88% 1% 1%
98% 100% 99% 99% 98% 100% 0% 0%
20% 44% 16% 35% 21% 36% 21% 34% 32% 23%
22% 47% 26% 42% 30% 38% 27% 40% 9% 9%
74% 87% 80% 84% 74% 89% 5% 2%
7% 14% 9% 11% 12% 9% 5% 14% 3% 4%
96% 96% 95% 97% 98% 95% 1% 1%
33% 89% 79% 91% 88% 87% 72% 95% 1% 0%
86% 91% 82% 94% 88% 90% 1% 0%
36% 59% 38% 56% 38% 56% 41% 52% 15% 9%
68% 93% 86% 93% 83% 94% 1% 0%
20% 37% 21% 41% 25% 40% 5% 7%
44% 67% 65% 63% 58% 66% 51% 72% 0% 2%
12% 31% 14% 32% 22% 33% 9% 29% 1% 2%
70% 96% 82% 98% 84% 95% 1% 0%
32% 55% 34% 48% 42% 42% 30% 54% 5% 5%
15% 32% 26% 30% 26% 30% 22% 34% 4% 3%
15% 44% 12% 31% 16% 56% 24% 23% 7% 8%
82% 92% 84% 94% 86% 92% 2% 1%
11% 19% 9% 21% 6% 23% 4% 5%
19% 33% 20% 28% 21% 29% 4% 4%
8% 11% 9% 9% 9% 9% 3% 11% 4% 5%
50% 79% 70% 79% 64% 83% 1% 1%
4% 15% 3% 9% 6% 7% 2% 1%
5% 18% 4% 11% 6% 12% 6% 9% 2% 2%
66% 88% 79% 87% 80% 85% 70% 90% 3% 4%
11% 32% 12% 16% 13% 18% 8% 16% 4% 6%
73% 92% 83% 94% 84% 93% 3% 1%
6% 17% 8% 9% 6% 10% 2% 2%
72% 86% 80% 82% 64% 87% 6% 1%
18% 44% 17% 48% 19% 43% 3% 3%
33% 49% 39% 53% 42% 53% 25% 58% 2% 3%
74% 92% 84% 89% 84% 89% 81% 91% 0% 1%
23% 48% 19% 40% 27% 37% 6% 10%
16% 41% 11% 29% 22% 21% 9% 30% 6% 6%
6% 44% 13% 35% 30% 25% 6% 5%
35% 56% 31% 59% 40% 63% 33% 62% 3% 4%
8% 34% 7% 19% 12% 21% 12% 15% 14% 15%
100% 99% 98% 98% 97% 99% 1% 1%
91% 98% 97% 97% 93% 98% 0% 1%
6% 20% 8% 15% 9% 16% 6% 14% 2% 2%
2% 12% 3% 2% 2% 3%
18% 54% 24% 43% 22% 46% 18% 43% 5% 4%
36% 72% 43% 70% 47% 69% 6% 6%
94% 99% 96% 100% 97% 99% 0% 0%
3% 18% 4% 10% 5% 9% 3% 13% 1% 2%
20% 38% 18% 41% 23% 36% 23% 36% 3% 7%
9% 20% 8% 21% 11% 19% 11% 18% 3% 1%
20% 42% 25% 45% 31% 40% 19% 43% 4% 5%
14% 39% 15% 40% 20% 35% 5% 6%
42% 85% 79% 88% 74% 90% 1% 1%
80% 90% 80% 91% 75% 94% 1% 1%
24% 61% 40% 64% 40% 65% 3% 3%
51% 69% 58% 73% 59% 72% 1% 1%
71% 72% 65% 77% 48% 79% 0% 1%
11% 19% 8% 16% 7% 18% 6% 17% 2% 3%
31% 77% 49% 71% 42% 81% 1% 1%
1% 4% 0% 3% 1% 3% 0% 2% 1% 2%
81% 97% 91% 96% 94% 87% 97% 1% 1%
63% 91% 80% 96% 84% 93% 0% 0%
89% 99% 92% 100% 94% 99% 2% 1%
47% 65% 49% 68% 63% 59% 47% 67% 2% 3%
0% 6% 0% 1% 1% 2% 0% 2%
86% 93% 93% 91% 92% 92% 0% 0%
32% 59% 45% 58% 40% 65% 22% 10%
100% 99% 97% 100% 97% 99% 0% 0%
89% 95% 94% 93% 91% 96% 0% 1%
50% 96% 77% 89% 66% 94% 3% 1%
10% 18% 13% 18% 11% 17% 12% 20% 4% 5%
10% 26% 7% 17% 12% 15% 6% 15% 1% 2%
57% 75% 59% 74% 64% 69% 1% 2%
5% 12% 6% 9% 5% 13% 2% 9% 2% 4%
9% 31% 12% 26% 16% 22% 14% 27% 4% 4%
42% 70% 47% 68% 45% 71% 6% 4%
10% 26% 10% 24% 16% 22% 11% 21% 3% 2%
39% 74% 68% 75% 60% 79% 2% 1%
61% 73% 70% 74% 75% 71% 5% 5%
96% 97% 97% 97% 95% 98% 0% 0%
47% 93% 85% 96% 88% 93% 0% 0%
56% 78% 52% 77% 58% 69% 57% 72% 3% 2%
21% 43% 31% 40% 36% 37% 29% 44% 2% 1%
72% 78% 71% 79% 66% 79% 3% 2%
13% 54% 34% 59% 20% 58% 4% 5%
17% 23% 10% 29% 15% 22% 12% 33% 6% 8%
2% 8% 1% 6% 2% 8% 1% 2%
3% 20% 3% 16% 4% 18% 6% 12% 1% 2%
10% 23% 9% 23% 13% 29% 12% 21% 2% 2%
59% 81% 60% 77% 49% 61% 3% 2%
64% 82% 74% 82% 73% 83% 1% 1%
45% 62% 49% 62% 50% 59% 5% 4%
28% 54% 38% 48% 32% 54% 4% 4%
50% 94% 86% 96% 89% 94% 0% 0%
12% 40% 17% 31% 15% 29% 3% 3%
78% 94% 88% 95% 88% 94% 1% 0%
18% 40% 23% 35% 20% 40% 4% 4%
87% 94% 90% 94% 91% 94% 1% 0%
76% 93% 87% 94% 87% 93% 1% 0%
7% 21% 7% 14% 5% 14% 3% 3%
17% 41% 18% 34% 20% 33% 17% 13%
63% 77% 60% 77% 49% 63% 3% 2%
36% 59% 38% 53% 26% 41% 11% 8%
35% 58% 37% 52% 25% 40% 10% 8%
59% 78% 57% 75% 32% 44% 3% 3%
38% 65% 51% 66% 48% 68% 3% 2%
45% 60% 48% 61% 49% 58% 5% 4%
27% 47% 32% 42% 30% 47% 5% 4%
17% 36% 14% 30% 16% 29% 25% 18%
12% 40% 17% 31% 15% 29% 3% 3%
37% 69% 46% 60% 39% 54% 8% 6%
Has an Has an Has an Has an Has an Has an Has an Has an Has an Has an
inactive inactive inactive inactive inactive inactive inactive inactive inactive inactive
account, account, account, account, account, account, account, account, account, account,
young (% older (% primary secondary income, income, rural (% urban (% out of in labor
ages 15- age 25+) education education poorest richest age 15+) age 15+) labor force (%
24) or less (% or more 40% (% 60% (% force (% age 15+)
ages 15+) (% ages ages 15+) ages 15+) age 15+)
15+)
3% 5% 5% 5% 5% 5% 5% 5% 5% 4%
3% 6% 4% 5% 6% 4% 3% 6%
1% 4% 6% 2% 3% 4% 8% 2%
1% 5% 1% 4% 5% 3% 4% 4% 4% 4%
0% 0% 2% 0% 0% 0% 0% 0%
3% 0% 0% 0% 1% 0% 0% 1%
2% 2% 1% 3% 2% 3% 2% 3%
4% 4% 3% 5% 4% 4% 2% 5% 6% 2%
2% 0% 2% 0% 0% 1% 1% 0%
2% 4% 3% 4% 5% 3% 3% 4% 5% 3%
4% 7% 10% 5% 9% 4% 9% 5%
5% 5% 6% 5% 8% 3% 6% 5%
4% 5% 8% 4% 8% 3% 4% 6%
1% 5% 5% 4% 6% 3% 6% 4%
1% 5% 8% 4% 9% 2% 5% 4%
1% 3% 2% 1% 2% 2% 2% 1% 2% 2%
3% 4% 3% 11% 4% 4% 4% 3% 3% 4%
0% 2% 1% 1% 1% 2% 1% 1% 2% 1%
2% 0% 0% 0% 1% 0% 1% 0%
4% 4% 4% 5% 6% 3% 5% 4%
1% 1% 2% 1% 1% 1% 2% 1% 2% 1%
0% 2% 3% 0% 3% 1%
2% 5% 6% 4% 5% 4% 5% 4%
5% 12% 10% 8% 10% 9% 8% 10%
1% 3% 2% 2% 0% 3% 1% 3% 4% 1%
2% 6% 9% 2% 7% 4% 7% 4%
1% 3% 3% 2% 2% 3% 2% 3% 4% 2%
5% 2% 5% 1% 4% 1% 4% 1%
2% 2% 1% 3% 5% 1% 1% 3%
0% 1% 3% 0% 1% 0% 1% 0%
0% 0% 0% 0% 0% 0% 0% 0%
2% 8% 5% 8% 8% 6% 4% 7% 5% 7%
8% 11% 17% 6% 14% 8% 12% 10%
1% 4% 4% 2% 3% 3% 2% 3% 4% 2%
3% 5% 5% 4% 3% 5% 4% 4% 3% 5%
2% 0% 3% 0% 1% 0% 1% 1%
1% 0% 0% 1% 1% 0% 1% 0%
15% 12% 12% 15% 10% 15% 12% 13%
6% 0% 4% 0% 2% 0% 2% 0%
0% 1% 2% 0% 1% 0% 1% 0%
0% 0% 0% 0% 0% 1% 0% 0%
3% 6% 4% 5% 6% 4% 4% 5%
2% 4% 3% 4% 5% 3% 4% 4% 4% 3%
3% 0% 0% 0% 0% 1% 0% 1%
0% 2% 3% 1% 1% 2% 2% 2% 1% 2%
0% 1% 0% 1% 3% 0% 2% 1%
4% 4% 4% 5% 6% 3% 6% 4%
1% 3% 3% 1% 4% 1% 4% 1% 1% 3%
1% 3% 2% 2% 2% 3% 2% 2% 2% 2%
0% 2% 9% 0% 3% 1% 4% 1%
0% 1% 3% 0% 2% 0% 2% 0%
0% 0% 0% 0% 0% 0% 1% 0%
23% 29% 31% 20% 35% 22% 31% 23% 29% 26%
6% 10% 11% 7% 8% 9% 11% 8% 6% 11%
5% 3% 6% 3% 5% 3% 5% 2%
1% 5% 4% 3% 3% 4% 3% 4% 2% 6%
0% 1% 4% 1% 2% 0% 0% 2%
1% 0% 0% 0% 1% 0% 0% 0% 1% 0%
0% 0% 1% 0% 1% 0% 1% 0%
7% 13% 15% 12% 15% 10% 12% 11% 16% 10%
4% 1% 6% 0% 1% 1% 3% 0%
3% 7% 5% 6% 5% 6% 5% 7%
1% 1% 1% 1% 2% 1% 2% 1% 1% 1%
1% 2% 2% 1% 1% 2% 1% 2% 2% 1%
3% 0% 2% 0% 1% 0% 2% 0%
4% 6% 5% 5% 7% 3% 6% 4% 6% 4%
3% 3% 3% 3% 4% 3% 4% 3% 4% 2%
4% 10% 8% 7% 8% 8% 7% 10% 16% 7%
0% 1% 5% 0% 2% 1% 2% 1%
2% 5% 2% 5% 2% 6% 3% 5%
2% 5% 5% 3% 5% 4% 5% 2%
3% 5% 5% 3% 5% 4% 5% 3% 5% 4%
0% 1% 3% 1% 2% 1% 1% 1%
2% 2% 2% 2% 2% 2% 2% 2%
1% 2% 2% 3% 2% 2% 1% 4% 3% 1%
11% 1% 3% 4% 5% 2% 5% 3% 9% 1%
7% 4% 5% 1% 6% 4% 6% 1% 3% 5%
1% 2% 10% 1% 5% 1% 4% 1%
1% 2% 2% 2% 2% 2% 2% 2%
2% 4% 7% 2% 7% 2% 8% 2%
1% 3% 5% 2% 5% 2% 3% 3%
3% 2% 6% 2% 3% 2% 3% 2% 3% 2%
1% 0% 0% 0% 1% 0% 0% 0% 0% 0%
4% 9% 9% 6% 9% 7% 6% 10%
4% 7% 6% 2% 8% 5% 7% 5% 6% 6%
3% 7% 4% 7% 5% 6% 7% 5%
3% 4% 6% 2% 5% 3% 4% 3% 4% 3%
8% 16% 16% 7% 16% 13% 14% 13% 14% 14%
0% 1% 0% 1% 2% 0% 2% 0%
3% 0% 2% 0% 1% 1% 2% 0%
0% 2% 2% 2% 1% 3% 2% 2% 1% 2%
4% 5% 4% 5% 6% 3% 5% 4% 4% 5%
6% 6% 9% 4% 9% 4% 8% 4%
0% 0% 0% 0% 0% 0% 0% 0%
1% 2% 1% 2% 2% 1% 2% 1% 1% 2%
3% 5% 6% 4% 4% 5% 4% 5% 7% 4%
1% 2% 2% 2% 2% 2% 2% 2% 1% 2%
2% 5% 5% 4% 4% 4% 5% 4% 4% 5%
4% 6% 5% 6% 5% 6% 6% 5%
0% 1% 9% 1% 2% 1% 2% 0%
1% 1% 2% 0% 2% 0% 2% 1%
1% 4% 1% 4% 4% 3% 3% 3%
1% 1% 0% 1% 1% 1% 2% 1%
0% 0% 0% 0% 0% 0% 0% 0%
3% 2% 3% 1% 4% 2% 4% 1% 2% 3%
1% 1% 0% 1% 1% 1% 1% 1%
1% 1% 1% 1% 2% 1% 2% 1% 2% 1%
0% 1% 3% 0% 1% 0% 1% 2% 0%
1% 0% 3% 0% 1% 0% 0% 1%
0% 2% 7% 0% 4% 0% 4% 0%
5% 2% 3% 3% 5% 1% 2% 3% 5% 1%
0% 0% 0% 0% 0% 0% 0% 0%
15% 17% 22% 15% 19% 15% 26% 7%
0% 0% 0% 0% 0% 0% 0% 0%
0% 1% 2% 0% 0% 1% 0% 1%
3% 2% 5% 1% 1% 3% 4% 1%
3% 5% 3% 5% 5% 4% 5% 5% 4% 5%
2% 2% 2% 1% 2% 2% 2% 1% 5% 1%
4% 1% 3% 0% 3% 1% 5% 1%
3% 3% 3% 2% 3% 3% 3% 3% 3% 3%
1% 4% 4% 4% 5% 3% 5% 3% 2% 5%
3% 5% 6% 4% 6% 4% 6% 4%
2% 3% 4% 2% 5% 1% 3% 2% 3% 2%
0% 2% 0% 1% 3% 0% 3% 1%
3% 6% 15% 5% 7% 5% 7% 5%
0% 0% 0% 0% 0% 0% 0% 1%
0% 0% 0% 0% 1% 0% 1% 0%
4% 2% 4% 1% 3% 2% 4% 2% 6% 1%
1% 1% 0% 2% 1% 2% 1% 2% 1% 2%
1% 3% 5% 2% 4% 1% 0% 3%
3% 5% 6% 4% 6% 3% 2% 5%
3% 9% 6% 7% 5% 8% 7% 7% 6% 8%
0% 2% 1% 0% 1% 1% 1% 1%
2% 1% 2% 1% 3% 0% 1% 2% 1% 2%
2% 2% 3% 1% 2% 2% 1% 3% 3% 1%
2% 3% 4% 2% 3% 2% 5% 5%
1% 1% 2% 1% 2% 1% 2% 1%
2% 5% 6% 4% 5% 4% 6% 4%
3% 4% 5% 3% 4% 4% 4% 4%
0% 0% 0% 0% 1% 0% 1% 0%
3% 3% 3% 3% 4% 2% 4% 3%
1% 0% 2% 0% 1% 0% 1% 0%
2% 5% 5% 3% 4% 4% 4% 4%
1% 0% 1% 0% 1% 0% 1% 0%
1% 1% 2% 0% 1% 0% 1% 0%
2% 3% 3% 2% 3% 2% 2% 3%
12% 16% 19% 10% 19% 13% 17% 14%
1% 3% 3% 2% 3% 2% 5% 3%
9% 10% 13% 6% 12% 8% 14% 11%
8% 9% 12% 6% 12% 8% 14% 11%
2% 3% 4% 2% 4% 3% 6% 7%
2% 3% 3% 2% 3% 2% 3% 2%
2% 5% 6% 4% 6% 4% 6% 4%
3% 5% 5% 4% 5% 4% 4% 4%
18% 23% 25% 16% 28% 18% 23% 21%
3% 3% 3% 3% 4% 2% 4% 3%
7% 8% 12% 4% 9% 6% 11% 8%
Mobile Mobile Mobile Mobile Mobile Mobile Mobile Mobile Mobile Mobile
money money money money money money money money money money
account, account, account, account, account, account, account, account, account, account,
female (% male (% young (% older (% primary secondary income, income, rural (% urban (%
age 15+) age 15+) ages 15- age 25+) education education poorest richest age 15+) age 15+)
24) or less (% or more 40% (% 60% (%
ages 15+) (% ages ages 15+) ages 15+)
15+)
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
20% 38% 26% 30% 26% 31% 26% 31% 34% 27%
30% 44% 34% 39% 30% 50% 30% 41% 32% 42%
10% 16% 19% 11% 2% 18% 6% 18%
19% 31% 28% 23% 21% 40% 18% 29% 20% 34%
5% 8% 5% 7% 4% 21% 2% 10% 4% 14%
39% 46% 43% 42% 29% 57% 28% 52% 33% 51%
30% 51% 33% 44% 34% 56% 35% 44% 36% 47%
6% 9% 6% 8% 5% 10% 3% 10% 5% 9%
2% 4% 3% 3% 0% 6% 0% 5% 1% 3%
10% 12% 12% 10% 7% 18% 6% 14% 8% 13%
55% 65% 62% 59% 43% 73% 46% 69% 48% 68%
4% 7% 8% 4% 2% 9% 3% 7%
17% 26% 22% 21% 15% 42% 14% 26% 16% 30%
6% 12% 12% 8% 7% 13% 7% 10% 6% 12%
66% 71% 70% 68% 50% 78% 56% 77% 64% 79%
60% 57% 60% 59% 36% 66% 51% 64% 49% 65%
4% 8% 7% 6% 6% 7% 6% 7%
21% 38% 32% 28% 19% 67% 16% 38% 27% 34%
27% 31% 41% 24% 15% 42% 19% 36%
41% 44% 37% 45% 26% 53% 26% 54% 37% 52%
4% 9% 11% 4% 3% 16% 3% 8% 5% 10%
6% 7% 13% 5% 2% 12% 6% 7% 5% 8%
4% 7% 7% 5% 5% 16% 4% 6%
5% 12% 8% 9% 2% 16% 3% 12% 4% 12%
38% 37% 35% 39% 25% 46% 33% 41% 33% 41%
9% 20% 19% 13% 2% 17% 7% 19% 9% 16%
19% 25% 17% 24% 12% 27% 11% 29%
38% 52% 42% 47% 39% 64% 36% 51% 36% 52%
17% 22% 17% 20% 15% 27% 13% 23% 16% 24%
27% 34% 30% 31% 6% 37% 25% 35% 31%
39% 34% 30% 39% 24% 40% 26% 43% 31% 39%
0% 1% 1% 1% 0% 7% 0% 1% 1% 3%
2% 5% 6% 2% 0% 4% 2% 4%
1% 3% 4% 2% 1% 2% 1% 3% 2% 2%
40% 49% 42% 46% 39% 66% 31% 54% 39% 54%
57% 64% 69% 58% 47% 71% 49% 67%
32% 41% 32% 39% 30% 47% 26% 43% 31% 49%
2% 5% 7% 3% 3% 5% 4% 4% 2% 4%
13% 23% 25% 16% 7% 24% 11% 23%
53% 55% 52% 55% 42% 64% 38% 65% 50% 59%
39% 44% 37% 44% 28% 58% 24% 53% 31% 55%
46% 56% 42% 55% 37% 59% 41% 57% 47% 59%
0% 0% 4% 8% 5% 6% 4% 10% 3% 7%
31% 33% 38% 30% 23% 42% 20% 40%
46% 46% 23% 55% 49% 44% 35% 53%
20% 41% 27% 50% 62% 33% 22% 48% 25% 48%
9% 21% 36% 41% 71% 31% 50% 37% 31% 44%
84% 82% 90% 82% 50% 84% 73% 89%
92% 92% 90% 93% 97% 91% 94% 91%
19% 20% 23% 18% 32% 17% 8% 27%
22% 37% 21% 26% 23% 24% 20% 25% 18% 27%
68% 76% 70% 72% 43% 74% 60% 80%
24% 41% 43% 51% 49% 46% 41% 59% 40% 52%
9% 14% 54% 58% 67% 51% 35% 64% 43% 64%
47% 51% 69% 45% 43% 52% 33% 59%
26% 44% 50% 54% 48% 53% 47% 55% 42% 59%
12% 33% 38% 54% 67% 41% 35% 51% 40% 51%
45% 60% 74% 50% 44% 55% 34% 65%
18% 26% 44% 52% 51% 47% 45% 59% 41% 53%
4% 8% 29% 36% 31% 33% 31% 42% 20% 41%
29% 48% 56% 62% 59% 59% 50% 69% 49% 66%
76% 80% 90% 76% 58% 79% 70% 84%
3% 16% 38% 39% 36% 40% 38% 45% 27% 46%
53% 63% 67% 56% 40% 64% 54% 61%
62% 60% 60% 61% 52% 74% 48% 69%
11% 25% 28% 36% 39% 30% 14% 38% 17% 42%
3% 12% 34% 49% 36% 43% 37% 47% 32% 47%
16% 26% 32% 40% 33% 38% 25% 43% 25% 44%
31% 40% 47% 44% 52% 43% 34% 53% 34% 53%
40% 55% 63% 42% 32% 58% 40% 52%
30% 44% 39% 47% 46% 41% 36% 62% 40% 45%
48% 50% 63% 47% 43% 52% 41% 54%
40% 51% 69% 40% 21% 50% 31% 55%
78% 85% 81% 82% 69% 84% 76% 85%
87% 82% 80% 86% 14% 87% 72% 93%
5% 9% 34% 41% 43% 36% 28% 47% 24% 46%
31% 47% 58% 32% 22% 50% 28% 46%
2% 5% 19% 22% 12% 24% 18% 24% 15% 25%
6% 13% 31% 48% 58% 33% 28% 56% 31% 43%
77% 79% 82% 77% 63% 82% 69% 84%
38% 68% 60% 56% 47% 62% 51% 63% 53% 62%
3% 5% 46% 60% 48% 55% 49% 73% 40% 62%
79% 74% 70% 77% 63% 82% 64% 85%
73% 73% 68% 74% 67% 74% 68% 76%
45% 64% 55% 69% 62% 62% 56% 65% 54% 66%
3% 4% 51% 51% 48% 53% 45% 62% 49% 53%
4% 13% 25% 22% 34% 22% 19% 24% 13% 31%
86% 86% 94% 85% 82% 86% 87% 85%
45% 64% 63% 74% 71% 67% 59% 76% 58% 76%
43% 47% 73% 41% 26% 46% 35% 52%
5% 5% 29% 36% 45% 27% 22% 45% 24% 38%
12% 26% 44% 45% 49% 43% 37% 67% 38% 49%
3% 11% 25% 34% 38% 25% 22% 42% 18% 36%
66% 70% 76% 66% 32% 75% 47% 82%
56% 61% 58% 59% 34% 66% 44% 68%
88% 89% 97% 87% 88% 89% 86% 91%
7% 13% 22% 25% 21% 24% 19% 33% 15% 29%
6% 11% 52% 46% 61% 46% 30% 66% 40% 55%
6% 17% 48% 45% 65% 41% 38% 50% 39% 52%
2% 8% 28% 45% 36% 37% 30% 47% 27% 44%
84% 87% 83% 86% 80% 86% 82% 87%
67% 72% 48% 75% 29% 71% 66% 71%
68% 77% 82% 72% 68% 76% 68% 76%
7% 15% 61% 67% 74% 61% 50% 74% 55% 69%
81% 83% 80% 82% 64% 85% 74% 87%
7% 14% 24% 24% 34% 21% 12% 29% 18% 29%
42% 38% 35% 41% 31% 42% 39% 41%
43% 75% 62% 71% 67% 67% 52% 74% 52% 76%
71% 69% 68% 70% 44% 75% 52% 82%
37% 39% 41% 37% 30% 49% 30% 44%
8% 14% 33% 31% 36% 31% 24% 34% 22% 39%
4% 6% 60% 53% 59% 55% 52% 67% 43% 65%
66% 74% 79% 68% 69% 70% 57% 78%
16% 17% 24% 15% 12% 19% 11% 20%
39% 54% 47% 61% 57% 53% 46% 66% 46% 59%
29% 39% 52% 64% 58% 58% 51% 72% 45% 67%
61% 70% 57% 67% 28% 70% 56% 72%
10% 21% 29% 31% 35% 27% 24% 47% 22% 35%
23% 38% 48% 58% 57% 50% 47% 71% 44% 58%
12% 36% 66% 74% 58% 74% 46% 77% 59% 78%
22% 32% 57% 56% 54% 58% 53% 71% 47% 63%
66% 76% 86% 68% 46% 74% 58% 79%
6% 13% 30% 45% 27% 42% 31% 51% 32% 40%
5% 20% 53% 57% 70% 51% 35% 67% 50% 59%
9% 22% 34% 42% 43% 36% 19% 46% 26% 45%
50% 55% 49% 53% 42% 54% 42% 60%
49% 65% 45% 44% 65% 40% 36% 48% 34% 52%
4% 9% 33% 37% 42% 32% 29% 45% 20% 44%
18% 37% 42% 44% 42% 44% 37% 66% 37% 47%
26% 30% 41% 43% 52% 38% 28% 55% 29% 51%
30% 54% 54% 59% 41% 64% 49% 61% 39% 68%
8% 5% 35% 34% 32% 36% 32% 43% 26% 40%
79% 82% 92% 79% 46% 83% 72% 87%
85% 86% 85% 86% 73% 87% 77% 92%
4% 7% 35% 39% 52% 32% 30% 48% 31% 42%
2% 7% 23% 28% 25% 26% 24% 49% 19% 30%
4% 10% 54% 57% 50% 59% 46% 65% 47% 61%
37% 39% 50% 36% 24% 46% 25% 47%
90% 85% 80% 88% 74% 91% 85% 89%
4% 14% 13% 14% 10% 16% 11% 21% 10% 16%
37% 38% 43% 36% 24% 44% 29% 43%
27% 42% 23% 23% 32% 20% 12% 30% 18% 27%
5% 17% 28% 42% 48% 31% 13% 40% 20% 45%
17% 24% 52% 57% 52% 55% 42% 61% 36% 66%
55% 63% 66% 58% 25% 60% 49% 65%
57% 70% 71% 62% 52% 69% 49% 73%
39% 51% 57% 43% 32% 48% 31% 54%
26% 37% 34% 42% 58% 34% 27% 38% 24% 46%
62% 64% 62% 63% 21% 65% 54% 69%
33% 51% 60% 57% 52% 62% 55% 68% 52% 63%
37% 48% 63% 40% 24% 52% 29% 51%
19% 19% 43% 53% 44% 50% 42% 59% 40% 53%
15% 38% 86% 85% 65% 89% 72% 89% 78% 91%
76% 81% 91% 77% 66% 79% 65% 87%
60% 70% 68% 64% 48% 69% 48% 76%
22% 44% 64% 61% 45% 68% 62% 63% 52% 69%
0% 2% 18% 16% 18% 17% 15% 47% 10% 22%
75% 82% 87% 77% 73% 79% 74% 81%
3% 3% 43% 49% 51% 45% 32% 50% 40% 50%
86% 88% 87% 87% 72% 88% 79% 92%
82% 83% 85% 82% 78% 84% 84% 82%
74% 76% 72% 75% 53% 83% 70% 78%
1% 3% 18% 19% 21% 17% 16% 19% 12% 22%
27% 50% 44% 56% 51% 49% 43% 74% 33% 61%
48% 64% 68% 66% 77% 65% 59% 74% 50% 79%
26% 39% 56% 53% 45% 59% 51% 61% 48% 59%
4% 4% 47% 42% 39% 46% 37% 52% 31% 54%
10% 25% 17% 24% 35% 17% 10% 27% 8% 28%
39% 58% 71% 70% 67% 73% 63% 77% 62% 77%
30% 41% 57% 33% 33% 35% 25% 42%
9% 15% 22% 38% 32% 34% 29% 34% 35% 32%
83% 81% 86% 81% 77% 83% 82% 82%
76% 81% 78% 79% 60% 79% 62% 90%
37% 39% 53% 34% 21% 54% 23% 48%
23% 34% 30% 27% 20% 31% 19% 34%
18% 34% 27% 48% 52% 33% 31% 39% 28% 43%
9% 19% 55% 50% 48% 54% 42% 54% 41% 60%
1% 4% 30% 26% 26% 29% 18% 31% 19% 34%
16% 27% 24% 20% 13% 34% 13% 27%
28% 47% 45% 56% 45% 53% 39% 64% 30% 64%
41% 56% 50% 54% 53% 51% 40% 59% 41% 59%
62% 60% 61% 61% 49% 73% 49% 69%
55% 61% 63% 57% 46% 61% 50% 63%
35% 49% 59% 37% 28% 48% 33% 48%
37% 40% 37% 39% 28% 45% 30% 44%
76% 81% 79% 78% 60% 79% 62% 89%
54% 58% 53% 57% 46% 67% 46% 62%
76% 79% 79% 77% 64% 79% 68% 83%
32% 37% 29% 37% 26% 41% 26% 41%
75% 78% 82% 76% 68% 78% 72% 80%
75% 78% 77% 76% 62% 78% 67% 82%
43% 45% 44% 44% 37% 61% 37% 49%
32% 34% 32% 33% 24% 44% 24% 38%
52% 56% 57% 53% 47% 60% 42% 62%
10% 21% 41% 44% 41% 43% 34% 52% 32% 49%
10% 22% 41% 44% 41% 43% 34% 52% 32% 49%
14% 25% 59% 58% 59% 58% 48% 71% 46% 67%
12% 20% 30% 37% 46% 31% 20% 37% 21% 41%
11% 28% 34% 49% 58% 37% 28% 47% 32% 48%
3% 9% 34% 36% 35% 35% 28% 40% 26% 41%
8% 15% 21% 24% 20% 24% 18% 31% 15% 28%
21% 38% 54% 58% 53% 57% 46% 67% 46% 62%
8% 17% 47% 50% 45% 50% 35% 60% 39% 55%
Saved any Saved any Saved any Saved any Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a
money, money, money, money, in financial financial financial financial financial financial
rural (% urban (% out of labor institution institution institution institution institution institution
age 15+) age 15+) labor force (% , female , male (% , young (% , older (% , primary ,
force (% age 15+) (% age age 15+) ages 15- age 25+) education secondary
age 15+) 15+) 24) or less (% education
ages 15+) or more
(% ages
15+)
4% 9% 4% 8% 0% 3% 0% 2% 0% 4%
25% 36% 22% 41% 8% 11% 7% 10% 7% 13%
40% 52% 14% 18% 6% 20% 17% 15%
22% 45% 7% 15% 16% 10% 4% 15%
38% 39% 29% 44% 4% 7% 5% 6% 4% 6%
69% 90% 70% 68% 75% 68% 27% 71%
91% 93% 70% 63% 72% 66% 60% 67%
16% 23% 3% 6% 5% 4% 3% 5%
19% 25% 18% 29% 5% 7% 5% 7% 5% 6%
61% 80% 53% 61% 55% 57% 26% 59%
45% 49% 37% 50% 2% 9% 3% 6% 3% 10%
45% 59% 17% 23% 21% 20% 9% 25%
39% 56% 15% 23% 14% 20% 7% 24%
41% 60% 13% 22% 18% 17% 9% 22%
39% 49% 18% 27% 31% 21% 15% 25%
44% 58% 22% 24% 30% 23% 9% 28%
40% 63% 36% 51% 5% 10% 6% 8% 6% 13%
32% 34% 25% 35% 4% 10% 3% 8% 5% 15%
52% 65% 39% 67% 9% 9% 8% 9% 6% 12%
68% 83% 60% 68% 70% 62% 45% 64%
20% 46% 7% 8% 6% 9% 7% 10%
55% 59% 43% 64% 27% 36% 39% 29% 13% 37%
46% 44% 43% 45% 35% 58%
19% 35% 10% 13% 13% 11% 1% 15%
26% 54% 10% 13% 6% 14% 10% 14%
24% 42% 4% 5% 4% 5% 3% 6%
35% 53% 40% 49% 5% 6% 4% 6% 5% 5%
36% 53% 18% 26% 25% 21% 8% 31%
37% 52% 29% 47% 3% 9% 3% 7% 2% 16%
44% 53% 26% 24% 26% 25% 16% 29%
32% 51% 25% 32% 41% 25% 11% 32%
76% 85% 56% 63% 52% 61% 40% 63%
74% 89% 69% 66% 63% 68% 14% 69%
39% 37% 26% 42% 10% 15% 9% 14% 6% 19%
23% 43% 8% 18% 17% 12% 9% 16%
26% 20% 17% 26% 2% 5% 0% 5% 1% 6%
37% 39% 25% 45% 5% 12% 11% 7% 4% 14%
66% 84% 63% 61% 54% 63% 40% 67%
46% 65% 12% 16% 8% 16% 9% 18%
36% 60% 17% 29% 23% 23% 19% 38%
64% 85% 63% 61% 40% 65% 41% 70%
72% 74% 53% 54% 46% 55% 48% 55%
41% 72% 6% 17% 9% 12% 4% 16%
39% 57% 13% 21% 13% 19% 11% 27%
24% 24% 18% 30% 8% 8% 6% 8% 3% 8%
84% 87% 55% 59% 80% 55% 49% 58%
63% 72% 53% 73% 16% 27% 12% 25% 8% 31%
44% 46% 23% 30% 42% 24% 7% 28%
24% 36% 9% 12% 17% 7% 4% 18%
38% 54% 32% 50% 3% 6% 3% 6% 2% 12%
28% 30% 16% 35% 7% 15% 13% 10% 7% 19%
44% 79% 57% 63% 61% 59% 25% 66%
50% 65% 28% 36% 24% 33% 10% 38%
85% 90% 73% 78% 86% 74% 73% 78%
20% 28% 19% 27% 12% 13% 13% 13% 9% 20%
44% 52% 42% 53% 18% 21% 17% 20% 10% 29%
46% 47% 20% 27% 33% 21% 21% 25%
33% 38% 27% 47% 2% 2% 2% 2% 1% 4%
86% 85% 62% 65% 59% 64% 55% 64%
67% 69% 55% 78% 58% 61% 31% 67% 23% 61%
74% 72% 47% 51% 60% 47% 43% 53%
55% 70% 54% 67% 24% 24% 29% 23% 13% 31%
73% 86% 63% 65% 55% 65% 35% 68%
23% 25% 3% 5% 5% 4% 3% 4%
36% 42% 35% 44% 19% 19% 11% 21% 5% 21%
63% 76% 49% 71% 15% 28% 21% 22% 9% 27%
58% 75% 62% 58% 54% 60% 31% 65%
40% 37% 32% 45% 8% 13% 5% 13% 5% 17%
28% 36% 25% 39% 5% 8% 8% 6% 2% 7%
56% 59% 40% 57% 19% 15% 12% 19% 13% 27%
60% 75% 41% 46% 37% 44% 32% 46%
11% 20% 2% 3% 2% 3% 2% 3%
41% 68% 14% 20% 17% 16% 14% 20%
56% 63% 40% 64% 7% 18% 15% 11% 11% 17%
55% 73% 44% 50% 26% 50% 18% 51%
17% 33% 4% 3% 3% 4% 2% 7%
51% 55% 36% 58% 6% 8% 6% 7% 3% 18%
66% 72% 49% 81% 47% 47% 33% 51% 24% 53%
53% 64% 41% 61% 11% 11% 10% 12% 9% 22%
59% 77% 42% 50% 47% 45% 23% 49%
26% 45% 5% 15% 6% 11% 7% 16%
43% 60% 28% 30% 33% 28% 9% 41%
22% 44% 9% 15% 13% 11% 5% 15%
51% 54% 42% 57% 8% 8% 5% 9% 0% 9%
38% 49% 37% 50% 29% 27% 34% 26% 21% 30%
34% 36% 6% 9% 4% 8% 5% 11%
41% 47% 33% 50% 6% 16% 11% 11% 9% 19%
33% 44% 9% 9% 9% 9% 3% 15%
51% 65% 44% 68% 30% 38% 20% 41% 27% 38%
35% 35% 28% 37% 15% 17% 14% 17% 13% 27%
69% 87% 62% 69% 66% 66% 22% 68%
73% 91% 68% 71% 62% 71% 49% 72%
35% 40% 25% 41% 4% 9% 10% 5% 2% 12%
14% 31% 2% 3% 2% 3% 2% 12%
47% 62% 39% 62% 12% 23% 14% 20% 7% 28%
36% 41% 13% 16% 15% 15% 5% 20%
84% 89% 84% 78% 69% 83% 62% 87%
13% 14% 13% 15% 0% 4% 1% 3% 1% 6%
30% 41% 27% 43% 14% 16% 13% 16% 6% 19%
20% 26% 16% 26% 5% 4% 3% 5% 3% 5%
26% 38% 20% 39% 11% 19% 17% 14% 4% 17%
38% 62% 15% 24% 14% 21% 7% 26%
50% 64% 37% 36% 31% 37% 7% 37%
55% 69% 39% 47% 34% 44% 33% 48%
36% 51% 14% 23% 20% 18% 7% 21%
30% 41% 16% 20% 26% 16% 11% 19%
48% 67% 33% 37% 31% 37% 0% 37%
51% 65% 43% 67% 6% 12% 7% 10% 7% 13%
37% 47% 14% 24% 21% 19% 11% 23%
45% 52% 36% 52% 3% 7% 3% 6% 3% 9%
86% 75% 91% 59% 61% 39% 63% 42% 64%
74% 81% 56% 61% 55% 60% 17% 61%
55% 72% 36% 44% 28% 41% 25% 43%
57% 64% 49% 69% 33% 41% 30% 40% 27% 40%
15% 33% 10% 28% 0% 3% 1% 2% 1% 11%
74% 82% 49% 58% 64% 52% 45% 56%
40% 52% 32% 36% 37% 33% 19% 38%
73% 93% 79% 81% 74% 81% 55% 81%
79% 86% 56% 57% 64% 55% 56% 56%
62% 82% 68% 68% 66% 68% 48% 75%
22% 17% 16% 20% 1% 1% 0% 1% 0% 1%
46% 56% 29% 56% 4% 9% 7% 6% 3% 19%
62% 69% 52% 53% 62% 50% 42% 60%
52% 61% 43% 58% 11% 12% 7% 14% 8% 18%
37% 47% 40% 49% 11% 17% 7% 15% 7% 20%
15% 25% 6% 13% 15% 8% 4% 13%
70% 72% 58% 74% 14% 18% 16% 16% 9% 22%
27% 40% 8% 13% 24% 9% 0% 11%
21% 39% 3% 13% 11% 10% 2% 11%
77% 85% 61% 61% 65% 60% 56% 62%
69% 83% 63% 67% 60% 66% 11% 67%
39% 38% 27% 43% 13% 17% 12% 16% 6% 24%
28% 28% 21% 34% 2% 4% 2% 3% 1% 3%
15% 43% 4% 12% 10% 8% 6% 9%
42% 55% 20% 20% 18% 20% 5% 22%
30% 28% 24% 33% 6% 8% 6% 7% 6% 7%
17% 28% 1% 5% 2% 4% 1% 6%
44% 57% 34% 57% 8% 8% 5% 10% 4% 14%
50% 55% 38% 60% 3% 5% 4% 4% 1% 6%
51% 66% 42% 42% 37% 43% 31% 53%
53% 61% 35% 39% 37% 37% 26% 39%
32% 46% 14% 22% 22% 17% 10% 21%
32% 44% 12% 17% 12% 15% 7% 19%
69% 83% 63% 67% 61% 65% 14% 67%
39% 62% 12% 19% 12% 17% 7% 26%
70% 81% 58% 61% 58% 59% 37% 62%
27% 42% 8% 13% 6% 12% 4% 15%
74% 79% 51% 56% 60% 53% 43% 56%
69% 80% 57% 59% 56% 58% 37% 61%
27% 52% 7% 11% 8% 9% 5% 16%
24% 38% 11% 14% 12% 13% 8% 19%
33% 48% 35% 37% 35% 36% 30% 41%
26% 41% 22% 25% 20% 24% 17% 30%
26% 41% 21% 24% 19% 24% 17% 30%
43% 57% 39% 39% 35% 40% 31% 49%
26% 38% 11% 16% 18% 13% 5% 15%
31% 45% 13% 21% 22% 16% 9% 20%
31% 40% 9% 13% 10% 12% 7% 14%
18% 26% 10% 12% 11% 11% 8% 17%
39% 62% 12% 19% 12% 17% 7% 26%
36% 51% 28% 31% 23% 31% 17% 39%
Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a Saved Saved Saved Saved
financial financial financial financial financial financial money money money money
institution institution institution institution institution institution using a using a using a using a
, income, , income, , rural (% , urban (% , out of , in labor mobile mobile mobile mobile
poorest richest age 15+) age 15+) labor force (% money money money money
40% (% 60% (% force (% age 15+) account, account, account, account,
ages 15+) ages 15+) age 15+) female (% male (% young (% older (%
age 15+) age 15+) ages 15- age 25+)
24)
1% 2% 1% 3% 0% 2% 0% 0% 0% 0%
5% 13% 8% 11% 5% 14%
9% 20% 11% 22%
5% 15% 7% 13% 5% 7% 15% 4%
3% 7% 7% 5% 2% 7% 2% 3% 8% 1%
57% 77% 51% 78%
67% 66% 67% 67%
1% 7% 2% 7%
4% 7% 4% 7% 4% 9% 1% 2% 3% 1%
46% 64% 45% 67%
5% 5% 4% 6% 1% 6% 6% 12% 11% 8%
11% 26% 18% 21% 2% 4% 5% 2%
10% 24% 9% 25%
10% 22% 11% 22% 18% 24% 20% 21%
18% 26% 17% 25% 6% 9% 12% 6%
10% 32% 20% 26%
5% 9% 5% 13% 9% 7% 6% 16% 12% 10%
2% 9% 6% 9% 4% 8% 0% 2% 0% 1%
5% 11% 7% 10% 3% 11% 15% 22% 23% 16%
52% 72% 53% 69%
5% 9% 3% 10% 4% 5% 5% 4%
27% 34% 20% 34% 22% 35%
34% 52%
3% 17% 9% 12% 3% 5% 7% 3%
8% 13% 6% 15% 1% 6% 3% 4%
1% 7% 1% 6% 8% 14% 10% 11%
3% 7% 5% 6% 2% 7% 16% 20% 26% 14%
13% 28% 16% 25%
3% 8% 4% 8% 3% 7% 12% 21% 17% 16%
17% 31% 18% 31%
15% 37% 19% 32%
56% 62% 54% 63%
51% 78% 47% 76%
5% 17% 12% 13% 7% 15% 1% 4% 0% 3%
6% 18% 8% 15%
1% 5% 5% 3% 2% 5% 1% 1% 2% 1%
2% 11% 7% 8% 3% 10% 0% 2% 1% 1%
52% 68% 49% 68%
6% 19% 9% 17% 24% 27% 20% 27%
13% 29% 10% 28% 1% 2% 3% 1%
47% 72% 49% 71%
50% 56% 52% 55%
8% 13% 4% 15% 19% 25% 24% 21%
14% 19% 9% 20% 0% 1% 1% 1%
4% 10% 9% 7% 5% 11% 2% 1% 2% 1%
57% 58% 56% 58%
9% 29% 9% 29% 11% 24% 29% 44% 42% 34%
15% 34% 27% 26%
7% 13% 7% 12% 0% 1% 2% 0%
2% 7% 4% 6% 3% 6% 6% 13% 11% 9%
5% 14% 11% 10% 8% 12% 1% 2% 3% 1%
41% 72% 37% 70%
18% 41% 22% 39%
67% 81% 69% 78%
7% 16% 11% 15% 12% 14% 2% 5% 4% 3%
11% 25% 14% 22% 11% 25% 4% 3% 6% 3%
19% 27% 22% 25% 1% 1% 1% 1%
0% 3% 1% 2% 1% 3% 0% 1% 1% 0%
60% 66% 60% 65%
51% 65% 45% 60% 42% 69%
46% 51% 44% 54%
12% 32% 20% 27% 19% 26% 3% 2% 8% 2%
55% 70% 53% 69%
2% 6% 3% 5% 0% 1% 1% 0%
16% 21% 16% 21% 13% 23%
11% 29% 18% 30% 10% 24% 34% 41% 38% 37%
41% 72% 47% 65%
5% 14% 8% 12% 7% 14%
5% 7% 3% 9% 4% 8% 2% 3% 6% 1%
9% 23% 15% 26% 13% 17% 1% 2% 2% 1%
32% 50% 34% 48%
1% 4% 1% 3%
13% 19% 11% 23% 25% 24% 28% 23%
10% 15% 14% 10% 4% 15% 11% 20% 19% 13%
37% 53% 35% 55%
1% 5% 2% 4% 8% 11% 13% 8%
4% 8% 6% 9% 4% 8% 13% 22% 17% 18%
34% 56% 37% 50% 28% 57% 10% 8% 10% 9%
7% 14% 9% 16% 5% 13% 9% 13% 11% 11%
30% 56% 33% 53%
8% 11% 5% 13% 1% 4% 2% 3%
23% 33% 17% 34% 3% 2% 2% 3%
5% 16% 6% 14% 4% 6% 11% 3%
4% 11% 7% 9% 5% 10%
18% 35% 24% 30% 23% 31% 6% 7% 13% 4%
4% 9% 7% 8% 0% 1% 1% 0%
6% 14% 12% 9% 4% 16% 7% 14% 15% 8%
5% 12% 6% 10% 6% 7% 10% 5%
19% 44% 30% 40% 25% 42% 9% 14% 9% 12%
10% 20% 15% 19% 11% 18% 2% 2% 4% 1%
53% 74% 49% 75%
56% 78% 55% 75%
3% 8% 5% 8% 2% 7% 1% 3% 5% 1%
1% 3% 1% 3% 2% 1% 2% 1%
8% 24% 12% 22% 9% 21% 2% 2% 2% 1%
6% 21% 13% 16%
77% 83% 73% 85%
1% 3% 2% 3% 1% 4% 0% 2% 0% 1%
9% 19% 10% 17% 10% 18%
3% 5% 2% 6% 1% 6% 4% 4% 5% 3%
5% 21% 8% 17% 7% 17% 1% 5% 4% 3%
7% 27% 10% 23% 6% 11% 8% 9%
30% 40% 31% 40%
31% 51% 36% 47%
11% 24% 13% 23%
8% 25% 16% 19% 1% 4% 6% 2%
23% 44% 19% 40%
7% 10% 5% 12% 3% 12% 24% 35% 26% 31%
12% 24% 15% 22%
4% 5% 4% 7% 2% 6% 4% 12% 8% 8%
51% 66% 60% 44% 68% 3% 2% 2% 2%
44% 68% 52% 63%
25% 50% 31% 46%
24% 46% 37% 37% 22% 45% 10% 9% 5% 11%
1% 2% 1% 4% 1% 3% 0% 1% 1% 1%
52% 54% 45% 60%
27% 39% 29% 38% 1% 0% 2% 0%
69% 87% 65% 87%
62% 53% 51% 61%
63% 71% 54% 75%
0% 2% 1% 1% 1% 1% 0% 1% 1% 1%
2% 9% 5% 8% 0% 8% 13% 26% 22% 18%
38% 62% 46% 54% 18% 16% 31% 14%
6% 15% 8% 19% 5% 13% 8% 11% 8% 10%
6% 19% 12% 15% 10% 17% 2% 2% 6% 1%
3% 14% 6% 12% 1% 3% 5% 1%
11% 19% 15% 17% 9% 18% 29% 35% 33% 31%
6% 13% 7% 12%
11% 10% 3% 14% 1% 4% 5% 2%
60% 61% 57% 64%
43% 79% 56% 69%
5% 22% 8% 16% 9% 18%
1% 4% 3% 3% 0% 5%
5% 11% 3% 10% 2% 4% 6% 3%
11% 26% 8% 23% 2% 8% 10% 3%
2% 10% 8% 7% 3% 11% 0% 1% 1% 1%
1% 5% 1% 6%
5% 10% 6% 11% 4% 10% 21% 30% 24% 27%
2% 6% 4% 5% 1% 6% 8% 11% 11% 9%
32% 49% 27% 42% 7% 7% 10% 6%
31% 40% 33% 40% 1% 4% 6% 1%
12% 22% 13% 20% 4% 7% 9% 5%
10% 18% 10% 19% 1% 1% 1% 1%
44% 79% 56% 69%
9% 20% 8% 18% 12% 17% 16% 14%
48% 66% 51% 64%
6% 13% 6% 15% 1% 1% 2% 1%
49% 56% 49% 58%
47% 65% 49% 63% 2% 3% 4% 2%
5% 11% 3% 11% 10% 16% 15% 12%
7% 16% 9% 15% 3% 6% 6% 4%
26% 42% 15% 25% 5% 7% 10% 5%
16% 28% 10% 18% 4% 6% 6% 4%
16% 28% 10% 17% 4% 6% 7% 5%
29% 46% 15% 28% 7% 7% 10% 6%
6% 18% 10% 16% 1% 4% 6% 1%
11% 21% 12% 19% 4% 7% 9% 5%
7% 14% 9% 14% 1% 1% 1% 1%
6% 14% 10% 13% 2% 4% 3% 3%
9% 20% 8% 18% 12% 17% 16% 14%
21% 35% 19% 29% 4% 6% 7% 5%
Saved Saved Saved Saved Saved Saved Saved Saved Saved at a Saved at a
money money money money money money money money financial financial
using a using a using a using a using a using a using a using a institution institution
mobile mobile mobile mobile mobile mobile mobile mobile or using a or using a
money money money money money money money money mobile mobile
account, account, account, account, account, account, account, account, money money
primary secondary income, income, rural (% urban (% out of in labor account, account,
education education poorest richest age 15+) age 15+) labor force (% female (% male (%
or less (% or more 40% (% 60% (% force (% age 15+) age 15+) age 15+)
ages 15+) (% ages ages 15+) ages 15+) age 15+)
0% 15+) 0% 0% 0% 0% 0% 0% 0% 0% 3%
8% 11%
14% 18%
1% 9% 1% 9% 2% 7% 11% 18%
6% 2% 2% 2% 2% 2% 2% 3% 5% 10%
70% 68%
70% 63%
3% 6%
1% 2% 1% 2% 3% 1% 1% 3% 6% 9%
53% 61%
5% 17% 8% 10% 8% 10% 5% 10% 7% 19%
0% 4% 2% 4% 2% 3% 17% 24%
15% 23%
10% 27% 11% 27% 14% 26% 24% 32%
2% 10% 6% 8% 2% 10% 20% 30%
22% 24%
9% 19% 6% 14% 8% 17% 10% 11% 11% 22%
0% 6% 0% 2% 1% 1% 0% 1% 4% 10%
14% 23% 12% 23% 15% 22% 10% 22% 20% 27%
60% 68%
4% 7% 4% 5% 2% 6% 8% 10%
27% 36%
46% 44%
0% 5% 2% 6% 2% 5% 12% 15%
3% 5% 2% 4% 1% 6% 11% 18%
3% 16% 3% 16% 7% 13% 9% 17%
9% 23% 12% 21% 16% 19% 17% 18% 19% 22%
18% 26%
14% 24% 15% 17% 16% 17% 10% 19% 14% 25%
26% 24%
25% 32%
56% 63%
69% 66%
2% 3% 0% 4% 1% 3% 1% 3% 10% 16%
8% 18%
0% 2% 0% 2% 0% 1% 1% 1% 2% 6%
0% 2% 0% 1% 0% 1% 1% 1% 5% 13%
63% 61%
20% 30% 23% 27% 16% 31% 32% 35%
1% 5% 0% 2% 1% 2% 17% 29%
63% 61%
53% 54%
18% 25% 21% 22% 12% 27% 23% 33%
0% 2% 0% 1% 1% 1% 13% 21%
1% 1% 1% 2% 1% 1% 0% 2% 9% 8%
55% 59%
22% 48% 24% 45% 26% 44% 21% 41% 37% 55%
23% 30%
0% 1% 1% 1% 1% 1% 9% 12%
4% 26% 7% 11% 5% 17% 6% 11% 8% 18%
0% 2% 0% 2% 1% 2% 0% 2% 7% 16%
57% 63%
28% 36%
73% 78%
1% 9% 1% 5% 2% 5% 3% 4% 13% 15%
0% 6% 1% 5% 2% 4% 3% 3% 19% 22%
1% 1% 0% 2% 1% 1% 21% 28%
0% 1% 1% 1% 1% 0% 0% 1% 2% 3%
62% 65%
58% 61%
47% 51%
1% 4% 1% 4% 1% 4% 2% 3% 25% 25%
63% 65%
0% 1% 0% 1% 0% 1% 3% 5%
19% 19%
24% 44% 26% 45% 33% 46% 22% 41% 39% 51%
62% 58%
8% 13%
3% 3% 1% 4% 1% 3% 2% 3% 6% 9%
1% 4% 1% 2% 1% 2% 2% 2% 19% 16%
41% 46%
2% 3%
18% 35% 19% 28% 18% 32% 30% 32%
9% 28% 11% 18% 12% 21% 9% 17% 15% 30%
44% 50%
5% 25% 4% 13% 3% 11% 11% 12%
11% 36% 11% 22% 14% 24% 11% 20% 17% 26%
0% 12% 4% 13% 6% 10% 6% 11% 50% 48%
9% 22% 7% 14% 9% 16% 6% 13% 17% 21%
42% 50%
2% 5% 2% 2% 1% 4% 6% 16%
0% 4% 3% 2% 0% 3% 28% 31%
0% 7% 2% 7% 1% 6% 11% 16%
8% 8%
1% 7% 2% 9% 2% 8% 5% 6% 30% 29%
0% 1% 0% 1% 0% 1% 6% 9%
6% 26% 7% 13% 10% 11% 4% 14% 11% 24%
1% 12% 4% 9% 2% 7% 13% 13%
8% 13% 4% 16% 8% 16% 5% 17% 33% 40%
1% 4% 1% 3% 2% 2% 2% 2% 15% 18%
62% 69%
68% 71%
0% 5% 1% 2% 1% 3% 2% 2% 4% 11%
1% 4% 2% 1% 0% 2% 3% 4%
0% 3% 1% 2% 1% 2% 1% 2% 13% 23%
13% 16%
84% 78%
0% 2% 0% 1% 0% 1% 0% 1% 0% 5%
14% 16%
1% 5% 1% 5% 2% 5% 2% 4% 8% 7%
1% 3% 2% 4% 2% 3% 0% 4% 11% 20%
2% 12% 2% 13% 5% 10% 17% 25%
37% 36%
39% 47%
14% 23%
3% 2% 1% 3% 1% 3% 16% 22%
33% 37%
26% 39% 24% 33% 25% 33% 20% 34% 27% 39%
14% 24%
4% 15% 6% 9% 6% 10% 5% 8% 6% 16%
2% 2% 2% 3% 2% 1% 3% 60% 61%
56% 61%
36% 44%
3% 11% 6% 12% 5% 11% 5% 12% 36% 45%
0% 6% 0% 1% 0% 2% 0% 2% 0% 3%
49% 58%
0% 1% 0% 1% 1% 1% 32% 36%
79% 81%
56% 57%
68% 68%
0% 1% 0% 1% 0% 1% 0% 1% 1% 2%
14% 40% 8% 27% 15% 26% 9% 22% 15% 30%
11% 21% 13% 20% 22% 16% 53% 55%
7% 13% 3% 13% 7% 15% 5% 10% 17% 20%
1% 3% 1% 3% 1% 3% 2% 2% 11% 18%
0% 3% 1% 3% 1% 3% 6% 13%
24% 39% 24% 37% 29% 36% 24% 34% 35% 42%
8% 13%
0% 3% 2% 3% 3% 3% 4% 13%
61% 61%
63% 67%
13% 17%
2% 4%
3% 4% 2% 5% 0% 4% 6% 15%
0% 5% 1% 7% 3% 5% 20% 22%
0% 1% 0% 1% 0% 1% 0% 1% 6% 8%
1% 5%
17% 36% 12% 35% 20% 32% 15% 30% 25% 33%
4% 13% 5% 12% 8% 13% 8% 11% 10% 14%
2% 10% 3% 9% 5% 7% 43% 42%
1% 2% 1% 3% 1% 3% 35% 39%
1% 8% 4% 7% 2% 7% 16% 24%
0% 2% 0% 1% 1% 1% 13% 17%
63% 67%
9% 21% 10% 18% 8% 17% 21% 31%
58% 61%
0% 2% 0% 1% 1% 1% 8% 13%
51% 56%
1% 3% 2% 3% 2% 3% 57% 59%
8% 25% 9% 16% 6% 16% 14% 21%
2% 9% 2% 6% 3% 6% 13% 17%
3% 7% 4% 7% 3% 7% 36% 37%
2% 8% 2% 7% 3% 6% 23% 26%
2% 9% 3% 7% 3% 7% 23% 26%
2% 10% 3% 9% 5% 7% 40% 40%
1% 2% 1% 3% 1% 3% 12% 17%
1% 8% 4% 7% 2% 7% 15% 23%
0% 2% 0% 1% 1% 1% 10% 14%
1% 7% 1% 4% 2% 4% 11% 14%
9% 21% 10% 18% 8% 17% 21% 31%
2% 8% 3% 7% 3% 7% 29% 32%
Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a Saved at a
financial financial financial financial financial financial financial financial financial financial
institution institution institution institution institution institution institution institution institution institution
or using a or using a or using a or using a or using a or using a or using a or using a or using a or using a
mobile mobile mobile mobile mobile mobile mobile mobile mobile mobile
money money money money money money money money money money
account, account, account, account, account, account, account, account, account, account,
young (% older (% primary secondary income, income, rural (% urban (% out of in labor
ages 15- age 25+) education education poorest richest age 15+) age 15+) labor force (%
24) or less (% or more 40% (% 60% (% force (% age 15+)
0% 2% ages 15+)0% (% ages4% ages 15+) 1% ages 15+)2% 1% 3% age 15+)0% 2%
7% 10% 7% 15+) 13% 5% 13% 8% 11% 5% 14%
6% 20% 17% 15% 9% 20% 11% 22%
24% 12% 5% 20% 6% 20% 7% 17%
11% 7% 7% 7% 5% 9% 8% 7% 4% 9%
75% 68% 27% 71% 57% 77% 51% 78%
72% 66% 60% 67% 67% 66% 67% 67%
5% 4% 3% 5% 1% 7% 2% 7%
7% 7% 6% 8% 5% 9% 7% 7% 5% 10%
55% 57% 26% 59% 46% 64% 45% 67%
12% 13% 7% 24% 12% 13% 12% 14% 6% 15%
23% 20% 10% 25% 12% 27% 19% 21%
14% 20% 7% 24% 10% 24% 9% 25%
26% 28% 15% 34% 16% 35% 19% 34%
35% 23% 16% 29% 20% 29% 18% 28%
30% 23% 9% 28% 10% 32% 20% 26%
15% 16% 13% 28% 9% 20% 11% 26% 14% 16%
3% 8% 5% 15% 2% 9% 6% 9% 4% 8%
26% 22% 18% 30% 15% 29% 19% 28% 11% 29%
70% 62% 45% 64% 52% 72% 53% 69%
8% 10% 9% 13% 7% 11% 4% 11%
39% 29% 13% 37% 27% 34% 20% 34% 22% 35%
43% 45% 35% 58% 34% 52%
17% 12% 2% 18% 5% 19% 10% 14%
8% 17% 12% 17% 10% 16% 7% 20%
12% 14% 5% 18% 3% 20% 7% 16%
27% 18% 11% 26% 14% 25% 18% 22% 19% 21%
25% 21% 8% 31% 13% 28% 16% 25%
19% 20% 15% 34% 16% 22% 18% 22% 11% 22%
26% 25% 16% 29% 17% 31% 18% 31%
41% 25% 11% 32% 15% 37% 19% 32%
52% 61% 40% 63% 56% 62% 54% 63%
63% 68% 14% 69% 51% 78% 47% 76%
9% 15% 7% 19% 5% 18% 12% 13% 7% 16%
17% 12% 9% 16% 6% 18% 8% 15%
2% 5% 1% 8% 1% 6% 5% 4% 3% 6%
11% 8% 4% 15% 2% 12% 7% 9% 4% 11%
54% 63% 40% 67% 52% 68% 49% 68%
24% 37% 25% 39% 27% 38% 22% 40%
23% 23% 19% 40% 13% 29% 10% 29%
40% 65% 41% 70% 47% 72% 49% 71%
46% 55% 48% 55% 50% 56% 52% 55%
26% 28% 20% 32% 24% 30% 14% 35%
13% 19% 11% 28% 14% 19% 10% 21%
8% 9% 4% 9% 5% 11% 9% 8% 5% 13%
80% 55% 49% 58% 57% 58% 56% 58%
46% 46% 27% 60% 30% 56% 32% 55% 29% 50%
42% 24% 7% 28% 15% 34% 27% 26%
17% 7% 4% 18% 7% 13% 7% 12%
12% 13% 6% 33% 8% 16% 8% 21% 8% 15%
15% 10% 7% 20% 6% 15% 12% 11% 8% 13%
61% 59% 25% 66% 41% 72% 37% 70%
24% 33% 10% 38% 18% 41% 22% 39%
86% 74% 73% 78% 67% 81% 69% 78%
14% 14% 10% 23% 8% 18% 12% 17% 12% 15%
20% 21% 10% 30% 12% 26% 15% 23% 12% 26%
34% 21% 21% 26% 19% 27% 22% 26%
2% 2% 1% 4% 1% 3% 1% 2% 1% 3%
59% 64% 55% 64% 60% 66% 60% 65%
31% 67% 23% 61% 51% 65% 45% 60% 42% 69%
60% 47% 43% 53% 46% 51% 44% 54%
32% 23% 13% 32% 12% 33% 20% 28% 19% 27%
55% 65% 35% 68% 55% 70% 53% 69%
5% 4% 3% 5% 2% 6% 3% 5%
11% 21% 5% 21% 16% 21% 16% 21% 13% 23%
44% 45% 29% 53% 32% 54% 41% 54% 26% 49%
54% 60% 31% 65% 41% 72% 47% 65%
5% 13% 5% 17% 5% 14% 8% 12% 7% 14%
10% 6% 4% 8% 5% 9% 4% 10% 5% 10%
12% 20% 13% 27% 9% 23% 15% 27% 13% 17%
37% 44% 32% 46% 32% 50% 34% 48%
2% 3% 2% 3% 1% 4% 1% 3%
31% 31% 25% 41% 24% 35% 22% 41%
27% 19% 15% 36% 16% 26% 20% 26% 11% 25%
26% 50% 18% 51% 37% 53% 35% 55%
14% 10% 6% 28% 5% 16% 5% 13%
20% 22% 13% 46% 14% 26% 18% 28% 13% 24%
36% 53% 24% 56% 35% 59% 37% 53% 30% 59%
16% 20% 15% 37% 12% 23% 15% 26% 9% 21%
47% 45% 23% 49% 30% 56% 33% 53%
6% 13% 8% 18% 8% 12% 5% 14%
33% 28% 9% 41% 23% 33% 17% 34%
18% 12% 5% 17% 6% 19% 6% 17%
5% 9% 0% 9% 4% 11% 7% 9% 5% 10%
37% 27% 22% 32% 19% 36% 25% 32% 24% 32%
5% 8% 5% 12% 4% 10% 7% 8%
19% 16% 12% 34% 11% 21% 18% 16% 7% 24%
16% 11% 4% 21% 7% 17% 8% 14%
22% 43% 30% 41% 20% 47% 32% 43% 25% 47%
16% 17% 13% 28% 10% 21% 16% 20% 12% 18%
66% 66% 22% 68% 53% 74% 49% 75%
62% 71% 49% 72% 56% 78% 55% 75%
14% 5% 2% 14% 4% 9% 5% 10% 3% 9%
3% 3% 3% 13% 3% 4% 1% 4%
14% 20% 7% 29% 8% 24% 12% 22% 9% 21%
15% 15% 5% 20% 6% 21% 13% 16%
69% 83% 62% 87% 77% 83% 73% 85%
1% 4% 1% 8% 1% 4% 3% 3% 1% 5%
13% 16% 6% 19% 9% 19% 10% 17% 10% 18%
6% 8% 4% 10% 4% 10% 5% 9% 3% 9%
18% 15% 4% 18% 5% 22% 8% 18% 7% 18%
16% 23% 8% 27% 7% 30% 13% 24%
31% 37% 7% 37% 30% 40% 31% 40%
34% 44% 33% 48% 31% 51% 36% 47%
20% 18% 7% 21% 11% 24% 13% 23%
30% 17% 14% 19% 9% 26% 16% 20%
31% 37% 0% 37% 23% 44% 19% 40%
28% 35% 29% 45% 27% 37% 27% 38% 23% 38%
21% 19% 11% 23% 12% 24% 15% 22%
10% 12% 6% 20% 9% 12% 9% 15% 7% 12%
39% 64% 42% 65% 52% 66% 60% 44% 69%
55% 60% 17% 61% 44% 68% 52% 63%
28% 41% 25% 43% 25% 50% 31% 46%
31% 43% 29% 44% 26% 50% 38% 41% 25% 48%
2% 2% 1% 12% 1% 2% 1% 5% 1% 3%
64% 52% 45% 56% 52% 54% 45% 60%
37% 33% 19% 38% 27% 39% 29% 38%
74% 81% 55% 81% 69% 87% 65% 87%
64% 55% 56% 56% 62% 53% 51% 61%
66% 68% 48% 75% 63% 71% 54% 75%
1% 2% 0% 2% 1% 3% 1% 2% 1% 3%
25% 21% 16% 46% 9% 31% 18% 29% 9% 26%
68% 51% 43% 63% 41% 63% 50% 56%
12% 21% 13% 27% 9% 25% 14% 28% 10% 21%
10% 16% 7% 21% 7% 20% 12% 16% 11% 18%
16% 8% 4% 13% 3% 14% 6% 13%
39% 38% 28% 48% 30% 45% 35% 44% 28% 42%
24% 9% 0% 11% 6% 13% 7% 12%
11% 11% 2% 11% 11% 11% 4% 14%
65% 60% 56% 62% 60% 61% 57% 64%
60% 66% 11% 67% 43% 79% 56% 69%
12% 16% 6% 24% 5% 22% 8% 16% 9% 18%
2% 3% 1% 3% 1% 4% 3% 3% 0% 5%
13% 10% 9% 11% 5% 14% 3% 13%
20% 21% 5% 23% 11% 27% 9% 24%
6% 8% 6% 7% 2% 10% 8% 7% 4% 11%
2% 4% 1% 6% 1% 5% 1% 6%
25% 31% 19% 41% 14% 39% 23% 36% 17% 34%
13% 11% 5% 16% 6% 16% 10% 16% 9% 14%
38% 43% 31% 54% 32% 50% 28% 43%
38% 37% 26% 39% 32% 41% 33% 40%
26% 18% 10% 24% 13% 24% 14% 22%
13% 16% 7% 20% 10% 18% 10% 19%
61% 65% 14% 67% 44% 79% 56% 69%
23% 27% 15% 39% 16% 32% 14% 30%
58% 59% 37% 62% 48% 66% 51% 64%
7% 12% 4% 16% 6% 14% 6% 15%
60% 53% 43% 56% 49% 56% 49% 58%
56% 58% 37% 61% 47% 65% 49% 63%
18% 17% 11% 34% 12% 21% 8% 22%
15% 15% 9% 23% 8% 19% 11% 18%
36% 36% 31% 42% 27% 43% 16% 27%
22% 25% 18% 32% 17% 30% 12% 20%
22% 25% 18% 32% 17% 30% 11% 20%
36% 40% 31% 50% 29% 47% 17% 30%
19% 13% 6% 16% 7% 19% 10% 16%
26% 18% 10% 23% 13% 24% 13% 22%
11% 12% 7% 15% 8% 14% 9% 14%
12% 13% 8% 20% 7% 16% 10% 14%
23% 27% 15% 39% 16% 32% 14% 30%
26% 32% 19% 41% 22% 36% 20% 31%
Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for
education education education education education education education education education education
or school or school or school or school or school or school or school or school or school or school
fees, fees, male fees, fees, fees, fees, fees, fees, fees, rural fees,
female (% (% age young (% older (% primary secondary income, income, (% age urban (%
age 15+) 15+) ages 15- age 25+) education education poorest richest 15+) age 15+)
24) or less (% or more 40% (% 60% (%
ages 15+) (% ages ages 15+) ages 15+)
15+)
Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for Saved for
education education old age, old age, old age, old age, old age, old age, old age, old age,
or school or school female (% male (% young (% older (% primary secondary income, income,
fees, out fees, in age 15+) age 15+) ages 15- age 25+) education education poorest richest
of labor labor 24) or less (% or more 40% (% 60% (%
force (% force (% ages 15+) (% ages ages 15+) ages 15+)
age 15+) age 15+) 15+)
1% 3% 1% 2% 2% 1% 1% 3%
9% 12% 5% 13% 9% 12% 7% 14%
14% 19% 2% 23% 20% 14% 8% 22%
11% 20% 19% 15% 8% 20% 5% 23%
9% 8% 7% 9% 6% 9% 6% 10%
58% 55% 44% 58% 25% 58% 43% 66%
74% 75% 73% 75% 75% 74% 77% 72%
5% 5% 2% 6% 14% 3% 2% 7%
5% 7% 5% 6% 5% 6% 4% 7%
55% 57% 46% 58% 28% 58% 44% 64%
5% 10% 6% 9% 7% 10% 4% 10%
22% 32% 29% 26% 15% 32% 22% 30%
25% 30% 32% 27% 18% 32% 14% 36%
17% 20% 16% 19% 12% 22% 14% 21%
16% 24% 27% 18% 17% 21% 16% 23%
27% 30% 26% 29% 16% 33% 15% 37%
13% 18% 15% 15% 14% 21% 10% 19%
8% 9% 3% 10% 7% 16% 4% 11%
8% 14% 9% 12% 10% 12% 8% 13%
55% 63% 53% 59% 35% 60% 47% 67%
8% 13% 9% 12% 10% 13% 8% 12%
19% 34% 20% 28% 23% 27% 17% 32%
37% 31% 15% 37% 30% 40% 27% 38%
10% 17% 13% 14% 4% 17% 5% 20%
9% 19% 10% 15% 12% 15% 12% 15%
4% 7% 5% 6% 4% 7% 4% 7%
7% 7% 8% 6% 5% 8% 5% 8%
17% 29% 23% 23% 17% 27% 19% 25%
8% 12% 7% 11% 8% 15% 9% 11%
34% 40% 49% 35% 33% 38% 32% 40%
24% 26% 41% 21% 8% 29% 14% 32%
64% 68% 43% 69% 45% 70% 61% 70%
53% 60% 26% 63% 0% 58% 39% 68%
10% 14% 8% 13% 7% 17% 5% 17%
11% 21% 20% 15% 10% 20% 9% 21%
4% 7% 1% 7% 5% 6% 3% 7%
9% 21% 20% 13% 11% 21% 13% 16%
57% 56% 41% 59% 33% 62% 46% 64%
8% 13% 5% 12% 8% 12% 8% 12%
8% 8% 8% 8% 8% 8% 5% 9%
51% 47% 18% 54% 29% 57% 33% 60%
44% 41% 41% 43% 48% 41% 37% 46%
9% 27% 14% 19% 17% 18% 17% 18%
12% 19% 16% 15% 11% 23% 13% 16%
5% 7% 7% 6% 3% 7% 4% 8%
65% 68% 77% 66% 64% 67% 70% 64%
17% 27% 15% 25% 16% 27% 13% 27%
15% 19% 12% 17% 16% 17% 11% 21%
12% 18% 20% 12% 10% 20% 12% 16%
6% 10% 8% 8% 6% 15% 5% 10%
8% 13% 14% 9% 8% 14% 10% 10%
44% 48% 23% 48% 23% 51% 31% 56%
36% 43% 26% 41% 24% 44% 27% 48%
74% 71% 81% 71% 75% 71% 68% 75%
8% 11% 7% 10% 7% 14% 4% 13%
26% 24% 30% 23% 13% 36% 16% 31%
18% 21% 20% 19% 17% 20% 15% 22%
11% 22% 11% 19% 13% 21% 10% 21%
58% 57% 49% 59% 50% 58% 57% 58%
45% 47% 11% 55% 22% 47% 38% 51%
34% 45% 33% 41% 39% 41% 40% 40%
30% 42% 31% 38% 33% 39% 31% 40%
60% 59% 24% 64% 36% 63% 50% 66%
6% 5% 7% 5% 2% 7% 3% 7%
17% 12% 5% 17% 18% 14% 13% 16%
12% 19% 13% 17% 9% 19% 11% 19%
55% 53% 37% 57% 31% 59% 35% 67%
11% 14% 6% 16% 10% 16% 11% 14%
7% 1% 3% 5% 3% 5% 2% 6%
24% 25% 15% 29% 22% 30% 18% 29%
39% 32% 13% 39% 27% 38% 31% 39%
5% 5% 3% 5% 3% 6% 1% 7%
9% 11% 13% 9% 10% 9% 8% 11%
9% 20% 15% 14% 13% 16% 12% 16%
44% 47% 24% 49% 22% 49% 35% 53%
13% 14% 15% 12% 13% 16% 10% 16%
8% 9% 9% 8% 7% 13% 8% 9%
51% 54% 38% 57% 31% 58% 41% 60%
17% 21% 19% 19% 17% 25% 16% 20%
51% 59% 68% 53% 33% 58% 42% 63%
6% 8% 6% 7% 6% 9% 7% 7%
29% 29% 24% 30% 17% 36% 20% 35%
12% 20% 13% 17% 8% 19% 9% 20%
16% 17% 5% 19% 20% 17% 13% 19%
18% 14% 19% 15% 15% 16% 9% 21%
8% 10% 8% 9% 8% 9% 5% 12%
10% 15% 14% 12% 12% 14% 11% 14%
22% 25% 29% 21% 14% 32% 13% 30%
25% 28% 7% 36% 28% 25% 15% 34%
15% 11% 9% 15% 13% 14% 9% 16%
55% 58% 50% 58% 24% 59% 47% 63%
70% 67% 55% 71% 46% 71% 55% 77%
14% 21% 22% 15% 14% 22% 14% 19%
5% 5% 4% 5% 4% 9% 5% 4%
14% 15% 11% 16% 13% 16% 8% 18%
19% 22% 18% 21% 14% 25% 11% 27%
68% 63% 47% 69% 50% 70% 56% 72%
5% 6% 4% 7% 5% 8% 4% 7%
11% 19% 11% 16% 10% 18% 11% 18%
10% 13% 15% 10% 7% 14% 9% 13%
10% 20% 18% 14% 8% 17% 5% 22%
31% 39% 32% 35% 25% 40% 19% 45%
34% 43% 25% 39% 10% 39% 28% 45%
41% 46% 26% 46% 39% 46% 31% 52%
20% 27% 10% 25% 20% 24% 15% 29%
12% 16% 10% 15% 8% 15% 6% 19%
32% 30% 22% 33% 6% 32% 25% 34%
6% 12% 8% 9% 7% 13% 9% 8%
17% 25% 24% 20% 8% 27% 13% 26%
5% 11% 7% 8% 6% 10% 6% 9%
67% 66% 29% 73% 52% 70% 58% 72%
57% 62% 45% 61% 24% 61% 47% 68%
44% 49% 35% 47% 38% 48% 34% 54%
20% 19% 11% 22% 18% 20% 11% 25%
1% 3% 2% 2% 2% 8% 0% 3%
43% 47% 39% 46% 54% 43% 40% 49%
16% 14% 14% 15% 8% 17% 11% 18%
67% 70% 45% 72% 46% 70% 59% 75%
58% 56% 66% 56% 50% 60% 56% 58%
44% 46% 12% 50% 29% 50% 42% 47%
5% 5% 2% 6% 5% 5% 4% 6%
10% 16% 14% 12% 9% 25% 7% 16%
37% 43% 40% 40% 25% 53% 21% 53%
8% 11% 4% 13% 8% 13% 7% 12%
8% 13% 1% 13% 8% 14% 4% 15%
10% 15% 25% 9% 5% 17% 4% 18%
16% 22% 19% 19% 16% 22% 14% 22%
12% 19% 20% 15% 6% 16% 11% 19%
11% 20% 12% 19% 14% 18% 18% 18%
53% 58% 46% 57% 51% 56% 54% 57%
57% 61% 36% 63% 34% 60% 40% 72%
20% 25% 23% 22% 12% 32% 12% 29%
5% 11% 5% 9% 5% 9% 5% 10%
7% 12% 14% 8% 6% 11% 8% 11%
36% 35% 24% 38% 28% 36% 28% 40%
6% 7% 3% 8% 8% 6% 4% 8%
5% 8% 5% 8% 7% 6% 5% 8%
7% 6% 8% 5% 5% 9% 5% 7%
5% 9% 8% 6% 3% 10% 5% 8%
37% 34% 21% 38% 27% 44% 27% 41%
33% 38% 29% 36% 28% 37% 30% 39%
14% 22% 22% 17% 13% 20% 12% 22%
13% 17% 9% 17% 10% 18% 11% 18%
57% 62% 38% 63% 34% 60% 40% 72%
12% 16% 12% 15% 11% 18% 9% 17%
53% 56% 39% 57% 41% 56% 44% 62%
10% 15% 6% 15% 9% 15% 8% 16%
49% 52% 47% 51% 45% 51% 47% 52%
52% 55% 37% 56% 39% 55% 43% 60%
9% 13% 11% 11% 10% 16% 9% 13%
11% 14% 11% 13% 9% 18% 7% 16%
29% 28% 17% 31% 26% 31% 21% 33%
19% 20% 13% 22% 16% 24% 13% 24%
19% 20% 13% 21% 15% 24% 13% 24%
34% 31% 21% 35% 27% 40% 24% 38%
12% 16% 14% 14% 8% 15% 7% 19%
13% 22% 22% 16% 13% 20% 12% 21%
10% 14% 8% 14% 10% 14% 8% 15%
7% 10% 7% 9% 7% 12% 4% 12%
12% 16% 12% 15% 11% 18% 9% 17%
25% 27% 16% 29% 17% 33% 19% 30%
Saved for Saved for Saved for Saved for Saved to Saved to Saved to Saved to Saved to Saved to
old age, old age, old age, old age, in start, start, start, start, start, start,
rural (% urban (% out of labor operate, operate, operate, operate, operate, operate,
age 15+) age 15+) labor force (% or expand or expand or expand or expand or expand or expand
force (% age 15+) a farm or a farm or a farm or a farm or a farm or a farm or
age 15+) business, business, business, business, business, business,
female (% male (% young (% older (% primary secondary
age 15+) age 15+) ages 15- age 25+) education education
24) or less (% or more
ages 15+) (% ages
2% 3% 1% 3% 15+)
11% 11% 10% 12%
13% 21%
11% 18%
7% 9% 6% 9%
42% 64%
73% 75%
5% 5%
6% 6% 3% 9%
46% 65%
8% 7% 7% 8%
20% 29%
21% 32%
14% 22%
17% 21%
25% 31%
12% 21% 12% 16%
7% 12% 5% 10%
11% 11% 6% 13%
50% 64%
4% 13%
22% 28% 21% 29%
6% 16%
5% 20%
2% 7%
6% 7% 4% 9%
17% 26%
9% 12% 5% 12%
33% 40%
21% 27%
63% 68%
33% 67%
9% 13% 7% 14%
8% 18%
4% 6% 5% 7%
16% 13% 8% 18%
47% 62%
7% 12%
5% 9%
40% 56%
42% 43%
5% 24%
10% 18%
5% 7% 3% 10%
64% 69%
19% 24% 11% 25%
18% 15%
10% 17%
7% 11% 5% 9%
10% 10% 5% 12%
25% 56%
33% 44%
69% 74%
8% 11% 8% 10%
22% 26% 18% 29%
17% 21%
13% 17% 10% 23%
60% 56%
27% 47% 32% 55%
41% 38%
33% 38% 25% 41%
54% 62%
6% 5%
13% 16% 18% 12%
14% 19% 7% 18%
35% 63%
15% 12% 10% 15%
3% 5% 4% 4%
23% 30% 17% 25%
34% 37%
4% 5%
8% 12%
16% 10% 7% 17%
38% 51%
8% 15%
8% 8% 6% 9%
47% 54% 36% 61%
17% 23% 12% 20%
48% 59%
4% 9%
23% 31%
9% 18%
14% 19% 18% 16%
12% 18% 15% 16%
8% 9%
13% 11% 8% 16%
17% 25%
24% 30% 20% 32%
14% 10% 11% 14%
50% 61%
47% 76%
16% 18% 6% 21%
1% 7%
14% 15% 16% 14%
21% 21%
58% 69%
8% 4% 6% 6%
13% 16% 13% 16%
11% 12% 5% 14%
7% 18% 5% 18%
23% 40%
33% 41%
40% 46%
20% 26%
11% 15%
25% 32%
7% 10% 5% 10%
18% 24%
8% 7% 6% 8%
67% 52% 74%
54% 62%
44% 48%
18% 20% 12% 23%
2% 5% 1% 4%
47% 44%
14% 16%
47% 79%
53% 61%
33% 51%
8% 4% 3% 7%
13% 12% 5% 15%
37% 41%
8% 14% 6% 11%
10% 11% 9% 12%
10% 14%
18% 20% 14% 20%
17% 15%
12% 20%
53% 57%
46% 65%
22% 22% 16% 25%
6% 8% 5% 11%
6% 11%
30% 37%
4% 6% 4% 9%
5% 8%
5% 9% 5% 7%
6% 8% 3% 9%
30% 43%
33% 37%
13% 20%
11% 19%
46% 65%
10% 16%
47% 59%
9% 16%
48% 52%
46% 57%
6% 14%
9% 15%
15% 22%
11% 17%
10% 17%
22% 33%
12% 15%
13% 19%
10% 15%
7% 10%
10% 16%
19% 27%
Saved to Saved to Saved to Saved to Saved to Saved to Saved Saved Saved Saved
start, start, start, start, start, start, using a using a using a using a
operate, operate, operate, operate, operate, operate, savings savings savings savings
or expand or expand or expand or expand or expand or expand club or a club or a club or a club or a
a farm or a farm or a farm or a farm or a farm or a farm or person person person person
business, business, business, business, business, business, outside outside outside outside
income, income, rural (% urban (% out of in labor the the the the
poorest richest age 15+) age 15+) labor force (% family, family, family, family,
40% (% 60% (% force (% age 15+) female (% male (% young (% older (%
ages 15+) ages 15+) age 15+) age 15+) age 15+) ages 15- age 25+)
1% 2% 24) 0% 2%
1% 1% 0% 2%
4% 3% 2% 4%
4% 8% 12% 5%
2% 2% 2% 2%
3% 3% 4% 2%
9% 9% 6% 10%
8% 12% 5% 10%
8% 7% 13% 7%
10% 7% 6% 9%
21% 11% 12% 17%
3% 3% 2% 4%
15% 5% 4% 13%
12% 10% 10% 12%
4% 5% 8% 4%
2% 3% 5% 1%
12% 18% 13% 15%
35% 43% 35% 41%
4% 5% 6% 4%
6% 3% 5% 5%
32% 22% 25% 29%
5% 5% 2% 6%
41% 19% 26% 33%
6% 7% 8% 6%
15% 12% 14% 13%
26% 23% 20% 27%
2% 2% 3% 1%
5% 7% 3% 7%
11% 6% 10% 8%
2% 2% 3% 1%
5% 6% 5% 5%
7% 7% 4% 8%
1% 2% 2% 2%
6% 7% 7% 7%
1% 2% 2% 1%
2% 2% 0% 3%
20% 17% 16% 20%
9% 8% 7% 9%
36% 24% 25% 33%
3% 3% 5% 3%
4% 4% 5% 4%
37% 29% 26% 39%
3% 8% 14% 4%
2% 3% 3% 2%
7% 9% 4% 9%
5% 12% 11% 8%
9% 5% 5% 8%
11% 12% 7% 14%
6% 5% 6% 5%
19% 14% 13% 19%
28% 20% 21% 26%
66% 69% 71% 58% 76% 63% 72% 61% 70% 66%
38% 44% 44% 40% 50% 38% 44% 42% 38% 47%
27% 42% 38% 37% 45% 33% 30% 46%
45% 53% 44% 56% 52% 51% 44% 55%
52% 59% 49% 58% 56% 58% 59% 57% 45% 64%
42% 72% 28% 68% 60% 72% 63% 69%
66% 64% 69% 64% 58% 68% 60% 66%
46% 58% 39% 58% 53% 56% 43% 68%
44% 47% 46% 46% 49% 44% 44% 47% 43% 50%
50% 57% 42% 57% 52% 59% 45% 65%
39% 52% 47% 48% 46% 48% 49% 45% 32% 52%
52% 47% 45% 49% 43% 51% 38% 51%
26% 45% 34% 46% 42% 42% 31% 49%
50% 41% 25% 53% 29% 52% 31% 52%
61% 58% 47% 64% 52% 63% 46% 64%
65% 46% 64% 43% 54% 44% 41% 53%
48% 48% 48% 51% 47% 50% 48% 48% 41% 50%
43% 59% 55% 55% 55% 55% 53% 61% 49% 57%
53% 62% 57% 60% 54% 61% 57% 60% 46% 64%
87% 86% 49% 87% 80% 90% 80% 89%
54% 56% 57% 49% 50% 59% 36% 63%
38% 45% 29% 48% 41% 45% 44% 44% 29% 50%
42% 58% 52% 60% 54% 57%
46% 49% 42% 51% 39% 55% 33% 53%
37% 44% 41% 44% 37% 45% 34% 48%
42% 57% 54% 50% 49% 52% 41% 55%
43% 41% 35% 47% 38% 44% 38% 44% 34% 46%
39% 38% 29% 44% 34% 41% 25% 44%
45% 47% 45% 52% 48% 45% 44% 49% 36% 49%
41% 48% 34% 52% 38% 52% 36% 56%
55% 48% 30% 53% 51% 48% 36% 55%
48% 41% 40% 42% 41% 42% 31% 48%
67% 62% 57% 63% 59% 65% 45% 70%
40% 47% 36% 54% 38% 50% 41% 47% 29% 52%
43% 49% 39% 52% 39% 53% 33% 51%
35% 51% 50% 42% 58% 39% 51% 46% 40% 54%
28% 30% 29% 33% 27% 32% 27% 31% 20% 35%
51% 46% 53% 46% 39% 52% 35% 53%
65% 82% 73% 81% 75% 79% 67% 84%
39% 39% 38% 43% 38% 39% 27% 44%
35% 64% 32% 71% 54% 65% 43% 73%
52% 53% 36% 55% 54% 52% 46% 59%
47% 62% 59% 55% 58% 56% 44% 64%
50% 57% 57% 49% 60% 50% 49% 57%
33% 42% 26% 42% 40% 41% 40% 41% 33% 49%
75% 65% 64% 67% 64% 68% 58% 72%
50% 53% 50% 54% 52% 52% 52% 52% 43% 55%
56% 47% 32% 49% 48% 48% 39% 55%
30% 33% 27% 37% 25% 36% 24% 35%
56% 58% 55% 62% 52% 60% 57% 57% 49% 61%
41% 36% 32% 48% 29% 43% 40% 36% 21% 45%
60% 74% 30% 82% 56% 84% 49% 85%
42% 28% 20% 32% 25% 32% 25% 33%
70% 89% 80% 89% 84% 86% 76% 88%
37% 48% 46% 44% 43% 46% 45% 44% 37% 51%
32% 44% 42% 41% 43% 41% 43% 41% 39% 44%
54% 63% 58% 62% 65% 58% 53% 67%
49% 54% 53% 53% 56% 51% 52% 53% 46% 60%
60% 62% 66% 61% 65% 60% 65% 60%
55% 90% 29% 85% 76% 87% 85% 83% 65% 94%
53% 60% 59% 59% 55% 61% 57% 60%
37% 30% 26% 38% 22% 39% 28% 35% 26% 34%
49% 66% 32% 69% 55% 71% 46% 73%
41% 58% 60% 51% 58% 51% 44% 63%
41% 49% 24% 51% 51% 45% 43% 50% 33% 57%
74% 77% 70% 79% 72% 79% 75% 80% 59% 80%
44% 80% 52% 79% 62% 83% 52% 84%
34% 44% 40% 42% 40% 41% 43% 40% 35% 47%
34% 47% 31% 46% 41% 44% 45% 42% 32% 54%
47% 39% 41% 43% 39% 44% 42% 40% 26% 43%
37% 39% 46% 37% 41% 38% 33% 42%
28% 32% 38% 28% 39% 26% 25% 35%
64% 55% 48% 73% 54% 60% 49% 68%
60% 61% 58% 65% 54% 64% 64% 53% 46% 65%
25% 25% 18% 27% 25% 26% 23% 27%
43% 44% 42% 51% 39% 47% 24% 49%
51% 54% 49% 63% 50% 55% 53% 52% 37% 58%
28% 33% 23% 34% 28% 35% 36% 31% 22% 37%
42% 52% 47% 57% 46% 50% 49% 47% 33% 53%
54% 47% 25% 51% 38% 55% 33% 57%
51% 62% 58% 60% 51% 63% 45% 68%
36% 39% 27% 45% 42% 36% 24% 44%
35% 35% 23% 40% 28% 40% 21% 41%
46% 46% 37% 46% 43% 47% 50% 41% 45% 46%
39% 56% 39% 57% 54% 52% 57% 50% 41% 59%
52% 59% 56% 59% 57% 57% 52% 63%
49% 42% 37% 72% 33% 53% 44% 46% 33% 53%
28% 35% 33% 33% 31% 34% 23% 35%
65% 70% 63% 71% 60% 73% 68% 69% 63% 73%
49% 56% 56% 49% 56% 53% 54% 53% 44% 57%
45% 44% 34% 44% 37% 48% 26% 54%
47% 74% 41% 74% 65% 73% 55% 75%
42% 37% 32% 47% 31% 43% 36% 42% 27% 42%
58% 61% 60% 53% 60% 60% 51% 64%
50% 57% 54% 54% 54% 54% 58% 51% 46% 58%
26% 46% 38% 45% 46% 41% 28% 54%
58% 82% 72% 80% 78% 79% 76% 80%
24% 34% 29% 34% 31% 30% 31% 30% 30% 30%
28% 30% 26% 32% 26% 31% 28% 30% 21% 34%
35% 35% 24% 41% 27% 40% 30% 38% 24% 39%
43% 41% 24% 46% 34% 46% 36% 43% 22% 48%
60% 57% 53% 60% 56% 59% 51% 61%
44% 46% 55% 46% 47% 45% 37% 52%
33% 38% 27% 43% 31% 42% 31% 42%
42% 41% 31% 44% 42% 41% 34% 47%
49% 51% 55% 51% 53% 50% 40% 57%
61% 60% 16% 62% 56% 62% 44% 64%
48% 53% 52% 51% 53% 51% 56% 48% 42% 57%
48% 50% 49% 51% 46% 53% 42% 57%
58% 51% 51% 60% 50% 56% 53% 55% 48% 55%
24% 50% 12% 54% 32% 56% 46% 22% 58%
46% 45% 55% 45% 49% 43% 33% 52%
63% 53% 34% 58% 47% 59% 39% 64%
50% 63% 62% 60% 53% 65% 54% 63% 46% 68%
41% 35% 34% 64% 29% 42% 35% 51% 26% 54%
70% 56% 55% 59% 56% 59% 55% 60%
22% 47% 34% 44% 43% 41% 31% 52%
50% 58% 47% 58% 49% 62% 45% 62%
71% 68% 69% 68% 72% 66% 69% 68%
31% 72% 28% 80% 57% 73% 44% 79%
18% 36% 26% 34% 33% 31% 33% 31% 27% 36%
48% 47% 43% 63% 37% 54% 44% 52% 38% 50%
40% 60% 47% 63% 54% 57% 39% 61%
41% 53% 51% 45% 49% 49% 51% 46% 37% 52%
46% 52% 47% 54% 49% 52% 54% 49% 44% 57%
58% 67% 55% 71% 63% 66% 55% 73%
71% 78% 73% 77% 70% 78% 77% 72% 63% 78%
54% 57% 49% 57% 57% 56% 40% 65%
43% 44% 42% 44% 46% 42% 35% 47%
68% 61% 58% 62% 62% 62% 57% 65%
60% 79% 27% 78% 62% 86% 68% 80%
44% 58% 48% 63% 51% 59% 45% 57% 49% 59%
23% 32% 24% 33% 26% 33% 25% 32% 22% 38%
50% 42% 44% 44% 40% 47% 35% 46%
28% 28% 28% 27% 21% 32% 18% 30%
35% 45% 40% 42% 47% 38% 28% 43% 36% 48%
42% 57% 50% 54% 56% 48% 41% 65%
58% 60% 55% 65% 49% 66% 54% 66% 43% 66%
52% 54% 45% 58% 47% 57% 52% 56% 41% 60%
41% 57% 50% 59% 52% 56% 42% 58%
52% 55% 50% 55% 53% 55% 46% 60%
51% 51% 41% 56% 45% 55% 39% 56%
44% 55% 51% 53% 57% 49% 44% 60%
63% 80% 28% 79% 64% 86% 69% 81%
53% 57% 52% 61% 52% 58% 44% 61%
57% 66% 46% 68% 58% 70% 55% 71%
41% 52% 50% 48% 54% 45% 41% 56%
58% 57% 52% 58% 55% 59% 51% 62%
56% 66% 45% 68% 58% 70% 54% 71%
57% 58% 54% 66% 55% 59% 49% 61%
39% 48% 45% 47% 45% 46% 38% 51%
46% 57% 51% 58% 52% 56% 41% 59%
41% 52% 47% 52% 49% 51% 39% 53%
42% 52% 48% 53% 49% 51% 39% 54%
41% 56% 51% 56% 51% 54% 39% 49%
47% 52% 47% 52% 52% 51% 40% 59%
52% 52% 42% 56% 45% 56% 39% 56%
43% 54% 52% 50% 57% 47% 44% 59%
36% 47% 44% 43% 43% 44% 37% 50%
53% 57% 52% 61% 52% 58% 44% 61%
44% 55% 48% 57% 50% 54% 43% 58%
Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed
any any any any any any any any any any
money money money money money money money money money money
from a from a from a from a from a from a from a from a from a from a
formal formal formal formal formal formal formal formal formal formal
financial financial financial financial financial financial financial financial financial financial
institution institution institution institution institution institution institution institution institution institution
or using a or using a or using a or using a or using a or using a or using a or using a or using a or using a
mobile mobile mobile mobile mobile mobile mobile mobile mobile mobile
money money money money money money money money money money
account,1% account,3% account,2% account,2% account,2% account,2% account,2% account,2% account,1% account,4%
female12%(% male (%15% young12% (% older (%14% primary 11% secondary
17% income, 11% income, 15% rural (%13% urban 14%
(%
age 15+) age 15+) ages 15- age 25+) education education poorest richest age 15+) age 15+)
2% 5% 24) 2% 5% or less (%
2% or more5% 40% (% 2% 60% (% 5%
27% 37% 22% 35% ages 15+)
18% (% ages 40% ages 15+)
27% ages 15+)
36%
24% 33% 20% 30% 26% 15+) 28% 22% 32% 28% 28%
59% 55% 20% 64% 18% 59% 47% 64%
53% 60% 53% 57% 57% 56% 49% 61%
17% 22% 15% 20% 15% 20% 17% 21%
17% 16% 14% 17% 18% 15% 16% 16% 16% 16%
44% 52% 22% 52% 33% 49% 42% 52%
9% 14% 5% 15% 11% 12% 11% 11% 11% 12%
18% 22% 20% 20% 14% 23% 17% 22%
19% 24% 10% 24% 9% 27% 17% 24%
9% 14% 9% 12% 5% 15% 6% 15%
34% 48% 37% 43% 28% 46% 28% 50%
23% 30% 22% 27% 28% 26% 22% 29%
5% 12% 10% 8% 7% 14% 7% 10% 8% 10%
34% 28% 22% 34% 31% 31% 28% 32% 31% 32%
8% 15% 11% 12% 10% 13% 8% 14% 9% 14%
81% 81% 77% 82% 39% 82% 72% 87%
9% 12% 9% 11% 10% 15% 7% 12%
20% 28% 14% 26% 11% 29% 18% 28% 14% 27%
39% 39% 27% 42% 31% 50% 31% 45%
15% 23% 14% 20% 11% 22% 9% 26%
7% 12% 5% 11% 7% 12% 6% 11%
5% 5% 4% 6% 5% 5% 4% 6%
9% 11% 10% 10% 9% 11% 7% 12% 10% 10%
13% 22% 11% 20% 11% 22% 11% 22%
4% 11% 5% 9% 6% 14% 4% 10% 5% 11%
28% 38% 16% 36% 16% 40% 22% 40%
29% 33% 29% 32% 14% 35% 28% 33%
27% 35% 15% 33% 18% 34% 29% 33%
48% 58% 43% 55% 37% 54% 45% 59%
22% 22% 13% 25% 14% 30% 13% 28% 17% 24%
15% 32% 12% 28% 21% 25% 15% 29%
5% 10% 4% 9% 8% 7% 9% 6% 9% 7%
11% 10% 3% 13% 10% 12% 9% 12% 10% 11%
33% 34% 22% 35% 26% 36% 24% 40%
35% 30% 20% 38% 20% 42% 27% 37%
5% 5% 3% 6% 5% 5% 4% 6%
53% 53% 20% 58% 24% 64% 40% 62%
44% 45% 41% 45% 22% 48% 44% 44%
8% 16% 8% 14% 8% 15% 13% 12%
7% 4% 3% 7% 5% 7% 5% 6%
23% 26% 11% 27% 10% 26% 22% 26% 26% 23%
58% 51% 45% 56% 59% 54% 52% 56%
13% 21% 17% 17% 10% 23% 12% 21% 12% 20%
15% 25% 7% 22% 12% 21% 11% 26%
10% 13% 9% 12% 8% 15% 6% 14%
6% 10% 8% 8% 7% 12% 7% 9% 8% 7%
9% 14% 9% 12% 9% 14% 7% 14% 12% 10%
72% 67% 50% 72% 28% 79% 52% 82%
17% 21% 18% 19% 10% 22% 14% 22%
72% 75% 25% 84% 56% 86% 68% 77%
10% 15% 10% 14% 10% 18% 11% 14% 11% 15%
17% 10% 5% 15% 14% 12% 15% 12% 14% 13%
23% 28% 19% 28% 21% 28% 24% 26%
2% 6% 3% 5% 3% 6% 3% 5% 3% 4%
57% 51% 44% 56% 55% 54% 57% 53%
80% 78% 46% 88% 21% 82% 71% 85% 79% 80%
56% 54% 45% 56% 56% 54% 52% 57%
10% 14% 13% 12% 8% 14% 5% 17% 9% 14%
60% 62% 35% 64% 27% 66% 52% 67%
6% 13% 4% 12% 7% 11% 8% 11%
30% 29% 18% 32% 11% 33% 30% 30% 27% 31%
37% 42% 35% 42% 31% 44% 32% 45% 37% 45%
64% 73% 21% 77% 47% 73% 55% 78%
11% 24% 11% 20% 15% 21% 15% 19% 21% 16%
17% 20% 9% 22% 9% 20% 19% 18% 23% 15%
10% 8% 5% 11% 8% 11% 7% 11% 9% 9%
19% 28% 11% 24% 15% 25% 21% 24%
2% 5% 1% 4% 2% 4% 2% 4%
20% 18% 20% 19% 15% 27% 16% 22%
14% 19% 15% 17% 15% 20% 17% 16% 18% 12%
10% 14% 5% 13% 0% 14% 7% 15%
9% 8% 8% 9% 6% 16% 4% 12%
10% 10% 9% 11% 8% 16% 8% 12% 10% 10%
14% 16% 10% 17% 4% 18% 7% 20% 10% 16%
13% 12% 11% 14% 12% 18% 12% 13% 13% 12%
33% 45% 34% 40% 21% 41% 28% 46%
8% 16% 11% 12% 9% 19% 11% 12%
16% 25% 12% 22% 9% 27% 15% 24%
14% 17% 18% 15% 7% 20% 7% 22%
13% 13% 9% 14% 6% 14% 9% 16% 11% 15%
36% 35% 17% 40% 25% 39% 32% 38% 41% 32%
4% 6% 1% 6% 5% 6% 4% 6%
9% 21% 16% 15% 10% 32% 7% 21% 14% 17%
9% 11% 7% 11% 10% 10% 7% 12%
21% 26% 14% 28% 19% 26% 12% 31% 19% 32%
13% 17% 11% 16% 14% 18% 14% 15% 15% 15%
29% 40% 17% 37% 6% 36% 24% 42%
61% 60% 21% 68% 38% 64% 49% 68%
13% 12% 11% 13% 8% 18% 8% 15% 10% 15%
4% 3% 2% 4% 3% 11% 4% 3%
6% 8% 7% 7% 6% 9% 5% 8% 6% 8%
20% 24% 6% 25% 12% 27% 18% 25%
67% 67% 22% 74% 44% 73% 55% 74%
3% 4% 4% 4% 4% 4% 4% 3% 4% 3%
7% 14% 10% 11% 5% 13% 6% 13% 8% 11%
15% 13% 10% 15% 8% 18% 7% 18% 11% 16%
21% 23% 18% 23% 10% 25% 16% 26% 20% 23%
16% 22% 12% 22% 12% 22% 13% 23%
26% 39% 14% 34% 16% 32% 28% 35%
23% 39% 17% 32% 23% 35% 25% 34%
15% 23% 11% 20% 3% 23% 14% 22%
30% 32% 16% 34% 24% 31% 28% 33%
29% 35% 33% 32% 10% 33% 25% 37%
14% 12% 10% 15% 12% 16% 9% 16% 10% 15%
21% 20% 15% 21% 9% 26% 14% 25%
6% 5% 5% 6% 6% 4% 6% 5% 6% 5%
41% 48% 22% 48% 11% 52% 30% 54% 44%
30% 39% 23% 36% 12% 36% 31% 36%
37% 48% 21% 45% 16% 48% 31% 50%
20% 18% 13% 21% 15% 20% 11% 24% 19% 19%
3% 2% 3% 2% 2% 12% 3% 3% 1% 12%
49% 55% 59% 51% 55% 51% 49% 54%
21% 22% 11% 24% 12% 24% 21% 22%
45% 52% 28% 52% 34% 49% 37% 56%
58% 65% 55% 62% 59% 62% 65% 59%
62% 62% 19% 69% 19% 77% 50% 70%
12% 13% 6% 15% 11% 13% 13% 13% 10% 13%
11% 16% 11% 15% 10% 26% 9% 16% 12% 16%
24% 37% 15% 34% 19% 39% 24% 35%
8% 9% 4% 10% 8% 8% 6% 9% 7% 11%
9% 11% 4% 12% 7% 13% 8% 12% 7% 11%
24% 51% 26% 41% 24% 46% 28% 45%
29% 29% 24% 33% 27% 31% 24% 32% 30% 28%
32% 36% 33% 34% 13% 35% 32% 36%
20% 26% 28% 23% 19% 24% 23% 25%
57% 53% 53% 55% 50% 56% 53% 56%
67% 66% 39% 71% 11% 68% 44% 81%
42% 42% 22% 46% 32% 52% 29% 50% 31% 44%
5% 11% 2% 9% 2% 10% 6% 8% 5% 8%
8% 14% 10% 12% 14% 10% 11% 11%
10% 11% 9% 11% 6% 11% 7% 13%
4% 6% 3% 6% 4% 5% 2% 7% 5% 5%
0% 3% 1% 2% 0% 4% 1% 2%
12% 18% 11% 16% 8% 23% 6% 20% 9% 22%
7% 8% 6% 8% 4% 10% 4% 9% 6% 11%
36% 37% 21% 40% 28% 46% 29% 42%
37% 42% 27% 41% 32% 41% 36% 42%
25% 36% 25% 32% 20% 35% 21% 37%
13% 18% 10% 17% 8% 20% 14% 16%
68% 67% 43% 72% 14% 70% 47% 81%
13% 16% 12% 15% 10% 19% 10% 17%
56% 58% 38% 60% 38% 59% 46% 64%
7% 13% 7% 11% 6% 13% 9% 11%
48% 49% 40% 49% 46% 49% 45% 50%
55% 57% 37% 59% 36% 59% 45% 63%
11% 14% 12% 13% 10% 20% 10% 14%
12% 14% 10% 14% 10% 17% 12% 14%
33% 37% 24% 38% 28% 41% 27% 41%
21% 25% 14% 26% 18% 29% 19% 26%
21% 25% 14% 25% 17% 29% 18% 26%
33% 34% 20% 36% 28% 40% 26% 38%
25% 33% 17% 31% 18% 31% 25% 32%
25% 36% 25% 32% 20% 35% 21% 37%
9% 13% 7% 13% 8% 14% 11% 12%
10% 14% 9% 13% 10% 16% 11% 13%
13% 16% 12% 15% 10% 19% 10% 17%
28% 31% 17% 32% 18% 38% 24% 33%
Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed
any any for for for for for for for for
money money education education education education education education education education
from a from a or school or school or school or school or school or school or school or school
formal formal fees, fees, male fees, fees, fees, fees, fees, fees,
financial financial female (% (% age young (% older (% primary secondary income, income,
institution institution age 15+) 15+) ages 15- age 25+) education education poorest richest
or using a or using a 24) or less (% or more 40% (% 60% (%
mobile mobile ages 15+) (% ages ages 15+) ages 15+)
money money 15+)
account,1% account,3%
out of 7% in labor 19%
labor force (%
force (% age 15+)7%
1%
22%
age 15+) 36%
14% 36%
54% 59%
51% 60%
13% 26%
14% 19%
35% 58%
4% 13%
12% 22%
11% 28%
5% 16%
32% 45%
21% 30%
11% 8%
28% 32%
5% 14%
73% 85%
3% 13%
15% 28%
12% 21%
5% 13%
4% 6%
7% 12%
8% 22%
5% 9%
19% 45%
20% 37%
22% 37%
36% 60%
10% 27%
16% 25%
6% 9%
5% 14%
21% 40%
17% 41%
5% 5%
35% 66%
37% 51%
8% 15%
4% 6%
15% 34%
52% 57%
11% 19%
16% 23%
8% 13%
4% 10%
3% 15%
46% 81%
13% 23%
61% 77%
8% 16%
11% 14%
19% 30%
2% 6%
54% 54%
59% 92%
53% 57%
8% 13%
40% 71%
6% 13%
17% 38%
20% 44%
42% 80%
10% 25%
12% 24%
0% 10%
14% 28%
2% 4%
13% 26%
7% 19%
9% 14%
2% 10%
6% 11%
7% 19%
6% 15%
27% 46%
7% 15%
7% 25%
8% 19%
8% 16%
24% 42%
4% 7%
6% 21%
4% 11%
16% 31%
11% 16%
18% 43%
46% 66%
9% 14%
2% 4%
6% 8%
11% 31%
59% 71%
4% 3%
7% 12%
7% 17%
9% 26%
12% 22%
26% 35%
22% 36%
10% 25%
24% 35%
16% 37%
5% 17%
11% 29%
5% 6%
19% 57%
24% 40%
26% 53%
7% 25%
2% 3%
51% 53%
14% 29%
36% 55%
63% 60%
37% 75%
12% 14%
5% 16%
20% 34%
4% 9%
6% 14%
27% 47%
21% 31%
16% 43%
21% 25%
50% 59%
60% 69%
38% 44%
4% 10%
7% 12%
4% 12%
3% 8%
1% 3%
9% 17%
5% 9%
22% 37%
33% 44%
22% 33%
9% 21%
62% 70%
8% 17%
48% 62%
5% 14%
44% 52%
46% 61%
6% 15%
9% 16%
20% 34%
11% 21%
11% 21%
12% 19%
19% 35%
22% 33%
8% 15%
8% 15%
8% 17%
19% 31%
Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed
for for for for for health for health for health for health for healthfor health
education education education education or or or or or or
or school or school or school or school medical medical medical medical medical medical
fees, rural fees, fees, out fees, in purposes, purposes, purposes, purposes, purposes, purposes,
(% age urban (% of labor labor female (% male (% young (% older (% primary secondary
15+) age 15+) force (% force (% age 15+) age 15+) ages 15- age 25+) education education
age 15+) age 15+) 24) or less (%or more
ages 15+) (% ages
15+)
58% 57% 53% 60% 61% 48%
25% 19% 9% 26% 27% 16%
13% 10% 4% 15% 14% 10%
16% 10% 9% 14% 19% 10%
19% 20% 11% 21% 20% 19%
8% 8% 10% 8% 5% 8%
7% 8% 7% 8% 10% 7%
26% 29% 19% 30% 19% 29%
22% 19% 20% 21% 22% 20%
3% 5% 5% 4% 13% 4%
20% 20% 17% 22% 21% 18%
18% 15% 18% 16% 21% 15%
9% 15% 3% 14% 12% 12%
7% 7% 8% 7% 3% 10%
20% 18% 22% 18% 23% 17%
13% 16% 11% 15% 26% 10%
26% 25% 24% 26% 27% 20%
16% 18% 17% 17% 19% 6%
24% 24% 17% 27% 27% 20%
6% 6% 7% 6% 6% 6%
38% 38% 35% 39% 39% 32%
14% 10% 8% 13% 12% 12%
7% 14% 7% 12% 15% 6%
19% 17% 18% 18% 21% 17%
18% 24% 18% 21% 21% 21%
32% 30% 27% 33% 37% 28%
21% 17% 17% 20% 18% 20%
12% 11% 10% 12% 14% 10%
21% 20% 18% 21% 22% 17%
7% 6% 0% 7% 8% 6%
12% 9% 7% 12% 9% 11%
4% 2% 0% 4% 9% 2%
5% 5% 2% 5% 13% 5%
26% 20% 22% 24% 19% 27%
21% 21% 17% 23% 20% 22%
17% 16% 10% 19% 22% 11%
15% 15% 11% 17% 16% 14%
5% 4% 6% 4% 5% 5%
40% 34% 25% 42% 41% 34%
13% 16% 16% 14% 15% 10%
2% 2% 1% 2% 2% 2%
5% 3% 8% 3% 4% 4%
15% 26% 14% 24% 23% 18%
27% 25% 22% 29% 28% 22%
12% 11% 5% 13% 10% 12%
9% 8% 14% 8% 0% 9%
15% 17% 11% 18% 19% 14%
15% 14% 9% 15% 9% 15%
17% 15% 13% 18% 15% 18%
27% 30% 30% 28% 31% 22%
21% 26% 25% 23% 22% 26%
3% 3% 2% 3% 1% 3%
4% 2% 7% 3% 3% 3%
9% 6% 16% 6% 13% 4%
27% 24% 20% 27% 28% 21%
12% 10% 7% 12% 13% 9%
24% 24% 16% 27% 27% 23%
27% 25% 23% 27% 30% 19%
5% 3% 1% 5% 7% 4%
6% 7% 7% 7% 1% 7%
3% 3% 4% 3% 2% 3%
8% 6% 6% 7% 5% 7%
3% 1% 5% 2% 0% 2%
15% 15% 6% 18% 23% 13%
10% 11% 7% 11% 12% 10%
25% 28% 24% 28% 28% 26%
4% 5% 3% 5% 8% 4%
15% 15% 10% 17% 18% 12%
9% 11% 8% 11% 7% 11%
15% 10% 12% 13% 14% 8%
12% 8% 6% 10% 15% 8%
14% 11% 12% 13% 18% 10%
37% 36% 41% 35% 32% 44%
30% 34% 32% 32% 31% 33%
9% 7% 5% 8% 10% 8%
26% 17% 22% 21% 22% 19%
16% 17% 14% 18% 16% 18%
8% 6% 5% 8% 8% 6%
15% 20% 16% 18% 17% 20%
5% 5% 7% 4% 5% 5%
37% 36% 34% 37% 39% 27%
10% 7% 5% 10% 10% 8%
17% 14% 12% 17% 14% 17%
19% 20% 14% 21% 19% 19%
11% 10% 11% 10% 6% 12%
24% 21% 20% 23% 22% 23%
10% 11% 12% 10% 8% 17%
12% 12% 9% 13% 14% 10%
23% 24% 21% 25% 26% 22%
25% 22% 18% 26% 26% 15%
3% 2% 3% 2% 6% 2%
7% 10% 10% 8% 1% 9%
17% 19% 22% 16% 16% 20%
42% 40% 42% 40% 42% 25%
18% 17% 13% 19% 19% 15%
14% 19% 8% 18% 22% 13%
2% 5% 3% 4% 6% 3%
12% 8% 9% 11% 9% 12%
14% 9% 15% 11% 10% 12%
15% 14% 11% 15% 14% 15%
17% 14% 9% 18% 12% 17%
33% 35% 36% 33% 35% 34%
9% 9% 6% 10% 41% 9%
2% 3% 2% 2% 3% 2%
14% 11% 7% 13% 12% 13%
9% 13% 10% 11% 16% 10%
18% 18% 21% 17% 1% 19%
17% 13% 13% 16% 15% 13%
19% 12% 12% 16% 25% 12%
28% 27% 34% 25% 28% 27%
1% 3% 0% 3% 1% 3%
3% 4% 6% 3% 15% 3%
3% 5% 2% 4% 2% 4%
14% 12% 12% 13% 18% 12%
25% 25% 28% 23% 23% 46%
5% 4% 12% 4% 4% 5%
10% 11% 5% 12% 11% 10%
4% 2% 5% 3% 0% 3%
10% 8% 12% 9% 12% 8%
1% 2% 1% 2% 0% 2%
12% 10% 4% 13% 14% 10%
12% 7% 11% 9% 8% 14%
3% 3% 2% 3% 3% 2%
23% 19% 19% 22% 25% 14%
20% 19% 8% 22% 24% 16%
18% 26% 21% 23% 20% 23%
33% 26% 26% 33% 30% 29%
18% 19% 15% 19% 31% 18%
5% 14% 10% 12% 14% 11%
3% 4% 7% 3% 8% 3%
6% 6% 4% 6% 0% 6%
14% 8% 6% 12% 16% 7%
6% 9% 3% 8% 6% 8%
19% 23% 24% 20% 23% 20%
3% 5% 5% 4% 8% 3%
17% 17% 9% 21% 21% 16%
26% 28% 23% 30% 28% 26%
21% 26% 22% 24% 27% 19%
12% 17% 13% 15% 12% 16%
9% 13% 9% 12% 15% 7%
9% 10% 10% 9% 10% 9%
19% 17% 18% 18% 20% 17%
19% 18% 14% 21% 23% 16%
6% 6% 4% 6% 0% 6%
19% 18% 16% 20% 19% 18%
5% 5% 6% 5% 4% 5%
18% 17% 13% 19% 22% 15%
6% 5% 8% 5% 3% 6%
6% 5% 6% 5% 4% 6%
29% 29% 27% 30% 29% 28%
21% 20% 17% 22% 23% 18%
10% 15% 10% 13% 16% 10%
17% 17% 14% 18% 20% 14%
17% 18% 15% 18% 20% 14%
9% 14% 9% 13% 15% 8%
13% 16% 12% 15% 17% 14%
19% 17% 19% 18% 21% 17%
20% 19% 13% 22% 23% 17%
25% 22% 19% 25% 26% 20%
19% 18% 16% 20% 19% 18%
15% 15% 14% 15% 20% 11%
Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed
for health for health for health for health for health for health from a from a from a from a
or or or or or or formal formal formal formal
medical medical medical medical medical medical financial financial financial financial
purposes, purposes, purposes, purposes, purposes, purposes, institution institution institution institution
income, income, rural (% urban (% out of in labor , female , male (% , young (% , older (%
poorest richest age 15+) age 15+) labor force (% (% age age 15+) ages 15- age 25+)
40% (% 60% (% force (% age 15+) 15+) 24)
ages 15+) ages 15+) age 15+)
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
1% 1% 1% 1% 1% 1% 1% 1%
4% 1% 1% 2% 1% 2% 2% 2%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
2% 0% 0% 1% 0% 1% 0% 1%
3% 5% 4% 5% 4% 4% 3% 5% 4% 5%
0% 0% 0% 0% 0% 0% 0% 0%
4% 6% 7% 5% 5% 6% 8% 5% 2% 7%
2% 2% 2% 2% 1% 3% 2% 2%
2% 8% 7% 5% 5% 7% 5% 6% 4% 8%
0% 2% 1% 1% 1% 2% 0% 2% 0% 2%
2% 0% 1% 0% 1% 0% 1% 0%
8% 19% 14% 18% 16% 16% 13% 18%
3% 7% 6% 4% 6% 6% 4% 7%
3% 8% 9% 5% 7% 6% 7% 7% 3% 7%
0% 0% 0% 0% 0% 0% 0% 0%
4% 2% 2% 4% 1% 4% 1% 3%
8% 9% 7% 13% 8% 9% 6% 13% 6% 10%
1% 0% 0% 1% 0% 1% 1% 0% 0% 1%
0% 0% 0% 0% 0% 0% 0% 0%
1% 4% 3% 3% 2% 4% 3% 3% 3% 3%
4% 8% 7% 7% 7% 8% 8% 7% 5% 9%
1% 1% 1% 2% 1% 1% 4% 1% 0% 2%
3% 5% 0% 5% 8% 2% 0% 5% 3% 5%
2% 7% 6% 7% 2% 8% 5% 6% 2% 7%
3% 2% 1% 3% 2% 3% 2% 3%
0% 2% 2% 2% 2% 1% 2% 2% 2% 2%
16% 21% 19% 20% 16% 22% 21% 14% 7% 22%
1% 0% 0% 1% 0% 0% 0% 1% 0% 1%
3% 9% 2% 8% 4% 8% 6% 7% 5% 8%
1% 2% 1% 4% 1% 3% 2% 2% 3% 2%
0% 1% 0% 1% 0% 1% 0% 1%
1% 0% 1% 0% 0% 1% 0% 1%
6% 8% 7% 7% 5% 9% 3% 12%
16% 24% 21% 22% 15% 25% 24% 15% 7% 26%
0% 0% 0% 0% 0% 0% 0% 0%
3% 2% 3% 1% 3% 2% 0% 3%
13% 20% 16% 21% 15% 19% 18% 17% 13% 19%
2% 2% 3% 2% 2% 2% 5% 1% 1% 2%
8% 14% 12% 11% 13% 11% 12% 12% 6% 13%
3% 2% 2% 2% 1% 3% 3% 1% 1% 2%
7% 7% 7% 12% 5% 9% 4% 9%
4% 6% 4% 7% 6% 5% 7% 5% 2% 7%
0% 0% 0% 0% 0% 0% 0% 0%
1% 2% 2% 2% 1% 2% 2% 2% 1% 2%
1% 3% 1% 3% 2% 2% 1% 3% 3% 2%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
1% 2% 1% 2% 1% 2% 0% 2% 0% 2%
2% 4% 2% 5% 2% 5% 1% 5%
0% 0% 0% 0% 0% 0% 0% 0%
4% 0% 1% 1% 1% 1% 0% 1%
0% 0% 0% 0% 0% 0% 0% 0%
3% 4% 5% 3% 4% 3% 2% 5%
0% 1% 0% 1% 0% 1% 3% 0% 1% 1%
6% 11% 8% 14% 6% 11% 9% 9% 3% 11%
4% 3% 2% 4% 3% 3% 1% 4%
8% 15% 14% 8% 12% 13% 15% 8% 9% 14%
0% 1% 1% 0% 1% 1% 1% 1% 0% 1%
1% 1% 1% 1% 0% 2% 1% 1%
14% 26% 21% 20% 18% 23% 24% 16% 16% 22%
2% 0% 0% 0% 0% 1% 0% 1%
0% 0% 0% 0% 0% 0% 1% 0% 0% 0%
0% 3% 2% 3% 1% 4% 3% 3% 2% 4%
3% 2% 2% 2% 1% 3% 0% 3%
2% 1% 2% 1% 1% 2% 1% 2%
1% 2% 2% 2% 1% 2% 1% 2% 1% 3%
1% 1% 1% 0% 1% 0% 1% 1%
7% 11% 9% 10% 7% 11% 10% 9% 5% 11%
7% 11% 6% 11% 7% 11% 11% 6% 5% 12%
21% 31%
22% 34%
33% 44%
20% 27% 21% 26%
14% 23%
32% 28% 22% 33%
16% 18%
18% 22%
9% 16%
16% 18%
22% 25% 14% 29%
21% 31%
41% 37% 33% 44%
16% 17% 14% 18%
15% 16%
50% 58%
20% 35%
11% 15%
8% 12%
33% 46%
37% 43%
18% 22% 17% 24%
10% 18%
36% 40% 33% 40%
20% 31%
16% 24%
45% 38% 37% 44%
28% 24% 17% 30%
4% 9%
13% 10%
22% 24%
32% 30% 26% 35%
33% 27% 27% 30%
34% 44%
44% 44% 41% 48%
11% 9%
26% 15% 13% 17%
4% 7%
19% 21% 17% 21%
5% 7%
33% 50%
18% 30% 19% 30%
54% 56% 44% 57%
14% 13%
28% 24% 26% 26%
24% 29% 19% 35%
33% 30% 24% 33%
19% 15%
20% 27%
34% 51%
43% 38% 33% 44%
10% 11%
19% 39%
25% 25% 14% 29%
23% 13% 13% 17%
35% 35% 21% 39%
7% 16%
33% 49%
13% 23%
12% 23%
37% 27% 33% 32%
25% 28% 23% 29%
45% 53%
30% 29% 21% 35%
16% 24%
51% 48% 43% 57%
42% 42% 34% 44%
7% 12%
11% 17%
22% 25% 16% 26%
36% 47%
48% 42% 38% 47%
19% 30%
21% 19%
23% 21% 20% 24%
16% 18% 14% 19%
21% 23% 16% 25%
20% 24% 12% 27%
35% 44%
11% 25%
9% 8%
24% 27%
23% 32%
26% 39%
38% 26% 28% 33%
28% 29%
36% 44% 37% 40%
2% 2% 2%
11% 17%
15% 18%
40% 46% 36% 49%
27% 38% 21% 41%
10% 11%
18% 26%
13% 11%
6% 7%
10% 10%
19% 20% 17% 22%
28% 32% 28% 30%
20% 37%
35% 32% 25% 37%
45% 40% 35% 46%
35% 45%
59% 55% 47% 60%
24% 36%
15% 26%
6% 5%
9% 22%
12% 18% 9% 22%
18% 22% 17% 26%
25% 37%
13% 19%
23% 35% 32% 36%
33% 51%
38% 49% 32% 48%
41% 46% 32% 49%
20% 25%
15% 22%
18% 28%
33% 42%
10% 21%
33% 44%
9% 16%
33% 42%
9% 14%
9% 16%
38% 45%
27% 36%
24% 32%
27% 35%
27% 36%
26% 32%
25% 34%
19% 28%
34% 44%
27% 35%
33% 44%
23% 31%
Borrowed Borrowed Borrowed Borrowed Borrowed Borrowed Has an Has an Has an Has an
to start, to start, to start, to start, to start, to start, outstandi outstandi outstandi outstandi
operate, operate, operate, operate, operate, operate, ng ng ng ng
or expand or expand or expand or expand or expand or expand housing housing housing housing
a farm or a farm or a farm or a farm or a farm or a farm or loan, loan, male loan, loan,
business, business, business, business, business, business, female (% (% age young (% older (%
income, income, rural (% urban (% out of in labor age 15+) 15+) ages 15- age 25+)
poorest richest age 15+) age 15+) labor force (% 24)
40% (% 60% (% force (% age 15+)
ages 15+) ages 15+) age 15+)
Has an Has an Has an Has an Has an Has an Has an Has an Made or Made or
outstandi outstandi outstandi outstandi outstandi outstandi outstandi outstandi received a received a
ng ng ng ng ng ng ng ng digital digital
housing housing housing housing housing housing housing housing payment, payment,
loan, loan, loan, loan, loan, rural loan, loan, out loan, in female (% male (%
primary secondary income, income, (% age urban (% of labor labor age 15+) age 15+)
education education poorest richest 15+) age 15+) force (% force (%
or less (% or more 40% (% 60% (% age 15+) age 15+)
ages 15+) (% ages ages 15+) ages 15+)
15+)
4% 12%
35% 34%
23% 44%
64% 66%
43% 53%
100% 98%
99% 100%
35% 51%
34% 58%
97% 98%
37% 51%
48% 63%
56% 77%
47% 57%
73% 80%
74% 76%
27% 40%
24% 29%
48% 52%
98% 98%
19% 17%
84% 84%
85% 87%
48% 56%
14% 27%
19% 32%
40% 48%
53% 66%
35% 60%
85% 90%
86% 88%
92% 96%
100% 100%
36% 42%
40% 54%
16% 24%
22% 35%
99% 98%
68% 60%
15% 24%
99% 98%
99% 98%
61% 71%
16% 29%
64% 60%
99% 100%
59% 72%
88% 94%
23% 30%
21% 34%
24% 41%
92% 94%
85% 88%
100% 100%
28% 41%
39% 36%
77% 92%
11% 17%
98% 98%
90% 92%
95% 96%
46% 54%
96% 96%
24% 47%
82% 74%
74% 82%
98% 98%
37% 59%
38% 41%
20% 22%
96% 95%
11% 17%
58% 59%
39% 53%
88% 94%
22% 26%
36% 45%
76% 83%
37% 40%
89% 93%
13% 28%
75% 86%
39% 50%
60% 60%
99% 96%
21% 39%
31% 54%
37% 43%
64% 69%
23% 35%
99% 99%
99% 96%
19% 24%
8% 11%
23% 45%
69% 80%
100% 99%
11% 24%
37% 36%
51% 52%
44% 54%
39% 48%
92% 94%
88% 93%
61% 66%
88% 87%
63% 81%
47% 59%
89% 86%
23% 31%
93% 97%
93% 96%
95% 99%
82% 79%
3% 7%
96% 99%
48% 63%
99% 99%
98% 98%
85% 91%
34% 33%
44% 57%
88% 96%
39% 49%
21% 34%
55% 80%
62% 63%
78% 86%
77% 77%
99% 99%
96% 90%
69% 67%
36% 48%
75% 87%
44% 48%
15% 27%
5% 14%
44% 49%
52% 64%
77% 80%
85% 89%
62% 70%
38% 53%
96% 91%
44% 56%
96% 95%
24% 40%
97% 98%
95% 94%
31% 40%
32% 44%
78% 83%
53% 62%
52% 61%
74% 78%
71% 77%
61% 69%
34% 47%
26% 41%
44% 56%
61% 68%
Made or Made or Made or Made or Made or Made or Made or Made or Made or Made or
received a received a received a received a received a received a received a received a received a received a
digital digital digital digital digital digital digital digital digital digital
payment, payment, payment, payment, payment, payment, payment, payment, payment, payment,
young (% older (% primary secondary income, income, rural (% urban (% out of in labor
ages 15- age 25+) education education poorest richest age 15+) age 15+) labor force (%
24) or less (% or more 40% (% 60% (% force (% age 15+)
ages 15+) (% ages ages 15+) ages 15+) age 15+)
15+)
2% 7% 4% 5% 3% 10% 3% 6% 3% 8%
18% 17% 26% 15% 10% 27% 8% 24% 10% 22%
8% 17% 9% 14% 6% 15% 5% 18%
56% 62% 70% 56% 34% 73% 50% 65%
36% 46% 40% 41% 31% 41% 32% 46% 29% 44%
99% 96% 98% 98% 67% 99% 95% 99%
99% 100% 97% 99% 97% 99% 99% 100%
22% 34% 26% 28% 17% 30% 17% 35%
28% 54% 38% 41% 33% 45% 36% 44% 40% 41%
97% 97% 89% 98% 89% 98% 95% 98%
35% 49% 36% 46% 34% 57% 33% 48% 37% 48%
42% 54% 46% 49% 34% 54% 32% 58%
40% 63% 40% 53% 18% 67% 37% 61%
41% 52% 42% 48% 25% 58% 34% 54%
66% 75% 76% 70% 60% 75% 64% 76%
68% 69% 85% 67% 55% 73% 53% 78%
26% 37% 31% 31% 27% 48% 22% 37% 24% 44%
18% 20% 18% 20% 17% 32% 12% 24% 14% 36%
45% 50% 45% 49% 34% 62% 31% 59% 38% 56%
98% 98% 98% 98% 90% 98% 97% 99%
17% 15% 11% 19% 15% 29% 13% 18%
76% 79% 83% 76% 49% 87% 77% 78% 67% 80%
85% 84% 88% 84% 77% 96% 76% 90%
38% 46% 39% 43% 22% 50% 25% 54%
10% 21% 11% 16% 12% 19% 10% 17%
18% 30% 21% 26% 9% 33% 14% 31%
39% 46% 44% 42% 25% 54% 31% 50% 33% 50%
47% 59% 68% 48% 28% 70% 36% 64%
33% 58% 37% 50% 39% 65% 39% 50% 41% 53%
72% 79% 62% 77% 48% 86% 62% 83%
75% 82% 81% 78% 48% 85% 71% 84%
92% 94% 95% 93% 83% 95% 92% 94%
100% 100% 100% 100% 100% 100% 100% 100%
23% 30% 21% 28% 15% 38% 13% 35% 18% 29%
34% 46% 34% 42% 28% 48% 28% 48%
6% 10% 5% 9% 2% 15% 3% 12% 9% 8%
15% 24% 25% 17% 9% 36% 8% 25% 16% 20%
99% 96% 97% 98% 94% 98% 96% 99%
63% 58% 42% 68% 48% 71% 53% 66%
10% 18% 16% 13% 8% 39% 8% 18%
99% 97% 87% 99% 92% 100% 95% 99%
99% 98% 99% 98% 94% 99% 97% 99%
58% 68% 64% 63% 48% 73% 56% 67%
12% 21% 13% 18% 13% 21% 15% 17%
46% 46% 45% 46% 15% 51% 35% 53% 37% 52%
99% 100% 97% 100% 100% 99% 100% 99%
59% 69% 64% 63% 46% 77% 49% 73% 50% 73%
86% 91% 87% 89% 67% 90% 82% 92%
18% 27% 26% 20% 14% 32% 17% 26%
19% 31% 24% 26% 16% 52% 18% 30% 18% 36%
21% 37% 26% 29% 22% 40% 18% 35% 24% 32%
87% 86% 85% 87% 49% 94% 74% 95%
79% 84% 88% 81% 56% 89% 73% 87%
100% 100% 100% 100% 99% 100% 100% 100%
16% 33% 25% 24% 16% 42% 12% 33% 19% 32%
29% 29% 42% 26% 15% 42% 24% 32% 20% 34%
72% 87% 77% 80% 66% 86% 73% 84%
8% 12% 10% 10% 5% 17% 9% 11% 11% 10%
98% 98% 97% 98% 91% 99% 96% 100%
87% 88% 61% 94% 27% 90% 81% 91% 79% 87%
91% 95% 75% 95% 91% 94% 86% 98%
39% 42% 52% 37% 22% 51% 24% 51% 33% 46%
86% 92% 69% 92% 68% 92% 83% 93%
14% 27% 17% 22% 12% 24% 13% 26%
71% 62% 69% 66% 35% 72% 64% 69% 58% 71%
73% 79% 74% 77% 56% 86% 65% 83% 72% 85%
95% 97% 96% 96% 84% 98% 91% 99%
25% 39% 28% 34% 22% 45% 23% 38% 31% 33%
25% 28% 29% 25% 15% 28% 24% 27% 23% 28%
17% 15% 14% 17% 9% 33% 7% 22% 12% 34%
93% 94% 94% 93% 83% 96% 87% 97%
5% 6% 2% 7% 5% 6% 4% 7%
54% 56% 56% 54% 45% 72% 50% 58%
38% 48% 46% 41% 33% 65% 32% 50% 36% 59%
77% 90% 83% 83% 53% 87% 75% 89%
21% 24% 22% 22% 17% 39% 12% 29%
34% 40% 31% 40% 28% 64% 28% 43% 34% 44%
62% 69% 52% 70% 33% 74% 52% 75% 56% 68%
33% 35% 30% 36% 28% 61% 24% 41% 27% 48%
84% 88% 86% 86% 67% 88% 77% 92%
11% 24% 12% 19% 13% 31% 16% 18%
62% 67% 64% 64% 41% 78% 57% 69%
32% 43% 42% 36% 15% 46% 19% 49%
46% 49% 55% 46% 24% 50% 37% 54% 41% 54%
92% 89% 84% 93% 77% 95% 88% 93% 87% 93%
15% 25% 23% 19% 11% 36% 11% 27%
28% 52% 42% 38% 29% 79% 22% 51% 37% 44%
34% 41% 48% 32% 19% 55% 22% 47%
55% 62% 46% 65% 42% 69% 39% 71% 52% 70%
15% 23% 20% 18% 13% 38% 11% 24% 17% 24%
98% 98% 97% 98% 100% 98% 96% 99%
98% 96% 89% 99% 90% 98% 95% 98%
15% 21% 25% 15% 10% 28% 15% 19% 13% 24%
7% 9% 10% 7% 7% 24% 9% 8%
20% 39% 23% 33% 13% 47% 15% 39% 18% 38%
62% 70% 60% 67% 44% 77% 53% 74%
100% 99% 96% 100% 98% 100% 99% 100%
10% 19% 15% 15% 11% 25% 13% 16% 10% 18%
29% 30% 28% 30% 10% 38% 17% 37% 23% 32%
40% 42% 37% 43% 24% 52% 32% 47% 34% 46%
32% 44% 36% 39% 19% 43% 25% 47% 28% 42%
34% 43% 31% 41% 23% 47% 23% 49%
91% 92% 98% 91% 47% 93% 87% 95%
83% 92% 76% 89% 80% 91% 79% 93%
53% 59% 65% 55% 21% 64% 42% 65%
82% 82% 92% 81% 76% 83% 75% 87%
62% 79% 70% 73% 60% 73% 64% 78%
44% 57% 45% 54% 45% 69% 42% 56% 41% 59%
52% 67% 55% 60% 25% 75% 42% 70%
21% 29% 22% 26% 17% 40% 16% 31% 18% 35%
88% 94% 92% 91% 70% 96% 85% 95% 91%
91% 94% 93% 93% 64% 94% 86% 97%
91% 97% 92% 94% 76% 98% 89% 97%
70% 71% 67% 72% 51% 76% 57% 79% 66% 72%
3% 5% 5% 3% 3% 15% 3% 4% 2% 13%
96% 98% 97% 97% 95% 98% 97% 97%
38% 50% 42% 44% 30% 47% 38% 47%
98% 99% 96% 99% 100% 99% 97% 100%
98% 98% 100% 98% 96% 99% 99% 98%
79% 83% 67% 83% 52% 90% 76% 84%
20% 25% 11% 27% 16% 25% 20% 25% 25% 22%
42% 55% 47% 49% 42% 72% 33% 58% 43% 59%
78% 82% 78% 81% 71% 88% 70% 87%
37% 48% 37% 44% 34% 55% 33% 48% 35% 57%
13% 18% 14% 16% 9% 21% 12% 18% 12% 17%
46% 77% 64% 61% 44% 72% 45% 73%
60% 61% 58% 63% 48% 72% 43% 72% 56% 67%
71% 80% 91% 74% 41% 77% 70% 79%
75% 75% 73% 75% 58% 76% 73% 77%
98% 99% 100% 98% 95% 99% 98% 99%
94% 89% 90% 92% 48% 93% 85% 95%
62% 58% 52% 62% 46% 74% 44% 71% 47% 62%
34% 46% 22% 44% 19% 48% 35% 42% 40% 39%
73% 85% 57% 86% 73% 81% 70% 85%
40% 44% 45% 41% 10% 46% 24% 54%
8% 19% 8% 17% 10% 15% 5% 19% 13% 14%
1% 7% 2% 6% 1% 9% 1% 7%
42% 47% 40% 47% 28% 64% 25% 57% 31% 60%
52% 60% 45% 61% 42% 64% 44% 64% 51% 67%
74% 76% 73% 75% 65% 84% 67% 80%
81% 86% 80% 84% 68% 87% 79% 87%
54% 64% 60% 59% 43% 67% 50% 65%
31% 42% 32% 39% 18% 49% 31% 41%
94% 90% 90% 92% 51% 94% 86% 96%
40% 52% 41% 48% 30% 64% 33% 55%
94% 94% 90% 94% 81% 95% 90% 96%
16% 28% 18% 24% 6% 33% 16% 26%
96% 97% 92% 97% 92% 98% 94% 98%
92% 93% 88% 93% 79% 94% 88% 95%
29% 37% 32% 33% 23% 56% 23% 39%
24% 37% 30% 31% 18% 46% 20% 37%
75% 78% 76% 76% 69% 83% 67% 82%
47% 56% 46% 53% 39% 65% 42% 58%
46% 55% 45% 52% 39% 65% 41% 57%
72% 74% 72% 73% 65% 82% 64% 79%
63% 72% 68% 67% 42% 73% 58% 73%
53% 63% 59% 58% 43% 65% 49% 65%
26% 34% 27% 31% 17% 41% 24% 34%
16% 33% 25% 25% 16% 41% 15% 32%
40% 52% 41% 48% 30% 64% 33% 55%
55% 62% 50% 61% 41% 74% 50% 65%
Made a Made a Received Received Received Received Received Received Received Received
digital digital digital digital digital digital digital digital digital digital
payment, payment, payments payments payments payments payments payments payments payments
out of in labor , female , male (% , young (% , older (% , primary , , income, , income,
labor force (% (% age age 15+) ages 15- age 25+) education secondary poorest richest
force (% age 15+) 15+) 24) or less (% education 40% (% 60% (%
age 15+) ages 15+) or more ages 15+) ages 15+)
(% ages
15+)
3% 7% 2% 7% 4% 5% 1% 13% 2% 6%
6% 28% 29% 26% 30% 27% 20% 37% 16% 35%
5% 21% 20% 39% 15% 35% 29% 30% 21% 35%
49% 63% 38% 36% 41% 36% 25% 44% 32% 41%
24% 50% 25% 38% 24% 32% 26% 31% 19% 39%
93% 99% 89% 84% 89% 86% 64% 87% 85% 87%
99% 99% 57% 59% 73% 56% 60% 58% 60% 57%
18% 38% 24% 37% 18% 34% 23% 31% 25% 34%
30% 52% 18% 35% 21% 28% 23% 28% 25% 27%
95% 99% 75% 80% 68% 79% 57% 78% 70% 81%
29% 46% 19% 32% 26% 25% 17% 41% 19% 29%
45% 49% 25% 39% 35% 31% 17% 39% 22% 38%
30% 65% 46% 63% 40% 58% 33% 66% 42% 63%
32% 56% 29% 44% 32% 38% 24% 43% 21% 46%
57% 76% 45% 55% 48% 50% 44% 52% 50% 50%
61% 74% 53% 53% 62% 52% 29% 62% 38% 63%
23% 33% 12% 24% 18% 17% 14% 33% 9% 23%
19% 19% 13% 18% 10% 17% 10% 45% 8% 20%
33% 54% 33% 36% 34% 34% 22% 47% 21% 43%
96% 99% 80% 82% 86% 81% 59% 82% 78% 83%
5% 21% 12% 13% 7% 15% 11% 24% 10% 14%
59% 86% 71% 73% 72% 72% 51% 79% 70% 73%
48% 56% 64% 50% 42% 66% 45% 57%
28% 46% 34% 32% 32% 33% 26% 36% 24% 39%
6% 22% 9% 14% 8% 13% 10% 15% 8% 14%
16% 27% 10% 22% 15% 17% 5% 22% 10% 20%
35% 47% 17% 28% 25% 22% 12% 29% 12% 30%
37% 60% 30% 47% 40% 38% 23% 49% 26% 46%
33% 50% 19% 36% 22% 30% 22% 45% 23% 30%
57% 90% 75% 79% 53% 81% 60% 84% 67% 84%
61% 87% 64% 64% 42% 69% 62% 64% 53% 71%
89% 95% 74% 79% 74% 76% 61% 79% 71% 80%
100% 100% 89% 89% 81% 91% 80% 89% 84% 92%
14% 31% 25% 29% 15% 31% 19% 35% 17% 34%
21% 45% 20% 30% 25% 25% 17% 30% 16% 31%
4% 13% 13% 20% 5% 21% 16% 17% 12% 20%
11% 23% 16% 25% 17% 21% 15% 29% 11% 26%
97% 98% 94% 92% 82% 94% 84% 95% 91% 94%
41% 72% 52% 49% 33% 58% 41% 58% 44% 55%
9% 16% 9% 14% 8% 13% 7% 32% 7% 14%
96% 99% 79% 83% 85% 80% 70% 85% 79% 82%
97% 99% 51% 54% 71% 50% 37% 55% 52% 52%
45% 71% 36% 49% 43% 42% 32% 50% 33% 48%
8% 20% 10% 17% 9% 16% 9% 20% 10% 15%
32% 62% 48% 46% 32% 50% 32% 49% 41% 51%
100% 99% 61% 62% 83% 59% 52% 63% 62% 61%
47% 68% 48% 58% 54% 53% 34% 67% 42% 61%
82% 94% 62% 76% 71% 69% 70% 69% 64% 73%
11% 26% 9% 12% 14% 9% 6% 16% 8% 12%
14% 30% 12% 21% 17% 16% 11% 35% 13% 19%
15% 34% 9% 21% 17% 14% 9% 25% 10% 18%
69% 95% 68% 79% 70% 73% 53% 77% 65% 78%
69% 90% 73% 78% 79% 75% 55% 81% 66% 81%
99% 100% 89% 89% 90% 89% 86% 91% 85% 92%
17% 31% 17% 21% 12% 22% 18% 23% 18% 20%
22% 34% 24% 22% 26% 22% 15% 30% 20% 25%
69% 87% 35% 69% 38% 57% 51% 53% 47% 56%
6% 15% 6% 9% 4% 9% 8% 7% 5% 9%
99% 97% 66% 68% 75% 65% 49% 69% 61% 71%
71% 97% 78% 79% 49% 86% 47% 80% 73% 82%
91% 95% 62% 49% 42% 57% 54% 56% 60% 52%
29% 45% 28% 37% 37% 30% 22% 39% 26% 36%
82% 93% 87% 88% 68% 90% 79% 89% 84% 89%
16% 25% 16% 36% 15% 31% 24% 28% 22% 30%
50% 78% 58% 52% 42% 58% 38% 58% 55% 56%
49% 82% 52% 62% 56% 57% 40% 65% 44% 65%
89% 99% 85% 87% 71% 88% 79% 87% 80% 90%
20% 44% 24% 45% 26% 38% 29% 41% 30% 37%
20% 32% 26% 25% 12% 32% 14% 28% 24% 27%
15% 16% 11% 16% 9% 15% 7% 29% 7% 18%
85% 97% 85% 80% 74% 84% 71% 86% 79% 86%
3% 7% 7% 12% 3% 11% 8% 11% 7% 11%
47% 64% 40% 43% 44% 41% 33% 56% 35% 46%
33% 46% 21% 34% 30% 26% 20% 44% 21% 32%
69% 94% 68% 61% 61% 65% 50% 66% 64% 65%
12% 25% 13% 16% 14% 14% 11% 26% 7% 19%
24% 41% 19% 28% 21% 25% 16% 44% 17% 27%
41% 78% 61% 66% 41% 70% 46% 68% 59% 66%
25% 36% 25% 30% 23% 30% 23% 47% 24% 30%
77% 91% 66% 73% 75% 68% 45% 73% 59% 76%
9% 23% 10% 20% 9% 17% 10% 28% 12% 16%
42% 73% 60% 74% 49% 71% 61% 70% 60% 71%
19% 44% 24% 33% 28% 28% 16% 33% 14% 38%
27% 57% 48% 50% 42% 50% 25% 52% 39% 56%
85% 94% 94% 92% 89% 94% 88% 95% 92% 94%
18% 23% 14% 29% 17% 23% 18% 28% 16% 25%
24% 49% 17% 31% 26% 23% 15% 56% 15% 30%
38% 37% 19% 22% 25% 19% 10% 31% 15% 25%
40% 76% 50% 51% 37% 57% 38% 58% 32% 63%
18% 19% 14% 25% 15% 21% 16% 29% 15% 23%
96% 99% 72% 80% 82% 75% 44% 78% 70% 80%
93% 99% 85% 85% 76% 87% 79% 86% 83% 87%
12% 19% 8% 12% 13% 9% 6% 16% 7% 13%
4% 10% 5% 6% 7% 5% 5% 18% 6% 5%
15% 35% 18% 33% 18% 29% 12% 38% 14% 33%
50% 78% 43% 54% 39% 50% 33% 57% 36% 57%
98% 100% 91% 89% 72% 93% 76% 94% 88% 91%
11% 20% 4% 13% 4% 10% 5% 17% 6% 10%
15% 37% 24% 24% 21% 25% 14% 29% 13% 32%
28% 47% 33% 29% 22% 34% 26% 34% 28% 33%
14% 46% 31% 38% 27% 37% 18% 39% 24% 41%
29% 43% 25% 33% 17% 33% 13% 37% 17% 36%
83% 97% 64% 70% 84% 65% 35% 67% 65% 68%
76% 95% 61% 71% 43% 69% 55% 72% 58% 71%
40% 68% 45% 47% 44% 47% 23% 52% 32% 55%
76% 86% 76% 72% 77% 74% 62% 75% 70% 77%
46% 79% 41% 67% 44% 60% 32% 58% 46% 64%
37% 58% 31% 40% 31% 38% 31% 48% 29% 39%
41% 75% 87% 82% 63% 87% 77% 88% 79% 88%
25% 24% 12% 18% 12% 17% 10% 25% 11% 18%
79% 97% 76% 79% 63% 80% 59% 83% 72% 81%
87% 95% 81% 85% 80% 83% 49% 85% 72% 90%
86% 99% 87% 94% 84% 91% 76% 94% 85% 94%
54% 78% 67% 65% 56% 69% 60% 68% 52% 76%
3% 4% 1% 4% 1% 3% 1% 14% 1% 3%
98% 96% 52% 58% 55% 55% 53% 56% 56% 54%
34% 52% 23% 37% 23% 32% 13% 35% 22% 35%
96% 100% 91% 92% 90% 92% 78% 92% 89% 93%
98% 98% 45% 47% 66% 44% 38% 49% 45% 46%
63% 90% 59% 70% 32% 70% 50% 70% 64% 65%
17% 27% 21% 19% 8% 24% 14% 22% 19% 20%
28% 55% 23% 33% 26% 29% 22% 51% 20% 34%
70% 83% 79% 89% 73% 86% 78% 88% 82% 84%
29% 46% 21% 30% 22% 27% 19% 36% 18% 30%
11% 19% 14% 26% 11% 22% 13% 25% 15% 23%
47% 73% 35% 58% 43% 48% 36% 54% 36% 54%
43% 65% 44% 42% 44% 43% 33% 52% 31% 51%
60% 83% 61% 64% 65% 62% 24% 64% 54% 68%
76% 75% 11% 21% 11% 19% 9% 18% 14% 21%
98% 99% 67% 68% 69% 67% 68% 67% 65% 68%
89% 92% 69% 70% 62% 71% 34% 71% 62% 74%
45% 67% 43% 45% 34% 46% 36% 52% 42% 45%
29% 49% 22% 27% 9% 29% 11% 30% 22% 26%
68% 82% 49% 62% 46% 59% 54% 56% 48% 60%
19% 49% 27% 35% 31% 31% 5% 34% 17% 40%
8% 20% 11% 16% 7% 18% 15% 13% 7% 19%
1% 9% 4% 11% 2% 11% 5% 12% 4% 10%
28% 51% 27% 31% 24% 32% 17% 44% 14% 39%
44% 63% 26% 41% 28% 36% 22% 40% 23% 40%
48% 62% 48% 55% 53% 52% 39% 64% 45% 56%
78% 88% 60% 62% 60% 61% 46% 64% 58% 63%
46% 64% 39% 47% 40% 44% 33% 47% 39% 46%
25% 47% 22% 40% 19% 36% 23% 37% 26% 35%
90% 93% 70% 71% 64% 72% 36% 72% 64% 75%
30% 52% 30% 40% 30% 37% 21% 51% 24% 41%
91% 95% 70% 71% 68% 71% 57% 72% 67% 73%
12% 32% 16% 30% 13% 27% 16% 28% 17% 27%
95% 98% 60% 61% 67% 60% 52% 62% 60% 61%
89% 94% 69% 70% 65% 70% 56% 71% 66% 72%
18% 40% 19% 25% 22% 22% 14% 41% 16% 26%
21% 37% 20% 27% 17% 26% 17% 31% 19% 26%
50% 70% 49% 56% 56% 52% 42% 62% 46% 57%
26% 46% 33% 40% 30% 38% 27% 47% 31% 40%
26% 46% 32% 40% 30% 38% 27% 47% 31% 40%
30% 46% 44% 51% 51% 47% 38% 59% 41% 52%
54% 76% 56% 59% 51% 59% 37% 62% 51% 62%
45% 63% 38% 45% 39% 42% 33% 46% 38% 44%
22% 38% 19% 36% 16% 32% 23% 31% 22% 31%
17% 31% 16% 21% 12% 21% 16% 23% 17% 20%
30% 52% 30% 40% 30% 37% 21% 51% 24% 41%
41% 58% 40% 46% 34% 45% 28% 54% 38% 46%
Received Received Received Received Made a Made a Made a Made a Made a Made a
digital digital digital digital digital in- digital in- digital in- digital in- digital in- digital in-
payments payments payments payments store store store store store store
, rural (% , urban (% , out of , in labormerchant merchant merchant merchant merchant merchant
age 15+) age 15+) labor force (% payment: payment: payment: payment: payment: payment:
force (% age 15+) using a using a using a using a using a using a
age 15+) mobile mobile mobile mobile mobile mobile
phone, phone, phone, phone, phone, phone,
female (% male (% young (% older (% primary secondary
age 15+) age 15+) ages 15- age 25+) education education
3% 6% 2% 7% 0% 0% 24) 0% 0% or less (%
0% or more0%
19% 32% 12% 42% 11% 8% 19% 7% ages 15+)
5% (% ages15%
15+)
17% 44% 3% 5% 4% 4% 1% 5%
18% 45% 25% 30% 41% 24% 8% 38%
21% 34% 14% 40% 5% 10% 12% 6% 1% 8%
75% 92% 46% 42% 69% 40% 16% 45%
52% 62% 15% 17% 23% 15% 29% 14%
27% 33% 6% 10% 9% 8% 3% 9%
28% 26% 19% 35% 1% 4% 4% 2% 1% 3%
63% 88% 30% 36% 38% 32% 14% 34%
21% 30% 16% 28% 1% 6% 3% 4% 3% 5%
23% 34% 6% 10% 11% 7% 2% 11%
34% 69% 6% 8% 7% 7% 0% 10%
29% 41% 13% 20% 12% 18% 6% 22%
35% 55% 19% 29% 34% 21% 10% 31%
50% 55% 16% 25% 45% 17% 17% 22%
12% 27% 14% 18% 3% 6% 6% 4% 4% 5%
11% 30% 10% 17% 1% 2% 1% 1% 1% 3%
26% 41% 19% 41% 6% 8% 8% 7% 5% 10%
77% 83% 28% 31% 48% 26% 6% 30%
4% 16% 6% 6% 4% 7% 5% 10%
61% 75% 55% 79% 38% 43% 47% 39% 11% 50%
78% 76% 85% 75% 67% 91%
21% 36% 10% 14% 13% 11% 2% 15%
6% 17% 1% 2% 2% 1% 1% 3%
10% 19% 4% 4% 3% 4% 4% 4%
17% 27% 18% 25% 5% 8% 4% 7% 6% 6%
24% 45% 18% 27% 33% 19% 7% 33%
25% 32% 16% 31% 1% 7% 3% 5% 3% 9%
64% 89% 19% 22% 22% 20% 4% 27%
51% 70% 27% 28% 40% 25% 11% 31%
59% 87% 28% 36% 58% 29% 45% 30%
84% 91% 75% 72% 83% 71% 46% 74%
22% 29% 17% 31% 3% 6% 2% 5% 1% 7%
14% 28% 4% 11% 9% 7% 1% 12%
14% 17% 15% 19% 0% 2% 1% 2% 0% 3%
14% 24% 13% 24% 5% 10% 11% 6% 2% 16%
85% 97% 22% 29% 54% 21% 35% 23%
34% 60% 14% 17% 12% 17% 9% 21%
8% 13% 1% 3% 3% 2% 1% 8%
62% 94% 28% 35% 52% 28% 25% 33%
41% 62% 15% 14% 25% 13% 9% 16%
31% 48% 14% 17% 15% 15% 11% 17%
7% 16% 2% 2% 3% 1% 1% 2%
44% 49% 39% 55% 12% 15% 23% 12% 5% 15%
44% 75% 7% 7% 8% 7% 4% 7%
39% 62% 41% 56% 8% 18% 18% 11% 4% 20%
52% 83% 15% 25% 32% 18% 9% 21%
3% 13% 2% 8% 8% 3% 1% 8%
12% 24% 8% 20% 3% 7% 4% 5% 3% 11%
15% 14% 4% 19% 3% 6% 7% 3% 2% 8%
46% 86% 62% 59% 70% 60% 14% 70%
62% 85% 14% 34% 40% 21% 8% 28%
75% 94% 57% 44% 73% 45% 53% 48%
18% 21% 18% 21% 4% 12% 11% 7% 2% 22%
21% 24% 19% 25% 7% 6% 12% 5% 1% 11%
38% 63% 11% 18% 21% 12% 6% 18%
7% 8% 6% 9% 4% 7% 6% 5% 2% 10%
64% 69% 36% 33% 31% 35% 33% 35%
65% 79% 64% 87% 34% 34% 34% 34% 4% 36%
50% 60% 16% 22% 11% 20% 17% 20%
27% 36% 24% 35% 10% 9% 17% 8% 6% 12%
78% 92% 34% 38% 41% 35% 15% 39%
19% 34% 3% 7% 6% 5% 0% 7%
53% 57% 45% 62% 52% 49% 57% 49% 22% 56%
55% 62% 32% 63% 27% 43% 35% 35% 21% 42%
68% 94% 57% 61% 74% 56% 30% 65%
33% 35% 25% 43% 9% 14% 13% 11% 6% 19%
26% 25% 21% 30% 7% 4% 8% 5% 3% 6%
10% 29% 9% 14% 6% 6% 8% 6% 2% 17%
77% 86% 24% 30% 56% 23% 29% 26%
4% 14% 1% 0% 1% 0% 0% 1%
33% 51% 14% 18% 16% 16% 10% 26%
24% 36% 21% 30% 5% 6% 6% 5% 5% 6%
61% 67% 22% 40% 37% 30% 11% 33%
8% 16% 5% 5% 6% 4% 3% 9%
22% 26% 14% 26% 6% 9% 9% 7% 5% 13%
60% 64% 43% 74% 27% 23% 21% 26% 0% 31%
24% 35% 17% 30% 9% 9% 8% 10% 9% 10%
53% 79% 29% 32% 52% 27% 9% 33%
9% 18% 3% 9% 4% 7% 4% 11%
50% 74% 19% 16% 21% 16% 5% 25%
19% 32% 15% 22% 24% 17% 4% 24%
44% 55% 29% 59% 8% 7% 13% 6% 6% 8%
93% 93% 89% 96% 58% 56% 57% 57% 30% 66%
15% 28% 1% 7% 6% 3% 2% 9%
22% 29% 15% 30% 6% 14% 11% 9% 7% 23%
19% 21% 9% 10% 13% 8% 2% 17%
43% 63% 39% 62% 14% 18% 10% 18% 8% 20%
18% 25% 20% 19% 3% 5% 7% 2% 2% 9%
61% 84% 31% 33% 51% 29% 23% 33%
76% 88% 29% 35% 41% 31% 15% 34%
9% 12% 5% 12% 3% 5% 7% 3% 2% 8%
2% 7% 2% 3% 4% 1% 2% 3%
18% 31% 16% 29% 4% 7% 5% 6% 0% 11%
33% 60% 12% 13% 15% 12% 5% 16%
78% 95% 48% 47% 32% 50% 34% 51%
4% 11% 4% 13% 0% 0% 0% 1% 0% 1%
20% 26% 14% 29% 13% 14% 17% 12% 0% 19%
27% 34% 29% 32% 6% 6% 6% 6% 1% 9%
30% 36% 17% 40% 12% 19% 21% 13% 4% 18%
18% 33% 9% 16% 10% 13% 4% 16%
39% 84% 36% 48% 83% 38% 5% 43%
47% 78% 22% 31% 42% 24% 11% 34%
36% 54% 20% 25% 35% 21% 7% 26%
65% 79% 43% 45% 60% 41% 38% 44%
13% 69% 50% 53% 53% 51% 11% 54%
27% 43% 23% 42% 6% 10% 9% 7% 5% 15%
77% 91% 9% 14% 16% 11% 1% 17%
14% 17% 11% 17% 1% 5% 3% 3% 2% 5%
78% 50% 91% 45% 55% 56% 49% 8% 60%
78% 85% 26% 38% 53% 29% 19% 33%
83% 95% 18% 23% 28% 19% 8% 23%
65% 67% 52% 73% 24% 23% 22% 24% 11% 27%
2% 4% 1% 4% 0% 1% 0% 1% 0% 4%
54% 56% 33% 39% 41% 35% 45% 34%
21% 38% 4% 6% 9% 4% 2% 6%
86% 94% 54% 61% 64% 57% 32% 59%
40% 52% 19% 16% 26% 17% 14% 19%
44% 76% 46% 44% 50% 44% 20% 53%
13% 22% 17% 22% 0% 2% 2% 1% 0% 2%
26% 32% 15% 32% 0% 2% 2% 1% 0% 4%
68% 88% 58% 56% 54% 58% 44% 67%
22% 32% 15% 28% 1% 3% 2% 2% 1% 3%
17% 21% 14% 24% 3% 3% 2% 3% 1% 5%
34% 56% 8% 15% 19% 10% 3% 16%
41% 47% 26% 48% 6% 9% 10% 6% 6% 9%
55% 66% 26% 28% 58% 23% 13% 27%
11% 21% 13% 17% 18% 15% 4% 17%
68% 66% 28% 25% 22% 27% 21% 27%
50% 78% 32% 32% 44% 30% 20% 33%
39% 45% 19% 56% 27% 28% 31% 27% 15% 40%
22% 25% 17% 32% 9% 14% 8% 12% 5% 13%
42% 59% 29% 48% 37% 39% 25% 43%
7% 38% 17% 19% 23% 17% 1% 20%
11% 14% 11% 17% 3% 4% 3% 4% 1% 4%
4% 12% 0% 1% 0% 1% 0% 1%
19% 40% 18% 33% 6% 8% 6% 8% 3% 11%
29% 42% 20% 41% 43% 47% 38% 49% 32% 54%
41% 56% 58% 59% 60% 58% 53% 64%
50% 69% 24% 27% 34% 24% 16% 28%
29% 48% 17% 25% 28% 20% 8% 28%
20% 41% 9% 14% 12% 11% 2% 17%
53% 79% 32% 32% 45% 30% 19% 32%
22% 39% 9% 13% 10% 11% 4% 19%
57% 79% 30% 32% 41% 29% 19% 32%
14% 32% 7% 12% 9% 10% 1% 16%
49% 69% 18% 21% 26% 19% 19% 20%
55% 78% 30% 33% 42% 30% 19% 33%
11% 27% 4% 7% 6% 5% 4% 9%
18% 27% 5% 10% 10% 7% 2% 16%
40% 59% 57% 59% 60% 57% 55% 61%
22% 36% 28% 32% 27% 31% 23% 38%
22% 35% 28% 32% 26% 30% 23% 38%
26% 39% 60% 61% 60% 60% 54% 69%
46% 65% 26% 29% 37% 26% 11% 31%
28% 47% 16% 25% 27% 19% 8% 27%
19% 36% 4% 8% 8% 5% 2% 9%
16% 21% 3% 10% 9% 6% 2% 16%
22% 39% 9% 13% 10% 11% 4% 19%
30% 46% 28% 32% 28% 30% 23% 36%
Made a Made a Made a Made a Made a Made a Used a Used a Used a Used a
digital in- digital in- digital in- digital in- digital in- digital in- mobile mobile mobile mobile
store store store store store store phone or phone or phone or phone or
merchant merchant merchant merchant merchant merchant the the the the
payment: payment: payment: payment: payment: payment: internet internet internet internet
using a using a using a using a using a using a to buy to buy to buy to buy
mobile mobile mobile mobile mobile mobile somethin somethin somethin somethin
phone, phone, phone, phone, phone, phone, in g online, g online, g online, g online,
income, income, rural (% urban (% out of labor female (% male (% young (% older (%
poorest richest age 15+) age 15+) labor force (% age 15+) age 15+) ages 15- age 25+)
40% (% 0% 60% (% 0% 0% 0% force (%0% age 15+)0% 0% 0% 24) 0% 0%
ages 15+)4% ages 15+)
13% 5% 12% age 15+)4% 14% 19% 15% 37% 12%
2% 5% 1% 7% 9% 7% 13% 6%
16% 35% 16% 32% 26% 39% 57% 26%
4% 10% 3% 9% 2% 10% 14% 18% 32% 12%
37% 49% 24% 54% 80% 75% 90% 75%
16% 16% 15% 16% 64% 64% 84% 61%
4% 11% 6% 11% 10% 9% 15% 8%
1% 3% 2% 3% 1% 4% 2% 4% 5% 2%
32% 34% 21% 43% 66% 71% 71% 68%
2% 5% 4% 3% 0% 5% 3% 6% 7% 2%
3% 11% 5% 9% 8% 15% 18% 9%
2% 10% 2% 10% 25% 37% 46% 28%
9% 22% 9% 22% 7% 11% 13% 7%
17% 28% 13% 28% 28% 41% 50% 31%
10% 27% 15% 24% 34% 45% 70% 36%
2% 6% 4% 5% 3% 5% 2% 8% 8% 3%
0% 2% 0% 5% 0% 2% 5% 4% 4% 5%
5% 8% 4% 10% 3% 9% 5% 5% 5% 6%
30% 29% 18% 35% 69% 71% 85% 68%
5% 7% 2% 7% 5% 4% 4% 5%
33% 45% 30% 43% 23% 48% 46% 53% 70% 44%
65% 85% 84% 77% 95% 77%
3% 18% 5% 14% 11% 19% 19% 14%
1% 2% 0% 3% 1% 3% 3% 1%
3% 4% 2% 4% 2% 3% 4% 1%
5% 7% 8% 5% 2% 9% 5% 4% 5% 4%
13% 28% 13% 27% 18% 29% 38% 18%
2% 5% 3% 5% 3% 5% 4% 8% 6% 6%
11% 26% 11% 29% 40% 49% 68% 40%
20% 33% 13% 35% 45% 48% 71% 41%
28% 35% 25% 37% 70% 79% 89% 73%
69% 76% 66% 77% 89% 84% 90% 86%
1% 7% 2% 5% 1% 6% 6% 10% 10% 7%
2% 11% 2% 9% 8% 18% 18% 12%
1% 2% 1% 1% 1% 2% 4% 2% 3% 3%
3% 10% 6% 8% 4% 9% 5% 13% 19% 5%
21% 28% 17% 29% 69% 68% 81% 67%
8% 20% 6% 21% 6% 12% 12% 8%
1% 3% 1% 2% 2% 1% 2% 1%
31% 31% 22% 38% 71% 70% 72% 70%
13% 16% 13% 16% 56% 49% 63% 51%
16% 14% 8% 19% 8% 12% 11% 10%
3% 1% 1% 2% 3% 4% 5% 3%
7% 18% 7% 17% 8% 20% 16% 14% 29% 12%
6% 8% 8% 7% 62% 57% 63% 59%
7% 17% 8% 16% 7% 14% 6% 12% 13% 7%
16% 23% 11% 27% 56% 67% 87% 58%
2% 6% 3% 5% 6% 11% 17% 5%
3% 6% 3% 7% 2% 6% 3% 4% 6% 3%
3% 5% 4% 4% 1% 5% 5% 11% 14% 6%
46% 71% 34% 74% 62% 59% 79% 59%
19% 26% 11% 32% 48% 65% 76% 54%
40% 56% 30% 57% 73% 71% 81% 70%
2% 12% 5% 12% 5% 11% 5% 11% 11% 7%
4% 8% 5% 7% 4% 8% 21% 15% 40% 12%
10% 18% 9% 18% 28% 35% 48% 26%
4% 6% 4% 5% 2% 8% 18% 24% 25% 18%
34% 35% 30% 37% 74% 69% 76% 71%
28% 38% 33% 34% 20% 43% 51% 50% 52% 50%
16% 21% 19% 19% 56% 56% 64% 55%
4% 13% 5% 13% 5% 11% 15% 17% 36% 11%
29% 41% 16% 46% 50% 55% 73% 50%
3% 7% 4% 7% 16% 13% 24% 11%
49% 52% 37% 58% 33% 63% 40% 36% 52% 35%
18% 47% 30% 49% 12% 40% 13% 20% 22% 13%
46% 68% 46% 65% 78% 78% 90% 76%
9% 14% 12% 12% 6% 18% 28% 31% 50% 21%
4% 7% 3% 8% 4% 7% 9% 11% 18% 6%
1% 9% 3% 19% 9% 6% 12% 7% 15% 7%
19% 31% 15% 33% 53% 64% 85% 54%
0% 1% 0% 0% 8% 6% 11% 6%
11% 19% 8% 24% 19% 18% 18% 18%
5% 5% 5% 4% 1% 6% 4% 10% 9% 6%
23% 36% 19% 39% 44% 62% 65% 50%
1% 7% 2% 6% 4% 6% 6% 4%
4% 9% 7% 9% 5% 8% 1% 2% 2% 2%
13% 33% 13% 29% 11% 32% 51% 50% 47% 51%
8% 10% 8% 11% 2% 11% 3% 4% 3% 4%
20% 37% 21% 36% 50% 55% 74% 49%
6% 6% 2% 8% 3% 5% 4% 4%
12% 21% 7% 22% 22% 17% 32% 16%
5% 27% 8% 22% 19% 25% 38% 17%
4% 10% 7% 8% 3% 10% 25% 25% 38% 22%
47% 64% 50% 62% 47% 63% 50% 34% 52% 40%
3% 5% 3% 5% 9% 11% 14% 8%
6% 13% 11% 8% 4% 14% 4% 6% 7% 4%
4% 14% 5% 11% 21% 18% 29% 16%
8% 21% 9% 26% 7% 23% 12% 11% 9% 13%
1% 5% 3% 7% 6% 3% 4% 5% 8% 3%
26% 36% 23% 37% 72% 79% 91% 73%
29% 34% 21% 36% 78% 76% 75% 77%
3% 5% 2% 7% 3% 5% 6% 8% 16% 4%
3% 2% 0% 3% 2% 3% 3% 2%
2% 9% 2% 9% 1% 8% 3% 4% 3% 4%
10% 14% 7% 16% 32% 29% 46% 28%
42% 51% 35% 53% 88% 85% 79% 88%
0% 0% 0% 0% 0% 0% 1% 1% 1% 1%
4% 20% 6% 16% 5% 17% 11% 17% 18% 12%
1% 9% 3% 8% 2% 8% 8% 5% 10% 6%
6% 21% 8% 18% 5% 18% 13% 21% 25% 14%
5% 17% 8% 14% 32% 40% 40% 35%
31% 49% 24% 53% 63% 73% 89% 65%
20% 30% 15% 34% 33% 50% 70% 37%
13% 29% 11% 31% 35% 40% 69% 33%
35% 50% 33% 50% 43% 49% 66% 42%
38% 61% 32% 57% 62% 62% 61% 62%
6% 9% 7% 9% 4% 10% 11% 13% 11% 12%
5% 16% 5% 17% 25% 42% 52% 31%
2% 3% 3% 3% 3% 3% 0% 2% 1% 1%
38% 58% 50% 27% 61% 55% 62% 69% 57%
25% 37% 25% 36% 61% 75% 83% 66%
17% 22% 12% 26% 47% 64% 69% 54%
15% 29% 13% 27% 16% 27% 14% 14% 20% 12%
0% 1% 0% 2% 1% 1% 0% 1% 1% 0%
35% 36% 32% 39% 55% 60% 63% 57%
2% 7% 5% 5% 9% 13% 23% 8%
51% 62% 42% 65% 80% 77% 70% 80%
17% 19% 17% 18% 49% 52% 73% 48%
38% 49% 27% 54% 56% 56% 77% 53%
0% 2% 0% 2% 1% 1% 1% 2% 1% 1%
0% 2% 1% 2% 0% 1% 4% 8% 8% 5%
45% 66% 44% 61% 50% 52% 60% 49%
2% 2% 2% 3% 0% 3% 1% 2% 1% 2%
1% 4% 1% 4% 1% 4% 16% 17% 32% 13%
6% 15% 7% 15% 26% 35% 48% 25%
6% 9% 8% 7% 4% 9% 7% 11% 12% 7%
20% 31% 14% 33% 36% 49% 69% 38%
12% 18% 13% 17% 26% 25% 26% 25%
24% 28% 21% 30% 63% 66% 70% 64%
30% 33% 16% 39% 78% 72% 84% 73%
16% 35% 16% 29% 15% 34% 31% 33% 42% 29%
9% 12% 10% 11% 5% 17% 4% 8% 10% 5%
25% 47% 26% 42% 14% 25% 23% 18%
9% 24% 6% 22% 42% 39% 63% 35%
1% 5% 2% 4% 2% 5% 18% 12% 16% 14%
0% 1% 0% 1% 2% 2% 2% 2%
4% 9% 5% 9% 4% 8% 2% 3% 1% 3%
36% 51% 42% 53% 36% 51% 2% 3% 2% 2%
49% 65% 15% 30% 67% 64% 76% 63%
21% 29% 18% 31% 48% 52% 60% 49%
14% 26% 11% 25% 22% 32% 38% 24%
8% 14% 5% 17% 19% 22% 25% 19%
30% 33% 16% 39% 77% 72% 84% 73%
6% 14% 5% 13% 5% 8% 8% 6%
27% 33% 19% 37% 65% 65% 77% 64%
7% 12% 4% 15% 15% 17% 18% 16%
18% 21% 17% 22% 58% 59% 68% 57%
27% 34% 20% 38% 65% 64% 76% 63%
4% 6% 2% 7% 3% 5% 5% 3%
3% 11% 4% 10% 9% 12% 14% 9%
48% 64% 16% 31% 62% 62% 72% 60%
24% 35% 7% 16% 33% 35% 34% 33%
23% 34% 7% 15% 32% 34% 33% 33%
51% 67% 10% 19% 68% 64% 75% 64%
21% 32% 18% 34% 32% 39% 51% 32%
13% 25% 11% 24% 20% 32% 37% 23%
4% 8% 3% 9% 14% 16% 21% 13%
2% 10% 4% 9% 4% 9% 9% 6%
6% 14% 5% 13% 5% 8% 8% 6%
24% 34% 10% 21% 38% 40% 38% 39%
Used a Used a Used a Used a Used a Used a Used a Used a Used a Used a
mobile mobile mobile mobile mobile mobile mobile mobile mobile mobile
phone or phone or phone or phone or phone or phone or phone or phone or phone or phone or
the the the the the the the the the the
internet internet internet internet internet internet internet internet internet internet
to buy to buy to buy to buy to buy to buy to buy to buy to pay to pay
somethin somethin somethin somethin somethin somethin somethin somethin bills, bills, male
g online, g online, g online, g online, g online, g online, g online, g online, female (% (% age
primary secondary income, income, rural (% urban (% out of in labor age 15+) 15+)
education education poorest richest age 15+) age 15+) labor force (%
or less (%
0% or more0% 40% (% 0% 60% (% 0% 0% 0% force (%0% age 15+)0% 0% 0%
ages 15+)8% (% ages
29% ages 15+)
13% ages 15+)
20% 12% 20% age 15+)
12% 22% 3% 7%
15+)
0% 12% 3% 12% 8% 9% 3% 4%
7% 46% 19% 41% 18% 38% 30% 35%
20% 15% 12% 18% 10% 17% 7% 20% 14% 27%
26% 80% 68% 84% 56% 87% 83% 71%
53% 65% 62% 65% 59% 67% 63% 60%
4% 11% 4% 13% 7% 13% 13% 19%
1% 4% 0% 5% 2% 3% 2% 4% 5% 17%
42% 70% 68% 68% 51% 82% 75% 81%
2% 8% 3% 5% 3% 6% 1% 5% 3% 11%
2% 16% 5% 16% 10% 12% 9% 19%
27% 32% 26% 34% 21% 37% 10% 17%
1% 13% 4% 12% 5% 12% 15% 26%
13% 44% 19% 45% 21% 40% 34% 51%
29% 43% 25% 48% 30% 46% 28% 36%
4% 6% 4% 5% 4% 6% 5% 5% 6% 15%
3% 14% 1% 7% 3% 10% 2% 5% 2% 3%
3% 8% 4% 6% 3% 7% 3% 6% 9% 14%
35% 72% 65% 74% 55% 78% 74% 77%
4% 5% 3% 5% 2% 5% 5% 3%
11% 61% 45% 51% 31% 54% 31% 56% 50% 53%
72% 93% 71% 86% 59% 61%
3% 20% 6% 21% 9% 17% 15% 23%
1% 3% 0% 3% 0% 3% 3% 4%
0% 4% 1% 4% 2% 3% 3% 7%
2% 6% 3% 6% 4% 5% 3% 6% 11% 9%
5% 36% 12% 30% 15% 27% 30% 36%
3% 14% 4% 8% 4% 9% 3% 7% 11% 28%
28% 51% 35% 50% 28% 58% 40% 46%
2% 56% 39% 51% 23% 58% 45% 55%
72% 75% 68% 79% 63% 82% 68% 73%
69% 87% 81% 90% 74% 92% 82% 84%
3% 12% 3% 11% 6% 8% 4% 9% 7% 10%
4% 20% 7% 17% 7% 15% 13% 21%
0% 6% 1% 4% 1% 3% 3% 3% 1% 2%
2% 21% 4% 11% 5% 11% 4% 11% 6% 11%
61% 71% 61% 73% 52% 77% 90% 80%
4% 12% 6% 10% 4% 12% 42% 39%
1% 6% 1% 2% 1% 2% 2% 4%
46% 80% 65% 74% 54% 82% 89% 88%
45% 54% 49% 55% 47% 57% 43% 45%
5% 13% 8% 12% 5% 13% 35% 48%
2% 7% 4% 4% 3% 4% 4% 10%
13% 15% 8% 20% 10% 18% 10% 20% 27% 24%
46% 61% 58% 61% 58% 61% 58% 57%
1% 15% 4% 12% 1% 14% 5% 10% 8% 12%
19% 64% 53% 66% 44% 76% 57% 70%
2% 16% 3% 12% 6% 10% 4% 8%
2% 10% 2% 5% 3% 6% 2% 5% 3% 6%
3% 18% 5% 10% 6% 10% 4% 10% 7% 16%
9% 71% 43% 73% 34% 74% 65% 64%
22% 66% 47% 62% 38% 69% 49% 61%
70% 73% 69% 74% 63% 75% 81% 81%
3% 20% 3% 12% 6% 11% 6% 10% 6% 14%
3% 32% 14% 21% 12% 21% 17% 19% 8% 8%
8% 42% 18% 40% 22% 38% 27% 45%
14% 31% 17% 23% 15% 22% 13% 29% 6% 6%
54% 74% 73% 71% 72% 71% 64% 61%
8% 53% 38% 59% 32% 51% 31% 62% 46% 49%
52% 58% 56% 56% 49% 63% 33% 33%
6% 22% 7% 22% 12% 19% 8% 19% 12% 12%
35% 55% 49% 55% 29% 64% 29% 34%
2% 19% 9% 18% 15% 13% 4% 15%
14% 42% 32% 42% 28% 44% 23% 48% 53% 48%
9% 20% 9% 21% 13% 24% 6% 19% 38% 53%
32% 87% 61% 89% 68% 82% 59% 62%
25% 35% 25% 32% 35% 26% 24% 35% 8% 13%
8% 10% 3% 14% 6% 13% 7% 13% 8% 10%
4% 24% 3% 14% 7% 21% 13% 9% 9% 8%
52% 59% 43% 68% 37% 69% 78% 77%
3% 9% 4% 10% 5% 9% 1% 0%
14% 26% 15% 21% 11% 27% 21% 24%
8% 6% 7% 7% 8% 5% 4% 8% 7% 7%
16% 57% 42% 59% 36% 64% 53% 70%
3% 10% 1% 7% 4% 5% 6% 5%
1% 5% 1% 2% 2% 2% 1% 2% 9% 11%
8% 62% 32% 63% 32% 56% 26% 63% 34% 44%
3% 6% 4% 3% 4% 3% 1% 4% 8% 11%
5% 58% 38% 62% 34% 63% 49% 54%
3% 7% 3% 4% 2% 5% 6% 12%
2% 29% 13% 24% 9% 23% 17% 21%
5% 29% 9% 31% 10% 27% 20% 25%
17% 26% 18% 30% 20% 30% 16% 29% 22% 20%
17% 51% 29% 51% 30% 50% 36% 46% 47% 39%
4% 20% 6% 12% 9% 11% 5% 10%
3% 10% 4% 6% 4% 7% 4% 6% 12% 21%
7% 31% 10% 26% 16% 21% 12% 22%
6% 15% 7% 14% 10% 14% 7% 15% 17% 21%
2% 12% 2% 6% 3% 8% 5% 4% 4% 9%
45% 78% 73% 77% 56% 86% 74% 76%
42% 82% 68% 82% 57% 84% 82% 79%
2% 14% 6% 7% 5% 9% 7% 7% 5% 10%
2% 9% 2% 3% 1% 3% 5% 5%
0% 7% 1% 5% 2% 5% 2% 4% 6% 10%
10% 41% 20% 38% 20% 39% 23% 33%
83% 88% 84% 88% 77% 91% 87% 85%
0% 2% 0% 1% 0% 1% 0% 1% 3% 8%
2% 19% 5% 20% 7% 17% 7% 17% 16% 21%
1% 10% 3% 9% 4% 9% 5% 7% 11% 11%
3% 20% 6% 23% 8% 19% 8% 19% 15% 24%
19% 45% 20% 47% 29% 39% 18% 24%
21% 69% 61% 73% 48% 80% 67% 74%
14% 55% 33% 46% 26% 50% 35% 56%
20% 41% 29% 43% 21% 49% 31% 38%
39% 47% 37% 53% 35% 53% 56% 61%
12% 64% 50% 70% 49% 66% 49% 71%
10% 16% 8% 14% 8% 15% 7% 14% 15% 25%
11% 45% 24% 40% 21% 45% 22% 33%
1% 2% 1% 2% 1% 1% 0% 2% 2% 6%
11% 70% 49% 64% 58% 35% 70% 54% 62%
17% 71% 52% 79% 49% 77% 68% 77%
18% 63% 40% 65% 28% 73% 47% 65%
5% 17% 9% 17% 10% 15% 10% 16% 30% 25%
0% 6% 0% 1% 0% 3% 0% 1% 1% 2%
47% 61% 60% 56% 50% 64% 48% 48%
0% 14% 4% 15% 8% 14% 6% 12%
29% 81% 73% 82% 56% 89% 81% 84%
46% 52% 52% 50% 42% 58% 53% 54%
30% 65% 48% 62% 39% 65% 37% 40%
0% 2% 0% 2% 1% 1% 1% 2% 2% 5%
3% 16% 3% 8% 4% 9% 1% 8% 15% 23%
33% 66% 38% 60% 41% 54% 46% 48%
1% 3% 1% 2% 1% 2% 0% 2% 11% 13%
8% 25% 12% 20% 11% 19% 17% 17% 2% 4%
12% 42% 17% 39% 20% 39% 28% 56%
7% 11% 7% 10% 8% 10% 7% 9% 22% 28%
30% 42% 32% 48% 25% 51% 46% 49%
7% 26% 21% 28% 22% 27% 12% 17%
60% 65% 63% 65% 60% 68% 53% 52%
28% 77% 62% 83% 60% 81% 66% 66%
17% 46% 18% 41% 18% 34% 17% 38% 32% 33%
1% 8% 4% 7% 5% 6% 2% 9% 11% 22%
10% 22% 11% 26% 11% 22% 43% 56%
10% 44% 30% 48% 26% 45% 25% 26%
7% 17% 7% 20% 17% 15% 12% 18% 1% 4%
1% 3% 2% 2% 1% 3% 1% 3%
1% 4% 2% 3% 1% 4% 0% 3% 15% 22%
1% 4% 1% 3% 1% 5% 2% 3% 18% 25%
57% 74% 57% 71% 28% 44% 47% 50%
33% 54% 45% 54% 40% 57% 48% 53%
8% 35% 15% 35% 16% 31% 28% 39%
5% 31% 14% 25% 13% 27% 13% 22%
29% 76% 63% 82% 60% 81% 67% 67%
3% 11% 4% 9% 4% 8% 14% 19%
41% 68% 59% 70% 52% 73% 56% 57%
4% 25% 12% 19% 10% 22% 8% 15%
46% 61% 56% 60% 51% 65% 51% 52%
39% 68% 58% 69% 51% 72% 55% 57%
3% 7% 3% 4% 2% 5% 9% 13%
3% 20% 5% 14% 7% 13% 8% 15%
59% 66% 52% 69% 22% 38% 49% 54%
26% 43% 27% 39% 10% 19% 27% 33%
25% 42% 26% 38% 10% 19% 26% 32%
58% 76% 57% 72% 22% 30% 47% 50%
17% 40% 26% 42% 23% 44% 39% 49%
8% 34% 14% 34% 15% 30% 27% 39%
5% 23% 9% 19% 11% 19% 9% 15%
2% 15% 2% 10% 5% 8% 5% 13%
3% 11% 4% 9% 4% 8% 14% 19%
25% 50% 32% 44% 19% 32% 32% 37%
Used a Used a Used a Used a Used a Used a Used a Used a Used a Used a
mobile mobile mobile mobile mobile mobile mobile mobile mobile mobile
phone or phone or phone or phone or phone or phone or phone or phone or phone or phone or
the the the the the the the the the the
internet internet internet internet internet internet internet internet internet internet
to pay to pay to pay to pay to pay to pay to pay to pay to pay to pay
bills, bills, older bills, bills, bills, bills, bills, rural bills, bills, out bills, in
young (% (% age primary secondary income, income, (% age urban (% of labor labor
ages 15- 25+) education education poorest richest 15+) age 15+) force (% force (%
24) or less (% or more 40% (% 60% (% age 15+) age 15+)
0% 0% ages 15+) 0% (% ages0% ages 15+)0% ages 15+)
0% 0% 0% 0% 0%
8% 4% 3% 15+) 7% 5% 5% 4% 5% 4% 6%
3% 4% 6% 3% 2% 4% 2% 6%
42% 30% 11% 44% 21% 40% 19% 38%
16% 21% 6% 21% 12% 25% 11% 23% 9% 26%
59% 80% 11% 80% 70% 82% 59% 86%
78% 60% 53% 62% 59% 63% 56% 66%
18% 15% 7% 18% 10% 20% 11% 22%
11% 10% 6% 13% 8% 12% 9% 11% 7% 14%
59% 81% 65% 79% 76% 80% 67% 88%
6% 8% 5% 12% 5% 9% 5% 9% 3% 9%
18% 12% 4% 18% 6% 19% 8% 15%
3% 15% 4% 18% 7% 18% 4% 20%
20% 20% 8% 27% 13% 25% 12% 26%
51% 41% 23% 51% 27% 53% 22% 51%
43% 30% 20% 36% 20% 39% 23% 38%
10% 10% 8% 20% 6% 12% 7% 16% 10% 10%
2% 3% 2% 8% 0% 4% 1% 8% 2% 3%
11% 12% 7% 16% 5% 16% 6% 17% 6% 14%
75% 76% 33% 77% 69% 80% 62% 83%
3% 6% 4% 7% 5% 4% 1% 6%
61% 50% 16% 63% 50% 52% 42% 54% 27% 62%
68% 59% 52% 71% 52% 65%
20% 19% 6% 23% 8% 27% 7% 23%
3% 4% 4% 4% 3% 4% 3% 4%
5% 5% 3% 6% 3% 6% 4% 5%
8% 11% 6% 12% 7% 12% 7% 12% 8% 11%
42% 30% 12% 47% 20% 41% 16% 41%
11% 23% 17% 26% 18% 20% 17% 22% 10% 22%
23% 46% 15% 55% 27% 54% 18% 65%
46% 50% 11% 58% 41% 55% 23% 62%
40% 74% 39% 76% 67% 73% 55% 80%
66% 87% 67% 84% 77% 87% 79% 85%
5% 10% 3% 14% 4% 12% 5% 10% 4% 11%
16% 17% 9% 22% 9% 22% 7% 19%
1% 2% 0% 3% 0% 2% 0% 2% 0% 3%
13% 7% 3% 18% 2% 12% 5% 10% 5% 10%
61% 89% 68% 90% 81% 88% 75% 91%
21% 48% 30% 51% 35% 45% 22% 51%
5% 2% 1% 13% 1% 5% 3% 3%
66% 92% 70% 96% 82% 93% 80% 95%
41% 44% 30% 46% 43% 44% 37% 49%
37% 43% 36% 44% 36% 44% 31% 46%
3% 9% 8% 5% 7% 7% 6% 7%
28% 25% 12% 27% 16% 32% 19% 29% 15% 37%
79% 55% 44% 59% 61% 55% 57% 58%
11% 10% 6% 13% 4% 14% 6% 13% 3% 12%
57% 65% 28% 66% 56% 69% 48% 76%
8% 5% 2% 10% 4% 7% 3% 7%
5% 4% 2% 11% 4% 5% 2% 8% 2% 5%
13% 10% 6% 20% 8% 13% 9% 13% 5% 13%
62% 64% 17% 74% 46% 77% 39% 76%
46% 55% 21% 64% 45% 61% 31% 70%
53% 87% 69% 90% 75% 85% 72% 84%
11% 9% 5% 21% 4% 14% 7% 13% 6% 13%
10% 7% 1% 14% 5% 9% 4% 10% 5% 9%
33% 37% 17% 44% 25% 43% 24% 45%
5% 6% 5% 7% 6% 6% 3% 7% 4% 8%
62% 63% 56% 63% 63% 63% 58% 65%
22% 54% 6% 49% 36% 55% 26% 48% 26% 60%
33% 33% 28% 36% 34% 32% 29% 37%
13% 12% 4% 17% 6% 17% 9% 15% 7% 14%
40% 30% 18% 33% 27% 34% 17% 38%
11% 9% 2% 12% 5% 12% 6% 13%
39% 53% 19% 56% 44% 55% 42% 55% 34% 62%
39% 48% 32% 51% 33% 53% 40% 58% 23% 50%
38% 65% 16% 69% 47% 70% 40% 69%
14% 9% 9% 12% 7% 12% 10% 11% 8% 13%
10% 8% 7% 9% 4% 12% 6% 11% 5% 12%
11% 8% 3% 22% 3% 13% 6% 23% 9% 9%
50% 81% 52% 84% 71% 81% 58% 88%
0% 1% 0% 1% 0% 1% 0% 1%
24% 22% 17% 31% 18% 25% 14% 32%
9% 7% 6% 10% 7% 7% 7% 7% 3% 9%
42% 64% 15% 67% 48% 69% 39% 77%
7% 5% 5% 9% 3% 8% 2% 7%
8% 11% 4% 27% 4% 14% 6% 18% 9% 10%
20% 45% 11% 47% 25% 49% 26% 43% 16% 51%
9% 10% 7% 22% 6% 12% 4% 21% 3% 11%
44% 53% 10% 57% 34% 63% 35% 61%
7% 10% 8% 13% 10% 8% 6% 11%
14% 20% 4% 28% 10% 25% 5% 25%
27% 21% 6% 29% 8% 32% 10% 27%
26% 20% 10% 22% 15% 25% 17% 25% 11% 26%
35% 46% 20% 51% 35% 49% 37% 48% 32% 50%
5% 8% 3% 15% 2% 11% 6% 9%
18% 15% 10% 37% 8% 21% 15% 19% 7% 22%
22% 14% 8% 24% 8% 22% 12% 18%
8% 24% 12% 23% 8% 26% 13% 29% 8% 28%
9% 5% 3% 16% 3% 9% 5% 9% 8% 6%
68% 76% 53% 76% 68% 79% 61% 82%
61% 84% 42% 86% 73% 86% 62% 87%
10% 6% 4% 12% 3% 10% 4% 11% 5% 8%
6% 4% 4% 18% 4% 6% 2% 6%
4% 10% 4% 13% 3% 11% 5% 11% 1% 11%
15% 30% 11% 37% 19% 35% 15% 38%
42% 94% 65% 92% 83% 88% 74% 92%
4% 7% 5% 8% 4% 7% 4% 7% 4% 8%
19% 18% 3% 25% 8% 25% 12% 21% 8% 24%
8% 12% 4% 15% 6% 14% 8% 13% 5% 13%
23% 19% 2% 24% 7% 28% 12% 23% 7% 24%
19% 21% 10% 26% 10% 27% 14% 23%
76% 70% 26% 72% 65% 74% 54% 81%
51% 45% 20% 59% 34% 53% 26% 58%
33% 34% 9% 40% 24% 41% 24% 41%
64% 58% 49% 60% 51% 64% 47% 65%
48% 66% 24% 64% 55% 67% 42% 68%
17% 21% 16% 30% 15% 23% 16% 23% 11% 24%
29% 27% 4% 39% 14% 36% 12% 41%
5% 3% 1% 10% 3% 4% 2% 7% 2% 4%
47% 60% 14% 69% 48% 65% 58% 31% 71%
77% 72% 21% 75% 59% 81% 56% 81%
44% 57% 18% 65% 40% 66% 29% 74%
20% 30% 15% 31% 18% 34% 17% 31% 14% 35%
3% 1% 1% 6% 2% 1% 1% 6% 1% 2%
51% 48% 41% 50% 51% 46% 47% 49%
11% 8% 4% 10% 4% 12% 7% 11%
45% 87% 32% 85% 76% 86% 67% 90%
64% 53% 51% 55% 55% 53% 48% 59%
33% 39% 9% 48% 28% 45% 20% 48%
5% 4% 0% 5% 2% 5% 4% 4% 4% 4%
21% 18% 13% 41% 11% 24% 15% 26% 11% 21%
49% 46% 27% 63% 35% 55% 38% 50%
11% 12% 7% 22% 7% 15% 6% 25% 8% 13%
3% 3% 2% 5% 1% 5% 2% 4% 3% 4%
50% 40% 23% 54% 29% 51% 27% 54%
23% 27% 17% 32% 17% 31% 22% 31% 14% 28%
64% 45% 15% 48% 41% 52% 33% 55%
12% 17% 9% 16% 13% 17% 12% 17%
39% 54% 32% 55% 51% 53% 52% 53%
49% 69% 37% 67% 56% 72% 52% 72%
30% 33% 16% 48% 19% 41% 20% 34% 19% 38%
10% 18% 5% 20% 9% 21% 12% 17% 10% 22%
47% 50% 35% 54% 38% 57% 34% 53%
24% 25% 5% 28% 15% 32% 12% 29%
2% 3% 0% 3% 1% 4% 0% 3% 1% 5%
1% 3% 1% 4% 1% 3% 0% 4%
15% 21% 7% 32% 8% 26% 8% 31% 8% 22%
16% 24% 12% 28% 15% 26% 19% 28% 13% 26%
49% 48% 42% 55% 41% 53% 17% 32%
50% 50% 29% 55% 46% 53% 40% 57%
38% 32% 16% 41% 21% 42% 18% 39%
14% 20% 5% 26% 13% 21% 9% 26%
52% 69% 37% 68% 58% 73% 53% 73%
14% 18% 9% 25% 10% 21% 8% 20%
51% 58% 31% 60% 52% 60% 45% 63%
8% 13% 3% 18% 9% 13% 5% 18%
55% 51% 34% 55% 52% 52% 45% 57%
50% 57% 29% 60% 51% 60% 44% 63%
11% 11% 6% 22% 7% 14% 5% 14%
12% 12% 5% 20% 6% 15% 7% 15%
55% 51% 45% 58% 43% 58% 24% 44%
26% 31% 21% 39% 23% 34% 10% 23%
26% 30% 21% 39% 22% 34% 10% 23%
50% 48% 43% 56% 41% 54% 11% 22%
46% 43% 22% 49% 35% 50% 31% 53%
37% 32% 16% 40% 20% 41% 17% 38%
11% 13% 5% 18% 8% 15% 7% 17%
10% 9% 5% 18% 4% 13% 6% 12%
14% 18% 9% 25% 10% 21% 8% 20%
29% 36% 21% 45% 28% 39% 18% 33%
Used a Used a Used a Used a Used a Used a Used a Used a Used a Used a
mobile mobile mobile mobile mobile mobile mobile mobile mobile mobile
phone or phone or phone or phone or phone or phone or phone or phone or phone or phone or
the the the the the the the the the the
internet internet internet internet internet internet internet internet internet internet
to send to send to send to send to send to send to send to send to send to send
money, money, money, money, money, money, money, money, money, money,
female (% male (% young (% older (% primary secondary income, income, rural (% urban (%
age 15+) age 15+) ages 15- age 25+) education education poorest richest age 15+) age 15+)
24) or less (% or more 40% (% 60% (%
0% 0% 0% 0% ages 15+)0% (% ages0% ages 15+)
0% ages 15+)
0% 0% 0%
2% 7% 12% 2% 2% 15+) 7% 3% 5% 4% 5%
3% 6% 4% 5% 5% 4% 2% 6%
27% 29% 46% 24% 7% 40% 19% 35%
13% 18% 24% 13% 8% 16% 9% 19% 10% 17%
67% 59% 78% 61% 5% 65% 51% 71%
34% 39% 41% 36% 30% 37% 35% 37%
12% 22% 20% 15% 10% 18% 10% 21%
8% 28% 17% 18% 10% 22% 13% 21% 20% 17%
54% 60% 66% 56% 35% 58% 54% 59%
25% 38% 33% 31% 22% 49% 25% 36% 28% 36%
12% 19% 20% 13% 3% 20% 8% 20%
5% 9% 7% 7% 4% 9% 4% 9%
28% 33% 36% 29% 12% 40% 17% 39%
26% 40% 52% 28% 17% 40% 21% 41%
16% 26% 34% 19% 16% 22% 11% 27%
16% 31% 23% 23% 19% 40% 15% 28% 16% 36%
2% 6% 2% 5% 2% 18% 0% 6% 2% 10%
36% 39% 35% 39% 26% 50% 21% 48% 31% 44%
63% 64% 83% 61% 25% 65% 58% 67%
13% 15% 12% 15% 13% 18% 8% 18%
41% 45% 59% 39% 14% 52% 39% 45% 26% 47%
67% 72% 81% 67% 61% 81% 62% 75%
19% 22% 28% 18% 4% 27% 7% 30%
3% 6% 3% 6% 3% 7% 2% 6%
12% 25% 17% 19% 5% 26% 8% 26%
26% 33% 31% 29% 15% 39% 20% 36% 23% 35%
29% 36% 45% 29% 12% 47% 20% 41%
16% 35% 23% 27% 21% 41% 19% 30% 23% 29%
25% 29% 31% 26% 6% 35% 15% 35%
35% 35% 52% 32% 5% 42% 26% 41%
52% 58% 56% 55% 44% 57% 51% 58%
91% 87% 93% 88% 63% 90% 85% 91%
7% 9% 9% 8% 5% 11% 4% 11% 6% 9%
11% 18% 22% 11% 5% 21% 8% 19%
2% 4% 3% 2% 0% 5% 1% 4% 0% 3%
6% 11% 16% 6% 4% 16% 4% 12% 4% 12%
77% 71% 84% 73% 70% 75% 67% 79%
44% 43% 30% 48% 30% 55% 35% 49%
4% 6% 7% 4% 2% 19% 2% 7%
70% 67% 67% 69% 52% 75% 61% 73%
30% 27% 46% 26% 12% 31% 27% 29%
48% 53% 47% 54% 38% 60% 49% 52%
5% 11% 6% 9% 6% 10% 6% 9%
15% 23% 32% 16% 8% 20% 10% 24% 13% 22%
31% 31% 63% 28% 5% 34% 32% 31%
43% 59% 58% 48% 29% 67% 35% 62% 38% 60%
36% 45% 54% 39% 13% 43% 32% 47%
2% 5% 7% 2% 1% 6% 2% 5%
12% 21% 15% 17% 10% 36% 9% 21% 11% 25%
10% 17% 17% 12% 8% 22% 11% 15% 7% 19%
62% 60% 73% 60% 10% 71% 41% 74%
34% 47% 58% 38% 15% 47% 30% 47%
70% 71% 87% 67% 69% 71% 64% 74%
5% 16% 13% 9% 4% 24% 3% 15% 7% 14%
7% 9% 12% 7% 2% 14% 4% 11% 3% 10%
26% 40% 43% 30% 14% 42% 21% 42%
3% 12% 11% 6% 5% 11% 6% 9% 6% 8%
52% 49% 45% 51% 31% 53% 49% 52%
19% 22% 18% 21% 2% 21% 21% 19% 23% 20%
21% 30% 30% 25% 25% 26% 23% 28%
10% 11% 13% 10% 6% 14% 3% 16% 9% 12%
12% 13% 21% 11% 8% 13% 9% 15%
2% 7% 6% 4% 3% 5% 3% 6%
48% 46% 54% 46% 22% 51% 42% 50% 41% 51%
67% 71% 66% 71% 55% 76% 60% 75% 67% 74%
73% 70% 79% 70% 27% 80% 54% 82%
5% 7% 5% 6% 4% 8% 4% 6% 4% 7%
12% 12% 14% 11% 5% 14% 7% 15% 6% 16%
7% 9% 9% 8% 3% 20% 3% 12% 6% 19%
58% 68% 78% 60% 50% 65% 50% 70%
0% 1% 1% 1% 1% 1% 1% 1%
42% 36% 43% 37% 28% 58% 32% 44%
14% 30% 25% 20% 17% 33% 15% 27% 20% 26%
40% 55% 59% 45% 12% 52% 41% 51%
16% 18% 18% 16% 12% 31% 10% 21%
21% 30% 26% 25% 20% 42% 19% 30% 22% 33%
31% 35% 25% 35% 5% 40% 21% 40% 16% 38%
22% 31% 24% 28% 20% 56% 16% 33% 18% 44%
45% 44% 66% 41% 5% 49% 30% 53%
10% 20% 12% 16% 11% 27% 12% 17%
30% 32% 44% 27% 9% 44% 24% 35%
17% 24% 23% 20% 3% 28% 8% 29%
10% 12% 19% 9% 8% 12% 7% 14% 10% 12%
70% 61% 68% 65% 38% 75% 57% 72% 58% 70%
4% 8% 7% 6% 3% 11% 4% 8%
18% 33% 26% 24% 16% 60% 15% 32% 24% 27%
23% 29% 37% 21% 12% 38% 16% 33%
39% 38% 30% 43% 26% 46% 21% 51% 34% 47%
6% 12% 17% 5% 4% 22% 3% 12% 6% 15%
59% 67% 79% 61% 31% 66% 57% 67%
66% 63% 77% 62% 37% 68% 56% 69%
3% 7% 6% 5% 3% 8% 4% 6% 3% 8%
6% 7% 8% 5% 6% 19% 6% 7%
10% 23% 14% 18% 6% 27% 9% 21% 7% 24%
6% 9% 8% 7% 2% 11% 4% 10%
95% 86% 84% 92% 84% 92% 89% 92%
2% 10% 4% 7% 3% 14% 6% 6% 4% 7%
16% 22% 21% 18% 5% 25% 9% 25% 11% 22%
20% 23% 19% 23% 9% 30% 13% 27% 14% 27%
16% 22% 28% 16% 3% 23% 7% 27% 8% 23%
24% 30% 26% 28% 18% 32% 15% 35%
42% 54% 84% 44% 7% 49% 42% 52%
26% 42% 61% 30% 13% 44% 22% 41%
16% 18% 30% 15% 3% 20% 10% 21%
61% 64% 84% 59% 56% 63% 54% 68%
47% 64% 59% 57% 6% 59% 44% 66%
31% 50% 38% 41% 35% 57% 31% 46% 30% 49%
12% 23% 24% 16% 3% 24% 10% 22%
14% 25% 16% 22% 12% 34% 12% 25% 14% 28%
51% 57% 62% 53% 12% 65% 46% 59% 54%
49% 66% 77% 55% 16% 60% 42% 68%
26% 37% 32% 31% 10% 36% 18% 40%
45% 43% 41% 45% 26% 49% 31% 53% 35% 47%
3% 2% 2% 3% 2% 12% 2% 3% 2% 5%
54% 53% 64% 52% 54% 53% 51% 55%
4% 10% 9% 6% 4% 8% 3% 9%
77% 82% 78% 79% 39% 81% 72% 84%
33% 33% 30% 33% 27% 35% 34% 32%
36% 39% 30% 39% 10% 47% 25% 46%
2% 5% 4% 3% 1% 4% 1% 5% 3% 4%
29% 33% 34% 29% 25% 52% 21% 38% 28% 37%
59% 60% 63% 59% 43% 74% 45% 69%
28% 38% 29% 35% 25% 47% 23% 39% 27% 45%
4% 6% 7% 4% 4% 6% 4% 6% 5% 5%
23% 46% 46% 31% 12% 48% 19% 44%
48% 49% 47% 49% 37% 58% 38% 55% 46% 52%
38% 42% 72% 36% 20% 41% 32% 45%
7% 13% 11% 12% 10% 12% 12% 11%
53% 49% 53% 51% 45% 52% 49% 53%
48% 44% 63% 43% 10% 47% 42% 48%
17% 20% 23% 17% 10% 26% 10% 24% 13% 19%
8% 12% 10% 10% 4% 13% 6% 13% 9% 10%
38% 48% 48% 41% 30% 47% 30% 52%
30% 33% 38% 30% 7% 35% 18% 41%
1% 4% 2% 3% 2% 3% 1% 4% 2% 2%
2% 8% 5% 5% 2% 10% 2% 8%
30% 37% 30% 36% 19% 51% 20% 42% 20% 49%
23% 34% 24% 31% 13% 38% 16% 37% 23% 41%
51% 57% 59% 53% 49% 59% 46% 60%
40% 44% 55% 40% 23% 45% 36% 45%
24% 33% 40% 25% 12% 35% 18% 35%
12% 21% 18% 16% 5% 24% 11% 20%
49% 46% 65% 45% 11% 49% 44% 50%
28% 36% 30% 33% 20% 47% 22% 38%
42% 43% 58% 40% 23% 45% 38% 45%
7% 15% 11% 12% 3% 18% 8% 14%
36% 39% 55% 35% 26% 40% 35% 39%
42% 43% 57% 40% 22% 45% 38% 46%
20% 27% 24% 23% 16% 43% 16% 28%
10% 19% 16% 14% 6% 25% 8% 19%
53% 60% 65% 55% 51% 62% 48% 63%
29% 38% 33% 34% 25% 44% 26% 39%
29% 38% 33% 33% 24% 44% 26% 38%
54% 60% 60% 55% 50% 64% 49% 62%
37% 44% 53% 38% 18% 46% 32% 46%
23% 32% 40% 24% 12% 35% 17% 35%
9% 15% 15% 11% 5% 18% 7% 15%
5% 16% 12% 10% 4% 22% 4% 14%
28% 36% 30% 33% 20% 47% 22% 38%
32% 39% 35% 35% 24% 44% 28% 40%
Used a Used a Made a Made a Made a Made a Made a Made a Made a Made a
mobile mobile digital digital digital digital digital digital digital digital
phone or phone or merchant merchant merchant merchant merchant merchant merchant merchant
the the payment, payment, payment, payment, payment, payment, payment, payment,
internet internet female (% male (% young (% older (% primary secondary income, income,
to send to send age 15+) age 15+) ages 15- age 25+) education education poorest richest
money, money, in 24) or less (% or more 40% (% 60% (%
out of labor ages 15+) (% ages ages 15+) ages 15+)
labor force (% 15+)
force (% age 15+)
age 15+)0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
3% 5% 14% 11% 23% 9% 6% 20% 4% 18%
2% 8% 4% 7% 4% 6% 1% 8% 3% 7%
17% 33% 42% 48% 55% 42% 21% 58% 32% 53%
7% 19% 13% 19% 22% 14% 7% 17% 11% 19%
39% 74%
34% 38%
8% 25% 15% 20% 18% 17% 7% 20% 9% 23%
11% 25% 1% 4% 5% 2% 1% 4% 2% 3%
42% 69%
20% 35% 2% 8% 5% 5% 3% 8% 3% 6%
10% 17% 12% 18% 18% 14% 4% 20% 6% 21%
2% 10% 31% 45% 25% 40% 5% 54% 22% 48%
18% 39% 20% 29% 19% 25% 10% 31% 15% 30%
17% 39% 42% 62% 57% 51% 37% 59% 38% 62%
14% 26% 48% 50% 72% 47% 25% 58% 30% 62%
17% 25% 3% 8% 7% 4% 5% 7% 3% 7%
1% 5% 3% 3% 1% 3% 1% 11% 0% 5%
23% 43% 8% 9% 10% 8% 6% 12% 6% 11%
46% 72%
5% 17% 7% 7% 6% 8% 7% 12% 6% 8%
28% 49% 63% 68% 74% 63% 33% 76% 61% 68%
83% 80% 87% 80% 73% 95% 72% 88%
9% 24% 17% 24% 20% 21% 4% 26% 6% 30%
2% 7% 1% 3% 2% 2% 2% 3% 1% 3%
10% 22% 5% 5% 5% 5% 4% 6% 3% 6%
28% 30% 7% 8% 5% 9% 7% 8% 6% 9%
19% 39% 32% 46% 50% 35% 14% 55% 22% 50%
17% 29% 3% 9% 5% 6% 3% 13% 3% 8%
14% 38% 63% 64% 54% 65% 29% 77% 50% 72%
17% 44%
40% 65% 86% 89% 91% 87% 81% 89% 86% 88%
82% 92%
3% 10% 11% 15% 9% 15% 5% 22% 4% 19%
6% 17% 9% 23% 15% 16% 5% 23% 5% 23%
1% 5% 3% 4% 1% 4% 0% 7% 1% 5%
6% 10% 7% 14% 15% 8% 3% 21% 3% 14%
63% 80% 97% 93% 96% 95% 92% 96% 92% 97%
24% 55% 19% 23% 18% 22% 10% 30% 11% 27%
3% 6% 1% 4% 4% 2% 1% 10% 1% 3%
57% 77%
23% 34%
36% 59% 15% 21% 17% 18% 12% 21% 17% 18%
5% 9% 2% 5% 5% 3% 2% 6% 4% 3%
11% 27% 31% 31% 37% 30% 13% 34% 18% 40%
26% 35%
38% 55% 9% 21% 22% 12% 4% 23% 8% 20%
28% 51% 74% 81% 73% 78% 38% 80% 66% 84%
1% 4% 5% 13% 15% 6% 3% 16% 5% 12%
7% 21% 4% 8% 5% 6% 3% 13% 3% 7%
9% 15% 5% 15% 14% 8% 4% 20% 4% 13%
33% 74%
26% 50% 71% 79% 87% 73% 47% 83% 65% 81%
60% 74%
6% 14% 6% 18% 14% 11% 4% 28% 4% 17%
4% 11% 14% 12% 24% 10% 2% 23% 9% 15%
24% 40%
3% 12% 4% 8% 7% 6% 2% 11% 5% 7%
52% 49%
14% 24% 82% 81% 53% 89% 23% 84% 72% 88%
23% 28%
8% 12% 23% 27% 40% 21% 8% 34% 13% 33%
6% 16%
3% 6% 8% 15% 11% 12% 4% 15% 5% 16%
33% 57% 60% 54% 61% 56% 24% 63% 53% 60%
36% 77% 30% 44% 38% 36% 22% 44% 18% 49%
58% 77%
4% 7% 17% 27% 20% 23% 13% 34% 16% 26%
10% 14% 12% 11% 13% 11% 7% 13% 8% 14%
9% 8% 10% 8% 10% 9% 4% 22% 2% 14%
42% 73% 87% 88% 90% 87% 75% 91% 77% 94%
0% 1% 3% 3% 1% 3% 2% 3% 2% 4%
31% 49% 20% 21% 23% 19% 13% 32% 16% 23%
10% 26% 7% 8% 9% 6% 7% 9% 8% 7%
29% 60% 70% 85% 81% 77% 40% 82% 68% 83%
10% 18% 6% 5% 7% 5% 4% 11% 2% 8%
16% 28% 6% 10% 9% 7% 5% 15% 5% 10%
13% 43% 49% 51% 41% 53% 6% 62% 29% 65%
17% 29% 11% 11% 9% 12% 10% 15% 10% 12%
25% 55%
7% 20% 4% 10% 5% 8% 5% 13% 7% 7%
12% 38% 45% 53% 52% 48% 25% 63% 35% 58%
7% 26% 24% 35% 37% 27% 8% 38% 13% 40%
5% 14% 37% 39% 45% 36% 20% 40% 27% 45%
52% 74% 90% 82% 78% 88% 67% 92% 82% 89%
4% 8% 5% 15% 10% 10% 4% 21% 4% 14%
15% 32% 9% 17% 14% 12% 9% 29% 7% 17%
24% 26% 18% 15% 25% 13% 4% 27% 7% 23%
26% 51% 28% 36% 21% 37% 18% 41% 15% 43%
12% 7% 4% 7% 8% 4% 3% 14% 2% 8%
43% 74%
48% 70%
2% 6% 4% 9% 12% 5% 2% 13% 4% 9%
4% 8% 2% 3% 4% 2% 2% 8% 3% 3%
8% 20% 6% 12% 7% 10% 2% 17% 3% 13%
4% 11% 44% 45% 41% 45% 19% 59% 28% 56%
88% 92%
4% 8% 0% 2% 1% 1% 0% 3% 1% 1%
8% 24% 18% 21% 22% 19% 2% 27% 7% 27%
11% 26% 10% 10% 9% 10% 2% 15% 3% 15%
8% 23% 18% 26% 25% 21% 4% 26% 9% 30%
23% 29% 14% 24% 14% 20% 7% 24% 6% 26%
29% 59% 81% 88% 98% 83% 30% 86% 78% 88%
21% 42%
10% 21% 43% 50% 59% 45% 12% 54% 33% 56%
50% 70% 69% 73% 87% 68% 58% 72% 62% 77%
36% 63%
29% 46% 10% 13% 12% 11% 9% 19% 9% 13%
10% 23% 39% 52% 46% 45% 11% 62% 27% 58%
17% 20% 1% 5% 4% 3% 2% 6% 3% 4%
36% 63% 79% 88% 88% 82% 49% 91% 74% 89%
39% 67% 78% 85% 89% 80% 36% 84% 66% 91%
18% 40%
33% 50% 52% 56% 50% 55% 32% 61% 39% 64%
2% 4% 0% 1% 0% 1% 0% 4% 0% 1%
55% 52%
4% 9% 14% 23% 21% 17% 6% 22% 8% 25%
62% 87%
31% 35%
17% 48%
4% 3% 2% 6% 4% 4% 1% 5% 1% 6%
20% 34% 2% 8% 6% 3% 2% 14% 2% 6%
47% 64% 63% 63% 63% 63% 50% 73% 51% 71%
21% 36% 2% 4% 2% 3% 1% 5% 3% 3%
3% 7% 5% 8% 4% 7% 2% 10% 4% 9%
17% 48% 32% 57% 50% 43% 21% 58% 28% 56%
32% 53% 9% 12% 13% 8% 7% 14% 8% 12%
21% 49% 54% 64% 87% 55% 29% 60% 52% 63%
9% 12%
47% 55%
22% 56%
9% 23% 52% 48% 44% 52% 33% 67% 31% 63%
6% 14% 30% 36% 16% 37% 19% 38% 28% 36%
30% 46% 58% 76% 50% 73% 59% 70% 56% 75%
13% 37% 23% 26% 31% 23% 2% 27% 13% 32%
2% 3% 4% 7% 5% 6% 3% 7% 2% 8%
2% 10% 0% 1% 0% 1% 0% 2% 0% 1%
22% 38% 8% 9% 6% 10% 3% 14% 4% 11%
19% 34% 46% 49% 38% 52% 35% 56% 37% 54%
17% 31%
31% 49%
15% 33%
8% 24%
24% 58%
19% 37%
30% 50%
4% 18%
31% 43%
29% 50%
11% 29% 5% 8% 8% 6% 5% 12% 5% 8%
8% 19% 8% 15% 13% 11% 4% 23% 6% 16%
24% 43% 67% 70% 70% 68% 62% 75% 58% 76%
11% 25% 35% 41% 33% 39% 28% 50% 30% 44%
11% 25% 34% 40% 32% 38% 27% 49% 29% 42%
14% 26% 66% 66% 65% 66% 59% 75% 57% 72%
27% 50% 50% 58% 60% 53% 26% 61% 44% 61%
15% 32% 33% 48% 42% 40% 24% 48% 27% 49%
7% 17% 4% 8% 5% 6% 2% 10% 3% 8%
6% 14% 5% 14% 11% 9% 4% 21% 4% 14%
19% 37% 14% 19% 15% 17% 6% 28% 10% 21%
15% 32%
Made a Made a Made a Made a Made a Made a Made a Made a Made a Made a
digital digital digital digital utility utility utility utility utility utility
merchant merchant merchant merchant payment, payment, payment, payment, payment, payment,
payment, payment, payment, payment, female (% male (% young (% older (% primary secondary
rural (% urban (% out of in labor age 15+) age 15+) ages 15- age 25+) education education
age 15+) age 15+) labor force (% 24) or less (% or more
force (% age 15+) ages 15+) (% ages
age 15+) 15+)
4% 8% 3% 17% 5% 7% 6% 7% 3% 10%
3% 6% 3% 9% 1% 8% 4% 6% 0% 10%
5% 18% 13% 15% 12% 17% 4% 28%
12% 11% 4% 15% 5% 15% 4% 14%
6% 7% 12% 7% 3% 10% 2% 9% 2% 10%
7% 16% 0% 15% 9% 19% 3% 20%
17% 9% 7% 10% 8% 11% 9% 11%
3% 5% 4% 5% 4% 5% 2% 8%
3% 2% 1% 3% 2% 2% 2% 2% 0% 4%
12% 16% 5% 16% 15% 16% 4% 25%
2% 4% 1% 8% 1% 5% 2% 4% 1% 4%
7% 7% 1% 10% 5% 9% 3% 8%
2% 11% 4% 13% 4% 13% 2% 15%
2% 7% 2% 8% 3% 9% 4% 7%
5% 5% 1% 7% 2% 7% 3% 6%
13% 10% 5% 12% 7% 12% 8% 12%
4% 3% 2% 9% 3% 4% 2% 6% 3% 4%
1% 3% 1% 10% 1% 4% 2% 4% 0% 4%
5% 4% 2% 7% 3% 5% 2% 6% 1% 6%
20% 18% 0% 18% 15% 20% 5% 24%
5% 6% 5% 7% 3% 7% 1% 7%
5% 7% 1% 9% 4% 8% 7% 6% 2% 8%
0% 0% 0% 0% 0% 0%
6% 5% 3% 6% 2% 7% 0% 6%
2% 3% 1% 6% 1% 4% 2% 4%
2% 4% 1% 4% 2% 4% 1% 4%
2% 2% 1% 3% 1% 3% 1% 3% 0% 3%
3% 5% 3% 6% 2% 7% 0% 7%
1% 3% 1% 5% 1% 3% 2% 2% 1% 2%
3% 12% 3% 14% 7% 13% 1% 19%
12% 10% 4% 12% 6% 14% 1% 15%
8% 20% 5% 21% 15% 21% 3% 28%
16% 19% 0% 19% 16% 20% 7% 23%
5% 8% 4% 11% 4% 10% 7% 8% 3% 10%
3% 6% 5% 6% 2% 8% 2% 6%
1% 5% 1% 7% 1% 6% 4% 4% 0% 9%
7% 4% 4% 5% 2% 6% 3% 5% 2% 5%
9% 14% 10% 14% 11% 15% 5% 17%
5% 9% 8% 8% 7% 9% 3% 10%
2% 4% 1% 13% 2% 5% 2% 4%
19% 22% 5% 28% 15% 25% 5% 34%
14% 8% 6% 9% 9% 8% 4% 13%
2% 9% 3% 9% 5% 8% 3% 9%
5% 6% 2% 12% 4% 7% 4% 7%
2% 13% 0% 13% 7% 14% 10% 12% 3% 20%
26% 13% 4% 15% 16% 13% 6% 20%
1% 7% 1% 9% 2% 8% 4% 7% 1% 7%
6% 8% 0% 8% 6% 8% 2% 12%
3% 3% 2% 3% 3% 3% 0% 4%
4% 5% 4% 6% 5% 4% 5% 4% 1% 6%
3% 5% 2% 9% 1% 7% 5% 4% 1% 6%
7% 8% 0% 9% 5% 10% 1% 11%
7% 7% 1% 8% 4% 9% 2% 10%
37% 31% 31% 33% 36% 29% 13% 38%
1% 3% 2% 3% 2% 3% 2% 3% 1% 3%
1% 4% 1% 6% 3% 4% 4% 4% 0% 6%
5% 6% 1% 8% 1% 9% 1% 9%
2% 6% 3% 6% 2% 6% 7% 4% 1% 7%
11% 11% 0% 13% 10% 12% 8% 13%
14% 19% 0% 19% 16% 19% 7% 18% 6% 25%
1% 5% 4% 6% 2% 7% 3% 7%
18% 7% 7% 11% 6% 12% 9% 10% 5% 11%
1% 4% 0% 4% 3% 4% 0% 5%
2% 6% 1% 7% 2% 8% 0% 10%
8% 9% 7% 9% 7% 10% 9% 8% 4% 12%
5% 6% 2% 7% 1% 8% 4% 8% 0% 7%
8% 9% 3% 10% 5% 11% 4% 11%
2% 5% 1% 8% 2% 5% 3% 5% 1% 7%
4% 10% 3% 9% 4% 10% 7% 8% 3% 12%
1% 5% 1% 11% 1% 6% 3% 9% 0% 4%
14% 17% 8% 19% 10% 21% 5% 23%
1% 3% 1% 3% 2% 3% 0% 4%
5% 6% 4% 8% 4% 7% 4% 8%
3% 4% 2% 7% 1% 5% 3% 5% 1% 4%
3% 8% 0% 8% 5% 8% 5% 9%
2% 2% 1% 5% 0% 3% 0% 2%
2% 2% 2% 3% 1% 3% 2% 3% 1% 3%
0% 10% 2% 9% 3% 11% 6% 8% 1% 11%
4% 7% 5% 11% 5% 7% 4% 9% 1% 7%
23% 17% 5% 20% 15% 20% 6% 25%
2% 3% 1% 7% 1% 3% 2% 3%
6% 11% 5% 13% 6% 12% 1% 13%
2% 6% 2% 6% 3% 6% 0% 7%
4% 11% 2% 10% 6% 12% 11% 9% 6% 11%
7% 15% 3% 17% 9% 16% 15% 12% 4% 19%
2% 4% 3% 4% 2% 4% 1% 5%
5% 7% 3% 16% 3% 9% 6% 7% 2% 9%
4% 5% 2% 8% 3% 6% 5% 5%
4% 11% 6% 11% 4% 12% 6% 13% 3% 14%
1% 3% 2% 4% 2% 2% 2% 1% 0% 3%
7% 12% 0% 12% 9% 13% 2% 16%
7% 21% 11% 20% 13% 23% 4% 24%
7% 6% 5% 9% 2% 10% 7% 6% 0% 8%
4% 2% 2% 10% 2% 3% 1% 4%
1% 3% 1% 5% 1% 4% 1% 4% 1% 4%
1% 7% 2% 8% 3% 8% 1% 9%
22% 28% 12% 31% 23% 30% 9% 36%
0% 1% 0% 4% 0% 1% 1% 1% 0% 2%
3% 4% 1% 5% 1% 6% 3% 4% 1% 5%
4% 5% 3% 6% 2% 7% 3% 6% 2% 6%
2% 8% 0% 8% 2% 9% 6% 7% 1% 8%
2% 5% 2% 6% 2% 6% 2% 5%
5% 12% 0% 11% 10% 12% 4% 16%
7% 9% 3% 12% 5% 11% 1% 14%
8% 12% 2% 13% 6% 15% 5% 16%
20% 17% 9% 19% 15% 19% 9% 23%
20% 24% 12% 23% 17% 27% 3% 28%
2% 2% 2% 5% 2% 3% 2% 3% 0% 4%
8% 11% 1% 15% 7% 14% 1% 20%
2% 3% 1% 5% 2% 2% 2% 3% 1% 3%
5% 6% 0% 7% 5% 6% 6% 0% 8%
16% 16% 11% 16% 14% 17% 6% 21%
8% 15% 6% 17% 11% 17% 1% 24%
5% 10% 7% 9% 2% 13% 8% 9% 3% 11%
1% 2% 1% 9% 0% 2% 1% 5% 0% 3%
3% 15% 12% 14% 12% 15% 9% 18%
1% 8% 2% 8% 1% 10% 3% 10%
20% 26% 0% 27% 17% 31% 9% 33%
13% 8% 4% 10% 8% 8% 6% 10%
2% 8% 2% 9% 5% 8% 2% 10%
5% 11% 4% 11% 5% 12% 7% 10% 2% 16%
2% 4% 1% 11% 1% 5% 3% 3% 0% 4%
4% 4% 2% 5% 2% 5% 2% 5%
1% 3% 1% 5% 2% 3% 2% 4% 0% 3%
1% 5% 0% 7% 1% 6% 3% 4% 1% 7%
5% 4% 2% 6% 2% 6% 0% 7%
5% 4% 3% 6% 2% 6% 4% 5% 1% 5%
23% 18% 11% 19% 19% 18% 5% 25%
1% 6% 0% 5% 4% 6% 3% 6%
21% 16% 17% 16% 18% 15% 10% 21%
20% 16% 0% 17% 15% 18% 5% 22%
3% 11% 5% 13% 5% 12% 6% 10% 1% 13%
6% 16% 3% 18% 8% 18% 15% 14% 6% 21%
7% 11% 4% 12% 11% 10% 1% 13%
1% 1% 1% 1% 1% 2% 0% 2%
2% 5% 3% 5% 1% 7% 6% 4% 1% 8%
1% 4% 1% 6% 2% 4% 0% 7%
2% 6% 2% 7% 0% 7% 3% 6% 1% 6%
1% 5% 1% 5% 2% 5% 3% 4% 1% 5%
1% 2% 0% 3% 1% 2% 1% 7%
12% 13% 5% 14% 11% 14% 5% 17%
5% 6% 2% 8% 3% 8% 2% 8%
4% 9% 3% 11% 5% 10% 1% 13%
20% 16% 0% 17% 15% 18% 5% 22%
3% 5% 2% 7% 1% 6% 1% 5%
14% 12% 4% 14% 11% 13% 5% 17%
4% 9% 3% 11% 5% 10% 1% 14%
12% 11% 6% 12% 10% 11% 5% 15%
13% 12% 4% 14% 11% 14% 5% 17%
4% 5% 3% 9% 3% 6% 2% 6%
2% 4% 2% 6% 2% 4% 1% 5%
3% 3% 1% 5% 2% 4% 3% 10%
2% 4% 1% 5% 2% 4% 2% 6%
2% 4% 1% 6% 2% 4% 2% 6%
1% 1% 0% 2% 1% 1% 1% 6%
12% 13% 4% 15% 10% 15% 5% 18%
5% 6% 2% 8% 3% 8% 2% 7%
3% 7% 3% 8% 3% 8% 1% 10%
1% 3% 2% 3% 2% 3% 1% 3%
3% 5% 2% 7% 1% 6% 1% 5%
4% 6% 2% 8% 4% 6% 2% 9%
Received Received Received Received Received Received Received Received Received Received
private private private private private private private private private private
sector sector sector sector sector sector sector sector sector sector
wages, wages, wages, wages, wages, wages, wages, wages, wages, wages,
female (% male (% young (% older (% primary secondary income, income, rural (% urban (%
age 15+) age 15+) ages 15- age 25+) education education poorest richest age 15+) age 15+)
24) or less (% or more 40% (% 60% (%
ages 15+) (% ages ages 15+) ages 15+)
15+)
2% 16% 3% 4% 3% 3% 4% 3% 3% 4%
2% 44% 10% 12% 17% 9% 10% 12% 15% 8%
3% 26% 16% 16% 15% 17% 19% 15% 19% 14%
8% 36% 18% 12% 24% 13% 14% 16% 20% 12%
10% 37% 12% 10% 11% 11% 16% 11% 12% 11%
12% 67% 50% 40% 59% 43% 40% 45% 57% 37%
24% 42% 19% 27% 32% 22% 27% 23% 26% 21%
6% 25% 6% 12% 14% 7% 7% 9% 8% 8%
3% 33% 8% 11% 8% 10% 13% 8% 11% 9%
18% 59% 31% 34% 30% 33% 35% 33% 36% 30%
3% 15% 3% 5% 5% 3% 3% 5% 5% 3%
9% 26% 30% 29% 39% 25% 24% 32% 32% 27%
12% 53% 17% 9% 11% 13% 16% 12% 16% 11%
11% 28% 11% 10% 9% 11% 12% 10% 7% 13%
8% 35% 32% 28% 21% 32% 40% 26% 43% 21%
24% 52% 20% 13% 31% 15% 21% 15% 22% 14%
3% 13% 5% 8% 8% 5% 7% 4% 6% 6%
13% 32% 21% 21% 15% 23% 20% 25% 23% 20%
9% 24% 2% 5% 3% 4% 3% 5% 4% 4%
15% 57% 31% 31% 38% 29% 15% 31% 40% 25%
5% 13% 11% 9% 9% 11% 10% 7% 8% 11%
12% 54% 64% 53% 45% 62% 64% 57% 58% 59%
13% 14% 17% 13% 15% 12% 16% 12%
4% 29% 27% 12% 24% 19% 25% 18% 26% 17%
5% 20% 5% 4% 3% 5% 5% 3% 6% 4%
3% 14% 2% 2% 3% 2% 2% 3% 3% 2%
4% 13% 6% 5% 7% 5% 5% 6% 5% 7%
7% 36% 12% 10% 16% 10% 8% 13% 15% 8%
4% 15% 2% 7% 4% 5% 4% 6% 4% 5%
12% 67% 19% 16% 13% 18% 17% 18% 20% 16%
6% 61% 30% 25% 30% 27% 19% 30% 31% 26%
10% 55% 21% 17% 32% 18% 25% 18% 21% 18%
17% 64% 39% 32% 45% 34% 31% 36% 49% 27%
8% 26% 15% 16% 9% 18% 16% 16% 15% 16%
7% 24% 12% 7% 7% 10% 13% 7% 13% 6%
2% 43% 9% 5% 3% 8% 10% 4% 10% 5%
6% 24% 21% 26% 18% 25% 24% 23% 19% 26%
26% 74% 51% 29% 44% 40% 36% 42% 48% 36%
5% 25% 23% 17% 21% 21% 26% 16% 24% 18%
3% 10% 7% 6% 3% 8% 7% 4% 10% 4%
24% 56% 42% 37% 68% 35% 36% 41% 54% 29%
19% 41% 25% 21% 33% 22% 13% 24% 24% 22%
10% 37% 3% 8% 5% 6% 2% 7% 4% 7%
9% 20% 5% 7% 7% 6% 5% 7% 6% 6%
5% 34% 23% 18% 25% 20% 31% 19% 23% 19%
23% 54% 21% 19% 27% 19% 19% 20% 20% 20%
7% 24% 5% 8% 6% 6% 5% 7% 7% 6%
11% 53% 32% 33% 39% 32% 22% 33% 33% 32%
3% 27% 7% 5% 5% 6% 6% 6% 5% 7%
4% 11% 3% 5% 5% 3% 3% 7% 3% 5%
3% 25% 7% 3% 4% 6% 6% 3% 7% 4%
8% 79% 38% 43% 44% 39% 46% 39% 48% 35%
15% 78% 34% 18% 24% 27% 27% 27% 32% 23%
24% 52% 28% 31% 22% 31% 31% 28% 32% 28%
7% 26% 15% 13% 12% 14% 13% 15% 15% 12%
9% 35% 29% 24% 22% 27% 28% 25% 32% 22%
5% 33% 44% 61% 39% 57% 61% 49% 53% 52%
4% 16% 3% 6% 3% 5% 5% 4% 4% 4%
26% 43% 32% 29% 29% 30% 37% 30% 30% 31%
5% 53% 43% 43% 25% 48% 40% 43% 45% 42%
22% 40% 14% 16% 7% 16% 14% 15% 19% 12%
9% 24% 8% 9% 5% 9% 10% 8% 12% 6%
11% 83% 35% 38% 36% 36% 50% 34% 39% 35%
2% 31% 9% 13% 3% 13% 14% 10% 15% 8%
12% 56% 20% 13% 17% 17% 20% 16% 21% 14%
6% 28% 10% 14% 17% 9% 10% 13% 11% 12%
13% 70% 84% 80% 73% 84% 84% 82% 85% 80%
8% 42% 10% 19% 16% 14% 13% 17% 13% 15%
8% 39% 9% 6% 5% 9% 9% 8% 10% 6%
9% 24% 5% 4% 4% 5% 3% 8% 2% 6%
13% 60% 64% 46% 46% 57% 51% 57% 59% 54%
2% 35% 5% 7% 1% 8% 9% 5% 8% 6%
14% 35% 14% 11% 14% 12% 15% 10% 9% 15%
1% 18% 6% 8% 11% 5% 7% 8% 5% 8%
18% 43% 22% 19% 31% 19% 23% 20% 20% 21%
9% 18% 7% 3% 6% 5% 6% 3% 5% 6%
9% 28% 8% 6% 5% 8% 7% 7% 6% 8%
5% 54% 44% 46% 36% 48% 43% 46% 51% 41%
6% 18% 7% 10% 6% 10% 8% 10% 8% 9%
6% 52% 35% 25% 38% 29% 31% 30% 35% 27%
6% 22% 5% 8% 4% 8% 6% 8% 7% 6%
3% 61% 12% 12% 8% 13% 13% 11% 17% 9%
2% 32% 12% 9% 13% 10% 15% 9% 10% 11%
12% 53% 22% 17% 21% 19% 24% 19% 25% 16%
20% 51% 87% 84% 84% 86% 77% 89% 85% 86%
9% 35% 9% 19% 12% 15% 16% 12% 17% 13%
8% 14% 6% 5% 6% 5% 5% 5% 3% 7%
21% 46% 16% 11% 10% 15% 16% 11% 11% 15%
10% 32% 20% 14% 15% 18% 19% 16% 17% 17%
8% 21% 15% 13% 9% 17% 17% 7% 16% 13%
12% 65% 25% 29% 53% 22% 17% 27% 30% 25%
11% 58% 28% 31% 38% 28% 28% 29% 43% 20%
5% 20% 6% 5% 8% 5% 6% 5% 8% 4%
1% 12% 10% 8% 8% 9% 9% 6% 9% 9%
6% 18% 2% 2% 3% 2% 1% 3% 2% 2%
7% 43% 16% 19% 27% 16% 20% 16% 17% 18%
15% 55% 38% 35% 67% 32% 46% 34% 53% 26%
2% 43% 4% 7% 6% 5% 5% 7% 7% 5%
4% 25% 20% 18% 23% 18% 17% 20% 20% 18%
6% 30% 19% 15% 12% 19% 20% 15% 21% 15%
5% 27% 25% 19% 12% 25% 29% 21% 25% 21%
11% 37% 32% 32% 24% 36% 30% 33% 35% 30%
16% 65% 34% 26% 8% 33% 52% 29% 40% 23%
8% 64% 20% 14% 29% 16% 12% 20% 21% 14%
17% 48% 12% 8% 19% 8% 18% 8% 12% 8%
13% 51% 49% 24% 34% 38% 34% 38% 40% 35%
11% 59% 14% 12% 12% 13% 20% 12% 10% 14%
4% 24% 8% 7% 9% 7% 7% 9% 8% 7%
18% 58% 84% 77% 57% 83% 82% 80% 82% 79%
2% 10% 8% 7% 8% 7% 7% 9% 8% 8%
4% 83% 22% 22% 23% 22% 40% 18% 30% 17%
13% 59% 20% 19% 21% 20% 18% 20% 21% 19%
10% 66% 26% 23% 46% 23% 25% 24% 29% 22%
10% 45% 38% 23% 26% 32% 47% 26% 36% 27%
2% 8% 3% 4% 5% 2% 3% 9% 2% 4%
25% 39% 21% 21% 11% 22% 28% 19% 23% 20%
11% 36% 17% 15% 14% 16% 17% 16% 21% 12%
15% 56% 36% 31% 64% 29% 8% 35% 41% 28%
26% 43% 15% 12% 14% 13% 12% 14% 15% 12%
10% 69% 32% 37% 26% 36% 40% 33% 43% 29%
6% 20% 12% 6% 5% 11% 12% 8% 10% 9%
3% 15% 4% 5% 4% 5% 4% 8% 3% 6%
18% 51% 74% 75% 69% 76% 75% 74% 78% 73%
8% 19% 7% 8% 9% 6% 6% 8% 8% 7%
3% 30% 10% 11% 8% 11% 13% 8% 14% 9%
9% 49% 17% 16% 18% 16% 18% 15% 18% 16%
5% 29% 6% 5% 6% 5% 5% 6% 3% 7%
7% 44% 29% 23% 26% 27% 11% 27% 32% 23%
9% 34% 3% 5% 5% 4% 9% 4% 6% 4%
14% 29% 24% 25% 20% 25% 26% 24% 25% 24%
10% 57% 29% 31% 24% 31% 13% 31% 36% 26%
7% 42% 27% 21% 27% 23% 28% 21% 36% 16%
4% 21% 14% 7% 5% 13% 13% 10% 15% 8%
2% 29% 20% 18% 8% 23% 25% 17% 22% 17%
5% 38% 18% 15% 15% 17% 26% 15% 12% 20%
4% 40% 9% 8% 4% 11% 16% 6% 8% 8%
2% 19% 5% 3% 1% 6% 5% 2% 6% 2%
7% 19% 14% 8% 5% 14% 13% 8% 12% 10%
6% 27% 9% 11% 10% 10% 15% 7% 13% 8%
11% 52% 22% 22% 23% 22% 20% 25% 26% 20%
16% 48% 27% 21% 24% 24% 21% 25% 27% 22%
7% 33% 28% 22% 20% 26% 30% 23% 33% 20%
4% 37% 19% 22% 15% 22% 21% 20% 22% 19%
11% 57% 29% 31% 25% 31% 13% 31% 36% 26%
6% 22% 8% 8% 7% 8% 6% 10% 8% 8%
15% 58% 31% 31% 31% 31% 30% 31% 35% 28%
4% 38% 10% 10% 7% 11% 12% 9% 11% 9%
20% 48% 22% 21% 26% 21% 19% 22% 24% 20%
15% 58% 31% 30% 29% 31% 30% 30% 34% 28%
5% 19% 5% 6% 6% 5% 5% 6% 4% 6%
6% 29% 15% 14% 12% 16% 14% 16% 17% 14%
9% 41% 21% 18% 21% 20% 19% 20% 24% 17%
7% 32% 18% 16% 15% 18% 16% 18% 20% 15%
7% 32% 17% 16% 15% 17% 15% 18% 19% 15%
11% 40% 19% 19% 20% 19% 19% 19% 22% 17%
11% 47% 32% 19% 23% 26% 22% 27% 29% 24%
7% 32% 26% 21% 19% 25% 28% 21% 32% 18%
4% 33% 19% 24% 15% 23% 21% 21% 23% 20%
6% 28% 13% 12% 11% 13% 12% 13% 14% 11%
6% 22% 8% 8% 7% 8% 6% 10% 8% 8%
9% 38% 20% 19% 16% 20% 16% 22% 22% 17%
Received Received Received Received Received Received Received Received Received Received
governme governme governme governme a public a public a public a public a public a public
nt nt nt nt sector sector sector sector sector sector
transfer, transfer, transfer, transfer, pension, pension, pension, pension, pension, pension,
rural (% urban (% out of in labor female (% male (% young (% older (% primary secondary
age 15+) age 15+) labor force (% age 15+) age 15+) ages 15- age 25+) education education
force (% age 15+) 24) or less (% or more
age 15+) ages 15+) (% ages
15+)
3% 4% 3% 4% 0% 0% 0% 0% 0% 1%
14% 9% 10% 11% 21% 19% 4% 24% 25% 13%
15% 17% 8% 13% 2% 13% 20% 5%
7% 18% 9% 6% 8% 7% 11% 6%
13% 10% 11% 11% 8% 12% 7% 11% 19% 9%
57% 40% 28% 20% 8% 27% 80% 22%
26% 21% 25% 23% 41% 22% 36% 23%
8% 8% 13% 16% 4% 18% 13% 14%
13% 9% 8% 11% 1% 2% 0% 2% 1% 2%
26% 38% 25% 23% 3% 27% 29% 24%
3% 5% 1% 5% 1% 2% 2% 1% 1% 3%
26% 30% 10% 13% 13% 11% 9% 12%
17% 11% 21% 16% 1% 22% 23% 16%
13% 8% 10% 7% 2% 11% 19% 3%
29% 30% 13% 9% 11% 11% 16% 9%
18% 16% 26% 17% 8% 23% 10% 26%
7% 4% 5% 6% 2% 5% 5% 2% 3% 5%
15% 42% 25% 20% 1% 3% 0% 2% 1% 5%
4% 4% 2% 4% 2% 2% 1% 3% 1% 3%
33% 30% 28% 22% 1% 29% 34% 24%
6% 12% 5% 9% 6% 8% 7% 6%
50% 61% 58% 59% 12% 11% 3% 14% 28% 6%
5% 6% 9% 5% 5% 6%
23% 19% 5% 4% 2% 5% 5% 5%
3% 6% 3% 3% 4% 2% 2% 4%
1% 3% 1% 2% 1% 2% 1% 2%
4% 7% 5% 6% 3% 1% 3% 2% 3% 2%
11% 11% 9% 6% 4% 9% 9% 7%
6% 3% 2% 5% 1% 2% 1% 2% 1% 2%
23% 13% 29% 26% 1% 32% 36% 24%
22% 30% 18% 14% 1% 19% 49% 9%
22% 18% 17% 15% 1% 18% 5% 18%
51% 29% 28% 22% 7% 28% 62% 24%
15% 16% 16% 15% 4% 6% 4% 5% 6% 4%
13% 8% 7% 4% 2% 6% 8% 4%
5% 7% 8% 5% 8% 9% 1% 11% 13% 4%
22% 24% 21% 24% 4% 6% 1% 6% 5% 3%
49% 36% 26% 15% 8% 23% 19% 21%
28% 17% 5% 4% 3% 5% 7% 3%
9% 6% 2% 2% 1% 2% 2% 2%
36% 42% 26% 21% 3% 27% 30% 21%
21% 25% 15% 17% 15% 16% 16% 16%
4% 6% 3% 6% 2% 5% 1% 6%
4% 7% 1% 2% 1% 2% 1% 2%
23% 19% 20% 21% 26% 19% 1% 27% 20% 23%
15% 24% 24% 19% 30% 21% 38% 20%
7% 6% 4% 7% 2% 2% 1% 3% 2% 2%
19% 44% 15% 19% 9% 18% 46% 15%
4% 7% 2% 1% 1% 2% 2% 1%
3% 6% 3% 4% 2% 3% 3% 2% 1% 5%
6% 4% 4% 6% 1% 2% 3% 1% 2% 1%
47% 37% 1% 4% 0% 3% 5% 2%
34% 21% 39% 19% 0% 33% 39% 27%
32% 28% 24% 23% 12% 26% 25% 22%
14% 13% 14% 14% 9% 7% 2% 11% 10% 4%
24% 27% 28% 25% 1% 1% 0% 1% 1% 1%
48% 56% 5% 17% 1% 14% 14% 10%
5% 4% 3% 5% 9% 7% 4% 10% 10% 6%
35% 28% 28% 23% 28% 25% 29% 25%
48% 43% 51% 38% 17% 23% 16% 21% 23% 20%
12% 18% 27% 23% 22% 25% 29% 22%
8% 9% 10% 8% 5% 7% 0% 8% 11% 4%
33% 38% 38% 28% 0% 37% 46% 31%
10% 11% 4% 12% 1% 11% 11% 7%
15% 18% 20% 15% 21% 14% 2% 21% 33% 15%
12% 10% 11% 12% 2% 2% 1% 2% 2% 2%
78% 84% 10% 12% 0% 13% 30% 8%
16% 13% 12% 17% 13% 18% 2% 21% 21% 8%
9% 6% 10% 6% 15% 13% 2% 20% 14% 14%
4% 8% 5% 4% 0% 2% 0% 2% 1% 3%
63% 52% 32% 15% 2% 28% 15% 27%
4% 8% 1% 2% 0% 2% 1% 2%
12% 14% 13% 8% 5% 13% 14% 5%
8% 6% 4% 8% 4% 4% 5% 3% 5% 3%
20% 21% 29% 7% 0% 22% 41% 17%
3% 6% 1% 1% 1% 1% 1% 1%
8% 6% 6% 7% 1% 2% 0% 3% 1% 2%
51% 43% 40% 48% 2% 5% 0% 4% 1% 4%
7% 11% 6% 9% 5% 6% 3% 7% 5% 7%
26% 33% 24% 23% 4% 26% 60% 19%
3% 9% 3% 4% 2% 5% 2% 7%
9% 13% 24% 20% 5% 26% 36% 14%
16% 8% 9% 10% 4% 11% 17% 6%
19% 19% 33% 13% 26% 19% 3% 27% 28% 22%
86% 86% 85% 86% 19% 12% 1% 19% 18% 15%
10% 19% 3% 7% 0% 7% 5% 5%
6% 5% 4% 6% 3% 5% 4% 3% 3% 4%
12% 14% 0% 2% 0% 2% 1% 1%
19% 14% 19% 15% 13% 11% 4% 16% 19% 7%
15% 11% 22% 12% 3% 5% 1% 5% 4% 2%
28% 27% 24% 19% 3% 24% 31% 20%
42% 25% 25% 17% 2% 24% 41% 18%
7% 4% 5% 6% 2% 5% 4% 4% 3% 4%
6% 10% 2% 4% 3% 4% 3% 3%
4% 1% 2% 2% 1% 2% 0% 2% 1% 1%
17% 17% 8% 8% 2% 9% 10% 6%
42% 34% 29% 21% 1% 29% 21% 26%
6% 5% 4% 8% 2% 1% 1% 1% 1% 2%
17% 20% 17% 20% 6% 10% 6% 8% 8% 7%
17% 17% 20% 16% 8% 6% 2% 9% 12% 4%
27% 20% 18% 24% 7% 6% 2% 8% 9% 6%
30% 34% 6% 6% 3% 7% 6% 5%
33% 28% 15% 10% 2% 14% 26% 13%
16% 18% 26% 18% 2% 24% 36% 14%
12% 8% 30% 17% 4% 27% 43% 20%
43% 34% 28% 18% 7% 27% 12% 25%
8% 14% 3% 5% 0% 6% 21% 4%
8% 7% 5% 9% 6% 5% 6% 5% 5% 6%
79% 82% 29% 20% 2% 28% 35% 19%
8% 7% 9% 7% 0% 0% 0% 0% 0% 0%
22% 31% 18% 1% 2% 2% 2% 2% 2%
15% 22% 34% 20% 4% 31% 22% 28%
30% 21% 35% 21% 9% 30% 50% 23%
39% 28% 33% 30% 17% 15% 15% 16% 30% 12%
2% 9% 3% 4% 0% 2% 0% 2% 1% 2%
23% 20% 25% 25% 31% 24% 31% 23%
14% 17% 4% 5% 0% 6% 0% 6%
29% 36% 33% 27% 9% 33% 66% 28%
11% 16% 22% 24% 26% 22% 31% 20%
34% 35% 9% 8% 0% 10% 14% 7%
5% 10% 9% 10% 11% 8% 1% 12% 9% 9%
4% 6% 3% 5% 1% 2% 1% 2% 1% 3%
63% 78% 6% 5% 2% 6% 5% 6%
8% 5% 6% 7% 2% 2% 2% 2% 1% 3%
13% 10% 11% 11% 4% 7% 1% 7% 4% 7%
16% 17% 10% 18% 1% 17% 18% 12%
5% 6% 3% 6% 2% 3% 2% 3% 3% 2%
36% 22% 28% 18% 3% 27% 13% 24%
5% 4% 4% 3% 1% 4% 14% 2%
25% 24% 40% 35% 39% 37% 52% 35%
34% 28% 12% 15% 1% 16% 12% 14%
26% 24% 13% 29% 10% 6% 4% 9% 10% 7%
12% 11% 11% 10% 20% 18% 2% 24% 25% 17%
20% 19% 22% 15% 3% 23% 30% 15%
11% 18% 3% 3% 1% 4% 2% 3%
6% 9% 10% 7% 1% 5% 1% 4% 4% 3%
4% 4% 3% 4% 1% 6% 4% 4%
11% 10% 10% 11% 1% 1% 1% 1% 1% 2%
12% 6% 10% 10% 1% 2% 1% 3% 2% 2%
36% 39% 7% 7% 6% 7% 6% 8%
24% 24% 24% 20% 11% 24% 26% 21%
24% 25% 11% 8% 7% 10% 13% 8%
18% 22% 6% 10% 2% 11% 11% 6%
33% 28% 14% 16% 1% 17% 14% 15%
8% 8% 3% 4% 2% 4% 3% 4%
30% 32% 22% 20% 9% 23% 32% 20%
9% 10% 6% 8% 1% 9% 11% 4%
19% 24% 23% 20% 20% 22% 29% 20%
29% 31% 21% 19% 8% 22% 30% 19%
4% 6% 2% 3% 2% 2% 2% 3%
14% 15% 6% 6% 1% 8% 7% 5%
28% 30% 9% 8% 8% 8% 7% 9%
17% 19% 7% 7% 4% 8% 7% 7%
17% 19% 7% 7% 3% 8% 7% 7%
32% 35% 4% 5% 6% 4% 5% 5%
28% 24% 23% 17% 4% 24% 19% 20%
23% 24% 11% 8% 7% 10% 12% 8%
18% 24% 6% 11% 2% 11% 11% 6%
12% 13% 7% 6% 2% 9% 8% 4%
8% 8% 3% 4% 2% 4% 3% 4%
20% 22% 10% 9% 4% 11% 8% 10%
Received Received Received Received Received Received Received Received Received Received
a public a public a public a public a public a public governme governme governme governme
sector sector sector sector sector sector nt nt nt nt
pension, pension, pension, pension, pension, pension, transfer transfer transfer transfer
income, income, rural (% urban (% out of in labor or or or or
poorest richest age 15+) age 15+) labor force (% pension, pension, pension, pension,
40% (% 60% (% force (% age 15+) female (% male (% young (% older (%
ages 15+) ages 15+) age 15+) age 15+) age 15+) ages 15- age 25+)
24)
0% 0% 0% 0% 0% 0% 3% 4% 3% 4%
18% 21% 20% 20% 35% 7% 29% 27% 17% 31%
5% 14% 14% 5% 21% 24% 15% 27%
9% 7% 10% 7% 23% 16% 25% 18%
12% 9% 15% 9% 10% 10% 18% 18% 15% 19%
40% 13% 61% 7% 57% 47% 59% 51%
29% 21% 32% 18% 38% 42% 59% 38%
13% 15% 18% 11% 17% 25% 17% 22%
2% 2% 1% 2% 2% 1% 9% 12% 8% 12%
15% 30% 48% 5% 51% 52% 31% 55%
0% 2% 1% 1% 1% 1% 3% 6% 6% 4%
13% 11% 16% 10% 34% 35% 43% 31%
21% 17% 29% 11% 34% 22% 11% 32%
7% 9% 14% 4% 18% 14% 11% 18%
16% 8% 18% 8% 39% 30% 23% 37%
21% 22% 33% 13% 43% 26% 31% 35%
3% 3% 3% 3% 3% 3% 6% 11% 10% 7%
2% 2% 2% 2% 1% 2% 22% 23% 15% 25%
1% 3% 2% 2% 2% 2% 4% 7% 3% 6%
24% 26% 56% 9% 51% 46% 39% 51%
4% 9% 6% 8% 13% 13% 11% 14%
13% 11% 13% 11% 21% 8% 66% 55% 46% 64%
6% 5% 14% 16% 19% 14%
4% 5% 7% 4% 29% 15% 24% 22%
1% 4% 3% 3% 7% 6% 7% 7%
2% 1% 1% 1% 3% 4% 4% 3%
1% 3% 2% 3% 2% 2% 9% 6% 9% 7%
9% 7% 14% 5% 19% 15% 18% 16%
1% 2% 1% 2% 0% 2% 3% 8% 4% 6%
30% 26% 55% 3% 39% 35% 14% 40%
14% 17% 41% 4% 44% 36% 31% 43%
18% 15% 32% 6% 35% 30% 32% 33%
25% 25% 58% 11% 53% 44% 47% 49%
3% 6% 2% 6% 7% 4% 18% 19% 11% 21%
7% 4% 8% 5% 13% 8% 7% 12%
7% 9% 3% 9% 13% 3% 16% 12% 4% 17%
4% 5% 6% 4% 4% 5% 24% 30% 18% 29%
25% 18% 38% 12% 64% 37% 45% 52%
7% 3% 5% 5% 25% 18% 22% 22%
3% 1% 3% 1% 9% 7% 4% 10%
24% 23% 46% 7% 61% 53% 69% 56%
11% 19% 22% 10% 37% 34% 44% 34%
5% 4% 5% 3% 6% 11% 6% 10%
1% 1% 0% 2% 6% 8% 7% 7%
23% 23% 29% 19% 33% 12% 43% 33% 25% 41%
21% 22% 31% 15% 39% 35% 44% 37%
3% 2% 2% 3% 3% 2% 6% 10% 7% 8%
11% 21% 33% 4% 44% 50% 45% 47%
3% 1% 2% 2% 8% 6% 5% 8%
1% 3% 1% 4% 2% 2% 4% 7% 7% 5%
1% 2% 2% 1% 2% 1% 8% 4% 5% 6%
2% 3% 7% 0% 39% 45% 44% 40%
35% 26% 63% 6% 58% 32% 24% 49%
25% 22% 51% 15% 44% 42% 26% 47%
10% 7% 9% 7% 10% 7% 20% 18% 13% 21%
1% 1% 0% 1% 0% 1% 29% 24% 22% 28%
4% 16% 13% 9% 46% 65% 40% 61%
5% 10% 9% 8% 10% 7% 10% 11% 6% 13%
22% 28% 37% 19% 51% 44% 50% 47%
20% 20% 6% 20% 33% 12% 50% 50% 30% 55%
19% 29% 35% 14% 38% 35% 28% 38%
7% 6% 6% 6% 13% 3% 11% 13% 5% 14%
34% 32% 63% 19% 60% 58% 36% 61%
6% 10% 11% 6% 13% 24% 4% 24%
17% 18% 20% 16% 32% 8% 35% 23% 18% 32%
2% 2% 2% 1% 1% 2% 11% 15% 17% 11%
17% 7% 16% 9% 85% 83% 73% 86%
19% 13% 17% 14% 21% 10% 19% 32% 16% 29%
15% 14% 16% 13% 20% 8% 22% 17% 6% 26%
0% 2% 1% 2% 0% 1% 5% 6% 4% 6%
32% 19% 48% 11% 71% 51% 46% 64%
2% 2% 2% 2% 6% 10% 1% 10%
8% 13% 14% 7% 21% 17% 18% 19%
6% 3% 4% 3% 3% 4% 8% 10% 13% 7%
27% 13% 39% 4% 47% 25% 31% 37%
0% 2% 1% 1% 8% 4% 6% 6%
1% 2% 2% 1% 2% 2% 9% 7% 5% 10%
3% 4% 4% 3% 6% 2% 44% 48% 36% 49%
6% 5% 4% 8% 6% 5% 11% 12% 7% 14%
25% 22% 50% 8% 51% 44% 40% 49%
3% 4% 4% 3% 7% 11% 5% 11%
19% 24% 49% 11% 30% 30% 10% 36%
7% 11% 20% 5% 16% 14% 15% 15%
31% 17% 25% 21% 41% 14% 38% 26% 21% 35%
14% 17% 17% 15% 27% 9% 89% 85% 85% 88%
3% 7% 8% 2% 12% 26% 12% 21%
2% 5% 4% 4% 2% 5% 7% 9% 9% 8%
1% 2% 4% 1% 17% 13% 10% 17%
12% 11% 12% 11% 17% 6% 25% 18% 16% 25%
4% 4% 5% 1% 5% 3% 16% 16% 9% 19%
17% 24% 50% 5% 44% 43% 56% 42%
28% 16% 54% 9% 44% 41% 38% 43%
3% 4% 4% 4% 6% 3% 8% 10% 11% 8%
2% 4% 3% 4% 11% 11% 9% 12%
1% 2% 1% 1% 1% 1% 3% 4% 3% 4%
8% 8% 16% 2% 23% 26% 28% 24%
18% 30% 54% 11% 60% 51% 67% 53%
1% 2% 2% 1% 2% 1% 6% 8% 7% 7%
4% 10% 4% 9% 11% 6% 23% 23% 24% 23%
9% 5% 9% 5% 12% 5% 21% 17% 12% 21%
7% 6% 8% 6% 9% 6% 27% 21% 13% 28%
7% 5% 7% 5% 35% 34% 25% 39%
17% 10% 14% 12% 35% 27% 8% 34%
25% 20% 46% 7% 41% 29% 29% 36%
25% 24% 48% 7% 39% 24% 22% 33%
19% 26% 37% 16% 60% 33% 35% 50%
7% 3% 5% 4% 16% 16% 12% 17%
7% 5% 3% 8% 6% 5% 11% 10% 12% 9%
25% 25% 47% 4% 88% 79% 57% 87%
0% 0% 0% 0% 0% 0% 8% 7% 8% 8%
2% 1% 2% 3% 1% 23% 23% 23% 23%
32% 24% 63% 9% 50% 37% 25% 46%
34% 25% 64% 4% 52% 41% 49% 46%
20% 13% 17% 15% 26% 11% 42% 30% 32% 37%
1% 1% 1% 1% 0% 2% 3% 6% 5% 4%
23% 26% 35% 17% 41% 39% 41% 40%
2% 6% 6% 3% 21% 20% 14% 22%
33% 28% 66% 13% 64% 54% 64% 58%
22% 23% 30% 15% 34% 32% 38% 33%
7% 10% 20% 3% 39% 43% 26% 43%
12% 8% 8% 10% 14% 6% 18% 12% 5% 19%
1% 2% 1% 2% 0% 2% 5% 6% 5% 6%
7% 5% 9% 4% 75% 77% 69% 78%
1% 3% 2% 3% 1% 2% 7% 9% 10% 7%
4% 7% 4% 6% 9% 2% 14% 17% 8% 17%
11% 16% 20% 9% 26% 31% 19% 32%
3% 2% 2% 3% 2% 3% 7% 8% 8% 7%
27% 22% 48% 12% 48% 33% 26% 43%
1% 4% 3% 3% 5% 7% 5% 7%
38% 37% 53% 25% 55% 52% 53% 53%
9% 17% 31% 6% 37% 40% 25% 41%
9% 8% 8% 8% 16% 5% 35% 25% 28% 31%
23% 17% 17% 20% 26% 13% 33% 22% 7% 34%
21% 16% 29% 15% 33% 28% 11% 37%
2% 4% 4% 3% 20% 17% 15% 19%
1% 4% 0% 3% 4% 2% 10% 12% 5% 14%
3% 4% 2% 6% 7% 7% 1% 10%
1% 1% 1% 2% 1% 1% 14% 8% 5% 15%
1% 3% 2% 3% 2% 2% 11% 13% 11% 12%
8% 6% 17% 6% 25% 25% 24% 25%
21% 23% 35% 13% 44% 35% 32% 41%
12% 7% 15% 7% 33% 25% 21% 31%
5% 10% 12% 5% 23% 28% 15% 29%
10% 18% 34% 6% 39% 40% 26% 42%
3% 3% 5% 3% 10% 10% 8% 10%
20% 22% 38% 11% 46% 44% 37% 47%
5% 8% 11% 4% 15% 16% 8% 18%
19% 23% 33% 12% 41% 37% 41% 39%
19% 21% 36% 11% 45% 43% 35% 45%
2% 3% 1% 3% 6% 8% 7% 7%
6% 6% 8% 5% 19% 18% 13% 21%
9% 8% 21% 8% 24% 22% 22% 23%
8% 7% 11% 6% 22% 20% 16% 22%
7% 7% 10% 6% 21% 19% 16% 22%
5% 4% 3% 2% 20% 21% 22% 20%
19% 21% 32% 12% 45% 31% 24% 41%
12% 7% 14% 7% 31% 24% 21% 30%
5% 11% 12% 5% 23% 30% 16% 30%
8% 6% 8% 6% 17% 16% 12% 18%
3% 3% 5% 3% 10% 10% 8% 10%
10% 9% 16% 7% 26% 24% 18% 27%
Received Received Received Received Received Received Received Received Received Received
governme governme governme governme governme governme governme governme governme governme
nt nt nt nt nt nt nt nt nt nt
transfer transfer transfer transfer transfer transfer transfer transfer payments payments
or or or or or or or or , female , male (%
pension, pension, pension, pension, pension, pension, pension, pension, (% age age 15+)
primary secondary income, income, rural (% urban (% out of in labor 15+)
education education poorest richest age 15+) age 15+) labor force (%
or less (% or more 40% (% 60% (% force (% age 15+)
ages 15+) (% ages ages 15+) ages 15+) age 15+)
4% 15+) 3% 3% 4% 4% 4% 4% 4% 4% 16%
31% 23% 30% 27% 31% 26% 41% 16% 34% 32%
32% 19% 20% 25% 25% 20% 27% 37%
22% 18% 25% 16% 17% 21% 31% 26%
25% 17% 18% 18% 22% 17% 17% 19% 21% 25%
88% 51% 68% 42% 77% 41% 69% 55%
53% 39% 47% 35% 48% 34% 44% 47%
19% 21% 19% 22% 24% 17% 20% 29%
13% 9% 13% 9% 13% 10% 9% 12% 9% 15%
59% 51% 48% 54% 65% 41% 60% 60%
3% 7% 5% 4% 3% 6% 2% 5% 5% 10%
28% 37% 38% 32% 37% 34% 37% 40%
35% 25% 32% 26% 43% 19% 40% 33%
24% 11% 11% 19% 22% 11% 22% 20%
46% 30% 49% 24% 39% 32% 43% 33%
24% 38% 37% 33% 45% 27% 49% 33%
8% 9% 7% 9% 9% 7% 7% 8% 7% 13%
21% 27% 24% 21% 16% 44% 26% 21% 23% 25%
4% 7% 5% 5% 5% 5% 4% 6% 5% 13%
49% 48% 54% 45% 74% 36% 63% 57%
14% 10% 10% 15% 10% 14% 15% 15%
69% 59% 60% 61% 52% 63% 63% 60% 68% 57%
16% 14% 18% 13% 14% 16%
27% 20% 26% 19% 29% 20% 32% 21%
7% 7% 6% 7% 5% 8% 9% 10%
2% 4% 4% 3% 2% 3% 4% 7%
7% 8% 5% 9% 5% 9% 7% 8% 9% 8%
14% 19% 21% 14% 23% 14% 21% 20%
5% 7% 5% 5% 6% 5% 3% 6% 4% 10%
44% 35% 41% 35% 62% 15% 49% 43%
61% 36% 42% 40% 57% 33% 52% 44%
30% 33% 36% 30% 49% 22% 52% 42%
62% 48% 61% 41% 82% 35% 64% 52%
20% 18% 17% 19% 15% 19% 19% 18% 23% 25%
14% 8% 14% 9% 13% 10% 15% 16%
20% 7% 15% 13% 8% 15% 19% 7% 17% 18%
27% 25% 22% 29% 26% 26% 24% 28% 25% 35%
45% 53% 60% 46% 69% 42% 70% 45%
28% 17% 26% 20% 29% 18% 30% 25%
8% 6% 11% 6% 10% 7% 11% 11%
58% 57% 70% 49% 73% 46% 73% 61%
30% 36% 33% 37% 38% 32% 42% 39%
4% 11% 8% 9% 8% 9% 9% 18%
6% 9% 7% 7% 4% 8% 10% 13%
46% 38% 41% 37% 45% 35% 46% 30% 52% 40%
57% 35% 36% 38% 40% 35% 46% 44%
6% 9% 8% 7% 7% 8% 6% 8% 9% 15%
68% 45% 43% 49% 47% 47% 49% 55%
8% 6% 6% 7% 5% 7% 9% 8%
4% 11% 3% 7% 4% 8% 5% 6% 6% 12%
7% 4% 8% 5% 7% 5% 5% 7% 10% 10%
48% 40% 49% 36% 50% 37% 42% 50%
53% 44% 55% 40% 76% 25% 64% 37%
44% 42% 46% 41% 66% 36% 67% 61%
20% 17% 22% 17% 20% 18% 20% 18% 22% 19%
28% 26% 33% 23% 24% 28% 28% 26% 31% 28%
64% 52% 55% 56% 52% 58% 47% 69%
12% 8% 8% 12% 11% 11% 11% 10% 12% 17%
53% 47% 44% 50% 61% 40% 54% 51%
47% 50% 52% 48% 48% 50% 61% 43% 59% 58%
40% 34% 36% 37% 42% 30% 42% 37%
16% 11% 15% 11% 13% 12% 18% 10% 20% 22%
75% 56% 62% 56% 76% 50% 61% 59%
25% 17% 20% 18% 20% 17% 15% 31%
44% 27% 33% 27% 29% 29% 45% 19% 40% 30%
11% 14% 12% 13% 14% 11% 11% 13% 15% 19%
87% 83% 87% 82% 80% 85% 86% 84%
28% 22% 27% 24% 27% 24% 26% 25% 22% 35%
20% 20% 23% 17% 23% 17% 27% 13% 29% 23%
3% 9% 2% 8% 4% 10% 5% 5% 7% 9%
55% 63% 68% 58% 73% 55% 76% 57%
10% 7% 9% 7% 5% 10% 7% 11%
22% 12% 14% 22% 20% 17% 24% 20%
10% 9% 9% 10% 10% 8% 7% 10% 9% 14%
61% 34% 43% 32% 55% 24% 53% 32%
7% 5% 5% 7% 4% 7% 9% 6%
8% 9% 7% 9% 9% 7% 8% 9% 10% 11%
43% 47% 52% 42% 51% 45% 43% 48% 48% 50%
10% 15% 11% 11% 9% 15% 11% 11% 13% 15%
72% 45% 52% 45% 66% 37% 62% 55%
8% 12% 9% 9% 7% 11% 9% 14%
46% 21% 30% 31% 53% 22% 37% 41%
23% 12% 13% 17% 27% 11% 19% 20%
36% 32% 43% 26% 33% 32% 52% 24% 45% 34%
80% 89% 87% 88% 88% 87% 88% 87% 91% 87%
20% 17% 19% 18% 17% 20% 13% 29%
8% 8% 4% 11% 8% 8% 6% 10% 11% 15%
17% 13% 12% 17% 16% 15% 19% 18%
27% 19% 21% 22% 23% 20% 27% 17% 29% 26%
19% 9% 17% 16% 18% 12% 24% 14% 17% 18%
44% 44% 43% 44% 68% 31% 52% 50%
56% 41% 62% 30% 76% 30% 62% 52%
9% 9% 10% 8% 10% 7% 10% 9% 11% 17%
11% 8% 11% 11% 7% 13% 12% 13%
2% 5% 3% 4% 5% 2% 3% 4% 4% 8%
29% 22% 25% 24% 32% 18% 27% 32%
60% 54% 65% 49% 84% 42% 76% 63%
6% 8% 7% 7% 8% 6% 6% 8% 6% 9%
23% 23% 23% 23% 19% 25% 24% 23% 26% 26%
24% 16% 22% 17% 19% 19% 25% 17% 25% 21%
33% 22% 27% 23% 31% 22% 23% 25% 31% 27%
34% 35% 39% 32% 34% 35% 38% 37%
59% 30% 41% 25% 34% 29% 41% 36%
46% 29% 42% 31% 55% 22% 48% 35%
55% 27% 33% 30% 57% 14% 47% 36%
35% 49% 49% 47% 60% 40% 67% 44%
31% 15% 15% 16% 11% 17% 31% 31%
10% 12% 11% 9% 9% 11% 9% 11% 11% 12%
85% 83% 84% 83% 85% 82% 90% 80%
7% 9% 8% 8% 8% 7% 9% 7% 9% 11%
40% 19% 31% 17% 23% 32% 18% 27% 28%
38% 44% 49% 40% 71% 30% 62% 48%
60% 44% 53% 43% 79% 25% 65% 52%
56% 30% 42% 32% 45% 33% 42% 33% 46% 37%
4% 11% 2% 5% 3% 10% 3% 6% 4% 7%
48% 38% 41% 39% 49% 33% 48% 46%
17% 21% 24% 18% 20% 20% 24% 27%
73% 58% 70% 52% 87% 45% 78% 65%
38% 32% 34% 33% 37% 29% 37% 39%
49% 38% 48% 36% 47% 38% 44% 47%
19% 14% 17% 14% 11% 17% 18% 13% 24% 22%
4% 9% 3% 7% 5% 6% 3% 6% 7% 9%
76% 77% 79% 74% 69% 79% 76% 79%
7% 10% 8% 8% 8% 7% 7% 8% 8% 12%
17% 15% 17% 15% 16% 15% 19% 12% 16% 23%
35% 25% 27% 30% 33% 26% 28% 37%
7% 8% 5% 9% 7% 8% 3% 9% 9% 12%
17% 42% 48% 37% 64% 30% 60% 45%
18% 6% 7% 7% 7% 6% 8% 11%
64% 52% 52% 54% 66% 44% 61% 60%
22% 39% 39% 38% 55% 31% 49% 50%
35% 25% 41% 23% 32% 30% 26% 32% 43% 32%
35% 25% 34% 24% 28% 28% 35% 21% 42% 36%
44% 27% 34% 29% 40% 28% 39% 35%
26% 18% 13% 22% 14% 20% 21% 18%
19% 8% 10% 11% 6% 11% 12% 9% 13% 17%
8% 5% 9% 5% 5% 9% 8% 10%
13% 9% 12% 11% 12% 11% 10% 12% 16% 13%
16% 8% 14% 10% 13% 9% 12% 11% 13% 16%
22% 28% 29% 23% 47% 42% 26% 26%
42% 39% 41% 39% 49% 33% 51% 43%
35% 27% 37% 23% 33% 28% 37% 30%
28% 24% 25% 26% 26% 25% 26% 35%
24% 40% 41% 38% 57% 32% 51% 51%
8% 12% 10% 10% 10% 10% 12% 14%
52% 44% 47% 44% 57% 39% 54% 52%
20% 12% 15% 16% 18% 13% 18% 24%
44% 38% 39% 39% 46% 34% 47% 44%
51% 43% 46% 42% 55% 38% 53% 50%
7% 8% 6% 8% 5% 8% 8% 13%
18% 19% 21% 17% 20% 18% 21% 21%
22% 24% 27% 20% 41% 34% 26% 24%
20% 22% 24% 19% 24% 22% 23% 22%
19% 22% 23% 18% 23% 22% 23% 22%
20% 21% 24% 18% 34% 36% 21% 21%
36% 39% 40% 37% 49% 31% 52% 40%
34% 25% 36% 22% 31% 26% 35% 29%
28% 25% 26% 27% 26% 27% 25% 36%
17% 15% 19% 15% 17% 16% 18% 17%
8% 12% 10% 10% 10% 10% 12% 14%
21% 28% 27% 23% 31% 26% 29% 27%
Received Received Received Received Received Received Received Received Received Received
governme governme governme governme governme governme governme governme governme governme
nt nt nt nt nt nt nt nt nt nt
payments payments payments payments payments payments payments payments payments payments
, young (% , older (% , primary , , income, , income, , rural (% , urban (% , out of , in labor
ages 15- age 25+) education secondary poorest richest age 15+) age 15+) labor force (%
24) or less (%education 40% (% 60% (% force (% age 15+)
ages 15+) or more ages 15+) ages 15+) age 15+)
(% ages
15+)
7% 12% 7% 20% 8% 11% 10% 11% 7% 13%
20% 37% 34% 32% 31% 35% 34% 32% 42% 25%
17% 38% 35% 30% 27% 34% 26% 38%
33% 27% 25% 30% 28% 29% 20% 31%
20% 24% 33% 22% 22% 24% 24% 23% 18% 26%
64% 62% 88% 61% 73% 55% 78% 54%
65% 43% 56% 44% 51% 41% 52% 40%
19% 26% 21% 25% 22% 25% 25% 23%
10% 13% 14% 11% 14% 11% 14% 11% 9% 15%
38% 63% 60% 60% 56% 63% 67% 55%
8% 7% 4% 13% 5% 9% 5% 10% 3% 9%
45% 36% 29% 43% 39% 38% 39% 39%
13% 41% 38% 36% 35% 37% 44% 31%
13% 23% 26% 18% 13% 26% 26% 17%
27% 41% 48% 35% 51% 30% 41% 37%
37% 41% 26% 46% 41% 41% 49% 35%
12% 9% 8% 16% 8% 11% 10% 10% 9% 10%
16% 26% 22% 35% 24% 24% 18% 45% 26% 23%
7% 10% 6% 12% 8% 10% 7% 11% 4% 11%
50% 63% 49% 60% 64% 58% 77% 52%
13% 16% 15% 14% 12% 17% 11% 16%
48% 66% 69% 61% 61% 64% 54% 65% 64% 63%
19% 14% 16% 14% 18% 13%
28% 26% 30% 25% 28% 25% 30% 25%
8% 10% 8% 12% 7% 11% 7% 11%
5% 5% 2% 7% 5% 6% 3% 6%
10% 8% 7% 9% 6% 11% 6% 11% 7% 10%
20% 21% 17% 24% 23% 19% 23% 20%
5% 8% 5% 10% 6% 7% 7% 6% 4% 8%
17% 51% 46% 47% 46% 47% 63% 32%
35% 51% 64% 44% 46% 49% 58% 43%
35% 48% 33% 50% 48% 47% 51% 45%
50% 60% 62% 58% 67% 52% 84% 47%
14% 27% 23% 27% 19% 27% 21% 26% 20% 26%
10% 17% 18% 14% 16% 15% 16% 15%
5% 22% 22% 14% 17% 18% 12% 18% 19% 16%
23% 31% 30% 28% 23% 34% 28% 30% 25% 31%
50% 59% 53% 60% 65% 54% 70% 52%
26% 28% 33% 23% 31% 25% 32% 25%
6% 13% 9% 18% 12% 10% 12% 10%
72% 66% 59% 70% 73% 63% 73% 62%
50% 39% 32% 42% 38% 42% 41% 40%
8% 16% 6% 17% 11% 15% 10% 15%
11% 12% 8% 18% 11% 12% 7% 14%
28% 50% 46% 46% 46% 46% 51% 44% 47% 45%
56% 44% 60% 44% 45% 46% 43% 46%
7% 14% 7% 15% 10% 13% 11% 13% 7% 13%
49% 53% 68% 51% 47% 55% 49% 54%
7% 9% 9% 8% 7% 10% 5% 10%
10% 9% 7% 15% 7% 10% 7% 12% 6% 11%
8% 11% 9% 12% 8% 11% 12% 9% 5% 12%
48% 45% 48% 45% 52% 42% 51% 43%
30% 54% 54% 51% 57% 47% 79% 32%
55% 66% 64% 64% 68% 61% 73% 61%
14% 22% 21% 19% 23% 19% 21% 19% 20% 20%
23% 31% 29% 30% 34% 26% 27% 31% 28% 30%
43% 63% 64% 56% 56% 60% 52% 63%
8% 18% 15% 13% 10% 17% 17% 14% 12% 17%
57% 52% 53% 53% 50% 55% 63% 47%
34% 65% 47% 59% 58% 60% 53% 59% 62% 57%
28% 41% 43% 38% 38% 41% 44% 36%
22% 20% 23% 21% 21% 21% 22% 20% 21% 21%
36% 63% 75% 58% 64% 58% 76% 52%
6% 29% 25% 22% 21% 24% 20% 26%
23% 38% 51% 33% 38% 34% 36% 35% 48% 27%
22% 15% 13% 19% 13% 20% 18% 16% 12% 19%
76% 87% 87% 85% 88% 84% 81% 87%
18% 33% 29% 28% 30% 28% 30% 28% 27% 30%
9% 33% 21% 27% 26% 26% 29% 24% 29% 23%
5% 9% 4% 16% 2% 12% 6% 16% 5% 8%
51% 70% 58% 70% 71% 65% 74% 64%
2% 11% 10% 9% 9% 9% 5% 12%
18% 24% 25% 18% 17% 26% 23% 22%
14% 10% 10% 14% 10% 13% 11% 11% 7% 13%
34% 44% 61% 41% 48% 39% 59% 31%
6% 8% 7% 8% 5% 9% 4% 8%
8% 12% 10% 12% 9% 12% 11% 10% 9% 11%
36% 53% 45% 51% 53% 47% 53% 48% 43% 53%
9% 17% 12% 22% 14% 15% 12% 19% 12% 15%
50% 60% 75% 57% 60% 58% 69% 53%
7% 13% 8% 18% 10% 12% 8% 13%
16% 45% 49% 33% 36% 41% 53% 33%
16% 21% 24% 18% 17% 22% 27% 17%
25% 43% 37% 39% 47% 35% 42% 38% 56% 32%
88% 89% 81% 92% 89% 90% 90% 89% 89% 90%
14% 23% 22% 19% 21% 21% 18% 24%
11% 14% 10% 23% 7% 17% 13% 14% 8% 17%
13% 21% 19% 18% 15% 21% 21% 18%
19% 32% 30% 26% 25% 30% 26% 31% 29% 27%
10% 21% 19% 12% 18% 17% 19% 13% 24% 16%
58% 50% 44% 52% 49% 52% 69% 41%
45% 59% 62% 56% 70% 49% 79% 49%
16% 13% 12% 16% 11% 16% 14% 13% 10% 15%
11% 13% 12% 16% 11% 13% 8% 15%
5% 7% 3% 9% 4% 8% 6% 6% 3% 7%
28% 30% 31% 29% 27% 31% 33% 26%
68% 69% 66% 70% 75% 65% 84% 62%
7% 8% 6% 11% 8% 8% 9% 7% 6% 10%
25% 26% 24% 27% 24% 27% 21% 28% 25% 26%
15% 26% 26% 21% 24% 22% 21% 24% 26% 21%
15% 34% 33% 28% 28% 30% 36% 27% 24% 31%
26% 42% 36% 38% 41% 35% 35% 38%
14% 42% 59% 38% 47% 33% 36% 40%
32% 43% 48% 39% 45% 40% 56% 33%
28% 44% 57% 39% 38% 44% 61% 28%
49% 58% 43% 58% 56% 58% 66% 51%
27% 32% 37% 31% 26% 34% 14% 36%
12% 11% 11% 15% 12% 11% 10% 13% 9% 13%
58% 89% 85% 85% 85% 85% 86% 84%
10% 10% 8% 13% 10% 10% 10% 11% 10% 10%
26% 28% 40% 25% 35% 23% 27% 32% 25%
38% 57% 46% 55% 58% 53% 74% 45%
51% 59% 66% 57% 62% 56% 79% 44%
34% 44% 58% 37% 43% 41% 52% 38% 44% 41%
6% 5% 4% 17% 3% 7% 4% 13% 3% 8%
43% 48% 51% 46% 47% 47% 53% 42%
15% 28% 19% 27% 25% 25% 21% 29%
73% 71% 73% 71% 76% 68% 89% 63%
49% 37% 39% 38% 38% 38% 40% 36%
26% 48% 49% 44% 50% 41% 47% 44%
10% 28% 22% 24% 21% 24% 16% 25% 20% 26%
7% 8% 5% 18% 4% 11% 7% 9% 3% 9%
69% 79% 77% 77% 80% 76% 69% 80%
11% 10% 8% 14% 10% 10% 10% 11% 7% 11%
9% 22% 17% 22% 18% 21% 19% 19% 20% 19%
22% 35% 36% 30% 28% 35% 33% 32%
11% 10% 8% 13% 6% 14% 10% 12% 4% 13%
46% 55% 24% 54% 61% 48% 66% 47%
6% 11% 18% 9% 9% 11% 9% 11%
60% 61% 68% 60% 62% 60% 70% 54%
42% 51% 22% 51% 51% 49% 57% 47%
30% 39% 39% 36% 45% 33% 34% 38% 26% 43%
13% 47% 39% 40% 41% 38% 40% 39% 40% 38%
17% 43% 45% 35% 40% 35% 41% 36%
16% 20% 26% 19% 13% 23% 14% 21%
7% 19% 21% 13% 11% 17% 12% 15% 13% 16%
2% 14% 8% 11% 10% 9% 5% 14%
7% 19% 15% 15% 13% 16% 15% 15% 11% 16%
12% 16% 17% 13% 16% 14% 16% 12% 13% 16%
25% 27% 22% 30% 29% 24% 47% 45%
39% 48% 45% 48% 47% 47% 52% 44%
25% 36% 37% 33% 39% 30% 34% 33%
18% 35% 30% 31% 28% 32% 26% 34%
42% 53% 24% 52% 52% 50% 59% 47%
10% 14% 9% 18% 11% 14% 11% 14%
46% 54% 53% 53% 54% 52% 59% 50%
11% 25% 22% 21% 19% 23% 18% 24%
47% 45% 47% 45% 45% 46% 49% 43%
44% 53% 53% 51% 53% 51% 57% 48%
10% 11% 9% 16% 8% 13% 7% 13%
14% 24% 19% 23% 22% 20% 20% 22%
24% 25% 22% 28% 28% 23% 43% 40%
18% 24% 21% 25% 25% 21% 25% 27%
17% 24% 20% 25% 24% 21% 24% 26%
22% 21% 20% 22% 24% 19% 34% 39%
33% 49% 39% 48% 46% 47% 52% 42%
24% 35% 36% 31% 38% 28% 33% 32%
18% 35% 30% 31% 28% 32% 27% 34%
13% 20% 18% 17% 20% 17% 17% 19%
10% 14% 9% 18% 11% 14% 11% 14%
20% 30% 22% 33% 30% 27% 32% 32%
Received Received Received Received Received Received Received Received Received Received
domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic
remittanc remittanc remittanc remittanc remittanc remittanc remittanc remittanc remittanc remittanc
es, female es, male es, young es, older es, es, es, es, es, rural es, urban
(% age (% age (% ages (% age primary secondary income, income, (% age (% age
15+) 15+) 15-24) 25+) education education poorest richest 15+) 15+)
or less (% or more 40% (% 60% (%
ages 15+) (% ages ages 15+) ages 15+)
15+)
13% 18% 14% 17% 14% 21% 17% 15% 14% 19%
21% 21% 25% 20% 21% 21% 24% 19% 22% 21%
17% 22% 14% 22% 21% 19% 19% 20%
16% 16% 21% 14% 11% 18% 14% 17%
21% 22% 38% 18% 23% 22% 19% 24% 19% 23%
31% 38% 39% 32% 27% 49% 33% 36% 31% 39%
19% 25% 26% 21% 15% 26% 18% 25%
17% 20% 20% 18% 21% 17% 20% 17%
28% 36% 36% 30% 20% 39% 20% 40%
18% 23% 24% 20% 19% 21% 19% 21%
21% 23% 51% 19% 31% 19% 25% 20%
27% 34% 33% 29% 27% 44% 23% 35% 25% 41%
39% 38% 34% 40% 38% 44% 39% 38% 40% 32%
51% 49% 50% 50% 41% 60% 37% 59% 42% 57%
27% 30% 33% 27% 25% 32% 23% 33% 23% 31%
20% 22% 31% 17% 13% 27% 16% 24%
18% 25% 16% 23% 22% 21% 23% 21% 24% 21%
13% 15% 21% 12% 10% 21% 9% 17% 13% 15%
33% 30% 55% 29% 37% 31% 32% 32%
53% 52% 44% 56% 38% 64% 47% 57%
11% 15% 14% 13% 10% 25% 12% 14%
66% 69% 68% 68% 56% 76% 60% 72% 60% 72%
19% 17% 28% 16% 7% 19% 20% 16%
12% 10% 16% 9% 8% 14% 8% 13%
30% 42% 39% 35% 31% 53% 28% 41% 29% 47%
15% 24% 25% 17% 16% 26% 16% 22% 19% 20%
11% 14% 12% 13% 11% 16% 10% 15% 11% 15%
19% 23% 25% 20% 15% 27% 17% 24% 18% 23%
16% 21% 19% 19% 17% 21% 17% 20% 23% 18%
23% 23% 37% 19% 12% 23% 31% 17% 24% 23%
27% 35% 48% 26% 27% 34% 29% 32% 29% 32%
23% 23% 28% 21% 24% 22% 25% 22% 23% 23%
26% 25% 22% 27% 20% 27% 24% 27% 22% 28%
23% 21% 25% 21% 19% 29% 20% 24% 21% 29%
31% 32% 54% 29% 36% 30% 33% 31%
10% 8% 6% 10% 12% 8% 12% 8%
40% 44% 52% 39% 34% 56% 33% 48%
33% 43% 39% 37% 31% 52% 29% 44% 33% 48%
16% 20% 38% 14% 4% 19% 19% 17%
26% 31% 36% 25% 23% 46% 20% 34%
27% 29% 27% 29% 22% 46% 21% 33% 27% 30%
22% 24% 16% 25% 26% 23% 26% 21% 27% 22%
28% 34% 26% 34% 26% 54% 24% 36% 25% 43%
18% 20% 31% 15% 15% 25% 16% 21% 17% 22%
23% 27% 25% 25% 24% 40% 18% 30%
37% 42% 34% 43% 30% 50% 30% 46% 34% 45%
12% 18% 18% 14% 13% 16% 14% 15%
45% 51% 46% 49% 46% 56% 43% 52% 38% 57%
20% 17% 34% 17% 18% 19% 17% 20%
28% 33% 28% 32% 23% 44% 22% 36% 25% 40%
47% 42% 42% 45% 34% 48% 39% 48% 45%
26% 29% 49% 25% 27% 28% 24% 30%
47% 41% 44% 44% 32% 47% 37% 49% 39% 46%
10% 8% 9% 9% 7% 28% 5% 12% 8% 16%
18% 12% 20% 14% 15% 15% 19% 12% 11% 15%
9% 14% 7% 12% 14% 10% 7% 14% 5% 13%
37% 40% 40% 38% 40% 38% 33% 42%
18% 22% 23% 19% 11% 21% 14% 24%
9% 10% 6% 11% 8% 10% 9% 9% 9% 9%
26% 38% 27% 35% 25% 42% 25% 37%
34% 40% 34% 39% 25% 52% 22% 47% 29% 47%
36% 41% 39% 38% 33% 42% 28% 45% 35% 45%
14% 18% 1% 5% 3% 3% 3% 5% 2% 4%
23% 19% 10% 13% 13% 11% 11% 12% 6% 15%
15% 25% 9% 21% 6% 19% 18% 14% 8% 20%
6% 20% 11% 19% 15% 15% 8% 19% 9% 19%
17% 24% 15% 22% 28% 16% 7% 19% 9% 24%
30% 36% 27% 43% 32% 37% 28% 48% 28% 39%
22% 22% 17% 27% 23% 22% 11% 27% 15% 26%
15% 21% 15% 23% 17% 19% 10% 23% 12% 23%
24% 37% 22% 33% 28% 27% 10% 37% 15% 35%
18% 22% 18% 29% 21% 24% 19% 25% 17% 28%
19% 25% 21% 34% 38% 26% 30% 26% 21% 31%
28% 31% 19% 31% 28% 23% 21% 40% 17% 30%
40% 38% 18% 30% 18% 25% 19% 52% 13% 30%
42% 53% 38% 48% 39% 45% 33% 54% 30% 51%
15% 28% 15% 23% 17% 20% 17% 33% 11% 24%
28% 28% 23% 27% 25% 25% 16% 28% 21% 27%
25% 30% 37% 26% 24% 32% 25% 30%
16% 23% 21% 23% 26% 21% 12% 26% 14% 27%
15% 27% 11% 18% 12% 15% 12% 18% 11% 16%
28% 34% 19% 27% 19% 26% 15% 29% 15% 29%
38% 35% 23% 34% 30% 28% 16% 37% 18% 35%
17% 25% 13% 29% 26% 19% 13% 26% 13% 25%
29% 43% 28% 45% 28% 41% 32% 50% 29% 42%
19% 21% 20% 24% 25% 21% 9% 27% 14% 27%
23% 35% 33% 38% 47% 34% 36% 35% 35% 35%
24% 31% 16% 21% 15% 19% 16% 21% 10% 24%
15% 23% 11% 22% 20% 15% 10% 20% 9% 21%
17% 26% 5% 12% 5% 10% 7% 10% 6% 10%
10% 16% 3% 8% 6% 5% 3% 10% 2% 8%
31% 32% 41% 41% 53% 40% 46% 41% 36% 45%
39% 61% 43% 46% 35% 48% 31% 55% 36% 50%
8% 15% 8% 16% 13% 11% 9% 22% 7% 15%
48% 54% 43% 58% 46% 53% 46% 53% 46% 52%
31% 33% 16% 30% 18% 26% 21% 26% 21% 24%
21% 28% 12% 22% 22% 15% 6% 18% 9% 22%
54% 71% 55% 68% 55% 64% 48% 71% 49% 69%
13% 22% 29% 26% 31% 27% 2% 30% 24% 30%
8% 12% 4% 8% 10% 4% 3% 10% 2% 8%
27% 40% 21% 33% 25% 28% 21% 43% 19% 32%
13% 22% 9% 16% 10% 13% 9% 19% 7% 15%
18% 18% 23% 26% 29% 24% 17% 27% 19% 28%
14% 24% 10% 23% 16% 17% 11% 24% 14% 18%
36% 29% 15% 24% 19% 19% 13% 22% 13% 24%
24% 22% 15% 17% 18% 15% 14% 17% 16% 15%
19% 32% 13% 21% 12% 19% 7% 19% 11% 21%
27% 22% 16% 12% 16% 13% 11% 19% 8% 17%
30% 33% 29% 40% 46% 32% 28% 36% 28% 38%
8% 10% 4% 7% 7% 5% 4% 6% 4% 7%
36% 49% 36% 43% 39% 40% 29% 56% 31% 45%
27% 41% 32% 43% 35% 39% 33% 48% 28% 43%
15% 19% 21% 24% 28% 21% 3% 25% 18% 25%
15% 32% 18% 23% 20% 20% 17% 30% 13% 25%
23% 29% 19% 32% 21% 28% 20% 42% 15% 32%
21% 24% 24% 29% 18% 29% 7% 32% 18% 33%
21% 34% 26% 34% 24% 33% 26% 49% 23% 34%
25% 44% 20% 36% 20% 32% 24% 40% 23% 31%
15% 31% 21% 25% 33% 20% 9% 31% 17% 27%
8% 19% 11% 16% 12% 14% 4% 17% 5% 18%
17% 18% 17% 18% 22% 16% 9% 18% 11% 21%
27% 33% 38% 41% 45% 38% 23% 45% 30% 46%
18% 27% 14% 29% 22% 21% 18% 28% 14% 26%
19% 34% 21% 33% 28% 26% 18% 57% 17% 34%
30% 27% 22% 28% 27% 24% 16% 33% 18% 30%
46% 54% 35% 45% 26% 46% 31% 46% 23% 51%
19% 19% 9% 16% 11% 13% 9% 24% 7% 16%
38% 54% 31% 45% 33% 40% 34% 50% 33% 41%
21% 17% 14% 26% 28% 19% 5% 27% 10% 26%
26% 32% 20% 31% 18% 28% 20% 34% 19% 29%
40% 47% 43% 40% 29% 44% 15% 48% 34% 47%
21% 31% 31% 39% 52% 33% 19% 36% 26% 41%
37% 47% 41% 38% 30% 43% 30% 42% 34% 44%
6% 14% 7% 8% 6% 8% 6% 27% 5% 9%
21% 37% 23% 29% 25% 26% 20% 41% 18% 31%
15% 24% 12% 20% 15% 16% 10% 23% 9% 20%
23% 29% 25% 30% 33% 27% 23% 31% 23% 31%
16% 25% 18% 25% 21% 21% 16% 27% 16% 25%
17% 26% 18% 25% 22% 21% 16% 28% 16% 25%
26% 30% 24% 29% 32% 26% 23% 32% 22% 30%
21% 30% 24% 32% 36% 26% 14% 30% 21% 32%
17% 24% 17% 26% 21% 21% 14% 24% 14% 26%
16% 24% 8% 18% 10% 14% 11% 15% 9% 16%
11% 16% 6% 14% 10% 10% 7% 16% 5% 14%
32% 45% 30% 41% 32% 37% 26% 47% 25% 42%
Sent Sent Sent Sent Sent or Sent or Sent or Sent or Sent or Sent or
domestic domestic domestic domestic received received received received received received
remittanc remittanc remittanc remittanc domestic domestic domestic domestic domestic domestic
es, rural es, urban es, out of es, in remittanc remittanc remittanc remittanc remittanc remittanc
(% age (% age labor labor es, female es, male es, young es, older es, es,
15+) 15+) force (% force (% (% age (% age (% ages (% age primary secondary
age 15+) age 15+) 15+) 15+) 15-24) 25+) education education
or less (%or more
ages 15+) (% ages
15+)
3% 3% 3% 4% 14% 20% 16% 18% 16% 23%
5% 15% 5% 18% 28% 30% 33% 28% 29% 28%
9% 22% 21% 30% 16% 30% 26% 25%
5% 20% 22% 27% 27% 24% 18% 29%
13% 20% 11% 22% 27% 34% 49% 26% 25% 31%
32% 38% 25% 38% 43% 57% 50% 50% 43% 64%
19% 23% 28% 37% 35% 32% 22% 37%
10% 24% 28% 35% 30% 32% 27% 33%
17% 34% 35% 46% 44% 39% 24% 49%
10% 29% 28% 38% 33% 33% 29% 34%
19% 33% 34% 43% 64% 35% 46% 36%
18% 37% 20% 26% 35% 48% 44% 40% 37% 60%
20% 37% 12% 28% 49% 51% 44% 52% 47% 70%
37% 47% 25% 50% 61% 64% 62% 63% 52% 74%
52% 67% 36% 68% 73% 82% 74% 79% 66% 86%
22% 32% 38% 35% 45% 36% 9% 39%
3% 7% 14% 16% 23% 11% 10% 21%
22% 34% 20% 30% 42% 54% 48% 48% 41% 68%
11% 13% 7% 14% 21% 31% 28% 25% 21% 35%
17% 20% 16% 23% 34% 36% 41% 33% 16% 36%
18% 20% 14% 21% 36% 44% 49% 37% 35% 43%
17% 15% 15% 17% 32% 32% 38% 29% 32% 32%
13% 20% 11% 23% 31% 35% 27% 36% 24% 35%
13% 15% 13% 14% 32% 29% 32% 30% 28% 38%
25% 39% 43% 49% 63% 43% 45% 46%
2% 8% 13% 15% 13% 14% 15% 14%
28% 52% 53% 60% 62% 54% 48% 71%
34% 43% 23% 42% 46% 62% 53% 55% 47% 69%
16% 27% 27% 31% 45% 27% 7% 32%
9% 23% 34% 38% 39% 33% 29% 55%
21% 34% 17% 28% 36% 46% 37% 43% 34% 62%
21% 29% 12% 35% 37% 40% 23% 43% 29% 41%
24% 43% 18% 33% 38% 46% 35% 45% 36% 65%
31% 43% 25% 44% 57% 65% 55% 63% 57% 71%
13% 26% 28% 32% 43% 28% 20% 35%
22% 29% 17% 27% 35% 44% 34% 42% 31% 54%
41% 27% 49% 59% 51% 48% 56% 40% 59%
30% 37% 42% 50% 66% 43% 37% 46%
37% 41% 25% 47% 58% 53% 53% 56% 45% 59%
6% 15% 4% 13% 14% 12% 12% 14% 11% 35%
44% 54% 46% 55% 42% 53% 17% 29% 21% 23%
27% 36% 32% 33% 9% 16% 9% 14%
28% 33% 22% 38% 10% 17% 13% 13%
25% 50% 30% 48% 7% 12% 5% 10%
27% 37% 24% 37% 3% 8% 3% 6%
36% 39% 32% 43% 4% 7% 9% 5%
31% 48% 33% 57% 38% 42% 22% 31% 25% 27%
46% 53% 49% 53% 45% 52% 31% 40% 37% 35%
48% 72% 54% 70% 51% 67% 22% 27% 21% 26%
70% 82% 70% 82% 60% 82% 26% 39% 18% 39%
37% 36% 29% 43% 5% 4% 0% 5%
8% 19% 11% 17% 3% 9% 5% 7%
41% 53% 41% 59% 39% 52% 26% 31% 24% 31%
20% 30% 26% 26% 18% 29% 3% 9% 6% 6%
51% 67% 49% 71% 48% 67% 14% 19% 15% 17%
23% 34% 27% 32% 7% 11% 8% 9%
30% 45% 33% 49% 32% 42% 36% 38% 31% 40%
49% 59% 55% 48% 59% 0% 0% 0% 0%
37% 52% 38% 50% 3% 3% 2% 3%
0% 3% 2% 3% 2% 3%
3% 2% 1% 3% 6% 1% 1% 3%
13% 9% 10% 11% 5% 12%
7% 2% 6% 4% 10% 4% 2% 8%
7% 3% 6% 6% 10% 2% 4% 6%
1% 1% 2% 1% 0% 2%
13% 17% 15% 16% 9% 19%
42% 23% 39% 38% 28% 43%
11% 5% 8% 7% 7% 7%
33% 12% 28% 23% 17% 29%
3% 12% 9% 11% 17% 7% 8% 13%
2% 4% 3% 3% 1% 5%
9% 9% 9% 9% 11% 6% 8% 9%
24% 13% 20% 18% 31% 13% 13% 22%
7% 6% 7% 7% 9% 6% 5% 8%
1% 6% 9% 4% 0% 6% 5% 7%
1% 1% 0% 2% 2% 1%
15% 12% 14% 11% 21% 8% 10% 14%
35% 27% 30% 30% 36% 16% 16% 33%
7% 7% 4% 9% 11% 2% 4% 8%
30% 23% 25% 32% 14% 37%
33% 24% 26% 31% 41% 20% 24% 31%
6% 6% 4% 8% 5% 7%
5% 4% 3% 5% 4% 5%
5% 5% 5% 4% 3% 6%
15% 4% 7% 6% 12% 5% 6% 7%
34% 34% 31% 37% 35% 28% 28% 45%
2% 2% 2% 2% 5% 2% 1% 3%
11% 16% 12% 17% 24% 13% 11% 19%
3% 6% 3% 6% 0% 6%
15% 17% 24% 12% 11% 18%
5% 3% 2% 4% 7% 3% 2% 5%
28% 30% 28% 30% 25% 33%
35% 21% 25% 31% 41% 14% 19% 32%
18% 20% 15% 22% 22% 14% 13% 23%
14% 14% 12% 15% 25% 28% 30% 25% 27% 26%
20% 10% 31% 48% 55% 34% 35% 42%
22% 26% 38% 37% 46% 36% 31% 41%
8% 6% 9% 15% 20% 9% 9% 14%
14% 10% 25% 30% 31% 27% 20% 30%
31% 28% 41% 34% 37% 38% 31% 40%
13% 19% 14% 15% 31% 31% 27% 33% 30% 36%
2% 4% 1% 3% 19% 24% 27% 19% 20% 29%
19% 16% 17% 17% 24% 25% 23% 25% 23% 26%
17% 17% 16% 17% 24% 26% 33% 22% 19% 32%
17% 8% 25% 29% 35% 24% 21% 32%
12% 16% 16% 14% 34% 34% 34% 34% 32% 38%
17% 18% 19% 16% 22% 29% 38% 21% 20% 33%
11% 12% 11% 11% 14% 22% 20% 18% 13% 29%
8% 7% 7% 8% 18% 25% 24% 20% 14% 28%
14% 23% 20% 24% 24% 23% 29% 21% 22% 25%
19% 25% 18% 24% 17% 20% 20% 18% 16% 22%
14% 21% 18% 18% 36% 34% 39% 33% 29% 42%
25% 24% 25% 24% 44% 48% 44% 47% 38% 48%
12% 8% 8% 12% 15% 22% 14% 20% 15% 27%
17% 15% 16% 16% 22% 19% 33% 17% 16% 27%
26% 28% 20% 19% 16% 21% 19% 30%
10% 16% 18% 12% 23% 22% 21% 24% 22% 23%
23% 19% 31% 29% 34% 30% 25% 33%
19% 32% 32% 28% 34% 35% 27% 37% 30% 36%
13% 18% 14% 15% 26% 30% 33% 26% 25% 39%
25% 22% 34% 42% 44% 36% 38% 37%
15% 12% 14% 14% 30% 31% 31% 30% 27% 35%
25% 31% 33% 26% 29% 31% 29% 30% 29% 31%
18% 15% 24% 28% 34% 24% 23% 29%
6% 12% 8% 9% 16% 14% 18% 13% 11% 18%
14% 15% 32% 43% 58% 34% 37% 37%
34% 37% 37% 36% 35% 35% 39% 34% 30% 37%
8% 8% 20% 33% 32% 24% 18% 29%
10% 10% 35% 42% 45% 37% 29% 39%
29% 17% 17% 18% 34% 26% 37% 26% 20% 33%
34% 26% 32% 37% 35% 34% 30% 42%
4% 5% 5% 4% 11% 11% 14% 10% 10% 13%
3% 3% 5% 2% 12% 19% 21% 12% 14% 16%
9% 10% 37% 39% 45% 36% 34% 42%
25% 22% 37% 38% 42% 37% 28% 40%
17% 11% 25% 32% 35% 27% 21% 32%
22% 18% 33% 33% 34% 32% 29% 36%
28% 26% 26% 27% 31% 25% 60% 54% 51% 60%
31% 45% 41% 39% 56% 39% 35% 52%
30% 43% 33% 41% 42% 32% 19% 41%
9% 14% 15% 10% 86% 76% 68% 85%
21% 32% 28% 27% 68% 55% 60% 61%
29% 43% 36% 39% 35% 30% 12% 34%
23% 36% 29% 34% 26% 32% 54% 50% 49% 54%
18% 23% 22% 17% 15% 23% 79% 73% 71% 78%
21% 26% 25% 24% 20% 26% 60% 55% 55% 58%
17% 31% 26% 25% 23% 26% 62% 48% 48% 58%
22% 31% 28% 27% 68% 57% 58% 64%
22% 43% 36% 34% 35% 34% 52% 48% 43% 53%
21% 27% 22% 26% 24% 25% 61% 47% 44% 58%
16% 20% 17% 19% 16% 19% 71% 73% 70% 73%
11% 23% 16% 22% 17% 19% 76% 64% 65% 72%
14% 26% 20% 22% 17% 24% 77% 65% 69% 72%
18% 27% 27% 23% 24% 23% 57% 51% 45% 59%
16% 20% 17% 20% 20% 18% 56% 52% 51% 55%
30% 38% 31% 37% 38% 32% 50% 43% 40% 50%
44% 47% 47% 45% 42% 49% 31% 22% 19% 30%
17% 19% 16% 29% 22% 18% 75% 63% 74% 68%
16% 23% 22% 19% 21% 20% 65% 58% 49% 66%
22% 18% 20% 19% 47% 52% 46% 52%
19% 25% 27% 19% 26% 21% 58% 63% 60% 60%
24% 35% 25% 35% 51% 43% 33% 49%
27% 32% 32% 28% 29% 31% 62% 63% 59% 64%
26% 37% 30% 34% 30% 34% 48% 32% 26% 45%
38% 39% 39% 39% 40% 38% 43% 41% 32% 46%
27% 39% 32% 35% 33% 34% 64% 52% 43% 63%
20% 30% 28% 26% 74% 61% 76% 65%
20% 24% 25% 21% 21% 23% 70% 64% 63% 70%
23% 24% 17% 30% 38% 34% 21% 38%
13% 18% 14% 19% 20% 15% 81% 80% 81% 79%
14% 27% 15% 24% 21% 22% 68% 60% 52% 67%
18% 19% 20% 10% 17% 21% 71% 74% 72% 73%
31% 37% 39% 34% 30% 39% 39% 28% 28% 36%
25% 30% 27% 30% 25% 29% 60% 52% 52% 58%
34% 40% 35% 38% 43% 34% 36% 39%
26% 33% 30% 32% 41% 27% 54% 53% 48% 56%
27% 32% 29% 30% 27% 33% 33% 36% 21% 37%
20% 30% 23% 28% 63% 47% 52% 55%
14% 15% 13% 18% 15% 15% 76% 76% 71% 80%
29% 43% 34% 39% 56% 35% 16% 50%
36% 35% 35% 35% 34% 37% 32% 21% 16% 30%
21% 30% 18% 29% 75% 57% 53% 70%
36% 40% 44% 37% 56% 48% 42% 54%
28% 31% 29% 30% 32% 28% 47% 55% 43% 56%
35% 35% 32% 39% 31% 30% 23% 36%
7% 14% 13% 9% 7% 13% 82% 83% 80% 84%
11% 18% 15% 16% 14% 16% 86% 78% 75% 85%
32% 42% 23% 29% 40% 36% 34% 38%
32% 41% 35% 39% 43% 32% 28% 40%
22% 33% 27% 29% 64% 52% 53% 59%
26% 37% 33% 32% 48% 44% 39% 48%
March, 2023
Findex data 2022
In 2022, Global Findex collected data using the same Module as of 2021 from Azerbaijan,
Botswana, Chad, Comoros, Congo, Dem. Rep., Eswatini, Ethiopia, Gambia, The, Guatemala,
Lesotho, Madagascar, Mauritania, Mexico, Niger, Vietnam, Yemen, Rep.
Findex database now include 2022 Findex data from 16 countries. Adult population for the
16 countries using the same WDI data as of 2021. However, all 2021 group average remain
the same, independent from 2022 Findex data.
Findex database now include 2011 Eswatini country data; Eswatini was offically rename
from "Swaziland" in 2018.
Update variable name from fin14c.cash with 2017 data included
Update variable name from fin14c.cash.s with 2017 data included
Data extracted on 29/04/2023 17:57:50 from [ESTAT]
Dataset: Households - level of internet access [ISOC_CI_IN_H$DEFAULTVIEW]
Last updated: 07/03/2023 11:00
Special value
: not available
Available flags:
b break in time series
e estimated
2017 2018 2019 2020 2021 2022