SAN BENITO, TX 78586-2202

30640 MELOMAR DR
BUENO MARIA
000016521- DISC

Atlanta, GA 30348
P.O. Box 105518
CREDIT FILE : March 21, 2023
Confirmation # 3067549138

Dear BUENO MARIA:

We are pleased to let you know that the results of the dispute you recently filed with Equifax are
complete. Here are a few things to know about the process:

Were changes made to my credit report and what actions were taken?

Please see the following page(s) for more detailed information on your specific results.

If we were able to make changes to your credit report based on the information you provided, we have
done so. Otherwise, we contacted the company reporting the information to Equifax for them to
investigate your dispute.

In this situation:

l We request that the reporting company verify the accuracy of the information you disputed;

l We provide them with any relevant information and supporting documentation you provided us
with the dispute to consider as part of the investigation; and

l We request that they send Equifax a response to your dispute and update their records and
systems, as necessary.

If your dispute involves a public record item, Equifax contacts a third party vendor to obtain the most
recent status of the public record.

How do I know that all of this is happening?

When the reporting company replies to us, they certify that they have followed Equifax's instructions and the law; considered all information and documentation
provided; and updated your information, as necessary.

What should I do if I do not agree with the results of the investigation?

You have a few options:

l You may add a statement of up to 100 words to your credit report. If you provide a consumer statement that contains medical information related to

(Continued On Next Page) 3067549138-EMB-0bba010300000222-03212023

Page 1 of 28
000016521-DISC
 services provided or medical procedures, then you expressly consent to including this information in every credit report we issue about you.
l You may contact the company that reports the information to us and dispute it directly with them. If you would like written proof about your accounts
(such as the original agreement), please contact your creditors directly.
l You may provide us additional information or documents (such as an identity theft report or a letter from the reporting company) about your dispute
to help us resolve it by visiting our website https://equifax.com/personal/disputes. You may also mail your documents to P.O. Box 740256, Atlanta,
GA 30374-0256 or contact us by calling us at (888) EQUIFAX, (888) 378-4329.
l You may contact the Consumer Financial Protection Bureau or your State Attorney General's office about your issue or complaint against Equifax or
the company reporting the information.

(Continued On Next Page) Page 2 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
What else should I know?

If there has been a change to your credit report based on your dispute, or if you add a consumer statement, you may request that Equifax send an updated
report to companies who received your credit report within the last two years for employment purposes, or within the last six months for any other purpose
(the past 12 months for residents of California, Colorado, Maryland, New York and New Jersey residents).

Also, if you are interested, you may request a description of how the reinvestigation was conducted along with the business name, address and telephone
number (if reasonably available) of the furnisher of your disputed information.

For frequently asked questions about your credit report and the dispute process, please visit Equifax at https://help.equifax.com/.

As always, we thank you for contacting Equifax and the results of your dispute are on the pages following this letter.

How should I read my dispute results?

To better assist you with understanding the results of your dispute, please review the information below:
l If an item states "Deleted", we have removed it from your credit report and taken steps so it does not reappear.
l If an item states "Verified as Reported", the reporting company has certifed it is reporting accurately.
l If an item states "Updated", we have updated one or more fields on the item based on information received from the reporting company.
Updated disputed account information only: The information you disputed has been updated.
Updated disputed account information. Additional account information was also updated: The information you disputed has been updated as well as
other information on this item.
Disputed information accurate. Updated account information unrelated to the dispute: The information you disputed has been verified as accurate,
however, information unrelated to your dispute has been updated.
Consumer's dispute not specific. Consumer Information verified. Account information updated: Information on your report has been updated.

The Results Of Our Reinvestigation

Collection Agency Information (This section includes accounts that have been placed for collection with a collection agency.)

>>> We have researched the collection account. Account # - *1081 The results are: THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. If you
have additional questions about this item please contact: TRANSWORLD, 2235 MERCURY WAY STE 275, SANTA ROSA, CA 95407-5463 Phone: (800)
771-3708

(Continued On Next Page) Page 3 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
If you have any additional questions regarding the information provided to Equifax by the source of any information, please contact the source of that
information directly. You may contact Equifax regarding the specific information contained in this letter within the next 60 days by visiting us at
www.equifax.com/personal/disputes.
Thank you for giving Equifax the opportunity to serve you.

State of Texas- Notice to Texas Consumers

You may request a description of the procedure used to determine the accuracy and completeness of the information, including the business name and
address of the furnisher of information contacted, and if reasonably available the telephone number.

If you still disagree with an item after it has been verified, you may send to us a brief statement, not to exceed one hundred words, explaining the nature of
your dispute. Your statement will become part of your credit file and will be disclosed each time that your credit file is accessed.

If the reinvestigation results in a change to or deletion of the information you are concerned about, or you submit a statement in accordance with the
preceding paragraph, you have the right to request that we send your revised credit file to any company that received your credit file in the past six months
for any purpose or in the past two years for employment purposes.

You may be entitled to dispute resolution as prescribed in § 20.06 of Title 2 Chapter 20 of the Texas Business and Commerce Code (2002), after receipt of
this notice.

(Continued On Next Page) Page 4 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
CREDIT FILE : March 21, 2023 Confirmation # 3067549138
Personal Identification Information (This section includes your name, current and previous Please address all future correspondence to:
addresses, and any other identifying information reported by your creditors.) www.equifax.com/personal/disputes
Name On File: MARIA DOLORES BUENO
Equifax Information Services LLC
Social Security # XXX-XX-9297 Date of Birth: January 25, 1970 P.O. Box 105518
Current Address: 30640 MELOMAR DR, San benito, TX 78586 Reported: 03/2023 Atlanta, GA 30348
Previous Address(es): 33469 RESACA SECA, SAN BENITO, TX 78586 Reported: 03/2023
PO BOX 151, SAN BENITO, TX 78586 Reported: 09/2022 Phone: (888) EQUIFAX, (888) 378-4329
803 G LN APT 3C, ELKHART, IN 46517 Reported: 07/2022 M - F 9:00am to 5:00pm in your time zone.
32218 CAMINO DEL REY, LOS FRESNOS, TX 78566 Reported: 03/2023
1050 S BROWNE AVE, BROWNSVILLE, TX 78521 Reported: 04/2017
1076 RIO GRANDE ST, SAN BENITO, TX 78586 Reported: 12/2019
126 N DICK DOWLING ST APT 1, SAN BENITO, TX 78586 Reported:
10/2015
13995 LADD RD LOT 2, ATASCOSA, TX 78002 Reported: 01/2016

Credit Account Information

(For your security, the last 4 digits of account number(s) have been replaced by *) (This section includes open and closed accounts reported by credit grantors)
Account Column Title Descriptions:
Account Number - The Account number reported by credit Amount Past Due - The Amount Past Due as of the Date Reported
grantor Date of Last Paymnt - The Date of Last Payment
Date Acct. Opened - The Date that the credit grantor opened the Actual Pay Amt - The Actual Amount of Last Payment
account Sched Pay Amt - The Requested Amount of Last Payment
High Credit - The Highest Amount Charged Date of 1st Delinquency - The Date of First Delinquency
Credit Limit - The Highest Amount Permitted Date of Last Actvty - The Date of the Last Account Activity
Terms Duration - The Number of Installments or Payments Date Maj Delq Rptd - The Date the 1st Major Delinquency Was
Terms Frequency - The Scheduled Time Between Payments Reported
Months Reviewed - The Number of Months Reviewed Charge Off Amt - The Amount Charged Off by Creditor
Activity Designator - The Most Recent Account Activity Deferred Pay Date - The 1st Payment Due Date for Deferred Loans
Creditor Class - The Type of Company Reporting The Account Balloon Pay Amt - The Amount of Final(Balloon) Payment
Date Reported - Date of Last Reported Update Balloon Pay Date - The Date of Final(Balloon) Payment
Balance Amount - The Total Amount Owed as of the Date Date Closed - The Date the Account was Closed
Reported
Status - Condition of Account When Last Updated by
Creditor or Otherwise
Account History 1 : 30-59 Days Past Due 5 : 150-179 Days Past Due J: Voluntary Surrender
Status Code 2 : 60-89 Days Past Due 6 : 180 or More Days Past Due K: Repossession
Descriptions 3 : 90-119 Days Past Due G: Collection Account L: Charge Off

(Continued On Next Page) Page 5 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
 4 : 120-149 Days Past Due H: Foreclosure
FNB OMAHA 1620 Dodge St Omaha NE 681970003 : 8004449375
Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*1022 05/01/2018 $971 $1,000 Monthly 24
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
03/14/2023 $0 02/2023 $1,217 02/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $262 $40 $150 02/01/2023 $971 $1,000 Credit Card

SYNCB/LOWES PO Box 965036 Orlando FL 328965036 : 8663968254

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*6244 03/06/2023 $341 $3,000 Monthly
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
03/12/2023 $341 $30 03/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge;

AIDVANTAGE LLC 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*0150 05/14/2015 $2,674 120 Months Monthly 93
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/28/2023 $3,016 02/2023 02/2023
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Education Loan; Whose Account - Individual Account; ADDITIONAL INFORMATION - Student Loan;
Fixed Rate;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $3,016 02/01/2023 $2,674 Education Loan

01/23 $3,016 01/01/2023 $2,674 Education Loan

12/22 $3,016 12/01/2022 $2,674 Education Loan

(Continued On Next Page) Page 6 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
11/22 $3,016 11/01/2022 $2,674 Education Loan

10/22 $3,016 09/30/2022 $2,674 Education Loan

09/22 $3,016 09/01/2022 $2,674 Education Loan

08/22 $3,016 08/01/2022 $2,674 Education Loan

07/22 $3,016 07/01/2022 $2,674 Education Loan

06/22 $3,016 06/01/2022 $2,674 Education Loan

05/22 $3,016 05/01/2022 $2,674 Education Loan

04/22 $3,016 04/01/2022 $2,674 Education Loan

03/22 $3,016 03/01/2022 $2,674 Education Loan

02/22 No Data Available

01/22 No Data Available

12/21 No Data Available

11/21 $3,016 11/01/2021 $2,674 Education Loan

10/21 $3,016 09/30/2021 $2,674 Education Loan

09/21 $3,016 09/01/2021 $2,674 Education Loan

08/21 $3,016 08/01/2021 $2,674 Education Loan

07/21 $3,016 07/01/2021 $2,674 Education Loan

06/21 $3,016 06/01/2021 $2,674 Education Loan

05/21 $3,016 05/01/2021 $2,674 Education Loan

(Continued On Next Page) Page 7 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

04/21 $3,016 04/01/2021 $2,674 Education Loan

03/21 $3,016 03/01/2021 $2,674 Education Loan

AIDVANTAGE LLC 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*0150 05/14/2015 $3,134 120 Months Monthly 93
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/28/2023 $3,137 02/2023 02/2023
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Education Loan; Whose Account - Individual Account; ADDITIONAL INFORMATION - Student Loan;
Fixed Rate;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $3,137 02/01/2023 $3,134 Education Loan

01/23 $3,137 01/01/2023 $3,134 Education Loan

12/22 $3,137 12/01/2022 $3,134 Education Loan

11/22 $3,137 11/01/2022 $3,134 Education Loan

10/22 $3,137 09/30/2022 $3,134 Education Loan

09/22 $3,137 09/01/2022 $3,134 Education Loan

08/22 $3,137 08/01/2022 $3,134 Education Loan

07/22 $3,137 07/01/2022 $3,134 Education Loan

06/22 $3,137 06/01/2022 $3,134 Education Loan

(Continued On Next Page) Page 8 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
05/22 $3,137 05/01/2022 $3,134 Education Loan

04/22 $3,137 04/01/2022 $3,134 Education Loan

03/22 $3,137 03/01/2022 $3,134 Education Loan

02/22 No Data Available

01/22 No Data Available

12/21 No Data Available

11/21 $3,137 11/01/2021 $3,134 Education Loan

10/21 $3,137 09/30/2021 $3,134 Education Loan

09/21 $3,137 09/01/2021 $3,134 Education Loan

08/21 $3,137 08/01/2021 $3,134 Education Loan

07/21 $3,137 07/01/2021 $3,134 Education Loan

06/21 $3,137 06/01/2021 $3,134 Education Loan

05/21 $3,137 05/01/2021 $3,134 Education Loan

04/21 $3,137 04/01/2021 $3,134 Education Loan

03/21 $3,137 03/01/2021 $3,134 Education Loan

AIDVANTAGE LLC 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*0081 10/20/2008 $2,084 120 Months Monthly 99
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/28/2023 $3,042 02/2023 02/2023
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Education Loan; Whose Account - Individual Account; ADDITIONAL INFORMATION - Student Loan;
(Continued On Next Page) Page 9 of 28 3067549138-EMB-0bba010300000222-03212023
000016521-DISC
Fixed Rate;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $3,042 02/01/2023 $2,084 Education Loan

01/23 $3,042 01/01/2023 $2,084 Education Loan

12/22 $3,042 12/01/2022 $2,084 Education Loan

11/22 $3,042 11/01/2022 $2,084 Education Loan

10/22 $3,042 09/30/2022 $2,084 Education Loan

09/22 $3,042 09/01/2022 $2,084 Education Loan

08/22 $3,042 08/01/2022 $2,084 Education Loan

07/22 $3,042 07/01/2022 $2,084 Education Loan

06/22 $3,042 06/01/2022 $2,084 Education Loan

05/22 $3,042 05/01/2022 $2,084 Education Loan

04/22 $3,042 04/01/2022 $2,084 Education Loan

03/22 $3,042 03/01/2022 $2,084 Education Loan

02/22 No Data Available

01/22 No Data Available

12/21 No Data Available

11/21 $3,042 11/01/2021 $2,084 Education Loan

10/21 $3,042 09/30/2021 $2,084 Education Loan

09/21 $3,042 09/01/2021 $2,084 Education Loan

(Continued On Next Page) Page 10 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
08/21 $3,042 08/01/2021 $2,084 Education Loan

07/21 $3,042 07/01/2021 $2,084 Education Loan

06/21 $3,042 06/01/2021 $2,084 Education Loan

05/21 $3,042 05/01/2021 $2,084 Education Loan

04/21 $3,042 04/01/2021 $2,084 Education Loan

03/21 $3,042 03/01/2021 $2,084 Education Loan

AIDVANTAGE LLC 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*0081 10/20/2008 $2,917 120 Months Monthly 99
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/28/2023 $3,122 02/2023 02/2023
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Education Loan; Whose Account - Individual Account; ADDITIONAL INFORMATION - Student Loan;
Fixed Rate;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $3,122 02/01/2023 $2,917 Education Loan

01/23 $3,122 01/01/2023 $2,917 Education Loan

12/22 $3,122 12/01/2022 $2,917 Education Loan

11/22 $3,122 11/01/2022 $2,917 Education Loan

10/22 $3,122 09/30/2022 $2,917 Education Loan

09/22 $3,122 09/01/2022 $2,917 Education Loan

(Continued On Next Page) Page 11 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

08/22 $3,122 08/01/2022 $2,917 Education Loan

07/22 $3,122 07/01/2022 $2,917 Education Loan

06/22 $3,122 06/01/2022 $2,917 Education Loan

05/22 $3,122 05/01/2022 $2,917 Education Loan

04/22 $3,122 04/01/2022 $2,917 Education Loan

03/22 $3,122 03/01/2022 $2,917 Education Loan

02/22 No Data Available

01/22 No Data Available

12/21 No Data Available

11/21 $3,122 11/01/2021 $2,917 Education Loan

10/21 $3,122 09/30/2021 $2,917 Education Loan

09/21 $3,122 09/01/2021 $2,917 Education Loan

08/21 $3,122 08/01/2021 $2,917 Education Loan

07/21 $3,122 07/01/2021 $2,917 Education Loan

06/21 $3,122 06/01/2021 $2,917 Education Loan

05/21 $3,122 05/01/2021 $2,917 Education Loan

04/21 $3,122 04/01/2021 $2,917 Education Loan

03/21 $3,122 03/01/2021 $2,917 Education Loan

(Continued On Next Page) Page 12 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
SYNCB/SAM'S CLUB DC PO Box 965036 Orlando FL 328965036 : 8663968254
Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*7431 09/03/2021 $2,594 $3,000 Monthly 18
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
03/09/2023 $1,959 03/2023 $150 $68 03/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $2,061 $67 $150 02/01/2023 $2,594 $3,000 Credit Card

01/23 $2,165 $74 $150 01/01/2023 $2,594 $3,000 Credit Card

12/22 $2,263 $76 $150 11/01/2022 $2,594 $3,000 Credit Card

11/22 $2,360 $116 $100 11/01/2022 $2,594 $3,000 Credit Card

10/22 $2,368 $78 $150 09/30/2022 $2,594 $3,000 Credit Card

09/22 $2,464 $118 $150 09/01/2022 $2,594 $3,000 Credit Card

08/22 $2,421 $119 $100 08/01/2022 $2,594 $3,000 Credit Card

07/22 $2,427 $74 $100 07/01/2022 $2,594 $3,000 Credit Card

06/22 $2,478 $75 $100 06/01/2022 $2,594 $3,000 Credit Card

05/22 $2,528 $89 $100 05/01/2022 $2,594 $3,000 Credit Card

04/22 $1,288 $37 $100 03/01/2022 $1,297 $3,000 Credit Card

03/22 $1,035 $29 $50 03/01/2022 $1,066 $3,000 Credit Card

02/22 $382 $29 $100 02/01/2022 $382 $3,000 Credit Card

01/22 $99 $29 $100 01/01/2022 $197 $3,000 Credit Card

12/21 $197 $29 $197 $3,000 Credit Card

(Continued On Next Page) Page 13 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
11/21 $0 $0 $3,000 Credit Card

10/21 $0 $0 $3,000 Credit Card

09/21 $0 $0 $3,000 Credit Card

BANK OF AMERICA PO Box 982238 El Paso TX 799982238 : 8004212110

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*1946 10/31/2022 $1,478 $1,500 Monthly 04
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
03/07/2023 $1,143 03/2023 $35 03/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $1,349 $35 02/01/2023 $1,449 $1,500 Credit Card

01/23 $1,389 $42 01/01/2023 $1,439 $1,500 Credit Card

ELAN FINANCIAL SERVICES Cb Disputes PO Box 108 Saint Louis MO 631660108 : 8662344750
Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*9522 03/01/2016 $467 $500 Monthly 83
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/28/2023 $212 02/2023 $216 02/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $212 $216 02/01/2023 $467 $500 Credit Card

(Continued On Next Page) Page 14 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

01/23 $216 12/01/2022 $467 $500 Credit Card

12/22 $0 $220 12/01/2022 $467 $500 Secured Credit Card

11/22 $217 $40 09/01/2022 $467 $500 Secured Credit Card

10/22 $0 09/01/2022 $467 $500 Secured Credit Card

09/22 $0 $245 09/01/2022 $467 $500 Secured Credit Card

08/22 $245 $40 07/01/2022 $467 $500 Secured Credit Card

07/22 $0 $146 07/01/2022 $467 $500 Secured Credit Card

06/22 $146 $45 $100 06/01/2022 $467 $500 Secured Credit Card

05/22 $242 $46 $100 05/01/2022 $467 $500 Secured Credit Card

04/22 $352 $47 $80 04/01/2022 $467 $500 Secured Credit Card

03/22 $409 $77 $50 03/01/2022 $467 $500 Secured Credit Card

02/22 $388 $48 $50 02/01/2022 $467 $500 Secured Credit Card

01/22 $431 $47 $46 01/01/2022 $467 $500 Secured Credit Card

12/21 $319 $46 $50 12/01/2021 $467 $500 Secured Credit Card

11/21 $363 $40 09/01/2021 $467 $500 Secured Credit Card

10/21 $0 09/01/2021 $467 $500 Secured Credit Card

09/21 $42 $42 $113 09/01/2021 $467 $500 Secured Credit Card

08/21 $113 $72 $70 08/01/2021 $467 $500 Secured Credit Card

(Continued On Next Page) Page 15 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
07/21 $152 $44 $50 07/01/2021 $467 $500 Secured Credit Card

06/21 $198 $44 $50 06/01/2021 $467 $500 Secured Credit Card

05/21 $244 $45 $50 05/01/2021 $467 $500 Secured Credit Card

04/21 $290 $46 $50 04/01/2021 $467 $500 Secured Credit Card

03/21 $335 $40 09/30/2020 $467 $500 Secured Credit Card

SYNCB/JC PENNEYS PO Box 965036 Orlando FL 328965036 : 8663968254

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*7473 01/22/2020 $582 $900 Monthly 38
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
03/02/2023 $0 10/2021 10/2021
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $0 09/30/2021 $582 $900 Charge Account

01/23 $0 09/30/2021 $582 $900 Charge Account

12/22 $0 09/30/2021 $582 $900 Charge Account

11/22 $0 09/30/2021 $582 $900 Charge Account

10/22 $0 09/30/2021 $582 $900 Charge Account

09/22 $0 09/30/2021 $582 $900 Charge Account

08/22 $0 09/30/2021 $582 $900 Charge Account

(Continued On Next Page) Page 16 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
07/22 $0 09/30/2021 $582 $900 Charge Account

06/22 $0 09/30/2021 $582 $900 Charge Account

05/22 $0 09/30/2021 $582 $900 Charge Account

04/22 $0 09/30/2021 $582 $900 Charge Account

03/22 $0 09/30/2021 $582 $900 Charge Account

02/22 $0 09/30/2021 $582 $900 Charge Account

01/22 $0 09/30/2021 $582 $900 Charge Account

12/21 $0 09/30/2021 $582 $900 Charge Account

11/21 $0 $55 09/30/2021 $582 $900 Charge Account

10/21 $55 $40 $100 09/01/2021 $582 $900 Charge Account

09/21 $153 $40 $60 08/01/2021 $582 $900 Charge Account

08/21 $182 $27 $80 07/01/2021 $582 $900 Charge Account

07/21 $258 $27 09/30/2020 $582 $900 Charge Account

06/21 $0 09/30/2020 $582 $900 Charge Account

05/21 $0 09/30/2020 $582 $900 Charge Account

04/21 $0 09/30/2020 $582 $900 Charge Account

03/21 $0 09/30/2020 $582 $900 Charge Account

CRDT FIRST PO Box 81083 Cleveland OH 441810083

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification

(Continued On Next Page) Page 17 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
*7558 06/13/2020 $453 $1,800 Monthly 32
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/20/2023 $0 05/2022 05/2022
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $0 05/01/2022 $453 $1,800 Charge Account

01/23 $0 05/01/2022 $453 $1,800 Charge Account

12/22 $0 05/01/2022 $453 $1,800 Charge Account

11/22 $0 05/01/2022 $453 $1,800 Charge Account

10/22 $0 05/01/2022 $453 $1,800 Charge Account

09/22 $0 05/01/2022 $453 $1,800 Charge Account

08/22 $0 05/01/2022 $453 $1,800 Charge Account

07/22 $0 05/01/2022 $453 $1,800 Charge Account

06/22 $0 05/01/2022 $453 $1,800 Charge Account

05/22 $0 $204 05/01/2022 $453 $1,800 Charge Account

04/22 $204 $100 04/01/2022 $453 $1,800 Charge Account

03/22 $246 $50 03/01/2022 $453 $1,800 Charge Account

02/22 $296 $50 02/01/2022 $453 $1,800 Charge Account

01/22 $346 $27 01/01/2022 $453 $1,800 Charge Account

12/21 $373 $50 12/01/2021 $453 $1,800 Charge Account

11/21 $423 $30 11/01/2021 $453 $1,800 Charge Account

(Continued On Next Page) Page 18 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
10/21 $453 $453 $1,800 Charge Account

09/21 $0 $0 $1,800 Charge Account

08/21 $0 $0 $1,800 Charge Account

07/21 $0 $0 $1,800 Charge Account

06/21 $0 $0 $1,800 Charge Account

05/21 $0 $0 $1,800 Charge Account

04/21 $0 $0 $1,800 Charge Account

03/21 $0 $0 $1,800 Charge Account

THD/CBNA Ccs Gray Ops Center PO Box 6497 Sioux Falls SD 571176497 : 8006770232
Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*6960 04/13/2021 $1,462 $8,000 Monthly 22
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/18/2023 $0 01/2023 01/2023
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 $0 01/01/2023 $1,462 $8,000 Charge Account

01/23 $0 01/01/2023 $1,462 $8,000 Charge Account

12/22 $858 $29 12/01/2022 $1,462 $8,000 Charge Account

11/22 $951 $29 11/01/2022 $1,462 $8,000 Charge Account

(Continued On Next Page) Page 19 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
10/22 $1,043 $29 09/30/2022 $1,462 $8,000 Charge Account

09/22 $1,132 $29 09/01/2022 $1,462 $8,000 Charge Account

08/22 $836 $29 08/01/2022 $1,276 $8,000 Charge Account

07/22 $1,105 $29 07/01/2022 $1,276 $8,000 Charge Account

06/22 $1,192 $29 06/01/2022 $1,276 $8,000 Charge Account

05/22 $1,276 $29 05/01/2022 $1,276 $8,000 Charge Account

04/22 $705 $29 04/01/2022 $928 $8,000 Charge Account

03/22 $755 $29 03/01/2022 $928 $8,000 Charge Account

02/22 $805 $29 02/01/2022 $928 $8,000 Charge Account

01/22 $853 $29 01/01/2022 $928 $8,000 Charge Account

12/21 $880 $29 12/01/2021 $928 $8,000 Charge Account

11/21 $928 $29 $928 $8,000 Charge Account

10/21 $0 $0 $8,000 Charge Account

09/21 $0 $0 $8,000 Charge Account

08/21 $0 $0 $8,000 Charge Account

07/21 $0 $0 $8,000 Charge Account

06/21 $0 $0 $8,000 Charge Account

05/21 $0 $0 $8,000 Charge Account

04/21 $0 $0 $8,000 Charge Account

(Continued On Next Page) Page 20 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

FNB OMAHA 1620 Dodge St Omaha NE 681970003 : 8004449375

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*8740 05/01/2018 Lost or Stolen
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
02/11/2023 01/2023
Status - Card Is Lost Or Stolen; Type of Loan - Credit Card; ADDITIONAL INFORMATION - Credit Card;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 No Data Available

01/23 $351 $40 $300 01/01/2023 $971 $1,000 Credit Card

12/22 $302 $40 $150 12/01/2022 $971 $1,000 Credit Card

11/22 $265 $40 $250 11/01/2022 $971 $1,000 Credit Card

10/22 $509 $40 $400 09/30/2022 $971 $1,000 Credit Card

FNB OMAHA 1620 Dodge St Omaha NE 681970003 : 8004449375

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*5407 05/01/2018 Lost or Stolen
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
10/15/2022 09/2022
Status - Card Is Lost Or Stolen; Type of Loan - Credit Card; ADDITIONAL INFORMATION - Credit Card;

(Continued On Next Page) Page 21 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 No Data Available

01/23 No Data Available

12/22 No Data Available

11/22 No Data Available

10/22 No Data Available

09/22 $0 $302 09/01/2022 $971 $1,000 Credit Card

08/22 $0 $335 08/01/2022 $971 $1,000 Credit Card

07/22 $335 $40 $100 07/01/2022 $971 $1,000 Credit Card

06/22 $426 $40 $100 06/01/2022 $971 $1,000 Credit Card

05/22 $517 $40 $100 05/01/2022 $971 $1,000 Credit Card

04/22 $606 $40 $50 04/01/2022 $971 $1,000 Credit Card

03/22 $644 $40 $50 03/01/2022 $971 $1,000 Credit Card

02/22 $680 $40 $100 02/01/2022 $971 $1,000 Credit Card

01/22 $766 $40 $50 01/01/2022 $971 $1,000 Credit Card

12/21 $674 $40 $50 12/01/2021 $971 $1,000 Credit Card

11/21 $710 $40 $50 11/01/2021 $971 $1,000 Credit Card

10/21 $747 $40 $50 09/30/2021 $971 $1,000 Credit Card

09/21 $782 $40 $50 09/01/2021 $971 $1,000 Credit Card

08/21 $815 $40 $100 08/01/2021 $971 $1,000 Credit Card

(Continued On Next Page) Page 22 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

07/21 $898 $40 $60 07/01/2021 $971 $1,000 Credit Card

06/21 $551 $40 $50 06/01/2021 $971 $1,000 Credit Card

05/21 $590 $40 $60 05/01/2021 $971 $1,000 Credit Card

04/21 $622 $40 $60 04/01/2021 $971 $1,000 Credit Card

03/21 $668 $40 $50 03/01/2021 $971 $1,000 Credit Card

SYNCHRONY NETWORKS PO Box 965036 Orlando FL 328965036 : 8663968254

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*2154 04/07/2021 $0 $5,500 Monthly 15 Paid and Closed
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
07/17/2022 $0 04/2022
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance; Charge; Account Closed Due to Inactivity;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 No Data Available

01/23 No Data Available

12/22 No Data Available

11/22 No Data Available

10/22 No Data Available

09/22 No Data Available

(Continued On Next Page) Page 23 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
08/22 No Data Available

07/22 No Data Available

06/22 No Data Available

05/22 No Data Available

04/22 No Data Available

03/22 $0 $0 $5,500 Charge Account

02/22 $0 $0 $5,500 Charge Account

01/22 $0 $0 $5,500 Charge Account

12/21 $0 $0 $5,500 Charge Account

11/21 $0 $0 $5,500 Charge Account

10/21 $0 $0 $5,500 Charge Account

09/21 $0 $0 $5,500 Charge Account

08/21 $0 $0 $5,500 Charge Account

07/21 $0 $0 $5,500 Charge Account

06/21 $0 $0 $5,500 Charge Account

05/21 $0 $0 $5,500 Charge Account

04/21 $0 $0 $5,500 Charge Account

NOTRE DAME FEDERAL CR UN PO Box 7878 Notre Dame IN 465567878 : 2192396611

Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification

(Continued On Next Page) Page 24 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
*1100 01/09/2020 $13,352 72 Months Monthly 30 Paid and Closed
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
07/01/2022 $0 06/2022 $10,155 06/2022 06/2022
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Auto; Whose Account - Joint Account; ADDITIONAL INFORMATION - Closed or Paid Account/Zero
Balance; Auto;

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
02/23 No Data Available

01/23 No Data Available

12/22 No Data Available

11/22 No Data Available

10/22 No Data Available

09/22 No Data Available

08/22 No Data Available

07/22 No Data Available

06/22 $10,105 $227 $227 05/01/2022 $13,352 Auto

05/22 $10,277 $227 $427 04/01/2022 $13,352 Auto

04/22 $10,589 $227 $227 03/01/2022 $13,352 Auto

03/22 $10,703 $227 01/01/2022 $13,352 Auto

02/22 $10,703 $227 $222 01/01/2022 $13,352 Auto

01/22 $10,805 $227 11/01/2021 $13,352 Auto

12/21 $10,805 $227 $230 11/01/2021 $13,352 Auto

11/21 $10,904 $227 08/01/2021 $13,352 Auto

(Continued On Next Page) Page 25 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due

10/21 $10,904 $227 08/01/2021 $13,352 Auto

09/21 No Data Available

08/21 $10,904 $227 $454 08/01/2021 $13,352 Auto

07/21 $11,228 $227 06/01/2021 $13,352 Auto

06/21 $11,228 $227 $457 06/01/2021 $13,352 Auto

05/21 $11,573 $227 $227 05/01/2021 $13,352 Auto

04/21 $11,700 $227 03/01/2021 $13,352 Auto

03/21 $11,700 $227 $554 03/01/2021 $13,352 Auto

A request for your credit history is called an inquiry. There are two types of inquiries - those that may impact your credit rating/score and
those that do not.

Inquiries that may impact your credit rating/score.

These are inquiries made by companies to whom you have applied for a loan or credit. They may remain on your file up to 2 years.

Company Information Inquiry Date(s)

THE HOME DEPOT/CBSD 04/13/2021
Ccs Gray Ops Ctr 541 Sid Martin Rd Gray TN 376156210

Inquiries that do not impact your credit rating/score.

These are inquiries, for example, from companies making promotional offers of credit, periodic account reviews by an existing creditor or your own requests to check your credit
file. They may remain on your file for up to 2 years.
Company Information - Prefix Descriptions:
AM OR AR - Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors.
CAR RENT - Inquiries with this prefix are from rental car companies regarding debit card payment acceptance.
COLLECT - Inquiries with this prefix are for collection purposes and may be from the lender, a party collecting on the lender's behalf, or a
company that purchased your debt.
CONS RPT - Inquiries with this prefix are from your requests for your own report or requests you have authorized as part of a service or product.
DDA - Inquiries with this prefix relate to a review of your consumer report for the opening of a deposit account.
EMPL OR ND EMPL - Inquiries with this prefix indicate an employment inquiry.

(Continued On Next Page) Page 26 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
 EQUIFAX OR EFX - Inquiries with these prefixes indicate Equifax's activity in response to your contact with us for a copy or your credit file or a research
request.
FIN PLAN - Inquiries with this prefix relate to a review of your consumer report for financial counseling or planning.
INS - Inquiries with this prefix are from insurance companies regarding a review of your consumer report for insurance underwriting
purposes.
MEDICAL - Inquiries with this prefix are from medical service providers.
ND - Inquiries with this prefix are general inquiries that do not display to creditor grantors.
ND MR - Inquiries with this prefix indicate the reissue of a mortgage credit report containing information from your Equifax credit file to
another company in connection with a mortgage loan.
NON APPL - Inquiries with this prefix are used when companies review the consumer report of a spouse who is not a co-applicant.
PR - Inquiries with this prefix indicate that a creditor reviewed your account as part of a portfolio they are purchasing.
PREQAUTO - Inquiries with this prefix are used when you have provided consent to be prequalified for an auto loan or lease.
PREQCARD - Inquiries with this prefix are used when you have provided consent to be prequalified for a credit card.
PREQCOMM - Inquiries with this prefix are used when you have provided consent to be prequalified for telecommunications products or services.
PREQHE - Inquiries with this prefix are used when you have provided consent to be prequalified for a home equity loan or line of credit.
PREQIL - Inquiries with this prefix are used when you have provided consent to be prequalified for an installment loan other than auto,
mortgage or home equity.
PREQINS - Inquiries with this prefix are used when you have provided consent to be prequalified for an insurance quote.
PREQMTG - Inquiries with this prefix are used when you have provided consent to be prequalified for a mortgage loan.
PREQOD - Inquiries with this prefix are used when you have provided consent to be prequalified for an overdraft line of credit.
PREQ - Inquiries with this prefix are used when you have provided consent to be prequalified for credit or services, not specific to auto,
credit card, telecommunications, home equity, installment loan, insurance, mortgage or overdraft services.
PRM - Inquires with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer
of credit of insurance.
REFRESH - Inquiries with this prefix relate to the use of a consumer report in the period of time between underwriting and closing of a mortgage
loan to ensure no new debt is identified.
SUPPORT - Inquiries with this prefix are used by a social service agency related to a government benefit or child support.
UTILSERV - Inquiries with this prefix are used when requesting utility services.
Company Information Inquiry Date(s)
LOANPAL, LLC 09/28/2022
8781 SIERRA COLLEGE BLVD ROSEVILLE CA 95661-592
CITI CARDS 01/30/2023 01/03/2023 11/28/2022 10/31/2022 10/03/2022 08/29/2022 08/01/2022 06/27/2022
PO BOX 6142 SIOUX FALLS SD 571176142 Phone: 8009955114 03/28/2022
EQUIFAX 03/08/2023
PO Box 740250 Atlanta GA 303740250 Phone: 8006851111
CREDIT KARMA INC 03/16/2023 03/08/2023 03/07/2023 02/28/2023 02/23/2023 02/20/2023 02/01/2023 01/18/2023
Unknown 760 Market St Fl 10 San Francisco CA 941022300 01/11/2023 01/10/2023 12/22/2022 11/20/2022 10/24/2022 10/22/2022 09/29/2022 09/13/2022
DISCOVER FINANCIAL SERVICE 02/14/2023 01/16/2023 01/09/2023 12/22/2022 12/20/2022 12/09/2022 12/07/2022 11/21/2022
2500 Lake Cook Rd Riverwoods IL 600153851 Phone: 8003472683 11/10/2022 11/03/2022 10/28/2022 10/13/2022 10/06/2022 09/29/2022 09/22/2022 09/15/2022
09/09/2022 09/01/2022 08/26/2022 08/18/2022 08/12/2022 08/04/2022 07/28/2022 07/22/2022
07/14/2022 07/11/2022 07/01/2022 06/24/2022 06/17/2022 06/06/2022 05/28/2022 05/19/2022
05/13/2022 05/06/2022 04/28/2022 04/21/2022 04/15/2022 04/08/2022 04/02/2022
CREDIT KARMA, INC 11/23/2022 11/16/2022 11/10/2022 11/09/2022 11/04/2022 10/29/2022 10/22/2022 10/20/2022
760 MARKET ST SAN FRANCISCO CA 94102-240 10/19/2022 10/11/2022 10/09/2022 10/08/2022 10/05/2022 09/22/2022 09/15/2022
COMENITYCAPITAL/BIGLOTS CREDIT 02/14/2023
3075 LOYALTY CIR COLUMBUS OH 43219-367

(Continued On Next Page) Page 27 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC
 Company Information Inquiry Date(s)
THE HOME DEPOT - CITI NA 03/13/2023 03/09/2023 02/12/2023 02/11/2023 01/26/2023 01/14/2023 12/13/2022 11/12/2022
PO Box 6497 Citibank Sioux Falls SD 571176497 Phone: 8006770232 10/19/2022 10/14/2022 09/12/2022 08/13/2022 07/13/2022 06/12/2022 05/14/2022 04/12/2022
EQUIFAX 03/21/2023
PO Box 740241 Atlanta GA 303740241 Phone: 8006851111
PROSPER MARKETPLACE INC. 04/12/2022
221 MAIN ST SAN FRANCISCO CA 94105-1906 Phone: 6175856924
EQUIFAX 02/20/2023
PO BOX 740250 ATLANTA GA 303740250 Phone: 8006851111
REALPAGE INC 09/14/2022
2201 LAKESIDE BLVD RICHARDSON TX 75082-4305 Phone: 4087954250
PENTAGON 12/06/2022 08/09/2022 05/10/2022
PO Box 1432 Alexandria VA 223131432 Phone: 7033831000

(End of Report) Page 28 of 28 3067549138-EMB-0bba010300000222-03212023

000016521-DISC