SOCIAL CREDIT SCORES IN CHINA

The goal of the social credit system might be viewed as something that would benefit the
development of their economy and entire country. It seeks to regulate businesses and citizens
in every way possible. Even so, there are other issues to be raised regarding the system. The
social credit system seeks to establish openness, but in doing so, it has come to govern every
facet of a citizen's life. Ultimately, it violates people's privacy. Data is gathered through court
decisions, government and corporate records, and citizen observers. Not only are businesses
and citizens required to provide certain requirements, but data is also gathered via video
surveillance and data on their system is monitored. That is how their credibility is measured.
Everyone was wondering how reliable the sources were. That is also something that has
remained unaddressed to this day, emphasizing the reason why it has stayed controversial. The
system attempts to blacklist all businesses and individuals with a poor credit score, while those
with a good credit score will receive government incentives. Why, in my opinion, do people have
to be blacklisted? Why must they be humiliated? Why should they be restricted from doing
things while those who break the law could be punished fairly? The goal of eliminating
misconduct by businesses and citizens is admirably noble. Yet, this credit score may be used to
discriminate. People will be divided as a result of it. Instead of blacklisting them, why not assist
them in creating a new beginning for themselves? Wouldn't we push them to do something
positive to raise their score, not only for themselves but also to make the world a better place?
Having a strong credit score entitles people to privileges such as lower interest rates on bank
loans, free health checks, and heating water discounts. I'm puzzled why only individuals with
good credit are eligible for this. I believe it should be provided as a bare minimum to all people
since everyone deserves it. It is assumed that individuals with a bad credit score are those that
disobey. Yet shame and blacklisting would not suffice. If we can recognize their errors, we
should be equipped to help them as well. In the end, as far as economic, political, and cultural
progress are concerned. If China truly wants to be a better place, leaders must do something to
assist them. They should not exclude those who violate the rules. They should use this system
as a platform to properly and correctly polish any wrongdoings. I would also suggest changing
the way data is obtained. I would make certain that the Chinese people understand how
trustworthy the sources are and what plans they have for individuals who have poor credit
scores other than blacklisting them. Officials should also exercise prudence when gathering
data. They should also provide a good explanation for how this data is preserved, as they
should not be the ones who breach their people's data privacy. This will undoubtedly assist
everyone in understanding the aim of it and seeing the benefits. This will inevitably make them
recognize how the system is contributing to a better place for everyone.