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INTRODUCTION
Every person needs finance, the money required to meet an individual's or family's basic
needs. Access to sufficient funds is the most important to every human being, for us to obtain
stability and financial security to cover our necessities. Not having enough money can limit a
person’s access to food, proper housing, health care, and other basic needs, especially for
those living in poverty.
One of the biggest problems that our nation is facing is poverty due to financial problems
and economic issues. This is the most challenging situation for anyone, particularly for an
average student. Many students are working at the same time for them to at least help with the
finances of the school, and it is difficult to handle both at once (The Filipino Collection, 2013). In
addition, tuition costs are always rising in different schools and institutions. Students invest a lot
of time and money, together with the costs of school and other educational components.
Including the primary materials that a student needs, such as paper, notebooks, pencils, pens,
and other school supplies. Moreover, other expenses along with transportation fees, food, and
school projects alongside printing and photocopy expenses and little contributions to class or
school organizations.
Philstar's research shows that the majority of Filipinos believe that the world revolves
around money, while the minority quotes “Money can’t buy happiness.” However, the happiness
of others is to study and graduate, yet how are they going to continue if they do not have
enough money. It takes a lot of money to get into a good school or university. It is also
customary to ask for an allowance, whether it may be for transportation or snacks, before going
to school, and that proves that money is a necessity not only for students but for all people.
The strand Arts and Design or the courses that are aligned to art are considered by
others as complicated and expensive courses to take. As an artist, a lot of materials and tools
are needed to make art projects. Some of these tools and materials are graphite pencils,
acrylics, paper, pens, draft tables, and other materials and tools used to create. It is equivalent
to the lack of money needed to support the students until they graduate. However, according to
Deped.gov.ph (2013), the difficulty of it is not considered because the source of income needed
for matriculation or tuition became a harder problem.
This study is conducted to deepen the understanding of the impact of financial problems
on the academic performance of the students in Arts & Design Grade 11 Bencab of Tagaytay
City Science National High School – Integrated National High School.
In this study, the researchers want to identify the impact of financial problems on the
academic performance of students in Arts & Design Grade 11 Bencab of Tagaytay City Science
National High School – Integrated Senior High School. The following questions will be answered
in this study:
The researchers of this study seek to identify the impacts of financial problems on the
academic performance of students in Arts & Design Grade 11 - Bencab of Tagaytay City
Science National High School – Integrated Senior High School through an interview with 30
students who are currently in the grade & section mentioned. We are aiming to do this, in this
coming month of May.
This research does not cover other problems that students face such as earning income
and raising money. But there are stated in this research regarding savings, allowance allocated,
and even budgeting.
This research will help determine the effects of financial problems on the academic
performance of students in Arts and Design Grade 11 Bencab of Tagaytay City Science
National High School – Integrated Senior High School. This research will benefit the following:
1. Students. Students will be able to know how financial problems affect their academic
performance in school.
2. Teachers. This research will help teachers to understand how financial problems affect
their students' academic performance.
3. Parents. The parents will be able to know the financial needs and problems that affect
their children's academic performance.
4. Future Researchers. This will help future researchers to use it as their base and use
the findings in this study to support different ideas regarding the impact of financial
problems on students' academic performance.