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    Adarsh Verma
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    This paper discusses the determinants of educational loans provided by commercial banks in India. It provides an overview of India's educational loan system and government policies to encourage loans for higher education. The paper analyzes the viability of educational loans in India's diverse regions by examining findings from surveys of technical/general institutions and commercial banks in one Indian state.

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    This paper discusses the determinants of educational loans provided by commercial banks in India. It provides an overview of India's educational loan system and government policies to encourage loans for higher education. The paper analyzes the viability of educational loans in India's diverse regions by examining findings from surveys of technical/general institutions and commercial banks in one Indian state.

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    8 views1 page

    Citation 317740194

    Uploaded by

    Adarsh Verma
    This paper discusses the determinants of educational loans provided by commercial banks in India. It provides an overview of India's educational loan system and government policies to encourage loans for higher education. The paper analyzes the viability of educational loans in India's diverse regions by examining findings from surveys of technical/general institutions and commercial banks in one Indian state.

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    Panigrahi, Jinusha. (2010).

    Determinants of Educational Loan by Commercial Banks in


    India. Journal of Educational Planning and Administration. XXIV. 379-400. This
    paper gives a brief outlook of the current educational loan system for higher
    education in India and its importance and popularity as an alternative to finance
    higher education. Various government policies and programmes to encourage
    educational loan as a supplement to resource needs for higher education are
    discussed briefly and various determinants of educational loan identified by
    commercial banks are discussed. The workability of educational loan in a
    diversified country like India is analyzed in detail with the support of the
    findings from the field study carried out in selective technical and general
    institutions and commercial banks of one of the selective Indian State.

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