BRIEF PROFILE

OF
M/S ANCHLIK GRAMIN VIKAS EVAM
KALYAN SAMITI
(Sri Imran Ali Qureshi )

Factory Address
Plot No 27, 28 Link Road (Dasehri Mod to Kallan Khera
Sikrori , Block –Kakori ,District Lucknow, Uttar Pradesh,
226008
 BRIEF PROFILE OF THE CONCERN

NAME OF THE BORROWER : Anchlik Gramin Vikas Evam Kalyan Samiti

NAME OF THE PROPIETOR : Imran Ali Qureshi

GST REGISTRATION NUMBER : 09AAHAA3869P1ZZ

REGISTERED ADDRESS : Awadh Enclave colony,

602/1840, Hardoi Road Dubbaga,

Lucknow, Uttar Pradesh, 226003

FACTORY ADDRESS : Plot No 27,28 Link road (Dasehri Mod to

Kallan Khera Sikrori , Block –Kakori
Lucknow-226008

NATURE OF THE UNIT : Manufacture of readymade Garments

MSME Classification : Medium Scale Industry

PAN : AAHAA3869P

AADHAR UDYOG :UP50A0021888

BANK FINANCE (TERM LOAN)

EXISTING : 1.70 Lacs

PRTOJECT ENHANCEMENT : 120.00 Lacs

TOTAL : 121.70 Lacs

BANK FINANCE (CC LIMIT)

EXISTING : 13.00 Lacs

PROJECT ENHANCEMENT : 50.00 Lacs

TOTAL : .00 Lacs

FIRM PROFILE

M/S Anchlik Gramin Vikas Evam Kalyan Samiti is a society certified by Khadi
& Village Industry Commission , Government of India .The firm was
incorporated in the year 2017 for the purpose of manufacturing and trading of
garment. The firm since than is engaged in manufacturing of garments and
supplies its major chunk of manufacturing to various online platforms like
Amazon, Flipkart, Meesho, etc. wherein the firm is marked as preferential
vendor in respect to their rating and standard.

Currently the firm has manufacturing unit at Khasra no 543,544,537,540,541,

Bijnaur Road, Near CRPF Camp, Village Natkur, Lucknow, Uttar Pradesh,
226008.

With the increase in the demand of product in online platforms the firm has
proposed to increase its installed capacity to compete the competition.

Growth pattern of turnover (In Lacs)

2020-2021 2021-2022 2022-23

(Provisional data)

Turn Over 52.01 204.08 215.62

Net Profit 0.96 4.25 4.49

From the above table it can be inferred that the firm is achieving higher
turnover every year than the previous year.
ABOUT THE KEY MANAGEMENT AND THE TEAM

Background:
The Society is into this industry since more than 5 Years and successfully
supplying the product to all type of customers including Government non-
Government and other type of institutions & Ecommerce Sector.

MANAGEMENT:
Apart from proprietor himself following are key official who are managing the
affairs
Mr. Imran Ali, is a engineering graduate and into the marketing of the product . He
is going to setup a manufacturing unit in the name & style of Aanchalik Gramin
Vikas Evam Kalyan Samiti. The constitution of above unit will be proprietorship.
Our villagers will also benefited by this unit because they get employment in above
unit. In accordance with above object the proprietor of above Aanchalik Gramin
Vikas Evam Kalyan Samiti is proposing to set up a Chikan Udyog Unit at Village
Sikrori, Hardoi Road, Near Andhe Ki Chowki, Distt. Lucknow (U.P.).

PRODUCT AND IT'S USERS :

In changing environment chikan garments is being very popular in our country
and also outside the country. Most of the people of our country like Chikan
garments. Waste cutting of small pieces of cloths can be also used in
manufacturing of baby garments etc.

PRODUCTION DETAILS AND PROCESS OF MANUFACTURE:

The first step is cutting the cloths in required size and then above cloths stitched
by skilled tailors and after above process above cloths converted in to shape of
readymade garments. After all above process above garments sent for hand
embroidery process to various karigars, and after completion of embroidery
process chikan garments packed into poly bags and card box and become ready
for sale.

MARKET POTENTIAL: Market for readymade garments is very easily available

because it is requirement of every person in our villages, towns and cities. So there
is no problem in marketing.

A. Demand of the product in the Market:

The textile and apparel industry has strength across the entire value chain
from fiber, yarn fabric to apparel. The Indian textile and apparel industry is
highly diversified with the wide range of segments ranging from product of
traditional handlooms, handicrafts, wool and silk products to the organized
 textile industries in India. The organized textile industries in India are
characterized by use of capital-intensive technology for mass products. The
domestic textile and apparel industry stood that $150.5 billion in 2019-20 and
is expected to reach $190 Billion by 2025-26.

More over the growth in turnover of M/s Chikan Garments Udhyog from 1.25
Cr. In 2019-20 to $4.05 Cr in 2020-21 to 10.62 Cr. In 2021-22 justifies the
assumption of growth in the textile industries future. As the firm deals in major
online flatforms only like Flipkart Amazon Meesho etc. who has wider reach
globally and have been contributing to the increased demand of the product.

B. Marketing Arrangements

The firm supplies its product through the online platforms where the firm is
marked on as preferential supplier employing quality product with timely
delivery of the product. Many a time situation arises that the firm has to delist
its product due to high demand and low supply marking as out of stock as the
firm is unable to pace off with the high demand.

Over all we can conclude that there are no specific marketing arrangements
required to cope off with the high manufacturing as the online platform markets
the product to wider range of people.

C. SWOT ANALYSIS

The Indian Textile industry adds 14% to the industrial production and 6% to
the GDP of India. It provides employment to around 45 million people and thus,
is the second largest employment provider after agriculture. A systematic SWOT
analysis of the textile and apparel industry indicates the following:

Strength:

Government Support for Textile Sector the Indian Government has been calling
for many policy measures and initiated several schemes to support textile
sector. These schemes provide numerous benefits to Indian textile
manufacturers. Some of these outlines are: I. System for Integrated Textile
Parks (SITP); II. Restructured Technological Up Gradation Fund Scheme (RR
TUFS); III. Integrated Skill Development Scheme (ISDS); IV. Swarna Jayanti
Gram Swarojgar Yojana (SGSY); V. Market Development Assistance (MDA); VI.
Market Access Initiative (MAI); VII. Technology Mission on Technical Textiles
(TMTT).

I. Raw material base

 India has high self-sufficiency for raw material particularly natural fibres.
India’s cotton crop is the third largest in the world. Indian textile
Industry produces and handles all types of fibres.
II.  Labour
Cheap labour and strong entrepreneurial skills have always been the
backbone of the Apparel and textile Industry. Since the firm is deploying
local labours there is sufficient labour force availability.
III.  Flexibility
The size of manufacturing which is predominant in the apparel industry
allows for greater flexibility to service smaller and specialized orders.

IV.  Rich Heritage

The cultural diversity and rich heritage of the country offers good
inspiration base for designers.
V. Domestic market
Natural demand drivers including rising income levels, increasing
urbanisation and growth of the purchasing population drive domestic
demand.

Weakness:

Indian Textile industry is highly fragmented and price driven industry.

Indian textile industry is facing a problem to compete in the world textile
market. This is because of weakness like fragmented infrastructure, rigid
labour laws, technology obsolescence and many others.

I. In Fabric production large part of the industry is engaged in unorganized

sectors like power looms and handlooms.
II. The expenses like indirect taxes, power and interests are comparatively
high in India.
III. Operation of machines requires engagement of skilled man power,
unavailability of skilled manpower is the major problem in garment
industry.

Opportunity:

Indian textile and apparel Industry stood at $150.5 Billion in 2019-20 and is
expected to reach to $190 Billion by 2025-26.

I. Shift from unorganized to organized retail The current share of organised

retail in India is very low compared to over 80% in developed regions like
US and EU. Organized retail of textiles in India is set to penetrate 40% of
the retail market by 2025-26 as compared to 25% in 2019-20.
 II.  Integration of Information technology
‘Supply Chain Management’ and ‘Information Technology’ has a crucial
role in apparel manufacturing. Availability of EDI (Electronic Data
Interchange), makes communication fast, easy, transparent and reduces
duplication.

III. Opportunity in High Value Items

India has the opportunity to increase its UVR’s (Unit Value Realization)
through moving up the value chain by producing value added products
and by producing more and more technologically superior products.

Threats:

I. Competition from other exporting countries The Indian textile industry

has been facing a competition from other nations like China, Germany,
Bangladesh, Sri Lanka, Turkey, Vietnam, Italy, etc. These nations have
already built up their core competencies and well-known USPs in the
worldwide market.But the growing advancement in Indian textile
industry through technology upgradation we are able to mitigate the
threats.

MAJOR BENEFITS OF THE PROJECT:

(1) Easy availability of the basic material i.e. Cloths due to large wholesale
Chikan market of cloths in U.P is situated at Lucknow and Kanpur.
(2) Job opportunity to local people.
(3) Easy availability of Man power for Man power for Chikan Embroidery
because in Lucknow & surrounding villages many people live who has good
knowledge of Chikan embroidery work.

INFRASTRUCTURE FACILITIES:
Availability of Raw Materials:

The major raw materials for the M/s Aanchalik Gramin Vikas Evam Kalyan Samiti
are fabric which is available from the local market. Also, the firm has done
contracts with various suppliers across the nation for the supply of fabric and
other needed raw material like button etc.

TECHNICAL KNOW HOW:

The project does not require any sophisticated technology but skilled operators are
capable enough to operate the plant.

TRANSPORTATION:
The unit will be established at village Sikrori attached through link roads with
Main Highway Hardoi Road, therefore there seems no difficulty in getting the raw
material and sending t goods/by products etc. Online platforms have been
providing their transportation at the firm premises for delivery of the garments to
the prescribed locations. Moreover, the unit is connected with proper road and
thus the firm is using different mode of transport such as truck, motorcycles, vans
depending on quantity of products to be delivered and also for commutation of
employees.

MAN POWER:
Since the project does not require any sophisticated technology, the skilled and
semi-skilled operators/ workers are equipped to manage the manufacturing
operations. As for as operations are, concerned the unskilled labors would be
employed. Other Required staff is already as per requirement and will be recruited
time to time as need arises. The unit is labour intensive as it involves manpower
for stitching purpose, buttoning purpose, cleaning and packing purpose. The
manpower is available in the nearby area. As the unit is located in the outskirt of
city people from nearby villages are easily available. To get quality product from
the manpower employed first training sessions are conducted by the firm and then
they are deputed with responsibilities.

POWER:

The unit required 5 KVA power electric supply, it could be run by only double-
phase electric supply & during electricity cutting unit will run by Generator /
Solar System supply for that unit can run smoothly.

Manufacturing Process Flow:

1. Raw material procurement: Major raw material required in fabric,

buttons, thread etc. The proprietor himself is involved in purchasing of
raw material which is available in the local and nearby cities.
2. Cutting of Fabrics: The fabrics are cut in pieces through automatic
mechanized system in bulk.
3. Stitching: Stitching involves manpower involvement and is done through
electric stitching machines.
4. Button hole and buttoning: It involves manpower and is done through
electronic machines.
 5. Cleaning and finishing: The prepared pieces are cleaned and final
touching is done.
6. Quality check: Finished Pieces are checked as per the quality standard.
7. Ironing and Laundry: Ironing and laundry again involves manual
process.
8. Packing: The finished product is packed as per the requirement.

BRIEF PARTICULARS OF THE COST OF PROJECT

PLANT & MACHINERY: (Rs. 25.00 Lakh.)

The main plant & machinery of proposed unit is Sewing Machine, Interlock
Machine with motor etc. Details of plant & machinery is given in -Annexure I.

SHED CONSTRUCTION: (Rs. 95.00 Lakh.)

As for Construction Estimate prepared by Civil Engineer-Annexure II.

OTHER FIXED ASSETS: (Rs. 30.00 Lakh)

A provision of Rs. 30.00 Lakh has been made under this head for installation of
Office Furniture & Fixture, Electric Fitting and Equipment's, Complete Fire
Fighting System, Steel Frame and Glass partition, Office Equipment’s etc.

.
D. Existing Loan and Sanction Letter

i) CC Limit of 50.00 Lakh from Axis bank in the name of Latest Chikan
Garment Udyog.

ii) Rs. 11.00 lakh LAP in Axis bank in the name of Latest Chikan
Garment Udyog, sanctioned on 31/05/2022.

iii) Vehicle Loan (Eco) from Bank of India, having balance of 3.95 lakh
31.03.2022

iv) Home Loan Axis Bank having Outstanding 30.00 lakh app as on date,
remaining period 10 years.

v) OD against Deposit 10.00 Lakh in City Union