LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Vijayakumar Rajenthiran

Customer ID :
Application Reference Number : BR70095819
Loan Sourcing Date: 2022-10-22 18:58:01

This audit trail document evidences the complete system generated electronic logs/record to demonstrate the
commencement of exchange of information/data between Vijayakumar Rajenthiran & Bajaj Finance
Limited (“BFL”) till the complete acceptance of Loan Application, MITC, eMandate, and Master Terms &
conditions uploaded at: BR70095819 (collectively referred as “Loan Documentation”) by Vijayakumar
Rajenthiran for availing loans as described below vide mobile OTP acceptance in respect of Application
Reference Number: BR70095819 as final and binding on Vijayakumar Rajenthiran.

The audit trail containing electronic records / Logs captured in Section - A (Audit Trail Summary Sheet of
electronic record / logs) below evidences the electronic transaction acceptance and execution by the customer
on BFL platform in connection with loan availed by the customer. Further, Section - B evidences the
chronological details of electronic transaction logs stored in BFL application(s). Section C contains the live
photo of Vijayakumar Rajenthiran along with Invoice /Product & FOS. The electronic records detailed in
Section A to C evidences the loan transaction journey, acceptance and execution of the Loan documentation.

Section A – Audit Trail Summary Sheet of Electronics Record/logs

Particulars Details
Application Reference Number BR70095819
Loan Amount (Rs.) 24999
Loan Type Consumer Durable
Tennure of Loan 8
IP Address of BFL 117.248.36.13
IP Address of Customer's Device 2409:4072:6d84:c48c::160b:e709
Mobile number of Customer 7639523135
Email ID of Customer (if available)
FOS Name & Emp ID MUTHUKRISHNAN P & 2023172
FOS email ID(if available)
FOS/Merchant IP Address 117.248.36.13
Latitude:
Geo-tagging details
Longitude:
Live Photo of Customer Y
Live Photo of Customer along with Invoice
Y
and FOS
 Market Place Particulars Details
EMI Card Number
E-Com/Merchant/Dealer portal Name
Second OTP Generation Requested
On

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Vijayakumar Rajenthiran

Customer ID :
Application Reference Number : BR70095819
Loan Sourcing Date: 2022-10-22 18:58:01

Section B – Audit Trail Transaction History With Intake to

Corresponding Details in Section A above
Date & Cluster / Output log
Action Taken Transaction Log
Time Stage status
FROM: MUTHUKRISHNAN P,
Emp ID/FOS ID: 2023172,
Loan
BFL IP Address: 117.248.36.13
Application
2022-10-22 Loan Application link delivered to TO:
Link
18:55:06 Application Vijayakumar Rajenthiran Mobile Number : 7639523135 & ,
successfully
IP Address: Latitude:
sent
Longitude:
of Vijayakumar Rajenthiran
FROM:
Application Reference
Number:BR70095819,
Mobile Number:7639523135,
IP
Loan
Vijayakumar Rajenthiran Address:2409:4072:6d84:c48c::160b:e709
Application
opened / accessed the link to
2022-10-22 Loan opened and
apply for loan by filling required of Vijayakumar Rajenthiran
18:55:06 Application filled by
details and uploading documents TO:
Vijayakumar
in presence of BFL FOS FOS ID: 2023172,
Rajenthiran
BFL FOS Name :MUTHUKRISHNAN P,
FOS/MERCHANT IP Address:
117.248.36.13,
FOS email (if available):,
BFL IP Address: 117.248.36.13
FROM:
Application Reference
Vijayakumar Rajenthiran read, Number:BR70095819,
verified, agreed & accepted the Mobile Number:7639523135,
terms and conditions of Loan Customer's IP
Documentation (defined above) Address:2409:4072:6d84:c48c::160b:e709 Application
by clicking on “SUBMIT of Vijayakumar Rajenthiran submitted by
2022-10-22 First OTP
 18:55:01 Authentication BUTTON” application to TO: Vijayakumar
generate OTP from BFL FOS Name: MUTHUKRISHNAN P, Rajenthiran to
software application. FOS EMP ID: 2023172, generate OTP
FOS email ID (if available):,
FOS/MERCHANT IP Address:
117.248.36.13,
BFL IP Address: 117.248.36.13
FROM:
Application Reference
Number:BR70095819,
OTP generated and sent to BFL IP Address:117.248.36.13, OTP sent to
2022-10-22 First OTP
Vijayakumar Rajenthiran from TO: Vijayakumar
18:55:06 Authentication
BFL software application Mobile Number:7639523135, Rajenthiran
Customer IP Address:
2409:4072:6d84:c48c::160b:e709
of Vijayakumar Rajenthiran
FROM:
Application Reference
Number:BR70095819,
OTP Received
BFL IP Address:117.248.36.13,
2022-10-22 First OTP OTP Received by Vijayakumar by
TO:
18:55:16 Authentication Rajenthiran Vijayakumar
Mobile Number:7639523135,
Rajenthiran
Customer IP address
:2409:4072:6d84:c48c::160b:e709
of Vijayakumar Rajenthiran
FROM:
Customer Name:Vijayakumar Digitally
Rajenthiran, accepted PDF
Application Reference encrypted file
Vijayakumar Rajenthiran clicks
Number:BR70095819, containing in
on "I accept checkbox" by
Mobile Number:7639523135, respect of said
2022-10-22 First OTP putting OTP and Mobile Number
IP address of customer Loan
18:55:01 Authentication to finalize accepting to terms &
2409:4072:6d84:c48c::160b:e709 Documentation
conditions of said Loan
TO: stored in BFL
Documentation (defined above)
BFL IP Address:117.248.36.13, server for
EMP/FOS/MERCHANT IP Address: verification &
117.248.36.13, validation
FOS Name: MUTHUKRISHNAN P

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Vijayakumar Rajenthiran

Customer ID :
Application Reference Number : BR70095819
Loan Sourcing Date: 2022-10-22 18:58:01

Date & Cluster / Transaction Log Output log

Action Taken
Time Stage details status
FROM:
Application Reference
Number:BR70095819,
Emp email ID (if
 Loan Approved by BFL available) : , EMP IP
(Salesforce system) and Address:117.248.36.13, Loan Approved
2022-10-22 bit.ly link containing by BFL
Approval
19:31:25 encrypted pdf with details TO: Salesforce
of disbursement sent to Customer System.
Vijayakumar Rajenthiran Name:Vijayakumar
Rajenthiran, Cust
Mobile
Number:7639523135,
Cust IP Address:
157.51.8.229
FROM:
IP Address of
BFL:117.248.36.13,
BFL Emp name & ID: SMS & Email
Muthukrishnan P confirmation sent
Second OTP generated and
311380, Application by
sent to Vijayakumar
Reference Muthukrishnan P
Rajenthiran via SMS to
2022-10-22 Second OTP Number:BR70095819 of BFL to
{firstOtpFosMobile} &
19:31:25 Authentication TO: Vijayakumar
emailed to to record
Customer Rajenthiran for
acceptance for disbursal
Name:Vijayakumar obtaining
and eMandate;
Rajenthiran, Cust disbursement &
Mobile eMandate
Number:7639523135,
Cust IP Address:
157.51.8.229
FROM:
Application Reference
Number:BR70095819,
OTP for
IP Address of
Acceptance
BFL:117.248.36.13,
received by
Vijayakumar Rajenthiran BFL Emp name & ID:
Vijayakumar
2022-10-22 Second OTP opened the Second OTP Muthukrishnan P
Rajenthiran for
19:32:18 Authentication link clicked on “I Accept 311380
endorsing
Check Box” TO:
acceptance for
Mobile Number of
disbursement and
Customer:7639523135,
eMandate
IP Address of
Customer:
157.51.8.229
Encrypted PDF opened FROM: Vijayakumar
and accepted by Application Reference Rajenthiran
Vijayakumar Rajenthiran Number:BR70095819, accepted the
2022-10-22 Second OTP by submitting the OTP and Customer disbursement &
19:32:18 Authentication Mobile Number as Name:Vijayakumar eMandate details
confirmation to Rajenthiran, Cust by submitting the
disbursement and Mobile OTP & Mobile
eMandate details Number:7639523135, Number

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Vijayakumar Rajenthiran

Customer ID :
Application Reference Number : BR70095819
Loan Sourcing Date: 2022-10-22 18:58:01
Date &
Cluster / Stage Action Taken Transaction Log details Output log status
Time
FROM:
Application Reference
Number:
BR70095819,
Customer
Name:Vijayakumar Digitally accepted
Rajenthiran, Cust encrypted PDF file
PDF encrypted file containing Loan
Mobile containing in respect
2022-10-22 Second OTP Documentation, Disbursement details and
Number:7639523135, of said Loan
19:32:18 Authentication eMandate details created and got stored in
Cust IP Address: document stored in
BFL server
157.51.8.229 BFL server at IP
address:117.248.36.13
TO:
BFL IP
Address:117.248.36.13,
BFL Emp name:
Muthukrishnan P
FROM:
Customer
Audit Trail Annexure created and annexed Annexure of
Name:Vijayakumar
with Encrypted PDF filed stored in BFL “Transaction Audit
Rajenthiran, Cust
Server containing Loan Application with Trail Sheet” attached
2022-10-28 Transaction Mobile
Audit Trail Sheet, Master T&Cs, ECS / to encrypted pdf
17:12:40 Completed Number:7639523135,
Electronic Payment Mandate, KYC and document containing
Application Reference
welcome intimation & Loan EMI payment ____ stored in BFL
Number:BR70095819
schedules server
TO:
Date Time
Application Reference
Number:
Complete PDF file in respect of said Loan BR70095819,
2022-10-28 Transaction
Documentation (defiled above) along with Customer Process Complete
17:12:40 Completed
audit trail history got stored in BFL server Name:Vijayakumar
Rajenthiran, Customer
Mobile:7639523135,
FROM:
Customer
Name:Vijayakumar
Rajenthiran,
Application Reference
Number:
BR70095819, Mobile
Number:7639523135, Application Reference
Encrypted pdf Loan Documentation opened
2022-10-22 Verification & of Vijayakumar Number.BR70095819,
and verified by MUTHUKRISHNAN P of
19:32:18 Validation Rajenthiran verified and validated
BFL
TO: Muthukrishnan P
BFL IP
Address:117.248.36.13,
Emp Name:
Muthukrishnan P,
Emp email ID (if
available): , EMP IP
Address:117.248.36.13,
 SECTION - C (Audit Trail Summary Sheet of customer Photo and
Invoice Copy)
FOS/Merchant IP address : 117.248.36.13