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Endowment Plus

Wealth Creation

Personalized illustration for: Presented By:


Rahad Hossain Azam Khan
FA Code: 10299001
Branch Name:
Contact No: 8801712937444
E-mail: Azam.102@metlifeagencybd.com

Navigating life together


Name:
Rahad Hossain Age:
36 Gender:
Male

Key Features and benefits


1. On top of basic Face Amount, your plan is eligible for policy bonus(es), if
Here comes MetLife with Endowment Policy to help declared by the company.
you planning for a financially secure future. 2. Death at any time before the expiration of the Endowment period terminates
Endowment Plus Plan is a long-term insurance the payments of premiums, and the face amount plus the bonus amount of
contract designed to pay an attractive maturity value insurance, thereupon becomes due and payable to the nominee or nominees
with bonuses on its maturity or on death of insured. It designated by the policy owner.
works as a financial security to your family as well as 3. At the Maturity of the policy, the maturity proceeds of the policy may be paid
a fascinating saving scheme for your better future. in accordance with any one of the Optional Modes of Settlement.
4. Additional accidental benefits through Personal Accident Coverage are
available for you on payment of additional premium.

Personal Details

Name Party Age Gender


Rahad Hossain Insured & Owner 36 years Male

Plan Summary
The below information summarizes the main details of your plan.

Information Category Value Information Category Value


Product Name Endowment Plus Annual Basic Premium BDT. 1,09,280
Coverage/Face Amount BDT. 10,00,000 Annual Rider(s) Premium BDT. 41,980
Policy Term 10 Years Annual Modal Premium BDT. 1,51,260

Coverage Details of Your Plan

Coverage & Benefits Coverage Amount (in Taka)


1. Life Coverage 10,00,000
Following benefits are applicable only on owner (Benefits Sl. No 2-6, 7a)

2. Accidental Medical Reimbursement Limit (under Personal Accident Coverage Rider) 1,50,000
3. Accidental Dismemberment Indemnity (under Personal Accident Coverage Rider) for the Loss of:
a) Both Hands or Both Feet or Sight of Both Eyes 10,00,000
b) One hand and One Foot 10,00,000
c) Either Hand or Foot and Sight of One Eye 10,00,000
d) Hearing of Both Ears 10,00,000
e) Speech 10,00,000

f) Either Hand or Foot 5,00,000


g) Sight of One eye 5,00,000
h) Thumb and Index Fingers 2,50,000
4. Accidental Permanent Total Disability Indemnity (under Personal Accident Coverage Rider) 10,00,000
5. Accidental Death Benefit (under Personal Accident Coverage Rider) 10,00,000
6. Coverage of 25 Critical Illnesses (under Critical Care (CC) Rider) 10,00,000

7a. In-Hospital Daily Income for Proposed Owner (under MediCare rider) 10,000
Name:
Rahad Hossain Age:
36 Gender:
Male

Important notes to read


* Please note carefully that there will be no Cash Surrender Value during the first 2 years, if you surrender the policy. End of policy year wise
Projected Cash Surrender Value table are presented in this illustration for your better understanding. Projected Cash Surrender values are
calculated considering that all due premiums are deposited on time and there is no indebtedness to the company.

* Your MetLife Financial Associate will show you a product brochure of Endowment Plus which will contain basic policy features, benefits and
terms & conditions for your better understanding of the Plan.

* In case of occurrence of more than one loss due to Accidental Dismemberment, Permanent Total Disability and Death under Personal
Accident Coverage rider, maximum total benefit will be Tk. 10,00,000. Insurance coverage under this rider will expire at age 46 of Policy
Owner.
* Insurance coverage of Critical Care (CC) rider will expire at age 46.
* Insured will get in-hospitalization benefit up to 30 consecutive days per confinement and for a total of 360 days during policy coverage
period from MediCare rider.
* Owner’s coverage under MediCare rider will expire at age 46.

End of the year wise Projected Cash Surrender Value Chart (BDT only)

Policy Term

End of Yr Projected Benefit Amount(Payable upon unfortunate Death due to any cause) (Taka) Projected Cash Surrender Value (Taka)
1 10,42,000 0
2 10,84,000 1,39,000
3 11,26,000 3,08,347
4 11,68,000 4,33,888
5 12,10,000 5,66,748
6 12,52,000 7,10,504
7 12,94,000 8,62,880
8 13,36,000 10,27,706
9 13,78,000 12,05,000

10 14,20,000 14,20,000

Please note carefully that above Projected Benefit Amounts are calculated using bonus rate of 4.2% on Basic Face Amount. However, bonus rate
may vary which will affect Projected Benefit Amount shown in the above table. There will be no Cash Surrender Value during the first 2 years, if you
surrender the policy. Please see the above end of policy year wise Projected Cash Surrender Value table for your better understanding.
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