Fee Information

Document

Name of the account provider: CIB Bank Zrt.

Account name: CIB Classic Private Account
Date: 01.05.2022

 This document informs you about the fees for using the main services linked to the payment
account. It will help you to compare these fees with those of other accounts.

 Fees may also apply for using services linked to the account which are not listed here. Full
information is available in List of conditions for the bank accounts of private individuals;
Bankcard List of Conditions for Private Individuals; Overdraft Facilities, Deposit Protection and
Lombard Loans; Specific Business regulations pretaining to bank cards for consumers; Specific
Business Regulations Pertaining to Bank accounts and Payment Transactions for Consumers
and sole traders; Specific Business Regulations Pertaining to non-property-secured credit
facility and loan agreements for Consumers; General Retail banking Business Regulations for
Consumers and Sole Traders; access to conversion rates:
https://net.cib.hu/maganszemelyek/arfolyamok/arfolyamok

 A glossary of the terms used in this document is available free of charge.

Service Fee
General account services
Maintaining the Account Monthly fee 850 HUF
account management and
package fee with
electronic statement
without discount

    Total annual fee 10 200 HUF

Account Month fee 850 HUF
management and
package fee with
paper-based
statement without
  discount
    Total annual fee 10 200 HUF
  Account closing fee Account closing fee 0 HUF
Account change fee Fee for a change of 1 379 HUF
  account package

1
 Instant-access Annual interest 0,01%
interest rate
  (annual)
  AER value AER 0,01%
Internetbank and Monthly and annual [CIB Bank mobile 0 HUF
mobile application fee for internetbank, application]
service mobile bank, online Monthly fee
services
    Total annual fee 0 HUF
[CIB Bank Online] 0 HUF
    Monthly fee
    Total annual fee 0 HUF
SMS service Signatory SMS -
message fee (pcs)
Notification/other SMS fee 50 HUF
  SMS fee (pcs)
SMS Card monitoring service 77 HUF
service/package fee month / phone number
 
    Total annual fee 924 HUF
Account-monitoring 468 HUF
service month / phone
    number
  Total annual fee 5 616 HUF
Phonebanking     -
service
Payments (excluding cards)
Domestic credit Outside the [CIB Internet Bank, CIB 0,546%, min. 78 HUF,
transfer in HUF account-managing Bank mobile application, max. 56 043 HUF
bank, electronically CIB Bank Online]
Outside the [CIB24] 1,314%, min. 869 HUF,
account-managing max. 55 532 HUF
  bank, by phone
Outside the Paper-based service, 1,37%, min. 905 HUF,
account-managing with the order submitted max. 57 876 HUF
bank, in paper via a [Magnifica Banker],
format (at the on Electronic Signature
  branch) Pad
Inside the account- [CIB Internet Bank, CIB 0,533%, min. 76 HUF,
managing bank, Bank mobile application, max. 54 673 HUF
  electronically CIB Bank Online]
Inside the account- [CIB24] 1,314%, min. 869 HUF,
managing bank, by max. 55 532 HUF
  phone
Inside the account- Paper-based service, 1,37%, min. 905 HUF,
managing bank, in with the order submitted max. 57 876 HUF
paper format (at the via a [Magnifica Banker],
branch) on Electronic Signature
  Pad

2
Standing order In HUF, outside the Execution of a standing 184 HUF
account-managing order via the GIRO
bank, electronically system
In HUF, outside the Execution of a standing 184 HUF
account-managing order via the GIRO
  bank, by phone system
In HUF, outside the Execution of a standing 184 HUF
account-managing order via the GIRO
bank, in paper system
format (at the
  branch)
In HUF, inside the Execution of an 0 HUF
account-managing intrabank standing order
  bank, electronically
In HUF, inside the Execution of an 0 HUF
account-managing intrabank standing order
  bank, by phone
In HUF, inside the Execution of an 0 HUF
account-managing intrabank standing order
bank, in paper
format (at the
  branch)
Direct debit In HUF, outside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, electronically debit

In HUF, outside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, by phone debit
 
In HUF, outside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, in paper debit
format (at the
branch)
 
In HUF, inside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, electronically debit
 
In HUF, inside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, by phone debit
 
In HUF, inside the Fee charged in the case 193 HUF /transaction
account-managing of fulfilment of a direct
bank, in paper debit
format (at the
branch)
 
Credit transfer in in the EEA Region, [CIB Internet Bank, CIB 0,546%, min. 78 HUF,
EUR (SEPA) abroad, Bank mobile application, max. 56 043 HUF
electronically CIB Bank Online]
in the EEA Region,

3
 abroad, by phone [CIB24]
in the EEA Region,
abroad, in paper Paper-based service,
format (at the with the order submitted
branch) via a [Magnifica Banker],
on Electronic Signature
Pad
outside the EEA
Region, abroad, [CIB Internet Bank, CIB
electronically Bank mobile application,
CIB Bank Online]
outside the EEA [CIB24]
Region, abroad, by
phone
outside the EEA Paper-based service,
Region, abroad, in with the order submitted
paper format (at the via a [Magnifica Banker],
branch) on Electronic Signature
  Pad
In Hungary, [CIB Internet Bank, CIB
electronically Bank mobile application,
CIB Bank Online]
In Hungary, by [CIB24]
phone
In Hungary, in paper Paper-based service,
format (at the with the order submitted
branch) via a [Magnifica Banker],
on Electronic Signature
  Pad
Credit transfer in Abroad, [CIB Internet Bank, CIB
other currencies electronically Bank mobile application,
CIB Bank Online]
Abroad, by phone [CIB24]
 
Abroad, in paper Paper-based service,
format (at the with the order submitted
branch) via a [Magnifica Banker],
on Electronic Signature
  Pad
In Hungary, [CIB Internet Bank, CIB
electronically Bank mobile application,
  CIB Bank Online]
In Hungary, by [CIB24]
phone
 
  In Hungary, in paper Paper-based service,
4
1,314%, min. 869 HUF
max. 55 532 HUF
1,37%, min. 905 HUF,
max. 57 876 HUF
0,582%,
min. 20,24 EUR,
max. 581,50 EUR
0,77%,
min. 20,05 EUR,
max. 586,66 EUR
0,802%,
min. 20,90 EUR,
max. 621,58 EUR
0,582%,
min. 20,24 EUR,
max. 581,50 EUR
0,77%,
min. 20,05 EUR,
max. 586,66 EUR
0,802%,
min. 20,90 EUR,
max. 621,58 EUR
0,598%,
min. 23,18 USD,
max. 666,39 USD
0,79%,
min. 22,96 USD,
max. 672,31 USD
0,823%,
min. 23,93 USD,
max. 712,33 USD
0,598%,
min. 23,18 USD,
max. 666,39 USD
0,79%,
min. 22,96 USD,
max. 672,31 USD
0,823%,
 format (at the with the order submitted min. 23,93 USD,
branch) via a [Magnifica Banker], max. 712,33 USD
on Electronic Signature
Pad
Crediting of foreign     -
currency amounts
Cards and cash
Providing a debit Name of the debit [CIB MasterCard Gold  
card card linked to the Bankcard]
payment account
Primary card -
manufacturing /
  issuing fee
Primary card fee in Annual fee for primary 26 111 HUF
  the first year card
Annual fee for Annual fee for primary 26 111 HUF
primary card from card
the second year
 
Name of the debit [CIB Visa Inspire  
card linked to the Embossed Bankcard]
payment account
 
Primary card -
manufacturing /
issuing fee
 
Primary card fee in Annual fee for primary 9 001 HUF
the first year card
 
Annual fee for Annual fee for primary 9 001 HUF
primary card from card
  the second year
Name of the debit [CIB Visa Inspire  
card linked to the Electronic Bankcard]
  payment account
Primary card -
manufacturing /
issuing fee
 
Primary card fee in Annual fee for primary 4 844 HUF
the first year card
 
Annual fee for Annual fee for primary 4 844 HUF
primary card from card
the second year
 
Providing a credit Name of the credit Service not available  
card card linked to the
payment account
Purchases with Purchases with Purchases in Hungary 0 HUF
debit or credit cards debit cards in
in Hungary Hungary

Purchases with Service not available -

5
 credit cards in
Hungary
Purchases with Purchases with Purchases abroad 0 HUF
debit or credit cards debit cards abroad
abroad
Purchases with Service not available -
credit cards abroad
Domestic cash Without a bank Cash withdrawals from 2,015%, min. 1 613 HUF,
withdrawal card, at the branch the cash desk of a bank
branch max. 161 562 HUF
With a debit card, From ATM operated by 908 HUF
from a proprietary [CIB Bank]
ATM
 
With a debit card, In Hungary, from non 908 HUF
from a third-party [CIB Bank] ATM
  ATM
With a debit card, Service not available -
from a proprietary
  branch
With a debit card, At third-party bank and at 2,012%, min. 1 613 HUF,
from a third-party post office, in Hungary max. 161 508 HUF
  branch
With a debit card, at At third-party bank and at 2,012%, min. 1 613 HUF,
a post office post office, in Hungary max. 161 508 HUF
 
Cash withdrawal With a debit card, Abroad, from [Intesa 0 HUF
abroad from the ATM SanPaolo bank group's]
operated by ATMs
proprietary account-
managing bank
(group)
With a debit card, Abroad from other ATM 3 390 HUF
from a third-party in the EEA Rgion from a 908 HUF
ATM third-party ATM EUR
  given
With a debit card, Other financial institute 6 727 HUF
from the branch of abroad
the proprietary
account-managing
  bank (group)
With a debit card, Other financial institute 6 727 HUF
from a third-party abroad
  branch
Domestic cash HUF cash deposit to Instant-credit deposit at a 0,2% + 30 HUF
deposit a proprietary ATM proprietary ATM
operated by [CIB Bank]
Cash deposit to ATM
operated by [CIB Bank]
with envelope
0,2% + 30 HUF

6
 HUF cash deposit to Cash deposit at a bank 0,31% + 52 HUF,
a proprietary branch branch max. 10 510 HUF
 
HUF cash deposit to Service not available -
a third-party branch
 
HUF deposit via Service not available -
  POS
Overdrafts and related services
Arranged overdraft Name of available [CIB Overdraft Facility]  
overdraft facility
Annual credit Annual interest 21,99%
interest rate
 
Value of APR APR 28,43%
indicated in the
commercial
communication
 
Credit appraisal fee Credit appraisal fee for 2 500 HUF
  approved application
Administration fee -
 
Commitment fee Credit appraisal fee for 2 500 HUF
renewal
 
Default interest rate Annual default interest 24,99%
(annual) rate
 
Other services
Limit modification   Limit modification fee 0 HUF
Issuing and Paper-based copy Additional bank 1 438 HUF
providing of the regular statements relating to the
certificates monthly bank past 6 months / month
account statement
sent by post
Additional bank 2 878 HUF
statements relating to
more than 6 months
    previously / month
Coverage certificate -
 
Account balance Certificates at the 1 438 HUF
certificate Client’s request relating
to the past 6 months /
month
 
Other certificates Certificates at the 1 438 HUF
Client’s request relating
to the past 6 months /
month
 

7
 Certificates at the 2 878 HUF
Client’s request relating
to more than 6 months
previously / month
   

We would like to draw your attention to the Bank Account Selection Program operated by, and
accessible on the website of the Central Bank of Hungary, as well as to the comparative website,
where the fees charged by payment service providers for payment accounts kept for consumers
and the applied interest rates can be compared free of charge.