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Invest in
Mirae Asset Ultra Short Duration Fund
An Open ended ultra-short term debt scheme investing in instruments such that the Macaulay
duration* of the portfolio is between 3 months to 6 months (*please refer to page no.37 of SID)
A relatively low interest rate risk and moderate credit risk

Factsheet, December 2022

1
INDEX

CONTENT PAGE NO
Monthly Equity Market Insight ........................................................................................................................ 3
Monthly Debt Market Insight .......................................................................................................................... 5
How to read a Mutual Fund Factsheet? ......................................................................................................... 7
Tax Reckoner ..................................................................................................................................................... 10
Glossary .............................................................................................................................................................. 13
Fund Facts........................................................................................................................................................... 14
EQUITY FUNDS
Mirae Asset Equity Snapshot............................................................................................................................ 25
Mirae Asset Large Cap Fund............................................................................................................................ 27
Mirae Asset Emerging Bluechip Fund............................................................................................................ 28
Mirae Asset Tax Saver Fund............................................................................................................................. 29
Mirae Asset Focused Fund............................................................................................................................... 30
Mirae Asset Midcap Fund................................................................................................................................. 31
Mirae Asset Great Consumer Fund................................................................................................................. 32
Mirae Asset Healthcare Fund........................................................................................................................... 33
Mirae Asset Banking and Financial Services Fund....................................................................................... 34
DEBT FUNDS
Mirae Asset Debt Snapshot............................................................................................................................. 35
Mirae Asset Overnight Fund............................................................................................................................ 38
Mirae Asset Cash Management Fund............................................................................................................. 39
Mirae Asset Ultra Short Duration Fund.......................................................................................................... 40
Mirae Asset Savings Fund................................................................................................................................ 41
Mirae Asset Money Market Fund..................................................................................................................... 42
Mirae Asset Short Term Fund.......................................................................................................................... 43
Mirae Asset Banking and PSU Debt Fund...................................................................................................... 44
Mirae Asset Dynamic Bond Fund.................................................................................................................... 45
Mirae Asset Corporate Bond Fund.................................................................................................................. 46
Mirae Asset Nifty SDL Jun 2027 Index Fund.................................................................................................. 47
Mirae Asset Nifty AAA PSU Bond Plus SDL Apr 2026 50:50 Index Fund.................................................... 48
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund.......................................................................... 49
HYBRID FUNDS
Mirae Asset Hybrid Snapshot........................................................................................................................... 50
Mirae Asset Hybrid Equity Fund....................................................................................................................... 51
Mirae Asset Balanced Advantage Fund........................................................................................................... 52
Mirae Asset Equity Savings Fund..................................................................................................................... 53
Mirae Asset Arbitrage Fund............................................................................................................................... 54
ETFs & FUND OF FUNDS
Mirae Asset Nifty 50 ETF.................................................................................................................................... 55
Mirae Asset Nifty Next 50 ETF........................................................................................................................... 56
Mirae Asset Nifty 100 ESG Sector Leaders ETF.............................................................................................. 57
Mirae Asset NYSE FANG+ ETF............................................................................................................................ 58
Mirae Asset Nifty Financial Services ETF......................................................................................................... 59
Mirae Asset S&P 500 TOP 50 ETF..................................................................................................................... 60
Mirae Asset Hang Seng Tech ETF..................................................................................................................... 61
Mirae Asset Nifty India Manufacturing ETF..................................................................................................... 62
Mirae Asset Nifty Midcap 150 ETF.................................................................................................................... 63
Mirae Asset Nifty 100 ESG Sector Leaders Fund of Fund............................................................................. 64
Mirae Asset Equity Allocator Fund of Fund..................................................................................................... 65
Mirae Asset NYSE FANG+ETF Fund of Fund.................................................................................................... 66
Mirae Asset S&P 500 TOP 50 ETF Fund of Fund............................................................................................ 67
Mirae Asset Hang Seng Tech ETF Fund of Fund............................................................................................ 68
Mirae Asset Nifty India Manufacturing ETF Fund of Fund............................................................................ 69
Mirae Asset Global Electric & Autonomous Vehicles ETFs Fund of Fund................................................... 70
Mirae Asset Global X Artificial Intelligence & Technology ETF Fund of Fund............................................ 71
Fund Performance.............................................................................................................................................. 72
IDCW History....................................................................................................................................................... 80
Disclaimer............................................................................................................................................................ 81
Asset Allocation.................................................................................................................................................. 82
2 Mirae Asset Investment Managers (India) Private Limited
Monthly Equity Market Insight
November 2022

EQUITY UPDATE
Nifty Index closed at an all-time high level in November. It gained 4.1% to 3) Consumer: Overall performance was majorly driven by value as
close at 18,758. volumes remained subdued on a higher base. While commodity costs
have shown signs of stabilization, many of them still remain at high
Investors cheered strong 2Q results, lower-than-expected US CPI levels. Gross margin pressure was higher than expected in 2QFY23.
inflation which fuelled hopes that the Fed could tone down its aggressive
pace of interest rate hikes, dovish remarks in the US Federal Reserve 4) Oil & Gas: Oil Marketing Companies (OMC’s) fared better than
meeting minutes, and falling crude oil prices. expected, thanks to the relief from government; City Gas Distribution
Networks (CGDs) disappointed. Implied marketing losses (including
Mid-cap and
Mid-capandand small-cap
small-cap
small-cap indices
were underperformed
indices
up by were
2% uprespectively
& 3% by 2%large-cap
& 3% indices and
respectively,
underperforming inventory) for OMCs recovered to an average of INR 0.7/litre owing to
were up by
large-cap 2% and 3%
indices.
underperforming respectively.
large-cap indices. lower Brent prices even as OMCs did not exercise any price hikes during
Almost all sectoral indices closed higher than the previous month, except the quarter.
for auto, consumer durables and power. Metals, Oil & Gas and IT indices
Outlook
were the top gainers and were up by 6.5%, 5.8% and 5.5%, respectively. Indian markets have been resilient in 2022: Indian markets, have fully
recovered post the correction witnessed due to Russia-Ukraine war and
Globally, Hong Kong (+27%), Taiwan (+15%) and the Philippines (+10%)
have outperformed global markets during 2022. Domestic flows have
were the top gainers, while Brazil and Indonesia ended with marginal
remained strong and now FIIs have turned buyers.
losses.
Cyclical rebound is helping India: Equity markets have faced 4
Global Macros
Central banks across the globe continued to hike interest rates. However, consecutive shocks in the last 2 years in the form of 1) COVID, 2) High
going forward, market expects pace of rate hikes to moderate. inflation (disruption in global supply chains), 3) Geopolitics
(Russia-Ukraine war) and 4) Sharp rise in interest rates. Indian economy
Fed hiked rates by 75bps for the 4th consecutive time during its has been able to withstand these shocks relatively better than other
monetary policy meet. economies. This is led by a) Cyclical upturn in many sectors (Real estate,
Auto, Banking, Telecom etc), b) Manufacturing tailwinds led by China+1 &
The US 10-year bond yield contracted 44bps during the month to end at
PLI (Production-Linked Incentive), c) Capex recovery (India Inc. Balance
3.61%.
Sheets have strengthened) and d) Consolidation (formalization).
Dated Brent crude spot price declined to US$86.6/bbl from US$93.3/bbl
Urban demand remains robust while rural is under stress: It was
and future prices declined to US$85.4/bbl from US$94.8/bbl.
evident from 2QFY23 results that the economy is witnessing “K-shaped”
erupted in China against the harsh COVID lockdown measures.
Protests erupted recovery in demand. Demand has largely been inelastic in urban pockets
Chinese government has announced
announced lifting of lockdown after 100
100 days
days of while rural demand has been weak owing to sharp inflation.
Mid-cap and small-cap were up by 2% &lifting
3% respectively underperforming of
Expectations are there for a gradual recovery in rural demand post a
COVID
COVID restrictions.
restrictions.
large-cap indices. normal monsoon, full economic recovery led by re-opening and
Domestic Macros moderation in inflation.
Growth: S&P Global Ratings lowered India's FY2023 GDP growth
forecast to 7% which was 7.3% earlier. High frequency growth indicators for 2QFY23 indicate economic
stability:
Inflation/policy: Inflation has peaked, and due to base effects, has o Strong manufacturing and services (Purchasing Managers’
started to moderate. October CPI inflation moderated to 6.8% from 7.4% Index-manufacturing at 55.7) along with strong GST collections.
in September mainly due to favorable base effects. India's WPI inflation
o As per latest RBI data, system credit growth at 17% for the
fell to a 19-month low in October to 8.4%.
fortnight ended November 18th 2022 was highest in the past
Currency: The INR has appreciated by nearly 1.7% in November owing decade.
to the waning of Dollar strength. o Monsoon progress across the country was above normal, which is
positive for rural demand recovery.
GST Collection: The gross GST revenue collection for the month of
November 2022 accounted for Rs 1,45,867 crore. The revenue collection Commodity correction drives a respite to inflation and consumption
has witnessed a growth of 11% on an annual basis. outlook: Global slowdown and normalisation of supply chains has led to
a sharp correction in commodities (metals, crude, palm oil, cotton, wheat
Regulatory, policy and market developments
Equity trading trends: FPI inflows (till Nov. 29) in secondary market etc) which may improve margins for consumption companies over the
US$3.2 billion & DII outflows in secondary market US$769 million. next 2-3 quarters. A 4th consecutive normal monsoon can also help cool
off food inflation.
State Elections: State elections for HP were held on 12th November
2022 to elect 68 members. State elections for Gujarat will be held from Key things to watch out are: (a) Oil price trend, (b) pace of rate hikes by
1st to 5th December 2022 in two phases. Results for both elections will central banks, (c) pace of economic recovery, (d) Russia-Ukraine war and
be declared on 8th Dec 2022. its impact on global supply chain and (e) COVID lockdowns being lifted in
China.
2QFY23 Earnings Update: Overall In-line Quarter
The 2QFY23 corporate earnings: Have been in-line led by Banks, Autos Over the medium term: We continue to remain constructive on equities
and IT. The aggregate performance was adversely impacted by a sharp and believe India is on the cusp of achieving robust growth over the next
drag from global commodities. few years. Higher capex provisioning and benefits from PLI (potentially
can add 1.5% to GDP over the next 5 years) should potentially revive
Profits ofNifty
Profits of Nifty50
companies
companies grew
grewbyby9%
9%YoY:
YoY:The
Theaggregate
aggregateperformance
performance overall capital expenditure across the sectors, boost employment as well
was marred by a sharp drag from global commodities such as Metals and as credit growth.
Oil &&Gas,
Gas, which
which posted
posted a 67%aand 67%29%and 29% YoYdecline,respectively.
YoY earnings earnings decline,
respectively. Excluding
Excluding these, these, a
Nifty posted Nifty
33%posted a 33%
earnings earnings
growth growth
fuelled fuelled
by BFSI and Valuation: The valuations of the broad market have become a lot more
by BFSI and Autos.
Autos. reasonable after the recent correction. The Nifty-50 Index trades at ~20x
1-year forward net profits compared to a 12-month peak of 22x and
1) Technology: In-line quarter for IT companies despite the challenging 12-month low of ~17x.
macro environment and continued supply headwinds. Tier II companies
posted better growth at 3.7% QoQ vs. 1.8% growth for Tier I companies.

2) Banks: Growth momentum has remained strong over 2QFY23 propelled

by healthy loan growth, margin expansions and continued moderation in
provisions.

Source: Bloomberg, as on 30th Nov, 2022, For all the above data

3 MONTHLY EQUITY MARKET INSIGHT

 Markets
Markets areare
at aatfresh
a fresh all-time
all-time high.
high Whileitthe
making long-term
seem outlook
fairly priced is solid,
when viewedmarkets
from afrom
nearnear
termterm
lens.lens seem
In this to be fairly
context, priced.
investors In thisto
looking context,
add fresh
investors looking
investment to add
could freshininvestment
invest could
Hybrid funds, invest invia
or allocate Hybrid
SIPsfunds, or allocate
(Systematic via SIPsPlan),
Investment (Systematic
or keep Investment Plan), orwhile
aside say 20-30% keep making
aside say 20-30%
lump
while makingsumlump sum commitments,
commitments, for any plausible
for any plausible correction.
correction.

Nifty 50 Valuation Chart Performance in November of Major Indian Indices*

Major Performance (%)

indian Indices Oct 22 Nov 22
40.0 1m 3m 6m 1Yr
35.0 S&P BSE SENSEX - TRI 91769.40 95383.95 5.31 6.18 13.73 12.04
30.0
25.0 NIFTY 50 - TRI 26182.36 27276.01 5.51 5.78 13.50 11.93
20.0
15.0 22.54 Nifty 50 P/E Ratio Nifty Midcap 150 - TRI 14824.43 15112.40 3.28 2.07 14.67 8.74
26.75 5 Year Average
10.0
23.82 10 Year Average
5.0 *The above table shows Latest NAV and % Return values of major Indian indices as on specified
0.0 month-end.
Nov/12

May/13

Nov/13

May/14

Nov/14

May/15

Nov/15

May/16

Nov/16

May/17

Nov/17

May/18

Nov/18

May/19

Nov/19

May/20

Nov/20

May/21

Nov/21

May/22

Nov/22
Source: AceMF, as on 30th November 2022

Values as on 30th November 2022

Performance of Global and Regional Indices
Performance (%)
Name
1m 3m 6m 1Yr
Index Movement Last Month Global and regional indices
Brazil (Bovespa) -3.1 2.7 1.0 10.4

Shanghai (SHCOMP) 8.9 -1.6 -1.1 -11.6

104
Germany (DAX) 8.6 12.2 0.1 -4.7
103
Hong Kong - HSI 26.6 -6.8 -13.2 -20.8
102
Japan (Nikkei) 1.4 -0.4 2.5 0.5
101
100 Korea (Kospi) 7.8 0.0 -7.9 -12.9

99 Russia (MOEX) 1.2 -10.6 -6.9 -31.6

98 UK (FTSE) 6.7 4.0 -0.5 7.3

97 103 Nifty 50 (TRI)
US (Dow Jones) 5.7 9.8 4.8 0.3
101 Nifty Midcap 150 (TRI)
96 103 Nifty Small Cap 250 (TRI)
95
01 Nov 22

02 Nov 22
03 Nov 22

04 Nov 22

07 Nov 22

09 Nov 22

10 Nov 22
11 Nov 22

14 Nov 22

15 Nov 22

16 Nov 22
17 Nov 22

18 Nov 22

21 Nov 22

22 Nov 22

23 Nov 22
24 Nov 22

25 Nov 22
28 Nov 22

29 Nov 22

30 Nov 22

Performance of Indian Sector Indices

Performance (%)
Name
1m 3m 6m 1Yr
Values as on 30th November 2022
NSE Sector Indices
NIFTY AUTO - TRI 0.32 0.12 16.18 26.18

NIFTY BANK - TRI 5.47 9.34 21.05 22.10

NIFTY ENERGY - TRI 3.25 -2.67 6.42 22.78

NIFTY FMCG - TRI 3.90 4.19 18.73 24.43

NIFTY INFRA - TRI 5.48 6.26 12.90 11.50

NIFTY IT - TRI 7.49 7.66 3.73 -11.42

NIFTY MEDIA - TRI 3.06 2.77 5.31 -1.71

NIFTY METAL - TRI 11.57 10.69 27.23 30.42

NIFTY PHARMA - TRI 0.76 3.55 4.29 -3.03

NIFTY REALTY - TRI 3.21 -2.77 11.90 -7.38

Source: Bloomberg, as on 30th November, 2022, For all the above. data. Past Performance may or may not be sustained in future. The above is performance of the Index and does not in any manner indicate the performance of any
individual scheme of Mutual Fund.

Disclaimers: The information contained in this document is compiled from third party and publically available sources and is included for general information purposes only. There can be no assurance and guarantee on the yields.
Views expressed by the Fund Manager cannot be construed to be a decision to invest. The statements contained herein are based on current views and involve known and unknown risks and uncertainties. Whilst Mirae Asset
Investment Managers (India) Pvt. Ltd. (the AMC) shall have no responsibility/liability whatsoever for the accuracy or any use or reliance thereof of such information. The AMC, its associate or sponsors or group companies, its
Directors or employees accepts no liability for any loss or damage of any kind resulting out of the use of this document. The recipient(s) before acting on any information herein should make his/her/their own investigation and
seek appropriate professional advice and shall alone be fully responsible / liable for any decision taken on the basis of information contained herein. Any reliance on the accuracy or use of such information shall be done only after
consultation to the financial consultant to understand the specific legal, tax or financial implications.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

4 MONTHLY EQUITY MARKET INSIGHT

Monthly Debt Market Insight
November 2022

DEBT UPDATE
Executive Summary
Over the next year, do you think each of the following will
• Global central banks are at an inflection point. rise, decline, or stay about the same level?
• Economic indicators suggest a slowdown in coming quarters. Global country average
It will rise a lot/a little Stay about the same It will fall a lot/little
• Commodity prices have been falling in anticipation of demand
The rate of inflation (how much prices are
71% 18% 11%
slowdown. going up by)

Interest rates 67% 22% 11%

• India continues to hold strong, with positive growth trend,
healthy government revenues, uptrend in Purchase Managers The number of unemployed people in my
country
64% 23% 14%

Index (PMIs) and easing inflation. The taxes you pay 58% 34% 8%

Global monetary tightening on higher inflation in advanced Your own standard of living 29% 38% 33%
economies has now materialized into economic headwinds, Your disposable income (what you can
28% 33% 39%
pushing the global central banks to the inflection point. The spend after paying your bills for living
expenses)
authorities that vowed to keep the interest rate hikes going, till
Source: Global Inflation Monitor - November 2022 • Created with Datawrapper
the inflation target is achieved, now seem to suggest slowdown in
rate hikes. While the economic indicators portray a mixed picture,
Change
commodities have been coming off its high in an anticipation of Commodity Prices Currency/ Unit Aug-22 Sep-22 Oct-22
(Oct vs Aug)
recession. Although pressure from geo-politics continue, Coal - Australia USD/Metric Ton 407 431 390 -4%
situation has remained in a stalemate over last few months. Crude - Global Avg USD/Barrel 96 89 90 -6%

Amidst this India continues to hold strong, with positive growth Crude - Brent USD/Barrel 97 90 93 -4%

trends, positive economic indicators like GST collections, credit Natural Gas - Global Index 2010 year base=100 454 391 270 -41%

growth etc. While global headwinds are likely to affect domestic Natural Gas - Europe USD/ mmbtu 70 59 39 -44%
developments, India’s calibrated measures on fiscal as well as Liquified Natural Gas USD/ mmbtu 21 24 24 14%
monetary front will support India’s outperformance amongst its Wheat USD/Metric Ton 383 419 438 14%
peers. Maize USD/Metric Ton 290 312 344 19%

Global Macros Timber USD/cubic meter 354 347 344 -3%

Aluminium USD/Metric Ton 2431 2225 2256 -7%

World Economic Forum survey of top 36 countries (Table-1)
Iron Ore USD/Metric Ton 109 100 93 -15%
found 70% of the respondents continue to see inflation rising in
Zinc USD/Metric Ton 3588 3125 2967 -17%
2023 & 33% respondents expecting a fall in their standard of
Gold USD/Troy oz 1765 1681 1664 -6%
living. Inflation has become the main issue in 2022, but people’s
Silver USD/Troy oz 20 19 19 -5%
outlook differs a lot across countries, with Europe particularly
mmbtu- Million British
pessimistic about their standard of living falling in the next year, Source: World Bank Report November 2022
Thermal Unit
compared to Asia and Latin America.

The World Bank report on commodities signal the global US Consumer Price Index in (%)
economic activity contraction as seen in the fall in commodity 10
prices. Food commodities continue to be resilient due to supply 9
constraints and production issues while industrial commodities 8
and energy prices indicate economic contraction. 7
The US Federal Reserve’s meeting minutes indicates towards the 6
recognition of the fact that slowing the interest rate hikes would
2
2

22
22

22
22
22

22

2
2
/2
/2

/2

be appropriate. At the same time, they still see few signs of

2

g/
n/

p/
b/
n/

r/

l/
ay
ar

ct
Ju
Ap

Au
Ju

Se
Ja

Fe

O
M

inflation abating. The rate hikes stance will not be off the table till Source: Bloomberg November 2022
inflation is not seen to be under control. US inflation data
released in October came in at 7.7%, the lowest in 2022. Trends in GST Collection (Rs. In Crore)
180000
European Central Bank (ECB) on the other hand reiterated their
commitment to their inflation target of 2%. Euro zone inflation is 160000

running at 10.7%, the highest level in its history, and the ECB has 140000
hiked its benchmark rate to 1.5%, a level not seen since 2009. 120000
United Kingdom announced a £55 billion ($65.2 billion) program 100000
167540

of tax hikes and spending cuts as it tries to shore up the country’s

151718

80000
148995
139708

144616

143612

147686
140885

revenues. U.K. inflation jumped to a 41-year high of 11.1% in

130127
117010
116393

60000
112020

October 2022, exceeding expectations as food, transport and

97821

92800

40000
energy prices continued to rise.
20000
0
Apr May Jun Jul Aug Sep Oct
GST Collection in FY 2021-22 GST Collection in FY 2022-23
Source: Ministry of Finance Release, November 2022

5 MONTHLY DEBT MARKET INSIGHT

 Domestic Macros Fixed Income - Yields
Wholesale Price Index (WPI) was at 8.39% in October 2022 (year Money Market Rates 30-Nov-22 31-Oct-22 Change
on year-yoy basis) while it was 10.7% in September 2022 (yoy
basis). The Consumer Price Inflation (CPI) data for October 2022 TREPS 5.66% 6.13% ↓
inflation was at 6.77%. This is a fall in inflation over September
3 Months CD 6.85% 6.88% ↓
2022 which was at 7.41% (yoy basis). Consumer Price Index (CPI)
is high due to food & energy inflation while manufacturing, 3 Months CP 7.20% 7.28% ↓
commodities continue to show some easing. RBI released its
Statistics Report & mentioned that India’s GDP would grow at 7% 1 Year CD 7.59% 7.63% ↓
in 2022-23 & between 6.1-6.3% in June-September 2022. GST
Collections for the month of October 2022 was at Rs. 1.52 lac 1 Year CP 7.92% 7.91% ↑
crores. This was the second time monthly GST collections crossed 3 Months T-Bills 6.45% 6.36% ↑
Rs. 1.5 lac crores. After seeing a dip for most of 2022, India’s
foreign exchange reserves rose by USD 2.5bn to USD 547.25bn 6 Months T-Bills 6.75% 6.72% ↑
due to rise in Foreign Currency Assets (FCA) in the first half of
November 2022.
Debt Market Rates 30-Nov-22 31-Oct-22 Change
Commentary on Events
1 Year G-Sec 6.85% 6.81% ↑
Also, the latest fiscal deficit numbers declared by the
government’s Controller General of Accounts show government’s 3 Years G-sec 6.96% 7.19% ↓
fiscal deficit widened to Rs 7.58 lakh crore in April-October 2022.
This is 45.6% of the government’s fiscal deficit target for the year. 5 Years G-sec 7.13% 7.37% ↓
For April-October 2022, the Centre's total receipts stood at Rs 7 Years G-sec 7.27% 7.43% ↓
13.86 lakh crore, up 8.3%, while total expenditure was at Rs 21.44
lakh crore, up 17.4%. 10 Years G-sec 7.28% 7.45% ↓
Domestic data points like cooling in inflation numbers, better tax 1 Year AAA 7.53% 7.46% ↑
collections and expectations of lower rates hikes led to some
cooling off the long-term debt yields. 10-year G-Sec was at 7.28% 3 Years AAA 7.40% 7.70% ↓
as on end of November 2022 vs 7.45% as on end October 2022.
5 Years AAA 7.60% 7.75% ↓
The yields fell 17 bps in this month, the largest fall in a month
since March 2022. 10 Years AAA 7.71% 7.77% ↓

Debt Outlook Source: Bloomberg as of end November, 2022

Markets are now expecting slowdown in rate hikes in anticipation

of recession. This is likely to result in volatility in the short end of India GDP Growth %
15 13.5
the curve, while the longer end is expected to remain stable. Yield
curve flattening provides investors an opportunity to lock in high
yields with short term rates moving up while, the long-term rates 10 8.4
remain stable., therefore investors with long term investment 6.3
5.4
horizon should look at target maturity funds. 5
4.1

Market volatility is likely to offers opportunities in the medium

term for investor with approx. 18-30 months investment horizon 0
as yields look to taper in this time frame. Current yields are likely
20

21
1

3
to open active duration calls in high rated instruments between
Y2

Y2

Y2

Y2

Y2

Y2

Y2

Y2

Y2

Y2
FY

FY
1F

2F

3F

4F

1F

2F

3F

4F

1F

2F

money market and target maturity funds. Short to medium term -5

Q

funds look opportune to capture these opportunities in this time

frame. -10
In the shorter end, while the extreme short end of the curve will Source: Bloomberg as on end November 2022
continue reacting to the immediate rate hikes, the 6M-1Y segment
has largely discounted the rate hikes. Therefore, categories like Markets estimating end of rate hike
8.0
low duration and ultra-short term offers lower volatility and high cycle - Yield Curve flattens(%)
7.5
yields in money market segment. 7.0
6.5 es
te hik
6.0 of ra
tum
Past Performance May or May not sustain in future 5.5 ing quan
imat
5.0 et s est
4.5 Mark
4.0
3.5
3.0
3M 6M 1Y 3Y 5Y 7Y 10Y 15Y 30Y
Aug-20 Dec-21 Nov-22

Source: Bloomberg as on end November 2022

Disclaimers: The information contained in this document is compiled from third party and publicly available sources and is included for general information purposes only. There can be no assurance and guarantee on the yields.
Views expressed by the Fund Manager cannot be construed to be a decision to invest. The statements contained herein are based on current views and involve known and unknown risks and uncertainties. Whilst Mirae Asset
Investment Managers (India) Pvt. Ltd. (the AMC) shall have no responsibility/liability whatsoever for the accuracy or any use or reliance thereof of such information. The AMC, its associate or sponsors or group companies, its
Directors or employees accepts no liability for any loss or damage of any kind resulting out of the use of this document. The recipient(s) before acting on any information herein should make his/her/their own investigation and
seek appropriate professional advice and shall alone be fully responsible / liable for any decision taken on the basis of information contained herein. Any reliance on the accuracy or use of such information shall be done only after
consultation to the financial consultant to understand the specific legal, tax or financial implications.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

6 MONTHLY DEBT MARKET INSIGHT

How to read a
Mutual Fund Factsheet?

Know how your money is managed Basic information

The benefits of investing in mutual funds are well known. However,
buying them on face value is not enough. Investors should know
how their money is managed. They should research as much as
possible on a scheme's strategy, performance, risks involved and
how the money is invested. Many investors shy away from this
exercise as they consider it cumbersome. To make life easy for
investors, mutual funds disclose a fund factsheet which details the
quintessential information required before investing.
The factsheet is a concise document with a plethora of information
about how the fund is managed; it is disclosed on a monthly basis.
This article tries to decode the factsheet and explains how investors
should use it for making investment decisions.
Five things to look out for in mutual fund factsheets
Basic Performance Fund Key
Portfolio
information aspects manager
aspects ratios
details
The factsheet provides all the general information on the fund ‒ its
objective or philosophy, options (growth or dividend), plans (direct
and regular), net asset value (NAV) of each plan, minimum
investment amount, systematic features (SIP, SWP, STP) and assets
under management (AUM) data.
It is important to know about the fund's exit load, as it gets deducted
from total gains if the investor exits during a specific period after
investment. It is a small penalty charged on prevailing NAV to
discourage premature redemption. Different schemes have
different exit loads, while few such as Overnight funds generally
do not have exit load. Some funds have a fixed exit load and some
have a tiered structure. For instance, a fund may have nil exit
load if the investor withdraws up to 10% of units per year. For
units more than 10%, it charges 3% for exit before 12 months, 2%
for exit before 24 months, 1% for exit before 36 months and nil
after that.
Investors should look out for the fund's product labeling and
riskometer. Product labeling underlines product suitability for
investors. It tells about ideal investment time frame required to
benefit from the fund and where it invests. Riskometer is a
presentation that helps investors measure the risk associated with
the fund. It presents six levels of risks - low, Low to Moderate,
moderate, moderately High, High and Very High. Since an equity
fund typically has high risk involved, needle of the scale points
towards moderately high /high, suggesting the fund is meant for
investors with a high risk-taking appetite. Examples of equity and
liquid funds are listed below:

Equity Fund
Riskometer
Moder
e ate
derat High ly
Mo

This product is suitable for investors who are seeking: H

er to
e

ig
at
od w

h
M Lo

Product Labeling • Growth of capital in the long term

• Investment predominantly in equity and equity-related instruments
Low

Very
High

Investors understand that their principal

will be at Moderately High Risk

Debt Fund
Riskometer
Modera
derate H ightely
Mo
This product is suitable for investors who are seeking:
er to
e
at
od w

Hi

• Optimal returns in the short term

M Lo

gh

Product Labeling
• Investment in portfolio of short duration money market and
Very
High
Low

debt instruments

Investors understand that their principal

will be at Low Risk

The data used is for illustration purpose only.

7 MUTUAL FUND FACTSHEET

Performance aspects

Although the past performance does not guarantee future trend, market benchmark. Many fund houses provide graphical
investors can get a broad idea on how a fund may perform in future. representation of calendar year performance of funds along with
This section looks at the fund's performance (lump sum as well as SIP) standard SEBI prescribed performance tables.
across time frames and compares it with the fund's benchmark and a

FUND A BENCHMARK ADDITIONAL BENCHMARK

60% 53%
35% 39%
40% 33% 32% 33%
33%
28% 30%
13% 16% 14% 17%
20% 9% 11% 8% 12% 16%
8% 5% 7% 3%
4% 6% 4%
3% 3%
0%
-4%
-1% -1%
-20%
-20% -24%
-25%
-40%
CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 CY 2017 CY 2018 CY 2019 CY 2020 YTD 2021

The data used is for illustration purpose only.

Performance Report

Period Returns (CAGR %) Value of `10000 invested (in `)

Fund A Scheme Additional Fund A Scheme Additional

Return benchmark* benchmark** Return benchmark* benchmark**

Last 1 year 28.32 22.47 16.88 - - -

Last 3 year 21.81 14.17 9.77 - - -

Last 5 year 19.76 13.08 11.21 - - -

Since Inception 16.63 8.61 7.59 39,891 21,025 19,305

NAV as on 31st March 2020 39.891

Index Value (31st March 2020) Index Value of Nifty 100 TRI is 3991.85 and Index value of S&P BSE Sensex is 29620.50

Date of allotment 4th April, 2008

Scheme Benchmark Nifty 100 TRI

Additional Benchmark **S&P BSE Sensex

The data used is for illustration purpose only.

SIP Performance

SIP Investment Since Inception 7 Years 5 Years 3 Years 1 Year

Total Amount Invested (In `) 1,070,000 840,000 600,000 360,000 120,000

Mkt Value as of 31st March 2020 (In `) 2,613,431 1,603,717 997,343 458,533 136,171

Fund Return (%) 19.26% 18.15% 20.45% 16.38% 26.03%

Benchmark Return (%) (Nifty 100 TRI) 11.87% 11.57% 13.45% 10.96% 21.24%

Add. Benchmark Return (%) (S&P BSE Sensex) 9.95% 9.31% 10.19% 7.02% 16.72%

The data used is for illustration purpose only.

8 MUTUAL FUND FACTSHEET

Fund manager details

In an investment voyage, mutual fund is the ship and fund manager is The factsheet provides information on the manager's experience
the sailor. Success of the voyage depends on the manager's and qualification. You can find out their track record by reviewing the
expertise. Hence, it is imperative to know the fund manager well. performance of all schemes managed by them.

Portfolio aspects

Key portfolio attributes to look for in equity/ hybrid funds

Asset allocation Company and sector allocation

It highlights the exposure to different asset classes - equity, debt and It informs investors about a fund's concentration level in sectors and
cash - in a portfolio. stocks. An aggressive fund manager may have high concentration
among fewer companies and sectors, which may not be appropriate
for investors seeking diversification. Investors should check whether
the fund has taken higher-than-prudent exposure to risker sectors or
low quality stocks.
9.34%
Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors
17.76% Equity Shares
Banks 26.51%
HDFC Bank Ltd 7.05%
Auto 7.62%
ICICI Bank Ltd 6.34%
Larsen & Toubro Ltd 3.96% Software 7.46%
72.90%
Induslnd Bank Ltd 3.81% Cons. N-Durables 7.21%
State Bank of India 3.79%
Pharmaceuticals 5.98%
HDFC Ltd 3.72%
Maruti Suzuki India Ltd 3.38% Petrol Products 5.42%
Infosys Ltd 3.17% Const Project 5.26%
Kotak Mahindra Bank Ltd 2.93%
Finance 4.33%
Equity Holdings Debt Holdings ITC Ltd 2.91%
Other Equites 53.77% Transportation 2.93%
Cash & Other Receivables
Equity Holding Total 94.83% Auto Ancillaries 2.75%
Cash & Other Receivables 5.17%
Other Sectors 19.36%
Total 100.00%
0% 10% 20% 30% 40%

The data used is for illustration purpose only.

Key portfolio attributes to look for in debt funds

Credit quality profile Instrument break-up

A debt fund's holdings are classified according to its credit ratings
such as AAA, AA+, A1+ (given by credit rating agencies), etc.
Funds with higher exposure to AAA (top rated long-term debt) and
A1+ (top rated short-term debt) have lower credit risk and higher
credit quality.
Conservative investors should check whether the fund manager in
order to boost performance is taking undue exposure to lower rated
debt papers as they typically trade at higher yields but are exposed to
high credit and liquidity risk vis-à-vis top rated papers.
It highlights allocation to various debt instruments such as
commercial papers (CPs), certificate of deposits (CDs), NCDs and
bonds, gilts and cash equivalents.
Investors in shorter maturity debt funds such as liquid, ultra short
term, short- term debt funds should check whether higher proportion
has been allocated to shorter maturity instruments such as CPs and
CDs. As long-term debt instruments such as gilts and bonds are
typically more sensitive to interest rate changes compared with CPs
and CDs, higher exposure to former instruments by liquid or
ultra-short term may result in high risk.

0.62% Cash & Other Receivables Cash & Other Receivables

AAA Corporate Bond
22.68% 22.68%
SOV Treasury Bill
A1+ Certificate of Deposit
46.79%
AA+
46.79%
27.88% 28.50%

The data used is for illustration purpose only. The data used is for illustration purpose only.

9 MUTUAL FUND FACTSHEET

 2022-23
Tax Reckoner
Snapshot of Tax rates
specific to Mutual Funds
The rates are applicable for the financial year 2022-23 as per Finance Act, 2021
Income-tax implications on income in respect of units of Mutual Fund
Type of Investor Withholding tax rate
Resident*** 10%*
NRI 20%**

* Tax not deductible if dividend income in respect of units of a mutual fund is below Rs. 5,000 in a financial year.
** The base tax is to be further increased by surcharge at the rate of:
• 37% on base tax where specified income exceeds Rs. 5 crore;
• 25% where specified income exceeds Rs. 2 crore but does not exceed Rs. 5 crore;
• 15% where total income exceeds Rs. 1 crore but does not exceed Rs. 2 crore; and
• 10% where total income exceeds Rs. 50 lakhs but does not exceed Rs. 1 crore
Specified income – Total income excluding income under the provisions of section 111A and 112A of the Income-tax Act,1961 ('the Act')
Further, "Health and Education Cess" is to be levied at 4% on aggregate of base tax and surcharge
*** As per section 139AA of the Income tax Act, 1961 ('the Act') read with rule 114AAA of the Income-tax Rules, 1962, in the case of a resident person, whose PAN has become inoperative due to PAN
– Aadhaar not being linked on or before 30 June 2021, it shall be deemed that he has not furnished the PAN and tax could be withheld at a higher rate of 20% as per section 206AA of the Act.

CAPITAL GAINS TAXATION

Individual/ HUF $! Domestic Company @! NRI $
Equity Oriented Schemes
● Long Term Capital Gains (units held for more than 12 months) ● Short Term Capital Gains (units held for 12 months or less)
Long term capital gains 10%* 10%* 10%*
Short term capital gains 15% 15% 15%
Other Than Equity Oriented Schemes
● Long Term Capital Gains (units held for more than 36 months) ● Short Term Capital Gains (units held for 36 months or less)
Long term capital gains 20%& 20%& Listed - 20%&
Unlisted - 10%**
Short term capital gains 30%^ 30% / 25%^^ / 22% ^^^ / 30%^
15% ^^^^
#

Tax Deducted at Source (Applicable to NRI Investors)#

Short term capital gains$ Long term capital gains$
Equity oriented schemes 15% 10%*
Other than equity oriented schemes 30%^ &
10%** (for unlisted) & 20% (for listed)

* Income-tax at the rate of 10% (without indexation benefit and foreign exchange fluctuation) to be levied on long-term capital gains exceeding Rs. 1 lakh provided transfer of such units is subject
to Securities Transaction Tax (‘STT’).
$ Surcharge to be levied at:
• 37% on base tax where specified income exceeds Rs. 5 crore;
• 25% where specified income exceeds Rs. 2 crore but does not exceed Rs. 5 crore;
• 15% where total income exceeds Rs. 1 crore but does not exceed Rs. 2 crore; and
• 10% where total income exceeds Rs. 50 lakhs but does not exceed Rs. 1 crore.
Specified income – Total income excluding income by way of dividend or income under the provisions of section 111A and 112A of the Act.
Further, Health and Education Cess to be levied at the rate of 4% on aggregate of base tax and surcharge.
@ Surcharge at 7% on base tax is applicable where total income of domestic corporate unit holders exceeds Rs 1 crore but does not exceed 10 crores and at 12% where total income exceeds 10
crores. However, surcharge at flat rate of 10 percent to be levied on base tax for the companies opting for lower rate of tax of 22%/15%. Further, “Health and Education Cess” to be levied at
the rate of 4% on aggregate of base tax and surcharge.
# Short term/ long term capital gain tax (along with applicable Surcharge and Health and Education Cess) will be deducted at the time of redemption of units in case of NRI investors.
& After providing indexation.
** Without indexation.
^ Assuming the investor falls into highest tax bracket.
^^ If total turnover or gross receipts in the financial year 2019-20 does not exceed Rs. 400 crores.
^^^ This lower rate is optional and subject to fulfillment of certain conditions as provided in section 115BAA.
^^^^ This lower rate is optional for companies engaged in manufacturing business (set-up & registered on or after 1 October 2019) subject to fulfillment of certain conditions as provided in section
115BAB.

10
 Further, the domestic companies are subject to minimum alternate tax 2. Securities Transaction Tax (STT)
(except for those who opt for lower rate of tax of 22%/15%) not specified in STT is levied on the value of taxable securities transactions as under:
above tax rates. Transaction Rates Payable by
Transfer of units upon consolidation of mutual fund schemes of two or more
schemes of equity oriented fund or two or more schemes of a fund other than Purchase/ Sale of equity shares 0.1% Purchaser/
equity oriented fund in accordance with SEBI (Mutual Funds) Regulations, (delivery based) Seller
1996 is exempt from capital gains. Purchase of units of equity oriented NIL Purchaser
Transfer of units upon consolidation of plans within mutual fund schemes in mutual fund
accordance with SEBI (Mutual Funds) Regulations, 1996 is exempt from Sale of units of equity oriented mutual fund 0.001% Seller
capital gains. (delivery based)
Relaxation to non-residents from deduction of tax at higher rate in the Sale of equity shares, units of business 0.025% Seller
absence of PAN subject to them providing specified information and trust, units of equity oriented mutual fund
documents. (non-delivery based)
The Finance Act, 2021 introduced section 206AB (applicable from 1 July Sale of an option in securities 0.05% Seller
2021) stating that tax to be deducted at twice the applicable rate in case of
payments to specified person (except non-resident not having permanent Sale of an option in securities, where 0.125% Purchaser
establishment in India) who have not filed return of income for past two option is exercised
Total Income Tax Rates
assessment years for which time limit for filing return has expired and the Sale of an futures in securities 0.01% Seller
aggregate of tax deducted at source in his case is Rs. 50,000 or more in each Sale of units of an equity oriented fund to 0.001% Seller
of these two years. Additionally, if provisions of section 206AA are also the Mutual Fund
applicable then tax to be deducted at higher of the two rates provided i.e.
Sale of unlisted equity shares and units of 0.2% Seller
rate as per section 206AB or section 206AA. business trust under an initial offer
Bonus Stripping: The loss due to sale of original units in the schemes,
where bonus units are issued, will not be available for set off; if original units 3. Special rates for non-residents as per domestic provisions
are: (A) bought within three months prior to the record date fixed for
allotment of bonus units; and (B) sold within nine months after the record (1) The following incomes in the case of non-resident are taxed at
special rates on gross basis:
date fixed for allotment of bonus units. However, the amount of loss so
ignored shall be deemed to be the cost of purchase or acquisition of such Transaction Rates(a)
unsold bonus units. Dividend 20%
1. Income Tax Rates Interest received on loans given in foreign 20%
Option A currency to Indian concern or Government of
For Individuals, Hindu Undivided Family, Association of India (not being interest referred to in section
Persons, Body of Individuals and Artificial juridical persons 194LB or section 194LC)
Income received in respect of units purchased 20%
Total Income Tax Rates in foreign currency of specified Mutual Funds /
Up to Rs. 2,50,000 (a) (b)
NIL UTI
Royalty or fees for technical services (b) 10%
Rs. 2,50,001 to Rs. 5,00,000 (d) (e)
5% Interest income from a notified infrastructure 5%
Rs. 5,00,001 to Rs. 1,000,000 (d) 20% debt fund, specified loan agreement, specified
long term bonds, rupee denominated bonds(c)
Rs. 10,00,001 and above (c)(d)
30% and business trust
Interest on FCCB, Dividend on GDRs 10%
(a) In case of a resident individual of the age of 60 years or above
but below 80 years, the basic exemption limit is Rs. 300,000. (a) These rates will be further increased by applicable surcharge and
(b) In case of a resident individual of age of 80 years or above, the health and education cess.
basic exemption limit is Rs 500,000. (b) In case the non-resident has a Permanent Establishment (PE) in
(c) Rate of surcharge India and the royalty/ fees for technical services paid is effectively
• 37% on base tax where specified income exceeds Rs. 5 crore; connected with such PE, the same is taxable at 40% (plus
• 25% where specified income exceeds Rs. 2 crore but does not applicable surcharge and health and education cess) on net basis.
exceed Rs. 5 crore (c) Interest payable to a non-resident in respect of monies borrowed
• 15% where total income exceeds Rs. 1 crore but does not exceed by any Indian company or business trust from a source outside
Rs. 2 crore; and India by way of issue of rupee denominated bond during the
• 10% where total income exceeds Rs 50 lakhs but does not exceed period 17 September 2018 to 31 March 2019 is exempt from tax.
Rs. 1 crore. Specified income – Total income excluding income (2) Tax on non-resident sportsmen or sports association on specified
under the provisions of section 111A and 112A of the Act. Marginal income @20% plus applicable surcharge and health and
relief for such person is available. education cess.
(d) Health and Education cess @ 4% on aggregate of base tax and 4. Capital Gains rates applicable to unit holders as per domestic
surcharge. provisions
(e) Individuals having total income not exceeding Rs. 500,000 can Short term Long term capital
avail rebate of lower of actual tax liability or Rs. 12,500. Transaction capital gains(a) gains(a)(b)
Option B Sale transactions of
The Finance Act, 2021 has proposed New Personal Tax Regime: equity shares/ unit of 15% 10%*
Total Income an equity oriented
fund which attract STT
Total Income Tax Rates
Sale transaction other
Up to Rs. 2,50,000 NIL than mentioned above:
Individuals (resident Progressive slab 20% / 10%
(b)
Rs. 2,50,001 to Rs. 5,00,000 5% and non-residents) rates
Rs. 5,00,001 to Rs. 7,50,000 10% Firms 30%
Resident companies 30%/25%(d)/22%/15%(f)
Rs. 7,50,000 to Rs. 10,00,000 15%
Overseas financial 40% (corporate) 10%
Rs. 10,00,001 to Rs. 12,50,000 20% organizations specified 30% (non corporate)
in section115AB
Rs. 12,50,001 to Rs. 15,00,000 25% FIIs 30% 10%
Rs. 15,00,001 and above 30% Foreign companies 40% 20% / 10%(c)
other than ones
For adopting Option B, most of the deductions/exemptions such as section mentioned above
80C, 80D, etc. are to be foregone. The aforesaid regime is optional. Local authority 30% 20% / 10%
Accordingly, Individuals and HUFs have the option to be taxed under either of Co-operative society Progressive slab or
the options. Option B once exercised can be changed in subsequent years rates 20%
(g)

(not applicable for business income).

11
 * Income-tax at the rate of 10% to be levied on long-term capital gains exceeding Rs. 1 lakh (without indexation benefit and foreign exchange
fluctuation)
(a) These rates will further increase by applicable surcharge & health and education cess.
(b) Income-tax rate of 20% with indexation and 10% without indexation.
(c) Long term capital gains arising to a non-resident from transfer of unlisted securities or shares of a company, not being a company in which
the public are substantially interested, subject to 10 per cent tax (without benefit of indexation and foreign currency fluctuation).
(d) If total turnover or gross receipts in the financial year 2018-19 does not exceed Rs. 400 crores.
(e) This lower rate is optional and subject to fulfillment of certain conditions as provided in section 115BAA.
(f) This lower rate is optional for companies engaged in manufacturing business (set-up & registered on or after 1 October 2019) subject to fulfillment
of certain conditions as provided in section 115BAB.
(g) Co-operative societies have the option to be taxed at progressive slab rates or 20% subject to fulfillment of certain conditions as provided
in section 115BAD.
5. Personal Income-tax Scenario

Total Income
Individual 21,150,000 51,150,000
475,000 825,000 1,000,000 1,200,000 1,500,000 5,650,000 11,150,000
# #
Tax in FY 2022-23
NIL*** 49,400 85,800 132,600 226,200 1,673,100 3,722,550 7,946,250 21,532,290
(Option A)*
Tax in FY 2022-23
NIL*** 50,700 78,000 119,600 195,000 1,638,780 3,686,670 7,907,250 21,489,546
(Option B) **
Additional Tax burden/
- 1,300 (7,800) (13,000) (31,200) (34,320) (35,880) (39,000) (42,744)
(Savings) in Option B
Additional Tax burden/
- 2.63% (9.09%) (9.80%) (13.79%) (2.05%) (0.96%) (0.49%) (0.20%)
(Savings) (%) in Option B

Resident senior citizen Total Income

(age of 60 years but 21,150,000 51,150,000
below 80 years) 475,000 825,000 1,000,000 1,200,000 1,500,000 5,650,000 11,150,000
# #
Tax in FY 2022-23
NIL*** 46,800 83,200 130,000 223,600 1,670,240 3,719,560 7,943,000 21,528,728
(Option A) *
Tax in FY 2022-23
NIL*** 50,700 78,000 119,600 195,000 1,638,780 3,686,670 7,907,250 21,489,546
(Option B) **
Additional Tax burden/
- 3,900 (5,200) (10,400) (28,600) (31,460) (32,890) (35,750) (39,182)
(Savings) in Option B
Additional Tax burden/
- 8.33% (6.25%) (8.00%) (12.79%) (1.88%) (0.88%) (0.45%) (0.18%)
(Savings) (%) in Option B

Resident senior citizen Total Income

(age 80 years and 21,150,000 51,150,000
above) 475,000 825,000 1,000,000 1,200,000 1,500,000 5,650,000 11,150,000
# #
Tax in FY 2022-23
NIL*** 36,400 72,800 119,600 213,200 1,658,800 3,707,600 7,930,000 21,514,480
(Option A) *
Tax in FY 2022-23
NIL*** 50,700 78,000 119,600 195,000 1,638,780 3,686,670 7,907,250 21,489,546
(Option B) **
Additional Tax burden/
- 14,300 5,200 - (18,200) (20,020) (20,930) (22,750) (24,934)
(Savings) in Option B
Additional Tax burden/
- 39.29% 7.14% - (8.54%) (1.21%) (0.56%) (0.29%) (0.12%)
(Savings) (%) in Option B

* For purpose of tax calculation under Option A, ad hoc deduction of INR 150,000 has been claimed. The ad hoc deduction is only illustrative in nature. Basis actual deduction, the
tax amount will vary.
** For purpose of tax calculation under Option B, no exemption/ deductions have been claimed.
*** NIL tax on account of rebate under section 87A.
# If the said taxable income includes capital gains under section 111A and section 112A of the Act, then enhanced surcharge of 37% and 25% would not be applicable and
accordingly effective tax rate would be lower.

Disclaimer :The information set out above is included for general information purposes only and does not constitute legal or tax advice. In view of the individual nature of the tax consequences,
each investor is advised to consult his/her own tax consultant with respect to specific tax implications arising out of their participation in the Scheme. Income Tax benefits to the mutual fund &
to unit holder is in accordance with the prevailing tax laws as certified by the mutual funds tax consultant. Any action taken by you based on the information contained herein is your
responsibility alone. Mirae Asset Mutual Fund will not be liable in any manner for the consequences of such action taken by you. The information contained herein is not intended as an offer or
solicitation for the purchase and sales of any schemes of Mirae Asset Mutual Fund.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

12
GLOSSARY

Sharpe Ratio:

Sharpe Ratio is a risk to reward ratio, it measures portfolio returns generated in excess to the investment in risk-free asset, for per unit of
total risk taken. While, positive Sharpe ratio indicates, portfolio compensating investors with excess returns (over risk-free rate) for the
commensurate risk taken; negative Sharpe ratio indicates, investors are better off investing in risk-free assets.

Beta:

Beta of a portfolio is a number indicating the relation between portfolio returns with that of the market index i.e. it measure the volatility,
or systematic risk, of a portfolio in comparison to the market as a whole.

Standard Deviation:

A statistical measure that defines expected volatility/risk associated with a portfolio. This explains the variation/deviation from the average
returns delivered by the portfolio. A higher standard deviation means higher volatility (risk) and a lower standard deviation means lower
volatility.

Risk Free Return:

The theoretical rate of return of an investment with safest (zero risk) investment in a country.

Indexation Benefit:

l Long Term Capital Gains (holding period of over 3 years) from Debt Mutual Funds are taxed at 20% plus applicable surcharge and cess
with the benefit of indexation.

l Government notifies Cost Inflation Index (CII) for each financial year taking into consideration the prevailing inflation levels.

l The cost of acquistion for computation of tax is adjusted for inflation using CII, there by reducing the capital gains from tax perspective.

l An investment made into a debt fund towards the end of a financial year (say, in March 2020) and held for a little over 3 years (say, in
April 2023) would be eligible for application of CII over 5 financial years, resulting in 4 indexation benefit.

Total Expense Ratio:

Total expenses charged to scheme for the month expressed as a percentage to average monthly net assets.

Tracking Error:

Tracking error indicates how closely the portfolio return is tracking the benchmark Index return. It measures the deviation between portfolio
return and benchmark index return. A lower tracking error indicates portfolio closely tracking benchmark index and higher tracking error
indicates portfolio returns with higher deviation from benchmark index returns.

Average Maturity:

Weighted average maturity of the securities in scheme.

Portfolio Yield (Yield To Maturity):

Weighted average yield of the securities in scheme portfolio.

Portfolio Turnover Ratio:

Portfolio Turnover Ratio is the percentage of a fund’s holdings that have changed in a given year. This ratio measures the fund’s trading
activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Modified Duration:

A formula that expresses the measurable change in the value of a security in response to a change in interest rates. Modified duration of
portfolio can be used to anticipate the change in market value of portfolio for every change in portfolio yield.

Macaulay Duration (Duration):

Macaulay Duration (Duration) measures the price volatility of fixed income securities. It is often used in the comparison of interest rate
risk between securities with different coupons and different maturities. It is defined as the weighted average time to cash flows of a bond
where the weights are nothing but the present value of the cash flows themselves. It is expressed in years/days. The duration of a fixed
income security is always shorter than its term to maturity, except in the case of zero coupon securities where they are the same.

13 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - EQUITY
Key Features
Type of Scheme
Investment Objective
Fund Manager**
Allotment Date
Benchmark Index
Minimum Investment
Amount
Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Load Structure
Plans Available
Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
*Investors should consult their financial advisers if they are not clear about the suitability of the product.
**For experience of Fund Managers refer page no. 80
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
14
Mirae Asset Large Cap Fund Mirae Asset
Emerging Bluechip Fund
Large Cap Fund - An open ended Large & Mid Cap Fund - An open
equity scheme predominantly ended equity scheme investing in both
investing across large cap stocks large cap and mid cap stocks
The investment objective of the The investment objective of the scheme
scheme is to generate long term is to generate income and capital
capital appreciation by capitalizing on appreciation from a portfolio
potential investment opportunities by primarily investing in Indian equities and
predominantly investing in equities equity related securities of large cap
of large cap companies. The Scheme and mid cap companies at the time of
does not guarantee or assure any investment. From time to time, the fund
returns. manager may also seek participation in
other Indian equity and equity related
securities to achieve optimal Portfolio
construction. The Scheme does not
guarantee or assure any returns.
Mr. Gaurav Misra Mr. Neelesh Surana,
(since January 31, 2019) and (since inception of the fund) and
Mr. Gaurav Khandelwal Mr. Ankit Jain
(since October 18, 2021) (since January 31, 2019)
04th April, 2008 09th July, 2010
Nifty 100 Index (TRI) Nifty Large Midcap 250 Index (TRI)
`5,000/- and in multiples of 1/- Fresh lumpsum subscription/switch-in
thereafter. Minimum Additional to all the Plans & Options of Mirae As-
Application Amount: `1,000/- per set Emerging Bluechip Fund through
anymode including Stock Exchange
application and in multiples of `1/-
thereafter platform has been temporarily
suspended with effect from October 25,
2016
Monthly and Quarterly: Minimum Fresh Registration through SIP shall
of `1000/- (multiples of `1/- be allowed for a maximum of up to
thereafter), minimum 5 in case of `2,500/-(Rupees Two Thousand Five
Monthly or 3 in case of Quarterly Hundred) through Monthly mode cumu-
option. latively aggregated across all available
SIP Dates of each month (at Primary
holder PAN level) before the applicable
cut off time on any business day For Ad-
ditional Details please refer notice-cum-
addendum dated November 4, 2020
Entry load: NA
Exit load:
I. For investors who have opted for SWP under the plan:
a) 15% of the units allotted (including Switch-in/STP - in) on or before completion
of 365 days from the date of allotment of units: Nil.
b) Any redemption in excess of such limits in the first 365 days from the date of
allotment shall be subject to the following exit load: (Redemption of units would
be done on First In First Out Basis (FIFO):
-If redeemed within 1 year (365 days) from the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL
II. Other Redemptions: For Investors who have not opted for SWP under the plan
(including Switch out, STP out):
-If redeemed within 1 year (365 days) from the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL
Regular Plan and Direct Plan
Growth Option and IDCW^ Option (Payout & Re-investment)
For Mirae Asset Tax Saver Fund only growth and IDCW^ payout option are available.
34,659.05 24,071.25
Regular Plan: 1.56% Regular Plan: 1.70%
Direct Plan: 0.51% Direct Plan: 0.68%
This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*:
- To generate long term capital - Long term capital appreciation
appreciation / income - Large & Midcap fund investing atleast
- Investment predominantly in 35% in largecap stocks & atleast 35%
Large Cap companies in midcap stocks
Scheme Riskometer
Modera
de rate Hightely
Mo
to e
w rat
e e
Hi
M Lo
gh
od
Very
High
Low
Investors understand that their principal
will be at Very High Risk
Mirae Asset Tax Saver Fund Mirae Asset Focused Fund
ELSS - An open ended equity linked Focused Fund - An open ended
saving scheme with a statutory lock in equity scheme investing in a
of 3 years and tax benefit maximum of 30 stocks intending to fo-
cus in large cap, mid cap and small cap
category (i.e., Multi-cap)
The investment objective of To generate long term capital
the scheme is to generate long- appreciation/income by investing in
term capital appreciation from a equity & equity related instruments
diversified portfolio of predominantly of up to 30 companies. There is no
equity and equity related instruments. assurance that the investment
The Scheme does not guarantee or objective of the Scheme will be
assure any returns. realized.
Mr. Neelesh Surana Mr. Gaurav Misra
(since inception) (since inception)
28th December, 2015 14th May, 2019
Tier-1 - Nifty 500 (TRI) Tier-1 - Nifty 500 (TRI)
Tier-2 - Nifty 200 (TRI) Tier-2 - Nifty 200 (TRI)
`500/- and in multiples of `500/- `5,000/- and in multiples of `1/-
thereafter thereafter. Minimum Additional
Application Amount: `1,000/- per
application and in
multiples of `1/- thereafter
Monthly and Quarterly: Minimum Monthly and Quarterly: Minimum of
installment of `500/- and in multiples `1000/- (multiples of `1/- thereafter),
of `500/- thereafter. minimum 5 in case of Monthly or 3 in
case of Quarterly option.
Entry Load:NA Entry Load:NA
Exit Load: NIL Exit load: I. For investors who have
opted for SWP under the plan: a) 15%
of the units allotted (including Switch-
in/STP - in) on or before completion
of 365 days from the date of allotment
of units: Nil. b) Any redemption in
excess of such limits in the first 365
days from the date of allotment shall
be subject to the following exit load:
(Redemption of units would be done
on First In First Out Basis (FIFO):
-If redeemed within 1 year (365 days)
from the date of allotment: 1%
-If redeemed after 1 year (365 days)
from the date of allotment: NIL
II. Other Redemptions: For Investors
who have not opted for SWP under the
plan (including Switch out, STP out):
-If redeemed within 1 year (365 days)
from the date of allotment: 1%
-If redeemed after 1 year (365 days)
from the date of allotment: NIL
13,844.47 8,948.99
Regular Plan: 1.71% Regular Plan: 1.78%
Direct Plan: 0.55% Direct Plan: 0.59%
This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*:
- Growth of capital over long term - To generate long term capital
- Invests predominantly in equity appreciation/income.
and equity related instruments: - Investment in a concentrated port-
ELSS with a 3 year lock in period folio of equity & equity related instru-
& tax benefits ment of up to 30 companies across
large, mid and small cap category
Benchmark Riskometer
Modera
de rate Hightely
Mo
to e
w rat
Hi
M Lo
gh
od
Very
High
Low
Investors understand that their principal
will be at Very High Risk
Mirae Asset Investment Managers (India) Private Limited
FUND FACTS - EQUITY
Key Features
Type of Scheme
Investment Objective
Fund Manager**
Allotment Date
Benchmark Index
Minimum Investment
Amount
Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Load Structure
Plans Available
Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
*Investors should consult their financial advisers if they are not clear about the suitability of the product.
**For experience of Fund Managers refer page no. 80
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
#
As per notice cum addendum no. 44/2022 fund manager of the scheme has changed. Please visit the website for more details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum
15
Mirae Asset Midcap Fund
Midcap Fund - An open ended
equity scheme predominantly
investing in mid cap stocks
The investment objective of the
scheme is to provide long-term capital
appreciation from a portfolio investing
predominantly in Indian equity and
equity related securities of midcap
companies.From time to time, the
fund manager may also participate in
other Indian equities and equity related
securities for optimal portfolio
construction. There is no assurance
that the investment objective of the
Scheme will be realized.
Mr. Ankit Jain
(since inception)
29th July, 2019
Nifty Midcap 150 (TRI)
`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per application and in multiples of `1/- thereafter.
Monthly and Quarterly: Minimum of `1000/- (multiples of `1/- thereafter), minimum 5 in case of Monthly or 3 in case of Quarterly option.
Entry load: NA
Exit load: If redeemed within 1 year
(365 days) from the date of allotment:
1%. If redeemed after 1 year (365
days) from the date of allotment: NIL
Regular Plan and Direct Plan
Growth Option and IDCW^ Option (Payout & Re-investment)
8,786.30
Regular Plan: 1.79%
Direct Plan: 0.58%
This product is suitable for
investors who are seeking*:
- To generate long term capital
appreciation/income.
- Investments predominantly in equity
& equity related securities of midcap
companies
Scheme Riskometer
derate
Mo
to e
w rat
e e
M Lo
od
Low
Investors understand that their principal
will be at Very High Risk
Mirae Asset Great Consumer Fund Mirae Asset Healthcare Fund Mirae Asset Banking and
Financial Services Fund
Sectoral/Thematic Fund - An open Sectoral/Thematic Fund - An open Sectoral / Thematic Fund - An
ended equity scheme following ended equity scheme investing in open-ended equity scheme
consumption theme healthcare and allied sectors investing in Banking & Financial
Services Sector
The investment objective of the The investment objective of the The investment objective of
scheme is to generate long term scheme is to seek to generate long the scheme is to generate long-
capital appreciation by investing in a term capital appreciation through term capital appreciation from
portfolio of companies/funds that are investing in equity and equity related a portfolio that is invested
likely to benefit either directly or securities of companies benefitting predominantly in equity and
indirectly from consumption led directly or indirectly in Healthcare equity related securities of
demand in India. The Scheme does and allied sectors in India. The companies engaged in banking
not guarantee or assure any returns. Scheme does not guarantee or and financial services sector.
assure any returns. The Scheme does not guarantee
or assure any returns.
Mr. Ankit Jain
(since Oct 2016) and Mr. Vrijesh Kasera Mr. Gaurav Kochar #
Mr. Siddhant Chhabria (since July 02, 2018) (since December 11, 2020)
(since June 21, 2021)
29th March, 2011 02nd July, 2018 11th December, 2020
Nifty Financial Services Index
Nifty India Consumption Index (TRI) S&P BSE Healthcare Index (TRI)
(TRI)
Entry load: NA Entry load: NA
Exit load: I. For investors who have opted for SWP under the plan: Exit load: If redeemed within 1
a) 15% of the units allotted (including Switch-in/STP - in) on or before year (365 days) from the date of
completion of 365 days from the date of allotment: 1%
allotment of units: Nil. If redeemed after 1 year (365
b) Any redemption in excess of such limits in the first 365 days from the date of days) from the date of allotment:
allotment shall be subject to the NIL
following exit load: (Redemption of units would be done on First In First Out
Basis (FIFO):
-If redeemed within 1 year (365 days) from the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL
II. Other Redemptions: For Investors who have not opted for SWP under the
plan (including Switch out, STP out):
-If redeemed within 1 year (365 days) from the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL
2,038.97 1,725.48 1,245.53
Regular Plan: 2.07% Regular Plan: 2.07% Regular Plan: 2.18%
Direct Plan: 0.49% Direct Plan: 0.50% Direct Plan: 0.61%
This product is suitable for This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*: investors who are seeking*:
- Long-term capital appreciation - To generate long term capital - To generate long term capital
- Thematic fund investing in equity & appreciation appreciation
equity related securities of - Investments in equity and equity - Investments predominantly in
companies benefitting directly or related securities of companies equity and equity related securi-
indirectly from consumption led benefitting directly or indirectly in ties of companies in banking and
demand in India Healthcare and allied sector in India financial services sector in india
Benchmark Riskometer
Modera Modera
Hightely de rate Hightely
Mo
to e
w rat
Hi
Hi
M Lo
gh
gh
od
Very
Very
High
High
Low
Investors understand that their principal
will be at Very High Risk
Mirae Asset Investment Managers (India) Private Limited
FUND FACTS - DEBT

Mirae Asset Overnight Fund Mirae Asset Cash Management Fund Mirae Asset Ultra Short Mirae Asset Savings Fund
Key Features Duration Fund
An Open ended ultra-short term debt Low Duration Fund - An Open ended
scheme investing in instruments such low duration Debt Scheme investing in
Overnight Fund - An open ended debt Liquid Fund - An open ended Liquid that the Macaulay duration* of the port- instruments with Macaulay duration of
scheme investing in overnight securities scheme. A relatively low interest rate risk folio is between 3 months to 6 months the portfolio between 6 months and 12
Type of Scheme A relatively low interest rate risk and and moderate credit risk (*please refer to page no.37 of SID) months (please refer to page no. 35 of SID)
relatively low credit risk A relatively low interest rate risk and A moderate interest rate risk and moderate
moderate credit risk credit risk
The investment objective of the scheme
is to generate returns commensurate with The investment objective of the scheme
Investment Objective The investment objective of the scheme is
low risk and providing high level of liquidi- The investment objective of the scheme is to generate regular income and
to seek to generate returns with a portfo-
ty, through investments made primarily in is to generate consistent returns with provide liquidity by investing primar-
lio comprising of debt and money market
overnight securities having maturity of 1 a high level of liquidity in a judicious ily in a portfolio comprising of debt &
instruments, such that Macaulay duration
business day. portfolio mix comprising of money money market instruments. There is no
of the portfolio is between 6 months - 12
However, there is no assurance or guar- market and debt instruments. The assurance or guarantee that the invest-
months. The Scheme does not guarantee
antee that the investment objective of Scheme does not guarantee any returns ment objective of the scheme will be
any returns
the Scheme will be achieved. The scheme realized
does not assure or guarantee any returns.
Mr. Abhishek Iyer Mr. Abhishek Iyer# Mr. Mahendra Jajoo - Mr. Mahendra Jajoo -
(since December 28, 2020) (since December 28, 2020) (since Inception) (since September 08, 2016) and
Fund Manager** Ms. Kruti Chheta#
(since August 22, 2022)
Allotment Date 15th October, 2019 12th January, 2009 07th October, 2020 26th June, 2012

Benchmark Index NIFTY 1D Rate Index NIFTY Liquid Index B-I NIFTY Ultra Short Duration Debt Index B-I NIFTY Low Duration Debt Index B-I

Minimum Investment `5,000/- and in multiples of `1/-thereafter.

Amount Minimum Additional Application Amount: `1,000/- per application and in multiples of `1/- thereafter.

Systematic Investment Monthly and Quarterly: `1,000/- (multiples of `1/- thereafter), minimum 5 in case of Monthly or 3 in case of Quarterly option.
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Entry Load: NA Entry Load: NA Exit Load: Entry Load: NA Entry Load: NA
Load Structure Exit Load: NIL Exit Load: NIL Exit Load: NIL
Day of Exit load as a % of
redemption / redemption /
switch from the switch
date of proceeds
applicable NAV

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

Plans Available Regular Plan and Direct Plan Regular Savings Plan and Direct Plan

Options Available Growth Option and IDCW^ Option (Payout & Re-investment)

Monthly Average AUM

(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
477.15 5,554.85 253.83 623.71
Regular Plan: 0.21% Regular Plan: 0.27% Regular Plan: 0.48% Regular Plan: 0.94%
Direct Plan: 0.12% Direct Plan: 0.17% Direct Plan: 0.29% Direct Plan: 0.37%

Product Labelling This product is suitable for This product is suitable for This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*: investors who are seeking*: investors who are seeking*:
- Regular income over short term - Optimal returns over short term - Income over a short term - An open low duration debt scheme
that may be in line with the - Investment in a portfolio of short dura- investment horizon - Investment in debt and money market
overnight call rates. tion money market and debt instruments - Investment in debt & money market instruments such that the macaulay
- Investment in overnight securities with residual maturity upto 91 days only. securities with portfolio Macaulay dura- duration of the portfolio is between 6 to
tion between 3 months and 6 months 12 months
Scheme Riskometer Scheme Riskometer Scheme Riskometer Scheme Riskometer
Modera Modera Modera
rate de rate Hightely derate Hightely
Modera
de Hightely Mo Mo de rate Hightely
Mo Mo
to e to e to e to e
w rat w rat w rat w rat
e
Hi

e
Hi
M Lo

e
M Lo
Hi

e
Hi
M Lo

M Lo
gh

gh
od

od
gh

gh
od
od

Very

Very

Very
High

High

High
Very

Low

Low
Low
High
Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal
Investors understand that their principal
will be at Low to Moderate Risk will be at Low to Moderate Risk will be at Moderate Risk
will be at Low Risk

Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer

Modera Modera
rate Modera
de Hightely rate Hightely
Modera rate Hightely
Mo Mo
de de rate Hightely Mo
de
Mo
to e to e to e
w rat w rat to e w rat
e w rat
Hi

e
Hi
M Lo

e
Hi

M Lo

e
M Lo

Hi
gh

M Lo

gh
od

gh

od
od

gh
od

Very
Very

Very

High
High

High

Very

Low
Low
Low

High
Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Low Risk will be at Moderate Risk will be at Moderate Risk will be at Moderate Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
Note : With reference to SEBI Circular no. SEBI/HO/IMD/IMD-11 DOF-3/CIR/2021/573 dated June 07, 2021 disclosure of Potential Risk Class (PRC) Matrix is provided for debt Schemes of Mirae Asset Mutual Fund.
As per notice cum addendum no. 44/2022 fund manager of the scheme has changed. Please visit the website for more details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum
#

16 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - DEBT

Mirae Asset Money Market Fund Mirae Asset Short Term Fund Mirae Asset Banking and PSU Mirae Asset Dynamic Bond Fund
Key Features
Debt Fund
Short Duration Fund - An open ended Banking and PSU Fund - An open Dynamic Bond Fund - An Open
Money Market Fund - An Open short term debt scheme investing in ended debt scheme predominantly ended dynamic debt scheme
ended debt scheme investing in instruments such that the Macaulay investing in debt instruments of banks, investing across duration. A relatively
money market instruments). A duration* of the portfolio is between 1 Public Sector Undertakings, Public high interest rate risk and relatively
Type of Scheme
relatively low interest rate risk and mod- year to 3 years(please refer to page no. Financial Institutions and Municipal high credit risk
erate credit risk 34 of SID). A relatively high interest rate Bonds. A relatively high interest rate risk
risk and Moderate credit risk and moderate credit risk

The investment objective of the The investment objective of the The objective of the Scheme is to
The investment objective of the
Investment Objective scheme is to seek to generate returns scheme is to generate income / generate optimal returns through
scheme is to generate reasonable
through an actively managed diver- capital appreciation through predom- active management of a
returns with low risk and provide
sified portfolio of debt and money inantly investing in debt and money portfolio of debt and money market
liquidity by investing in money
market instruments with Macaulay market instruments issued by Banks, instruments. However, there is no
market instruments. However, there
duration of the portfolio is between Public Sector Undertakings (PSUs) and assurance that the investment
is no assurance or guarantee that the
1 year to 3 years. However, there is Public Financial Institutions (PFIs) and objective of the Scheme will be
investment objective of the scheme
no assurance that the investment Municipal Bonds.The Scheme does realized and the Scheme does not
will be realized
objective of the Scheme will be real- not guarantee or assure any returns. assure or guarantee any returns
ized and the Scheme does not assure
or guarantee any returns.

Mr. Mahendra Jajoo - Mr. Mahendra Jajoo -

(since August 11, 2021) (since March 16, 2018) Mr. Mahendra Jajoo - Mr. Mahendra Jajoo -
Fund Manager** Mr. Amit Modani - (since July 24, 2020) (since March 24, 2017)
(since June 30, 2021)

Allotment Date 11th August 2021 16th March, 2018 24th July 2020 24th March, 2017

Benchmark Index Tier-1 - CRISIL Dynamic Bond Fund

CIII Index
NIFTY Money Market Index B-I CRISIL Short Duration Fund BII Index CRISIL Banking and PSU Debt Index
Tier-2 - Nifty PSU Bond Plus SDL Apr
2027 50:50 Index

Minimum Investment `5,000/- and in multiples of `1/-thereafter.

Amount Minimum Additional Application Amount: `1,000/- per application and in multiples of `1/- thereafter.
Systematic Investment Monthly and Quarterly: `1,000/- (multiples of `1/- thereafter), minimum 5 in case of Monthly or 3 in case of Quarterly option.
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Entry Load: NA Entry Load: NA Entry Load: NA
Entry Load: NA
Load Structure Exit Load: NIL Exit Load: NIL Exit Load: NIL
Exit Load: NIL

Plans Available Regular Plan and Direct Plan

Options Available Growth Option and IDCW^ Option (Payout & Re-investment)
Monthly Average AUM
56.67 409.74 96.59 239.31
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense Regular Plan: 0.65% Regular Plan: 1.15% Regular Plan: 0.84% Regular Plan: 1.12%
Ratio (Including Statutory Direct Plan: 0.26% Direct Plan: 0.32% Direct Plan: 0.41% Direct Plan: 0.16%
Levies) as on Nov 30, 2022
Product Labelling This product is suitable for This product is suitable for This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*: investors who are seeking*: investors who are seeking*:
- Short term savings - Optimal returns over short term - Income over short to medium term - Optimal returns over short to medium
- Investments predominantly in - Investment in an actively - To generate income/ capital term
money market instruments managed diversified portfolio of appreciation through predominantly - To generate optimal returns through
debt and money market instruments investing in debt and money market active management of a portfolio of
including REITs & InvITs instruments issued by Banks, Public debt and money market instruments
Sector Undertakings (PSUs), Public
Financials Institutions (PFIs) and
Municipal Bonds.
Scheme Riskometer Scheme Riskometer Scheme Riskometer Scheme Riskometer
Modera Modera Modera Modera
de rate Hightely de rate Hightely de rate Hightely rate Hightely
Mo Mo Mo de
Mo
to e to e to e to e
w rat w rat w rat w rat
e e
Hi

Hi

e e
Hi
Hi
M Lo

M Lo

M Lo
M Lo
gh

gh

gh
gh
od

od

od
od

Very
High
Very

Very
Very

Low
High

High
High
Low

Low
Low

Investors understand that their principal

Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Moderate Risk
will be at Low to Moderate Risk will be at Low to Moderate Risk will be at Low to Moderate Risk

Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer

Modera
Modera rate Modera Modera
de Hightely
derate Hightely Mo derate Hightely derate Hightely
Mo Mo Mo
to e
to e w rat to e to e
w rat e w rat w rat
Hi
M Lo

e e e
Hi

Hi

Hi
M Lo

M Lo

M Lo
gh
od
gh

gh

gh
od

od

od
Very
High
Low
Very

Very

Very
High

High

High
Low

Low

Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Moderate Risk will be at Moderate Risk will be at Moderate Risk will be at High Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
Note : With reference to SEBI Circular no. SEBI/HO/IMD/IMD-11 DOF-3/CIR/2021/573 dated June 07, 2021 disclosure of Potential Risk Class (PRC) Matrix is provided for debt Schemes of Mirae Asset Mutual Fund.

17 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - DEBT

Mirae Asset Corporate Bond Fund Mirae Asset Nifty SDL Jun 2027 Mirae Asset Nifty AAA PSU Bond Mirae Asset CRISIL IBX Gilt Index
Key Features
Index Fund Plus SDL Apr 2026 50:50 Index - April 2033 Index Fund$
Fund$
Type of Scheme Corporate Bond Fund - An open An open-ended target maturity Index An open-ended target maturity An open-ended target maturity
ended debt scheme predominantly Fund investing in the constituents of Index Fund investing in the Index Fund investing in the constit-
investing in AA+ and above rated Nifty SDL Jun 2027 Index. A scheme constituents of Nifty AAA PSU Bond uents of CRISIL IBX Gilt Index - April
corporate bonds. A relatively high with relatively high interest rate risk Plus SDL Apr 2026 50:50 Index. A 2033. A scheme with relatively high
interest rate risk and Moderate credit and relatively low credit risk scheme with relatively high interest interest rate risk and relatively low
risk. rate risk and relatively low credit risk credit risk

Investment Objective
The investment objective of the The investment objective of the
scheme is to provide income and scheme is to track the Nifty SDL Jun
capital appreciation by investing 2027 Index by investing in State
predominantly in AA+ and above rat- Development Loans (SDL), maturing
ed corporate bonds. on or before June 15, 2027, subject
The Scheme does not guarantee or to tracking errors. However, there is
assure any returns. no assurance that the investment
objective of the Scheme will be
realized and the Scheme does not
assure or guarantee any returns.
The investment objective of the
scheme is to track the Nifty AAA PSU
Bond Plus SDL Apr 2026 50:50 Index
by investing in AAA rated Public Sector
Undertaking (PSU) Bonds and State
Development Loans (SDL), maturing
on or before April 30, 2026, subject
to tracking errors. However, there is
no assurance that the investment
objective of the Scheme will be realized
and the Scheme does not assure or
guarantee any returns
The investment objective of the
scheme is to track the CRISIL IBX
Gilt Index - April 2033 by investing
in dated Government Securities
(G-Sec), maturing on or before April
29, 2033, subject to tracking errors.
However, there is no assurance that
the investment objective of the
Scheme will be realized and the
Scheme does not assure or guaran-
tee any returns

Mr. Mahendra Jajoo - Mr. Mahendra Jajoo - Mr. Mahendra Jajoo - Mr. Mahendra Jajoo -
Fund Manager** (since March 17, 2021) (since March 30, 2022) (since October 20, 2022) (since October 20, 2022)

Allotment Date 17th March, 2021 30th March, 2022 20th October, 2022 20th October, 2022

Benchmark Index
Minimum Investment
Amount
Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
CRISIL Corporate Bond Fund BIII In- Nifty AAA PSU Bond Plus SDL Apr
Nifty SDL Jun 2027 Index CRISIL IBX Gilt Index - April 2033
dex 2026 50:50 Index
`5,000/- and in multiples of `1/- thereafter. Minimum Additional Application
Amount: `1,000/- per application and in multiples of `1/- thereafter
Monthly and Quarterly: `1000/- (mul- Monthly and Quarterly: `1000/- (mul- Monthly and Quarterly: `1000/- (mul- Monthly and Quarterly: `1000/-
tiples of `1/- thereafter), minimum tiples of `1/- thereafter), minimum tiples of `1/- thereafter), minimum (multiples of `1/- thereafter),
5 in case of Monthly or 3 in case of 5 in case of Monthly or 3 in case of 5 in case of Monthly or 3 in case of minimum 5 in case of Monthly or 3
Quarterly option. Quarterly option. Quarterly option. in case of Quarterly option.

Entry Load: NA Entry Load: NA Entry Load: NA Entry Load: NA

Load Structure Exit Load: NIL Exit Load: NIL Exit Load: NIL Exit Load: NIL

Plans Available Regular Plan and Direct Plan

Options Available Growth Option and IDCW^ Option (Payout & Re-investment)

Monthly Average AUM

63.04 637.90 59.90 24.89
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense Regular Plan: 0.91% Regular Plan: 0.29% Regular Plan: 0.37% Regular Plan: 0.45%
Ratio (Including Statutory Direct Plan: 0.45% Direct Plan: 0.14% Direct Plan: 0.12% Direct Plan: 0.12%
Levies) as on Nov 30, 2022
Product Labelling This product is suitable for This product is suitable for This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*: investors who are seeking*: investors who are seeking*:
- To generate income over Medium to - Income over long term - Income over the target maturity - Income over the target maturity
long term - Open ended Target Maturity Index period period
- Investments predominantly in high Fund that seeks to track Nifty SDL Jun - Open ended Target Maturity Index - Open ended Target Maturity
quality corporate bonds 2027 Index Fund that seeks to track Nifty AAA PSU Index Fund that seeks to track
Bond Plus SDL Apr 2026 50:50 Index CRISIL IBX Gilt Index - April 2033
Fund Index Fund
Scheme Riskometer Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer
Modera Modera Modera Modera
de rate Hightely de rate Hightely de rate Hightely de rate Hightely
Mo Mo Mo Mo
to e to e to e to e
w rat w rat w rat w rat
e e e e
Hi

Hi

Hi

Hi
M Lo

M Lo

M Lo

M Lo
gh

gh

gh

gh
od

od

od

od
Very

Very

Very

Very
High

High

High

High
Low

Low

Low

Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Moderate Risk will be at Moderate Risk will be at Moderate Risk will be at Moderate Risk

Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer

Modera
de rate Hightely Modera Modera Modera
Mo derate Hightely derate Hightely derate Hightely
Mo Mo Mo
to e
w rat to e to e to e
e w rat w rat w rat
H
M Lo

e e e
Hi

Hi

Hi
ig

M Lo

M Lo

M Lo
od

gh

gh

gh
od

od

od
Very
High

Very

Very

Very
Low

High

High

High
Low

Low

Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Moderately High Risk will be at Moderate Risk will be at Moderate Risk will be at Moderate Risk

A-III A-III A-III

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

$
The Scheme is in existence for less than 6 months
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
Note : With reference to SEBI Circular no. SEBI/HO/IMD/IMD-11 DOF-3/CIR/2021/573 dated June 07, 2021 disclosure of Potential Risk Class (PRC) Matrix is provided for debt Schemes of Mirae Asset Mutual Fund.

18 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - HYBRID

Mirae Asset Hybrid Equity Fund Mirae Asset Balanced Mirae Asset Equity Savings Fund Mirae Asset Arbitrage Fund
Key Features
AdvantageFund$
Aggressive Hybrid Fund - An open
Balanced Advantage Fund - An Equity Savings Fund - An open ended Arbitrage Fund - An open
ended hybrid scheme investing
Type of Scheme open-ended Dynamic Asset Allocation scheme investing in equity, arbitrage ended scheme investing in arbitrage
predominantly in equity and equity
Fund and debt opportunities
related instruments

Investment Objective
The investment objective of the
Scheme is to generate capital
appreciation along with current in-
come from a combined portfolio of
predominantly investing in equity
& equity related instruments and
balance in debt and money market
instruments. The Scheme does not
guarantee or assure any returns.
The investment objective of the The investment objective of the scheme The investment objective of the scheme
scheme is to capitalize on the is to provide capital appreciation and is to generate capital appreciation and
potential upside of equities while income distribution to the investors income by predominantly investing
attempting to limit the downside by by using equity and equity related in arbitrage opportunities in the cash
dynamically managing the portfolio instruments, arbitrage opportunities, and derivative segments of the equity
through investment in equity & equity and investments in debt and money markets and the arbitrage opportu-
related instruments and active use of market instruments. The Scheme does nities available within the derivative
debt, money market instruments and not assure or guarantee any returns. segment and by investing the balance
derivatives. However, there is no assur- in debt and money market instruments.
ance or guarantee that the investment There is no assurance or guarantee that
objective of the scheme will be the investment objective of the scheme
realized. will be realized

Mr. Harshad Borawake (Equity Mr. Harshad Borawake Mr. Harshad Borawake, Mr. Vrijesh Mr. Jignesh Rao- Equity Portion (since
Portion)(April 01, 2020), Mr.Vrijesh (Equity portion) (since August 11, Kasera (since October 12, 2019), Ms. June 19, 2020,
Kasera (Since April 01, 2020) and 2022) and Bharti Sawant (Equity portion) (since Mr. Jigar Sethia- Equity Portion (since
Fund Manager** Mr. Mahendra Jajoo (Debt Portion) Mr. Mahendra Jajoo (Debt portion) December 28, 2020) and June 19, 2020 and Mr. Mahendra
(since September 8, 2016) (since August 11, 2022) Mr. Mahendra Jajoo (Debt portion) Jajoo - Debt Portion (since June 19,
(since December 18, 2018) 2020)
Allotment Date 29th July, 2015 11th August, 2022 18th December, 2018 19th June, 2020

Benchmark Index CRISIL Hybrid 35+65 -Aggressive Nifty 50 Hybrid Composite Debt 50:50
Nifty Equity Savings Index NIFTY 50 Arbitrage Index
Index Index
Minimum Investment `5,000/- and in multiples of `1/- thereafter. Minimum Additional Application
Amount Amount: `1,000/- per application and in multiples of `1/- thereafter

Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Load Structure
Monthly and Quarterly: `1000/- (multiples of `1/- thereafter), minimum 5 in case of Monthly or 3 in case of Quarterly Option.
Entry load: NA Entry load: NA
Exit load: I. For investors who have opted for SWP under the plan: a) 15% of the units allotted Exit load: 0.25% if redeemed or
(including Switch-in/STP - in) on or before completion of 365 days from the date of allotment of units: Nil. switched out within 30 days from the
b) Any redemption in excess of such limits in the first 365 days from the date of allotment shall be subject to the following date of allotment
exit load: (Redemption of units would be done on First In First Out Basis (FIFO): -If redeemed within 1 year (365 days) from Nil after 30 days
the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL II. Other Redemptions: For Investors who have not opted
for SWP under the plan (including Switch out, STP out): -If redeemed within 1 year (365 days) from the date of allotment: 1%
-If redeemed after 1 year (365 days) from the date of allotment: NIL

Plans Available Regular Plan and Direct Plan

Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
Growth Option and IDCW^ Option (Payout & Re-investment)
7,211.71 907.69 590.43 371.44
Regular Plan: 1.78% Regular Plan: 2.29% Regular Plan: 1.41% Regular Plan: 1.09%
Direct Plan: 0.36% Direct Plan: 0.85% Direct Plan: 0.42% Direct Plan: 0.36%
This product is suitable for This product is suitable for This product is suitable for inves- This product is suitable for
investors who are seeking*: investors who are seeking*: tors who are seeking*: investors who are seeking*:
- Capital appreciation along with - To generate long term capital - Capital appreciation and income - Income over short term
current income over long term appreciation/income. distribution - Investments predominantly in
- Aggressive hybrid fund investing - Investments in equity, equity related - Investment in equity and equity arbitrage opportunities in the cash and
predominantly In equites & equity securities & debt, money market related instruments, arbitrage oppor- derivative segments and the
related instruments with balance instruments while managing risk tunities and debt & money market arbitrage opportunities available within
exposure to debt & money market through active allocation instruments the derivative segment
instruments
Scheme Riskometer Scheme Riskometer Scheme Riskometer Scheme Riskometer
Modera Modera Modera Modera
rate rate de rate Hightely rate
de Hightely de Hightely Mo de Hightely
Mo Mo Mo
to e to e to e to e
w rat w rat w rat w rat
e
Hi
M Lo

e e e
Hi

Hi

Hi
M Lo

M Lo

M Lo
gh
od
gh

gh

gh
od

od

od
Very
High
Very

Very

Low

Very
High

High

High
Low

Low

Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at Very High Risk will be at Moderately High Risk will be at Low Risk

Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer Benchmark Riskometer

Modera Modera
rate Hightely
derate Hightely Modera Modera
Mo
de
Mo de rate Hightely de rate Hightely
Mo Mo
to e to e
w rat to e to e w rat
w rat e
Hi

e w rat
M Lo
Hi
M Lo

gh

e
Hi

od

e
gh

Hi

M Lo
od

M Lo

gh
gh

od
od

Very
High
Very

Low
High

Very
Low

High
Very
High

Low
Low

Investors understand that their principal Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at High Risk will be at Moderate Risk will be at Low Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

$
The Scheme is in existence for less than 6 months
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021

19 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - ETF

Mirae Asset Nifty 50 ETF Mirae Asset Nifty Next 50 ETF Mirae Asset Nifty 100 ESG Sector Mirae Asset NYSE FANG+ ETF
Key Features (NSE Symbol : MAN50ETF, BSE Code: 542131) (NSE Symbol : MANXT50, BSE Code: 542922) Leaders ETF# (NSE Symbol : MAFANG, BSE Code: 543291)
(Formely Known as Mirae Asset ESG
Sector Leaders ETF)
(NSE Symbol : MAESGETF, BSE Code: 543246)

Type of Scheme
Investment Objective
Exchange Traded Fund (ETF) - An open
ended scheme replicating/tracking
Nifty 50 Index
The investment objective of the
scheme is to generate returns, before
expenses, that are commensurate
with the Performance of the Nifty 50
Index, subject to tracking error. The
Scheme does not guarantee or assure
any returns.
Exchange Traded Fund (ETF) - An
open ended scheme replicating/
tracking Nifty Next 50 Total Return
Index
The investment objective of the
scheme is to generate returns,
before expenses, that are com-
mensurate with the performance
of the Nifty Next 50 Total Return
Index, subject to tracking error. The
Scheme does not guarantee or as-
sure any returns.
Exchange Traded Fund (ETF) - An
open ended scheme replicating/
tracking Nifty 100 ESG Sector Leaders
Total Return Index
The investment objective of the
scheme is to generate returns,
before expenses, that are commen-
surate with the performance of the
Nifty 100 ESG Sector Leaders Total
Return Index, subject to tracking
error. The Scheme does not
guarantee or assure any returns.
Exchange Traded Fund (ETF) - An
open-ended scheme replicating/
tracking NYSE FANG+ Total Return
Index
The investment objective of the
scheme is to generate returns, before
expenses, that are commensurate
with the performance of the NYSE
FANG+ Total Return Index, subject to
tracking error and forex movement.
The Scheme does not guarantee or
assure any returns.

Ms. Ekta Gala Ms. Ekta Gala Ms. Ekta Gala Mr. Siddharth Srivastava
Fund Manager** (since December 28, 2020) (since December 28, 2020) (since November 17, 2020) (since May 06, 2021)

Allotment Date 20th November, 2018 24th January, 2020 17th November 2020 06th May 2021

Benchmark Index NIFTY 100 ESG Sector Leaders Index

Nifty 50 Index (TRI) Nifty Next 50 Index (TRI) NYSE FANG+ Index (TRI) (INR)
(TRI)
Minimum Investment Other Investors (Including Authorized Participants/ Large Investors): Application for subscription of the Units in On exchange (in multiple of 1 units),
Amount Creation unit size can be made either:In exchange of Cash*[as determined by the AMC equivalent to the cost incurred Directly with AMC or Authorized
towards the purchase of predefined basket of securities that represent the underlying index (i.e. Portfolio Deposit)], Participant (in multiple of 2,00,000
Cash component and other applicable transaction charges; or in exchange of Portfolio Deposit [i.e. by depositing units)
basket of securities constituting Nifty 50 Index/Nifty Next 50 Index and NIFTY 100 ESG Sector Leaders Index] along with
the cash component and applicable transaction charges.” There is no minimum investment, although units can be
purchased/subscribed in round lots of 1 on the BSE/NSE (Stock Exchanges) on all the trading days.

Systematic Investment NA NA NA NA
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Entry load: NA
Load Structure
Exit load: “For Creation Unit Size: No Exit load will be levied on redemptions made by Authorized Participants / Large Investors directly with the Fund in Creation
Unit Size.
For other than Creation Unit Size: Not Applicable - The Units of MAN50ETF ,MANXT50, MAESGETF and MAFANG in other than Creation Unit Size cannot ordinarily
be directly redeemed with the Fund. These Units can be redeemed (sold) on a continuous basis on the Exchange(s) where it is listed during the trading hours
on all trading days.”

Plans Available
Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
The Scheme does not offer any Plans/Options for investment
870.49
0.05%
This product is suitable for
investors who are seeking*:
- Returns that are commensurate with
the performance of the NIFTY 50,
subject to tracking errors over long
term
- Investment in equity securities
covered by the NIFTY 50
100.33 160.53
0.14% 0.65%
This product is suitable for This product is suitable for inves-
investors who are seeking*: tors who are seeking*:
- Returns that are commensurate - Returns that are commensurate with
with the performance of the NIFTY
Next 50, subject to tracking errors the performance of NIFTY 100 ESG
over long term Leaders Total Return Index, subject to
- Investment in equity securities tracking error over long term
covered by the NIFTY Next 50 - Investments in equity securities
covered by NIFTY 100 ESG Leaders
Total Return Index
1,033.17
0.71%
This product is suitable for inves-
tors who are seeking*:
- Returns that are commensurate
with the performance of NYSE
FANG+ Total Return Index. subject to
tracking error and foreign exchange
movement.
- Investments in equity securities
covered by NYSE FANG+ Total Return
Index

Scheme Riskometer Benchmark Riskometer

Modera Modera
de rate Hightely de rate Hightely
Mo Mo
to e to e
w rat w rat
e e
Hi

Hi
M Lo

M Lo
gh

gh
od

od
Very

Very
High

High
Low

Low

Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at Very High Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
#
Pursuant to notice cum addendum dated June 24, 2022, the name of the scheme has been changed with effect from July 01, 2022.

20 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - ETF

Mirae Asset Nifty Financial Mirae Asset S&P 500 Top 50 ETF Mirae Asset Hang Seng TECH ETF Mirae Asset Nifty India
Key Features
Services ETF (NSE Symbol : MASPTOP50, BSE Code: (NSE Symbol : MAHKTECH, BSE Code: 543414) Manufacturing ETF
(NSE Symbol : MAFSETF, BSE Code: 543323) 543365) (NSE Symbol : MAMFGETF, BSE Code: 543454)

Exchange Traded Fund (ETF) - An
open-ended scheme replicating/
Type of Scheme tracking Nifty Financial Services Total
Return Index
The investment objective of the
Investment Objective scheme is to generate returns, before
expenses, that are commensurate
with the performance of the Nifty
Financial Services Total Return Index,
subject to tracking error. The Scheme
does not guarantee or assure any
returns
Ms. Ekta Gala
Fund Manager** (since July 30, 2021)
Exchange Traded Fund (ETF) - An
open-ended scheme replicating/
tracking S&P 500 Top 50 Total
Return Index
The investment objective of the
scheme is to generate returns,
before expenses, that are commen-
surate with the performance of the
S&P 500 Top 50 Total Return Index,
subject to tracking error and forex
movement. The Scheme does not
guarantee or assure any returns.
Mr. Siddharth Srivastava
(since September 20, 2021)
Exchange Traded Fund (ETF) - An
open-ended scheme replicating/
tracking Hang Seng TECH Total
Return Index
The investment objective of the
scheme is to generate returns, before
expenses, that are commensurate
with the performance of the Hang
Seng TECH Total Return Index (INR),
subject to tracking error and forex
movement.
However, the Scheme does not
guarantee or assure any returns.
Mr. Siddharth Srivastava
(since December 06, 2021)
Exchange Traded Fund - An open-
ended scheme replicating/ tracking
Nifty India Manufacturing Index
The investment objective of the
scheme is to generate returns, before
expenses, that are commensurate
with the performance of the Nifty
India Manufacturing Total Return
Index, subject to tracking error. The
Scheme does not guarantee or assure
any returns.
Ms. Ekta Gala
(since January 27, 2022)

Allotment Date 30th July 2021 20th September 2021 06th December 2021 27th January 2022

Benchmark Index Nifty Financial Services Total Return

S&P 500 TOP 50 Index (TRI) Hang Seng TECH Index (TRI) Nifty India Manufacturing Index (TRI)
Index (TRI)
Minimum Investment On exchange ( in multiple of 1 units), On exchange in multiple of 1 unit. On exchange in multiple of 1 unit. On exchange: In multiples of
Amount Directly with AMC ( in multiple of With AMC: In multiples of 5,50,000 With AMC: In multiples of Basket Size 1 units; Directly with AMC ( in
3,00,000 units) units (8 Lakh units) multiples of 100,000 units)

Systematic Investment NA NA NA NA
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)

Load Structure Entry load: NA

Exit load: “For Creation Unit Size: No Exit load will be levied on redemptions made by Authorized Participants / Large Investors directly with the Fund in Creation
Unit Size.
For other than Creation Unit Size: Not Applicable - The Units of MAFSETF, MASPTOP50, MAHKTECH and MAMFGETF in other than Creation Unit Size cannot ordi-
narily be directly redeemed with the Fund. These Units can be redeemed (sold) on a continuous basis on the Exchange(s) where it is listed during the trading
hours on all trading days.”

Plans Available
The Scheme does not offer any Plans/Options for investment
Options Available
Monthly Average AUM
278.24 503.11 129.11 77.97
(` Cr.) as on Nov 30, 2022
0.13% 0.58% 0.50% 0.40%
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022

Product Labelling
This product is suitable for
investors who are seeking*:
- Return that are commensurate with
the performance of Nifty Financial
Service Total return Index,subject to
tracking error over long term
- Investments in equity securities cov-
ered by Nifty Financial Services Total
Return index
This product is suitable for
investors who are seeking*:
- Returns that are commensurate
with the performance of S&P 500
Top 50 Total Return Index subject to
tracking error and foreign exchange
movement
- Investments in equity securities
covered by S&P 500 Top 50 Total
Return Index
This product is suitable for
investors who are seeking*:
- Returns that are commensurate
with the performance of Hang Seng
TECH Total Return Index subject to
tracking error and foreign exchange
movement
- Investment in equity securities
covered by Hang Seng TECH Total
Return Index
This product is suitable for
investors who are seeking*:
- Returns that are commensurate with
the performance of the Nifty India
Manufacturing Total Return Index,
subject to tracking error over long
term
- Investment in equity securities
coverd by Nifty India Manufacturing
Total Return Index

Scheme Riskometer Benchmark Riskometer

Modera Modera
derate Hightely derate Hightely
Mo Mo
to e to e
w rat w rat
e e
Hi

Hi
M Lo

M Lo
gh

gh
od

od
Very

Very
High

High
Low

Low

Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at Very High Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

21 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - ETF AND FUND OF FUND
Key Features
Type of Scheme
Investment Objective
Fund Manager**
Allotment Date
Benchmark Index
Minimum Investment
Amount
Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Load Structure
Plans Available
Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
*Investors should consult their financial advisers if they are not clear about the suitability of the product.
**For experience of Fund Managers refer page no. 80
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021
#
Pursuant to notice cum addendum dated June 24, 2022, the name of the scheme has been changed with effect from July 01, 2022.
22
Mirae Asset Nifty Midcap 150 ETF
(NSE Symbol : MAM150ETF, BSE Code: 543481)
Exchange Traded Fund- An open-
ended scheme replicating/tracking
Nifty Midcap 150 Total Return Index
The investment objective of the
scheme is to generate returns, before
expenses, that are commensurate
with the performance of the Nifty
Midcap 150 Total Return Index,
subject to tracking error. The Scheme
does not guarantee or assure any
returns.
Ms. Ekta Gala
(since March 09, 2022)
09th March 2022
Nifty Midcap 150 Index (TRI)
On exchange In multiple of 1 units
Directly with AMC In multiple of
4,00,000 units
NA
Entry load: NA
Exit load: “For Creation Unit Size: No
Exit load will be levied on redemptions
made by Authorized Participants /
Large Investors directly with the Fund
in Creation Unit Size.
For other than Creation Unit Size: Not
Applicable - The Units of, MAM150ETF
in other than Creation Unit Size can-
not ordinarily be directly redeemed
with the Fund. These Units can be
redeemed (sold) on a continuous
basis on the Exchange(s) where it is
listed during the trading hours on all
trading days.”
The Scheme does not offer any Plans/
Options for investment
157.26
0.05%
This product is suitable for
investors who are seeking*:
- Returns that are commensurate with
the performance of the NIFTY Midcap
150 Index, subject to tracking errors
over the long-term
- Investment in equity securities
covered by the NIFTY Midcap 150
Index
Scheme Riskometer
M Lo
od
Low
Investors understand that their principal
Mirae Asset Nifty 100 ESG Sector
Leaders Fund of Fund#
(Formely Known as Mirae Asset ESG
Sector Leaders Fund of Fund)
Fund of Fund - Domestic (FOF) - An
open ended fund of fund scheme
predominantly investing in Mirae
Asset Nifty 100 ESG Sector Leaders
ETF
The investment objective of the
scheme is to provide long-term
capital appreciation from a portflio
investing predominantly in units of
Mirae Asset Nifty 100 ESG Sector
Leaders ETF. There is no assurance
that the investment objective of the
Scheme will be realized.
Ms. Ekta Gala
(since December 28, 2020)
18th November 2020
NIFTY 100 ESG Sector Leaders Index Nifty 200 Index (TRI)
(TRI)
`5,000/- and in multiples of `1/- thereafter. Minimum Additional Application Amount: `1,000/- per application and in
multiples of `1/- thereafter
Monthly and Quarterly: `1000/-
(multiples of `1/- thereafter),
minimum 5 in case of Monthly or 3
in case of Quarterly option.
Entry Load: NA
Exit Load: if redeemed or switched
out within 5 calendar days from the
date of allotment: 0.05%
if redeemed or switched out after 5
days from date of allotment: Nil
Regular Plan and Direct Plan
Growth Option and IDCW^ Option
(Payout & Re-investment)
135.29
Regular Plan: 0.51%
Direct Plan:0.11%
Investors may note that they will
bear recurring expenses of the
underlying scheme in addition to
the expenses of this scheme
This product is suitable for
investors who are seeking*:
- To generate long term capital
appreciation/income
- Investments predominantly in
units of Mirae Asset Nifty 100 ESG
Sector Leaders ETF
Benchmark Riskometer
Modera
de rate Hightely
Mo
to e
w rat
e e
Hi
M Lo
gh
od
Very
High
Low
Investors understand that their principal
will be at Very High Risk
Mirae Asset Equity Allocator Mirae Asset NYSE FANG+ ETF
Fund of Fund Fund of Fund
Fund of Fund - Domestic (FOF) - An Fund of Fund - An Open-ended
open ended fund of fund scheme fund of fund scheme predominantly
predominantly investing in units of investing in Mirae Asset NYSE FANG+
domestic equity ETFs ETF
The investment objective of the An open-ended fund of fund
scheme is to provide long-term scheme predominantly investing
capital appreciation from a portfolio in Mirae Asset NYSE FANG+ ETF
investing predominantly in units of There is no assurance that the
domestic equity ETFs. There is no investment objective of the Scheme
assurance that the investment will be realized.
objective of the Scheme will be
realized.
Ms. Bharti Sawant Ms. Ekta Gala
(since inception) (since May 10, 2021)
21st September, 2020 10th May, 2021
NYSE FANG+ Index (TRI) (INR)
Monthly and Quarterly: `1000/- Monthly and Quarterly: `5000/-
(multiples of `1/- thereafter), (multiples of `1/- thereafter),
minimum 5 in case of Monthly or 3 in minimum 5 in case of Monthly or 3 in
case of Quarterly option. case of Quarterly option.
Entry Load: NA Entry Load: NA
Exit Load: if redeemed or switched Exit Load: If redeemed within 3
out within 5 calendar days from the months from the date of allotment:
date of allotment: 0.05% 0.50%
if redeemed or switched out after 5 If redeemed after 3 months from the
days from date of allotment: Nil date of allotment: NIL
Regular Plan and Direct Plan Regular Plan and Direct Plan
Growth Option Growth Option
408.93 692.11
Regular Plan: 0.15% Regular Plan: 0.46%
Direct Plan: 0.12% Direct Plan: 0.18%
Investors may note that they will bear Investors may note that they will bear
recurring expenses of the underlying recurring expenses of the underlying
scheme in addition to the expenses of scheme in addition to the expenses of
this scheme this scheme
This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*:
- To generate long term capital - To generate long term capital
appreciation/income appreciation/income
- Investments predominantly in units - Investments predominantly in units
of equity exchange traded funds of Mirae Asset NYSE FANG+ ETF
Modera
de rate Hightely
Mo
to e
w rat
Hi
gh
Very
High
will be at Very High Risk
Mirae Asset Investment Managers (India) Private Limited
FUND FACTS - FUND OF FUND

Mirae Asset S&P 500 Top 50 ETF
Key Features
Fund of Fund
Fund of Fund - An open ended fund of
fund scheme predominantly investing
in units of Mirae Asset S&P 500 Top
50 ETF
Type of Scheme
The investment objective of
Investment Objective the scheme is to provide long-
term capital appreciation from a
portfolio investing predominantly in
units of Mirae Asset S&P 500 Top 50
ETF. There is no assurance that the in-
vestment objective of the Scheme will
be realized.
Mirae Asset Hang Seng TECH ETF
Fund of Fund
Fund of Fund - An open-ended fund
of fund scheme predominantly in-
vesting in Mirae Asset Hang Seng
TECH ETF
The investment objective of the
scheme is to provide long-term
capital appreciation from a capital appreciation from a portfolio
portfolio investing predominantly in
units of Mirae Asset Hang Seng TECH
ETF. There is no assurance that the
investment objective of the Scheme
will be realized.
Mirae Asset Nifty India
Manufacturing ETF Fund of Fund
(Fund of Fund - An open-ended fund
of fund scheme investing in units of
Mirae Asset Nifty India Manufacturing
ETF
The investment objective of the
scheme is to provide long-term
investing predominantly in units of
Mirae Asset Nifty India Manufacturing
ETF. There is no assurance that the
investment objective of the Scheme
will be realized.
Mirae Asset Global Electric &
Autonomous Vehicles ETFs
Fund of Fund$
Fund of Fund - An open-ended
fund of fund scheme investing in
overseas equity Exchange Traded
Funds which are based on com-
panies involved in development of
Electric & Autonomous Vehicles and
related technology, components
and materials
The investment objective of the
scheme is to provide long-term
capital appreciation from a portfolio
investing in units of overseas equity
ETFs which are based on compa-
nies involved in development of
Electric & Autonomous Vehicles and
related technology, components
and materials. There is no assur-
ance that the investment objective
of the Scheme will be realized.

Ms. Ekta Gala Ms. Ekta Gala Ms. Ekta Gala Mr. Siddharth Srivastava
Fund Manager** (since September 22, 2021) (since December 08, 2021) (since January 31, 2022) (since September 07, 2022)

Allotment Date 22nd September 2021 08th December 2021 31st January 2022 07th September 2022

Benchmark Index Nifty India Manufacturing Index (TRI) Solactive Autonomous & Electric
S&P 500 Top 50 Index (TRI) (INR) Hang Seng TECH Index(TRI)
(INR) Vehicles Index (TRI) (INR)
Minimum Investment `5,000/- and in multiples of `1/- thereafter. Minimum Additional Application
Amount Amount: `1,000/- per application and in multiples of `1/- thereafter

Systematic Investment Monthly and Quarterly: `5000/- (mul- Monthly and Quarterly: `5000/- (mul- Monthly and Quarterly: `5000/- (mul- Monthly and Quarterly: `5000/-
Plan (SIP) (Any Date tiples of `1/- thereafter), minimum tiples of `1/- thereafter), minimum tiples of `1/- thereafter), minimum (mul­tiples of `1/- thereafter), min-
SIP is available from 5 in case of Monthly or 3 in case of 5 in case of Monthly or 3 in case of 5 in case of Monthly or 3 in case of imum 5 in case of Monthly or 3 in
1st July, 2019) Quarterly option. Quarterly option. Quarterly option. case of Quarterly option

Entry Load: NA Entry Load: NA Entry Load: NA Entry Load: NA

Load Structure
Exit Load: If redeemed within 3
months from the date of allotment:
0.50%
If redeemed after 3 months from the
date of allotment: NIL
Exit Load: If redeemed within 3
months from the date of allotment:
0.50%
If redeemed after 3 months from the
date of allotment: NIL.
Exit Load: If redeemed within 3
months from the date of allotment:
0.50%
If redeemed after 3 months from the
date of allotment: NIL
Exit Load: If redeemed within 1
year (365 days) from the date of
allotment: 1%
If redeemed after 1 year (365 days)
from the date of allotment: NIL.

Plans Available Regular Plan and Direct Plan Regular Plan and Direct Plan Regular Plan and Direct Plan Regular Plan and Direct Plan

Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
Growth Option Growth Option Growth Option Growth Option
374.67 67.26 46.15 51.38
Regular Plan: 0.55% Regular Plan: 0.64% Regular Plan: 0.58% Regular Plan: 0.52%
Direct Plan: 0.14% Direct Plan: 0.19% Direct Plan: 0.22% Direct Plan: 0.15%
Investors may note that they will Investors may note that they will Investors may note that they will Investors may note that they will
bear recurring expenses of the bear recurring expenses of the bear recurring expenses of the bear recurring expenses of the
underlying scheme in addition to the underlying scheme in addition to the underlying scheme in addition to the underlying scheme in addition to
expenses of this scheme expenses of this scheme expenses of this scheme the expenses of this scheme
This product is suitable for This product is suitable for This product is suitable for This product is suitable for
investors who are seeking*: investors who are seeking*: investors who are seeking*: investors who are seeking*:
- To generate long term capital - To generate long term capital - To generate long-term capital - To generate long term capital
appreciation/income appreciation/income appreciation/ income appreciation/income
- Investments predominantly in units - Investments predominantly in units - Investments predominantly in - Investment in units of equity ETFs
of Mirae Asset S&P 500 Top 50 ETF of Mirae Asset Hang Seng TECH ETF units of Mirae Asset Nifty India which are based on companies
Manufacturing ETF involved in development of
Electric & Autonomous Vehicles and
related technology, components
and materials
Scheme Riskometer Benchmark Riskometer
Modera Modera
de rate Hightely de rate Hightely
Mo Mo
to e to e
w rat w rat
e e
Hi

Hi
M Lo

M Lo
gh

gh
od

od
Very

Very
High

High
Low

Low

Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at Very High Risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 80

$
The Scheme is in existence for less than 6 months
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021

23 Mirae Asset Investment Managers (India) Private Limited

FUND FACTS - FUND OF FUND
Key Features
Type of Scheme
Investment Objective
Fund Manager**
Allotment Date
Benchmark Index
Minimum Investment
Amount
Systematic Investment
Plan (SIP) (Any Date
SIP is available from
1st July, 2019)
Load Structure
Plans Available
Options Available
Monthly Average AUM
(` Cr.) as on Nov 30, 2022
Monthly Avg. Expense
Ratio (Including Statutory
Levies) as on Nov 30, 2022
Product Labelling
*Investors should consult their financial advisers if they are not clear about the suitability of the product.
**For experience of Fund Managers refer page no. 80
$
The Scheme is in existence for less than 6 months
24
Mirae Asset Global X Artificial
Intelligence & Technology ETF
Fund of Fund$
Fund of Fund - An open-ended fund
of fund scheme investing in units
of Global X Artificial Intelligence &
Technology ETF
The investment objective of the
scheme is to provide long-term cap-
ital appreciation from a portfolio in-
vesting in units of Global X Artificial
Intelligence & Technology ETF. There
is no assurance that the investment
objective of the Scheme will be real-
ized and the Scheme does not assure
or guarantee any returns.
Mr. Siddharth Srivastava
(since September 07, 2022)
07th September 2022
Indxx Artificial Intelligence & Big Data
Index (TRI) (INR)
`5,000/- and in multiples of `1/-
thereafter. Minimum Additional
Application Amount: `1,000/- per
application and in multiples of `1/-
thereafter
Monthly and Quarterly: `5000/- (mul­
tiples of `1/- thereafter), minimum 5
in case of Monthly or 3 in case of Quar-
terly option.
Entry Load: NA
Exit Load: If redeemed within 1 year
(365 days) from the date of allotment:
1%
If redeemed after 1 year (365 days)
from the date of allotment: NIL.
Regular Plan and Direct Plan
Growth Option
36.30
Regular Plan: 0.37%
Direct Plan: 0.12%
Investors may note that they will
bear recurring expenses of the
underlying scheme in addition to the
expenses of this scheme
This product is suitable for
investors who are seeking*:
- To generate long term capital
appreciation/income
- Investment in Global X Artificial Intel-
ligence & Technology ETF
Scheme Riskometer Benchmark Riskometer
Modera Modera
derate Hightely de rate Hightely
Mo Mo
to e to e
w rat w rat
e e
Hi
Hi
M Lo
M Lo
gh
gh
od
od
Very
Very
High
High
Low
Low
Investors understand that their principal Investors understand that their principal
will be at Very High Risk will be at Very High Risk
Mirae Asset Investment Managers (India) Private Limited
 Mirae Asset Equity Snapshot
November 2022

Fund Name Mirae Asset Mirae Asset Mirae Asset Mirae Asset
Large Cap Fund Emerging Bluechip Fund Tax Saver Fund Great Consumer Fund

Type of Scheme Large Cap Fund - An open Large & Mid Cap Fund - An ELSS - An open ended Sectoral/Thematic Fund -
ended equity scheme open ended equity equity linked saving An open ended equity
predominantly investing scheme investing in both scheme with a statutory scheme following
across large cap stocks large cap and mid cap lock in of 3 years and tax consumption theme
stocks benefit

Nifty 100 Index Nifty Large Midcap Nifty India Consumption

Tier-1 benchmark Index Nifty 500 Index (TRI)
(TRI) 250 Index (TRI) Index (TRI)

Tier-2 benchmark Index - - Nifty 200 Index (TRI) -

Mr. Gaurav Misra Mr. Neelesh Surana Mr. Ankit Jain

Fund Manager Mr. Neelesh Surana
Mr. Gaurav Khandelwal Mr. Ankit Jain Mr. Siddhant Chhabria

Inception Date 04th April, 2008 09th July, 2010 28th December, 2015 29th March, 2011

Net AUM ` Crores 35406.82 24643.10 14255.39 2086.83

Asset Allocation 98.07% 99.06% 98.85% 99.39%

Equity (%)

Asset Allocation 1.93% 0.94% 1.15% 0.61%

Non Equity (%)

*Large Cap 83.58% 54.04% 71.28% 62.65%

Portfolio Details

Mid Cap 11.79% 36.23% 18.87% 18.40%

Small Cap 2.69% 8.79% 8.70% 18.34%

No. of Stocks 59 71 70 36

Top 10 Holdings 54.91% 36.68% 44.88% 47.25%

Top 5 Sectors 60.38% 47.54% 52.70% 58.14%

Beta 0.94 0.92 0.97 1.01

Ratios

1 Year PTR^ 0.21 Times 0.61 Times 0.73 Times 0.37 Times

Information Ratio -0.53 -0.22 0.30 -0.04

*Market Cap classifications are according to the half yearly data provided by AMFI*Data includes “Partly Paid Shares”. Data as on 30th Nov 2022
^Portfolio Turnover Ratio

25
 Mirae Asset Equity Snapshot
November 2022

Fund Name Mirae Asset Mirae Asset Mirae Asset Mirae Asset Banking
Healthcare Fund Focused Fund Midcap Fund and Financial Services Fund

Type of Scheme Healthcare Fund - Focused Fund - An open Midcap Fund - An open Sectoral/Thematic Fund -
An open ended ended equity scheme ended equity scheme An open ended equity
equity scheme investing in a maximum predominantly investing scheme investing in Banking
investing in of 30 stocks intending to in mid cap stocks & Financial Services Sector.
healthcare and focus in large cap, mid
allied sectors cap and small cap
category (i.e., Multi-cap)

S&P BSE Healthcare Nifty 500 Nifty Midcap 150 Nifty Financial Services
Tier-1 benchmark Index Index (TRI) Index (TRI) Index (TRI) Index (TRI)

Nifty 200
Tier-2 benchmark Index - - -
Index (TRI)

Fund Manager Mr. Vrijesh Kasera Mr. Gaurav Misra Mr. Ankit Jain Mr. Gaurav Kochar#

Inception Date 02nd July, 2018 14th May, 2019 29th July, 2019 11th December, 2020

Net AUM ` Crores 1724.64 9128.31 8953.27 1278.24

Asset Allocation 99.88% 96.85% 98.55% 97.95%

Equity (%)

Asset Allocation - - - 0.67%

Equity Derivatives(%)

Asset Allocation 0.12% 3.15% 1.45% 1.38%

Non Equity (%)
Portfolio Details

*Large Cap 58.31% 67.50% 15.05% 81.09%

Mid Cap 22.87% 22.41% 66.64% 9.62%

Small Cap 18.71% 6.94% 16.86% 7.23%

No. of Stocks 28 30 57 29

Top 10 Holdings 70.80% 56.76% 32.15% 82.14%

Top 5 Sectors 99.88% 56.31% 40.96% 97.95%

Beta 0.93 0.94 0.87 -

Ratios

1 Year PTR^ 0.21 Times 0.30 Times 0.39 Times 0.27 Times

Information Ratio 1.34 -0.11 0.04 -

*Market Cap classifications are according to the half yearly data provided by AMFI*Data includes “Partly Paid Shares”. Data as on 30th Nov 2022
^Portfolio Turnover Ratio

#As per notice cum addendum no. 43/2022 fund manager of the scheme has changed. Please visit the website for more
details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum

26
MIRAE ASSET
LARGE CAP FUND - (MALCF)
(Large Cap Fund -An open ended equity scheme predominantly investing across large cap stocks)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Managers: ^Industrywise classification as recommended by AMFI
Mr. Gaurav Misra & HDFC Bank Ltd 10.24%
Mr. Gaurav Khandelwal ICICI Bank Ltd 9.63% Banks 29.15%

Allotment Date: 04th April, 2008 Infosys Ltd 7.40% IT - Software 12.45%
Reliance Industries Ltd 6.99% Petroleum Products
Benchmark: Nifty 100 Index (TRI) 7.89%
Axis Bank Ltd 5.08%
Net AUM (`Cr.) 35,406.83 Pharma. & Biotech 5.58%
Bharti Airtel Ltd 3.81%
Entry load: NA Consumer Durables 5.31%
State Bank of India 3.76%
Exit load: Please refer Page no.14 Larsen & Toubro Ltd 2.76% Diversified FMCG 4.38%
Plans Available: Regular and Direct Plan Hindustan Unilever Ltd 2.68% Finance 4.11%
Minimum Investment Amount Maruti Suzuki India Ltd 2.54%
Telecom - Services 3.81%
`5,000/- and in multiples of `1/- thereafter. Other Equities 43.16%
Minimum Additional Application Amount: `1,000/- per Automobiles 3.72%
application and in multiples of `1/- thereafter. Equity Holding Total 98.07%
Cash & Other Receivables 1.93% Insurance 2.79%

Total 100.00% Others 18.87%

Net Asset Value (NAV)
Direct Regular 0% 10% 20% 30% 40%

Growth `91.033 `82.889

IDCW^ `56.068 `25.022

Fund Performance
Ratios@ (Annualised)
60% 53% MALCF NIFTY 100 TRI S&P BSE SENSEX TRI
Volatility 21.48%
35% 39%
Beta 0.94 40% 33% 32% 33% 23%
33% 28%
28% 30% 26%
R Squared 0.98
13% 16% 14%17%
20% 9% 11% 8% 12% 16% 8%
Sharpe Ratio# 0.43 8% 5% 7% 5% 10%
4%
3% 3%
Information Ratio -0.53 0%
Portfolio Turnover Ratio 0.21 times -4%
-1% -1%
Please refer page no.81 for details -20%
-20%-24%
Expense Ratio -25%
-40%
Regular Plan 1.56% CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 CY 2017 CY 2018 CY 2019 CY 2020 CY 2021 YTD 2022

Direct Plan 0.51%

Performance Report
Income Distribution cum capital
Period MALCF Scheme Benchmark* Additional Benchmark**
withdrawal
Last 1 year 7.93% 10.99% 12.04%
Record IDCW Face Cum Last 3 years 15.33% 17.10% 16.98%
Date (`) Value(`) NAV (`)
Last 5 years 12.10% 13.55% 15.07%
06-Dec-18 1.42 per Unit 10 18.190 Since Inception 15.51% 11.79% 11.65%
16-Dec-19 1.33 per Unit 10 19.115 Value of Rs. 10000 invested
82,889 51,262 50,340
(in Rs.) Since Inception
23-Mar-21 1.65 per Unit 10 21.616 NAV as on 30th November 2022 `82.889
Past Performance may or may not be sustained in future. Index Value 30th November, 2022 Index Value of Nifty 100 Index (TRI) is 25,189.24 and S&P BSE Sensex (TRI) is 95,383.95
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and Allotment Date 04th April, 2008
statutory levy (if any). Scheme Benchmark *Nifty 100 Index (TRI)
IDCW history is for MALCF - Regular Plan - IDCW Option
Additional Benchmark **S&P BSE Sensex (TRI)
Fund managers: Mr. Gaurav Khandelwal (since October 18, 2021) and Mr. Gaurav Misra (since January 31, 2019)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

SIP Performance
Period Since Inception 10 Years 7 Years 5 Years 3 Years 1 Year
Total Amount Invested 1,750,000 1,200,000 840,000 600,000 360,000 120,000
MKT Value as on 30 Nov, 2022 6,472,231 2,708,134 1,431,978 888,709 480,237 129,529
Fund Return& (%) 16.37 15.54 14.97 15.72 19.66 15.08
Benchmark Return& (%) 13.92 14.63 15.76 17.14 22.02 18.26
Add. Benchmark Return& (%) 13.91 14.88 16.52 17.69 22.06 20.35
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00.The performance of other funds managed by the same fund managers are given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

27 MIRAE ASSET LARGE CAP FUND - (MALCF)

MIRAE ASSET
EMERGING BLUECHIP FUND - (MAEBF)
(Large & Mid Cap Fund -An open ended equity scheme investing in both large cap and mid cap stocks)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares ^Industrywise classification as recommended by AMFI
Fund Managers:
Mr. Neelesh Surana & HDFC Bank Ltd 5.68%
Mr. Ankit Jain Banks 21.53%
ICICI Bank Ltd 5.09%
Allotment Date: 09th July, 2010 IT - Software 8.22%
Axis Bank Ltd 4.45%
Benchmark: Nifty Large Midcap 250 Index (TRI) Infosys Ltd 3.98% Pharma. & Biotech 6.57%
Net AUM (`Cr.) 24,643.10 Reliance Industries Ltd 3.94% Industrial Products 6.09%
Entry load: NA State Bank of India 3.58%
Consumer Durables 5.13%
Exit load: Please refer Page no.14 SKF India Ltd 2.81%
Petroleum Products 4.81%
Plans Available: Regular and Direct Plan Bharat Forge Ltd 2.55%

Minimum Investment Amount Finance 4.66%

Bharti Airtel Ltd 2.41%
Fresh lumpsum subscription / switch-in to all the Plans &
Options of Mirae Asset Emerging Bluechip Fund (MAEBF) Auto Components 3.78%
Gujarat State Petronet Ltd 2.21%
through any mode including Stock Exchange platform
has been temporarily suspended with effect from 25th Other Equities 62.38% Telecom - Services 3.38%
October, 2016.
Equity Holding Total 99.06% Cement Products 3.37%
Cash & Other Receivables 0.94% Others
Net Asset Value (NAV) 31.52%
Total 100.00%
Direct Regular 0% 10% 20% 30% 40%

Growth `109.303 `99.569

IDCW^ `71.347 `42.574 Fund Performance

Ratios@ (Annualised)
100% 85% MAEBF NIFTY LARGE MIDCAP 250 TRI S&P BSE SENSEX TRI
80%
Volatility 22.43%
60% 49%
Beta 0.92 46% 48% 39%
39% 44%
32% 37%
R Squared 0.98 40% 22%
28% 30%
14% 21% 23%
Sharpe Ratio# 0.64 20% 9% 11% 12% 15% 16% 17% 8%
4% 6% 7% 6%
3% 10%
3% 2%
Information Ratio -0.22 0%
Portfolio Turnover Ratio 0.61 times -4% -5%
-20% -5%
Please refer page no.81 for details -15% -24%
-40% -28%
Expense Ratio CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 CY 2017 CY 2018 CY 2019 CY 2020 CY 2021 YTD 2022

Regular Plan 1.70% Performance Report

Direct Plan 0.68% Period MAEBF Scheme Benchmark* Additional Benchmark**
Income Distribution cum capital Last 1 year 3.82% 9.94% 12.04%
withdrawal Last 3 years 20.26% 21.24% 16.98%

Record IDCW Face Cum Last 5 years 14.32% 13.31% 15.07%

Date (`) Value(`) NAV (`) Since Inception 20.36% 13.44% 12.23%
Value of Rs. 10000 invested
06-Dec-18 2.21 per Unit 10 28.972 99,569 47,803 41,845
(in Rs.) Since Inception
16-Jan-20 2.21 per Unit 10 32.767 NAV as on 30th November 2022 `99.569

23-Mar-21 3.25 per Unit 10 40.346 Index Value 30th November, 2022 Index Value of Scheme benchmark is 13,183.19 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 09th July, 2010
14-Mar-22 3.50 per Unit 10 43.023
Scheme Benchmark *Nifty Large Midcap 250 Index (TRI)
Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW Additional Benchmark **S&P BSE Sensex (TRI)
option of the scheme will fall to the extent of payout and Fund managers : Mr. Neelesh Surana managing the scheme since 9th July, 2010 & Mr. Ankit Jain since 31st, January 2019.
statutory levy (if any). Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
IDCW history is for MAEBF - Regular Plan - IDCW Option

SIP Performance
Period Since Inception 10 Years 7 Years 5 Years 3 Years 1 Year
Total Amount Invested 1,480,000 1,200,000 840,000 600,000 360,000 120,000
MKT Value as on 30 Nov, 2022 6,075,180 3,568,330 1,605,816 965,052 495,483 126,454
Fund Return& (%) 21.11 20.66 18.19 19.09 21.91 10.15
Benchmark Return& (%) 15.98 16.63 17.16 19.15 25.26 17.09
Add. Benchmark Return& (%) 14.17 14.88 16.52 17.69 22.06 20.35
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00.The performance of other funds managed by the same fund managers are given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

28 MIRAE ASSET EMERGING BLUECHIP FUND - (MAEBF)

MIRAE ASSET
TAX SAVER FUND - (MATSF)
(ELSS - An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares ^Industrywise classification as recommended by AMFI
Fund Manager:
Mr. Neelesh Surana HDFC Bank Ltd 8.26%
Banks 25.35%
IT - Software 9.82%
Allotment Date: 28th December, 2015 ICICI Bank Ltd 7.03%
Petroleum Products 7.49%
Benchmark: Tier-1-Nifty 500 (TRI) Reliance Industries Ltd 6.24%
Tier-2-Nifty 200 (TRI) Pharma. & Biotech 5.76%
Infosys Ltd 5.45%
Net AUM (`Cr.) 14,255.39 Finance 4.27%
Entry load: NA Axis Bank Ltd 4.79% Industrial Products 4.11%
Exit load: NIL State Bank of India 3.45% Consumer Durables 3.52%
Plans Available: Regular and Direct Plan Bharti Airtel Ltd 2.93% Auto Components 3.52%
Minimum Investment Amount Larsen & Toubro Ltd 2.36% Automobiles 3.17%
`5,00/- and in multiples of `500/- thereafter.
Telecom - Services 2.93%
Tata Consultancy Services Ltd 2.24%
Others 28.90%
HCL Technologies Ltd 2.13%
Net Asset Value (NAV)
Other Equities 53.98% 0% 10% 20% 30% 40%
Direct Regular
Equity Holding Total 98.85%
Growth `35.709 `32.406
Cash & Other Receivables 1.15%
IDCW^ `25.265 `22.029
Total 100.00%
Ratios@ (Annualised)
Volatility 22.71%

Beta              0.97

R Squared              0.98

Sharpe Ratio# 0.60

Information Ratio  0.30

Portfolio Turnover Ratio 0.73 times

Please refer page no.81 for details

Expense Ratio Performance Report

Regular Plan 1.71% Scheme Benchmark* Scheme Benchmark*
Period MATSF Additional Benchmark**
Direct Plan 0.55% (Tier 1) (Tier 2)
Last 1 year 6.12% 10.20% 10.79% 12.04%
Income Distribution cum capital
Last 3 years 19.58% 18.83% 17.94% 16.98%
withdrawal
Last 5 years 14.57% 13.03% 13.27% 15.07%
Record IDCW Face Cum Since Inception 18.49% 14.69% 14.59% 15.05%
Date (`) Value(`) NAV (`)
Value of Rs. 10000 invested
32,406 25,854 25,697 26,422
(in Rs.) Since Inception
06-Dec-18 0.44 per Unit 10 14.221
NAV as on 30th November 2022 `32.406
16-Jan-20 0.84 per Unit 10 16.653 Index Value of Scheme benchmark is 24,738.49/ 12,793.82 and S&P BSE Sensex (TRI) is
Index Value 30th November, 2022
23-Mar-21 1.60 per Unit 10 20.708 95,383.95
Allotment Date 28th December, 2015
14-Mar-22 1.75 per Unit 10 21.864
Scheme Benchmark * Tier-1-Nifty 500 (TRI) Tier-2-Nifty 200 (TRI)
Past Performance may or may not be sustained in future.
Additional Benchmark **S&P BSE Sensex (TRI)
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and Fund manager : Mr. Neelesh Surana managing the scheme since 28th December, 2015.
statutory levy (if any). Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
IDCW history is for MATSF - Regular Plan - IDCW Option

SIP Performance
Period Since Inception 5 Years 3 Years 1 Year
Total Amount Invested 830,000 600,000 360,000 120,000
MKT Value as on 30 Nov, 2022 1,576,969 959,640 499,036 128,349
Fund Return & (%) 18.25 18.86 22.43 13.18
Benchmark Return (Tier-1)& (%) 16.15 17.85 23.40 17.37
Benchmark Return (Tier-2)& (%) 15.97 17.50 22.80 17.99
Add. Benchmark Return& (%) 16.57 17.69 22.06 20.35

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

29 MIRAE ASSET TAX SAVER FUND - (MATSF)

MIRAE ASSET
FOCUSED FUND - (MAFF)
(Focused Fund - An open ended equity scheme investing in a maximum of 30 stocks intending to focus
in large cap, mid cap and small cap category (i.e., Multi-cap)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Mr. Gaurav Misra HDFC Bank Ltd 10.40%
Banks 28.27%
Allotment Date: 14th May, 2019 ICICI Bank Ltd 8.90%
IT - Software 10.10%
Benchmark: Tier-1-Nifty 500 (TRI) Infosys Ltd 8.28%
Tier-2-Nifty 200 (TRI) Petroleum Products 7.25%
Reliance Industries Ltd 5.60%
Consumer Durables 5.54%
Net AUM (`Cr.) 9,128.31
Axis Bank Ltd 5.48%
Finance 5.16%
Entry load: NA
Bharti Airtel Ltd 4.67%
Telecom - Services 4.67%
Exit load: Please refer page no.14
State Bank of India 3.48%
Pharma. & Biotech 4.20%
Plans Available: Regular and Direct Plan
Orient Electric Ltd 3.34% Automobiles 3.32%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Maruti Suzuki India Ltd 3.32% Healthcare Services 3.24%
Minimum Additional Application Amount: `1,000/- per
application and in multiples of `1/- thereafter. SBI Cards and Payment Services Ltd 3.29% Industrial Products 2.81%
Other Equities 40.08% Others 22.30%

Net Asset Value (NAV) Equity Holding Total 96.85%

0% 10% 20% 30% 40%
Cash & Other Receivables 3.15%
Direct Regular
Total 100.00%
Growth `20.395 `19.336

IDCW^ `20.390 `19.340

Ratios@ (Annualised)
Volatility 22.52%

Beta 0.94

R Squared 0.96

Sharpe Ratio# 0.54

Information Ratio -0.11

Portfolio Turnover Ratio 0.30 times

Please refer page no.81 for details

Performance Report
Expense Ratio Scheme Benchmark* Scheme Benchmark*
Period MAFF Additional Benchmark**
(Tier 1) (Tier 2)
Regular Plan 1.78%
Last 1 year -1.52% 10.20% 10.79% 12.04%
Direct Plan 0.59%
Last 3 years 18.10% 18.83% 17.94% 16.98%
Since Inception 20.41% 18.32% 17.56% 17.40%
Value of Rs. 10000 invested
19,336 18,061 17,761 17,675
(in Rs.) Since Inception
NAV as on 30th November 2022 `19.336
Index Value of Scheme benchmark is 24,738.49 / 12,793.82 and S&P BSE Sensex (TRI) is
Index Value 30th November, 2022
95,383.95
Allotment Date 14th May, 2019
Scheme Benchmark *Tier-1-Nifty 500 (TRI) Tier-2-Nifty 200 (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Mr. Gaurav Misra managing the scheme since May, 2019
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

SIP Performance
Period Since Inception 3 Years 1 Year
Total Amount Invested 420,000 360,000 120,000
MKT Value as on 30 Nov, 2022 587,560 479,557 123,641
Fund Return& (%) 19.56 19.56 5.69
Benchmark Return (Tier-1)& (%) 22.02 23.40 17.37
Benchmark Return (Tier-2)& (%) 21.38 22.80 17.99
Add. Benchmark Return& (%) 20.66 22.06 20.35

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

30 MIRAE ASSET FOCUSED FUND - (MAFF)

MIRAE ASSET
MIDCAP FUND - (MAMCF)
(Midcap Fund - An open ended equity scheme predominantly investing in mid cap stocks)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Mr. Ankit Jain The Federal Bank Ltd 4.15%

Bharat Forge Ltd 4.03% Banks 10.12%

Allotment Date: 29th July, 2019
Axis Bank Ltd 3.98%
Consumer Durables 9.36%
Benchmark: Nifty Midcap 150 (TRI)
Shriram Transport Finance Company Pharma. & Biotech 8.15%
Net AUM (`Cr.) 8,953.27 3.51%
Ltd
Industrial Products 7.05%
Entry load: NA TVS Motor Company Ltd 3.37%
Finance 6.28%
Exit load: Please refer page no.15
NTPC Ltd 2.98%
IT - Software 5.30%
Plans Available: Regular and Direct Plan
Power Finance Corporation Ltd 2.77% Auto Components 3.96%
Minimum Investment Amount
Jindal Steel & Power Ltd 2.54% Cement Products 3.73%
`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per Bayer Cropscience Ltd 2.41% Transport Services 3.45%
application and in multiples of `1/- thereafter.
Page Industries Ltd 2.40% Automobiles 3.37%

Net Asset Value (NAV) Other Equities 66.40% Others 37.79%

Equity Holding Total 98.55%
Direct Regular 0% 10% 20% 30% 40%
Cash & Other Receivables 1.45%
Growth `23.138 `22.025
Total 100.00%
IDCW^ `21.275 `20.224

Ratios@ (Annualised)
Volatility 23.64%

Beta 0.87

R Square 0.96

Sharpe Ratio# 0.82

Information Ratio 0.04

Portfolio Turnover Ratio 0.39 times

Please refer page no.81 for details

Since the fund has not completed 3 Years other ratios are
not applicable.

Expense Ratio Performance Report

Regular Plan 1.79% Period MAMCF Scheme Benchmark* Additional Benchmark**
Direct Plan 0.58% Last 1 year 7.67% 8.74% 12.04%
Income Distribution cum capital Last 3 years 25.40% 25.24% 16.98%
withdrawal Since Inception 26.65% 25.70% 18.00%
Record IDCW Face Cum Value of Rs. 10000 invested
22,025 21,482 17,387
Date (`) Value(`) NAV (`) (in Rs.) Since Inception
NAV as on 30th November 2022 `22.025
28-Mar-22 1.65 per Unit 10 20.115
Index Value 30th November, 2022 Index Value of Scheme benchmark is 15,112.40 and S&P BSE Sensex (TRI) is 95,383.95
Past Performance may or may not be sustained in future. Allotment Date 29th July, 2019
Pursuant to payment of IDCW the NAV of the IDCW
Scheme Benchmark *Nifty Midcap 150 (TRI)
option of the scheme will fall to the extent of payout and
statutory levy (if any). Additional Benchmark **S&P BSE Sensex (TRI)
IDCW history is for MAMCF - Regular Plan - IDCW Option
Fund manager : Mr. Ankit Jain managing the scheme since July, 2019
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

SIP Performance
Period Since Inception 3 Years 1 Year
Total Amount Invested 400,000 360,000 120,000
MKT Value as on 30 Nov, 2022 624,480 538,487 128,189
Fund Return& (%) 27.77 28.01 12.92
Benchmark Return& (%) 28.03 28.46 15.77
Add. Benchmark Return& (%) 21.28 22.06 20.35

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

31 MIRAE ASSET MIDCAP FUND - (MAMCF)

MIRAE ASSET
GREAT CONSUMER FUND - (MAGCF)
(Sectoral/Thematic Fund - An open ended equity scheme following consumption theme)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager:
Mr. Ankit Jain & Mr. Siddhant Chhabria ITC Ltd 7.01% ^Industrywise classification as recommended by AMFI

Allotment Date: 29th March, 2011 Bharti Airtel Ltd 5.53% Consumer Durables 17.87%
Benchmark: Nifty India Consumption Index (TRI) Hindustan Unilever Ltd 5.21%
Diversified FMCG 12.22%
Net AUM (`Cr.) 2,086.83 Titan Company Ltd 4.58%
Automobiles 11.16%
Entry load: NA Maruti Suzuki India Ltd 4.47%
Personal Products 8.59%
Exit load: Please refer page no.15 Axis Bank Ltd 4.45%
Banks 8.30%
Plans Available: Regular and Direct Plan TVS Motor Company Ltd 4.27%
Food Products 7.27%
Minimum Investment Amount Britannia Industries Ltd 4.08%
`5,000/- and in multiples of `1/- thereafter. Telecom - Services 5.53%
Minimum Additional Application Amount: `1,000/- per HDFC Bank Ltd 3.85%
application and in multiples of `1/- thereafter. Retailing 4.75%
Asian Paints Ltd 3.80%

Other Equities 52.15% Healthcare Services 4.12%

Net Asset Value (NAV) Leisure Services 3.69%
Equity Holding Total 99.39%
Direct Regular Cash & Other Receivables 0.61% Others 15.89%
Growth `69.910 `60.951 Total 100.00%
0% 20% 40% 60%
IDCW^ `53.756 `21.892

Ratios@ (Annualised)
Volatility 19.75%

Beta 1.01

R Squared       0.84

Sharpe Ratio# 0.57

Information Ratio -0.04

Portfolio Turnover Ratio 0.37 times

Please refer page no.81 for details Performance Report
Period MAGCF Scheme Benchmark* Additional Benchmark**
Expense Ratio Last 1 year 10.81% 14.46% 12.04%
Regular Plan 2.07% Last 3 years 17.52% 17.98% 16.98%
Direct Plan 0.49% Last 5 years 13.48% 11.74% 15.07%
Income Distribution cum capital Since Inception 16.73% 15.20% 12.30%
withdrawal Value of Rs. 10000 invested
60,951 52,933 38,794
(in Rs.) Since Inception
Record IDCW Face Cum NAV as on 30th November 2022 `60.951
Date (`) Value(`) NAV (`)
Index Value 30th November, 2022 Index Value of Scheme benchmark is 9,732.12 and S&P BSE Sensex (TRI) is 95,383.95
06-Dec-18 1.33 per Unit 10 16.601 Allotment Date 29th March, 2011
16-Dec-19 1.33 per Unit 10 17.067 Scheme Benchmark *Nifty India Consumption Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
23-Mar-21 1.50 per Unit 10 18.833
Fund manager : Mr. Ankit Jain & Mr. Siddhant Chhabria managing the scheme since October, 2016 & June 21, 2021
28-Mar-22 1.60 per Unit 10 20.293 Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and
statutory levy (if any).
IDCW history is for MAGCF - Regular Plan - IDCW Option SIP Performance
Period Since Inception 10 Years 7 Years 5 Years 3 Years 1 Year
Total Amount Invested 1,400,000 1,200,000 840,000 600,000 360,000 120,000
MKT Value as on 30 Nov, 2022 4,013,269 2,880,735 1,546,825 940,096 504,982 132,488
Fund Return& (%) 16.91 16.69 17.14 18.01 23.29 19.89
Benchmark Return& (%) 15.05 14.47 14.96 16.33 21.60 20.72
Add. Benchmark Return& (%) 14.56 14.88 16.52 17.69 22.06 20.35

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

32 MIRAE ASSET GREAT CONSUMER FUND - (MAGCF)

MIRAE ASSET
HEALTHCARE FUND - (MAHCF)
(Sectoral/Thematic Fund - An open ended equity scheme investing in healthcare and allied sectors)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Sector Allocation^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Mr. Vrijesh Kasera Sun Pharmaceutical Industries Ltd 18.29%

Allotment Date: 02nd July, 2018 Cipla Ltd 10.07%

Pharma. & Biotech 73.34%
Benchmark: S&P BSE Healthcare Index (TRI) Apollo Hospitals Enterprise Ltd 7.94%

Net AUM (`Cr.) 1,724.64 Dr. Reddy's Laboratories Ltd 7.32%

Healthcare Services 16.90%
Entry load: NA Torrent Pharmaceuticals Ltd 6.07%

Exit load: Please refer page no.15 Krishna Institute Of Medical Sciences
5.51%
Ltd
Plans Available: Regular and Direct Plan Insurance 4.26%
JB Chemicals & Pharmaceuticals Ltd 5.12%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Aurobindo Pharma Ltd 3.72%
Minimum Additional Application Amount: `1,000/- per
application and in multiples of `1/- thereafter. Ajanta Pharma Ltd 3.63% Chemi & Petrochemi 3.93%

IPCA Laboratories Ltd 3.13%

Net Asset Value (NAV) Other Equities 29.08% Healthcare Equipment &
1.45%
Equity Holding Total 99.88% Supplies
Direct Regular
Cash & Other Receivables 0.12%
Growth `23.729 `22.128 0% 20% 40% 60% 80%
Total 100.00%
IDCW^ `19.988 `18.518

Ratios@ (Annualised)
Volatility 21.27%

Beta 0.93

R Squared           0.97

Sharpe Ratio# 0.97

Information Ratio 1.34

Portfolio Turnover Ratio 0.21 times

Please refer page no.81 for details Performance Report

Period MAHCF Scheme Benchmark* Additional Benchmark**
Expense Ratio Last 1 year -4.84% -5.45% 12.04%
Regular Plan 2.07% Last 3 year 26.45% 21.49% 16.98%

Direct Plan 0.50% Since Inception 19.70% 13.82% 15.44%

Value of Rs. 10000 invested
Income Distribution cum capital (in Rs.) Since Inception
22,128 17,713 18,852
withdrawal NAV as on 30th November 2022 `22.128

Record IDCW Face Cum Index Value 30th November, 2022 Index Value of Scheme benchmark is 27,273.58 and S&P BSE Sensex (TRI) is 95,383.95
Date (`) Value(`) NAV (`) Allotment Date 02nd July, 2018
Scheme Benchmark *S&P BSE Healthcare Index (TRI)
22-Mar-22 1.80 per Unit 10 22.196
Additional Benchmark **S&P BSE Sensex (TRI)
27-Oct-22 1.80 per Unit 10 20.139
Fund manager : Mr. Vrijesh Kasera managing the scheme since July 02, 2018
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and
statutory levy (if any).
IDCW history is for MAHCF - Regular Plan - IDCW Option
SIP Performance
Period Since Inception 3 Years 1 Year
Total Amount Invested 520,000 360,000 120,000
MKT Value as on 30 Nov, 2022 793,370 452,236 121,160
Fund Return& (%) 19.73 15.41 1.80
Benchmark Return& (%) 15.07 12.76 2.82
Add. Benchmark Return& (%) 18.76 22.06 20.35

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of `10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

33 MIRAE ASSET HEALTHCARE FUND - (MAHCF)

MIRAE ASSET
BANKING AND FINANCIAL
SERVICES FUND - (MABFSF)
(Sectoral / Thematic Fund - An open-ended equity scheme investing in Banking & Financial Services Sector)
Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Sector Allocation^

Equity Shares
Fund Manager#: ^Industrywise classification as recommended by AMFI
Mr. Gaurav Kochar HDFC Bank Ltd 19.90%

Allotment Date: 11th December, 2020 ICICI Bank Ltd 19.32%

Banks 67.99%

Benchmark: Nifty Financial Services Index (TRI) Axis Bank Ltd 10.00%
Net AUM (`Cr. 1,278.24 State Bank of India 9.59%
Finance 22.02%
Entry load: NA
HDFC Ltd 6.60%
Exit load: Please refer page no.15 Insurance 6.79%
Kotak Mahindra Bank Ltd 4.21%
Plans Available: Regular and Direct Plan
SBI Life Insurance Company Ltd 3.67%
Minimum Investment Amount
The Federal Bank Ltd 3.43% Capital Markets 1.04%
`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per SBI Cards and Payment Services Ltd 2.84%
application and in multiples of `1/- thereafter.
Financial Technology
Bajaj Finserv Ltd 2.56% 0.11%
(Fintech)
Net Asset Value (NAV) Other Equities 15.81%

Equity Holding Total 97.95% 0% 20% 40% 60% 80%

Direct Regular

Growth `14.239 `13.769 Cash & Other Receivables 2.05%

IDCW^ `14.200 `13.786 Total 100.00%

Ratios@ (Annualised)
Portfolio Turnover Ratio 0.27 times

Please refer page no.81 for details

Since the fund has not completed 3 Years other ratios
are not applicable.

Expense Ratio
Regular Plan 2.18%
Direct Plan 0.61%

Performance Report
Period MABFSF Scheme Benchmark* Additional Benchmark**
Last 1 year 12.93% 11.36% 12.04%
Since Inception 17.63% 16.61% 18.67%
Value of Rs. 10000 invested
13,769 13,535 14,010
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.769
Index Value 30th November, 2022 Index Value of benchmark is 23,846.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 11th Dec, 2020
Scheme Benchmark *Nifty Financial Services Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Mr. Gaurav Kochar managing the scheme since 11th December, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

SIP Performance
Period Since Inception 1 Year
Total Amount Invested 230,000 120,000
MKT Value as on 30 Nov, 2022 266,585 135,501
Fund Return& (%) 15.59 24.85
Benchmark Return& (%) 14.84 24.04
Add. Benchmark Return& (%) 16.19 20.35
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 72 & 73.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.
#
As per notice cum addendum no. 44/2022 fund manager of the scheme has changed. Please visit the website for more details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum

34 MIRAE ASSET BANKING AND FINANCIAL SERVICES FUND - (MABFSF)

 Mirae Asset Debt Snapshot
November 2022

Fund Name Mirae Asset Mirae Asset Cash Mirae Asset Mirae Asset
Overnight Fund Management Fund Ultra Short Duration Fund Savings Fund

Type of Scheme An open ended debt An open ended liquid An Open ended ultra-short AnAnopen
Open ended
ended low
low
scheme investing in scheme. A relatively low term debt scheme investing duration debt scheme
overnight securities. interest rate risk and in instruments such that the investing in instruments
A relatively low interest moderate credit risk Macaulay duration* of the with Macaulay duration*
rate risk and relatively portfolio is between 3 of the portfolio between
low credit risk months to 6 months 6 months and 12 months
(*please refer to page no.37 (*Refer page no. 35 of
of the SID). A relatively low the SID). A moderate
interest rate risk and interest rate risk and
moderate credit risk moderate credit risk

NIFTY 1D Rate Index NIFTY Liquid Index B-I NIFTY Ultra Short Duration NIFTY Low Duration
Tier-1 benchmark Index
Debt Index B-I Debt Index B-I

Tier-2 benchmark Index - - - -

Mr. Mahendra Jajoo

Ms. Kruti Chheta
Fund Manager Mr. Abhishek Iyer Mr. Abhishek Iyer^ Mr. Mahendra Jajoo (Co-Fund Manager:
w.e.f 22 August, 2022)^

Inception Date 15th October, 2019 12th January, 2009 07th October, 2020 26th June, 2012

Net AUM `Crores 1,208.77 6,413.60 264.05 603.72

YTM 5.69% 6.44% 7.01% 7.25%

Quants

Average Maturity (Days) 1.03 36.97 133.49 292.43

Modified Duration (Years) 0.00 0.10 0.35 0.72

Macaulay Duration (Years) 0.00 0.10 0.36 0.76

Sovereign 0.41% 23.36% 20.51% 10.40%

AAA - 4.28% 20.83% 19.93%

Portfolio Statistics

AAA (CE) - - - -

AA+ - - 1.90% 15.62%

A1+ - 58.17% 57.41% 49.18%

Cash & Others 99.59% 14.19% -0.66% 4.87%

Data as on 30th Nov 2022

^As per notice cum addendum no. 44/2022 fund managers of the schemes have changed. Please visit the website for more details: https://www.miraeassetmf.co.in/
downloads/statutory-disclosure/addendum

35
 Mirae Asset Debt Snapshot
November 2022

Fund Name Mirae Asset Mirae Asset Mirae Asset Mirae Asset
Money Market Fund Short Term Fund Banking and PSU Debt Fund Corporate Bond Fund

Type of Scheme An Open ended An open-ended short An open ended debt An open ended debt
debt scheme term debt scheme scheme predominantly scheme predominantly
investing in investing in instruments investing in debt investing in AA+ and
money market such that the Macaulay instruments of banks, above rated corporate
instruments. duration of the portfolio is Public Sector Undertakings, bonds. A relatively high
A relatively low between 1 year to 3 years Public Financial interest rate risk and
interest rate risk (please refer to page no. Institutions and Moderate credit risk
and moderate 34 of the SID). A relatively Municipal Bonds.
credit risk high interest rate risk and A relatively high interest
Moderate credit risk rate risk and moderate
credit risk

NIFTY Money Market CRISIL Short Duration CRISIL Banking and CRISIL Corporate Bond
Tier-1 benchmark Index
Index B-I Fund BII Index PSU Debt Index Fund BIII Index

Tier-2 benchmark Index - - - -

Mr. Mahendra Jajoo &

Mr. Mahendra Jajoo Mr. Amit Modani Mr. Mahendra Jajoo Mr. Mahendra Jajoo
Fund Manager

Inception Date 11th August 2021 16th March, 2018 24th July 2020 17th March, 2021

Net AUM `Crores 60.41 419.08 99.04 62.52

YTM 6.81% 7.27% 7.17% 7.23%

Quants

Average Maturity (Days) 141.48 1.69 2.13 2.58

Modified Duration (Years) 0.39 1.41 1.66 1.98

Macaulay Duration (Years) 0.39 1.51 1.78 2.13

Sovereign 48.36% 22.25% 11.11% 9.66%

AAA - 44.17% 70.03% 78.55%

Portfolio Statistics

AAA (CE) - - 5.07% -

AA+ - 11.88% - -

A1+ 39.96% 15.07% 4.90% -

Cash & Others 11.69% 6.63% 8.90% 11.79%

Data as on 30th Nov 2022

36
 Mirae Asset Debt Snapshot
November 2022

Mirae Asset Mirae Asset Nifty SDL Mirae Asset CRISIL IBX Gilt Mirae Asset Nifty
Fund Name
Dynamic Bond Fund Jun 2027 Index Fund Index - April 2033 Index Fund AAA PSU Bond Plus SDL
Apr 2026 50:50 Index Fund

Type of Scheme An Open ended dynamic An open-ended An open-ended target An open-ended target
debt scheme investing target maturity maturity Index Fund investing in maturity Index Fund
across duration. A relatively Index Fund the constituents of CRISIL investing in the constituents
high interest rate risk and investing in the *#9(JMU*OEFYˊ"QSJM of Nifty AAA PSU Bond Plus
relatively high credit risk constituents of A scheme with relatively SDL Apr 2026 50:50
Nifty SDL Jun 2027 high interest rate risk Index. A scheme with relatively
Index. A scheme and relatively low credit risk. high interest rate risk
with relatively high and relatively low credit risk
interest rate risk
and relatively low
credit risk

Tier-1 benchmark Index CRISIL Dynamic
Bond Fund CIII Index
Nifty PSU Bond Plus SDL
Tier-2 benchmark Index
Apr 2027 50:50 Index
Nifty SDL Jun 2027 CRISIL IBX Gilt Nifty AAA PSU Bond Plus
Index *OEFYˊ"QSJM SDL Apr 2026 50:50 Index
- - -

Mr. Mahendra Jajoo Mr. Mahendra Jajoo Mr. Mahendra Jajoo Mr. Mahendra Jajoo
Fund Manager

Inception Date 24th March, 2017 30th March, 2022 21st October 2022 20th October 2022

Net AUM `Crores 239.90 707.06 28.87 63.70

YTM 7.29% 7.35% 7.24% 7.29%

Quants

Average Maturity (Days) 4.02 4.29 9.42 3.04

Modified Duration (Years) 3.31 3.54 6.51 2.56

Macaulay Duration (Years) 3.56 3.80 6.99 2.75

Sovereign 50.13% 97.87% 96.71% 48.14%

AAA 45.83% - - 46.60%

Portfolio Statistics

AAA (CE) - - - -

AA+ - - - -

A1+ - - - -

Cash & Others 4.04% 2.13% 3.29% 5.26%

Data as on 30th Nov 2022

37
MIRAE ASSET
OVERNIGHT FUND - (MAONF)
(Overnight Fund - An open ended debt scheme investing in overnight securities)
A relatively low interest rate risk and relatively low credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Treasury Bill
Fund Manager:
Mr. Abhishek Iyer 0.41%
182 Days Tbill (MD 08/12/2022) 0.41%

Allotment Date: 15th October, 2019 Treasury Bill Total 0.41%

Benchmark: NIFTY 1D Rate Index TREPS / Reverse Repo

Net AUM (`Cr.) 1,208.77 TREPS / Reverse Repo 100.20%
Entry load: NA
Net Receivables / (Payables) Total -0.61%
Exit load: NIL
Total 100.00%
Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per 99.59%
application and in multiples of `1/- thereafter.

TREPS/Reverse Repo SOV

Net Asset Value (NAV)
Direct Regular

Growth `1,125.5904 `1,122.2266 Overall Asset Allocation

Daily IDCW^ `1,000.0008 `1,000.0000
0.41%
Weekly IDCW^ `1,000.0015 `1,000.0000

Monthly IDCW^ `1,000.9826 `1,000.9671

Quantitative: Debt
Weighted Average Maturity   1.03 Days

Modified Duration 0.00 Yrs

Macaulay Duration 0.00 Yrs

Yield to Maturity 5.69%

Expense Ratio
Regular Plan 0.21% 99.59%

Direct Plan 0.12%

Income Distribution cum capital TREPS/Reverse Repo Treasury Bill
withdrawal
Record IDCW (`) Per unit Cum Performance Report
Date NAV (`)
Individual Corporate Period MAONF Scheme Benchmark* Additional Benchmark**
24-Aug-22 4.0934 4.0934 1,004.0934 Last 7 Days 5.91% 5.97% 5.91%

26-Sep-22 4.6811 4.6811 1,004.6811 Last 15 Days 5.85% 5.93% 8.24%

Last 30 Days 5.73% 5.84% 7.79%
25-Oct-22 4.6484 4.6484 1,004.6485
Last 1 year 4.41% 4.53% 3.74%
24-Nov-22 4.7186 4.7186 1,004.7186
Last 3 Years 3.71% 3.78% 4.38%
Face value `1000/- Since Inception 3.75% 3.83% 4.51%
Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW Value of Rs. 10000 invested
11,222 11,247 11,481
option of the scheme will fall to the extent of payout and (in Rs.) Since Inception
statutory levy (if any). NAV as on 30th November 2022 `1,122.2266
IDCW history is for MAONF - Regular Plan - Monthly
IDCW Option Index Value 30th November, 2022 Index Value of benchmark is 2,071.65 and CRISIL 1 Year T-Bill is 6,479.76
Allotment Date 15th October, 2019
Scheme Benchmark *NIFTY 1D Rate Index
Additional Benchmark **CRISIL 1 Year T-Bill
Fund manager : Mr. Abhishek Iyer managing the scheme since December 28, 2020.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `1000. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 73, 74 & 75.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

38 MIRAE ASSET OVERNIGHT FUND - (MAONF)

MIRAE ASSET
CASH MANAGEMENT FUND - (MACMF)
(Liquid Fund - An open ended liquid scheme)
A relatively low interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Commercial Paper
Fund Manager#: Small Industries Dev Bank of India 4.28%
3.12%
Mr. Abhishek Iyer (02/12/2022) 4.69%
NABARD (31/01/2023) ** 1.54%
Allotment Date: 12th January, 2009 Reliance Retail Ventures Ltd
1.54% 9.50%
(15/02/2023) ** 58.17%
Benchmark: NIFTY Liquid Index B-I
ICICI Securities Ltd (15/02/2023) ** 1.54%
Net AUM (`Cr.) 6,413.60 Reliance Jio Infocomm Ltd
1.16%
(20/01/2023) **
Entry load: NA Motilal Oswal Financial Services Ltd
1.15%
(14/02/2023) **
Exit load:
IIFL Wealth Prime Ltd (15/02/2023) ** 1.15%
23.36%
Day of redemption Exit load as a % of Tata Power Company Ltd
1.15%
/switch from the date redemption / (24/02/2023) **
of applicable NAV switch proceeds Berger Paints (I) Ltd (29/12/2022) ** 0.93%
Others 24.81%
Day 1 0.0070% Commercial Paper Total 38.09%
Day 2 0.0065% Treasury Bill
91 Days Tbill (01/12/2022) 7.79% A1+ SOV
Day 3 0.0060% 182 Days Tbill (29/12/2022) 2.33% Cash & Other Receivables CORPORATE BOND REPO
91 Days Tbill (02/02/2023) 1.54%
Day 4 0.0055% AAA
91 Days Tbill (09/02/2023) 1.54%
Day 5 0.0050% Others 8.52%

Day 6 0.0045%
Treasury Bill Total 21.72% Overall Asset Allocation
Certificate of Deposit
Day 7 onwards 0.0000% Axis Bank Ltd (28/12/2022) ** # 1.16%
Union Bank of India (16/01/2023) ** # 1.16%
Plans Available: Regular and Direct Plan
Bank of Baroda (10/02/2023) ** # 1.15% 4.28% 1.64%
Minimum Investment Amount Bank of Baroda (14/02/2023) ** # 1.15% 4.69%
`5,000/- and in multiples of `1/- thereafter. IDFC First Bank Ltd (01/12/2022) ** # 0.78%
Minimum Additional Application Amount: `1,000/- per Axis Bank Ltd (07/12/2022) ** # 0.78%
9.50% 38.09%
application and in multiples of `1/- thereafter. Others 13.90%
Certificate of Deposit Total 20.09%
Net Asset Value (NAV) Corporate Bond Repo
Corporate Bond Repo 4.69%
Direct Regular Corporate Bond Repo Total 4.69%
Corporate Bond 20.09%
Growth `2,323.8356 `2,290.5521
6.72% UltraTech Cement Ltd
1.56%
Daily IDCW^ `1,075.8332 `1,066.4347 (09/12/2022) **
6.99% HDFC Ltd (13/02/2023) ** 1.56%
Weekly IDCW^ `1,216.2089 `1,152.5501
7.09% REC Ltd (13/12/2022) ** 0.78%
Monthly IDCW^ `1,135.9272 `1,153.5777 6.27% Small Industries Dev Bank of
0.39% 21.72%
India (27/02/2023) **
Quantitative: Debt Corporate Bond Total 4.28% Commercial Paper Treasury Bill
Government Bond Certificate of Deposit Cash & Other Receivables
Weighted Average Maturity     36.97 Days Corporate Bond Repo Corporate Bond
6.84% GOI (19/12/2022) 1.64%
Modified Duration 0.10 Yrs Government Bond Total 1.64% Government Bond
Macaulay Duration 0.10 Yrs Cash & Other Receivables Total 9.50%
Total 100.00%
Yield to Maturity 6.44%
** Thinly Traded / Non Traded Security # Unlisted Security

Expense Ratio Performance Report

Regular Plan 0.27% Period MACMF Scheme Benchmark* Additional Benchmark**
Direct Plan 0.17% Last 7 days 6.65% 6.93% 5.91%
Income Distribution cum capital Last 15 days 6.44% 6.66% 8.24%
withdrawal Last 30 days 6.51% 6.76% 7.79%

Record IDCW (`) Per unit Cum Last 1 year 4.55% 4.75% 3.74%
Date Individual Corporate NAV (`) Last 3 years 4.06% 4.20% 4.38%
Last 5 years 5.23% 5.31% 5.52%
24-Aug-22 4.9368 4.9368 1,157.2396
Since Inception 6.15% 6.97% 5.96%
26-Sep-22 5.1873 5.1873 1,157.4901
Value of Rs. 10000 invested
22,906 25,491 22,334
25-Oct-22 5.3556 5.3556 1,157.6584 (in Rs.) Since Inception
NAV as on 30th November 2022 `2,290.5521
24-Nov-22 6.0697 6.0697 1,158.3725
Index Value 30th November, 2022 Index Value of benchmark is 4,151.55 and CRISIL 1 Year T-Bill is 6,479.76
Face value `1000/-
Past Performance may or may not be sustained in future. Allotment Date 12th January, 2009
Pursuant to payment of IDCW the NAV of the IDCW Scheme Benchmark *NIFTY Liquid Index B-I
option of the scheme will fall to the extent of payout and
statutory levy (if any). Additional Benchmark **CRISIL 1 Year T-Bill
IDCW history is for MACMF-Regular Plan-Monthly IDCW Option Fund manager : Mr. Abhishek Iyer managing the scheme since December 28, 2020.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `1000.00. Returns (%) for less than 1 year are calculated on simple annualized basis.The performance of other funds managed by the same fund
manager is given in the respective page of the schemes and on page No.73, 74 & 75.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.
#
As per notice cum addendum no. 44/2022 fund manager of the scheme has changed. Please visit the website for more details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum

39 MIRAE ASSET CASH MANAGEMENT FUND - (MACMF)

MIRAE ASSET
ULTRA SHORT DURATION FUND - (MAUSDF)
(An Open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration* of the portfolio is between 3
months to 6 months (*please refer to page no.37 of SID)
A relatively low interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Commercial Paper
Fund Manager: Angel One Ltd (06/12/2022) ** 3.78% -0.66%
Mr. Mahendra Jajoo Larsen & Toubro Ltd (30/12/2022) ** 3.77% 1.90%
Export Import Bank of India
Allotment Date: 07th October, 2020 3.76%
(06/01/2023) **
Reliance Retail Ventures Ltd 20.51%
Benchmark: NIFTY Ultra Short Duration Debt Index B-I 3.75% 57.41%
(18/01/2023) **
Net AUM (`Cr.) 264.05 Others 18.42%
Commercial Paper Total 33.49%
Entry load: NA
Certificate of Deposit
Exit load: NIL Axis Bank Ltd (28/02/2023) # 5.59%
ICICI Bank Ltd (30/06/2023) ** # 5.45%
Plans Available: Regular and Direct Plan
Indian Bank (01/12/2022) # 3.79%
20.83%
Minimum Investment Amount State Bank of India (12/09/2023) ** # 3.58%
`5,000/- and in multiples of `1/-thereafter. Small Industries Dev Bank of India
1.86%
Minimum Additional Application Amount: `1,000/- per (22/02/2023) #
application and in multiples of `1/- thereafter. Canara Bank (14/03/2023) ** # 1.86%
Small Industries Dev Bank of India
1.79%
(12/09/2023) ** #
Net Asset Value (NAV) Certificate of Deposit Total 23.92%
A1+ AAA SOV AA+ Cash & Other Receivables
Corporate Bond
Direct Regular
8.25% Indian Railway Finance
3.82%
Growth `1,091.2319 `1,086.1133 Corporation Ltd (28/02/2024) Overall Asset Allocation
8.5% NABARD (31/01/2023) 3.79%
IDCW^ `1,091.3045 `1,085.7323 6.65% Grasim Industries Ltd
3.78% -0.66%
(17/02/2023) **
8.1% Power Finance Corporation Ltd
Quantitative: Debt (04/06/2024) **
1.91% 20.51%
  133.49 Days 6.75% Shriram Transport Finance
Weighted Average Maturity 1.90%
Company Ltd (28/04/2023) ** 33.49%
Modified Duration 0.35 Yrs 8.5% L&T Finance Ltd (17/03/2023) ** 1.90%
Macaulay Duration 0.36 Yrs 6.8% Hindustan Petroleum
1.89%
Corporation Ltd (15/12/2022)
Yield to Maturity 7.01%
6.4% NABARD (31/07/2023) 1.88%
5.44% NABARD (05/02/2024) ** 1.85%
Expense Ratio 22.74%
Corporate Bond Total 22.74%
Regular Plan 0.48% Treasury Bill
Direct Plan 0.29% 91 Days Tbill (02/02/2023) 3.75%
364 Days Tbill (02/02/2023) 3.75%
182 Days Tbill (01/12/2022) 1.89% 23.92%
182 Days Tbill (12/01/2023) 1.88%
182 Days Tbill (26/01/2023) 1.88% Commercial Paper Certificate of Deposit
364 Days Tbill (16/02/2023) 1.87% Corporate Bond Treasury Bill
364 Days Tbill (23/02/2023) 1.87%
Cash & Other Receivables
364 Days Tbill (01/06/2023) 1.83%
364 Days Tbill (07/09/2023) 1.80%
Treasury Bill Total 20.51%
Cash & Other Receivables Total -0.66%
Total 100.00%
** Thinly Traded / Non Traded Security
# Unlisted Security

Performance Report
Period MAUSDF Scheme Benchmark* Additional Benchmark**
Last 1 year 4.40% 4.90% 3.74%
Since Inception 3.92% 4.48% 3.65%
Value of Rs. 10000 invested
10,861 10,988 10,800
(in Rs.) Since Inception
NAV as on 30th November 2022 `1,086.1133
Index Value 30th November, 2022 Index Value of benchmark is 4,659.66 and CRISIL 1 Year T-Bill is 6,479.76
Allotment Date 07th October, 2020
Scheme Benchmark *NIFTY Ultra Short Duration Debt Index B-I
Additional Benchmark **CRISIL 1 Year T-Bill
Fund manager : Mr. Mahendra Jajoo managing the scheme since 07th October, 2020.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `1000. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74 & 75.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

40 MIRAE ASSET ULTRA SHORT DURATION FUND - (MAUSDF)

MIRAE ASSET
SAVINGS FUND - (MASF)
(Low Duration Fund - An Open ended low duration Debt Scheme investing in instruments with Macaulay duration
of the portfolio between 6 months and 12 months (please refer to page no. 35 of SID)
A moderate interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Certificate of Deposit
Fund Manager: Mr. Mahendra Jajoo IDFC First Bank Ltd (20/01/2023) ** # 4.10%
Co-fund Manager#: Ms. Kruti Chheta 4.87%
HDFC Bank Ltd (06/03/2023) ** # 4.07%
(w.e.f 22 August, 2022)
Axis Bank Ltd (07/03/2023) ** # 4.07%
10.40%
Allotment Date: 26th June, 2012 Canara Bank (10/03/2023) ** # 4.07%
Others 20.60% 49.18%
Benchmark: NIFTY Low Duration Debt Index B-I
Certificate of Deposit Total 36.90%
Net AUM (`Cr.) 603.72 Corporate Bond
15.62%
5.53% NABARD (22/02/2024) ** 5.67%
Entry load: NA
6.75% Shriram Transport Finance
4.99%
Exit load: NIL Company Ltd (28/04/2023) **
7.1% Muthoot Finance Ltd
4.07%
Plans Available: Regular Savings and Direct Plan (20/06/2024) **
7.38% Cholamandalam
Minimum Investment Amount Investment and Finance Company Ltd 3.27%
`5,000/- and in multiples of `1/- thereafter. (31/07/2024) **
Minimum Additional Application Amount: `1,000/- per 7.42% Bajaj Housing Finance Ltd
application and in multiples of `1/- thereafter. 2.47%
(12/07/2024) ** 19.93%
7.45% Mahindra Rural Housing
2.47%
Finance Ltd (14/07/2023) **
Net Asset Value (NAV) 5.32% National Housing Bank
A1+ AAA AA+ SOV Cash & Other Receivables
2.45%
(01/09/2023) **
Regular 6.25% Embassy Office Parks REIT
Direct 2.42%
Savings (18/10/2024) **
7.15% Small Industries Dev Bank of
Growth 1.64%
`2,024.7555 `1,889.5353 India (21/07/2025) **
Daily IDCW^ `1,208.9337 `1,005.1646
Others 6.60% Overall Asset Allocation
Corporate Bond Total 35.55%
Weekly IDCW^ `1,454.3849 `1,106.6348 Commercial Paper
Reliance Retail Ventures Ltd 3.25% 2.54%
Monthly IDCW^ `1,160.8809 `1,088.2542 4.11%
(05/01/2023) **
Birla Group Holdings Private Ltd 4.62%
Quarterly IDCW^ `1,009.8816 `1,008.6026 4.10%
(25/01/2023) ** 4.87%
Godrej Properties Ltd (13/02/2023) ** 2.45% 36.90%
Quantitative: Debt Motilal Oswal Financial Services Ltd
1.62%
(13/03/2023) **
Weighted Average Maturity   292.43 Days 12.28%
Commercial Paper Total 12.28%
Modified Duration   0.72 Yrs State Government Bond
Macaulay Duration        0.76 Yrs 7.89% GUJARAT SDL (15/05/2025) 4.20%
7.75% Karnatak SDL (01/03/2027) 0.42%
Yield to Maturity 7.25%
State Government Bond 4.62%
Treasury Bill
Expense Ratio 182 Days Tbill (30/03/2023) 3.25%
Regular Plan 0.94% Treasury Bill Total 3.25%
35.55%
Direct Plan 0.37% Government Bond
7.38% GOI (20/06/2027) 1.34%
Income Distribution cum capital Certificate of Deposit Corporate Bond
4.7% GOI FRB (22/09/2033) 1.03%
withdrawal Commercial Paper Cash & Other Receivables
7.26% GOI (22/08/2032) 0.17%
Government Bond Total 2.54% State Government Bond Treasury Bill
Record IDCW (`) Per unit Cum
Cash & Other Receivables Total 4.87% Government Bond
Date NAV (`)
Individual Corporate)
Total 100.00%
24-Aug-22 5.1977 5.1977 1,092.3340 **Thinly Traded / Non Traded Security #Unlisted Security
26-Sep-22 2.4950 2.4950 1,089.6313
Performance Report
25-Oct-22 4.1844 4.1844 1,091.3207
Period MASF Scheme Benchmark* Additional Benchmark**
24-Nov-22 5.8398 5.8398 1,092.9761 Last 1 year 3.67% 4.37% -0.21%
Quarterly Dividend Last 3 years 4.34% 5.19% 3.47%

18-Apr-22 7.5000 7.5000 1,008.6164 Last 5 years 5.14% 6.20% 5.10%

Since Inception 6.29% 7.49% 6.37%
14-Jul-22 6.0000 6.0000 1,007.8770
Value of Rs. 10000 invested
18,895 21,243 19,045
17-Oct-22 6.0000 6.0000 1,007.8770 (in Rs.) Since Inception
Face value `1000/- NAV as on 30th November 2022 `1,889.5353
Past Performance may or may not be sustained in future. Index Value 30th November, 2022 Index Value of benchmark is 4,644.52 and CRISIL 10 Year Gilt Index is 4,107.04
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and Allotment Date 26th June, 2012
statutory levy (if any). Scheme Benchmark *NIFTY Low Duration Debt Index B-I
IDCW history is for MASF - Regular Savings Plan -
Monthly IDCW Option and Quarterly IDCW Option Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo & Ms. Kruti Chheta managing the scheme since 08th September, 2016 & since August 22, 2022 respectively
Inception date of MASF is March 05 2008, however since inception returns are calculated from June 26, 2012 as there were no investors in the
interim period in the institutional plan.
Past Performance may or may not be sustained in future. Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `1000. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.
#
As per notice cum addendum no. 44/2022 fund manager of the scheme has changed. Please visit the website for more details: https://www.miraeassetmf.co.in/downloads/statutory-disclosure/addendum

41 MIRAE ASSET SAVINGS FUND - (MASF)

MIRAE ASSET
MONEY MARKET FUND - (MAMMF)
(Money Market Fund - An Open ended debt scheme investing in money market instruments)
A relatively low interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Treasury Bill
Fund Manager:
Mr. Mahendra Jajoo 182 Days Tbill (29/12/2022) 8.24%
11.69%
364 Days Tbill (05/01/2023) 8.23%
Allotment Date: 11th August, 2021
364 Days Tbill (12/01/2023) 8.22%
Benchmark: NIFTY Money Market Index B-I 48.36%
364 Days Tbill (27/07/2023) 7.93%
Net AUM (`Cr.) 60.41
364 Days Tbill (03/08/2023) 7.92%
Entry load: NA
364 Days Tbill (05/10/2023) 7.83%
Exit load: NIL
Treasury Bill Total 48.36%
Plans Available: Regular and Direct Plan
Certificate of Deposit 39.96%
Minimum Investment Amount ICICI Bank Ltd (30/06/2023) ** # 7.94%
`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per Canara Bank (18/08/2023) # 7.86%
application and in multiples of `1/- thereafter.
Axis Bank Ltd (15/11/2023) ** # 7.71%

Certificate of Deposit Total 23.52%

SOV A1+ Cash & Other Receivables
Net Asset Value (NAV) Commercial Paper
Angel One Ltd (06/12/2022) ** 8.27%
Direct Regular
IIFL Wealth Prime Ltd (30/01/2023) ** 8.17%
Growth `1,056.1774 `1,050.9922
Commercial Paper Total 16.44%
IDCW^ `1,055.2605 `1,050.9930 Cash & Other Receivables Total 11.69% Overall Asset Allocation
Total 100.00%
Quantitative: Debt
** Thinly Traded / Non Traded Security
Weighted Average Maturity 141.48 Days # Unlisted Security 11.69%
Modified Duration 0.39 Yrs

Macaulay Duration        0.39 Yrs

48.36%
6.81% 16.44%
Yield to Maturity

Expense Ratio
Regular Plan 0.65%
Direct Plan 0.26%

23.52%

Treasury Bill Certificate of Deposit

Commercial Paper Cash & Other Receivables

Performance Report
Period MAMMF Scheme Benchmark* Additional Benchmark**
1 Year 4.14% 4.50% 3.74%
Since Inception 3.89% 4.24% 3.53%
Value of Rs. 10000 invested
10,510 10,556 10,463
(in Rs.) Since Inception
NAV as on 30th November 2022 `1,050.9922
Index Value 30th November, 2022 Index Value of benchmark is 4,291.47 and CRISIL 1 Year T-Bill is 6,479.76
Allotment Date 11th Aug, 2021
Scheme Benchmark * NIFTY Money Market Index B-I
Additional Benchmark ** CRISIL 1 Year T-Bill
Fund manager : Mr. Mahendra Jajoo managing the scheme since Aug 11, 2021.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `1000. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

42 MIRAE ASSET MONEY MERKET FUND - (MAMMF)

MIRAE ASSET
SHORT TERM FUND - (MASTF)
Short Duration Fund - An open ended short term debt scheme investing in instruments such that the Macaulay
duration* of the portfolio is between 1 year to 3 years (please refer to page no. 34 of SID)
A relatively high interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Corporate Bond
Fund Manager: 6.99% REC Ltd (30/09/2024) ** 4.74%
Mr. Mahendra Jajoo & Mr. Amit Modani 6.63%
6.39% Indian Oil Corporation Ltd
4.09%
(06/03/2025) **
Allotment Date: 16th March, 2018 11.88%
6.75% Shriram Transport Finance
3.60% 44.17%
Benchmark: CRISIL Short Duration Fund BII Index Company Ltd (28/04/2023) **
7% Hindustan Petroleum Corporation
3.56%
Net AUM (`Cr.) 419.08 Ltd (14/08/2024) **
7.15% Small Industries Dev Bank of
Entry load: NA 3.55%
India (21/07/2025) **
6.4% NABARD (31/07/2023) 3.55% 15.07%
Exit load: NIL
7.38% Cholamandalam
Plans Available: Regular and Direct Plan Investment and Finance Company Ltd 3.53%
(31/07/2024) **
Minimum Investment Amount 5.2% Export Import Bank of India
2.91%
`5,000/- and in multiples of `1/- thereafter. (04/03/2025) **
Minimum Additional Application Amount: `1,000/- per 8.4% Muthoot Finance Ltd
2.39%
application and in multiples of `1/- thereafter. (15/07/2023) ** 22.25%
7.42% Bajaj Housing Finance Ltd
2.37%
(12/07/2024) ** AAA SOV A1+ AA+ Cash & Other Receivables
Net Asset Value (NAV) 7.45% Mahindra Rural Housing
2.37%
Finance Ltd (14/07/2023) **
Direct Regular Others 19.41%
Corporate Bond Total 56.06%
Growth `13.6148 `13.1155
Government Bond
IDCW^ 4.7% GOI FRB (22/09/2033) 3.57%
Overall Asset Allocation
`13.5991 `13.1183
7.1% GOI (18/04/2029) 2.84%
Others 6.97%
Quantitative: Debt
Government Bond Total 13.38% 2.21%
2.35%
Weighted Average Maturity 1.69 Yrs Certificate of Deposit 6.52%
  1.41 Yrs Indian Bank (01/12/2022) # 5.97%
Modified Duration
Bank of Baroda (05/05/2023) # 4.63% 6.63%
Macaulay Duration    1.51 Yrs Small Industries Dev Bank of India 56.06%
2.25%
7.27% (12/09/2023) ** #
Yield to Maturity
Certificate of Deposit Total 12.85%
Expense Ratio State Government Bond
12.85%
6.69% Madhya Pradesh SDL
Regular Plan 1.15% 4.72%
(17/03/2025)
Direct Plan 0.32% 7.39% Maharashtra SDL (09/11/2026) 1.20%
7.75% Karnatak SDL (01/03/2027) 0.61%
State Government Bond Total 6.52%
Treasury Bill 13.38%
364 Days Tbill (02/03/2023) 2.35%
Treasury Bill Total 2.35% Corporate Bond Government Bond
Commercial Paper Certificate of Deposit Cash & Other Receivables
HDFC Ltd (28/11/2023) 2.21% State Government Bond Treasury Bill
Commercial Paper Total 2.21% Commercial Paper
Cash & Other Receivables Total 6.63%
Total 100.00%
** Thinly Traded / Non Traded Security
# Unlisted Security

Performance Report
Period MASTF Scheme Benchmark* Additional Benchmark**
Last 1 year 2.83% 3.85% -0.21%
Last 3 years 4.82% 6.35% 3.47%
Since Inception 5.92% 6.94% 5.99%
Value of Rs. 10000 invested
13,116 13,717 13,153
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.1155
Index Value 30th November, 2022 Index Value of benchmark is 4,200.01 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 16th March, 2018
Scheme Benchmark *CRISIL Short Duration Fund BII Index
Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo & Mr. Amit Modani managing the scheme since 16th March, 2018 & since June 30, 2021 respectively.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

43 MIRAE ASSET SHORT TERM FUND - (MASTF)

MIRAE ASSET
BANKING AND PSU DEBT FUND - (MABPDF)
(Banking and PSU Fund - An open ended debt scheme predominantly investing in debt instruments of banks,
Public Sector Undertakings, Public Financial Institutions and Municipal Bonds)
A relatively high interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Corporate Bond
Fund Manager: 6.39% Indian Oil Corporation Ltd
Mr. Mahendra Jajoo 7.41% 4.90%
(06/03/2025) **
5.07%
5.2% Export Import Bank of India
Allotment Date: 24th July, 2020 7.38%
(04/03/2025) **
8.7% Power Grid Corporation of India 8.90% 70.03%
Benchmark: CRISIL Banking and PSU Debt Index 5.09%
Ltd (15/07/2023) **
Net AUM (`Cr.) 99.04 8.62% Food Corporation Of India
5.07%
(22/03/2023) **
Entry load: NA
7.52% NHPC Ltd (06/06/2024) ** 5.06%
Exit load: NIL 7.47% Small Industries Dev Bank of 11.11%
5.05%
India (25/11/2025) **
Plans Available: Regular and Direct Plan 7.4% NABARD (30/01/2026) 5.04%
Minimum Investment Amount 6.79% Housing & Urban Development
5.04%
`5,000/- and in multiples of `1/- thereafter. Corporation Ltd (14/04/2023) **
Minimum Additional Application Amount: `1,000/- per 6.55% NTPC Ltd (17/04/2023) ** 5.03%
application and in multiples of `1/- thereafter. 7% Hindustan Petroleum Corporation
5.01%
Ltd (14/08/2024) **
AAA SOV
6.99% REC Ltd (30/09/2024) ** 5.01%
Net Asset Value (NAV) 7.13% Power Finance Corporation Ltd Cash & Other Receivables AAA(CE)
4.99%
(15/07/2026) **
Direct Regular 5.32% National Housing Bank A1+
4.98%
(01/09/2023) **
Growth `10.8921 `10.7794 4.64% Oil & Natural Gas Corporation
4.93% Overall Asset Allocation
Ltd (21/11/2023) **
IDCW^ `10.8923 `10.7802
Corporate Bond Total 75.09%
4.90%
Quantitative: Debt Government Bond
7.26% GOI (22/08/2032) 6.05% 8.90%
Weighted Average Maturity   2.13 Yrs
7.38% GOI (20/06/2027) 3.06% 75.09%
Modified Duration     1.66 Yrs
7.1% GOI (18/04/2029) 2.00%
Macaulay Duration            1.78 Yrs
Government Bond Total 11.11% 11.11%
Yield to Maturity 7.17%
Certificate of Deposit
Expense Ratio Bank of Baroda (05/05/2023) ** # 4.90%
Regular Plan 0.84% Certificate of Deposit Total 4.90%
Direct Plan 0.41% Cash & Other Receivables Total 8.90%
Total 100.00%
**Thinly Traded / Non Traded Security #Unlisted Security

Corporate Bond Government Bond

Cash & Other Receivables Certificate of Deposit

Performance Report
Period MABPDF Scheme Benchmark* Additional Benchmark**
1 Year 2.43% 2.60% -0.21%
Since Inception 3.24% 4.06% 1.34%
Value of Rs. 10000 invested
10,779 10,981 10,317
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.7794
Index Value 30th November, 2022 Index Value of benchmark is 4,881.54 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 24th July, 2020
Scheme Benchmark *CRISIL Banking and PSU Debt Index
Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo managing the scheme since 24th July, 2020.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

44 MIRAE ASSET BANKING AND PSU DEBT FUND - (MABPDF)

MIRAE ASSET
DYNAMIC BOND FUND - (MADBF)
(Dynamic Bond Fund - An Open ended dynamic debt scheme investing across duration)
A relatively high interest rate risk and relatively high credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

State Government Bond
Fund Manager:
Mr. Mahendra Jajoo 7.86% Karnataka SDL (15/03/2027) 10.61% 4.04%

Allotment Date: 24th March, 2017 7.76% Madhya Pradesh SDL

10.56%
(01/03/2027)
Benchmark: Tier-1 CRISIL Dynamic Bond 7.71% Gujarat SDL (01/03/2027) 10.55% 50.13%
Fund CIII Index
Tier-2 - Nifty PSU Bond Plus 7.39% Maharashtra SDL (09/11/2026) 8.35%
SDL Apr 2027 50:50 Index
7.52% Tamilnadu SDL (24/05/2027) 4.19%
Net AUM (`Cr.) 239.90
45.83%
7.85% Rajasthan SDL (15/03/2027) 3.60%
Entry load: NA

Exit load: NIL 7.37% Maharashtra SDL (14/09/2026) 2.09%

Plans Available: Regular and Direct Plan 7.51% Rajasthan SDL (24/05/2027) 0.18%

Minimum Investment Amount State Government Bond Total 50.13%

`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per Corporate Bond
application and in multiples of `1/- thereafter. SOV AAA Cash & Other Receivables
7.83% Indian Railway Finance
8.49%
Corporation Ltd (19/03/2027) **

Net Asset Value (NAV) 7.3% Power Grid Corporation of India

8.35%
Ltd (19/06/2027)
Overall Asset Allocation
Direct Regular 6.09% Power Finance Corporation Ltd
7.97%
(27/08/2026) **
Growth `14.5712 `13.6436 7.62% Export Import Bank of India
6.30% 4.04%
(01/09/2026) **
IDCW^ `14.5705 `13.6436
6.57% NABARD (01/06/2027) ** 6.07%

Quantitative: Debt 7.95% REC Ltd (12/03/2027) ** 4.27% 50.13%

  4.02 Yrs 7.52% REC Ltd (07/11/2026) ** 4.17%

Weighted Average Maturity
Modified Duration   3.31 Yrs 8.85% NHPC Ltd (11/02/2026) ** 0.22%

Macaulay Duration          3.56 Yrs

Corporate Bond Total 45.83% 45.83%
Yield to Maturity 7.29%
Cash & Other Receivables Total 4.04%
Expense Ratio Total 100.00%
Regular Plan 1.12%
** Thinly Traded / Non Traded Security
Direct Plan 0.16%

State Government Bond Corporate Bond

Cash & Other Receivables

Performance Report
Scheme Benchmark* Scheme Benchmark*
Period MADBF Additional Benchmark**
(Tier 1) (Tier 2)
Last 1 year 1.00% 6.98% 2.27% -0.21%
Last 3 years 4.51% 11.97% NA 3.47%
Last 5 years 5.68% 8.81% NA 5.10%
Since Inception 5.61% 8.93% NA 4.80%
Value of Rs. 10000 invested
13,644 16,271 NA 13,061
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.6436
Index Value of Scheme benchmark is 7,077.46/ 1,032.38 and CRISIL 10 Year Gilt Index is
Index Value 30th November, 2022
4,107.04
Allotment Date 24th March, 2017
*Tier-1 - CRISIL Dynamic Bond Fund CIII Index
Scheme Benchmark
*Tier-2 - Nifty PSU Bond Plus SDL Apr 2027 50:50 Index
Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo managing the scheme since 24th March, 2017.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

45 MIRAE ASSET DYNAMIC BOND FUND - (MADBF)

MIRAE ASSET
CORPORATE BOND FUND - (MACBF)
(Corporate Bond Fund - An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds)
A relatively high interest rate risk and moderate credit risk

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Corporate Bond
Fund Manager:
Mr. Mahendra Jajoo 7.25% Larsen & Toubro Ltd 9.66%
7.99%
(24/04/2023) **
Allotment Date: 17th March, 2021 7.25% National Bank For Agriculture
and Rural Development 7.96%
Benchmark: CRISIL Corporate Bond Fund BIII Index (01/08/2025) **
11.79%
Net AUM (`Cr.) 62.52 7.44% NTPC Ltd (25/08/2032) ** 7.96%
Entry load: NA 7.13% Power Finance Corporation Ltd
7.91%
(15/07/2026) **
Exit load: NIL 5.35% National Housing Bank
7.81%
(12/02/2024)
Plans Available: Regular and Direct Plan
5.1% Sundaram Finance Ltd
7.80%
Minimum Investment Amount (01/12/2023) **
`5,000/- and in multiples of `1/- thereafter. 5.2% Export Import Bank of India
Minimum Additional Application Amount: `1,000/- per 7.80%
(04/03/2025) ** 78.55%
application and in multiples of `1/- thereafter.
5.24% Small Industries Dev Bank of
7.79%
India (26/03/2024) **
AAA Cash & Other Receivables SOV
Net Asset Value (NAV) 6.75% Sikka Ports and Terminals Ltd
7.78%
(22/04/2026) **
Direct Regular 4.57% UltraTech Cement Ltd
7.76%
(29/12/2023) **
Growth `10.6813 `10.6010 Overall Asset Allocation
Corporate Bond Total 78.55%
IDCW^ `10.6807 `10.6009
Government Bond
9.66%
Quantitative: Debt 7.38% GOI (20/06/2027) 8.07%

Weighted Average Maturity    2.58 Yrs 7.26% GOI (22/08/2032) 1.59%

  1.98 Yrs 11.79%
Modified Duration Government Bond Total 9.66%
Macaulay Duration     2.13 Yrs
Cash & Other Receivables Total 11.79%
Yield to Maturity 7.23%
Total 100.00%
Expense Ratio ** Thinly Traded / Non Traded Security
Regular Plan 0.91%
Direct Plan 0.45%

78.55%

Corporate Bond Cash & Other Receivables

Government Bond

Performance Report
Period MACBF Scheme Benchmark* Additional Benchmark**
1 Year 2.57% 3.19% -0.21%
Since Inception 3.48% 5.92% 1.58%
Value of Rs. 10000 invested
10,601 11,032 10,271
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.6010
Index Value 30th November, 2022 Index Value of benchmark is 5,134.21 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 17th March, 2021
Scheme Benchmark * CRISIL Corporate Bond Fund BIII Index
Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo managing the scheme since 17th March, 2021.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

46 MIRAE ASSET CORPORATE BOND FUND - (MACBF)

MIRAE ASSET NIFTY SDL
JUN 2027 INDEX FUND - (MANJF)
(An open-ended target maturity Index Fund investing in the constituents of Nifty SDL Jun 2027 Index.
A scheme with relatively high interest rate risk and relatively low credit risk)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

State Government Bond
Fund Manager: 7.51% Maharashtra SDL (24/05/2027) 7.29%
Mr. Mahendra Jajoo 2.13%
7.69% Haryana SDL (15/06/2027) 5.01%
Allotment Date: 30th March, 2022 7.78% Bihar SDL (01/03/2027) 4.30%
7.76% Madhya Pradesh SDL
Benchmark: Nifty SDL Jun 2027 Index 4.30%
(01/03/2027)
7.25% Punjab SDL (14/06/2027) 3.80%
Net AUM (`Cr.) 707.06
7.59% Karnataka SDL (29/03/2027) 3.71%
Entry load: NA 7.92% West Bangal SDL (15/03/2027) 3.60%
7.71% Gujarat SDL (01/03/2027) 3.58%
Exit load: NIL
7.59% Gujarat SDL (15/02/2027) 3.56%
Plans Available: Regular and Direct Plan 7.55% Assam SDL (24/05/2027) 3.56%
Minimum Investment Amount 7.53% Haryana SDL (24/05/2027) 3.55%
`5,000/- and in multiples of `1/- thereafter. 7.52% Uttar Pradesh SDL
3.55%
Minimum Additional Application Amount: `1,000/- per (24/05/2027)
7.2% Kerala SDL (14/06/2027) 3.51% 97.87%
application and in multiples of `1/- thereafter.
7.86% Karnataka SDL (15/03/2027) 2.88%
7.75% Karnatak SDL (01/03/2027) 2.87%
Net Asset Value (NAV) SOV Cash & Other Receivables
7.78% West Bengal SDL (01/03/2027) 2.87%
7.62% Andhra Pradesh SDL
2.85%
Direct Regular (29/03/2027)
7.62% Uttar Pradesh SDL
2.85%
Growth `10.1026 `10.0919 (15/02/2027) Overall Asset Allocation
7.54% Himachal Pradesh SDL
2.84%
IDCW^ `10.1027 `10.0925 (24/05/2027)
7.21% Uttarakhand SDL (14/06/2027) 2.81%
2.13%
8.31% Rajasthan SDL (08/04/2027) 2.19%
Quantitative: Debt
7.94% Jharkhand SDL (15/03/2027) 2.16%
Weighted Average Maturity   4.29 Yrs 7.62% Tamilnadu SDL (29/03/2027) 2.14%
Modified Duration                                  3.54 Yrs 7.61% Rajasthan SDL (29/03/2027) 2.14%
                                  3.80 Yrs 7.52% Tamilnadu SDL (24/05/2027) 2.13%
Macaulay Duration
8.05% Jammu And Kashmir SDL
7.35% 1.45%
Yield to Maturity (15/03/2027)
7.85% Bihar SDL (15/03/2027) 1.44%
Expense Ratio 7.8% Jharkhand SDL (01/03/2027) 1.43%
7.61% Uttar Pradesh SDL
Regular Plan 0.29% 1.42%
(26/04/2027)
Direct Plan 0.14% 7.23% Tamilnadu SDL (14/06/2027) 1.41%
7.23% Rajasthan SDL (14/06/2027) 1.41%
6.58% Gujarat SDL (31/03/2027) 1.38% 97.87%
7.64% West Bangal SDL (29/03/2027) 0.78%
7.52% Gujarat SDL (24/05/2027) 0.77%
7.61% Telangana SDL (12/06/2027) 0.71% State Government Bond Cash & Other Receivables
7.46% Andhra Pradesh SDL
0.71%
(18/05/2027)
6.54% Maharashtra SDL (09/02/2027) 0.69%
7.8% Chhattisgarh SDL (01/03/2027) 0.14%
8.34% Andhra Pradesh SDL
0.04%
(30/05/2027)
7.63% West Bengal SDL (15/02/2027) 0.03%
State Government Bond Total 97.87%
Cash & Other Receivables Total 2.13%
Total 100.00%

Performance Report
Period MANJF Scheme Benchmark* Additional Benchmark**
6 Months (Annualized) 3.77% 3.99% 8.43%
Since Inception (Annualized) 0.85% 1.25% 1.39%
Value of Rs. 10000 invested
10,092 10,153 10,093
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.0919
Index Value 30th November, 2022 Index Value of benchmark is 1,021.21 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 30th March, 2022
Scheme Benchmark *Nifty SDL Jun 2027 Index
Additional Benchmark **CRISIL 10 Year Gilt Index
Fund manager : Mr. Mahendra Jajoo managing the scheme since 30th March, 2022.
Note: Returns (%) for less than 1 year calculated on simple annualized basis, others are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: The Yield of the SDL portion in the portfolio is 7.38% and annualized yield of the same is 7.52%. The current yield of the portfolio is 7.35% (including all components) and annualized yield of the same is 7.49%.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

47 MIRAE ASSET NIFTY SDL JUN 2027 INDEX FUND - (MANJF)

MIRAE ASSET NIFTY AAA PSU BOND PLUS
SDL APR 2026 50:50 INDEX FUND - (MANPF)
(An open-ended target maturity Index Fund investing in the constituents of Nifty AAA PSU Bond Plus SDL Apr 2026 50:50 Index.
A scheme with relatively high interest rate risk and relatively low credit risk)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

State Government Bond
Fund Manager:
8.51% West Bangal SDL (10/02/2026) 8.10%
Mr. Mahendra Jajoo 5.26%
8.28% Karnataka SDL (06/03/2026) 8.06%
Allotment Date: 20th October, 2022 8.27% Madhya Pradesh SDL
8.04%
(23/12/2025)
Benchmark: Nifty AAA PSU Bond Plus SDL 48.14%
8.21% Maharastra SDL (09/12/2025) 8.04%
Apr 2026 50:50 Index
6.99% Gujarat SDL (31/03/2026) 7.78%
Net AUM (`Cr. ) 63.70
8.54% Bihar SDL (10/02/2026) 2.03%
Entry load: NA 46.60%
8.69% Tamilnadu SDL (24/02/2026) 1.96%
8.53% Uttar Pradesh SDL
Exit load: NIL 1.70%
(10/02/2026)
Plans Available: Regular and Direct Plan 8.51% Maharashtra SDL (09/03/2026) 1.62%
8.65% Rajasthan SDL(24/02/2026) 0.81%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. State Government Bond Total 48.14%
Minimum Additional Application Amount: `1,000/- per Corporate Bond
application and in multiples of `1/- thereafter.
9.09% Indian Railway Finance
8.26%
Corporation Ltd (31/03/2026) **
SOV AAA Cash & Other Receivables
7.32% REC Ltd (27/02/2026) ** 7.82%
Net Asset Value (NAV)
7.23% Small Industries Dev Bank of
7.79%
Direct Regular India (09/03/2026)
7.1% Export Import Bank of India Overall Asset Allocation
Growth 7.79%
`10.1000 `10.0971 (18/03/2026) **

IDCW^ 6.18% Mangalore Refinery and

`10.1001 `10.0971 7.58% 5.26%
Petrochemicals Ltd (29/12/2025) **

Quantitative: Debt 8.85% NHPC Ltd (11/02/2026) ** 7.36%

Corporate Bond Total 46.60%
Weighted Average Maturity 3.04 Yrs 48.14%
Cash & Other Receivables Total 5.26%
Modified Duration 2.56 Yrs
Total 100.00%
Macaulay Duration 2.75 Yrs
** Thinly Traded / Non Traded Security 46.60%
Yield to Maturity 7.29%

Expense Ratio
Regular Plan 0.37%
Direct Plan 0.12%

State Government Bond Corporate Bond

Cash & Other Receivables

Note: The Yield of the SDL portion in the portfolio is 7.42% and annualized yield of the same is 7.56%, yield for the corporate bonds portion is 7.39%. The current yield of the portfolio is 7.31% (including all components)
and annualized yield of the same is 7.44%
Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown. The performance of other funds managed by the same fund manager is given in the
respective page of the schemes and on page No. 74, 75 & 76.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

48 MIRAE ASSET NIFTY AAA PSU BOND PLUS SDL APR 2026 50:50 INDEX FUND - (MANPF)
MIRAE ASSET CRISIL IBX GILT INDEX
- APRIL 2033 INDEX FUND - (MACIF)
(An open-ended target maturity Index Fund investing in the constituents of CRISIL IBX Gilt Index - April 2033.
A scheme with relatively high interest rate risk and relatively low credit risk)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Rating Profile

Government Bond
Fund Manager:
Mr. Mahendra Jajoo 7.26% GOI (22/08/2032) 78.65% 3.29%

Allotment Date: 20th October, 2022 7.95% GOI (28/08/2032) 18.06%

Benchmark: CRISIL IBX Gilt Index - April 2033 Government Bond Total 96.71%

Net AUM (`Cr.) 28.87 Cash & Other Receivables Total 3.29%

Entry load: NA Total 100.00%

Exit load: NIL

Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter.
Minimum Additional Application Amount: `1,000/- per 96.71%
application and in multiples of `1/- thereafter.

Net Asset Value (NAV) SOV Cash & Other Receivables

Direct Regular

Growth `10.2215 `10.2173 Overall Asset Allocation

IDCW^ `10.2213 `10.2178
3.29%
Quantitative: Debt
Weighted Average Maturity 9.42 Yrs

Modified Duration 6.51 Yrs

Macaulay Duration 6.99 Yrs

Yield to Maturity 7.24%

Expense Ratio
Regular Plan 0.45%
Direct Plan 0.12%
96.71%

Government Bond Cash & Other Receivables

Note: The Yield of the G-sec portion in the portfolio is 7.29% and annualized yield of the same is 7.42%. The current yield of the portfolio is 7.24% (including all components) and annualized yield of the same is 7.37%.
Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown. The performance of other funds managed by the same fund manager is given in the
respective page of the schemes and on page No. 74, 75 & 76.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

49 MIRAE ASSET CRISIL IBX GILT INDEX - APRIL 2033 INDEX FUND - (MACIF)
 Mirae Asset Hybrid Snapshot
November 2022

Fund Name Mirae Asset Mirae Asset Mirae Asset Balanced Mirae Asset
Hybrid Equity Fund Equity Savings Fund Advantage Fund Arbitrage Fund

Aggressive Hybrid Fund - An Equity Savings Fund - An Balanced Arbitrage Fund - An

Type of Scheme
open ended hybrid scheme open ended scheme Advantage Fund - An open ended scheme
investing predominantly in investing in equity, open ended dynamic investing in
equity & equity related arbitrage and debt asset allocation fund arbitrage
instruments opportunities

Crisil Hybrid Nifty Equity Savings Nifty 50 Hybrid Composite Nifty 50 Arbitrage
Benchmark Index
35+65-Aggressive Index Index Debt 50:50 Index Index

Mr. Harshad Borawake (Equity portion)

Mr. Harshad Borawake (Equity Portion)
Fund Manager
Mr. Vrijesh Kasera (Equity Portion)
Mr. Mahendra Jajoo (Debt Portion)
Mr. Harshad Borawake Mr. Jignesh Rao, (Equity portion)
Mr. Vrijesh Kasera (Equity portion)
Mr. Mahendra Jajoo Mr. Jigar Sethia, (Equity portion)
Ms. Bharti Sawant (Equity portion)
Mr. Mahendra Jajoo (Debt portion)
Mr. Mahendra Jajoo (Debt portion)

Inception Date 29th July, 2015 18th December, 2018 11th Aug, 2022 19th June, 2020

Net AUM ` Crores 7,323.43 592.44 934.68 367.98

Asset Allocation 72.75% 41.83% 50.40% -

Unhedged Equity (%)

Asset Allocation - 33.65% 17.41% 73.08%

Arbitrage (%)

Asset Allocation
Debt & Money 27.25% 24.52% 32.19% 26.92%
Market & others (%)
Portfolio Details

Large Cap$ 55.17% 29.99% 40.12%

38.35% 53.15%

Mid Cap$ 9.29% 5.92% 6.91% 18.08%

Small Cap 8.29% 5.92% 3.37%

5.14% 1.34%

No. of Stocks 65 99 88 55 Hedge equities

E

Top 10 Stocks 34.47% 27.49% 27.93% 26.32%

Top 5 Sectors 39.99% 31.51%

33.51% 36.05% 26.42%

Average Maturity (Years) 3.45 3.87 4.19 0.71

Debt Ratios

Modified Duration (Years) 2.64 3.14 3.28 0.66

Macaulay Duration (Years) 2.96 3.36 3.52 0.70

YTM 7.45% 7.17% 7.45% 6.50%

Volatility 16.40% 10.04% - -

Beta 1.08 1.18 - -

Equity Ratios

R Squared 0.97 0.93 - -

Sharpe Ratio 0.48 0.55 - -

Information Ratio -0.23 0.56 - -

$ Market Cap classifications are according to the half yearly data provided by AMFI
Data as on 30th Nov 2022

50
MIRAE ASSET
HYBRID EQUITY FUND - (MAHEF)
(Aggressive Hybrid Fund - An open ended hybrid scheme investing predominantly in equity and
equity related instruments)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

^Industrywise classification as recommended by AMFI
Equity Shares
Fund Managers:
Mr. Harshad Borawake, Mr.Vrijesh Kasera, Banks 18.04%
(Equity Portion) & Reliance Industries Ltd 5.32%
Mr. Mahendra Jajoo (Debt Portion) IT - Software 7.92%
ICICI Bank Ltd 5.21%
Allotment Date: 29th July, 2015 Petroleum Products 6.14%
HDFC Bank Ltd 4.88%
Benchmark: CRISIL Hybrid 35+65 - Consumer Durables 4.03%
Aggressive Index Infosys Ltd 4.35%
Finance 3.85%
Net AUM (`Cr.) 7,323.43 State Bank of India 3.40% Automobiles 3.16%
Entry load: NA
Axis Bank Ltd 3.18% Pharma. & Biotech 2.97%
Exit load: Please refer Page no.19
Tata Consultancy Services Ltd 2.33% Insurance 2.47%
Plans Available: Regular and Direct Plan
Larsen & Toubro Ltd 1.99% Auto Components 2.34%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Diversified FMCG 2.33%
Bharti Airtel Ltd 1.98%
Minimum Additional Application Amount: `1,000/- per
application and in multiples of `1/- thereafter. Housing Development Finance Others 19.49%
1.83%
Corporation Ltd
0% 10% 20% 30% 40%
Net Asset Value (NAV) Other Equities 38.28%

Equity Holding Total 72.75% Overall Asset Allocation

Direct Regular

Growth `25.928 `23.023 Government Bond Total 8.69%

IDCW^ `18.855 `16.008 Corporate Bond Total 8.30%

Ratios@ (Annualised) Commercial Paper Total 1.45% 27.25%

Volatility 16.40% Certificate of Deposit Total 0.53%

Beta 1.08 State Government Bond Total 0.39%

R Squared                              0.97
Treasury Bill Total 0.34%
Sharpe Ratio# 0.48
Cash & Other Receivables Total 7.54%
Information Ratio -0.23

Portfolio Turnover Ratio 0.59 times Total 100.00% 72.75%

Please refer page no.81 for details
Equity Holdings Debt & Others
Quantitative: Debt
Weighted Average Maturity   3.45 Yrs

Modified Duration   2.64 Yrs Performance Report

Macaulay Duration    2.96 Yrs Period MAHEF Scheme Benchmark* Additional Benchmark**
Yield to Maturity 7.45% Last 1 year 5.99% 8.29% 12.04%
Last 3 years 13.89% 14.88% 16.98%
Expense Ratio Last 5 years 11.24% 11.88% 15.07%
Regular Plan 1.76% Since Inception 12.02% 11.85% 13.31%
Direct Plan 0.36% Value of Rs. 10000 invested
23,023 22,759 25,032
(in Rs.) Since Inception
Income Distribution cum capital
NAV as on 30th November 2022
withdrawal
`23.023
Index Value 30th November, 2022 Index Value of Scheme benchmark is 15,101.74 and S&P BSE Sensex (TRI) is 95,383.95
Record IDCW Face Cum Allotment Date 29th July, 2015
Date (`) Value(`) NAV (`)
Scheme Benchmark *CRISIL Hybrid 35+65 -Aggressive Index
19-Feb-19 0.71 per Unit 10 12.611 Additional Benchmark **S&P BSE Sensex (TRI)

16-Dec-19 0.71 per Unit 10 13.498 Fund managers: Mr. Harshad Borawake (Equity Portion) (April 01, 2020), Vrijesh Kasera (Equity Portion) (Since April 01, 2020) & Mr. Mahendra Jajoo (Debt Portion)
(since September 08, 2016)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
23-Mar-21 1.20 per Unit 10 15.423

28-Mar-22 1.25 per Unit 10 16.283 SIP Performance

Past Performance may or may not be sustained in future.
Period Since Inception 7 Years 5 Years 3 Years 1 Year
Pursuant to payment of IDCW the NAV of the IDCW
option of the scheme will fall to the extent of payout and Total Amount Invested 880,000 840,000 600,000 360,000 120,000
statutory levy (if any).
MKT Value as on 30 Nov, 2022 1,438,785 1,345,061 849,598 457,646 127,558
IDCW history is for MAHEF - Regular Plan - IDCW Option
Fund Return& (%) 13.14 13.22 13.89 16.24 11.91
Benchmark Return& (%) 13.33 13.46 14.38 16.59 13.75
Add. Benchmark Return& (%) 16.24 16.52 17.69 22.06 20.35
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund managers are given in the respective page of the schemes and on page No.
74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

51 MIRAE ASSET HYBRID EQUITY FUND - (MAHEF)

MIRAE ASSET BALANCED
ADVANTAGE FUND - (MABAF)
(Balanced Advantage Fund - An open-ended Dynamic Asset Allocation Fund)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Managers: ^Industrywise classification as recommended by AMFI
HDFC Bank Ltd 4.98%
Mr. Harshad Borawake & Mr. Mahendra Jajoo
ICICI Bank Ltd 4.80% Banks 16.40%
Allotment Date: 11th Aug, 2022 Reliance Industries Ltd 4.53%
Infosys Ltd 2.90% IT - Software 6.51%
Benchmark: Nifty 50 Hybrid Composite Debt
50:50 Index Axis Bank Ltd 2.10% Petroleum Products 5.28%
State Bank of India 2.05%
Net AUM (`Cr.) 934.68 Consumer Durables
Larsen & Toubro Ltd 1.72% 3.95%
Entry load: NA HCL Technologies Ltd 1.66%
Pharma. & Biotech 3.90%
Sun Pharmaceutical Industries Ltd 1.65%
Exit load: Please refer page no.19
ITC Ltd 1.53% Automobiles 3.17%
Plans Available: Regular and Direct Plan Other Equities 39.87%
Equity Holding Total 67.81% Finance 2.55%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Equity Futures Diversified FMCG 2.35%
Minimum Additional Application Amount: `1,000/- per Abbott India Ltd December 2022
application and in multiples of `1/- thereafter. -0.02%
Future Personal Products 2.06%
Jindal Steel & Power Ltd December
-0.03%
Net Asset Value (NAV) 2022 Future Insurance 2.04%
JSW Steel Ltd December 2022 Future -0.03%
Others 19.58%
Direct Regular MphasiS Ltd December 2022 Future -0.16%
Others -17.17%
Growth `10.396 `10.348 0% 10% 20% 30% 40%
Equity Futures Total -17.41%
IDCW^ `10.395 `10.346 Government Bond Overall Asset Allocation
7.38% GOI (20/06/2027) 6.48%
Quantitative: Debt 6.54% GOI (17/01/2032) 5.07%

Weighted Average Maturity 4.19 Yrs Government Bond Total 11.55%

Corporate Bond
Modified Duration   3.28 Yrs -17.41%
7.25% Small Industries Dev Bank of
2.66% 67.81%
Macaulay Duration       3.52 Yrs India (31/07/2025) **
7.4% Housing Development Finance
Yield to Maturity 7.45% 2.66%
Corporation Ltd (02/06/2025) **
7.38% Cholamandalam
Expense Ratio Investment and Finance Company Ltd 2.64%
Regular Plan 2.29% (31/07/2024) **
5.23% NABARD (31/01/2025) ** 2.56%
Direct Plan 0.85% 49.60%
Corporate Bond Total 10.51%
Certificate of Deposit
Canara Bank (18/08/2023) ** # 2.03%
Certificate of Deposit Total 2.03%
Cash & Other Receivables Total 25.50% Equity Holdings Debt & Others Arbitrage
Total 100.00%

**Thinly Traded / Non Traded Security #Unlisted Security

Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown. The performance of other funds managed by the same fund manager is given in the
respective page of the schemes and on page No. 74, 75 & 76.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

52 MIRAE ASSET BALANCED ADVANTAGE FUND - (MABAF)

MIRAE ASSET
EQUITY SAVINGS FUND - (MAESF)
(Equity Savings Fund - An open ended scheme investing in equity, arbitrage and debt)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Managers: ^Industrywise classification as recommended by AMFI
Reliance Industries Ltd 4.03%
Mr. Harshad Borawake, Mr. Vrijesh Kasera,
Ms. Bharti Sawant (Equity portion) & Infosys Ltd 3.74% Banks 13.38%
Mr. Mahendra Jajoo (Debt portion) HDFC Bank Ltd 3.31%
IT - Software 5.63%
ICICI Bank Ltd 2.95%
Allotment Date: 18th Dec, 2018 Axis Bank Ltd 2.95% Pharma. & Biotech 5.15%
Benchmark: Nifty Equity Savings Index Maruti Suzuki India Ltd 2.63% Consumer Durables 4.83%
Sun Pharmaceutical Industries Ltd 2.30%
Net AUM (`Cr.) 592.44 State Bank of India 2.00% Petroleum Products 4.51%
Entry load: NA Ambuja Cements Ltd 1.90% Automobiles 4.44%
Larsen & Toubro Ltd 1.67%
Exit load: Please refer page no.19 Cement Products 3.65%
Other Equities 47.99%
Plans Available: Regular and Direct Plan Equity Holding Total 75.48% Insurance 3.28%
Equity Futures Finance
Minimum Investment Amount 3.00%
Lump Sum: `5,000/- and inmultiples of `1/-thereafter. SRF Ltd December 2022 Future -0.05%
Personal Products 2.94%
National Aluminium Company Ltd
-0.05%
December 2022 Future Others 24.65%
Net Asset Value (NAV) UPL Ltd December 2022 Future -0.05%
Others -33.50% 0% 10% 20% 30% 40%
Direct Regular Equity Futures Total -33.65%

Growth `15.951 `15.289 Government Bond Overall Asset Allocation

5.63% GOI (12/04/2026) 4.04%
IDCW^ `13.577 `12.893 7.38% GOI (20/06/2027) 3.41%
5.74% GOI (15/11/2026) 3.22%
Ratios@ (Annualised) 6.54% GOI (17/01/2032) 3.20%
6.18% GOI (04/11/2024) 2.50% -33.65%
Volatility 10.04% 75.48%
Government Bond Total 16.37%
Beta 1.18
Treasury Bill
R Squared 0.93 364 Days Tbill (03/08/2023) 0.81%
Sharpe Ratio# 0.55 364 Days Tbill (17/08/2023) 0.81%
364 Days Tbill (24/08/2023) 0.80%
Information Ratio 0.56
364 Days Tbill (12/10/2023) 0.80%
Portfolio Turnover Ratio 3.12 times Treasury Bill Total 3.21%
Please refer page no.81 for details Corporate Bond 58.17%
8.25% IIFL Finance Ltd (14/10/2023) 0.83%
Quantitative: Debt Corporate Bond Total 0.83%
Cash & Other Receivables Total 37.75%
Weighted Average Maturity 3.87 Yrs Equity Holdings Debt & Others Arbitrage
Total 100.00%
Modified Duration 3.14 Yrs

Macaulay Duration        3.36 Yrs Performance Report

Yield to Maturity 7.17% Period MAESF Scheme Benchmark* Additional Benchmark**
Last 1 year 5.29% 6.75% -0.21%
Expense Ratio Last 3 Years 11.46% 9.72% 3.47%
Regular Plan 1.41% Since Inception 11.33% 9.80% 5.49%
Direct Plan 0.42% Value of Rs. 10000 invested
15,289 14,474 12,355
(in Rs.) Since Inception
Income Distribution cum capital
NAV as on 30th November 2022
withdrawal
`15.2890
Index Value 30th November, 2022 Index Value of Scheme benchmark is 4,916.33 and CRISIL 10 Year Gilt Index is 4,107.04
Record IDCW Face Cum
Allotment Date 18th Dec, 2018
Date (`) Value(`) NAV (`)
Scheme Benchmark *Nifty Equity Savings Index
22-Mar-22 1.10 per Unit 10 13.327 Additional Benchmark **CRISIL 10 Year Gilt Index
Past Performance may or may not be sustained in future. Fund managers : Mr. Harshad Borawake (since October 12, 2019), Mr. Vrijesh Kasera (since October 12, 2019), Ms. Bharti Sawant (since
Pursuant to payment of IDCW the NAV of the IDCW December 28, 2020) and Mr. Mahendra Jajoo (Debt Portion) (since December 18, 2018)
option of the scheme will fall to the extent of payout and Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
statutory levy (if any).
IDCW history is for MAESF - Regular Plan - IDCW Option
SIP Performance
Period Since Inception 3 Years 1 Year
Total Amount Invested 470,000 360,000 120,000
MKT Value as on 30 Nov, 2022 592,514 430,450 125,691
Fund Return& (%) 11.85 11.97 8.93
Benchmark Return& (%) 10.23 10.55 9.56
Add. Benchmark Return& (%) 3.10 1.93 3.42
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option &The SIP returns are calculated by XIRR approach assuming
investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.
53 MIRAE ASSET EQUITY SAVINGS FUND - (MAESF)
MIRAE ASSET
ARBITRAGE FUND - (MAAF)
(Arbitrage Fund - An open ended scheme investing in arbitrage opportunities)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Managers: ^Industrywise classification as recommended by AMFI
Sun TV Network Ltd 3.93%
Mr. Jignesh Rao, (Equity portion)
Mr. Jigar Sethia, (Equity portion) & Adani Ports and Special Economic Pharma. & Biotech
3.53% 5.69%
Mr. Mahendra Jajoo (Debt portion) Zone Ltd
Sun Pharmaceutical Industries Ltd 3.06% IT - Software 5.41%
Allotment Date: 19th June, 2020 Bharti Airtel Ltd 2.72%
HDFC Bank Ltd 2.64% Insurance 5.20%
Benchmark: Nifty 50 Arbitrage Index
Oil & Natural Gas Corporation Ltd 2.52% Entertainment 5.09%
Net AUM (`Cr.) 367.98 SBI Life Insurance Company Ltd 2.33%
Bandhan Bank Ltd 1.88% Banks 5.04%
Entry load: NA
Siemens Ltd 1.87%
Exit load: 0.25% if redeemed or switched out with in 30 Telecom - Services 4.27%
Titan Company Ltd 1.84%
days from the date of allotment, Nil after 30 days Other Equities 46.25% Cement Products 3.87%
Plans Available: Regular and Direct Plan Equity Holding Total 72.57%
Equity Futures Transport Infra. 3.53%
Minimum Investment Amount
Laurus Labs Ltd December 2022 Automobiles
`5,000/- and in multiples of `1/-thereafter. -0.06% 2.94%
Minimum Additional Application Amount: `1,000/- per Future
application and in multiples of `1/- thereafter. Hindustan Copper Ltd December 2022 Petroleum Products 2.87%
-0.07%
Future
IndusInd Bank Ltd December 2022 Others 28.66%
-0.07%
Net Asset Value (NAV) Future
Tata Motors Ltd December 2022 0% 10% 20% 30% 40%
-0.10%
Future
Direct Regular
REC Ltd December 2022 Future -0.27% Overall Asset Allocation
Growth `11.078 `10.891 United Breweries Ltd December 2022
-0.43%
Future
IDCW^ `11.070 `10.890 Others -72.08%
Equity Futures Total -73.08% -73.08%
Ratios@ (Annualised) Government Bond
100.50%

Portfolio Turnover Ratio  12.08 times 6.84% GOI (19/12/2022) 8.15%

6.18% GOI (04/11/2024) 4.03%
Please refer page no.81 for details
Since the fund has not completed 3 Years other ratios Government Bond Total 12.18%
are not applicable. Treasury Bill
364 Days Tbill (17/08/2023) 1.30%
Quantitative: Debt 364 Days Tbill (28/09/2023) 1.29%
364 Days Tbill (12/10/2023) 1.28%
Weighted Average Maturity                                0.71 Yrs Treasury Bill Total 3.87% 72.57%
Modified Duration  0.66 Yrs Cash & Other Receivables Total 84.46%
Total 100.00%
Macaulay Duration      0.70 Yrs Debt & Others Equity Holdings Arbitarge
Yield to Maturity 6.50%
Performance Report
Expense Ratio Period MAAF Scheme Benchmark* Additional Benchmark**
Regular Plan 1.09% Last 1 year 3.54% 3.97% 3.74%
Direct Plan 0.36% Since Inception 3.55% 3.62% 3.66%
Value of Rs. 10000 invested
10,891 10,909 10,921
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.891
Index Value 30th November, 2022 Index Value of Scheme benchmark is 2,076.59 and CRISIL 1 Year T-Bill is 6,479.76
Allotment Date 19th June, 2020
Scheme Benchmark * Nifty 50 Arbitrage Index
Additional Benchmark ** CRISIL 1 Year T-Bill
Fund manager : Mr. Jignesh Rao (since June 19, 2020), Mr. Jigar Sethia (since June 19, 2020) and Mr. Mahendra Jajoo (Debt Portion) (since June
19, 2020)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

SIP Performance
Period Since Inception 1 Year
Total Amount Invested 290,000 120,000
MKT Value as on 30 Nov, 2022 303,467 122,477
Fund Return& (%) 3.68 3.86
Benchmark Return& (%) 3.94 4.01
Add. Benchmark Return& (%) 3.75 4.21
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 74, 75 & 76.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
&
The SIP returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month.
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

54 MIRAE ASSET ARBITRAGE FUND - (MAAF)

MIRAE ASSET
NIFTY 50 ETF - (NSE Symbol : MAN50ETF, BSE Code: 542131)
(Exchange Traded Fund (ETF) - An open ended scheme replicating/tracking Nifty 50 Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Ms. Ekta Gala Reliance Industries Ltd 11.35%
HDFC Bank Ltd 8.52%
Allotment Date: 20th Nov, 2018 Banks 26.54%
ICICI Bank Ltd 8.00%
Benchmark: Nifty 50 Index (TRI) IT - Software 14.37%
Infosys Ltd 7.21%
Net AUM (`Cr.) 912.28 Petroleum Products
Housing Development Finance 11.74%
5.88%
Tracking Error Value ~ 2.70 bps Corporation Ltd
~
1 Year Tracking Error is Tata Consultancy Services Ltd 4.18%
Finance 9.22%

Entry load: NA ITC Ltd 3.61% Diversified FMCG 6.49%

Kotak Mahindra Bank Ltd 3.45%
Exit load: Please refer page no.20 Automobiles 5.50%
Larsen & Toubro Ltd 3.02%
Plans Available: The Scheme does not offer any plan/ Pharma. & Biotech 3.28%
option for investment Hindustan Unilever Ltd 2.89%
Other Equities 41.82% Consumer Durables 3.06%
Minimum Investment Amount
Other Investors (Including Authorized Participants/ Equity Holding Total 99.92%
Construction 3.02%
Large Investors): Application for subscription of
the Units in Creation unit size can be made either: In Cash & Other Receivables 0.08%
Telecom - Services 2.50%
exchange of Cash *[as determined by the AMC Total 100.00%
equivalent to the cost incurred towards the
purchase of predefined basket of securities that
Others 14.19%
represent the underlying index (i.e.PortfolioDeposit)], Cash
component and other applicable transaction charges; or in 0% 10% 20% 30% 40%
exchange of Portfolio Deposit [i.e. by depositing basket of
securities constituting Nifty 50 Index] along with the cash
component and applicable transaction charges.” There
is no minimum investment, although units can be
purchased/subscribed in round lots of 1 on the BSE/NSE How to trade in ETF ?
(Stock Exchanges) on all the trading days.

3FUBJM*OWFTUPST -BSHF*OWFTUPST
5SBEJOHJODSFBUJPO
Net Asset Value (NAV) 5SBEJOHJOTNBMMVOJUT

VOJUTJ[F

`195.879 (Per Unit) $BTI

$BTIPSCBTLFUPG*OEFY
ETF Units &5'6OJUT 4UPDLJODSFBUJPOVOJUTJ[F
Creation Unit size = 50,000 units
1 Unit approximately equal to 1/100th of the value of Nifty
50 Index
"VUIPSJ[FE1BSUJDJQBOUT
.BSLFU.BLFS

Authorized Participants
#VZFSBOE &5'6OJUT
Mirae Asset Capital Markets (India) Private Limited 4FMMFSPG
East India Securities Limited
Kanjalochana Finserve Private Limited &5'VOJUT
&5'6OJUT
&5'6OJUT
Others
$BTIPSCBTLFU .VUVBM'VOE
Live iNav is updated on Mirae Asset Mutual Fund website. $SFBUFT&5'VOJUT
NSE Symbol : MAN50ETF
4UPDL&YDIBOHF PG*OEFY4UPDLJO
BSE Code: 542131 DSFBUJPOVOJUTJ[F UPNJSSPSBOE*OEFY

Bloomberg Code: MAN50ETF IN Equity

Reuters Code: MIRA.NS

Expense Ratio: 0.05% Performance Report

Period MAN50ETF Scheme Benchmark*
Last 1 year 11.86% 11.93%
Last 3 years 17.00% 17.22%
Since Inception 16.50% 16.47%
Value of Rs. 10000 invested
18,613 18,487
(in Rs.) Since Inception
NAV as on 30th November 2022 `195.879
Index Value 30th November, 2022 Index Value of benchmark is 27,276.01
Allotment Date 20th November, 2018
Scheme Benchmark *Nifty 50 Index (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since December 28, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `105.24. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

55 MIRAE ASSET NIFTY 50 ETF - (MAN50ETF)

MIRAE ASSET
NIFTY NEXT 50 ETF - (NSE Symbol : MANXT50, BSE Code: 542922)
(Exchange Traded Fund (ETF) - An open ended scheme replicating/tracking Nifty Next 50 Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Top 10 Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager:
^Industrywise classification as recommended by AMFI
Ms. Ekta Gala Ambuja Cements Ltd 3.66%
Personal Products 10.54%
Allotment Date: 24th Jan, 2020 Pidilite Industries Ltd 3.66%

Tata Power Company Ltd 3.33% Power 8.50%

Benchmark: Nifty Next 50 Index (TRI)

Net AUM (`Cr.) 101.63 Bharat Electronics Ltd 3.29% Cement Products 8.34%

Tracking Error Value ~ 14.40 bps Adani Total Gas Ltd 3.27% Chemi & Petrochemi 6.66%
~
1 Year Tracking Error is
Dabur India Ltd 3.00% Finance 6.53%
Entry load: NA
SRF Ltd 3.00% Retailing 5.54%
Exit load: Please refer page no.20
Vedanta Ltd 2.96% Gas
Plans Available: The Scheme does not offer any plan/ 5.50%
option for investment Godrej Consumer Products Ltd 2.91%
Aerospace & Defense 5.30%
 inimum Investment Amount
M Shree Cement Ltd 2.78%
Other Investors (Including Authorized Participants/ Insurance 4.84%
Large Investors): Application for subscription of Other Equities 67.95%
the Units in Creation unit size can be made either: In Banks 4.28%
exchange of Cash* [as determined by the AMC Equity Holding Total 99.82%
equivalent to the cost incurred towards the Others 33.78%
purchase of predefined basket of securities that Cash & Other Receivables 0.18%
represent the underlying index (i.e.PortfolioDeposit)], Cash 0% 10% 20% 30% 40%
component and other applicable transac- Total 100.00%
tion charges; or in exchange of Portfolio Depos-
it [i.e. by depositing basket of securities consti-
tuting Nifty Next 50 Index] along with the cash
component and applicable transaction charges.” There
is no minimum investment, although units can be How to trade in ETF ?
purchased/subscribed in round lots of 1 on the BSE/NSE
(Stock Exchanges) on all the trading days.
3FUBJM*OWFTUPST -BSHF*OWFTUPST
5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

Net Asset Value (NAV) VOJUTJ[F

`440.621 (Per Unit) $BTI

$BTIPSCBTLFUPG*OEFY
Authorized Participants &5'6OJUT 4UPDLJODSFBUJPOVOJUTJ[F
Mirae Asset Capital Markets (India) Private Limited
East India Securities Limited "VUIPSJ[FE1BSUJDJQBOUT
Kanjalochana Finserve Private Limited
.BSLFU.BLFS

Others
#VZFSBOE &5'6OJUT
Live iNav is updated on Mirae Asset Mutual Fund website. 4FMMFSPG
NSE Symbol : MANXT50
BSE Code: 542922 &5'VOJUT
&5'6OJUT
Bloomberg Code: MANXT50 IN Equity
Reuters Code: MIRA.NS &5'6OJUT
$BTIPSCBTLFU .VUVBM'VOE
Expense Ratio: 0.14%
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Performance Report
Scheme Additional
Period MANXT50ETF
Benchmark* Benchmark*
Last 1 year 5.60% 5.86% 12.04%
Since Inception 15.93% 16.35% 17.14%
Value of Rs. 10000 invested
15,114 15,400 15,702
(in Rs.) Since Inception
NAV as on 30th November 2022 `440.621
Index Value 30th November, 2022 Index Value of benchmark is 61,415.70 and of additional benchmark is 95,383.95
Allotment Date 24th January, 2020
Scheme Benchmark *Nifty Next 50 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since December 28, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `291.54. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

56 MIRAE ASSET NIFTY NEXT 50 ETF (MANXT50ETF)

MIRAE ASSET NIFTY 100 ESG SECTOR
LEADERS ETF# (Formely Known as Mirae Asset ESG
Sector Leaders ETF )- (NSE Symbol : MAESGETF, BSE Code: 543246)
(Exchange Traded Fund (ETF) - An open ended scheme replicating/tracking Nifty 100 ESG Sector Leaders Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares ESG Score^
Fund Manager: HDFC Bank Ltd 10.51% 31.45 ^Industrywise classification as recommended by AMFI
Ms. Ekta Gala Reliance Industries Ltd 9.82% 36.48
Infosys Ltd 9.01% 15.10
HDFC Ltd 7.34% 18.92 Banks 22.13%
Allotment Date: 17th November 2020
Tata Consultancy Services Ltd 5.28% 11.46
Benchmark: NIFTY 100 ESG Sector Leaders Index (TRI) Kotak Mahindra Bank Ltd 4.30% 22.79 IT - Software 18.01%
Larsen & Toubro Ltd 3.77% 34.29
Net AUM (`Cr.) 164.39 Hindustan Unilever Ltd 3.61% 23.54 Petroleum Products 10.75%
Axis Bank Ltd 3.58% 27.34
Tracking Error Value ~ 6.20 bps Finance 10.35%
~
1 Year Tracking Error is
State Bank of India 3.48% 29.55
Bharti Airtel Ltd 3.09% 19.61
Bajaj Finance Ltd 2.69% 19.49 Pharma. & Biotech 4.29%
Entry load: NA
Asian Paints Ltd 2.15% 30.59
Exit load: Please refer page no.20 Mahindra & Mahindra Ltd 1.88% 27.55 Consumer Durables 4.29%
HCL Technologies Ltd 1.79% 12.92
Plans Available: The Scheme does not offer any plan/ Sun Pharmaceutical Industries Ltd 1.70% 35.82 Construction 3.77%
option for investment Titan Company Ltd 1.67% 14.90
Tata Steel Ltd 1.31% 30.72 Diversified FMCG 3.61%
 inimum Investment Amount
M UltraTech Cement Ltd 1.23% 35.92
Other Investors (Including Authorized Participants/ Adani Transmission Ltd 1.22% 32.66 Power 3.48%
Large Investors): Application for subscription of Power Grid Corporation of India Ltd 1.15% 26.33
the Units in Creation unit size can be made either: In Adani Green Energy Ltd 1.11% 14.61 Telecom - Services 3.35%
exchange of Cash* [as determined by the AMC Nestle India Ltd 1.08% 29.22
equivalent to the cost incurred towards the JSW Steel Ltd 1.08% 35.05 Others 15.91%
purchase of predefined basket of securities that Tech Mahindra Ltd 1.02% 11.65
represent the underlying index (i.e.PortfolioDeposit)], Cash Hindalco Industries Ltd 0.99% 34.15
0% 10% 20% 30% 40%
component and other applicable transaction Cipla Ltd 0.93% 31.00
charges; or in exchange of Portfolio Deposit [i.e. by Wipro Ltd 0.91% 12.92
depositing basket of securities constituting NIFTY Dr. Reddy's Laboratories Ltd 0.82% 31.24
100 ESG Sector Leaders Index] along with the cash Britannia Industries Ltd 0.77% 26.74
component and applicable transaction charges.” There Apollo Hospitals Enterprise Ltd 0.73% 28.22
is no minimum investment, although units can be Divi's Laboratories Ltd 0.65% 17.86
Ambuja Cements Ltd 0.63% 23.86
purchased/subscribed in round lots of 1 on the BSE/NSE
Pidilite Industries Ltd 0.63% 32.38
(Stock Exchanges) on all the trading days.
Hero MotoCorp Ltd 0.56% 11.43
Godrej Consumer Products Ltd 0.50% 26.88
Bharat Petroleum Corporation Ltd 0.49% 35.22
Net Asset Value (NAV) Shree Cement Ltd 0.48% 28.18
Havells India Ltd 0.47% 21.21
`31.231 (Per Unit) Info Edge (India) Ltd 0.47% 20.12
Indian Oil Corporation Ltd 0.44% 35.50
Authorized Participants PI Industries Ltd 0.42% 35.34
Marico Ltd 0.39% 26.54
Mirae Asset Capital Markets (India) Private Limited GAIL (India) Ltd 0.39% 28.31
East India Securities Limited DLF Ltd 0.37% 16.79
Kanjalochana Finserve Private Limited Siemens Ltd 0.37% 35.26
ACC Ltd 0.33% 29.65
Others SBI Cards and Payment Services
0.32% 18.67
Ltd
Live iNav is updated on Mirae Asset Mutual Fund website. Jubilant Foodworks Ltd 0.31% 25.10
NSE Symbol : MAESGETF InterGlobe Aviation Ltd 0.28% 29.47
BSE Code: 543246 ICICI Prudential Life Insurance
Bloomberg Code: MAESGETF IN Equity 0.28% 16.73
Company Ltd
Reuters Code: MIRA.NS
Indus Towers Ltd 0.26% 21.67
Bandhan Bank Ltd 0.25% 28.57
Expense Ratio: 0.65% Bosch Ltd 0.22% 8.22
Procter & Gamble Hygiene and
0.20% 25.58
Health Care Ltd
Biocon Ltd 0.19% 25.54
Equity Holding Total 99.95% 25.20 Weighted Average Fund Score

Cash & Other Receivables Total 0.05%

Total 100.00%

Performance Report
Period MAESGETF Scheme Benchmark* Additional Benchmark**
1 Year 7.22% 7.93% 12.04%
Since Inception 18.01% 18.65% 20.53%
Value of Rs. 10000 invested
14,002 14,156 14,618
(in Rs.) Since Inception
NAV as on 30th November 2022 `31.231
Index Value 30th November, 2022 Index Value of benchmark is 3,492.49 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 17th November, 2020
Scheme Benchmark *Nifty 100 ESG Sector Leaders Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since November 17, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
^Note: This section contains information developed by Sustainalytics. Such information and data are proprietary of Sustainalytics and/or its third party suppliers (Third Party Data) and are provided for informational
purposes only. They do not constitute an endorsement of any product or project, nor an investment advice and are not warranted to be complete, timely, accurate or suitable for a particular purpose. Their use is
subject to conditions available at https://www.sustainalytics.com/legal-disclaimers.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `22.305. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79. Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
#
Pursuant to notice cum addendum dated June 24, 2022, the name of the scheme has been changed with effect from July 01, 2022.

57 MIRAE ASSET NIFTY 100 ESG SECTOR LEADERS ETF (MAESGETF)

MIRAE ASSET NYSE FANG+ ETF -
(NSE Symbol : MAFANG, BSE Code: 543291)

(Exchange Traded Fund (ETF) - An open-ended scheme replicating/tracking NYSE FANG+ Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

International Equity Shares
Fund Manager:
Mr. Siddharth Srivastava Nvidia Corp Com 13.24%

Allotment Date: 06th May 2021 Netflix Inc 13.14% 19.55%

Benchmark: NYSE FANG+ Index (TRI) (INR) Microsoft Corp 10.76%

Net AUM (`Cr.) 1,115.19 Alphabet Inc A 10.14%

Tracking Error Value ~ 13.10 bps Apple Inc 10.14%

~
1 Year Tracking Error is

Entry load: NA Meta Platforms Registered Shares A 8.34%

Exit load: Please refer page no.20 Amazon Com Inc 8.07%

Plans Available: The Scheme does not offer any plan/ Tesla Inc 6.63%
option for investment 80.45%
International Equity Holding Total 80.45%
 inimum Investment Amount
M American Depository Receipt
On exchange (in multiple of 1 units), Directly with AMC or International Equities Cash & Other Receivables
Authorized Participant (in multiple of 2,00,000 units) Alibaba Group Holding Ltd 10.46%

Baidu Inc Spon ADR 9.06%

Net Asset Value (NAV) American Depository Receipt Total 19.52%

`39.842 (Per Unit) Cash & Other Receivables 0.02%

Total 100.00%
Authorized Participants
Mirae Asset Capital Markets (India) Private Limited
East India Securities Limited How to trade in ETF ?
Kanjalochana Finserve Private Limited

3FUBJM*OWFTUPST -BSHF*OWFTUPST
Others 5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

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NSE Symbol : MAFANG

BSE Code: 543291 $BTI
Bloomberg Code: MAFANG IN Equity
Reuters Code: MIRA.NS $BTIPSCBTLFUPG*OEFY
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Expense Ratio: 0.71%
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Performance Report
Period MAFANG Scheme Benchmark* Additional Benchmark**
1 Year -31.00% -30.56% 12.04%
Since Inception -12.14% -11.67% 19.15%
Value of Rs. 10000 invested
8,198 8,230 13,166
(in Rs.) Since Inception
NAV as on 30th November 2022 `39.842
Index Value 30th November, 2022 Index Value of benchmark is 5,487.90 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 06th May, 2021
Scheme Benchmark *NYSE FANG+ Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Mr. Siddharth Srivastava managing the scheme since May 06, 2021.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `48.597. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

58 MIRAE ASSET NYSE FANG+ ETF (MAFANG)

MIRAE ASSET NIFTY FINANCIAL
SERVICES ETF - (NSE Symbol : MAFSETF, BSE Code: 543323)
(Exchange Traded Fund (ETF) - An open-ended scheme replicating/tracking Nifty Financial Services Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Equity Shares
Fund Manager:
Ms. Ekta Gala 0.01%
HDFC Bank Ltd 22.11%

Allotment Date: 30th July 2021 ICICI Bank Ltd 20.74%

Benchmark: Nifty Financial Services Index (TRI) HDFC Ltd 15.26%

Net AUM (`Cr.) 287.67 Kotak Mahindra Bank Ltd 8.94%

Tracking Error Value ~ 5.10 bps Axis Bank Ltd 7.44%

~
1 Year Tracking Error is

Entry load: NA State Bank of India 7.22%

Exit load: Please refer page no.21 Bajaj Finance Ltd 5.59%

Plans Available: The Scheme does not offer any plan/ Bajaj Finserv Ltd 3.08%
option for investment
SBI Life Insurance Company Ltd 1.81% 99.99%
 inimum Investment Amount
M HDFC Life Insurance Company Ltd 1.74%
On exchange ( in multiple of 1 units), Directly with AMC Equity Holdings Cash & Other Receivables
(in multiple of 3,00,000 units) Other Equities 6.05%

Equity Holding Total 99.99%

Net Asset Value (NAV) Cash & Other Receivables Total 0.01%

`19.491 (Per Unit) Total 100.00%

Authorized Participants
Mirae Asset Capital Markets (India) Private Limited
East India Securities Limited How to trade in ETF ?
Kanjalochana Finserve Private Limited

3FUBJM*OWFTUPST -BSHF*OWFTUPST
Others 5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

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NSE Symbol : MAFSETF

BSE Code: 543323 $BTI
Bloomberg Code: MAFSETF IN Equity
Reuters Code: MIRA.NS $BTIPSCBTLFUPG*OEFY
&5'6OJUT 4UPDLJODSFBUJPOVOJUTJ[F
Expense Ratio: 0.13%
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Performance Report
Period MAFSETF Scheme Benchmark* Additional Benchmark**
1 Year 11.22% 11.36% 12.04%
Since Inception 13.23% 13.63% 15.91%
Value of Rs. 10000 invested (in Rs.)
11,835 11,864 12,183
Since Inception
NAV as on 30th November 2022 `19.491
Index Value 30th November, 2022 Index Value of benchmark is 23,846.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 30th July, 2021
Scheme Benchmark *Nifty Financial Services Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since July 30, 2021.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `16.469 The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

59 MIRAE ASSET NIFTY FINANCIAL SERVICES ETF - (MANFSETF)

MIRAE ASSET S&P 500 TOP 50 ETF
- (NSE Symbol : MASPTOP50, BSE Code: 543365)
(Exchange Traded Fund (ETF) - An open-ended scheme replicating/tracking S&P 500 Top 50 Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

International Equity Shares
Fund Manager:
Mr. Siddharth Srivastava 0.23%
Apple Inc 12.52%

Allotment Date: 20th September 2021 Microsoft Corp 10.68%

Benchmark: S&P 500 Top 50 Index (TRI) Amazon Com Inc 4.81%

Net AUM (`Cr.) 525.04 Alphabet Inc A 3.39%

Tracking Error Value ~ 16.80 bps Berkshire Hathaway Inc 3.25%

~
1 Year Tracking Error is
Alphabet Inc 3.04%
Entry load: NA
Unitedhealth Group Inc 2.87%
Exit load: Please refer page no.21
Tesla Inc 2.81%
Plans Available: The Scheme does not offer any plan/
option for investment Johnson & Johnson 2.64% 99.77%
 inimum Investment Amount
M Exxon Mobil Corporation Ltd 2.63%
On exchange ( in multiple of 1 units) with in 5 days from International Equities Cash & Other Receivables
the date of allotment. Directly with AMC (in multiple of Other Equities 51.14%
5,50,000 units
International Equity Holding Total 99.77%

Net Asset Value (NAV) Cash & Other Receivables 0.23%

Total 100.00%
`27.152 (Per Unit)

Authorized Participants
Mirae Asset Capital Markets (India) Private Limited How to trade in ETF ?
East India Securities Limited
Kanjalochana Finserve Private Limited

3FUBJM*OWFTUPST -BSHF*OWFTUPST
Others 5SBEJOHJOTNBMMVOJUT

5SBEJOHJODSFBUJPO
VOJUTJ[F

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NSE Symbol : MASPTOP50 $BTI
BSE Code: 543365
Bloomberg Code: MASPTOP50 IN Equity $BTIPSCBTLFUPG*OEFY
Reuters Code: MIRA.NS &5'6OJUT 4UPDLJODSFBUJPOVOJUTJ[F
Expense Ratio: 0.58%
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Performance Report
Period MASPTOP50 Scheme Benchmark* Additional Benchmark**
1 Year -9.32% -8.43% 12.04%
Since Inception -0.81% 0.17% 7.09%
Value of Rs. 10000 invested
9,903 10,020 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `27.152
Index Value 30th November, 2022 Index Value of benchmark is 5,369.05 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 20th September, 2021
Scheme Benchmark * S&P 500 Top 50 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Mr. Siddharth Srivastava managing the scheme since September 20, 2021.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `27.418 The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

60 MIRAE ASSET S&P 500 TOP 50 ETF - (MASPTOP50)

MIRAE ASSET HANG SENG
TECH ETF - (NSE Symbol : MAHKTECH, BSE Code: 543414)
(Exchange Traded Fund (ETF) - An open-ended scheme replicating/tracking Hang Seng TECH Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

International Equity Shares
Fund Manager:
Mr. Siddharth Srivastava 0.61%
Xiaomi Corporation 8.06%

Allotment Date: 06th December 2021 Tencent Holdings Ltd 7.86%

Benchmark: Hang Seng TECH Index (TRI) JD.com Inc 7.85%

Net AUM (`Cr.) 145.83 Meituan 7.84%

Entry load: NA Alibaba Group Holding Ltd 7.44%

Exit load: Please refer page no.21
Kuaishou Technology 7.37%
Plans Available: The Scheme does not offer any plan/
option for investment Netease Inc 5.47%

 inimum Investment Amount

M Semiconductor Manufacturing
5.30%
On exchange in multiple of 1 unit. With AMC: In International Corp
99.39%
multiples of Basket Size (8 Lakh units)
JD Health International Inc 5.28%

Sunny Optical Tech 4.52%

International Equities Cash & Other Receivables

Net Asset Value (NAV) Other Equities 32.41%

`13.196 (Per Unit) International Equity Holding Total 99.39%

Cash & Other Receivables 0.61%

Authorized Participants
Total 100.00%
Mirae Asset Capital Markets (India) Private Limited
East India Securities Limited
Kanjalochana Finserve Private Limited
How to trade in ETF ?
Others
3FUBJM*OWFTUPST -BSHF*OWFTUPST
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NSE Symbol : MAHKTECH
5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

BSE Code: 543414 VOJUTJ[F

Bloomberg Code: MAHKTECH IN Equity

Reuters Code: MIRA.NS $BTI
$BTIPSCBTLFUPG*OEFY
Expense Ratio: 0.50%
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Performance Report
Period MAHKTECH Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ -7.82% -7.56% 14.26%
Since Inception (absolute)^ -31.22% -30.94% 8.72%
Value of Rs. 10000 invested
6,770 6,827 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.196
Index Value 30th November, 2022 Index Value of benchmark is 4,453.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 06th December, 2021
Scheme Benchmark *Hang Seng TECH (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Mr. Siddharth Srivastava managing the scheme since December 06, 2021.
^Absolute Return (less than one year)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `19.685. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

61 MIRAE ASSET HANG SENG TECH ETF - (MAHKTECH)

MIRAE ASSET
NIFTY INDIA MANUFACTURING ETF
- (NSE Symbol : MAMFGETF, BSE Code: 543454)
(Exchange Traded Fund - An open-ended scheme replicating/ tracking Nifty India Manufacturing ETF)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Ms. Ekta Gala Sun Pharmaceutical Industries Ltd 5.49%
Pharma. & Biotech 17.83%
Allotment Date: 27th January 2022 Reliance Industries Ltd 5.37%

Tata Steel Ltd 4.33%

Automobiles 15.50%
Benchmark: Nifty India Manufacturing Index (TRI)

Net AUM (`Cr.) 80.14 Mahindra & Mahindra Ltd 4.24% Industrial Products 9.28%

Entry load: NA Petroleum Products 8.45%

Maruti Suzuki India Ltd 4.05%
Exit load: Please refer page no.21 Chemi & Petrochemi 7.92%
JSW Steel Ltd 3.50%
Plans Available: The Scheme does not offer any plan/ Ferrous Metals 7.83%
option for investment Hindalco Industries Ltd 3.29%

Cipla Ltd 3.08%

Consumer Durables 5.99%
 inimum Investment Amount
M
On exchange: In multiples of 1 units; Directly with AMC ( Auto Components 4.36%
in multiples of 100,000 units) Dr. Reddy's Laboratories Ltd 2.72%

Tata Motors Ltd 2.67% Fertiliz. & Agrochemi 4.31%

Other Equities 61.12% Aerospace & Defense 4.19%

Net Asset Value (NAV)
Equity Holding Total 99.86% Others 14.19%
`86.214 (Per Unit)
Cash & Other Receivables Total 0.14%
0% 10% 20% 30% 40%
Authorized Participants Total 100.00%

Mirae Asset Capital Markets (India) Private Limited

East India Securities Limited
Kanjalochana Finserve Private Limited
How to trade in ETF ?
Others
3FUBJM*OWFTUPST -BSHF*OWFTUPST
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NSE Symbol : MAMFGETF 5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

BSE Code: 543454 VOJUTJ[F

Bloomberg Code: MAMFGETF IN Equity

Reuters Code: MIRA.NS $BTI
$BTIPSCBTLFUPG*OEFY
Expense Ratio: 0.40%
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Performance Report
Period MAMFGETF Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 12.66% 12.93% 14.26%
Since Inception (absolute)^ 10.99% 11.43% 11.57%
Value of Rs. 10000 invested
10,917 10,953 10,964
(in Rs.) Since Inception
NAV as on 30th November 2022 `86.214
Index Value 30th November, 2022 Index Value of benchmark is 10,913.70 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 27th January, 2022
Scheme Benchmark *Nifty India Manufacturing Index (TRI)
Additional Benchmark ** S&P BSE Sensex (TRI)
Fund manager : Ms.Ekta Gala managing the scheme since January 27, 2022.
^Absolute Return (less than one year)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `77.676. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

62 MIRAE ASSET NIFTY INDIA MANUFACTURING ETF - (MAMFGETF)

MIRAE ASSET NIFTY MIDCAP
150 ETF - (NSE Symbol : MAM150ETF, BSE Code: 543481)
(An open-ended scheme replicating/tracking Nifty Midcap 150 Total Return Index)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Allocation - Top 10 Sectors^

Equity Shares
Fund Manager: ^Industrywise classification as recommended by AMFI
Ms. Ekta Gala Trent Ltd 1.84%

Allotment Date: 09th March 2022 AU Small Finance Bank Ltd 1.68% Banks 8.68%

Benchmark: Nifty Midcap 150 Index (TRI) Varun Beverages Ltd 1.63% Finance 7.37%

Net AUM (`Cr.) 162.35 Tube Investments of India Ltd 1.61% Industrial Products 7.34%
Entry load: NA Page Industries Ltd 1.59% Pharma. & Biotech 7.12%
Exit load: Please refer page no.22 The Indian Hotels Company Ltd 1.58% Auto Components 6.96%
Plans Available: The Scheme does not offer any plan/
option for investment The Federal Bank Ltd 1.47% Consumer Durables 5.85%

 inimum Investment Amount

M Shriram Transport Finance Company Chemi & Petrochemi 5.72%
1.45%
On exchange In multiple of 1 units Directly with AMC In Ltd
multiple of 4,00,000 units IT - Software 4.09%
Tata Elxsi Ltd 1.36%
Retailing 3.08%
TVS Motor Company Ltd 1.36%
Net Asset Value (NAV) Realty 3.07%
Other Equities 84.32%

Equity Holding Total 99.90% Others 40.62%

`12.141 (Per Unit)
Cash & Other Receivables Total 0.10% 0% 20% 40% 60%
Authorized Participants
Total 100.00%
Mirae Asset Capital Markets (India) Private Limited
East India Securities Limited
Kanjalochana Finserve Private Limited
How to trade in ETF ?
Others
3FUBJM*OWFTUPST -BSHF*OWFTUPST
Live iNav is updated on Mirae Asset Mutual Fund website.
NSE Symbol : MAM150ETF 5SBEJOHJODSFBUJPO
5SBEJOHJOTNBMMVOJUT

BSE Code: 543481 VOJUTJ[F

Bloomberg Code: MAM150ETF IN Equity

Reuters Code: MIRA.NS $BTI
$BTIPSCBTLFUPG*OEFY
Expense Ratio: 0.05%
&5'6OJUT 4UPDLJODSFBUJPOVOJUTJ[F

"VUIPSJ[FE1BSUJDJQBOUT
.BSLFU.BLFS

#VZFSBOE &5'6OJUT
4FMMFSPG
&5'VOJUT
&5'6OJUT
&5'6OJUT
$BTIPSCBTLFU .VUVBM'VOE
4UPDL&YDIBOHF PG*OEFY4UPDLJO $SFBUFT&5'VOJUT
DSFBUJPOVOJUTJ[F UPNJSSPSBOE*OEFY

Performance Report
Period MAM150ETF Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 14.56% 14.62% 14.26%
Since Inception (absolute)^ 14.60% 14.79% 16.77%
Value of Rs. 10000 invested
11,164 11,186 11,196
(in Rs.) Since Inception
NAV as on 30th November 2022 `12.141
Index Value 30th November, 2022 Index Value of benchmark is 15,112.40 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 09th March, 2022
Scheme Benchmark *Nifty Midcap 150 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms.Ekta Gala managing the scheme since March 09, 2022.
^Absolute Return (less than one year)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.439. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

63 MIRAE ASSET NIFTY MIDCAP 150 ETF - (MAM150ETF)

MIRAE ASSET NIFTY 100 ESG SECTOR
LEADERS FUND OF FUND#
(Formely Known as Mirae Asset ESG Sector
Leaders Fund of Fund)- (MAESGSLF)
(Fund of Fund - An open ended fund of fund scheme predominantly investing in Mirae Asset Nifty 100 ESG Sector Leaders ETF)
Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
0.57%
Ms. Ekta Gala Mirae Asset Nifty 100 ESG Sector
99.43%
Leaders ETF
Allotment Date: 18th November 2020
Exchange Traded Funds Total 99.43%
Benchmark: NIFTY 100 ESG Sector Leaders Index (TRI)
Cash & Other Receivables Total 0.57%
Net AUM (`Cr.) 138.04
Total 100.00%
Entry load: NA

Exit load: if redeemed or switched out within 5

calendar days from the date of allotment: 0.05%
if redeemed or switched out after 5 days from date of
allotment: Nil

Plans Available: Regular and Direct Plan

99.43%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Minimum
Additional Application Amount: `1,000/- per application Exchange Traded Funds Cash & Other Receivables
and in multiples of `1/- thereafter

Net Asset Value (NAV)

Direct Regular

Growth `13.8600 `13.7740

IDCW^ `13.8570 `13.7460

Expense Ratio
Regular Plan 0.51%
Direct Plan 0.11%
Investors may note that they will bear recurring expens-
es of the underlying scheme in addition to the expenses
of this scheme. The TER of underlying scheme i.e Mirae
Asset Nifty 100 ESG Sector Leaders ETF is 0.65%

Performance Report
Period MAESGSLF Scheme Benchmark* Additional Benchmark**
1 Year 6.33% 7.93% 12.04%
Since Inception 17.06% 18.65% 21.35%
Value of Rs. 10000 invested
13,919 14,302 14,812
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.774
Index Value 30th November, 2022 Index Value of benchmark is 3,492.49 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 18th November, 2020
Scheme Benchmark *Nifty 100 ESG Sector Leaders Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since November 18, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.
#
Pursuant to notice cum addendum dated June 24, 2022, the name of the scheme has been changed with effect from July 01, 2022.

64 MIRAE ASSET NIFTY 100 ESG SECTOR LEADERS FUND OF FUND (MAESGSLF)
MIRAE ASSET EQUITY
ALLOCATOR FUND OF FUND - (MAEAF)
(An open ended fund of fund scheme predominantly investing in units of domestic equity ETFs)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
0.06%
Ms. Bharti Sawant
Mirae Asset Nifty 50 ETF 73.13%

Allotment Date: 21st September, 2020 Mirae Asset Nifty Midcap 150 ETF 17.20%
Benchmark: Nifty 200 Index (TRI) Mirae Asset Nifty Next 50 ETF 9.61%
Net AUM (`Cr.) 421.24
Exchange Traded Funds Total 99.94%
Entry load: NA
Cash & Other Receivables Total 0.06%
Exit load: if redeemed or switched out within 5 calendar
days from the date of allotment: 0.05% Total 100.00%
if redeemed or switched out after 5 days from date of
allotment: Nil

Plans Available: Regular and Direct Plan

99.94%
Minimum Investment Amount
`5,000/- and in multiples of `1/- thereafter. Minimum
Additional Application Amount: `1,000/- per application Exchange Traded Funds Cash & Other Receivables
and in multiples of `1/- thereafter

Net Asset Value (NAV)

Direct Regular

Growth `17.095 `17.056

IDCW^ `17.104 `17.059

Expense Ratio
Regular Plan 0.15%
Direct Plan 0.12%
Investors may note that they will bear recurring expenses
of the underlying scheme in addition to the expenses of
this scheme.
The TER of underlying scheme i.e Mirae Asset Nifty 50
ETF is 0.05% , Mirae Asset Nifty Next 50 ETF is 0.14% and
Mirae Asset Nifty Midcap 150 ETF is 0.05%

Performance Report
Period MAEAF Scheme Benchmark* Additional Benchmark**
1 Year 9.05% 10.79% 12.04%
Since Inception 27.50% 28.65% 27.93%
Value of Rs. 10000 invested
17,235 17,541 17,146
(in Rs.) Since Inception
NAV as on 30th November 2022 `17.056
Index Value 30th November, 2022 Index Value of benchmark is 12,793.82 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 21st September, 2020
Scheme Benchmark *Nifty 200 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Bharti Sawant managing the scheme since September 21, 2020.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

65 MIRAE ASSET EQUITY ALLOCATOR FUND OF FUND (MAEAF)

MIRAE ASSET NYSE FANG+ETF
FUND OF FUND - (MAFPF)
(Fund of Fund - An Open-ended fund of fund scheme predominantly investing in Mirae Asset NYSE FANG+ ETF)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
Ms. Ekta Gala
Mirae Asset NYSE FANG+ ETF 99.81%
0.19%
Allotment Date: 10th May 2021 Exchange Traded Funds Total 99.81%
Benchmark: NYSE FANG+ Index (TRI) (INR) Cash & Other Receivables Total 0.19%
Net AUM (`Cr.) 693.75
Total 100.00%
Entry load: NA

Exit load: If redeemed within 3 months from the date of

allotment: 0.50%
If redeemed after 3 months from the date of allotment:
NIL

Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter. Minimum 99.81%
Additional Application Amount: `1,000/- per application
and in multiples of `1/- thereafter
Exchange Traded Funds Cash & Other Receivables

Net Asset Value (NAV)

Direct Regular

Growth `8.054 `8.001

Expense Ratio
Regular Plan 0.46%
Direct Plan 0.18%
Investors may note that they will bear recurring expenses
of the underlying scheme in addition to the expenses of
this scheme. The TER of underlying scheme Mirae Asset
NYSE FANG+ ETF is 0.71%

Performance Report
Period MAFPF Scheme Benchmark* Additional Benchmark**
1 Year -35.72% -30.56% 12.04%
Since Inception -13.33% -9.47% 19.78%
Value of Rs. 10000 invested
8,189 8,761 13,236
(in Rs.) Since Inception
NAV as on 30th November 2022 `8.001
Index Value 30th November, 2022 Index Value of benchmark is 5,487.90 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 10th May, 2021
Scheme Benchmark *NYSE FANG+ Index (TRI) (INR)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since May 10, 2021.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

66 MIRAE ASSET NYSE FANG+ETF FUND OF FUND (MAFPF)

MIRAE ASSET S&P 500 TOP 50 ETF
FUND OF FUND - (MASPF)
(Fund of Fund - An open ended fund of fund scheme predominantly investing in units of Mirae Asset
S&P 500 Top 50 ETF)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
Ms. Ekta Gala
Mirae Asset S&P 500 Top 50 ETF 99.88%
0.12%
Allotment Date: 22nd September 2021 Exchange Traded Funds Total 99.88%
Benchmark: S&P 500 Top 50 Index (TRI) (INR) Cash & Other Receivables Total 0.12%
Net AUM (`Cr.) 372.81
Total 100.00%
Entry load: NA

Exit load: If redeemed within 3 months from the date of

allotment: 0.50%
If redeemed after 3 months from the date of allotment:
NIL

Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter. Minimum 99.88%
Additional Application Amount: `1,000/- per application
and in multiples of `1/- thereafter
Exchange Traded Funds Cash & Other Receivables

Net Asset Value (NAV)

Direct Regular

Growth `9.549 `9.505

Expense Ratio
Regular Plan 0.56%
Direct Plan 0.16%
Investors may note that they will bear recurring expens-
es of the underlying scheme in addition to the expenses
of this scheme. The TER of underlying scheme i.e Mirae
Asset S&P 500 Top 50 Index is 0.58%

Performance Report
Period MASPF Scheme Benchmark* Additional Benchmark**
1 Year -13.68% -8.43% 12.04%
Since Inception -5.66% -0.77% 5.79%
Value of Rs. 10000 invested
9,242 9,827 10,691
(in Rs.) Since Inception
NAV as on 30th November 2022 `9.331
Index Value 30th November, 2022 Index Value of benchmark is 5,369.05 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 22nd September, 2021
Scheme Benchmark * S&P 500 Top 50 Index (TRI) (INR)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Fund manager : Ms. Ekta Gala managing the scheme since September 22, 2021.
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00 The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

67 MIRAE ASSET S&P 500 TOP 50 ETF FUND OF FUND - (MASPF)

MIRAE ASSET HANG SENG TECH ETF
FUND OF FUND - (MAHSF)
(Fund of Fund - An open-ended fund of fund scheme predominantly investing in Mirae Asset Hang Seng TECH ETF)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
Ms. Ekta Gala
Mirae Asset Hang Seng TECH ETF 99.39%
0.61%
Allotment Date: 08th December 2021 Exchange Traded Funds Total 99.39%
Benchmark: Hang Seng TECH Index (TRI) Cash & Other Receivables Total 0.61%
Net AUM (`Cr.) 72.20
Total 100.00%
Entry load: NA

Exit load: If redeemed within 3 months from the date of

allotment: 0.50%
If redeemed after 3 months from the date of allotment:
NIL.

Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter. Minimum 99.39%
Additional Application Amount: `1,000/- per application
and in multiples of `1/- thereafter
Exchange Traded Funds Cash & Other Receivables

Net Asset Value (NAV)

Direct Regular

Growth `9.377 `9.331

Expense Ratio
Regular Plan 0.55%
Direct Plan 0.14%
Investors may note that they will bear recurring expens-
es of the underlying scheme in addition to the expenses
of this scheme. The TER of underlying scheme i.e Mirae
Asset Hang Seng TECH ETF is 0.50%

Performance Report
Period MAHSF Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ -8.32% -7.56% 14.26%
Since Inception (absolute)^ -31.72% -30.94% 8.72%
Value of Rs. 10000 invested
6,765 6,827 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `6.828
Index Value 30th November, 2022 Index Value of benchmark is 4,453.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 08th December, 2021
Scheme Benchmark *Hang Seng TECH (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)
Fund manager : Ms. Ekta Gala managing the scheme since December 08, 2021.
^Absolute Return (less than one year)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.
Past Performance may or may not be sustained in future.
Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00 The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option

68 MIRAE ASSET HANG SENG TECH ETF FUND OF FUND - (MAHSF)

MIRAE ASSET NIFTY INDIA
MANUFACTURING ETF FUND OF FUND - (MAMFOF)
(Fund of Fund - An open-ended fund of fund scheme investing in units of Mirae Asset Nifty India Manufacturing ETF)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

Exchange Traded Funds
Fund Manager:
Ms. Ekta Gala
Mirae Asset Nifty India Manufacturing ETF 99.91%
0.09%
Allotment Date: 31st January 2022
Exchange Traded Funds Total 99.91%
Benchmark: Nifty India Manufacturing Index (TRI) (INR)
Cash & Other Receivables Total 0.09%
Net AUM (`Cr.) 47.16
Total 100.00%
Entry load: NA

Exit load: If redeemed within 3 months from the date of

allotment: 0.50%
If redeemed after 3 months from the date of allotment:
NIL

Plans Available: Regular and Direct Plan

Minimum Investment Amount

`5,000/- and in multiples of `1/- thereafter. Minimum 99.91%
Additional Application Amount: `1,000/- per application
and in multiples of `1/- thereafter
Exchange Traded Funds Cash & Other Receivables

Net Asset Value (NAV)

Direct Regular

Growth `10.866 `10.828

IDCW^ `10.866 `10.867

Expense Ratio
Regular Plan 0.58%
Direct Plan 0.22%
Investors may note that they have to bear recurring
expense if the underlying scheme in addition to the
expenses of this scheme. The TER of underlying scheme
i.e Mirae Asset Nifty India Manufacturing ETF is 0.40%

Performance Report
Period MAMFOF Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 12.11% 12.93% 14.26%
Since Inception (absolute)^ 8.28% 11.43% 8.56%
Value of Rs. 10000 invested
10,581 10,676 10,703
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.828
Index Value 30th November, 2022 Index Value of benchmark is 10,913.70 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 31st January, 2022
Scheme Benchmark *Nifty India Manufacturing Index (TRI)
Additional Benchmark ** S&P BSE Sensex (TRI)
Fund manager : Ms.Ekta Gala managing the scheme since January 31, 2022.
^Absolute Return (less than one year)
Note: Returns below or for 1 year are absolute returns, returns above 1 year are CAGR- Compounded Annualized Growth returns.

Past Performance may or may not be sustained in future.

Note: For computation of since inception returns (%) the allotment NAV has been taken as `10.00 The performance of other funds managed by the same fund manager is given in the respective page of the schemes
and on page No. 76, 77, 78 & 79.
Note:1. Different Plans under the scheme has different expense structure. The reference and details provided here in are of Regular Plan - Growth Option
^Pursuant to Notice cum addendum dated March 27, 2021 the nomenclature of dividend option has been changed w.e.f. April 01, 2021.

69 MIRAE ASSET NIFTY INDIA MANUFACTURING ETF FUND OF FUND - (MAMFOF)

MIRAE ASSET GLOBAL ELECTRIC &
AUTONOMOUS VEHICLES ETFs FUND OF FUND - (MAGEF)
(Fund of Fund - An open-ended fund of fund scheme investing in overseas equity Exchange Traded Funds which are based on companies
involved in development of Electric & Autonomous Vehicles and related technology, components and materials.)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

International Exchange Traded Funds
Fund Manager:
Mr. Siddharth Srivastava Global X Autonomous & Electric Vehicles
75.70%
UCITS ETF 0.40%
Allotment Date: 07th September 2022
Global X Lithium & Battery Tech UCITS ETF 12.59%
Benchmark: Solactive Autonomous &
Electric Vehicles Index (TRI) (INR) Global X China Electric Vehicle and Battery
11.31%
ETF
Net AUM (`Cr.) 52.31 International Exchange Traded Funds Total 99.60%
Entry load: NA
Cash & Other Receivables Total 0.40%
Exit load: If redeemed within 1 year (365 days) from the
date of allotment: 1% Total 100.00%
If redeemed after 1 year (365 days) from the date of
allotment: NIL

Plans Available: Regular and Direct Plan

Minimum Investment Amount 99.60%

`5,000/- and in multiples of `1/- thereafter. Minimum
Additional Application Amount: `1,000/- per application International Exchange Traded Funds
and in multiples of `1/- thereafter Cash & Other Receivables

Net Asset Value (NAV)

Direct Regular

Growth `9.657 `9.647

Expense Ratio
Regular Plan 0.52%
Direct Plan 0.15%
Investors may note that they will bear recurring expenses
of the underlying scheme in addition to the expenses of
this scheme. The TER of underlying scheme i.e. Global
X Autonomous & Electric Vehicles UCITS ETF is 0.50%,
Global X Lithium & Battery Tech UCITS ETF is 0.60% and
Global X China Electric Vehicles and Battery ETF is 0.68%

Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown. The performance of other funds managed by the same fund manager is given in the
respective page of the schemes and on page No. 76, 77, 78 & 79.

70 MIRAE ASSET GLOBAL ELECTRIC & AUTONOMOUS VEHICLES ETFs FUND OF FUND - (MAGEF)
MIRAE ASSET GLOBAL X ARTIFICIAL
INTELLIGENCE & TECHNOLOGY ETF
FUND OF FUND - (MAAIF)
(Fund of Fund - An open-ended fund of fund scheme investing in units of Global X Artificial Intelligence & Technology ETF.)

Monthly Factsheet as on 30 November, 2022

Fund Information Portfolio Holdings Overall Asset Allocation

International Exchange Traded Funds
Fund Manager:
0.17%
Mr. Siddharth Srivastava Global X Artificial Intelligence &
99.83%
Technology ETF
Allotment Date: 07th September 2022
International Exchange Traded Funds Total 99.83%
Benchmark: Indxx Artificial Intelligence
& Big Data Index (TRI) (INR) Cash & Other Receivables Total 0.17%

Net AUM (`Cr.) 39.78 Total 100.00%

Entry load: NA

Exit load: If redeemed within 1 year (365 days) from the

date of allotment: 1%
If redeemed after 1 year (365 days) from the date of
allotment: NIL

Plans Available: Regular and Direct Plan 99.83%

Minimum Investment Amount International Exchange Traded Funds

`5,000/- and in multiples of `1/- thereafter. Minimum
Cash & Other Receivables
Additional Application Amount: `1,000/- per application
and in multiples of `1/- thereafter

Net Asset Value (NAV)

Direct Regular

Growth `10.451 `10.445

Expense Ratio
Regular Plan 0.37%
Direct Plan 0.12%

Investors may note that they have to bear recurring

expense if the underlying scheme in addition to the
expenses of this scheme. The TER of underlying scheme
i.e Global X Artificial Intelligence & Technology ETF is
0.68%

Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown. The performance of other funds managed by the same fund manager is given in the
respective page of the schemes and on page No. 76, 77, 78 & 79.

71 MIRAE ASSET GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF FUND OF FUND - (MAAIF)
FUND PERFORMANCE
For all Equity Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Large Cap Fund (MALCF) - Fund Managers - Mr. Gaurav Misra & Mr. Gaurav Khandelwal
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 7.93% 10.99% 12.04%
Last 3 years 15.33% 17.10% 16.98%
Last 5 years 12.10% 13.55% 15.07%
Since Inception 15.51% 11.79% 11.65%
Value of Rs. 10000 invested
82,889 51,262 50,340
(in Rs.) Since Inception
NAV as on 30th November 2022 `82.889
Index Value 30th November, 2022 Index Value of Nifty 100 Index (TRI) is 25,189.24 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 04th April, 2008
Scheme Benchmark *Nifty 100 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Emerging Bluechip Fund (MAEBF) - Fund Managers - Mr. Neelesh Surana & Mr. Ankit Jain
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 3.82% 9.94% 12.04%
Last 3 years 20.26% 21.24% 16.98%
Last 5 years 14.32% 13.31% 15.07%
Since Inception 20.36% 13.44% 12.23%
Value of Rs. 10000 invested
99,569 47,803 41,845
(in Rs.) Since Inception
NAV as on 30th November 2022 `99.569
Index Value 30th November, 2022 Index Value of Scheme benchmark is 13,183.19 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 09th July, 2010
Scheme Benchmark *Nifty Large Midcap 250 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Tax Saver Fund (MATSF) - Fund Manager - Mr. Neelesh Surana
Returns (in%)
Period
Scheme Scheme Benchmark* (Tier-1) Scheme Benchmark* (Tier-2) Additional Benchmark**
Last 1 year 6.12% 10.20% 10.79% 12.04%
Last 3 years 19.58% 18.83% 17.94% 16.98%
Last 5 years 14.57% 13.03% 13.27% 15.07%
Since Inception 18.49% 14.69% 14.59% 15.05%
Value of Rs. 10000 invested
32,406 25,854 25,697 26,422
(in Rs.) Since Inception
NAV as on 30th November 2022 `32.406
Index Value 30th November, 2022 Index Value of Scheme benchmark is 24,738.49/ 12,793.82 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 28th December, 2015
Scheme Benchmark *Tier-1-Nifty 500 (TRI) Tier-2-Nifty 200 (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Focused Fund (MAFF) - Fund Manager - Mr. Gaurav Misra
Returns (in%)
Period
Scheme Scheme Benchmark* (Tier-1) Scheme Benchmark* (Tier-2) Additional Benchmark**
Last 1 year -1.52% 10.20% 10.79% 12.04%
Last 3 years 18.10% 18.83% 17.94% 16.98%
Since Inception 20.41% 18.32% 17.56% 17.40%
Value of Rs. 10000 invested
19,336 18,061 17,761 17,675
(in Rs.) Since Inception
NAV as on 30th November 2022 `19.336
Index Value 30th November, 2022 Index Value of Scheme benchmark is 24,738.49 / 12,793.82 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 14th May, 2019
Scheme Benchmark *Tier-1-Nifty 500 (TRI) Tier-2-Nifty 200 (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

72 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Equity and Debt Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Midcap Fund (MAMCF) - Fund Manager - Mr. Ankit Jain
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 7.67% 8.74% 12.04%
Last 3 years 25.40% 25.24% 16.98%
Since Inception 26.65% 25.70% 18.00%
Value of Rs. 10000 invested
22,025 21,482 17,387
(in Rs.) Since Inception
NAV as on 30th November 2022 `22.025
Index Value 30th November, 2022 Index Value of Scheme benchmark is 15,112.40 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 29th July, 2019
Scheme Benchmark *Nifty Midcap 150 (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Great Consumer Fund (MAGCF) - Fund Manager - Mr. Ankit Jain and Mr. Siddhant Chhabria
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 10.81% 14.46% 12.04%
Last 3 years 17.52% 17.98% 16.98%
Last 5 years 13.48% 11.74% 15.07%
Since Inception 16.73% 15.20% 12.30%
Value of Rs. 10000 invested
60,951 52,933 38,794
(in Rs.) Since Inception
NAV as on 30th November 2022 `60.951
Index Value 30th November, 2022 Index Value of Scheme benchmark is 9,732.12 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 29th March, 2011
Scheme Benchmark *Nifty India Consumption Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Healthcare Fund (MAHCF) - Fund Manager - Mr. Vrijesh Kasera
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year -4.84% -5.45% 12.04%
Last 3 years 26.45% 21.49% 16.98%
Since Inception 19.70% 13.82% 15.44%
Value of Rs. 10000 invested
22,128 17,713 18,852
(in Rs.) Since Inception
NAV as on 30th November 2022 `22.128
Index Value 30th November, 2022 Index Value of Scheme benchmark is 27,273.58 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 02nd July, 2018
Scheme Benchmark *S&P BSE Healthcare Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Banking and Financial Services Fund (MABFSF) - Fund Manager - Mr. Gaurav Kochar
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 12.93% 11.36% 12.04%
Since Inception 17.63% 16.61% 18.67%
Value of Rs. 10000 invested
13,769 13,535 14,010
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.769
Index Value 30th November, 2022 Index Value of benchmark is 23,846.02 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 11th December, 2020
Scheme Benchmark *Nifty Financial Services Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Overnight Fund (MAONF) - Fund Manager - Mr. Abhishek Iyer
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 7 Days 5.91% 5.97% 5.91%
Last 15 Days 5.85% 5.93% 8.24%
Last 30 Days 5.73% 5.84% 7.79%
Last 1 year 4.41% 4.53% 3.74%
Last 3 years 3.71% 3.78% 4.38%
Since Inception 3.75% 3.83% 4.51%
Value of Rs. 10000 invested
11,222 11,247 11,481
(in Rs.) Since Inception
NAV as on 30th November, 2022 `1,122.2266
Index Value 30th November, 2022 Index Value of benchmark is 2,071.65 and CRISIL 1 Year T-Bill is 6,479.76
Date of allotment 15th October, 2019
Scheme Benchmark *NIFTY 1D Rate Index
Additional Benchmark **CRISIL 1 Year T bill

73 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Debt Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Cash Management Fund (MACMF) - Fund Manager - Mr. Abhishek Iyer
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 7 days 6.65% 6.93% 5.91%
Last 15 days 6.44% 6.66% 8.24%
Last 30 days 6.51% 6.76% 7.79%
Last 1 year 4.55% 4.75% 3.74%
Last 3 years 4.06% 4.20% 4.38%
Last 5 years 5.23% 5.31% 5.52%
Since Inception 6.15% 6.97% 5.96%
Value of Rs. 10000 invested
22,906 25,491 22,334
(in Rs.) Since Inception
NAV as on 30th November, 2022 `2,290.5521
Index Value 30th November, 2022 Index Value of benchmark is 4,151.55 and CRISIL 1 Year T-Bill is 6,479.76
Date of allotment 12th January, 2009
Scheme Benchmark *NIFTY Liquid Index B-I
Additional Benchmark **CRISIL 1 Year T-Bill

Mirae Asset Ultra Short Duration Fund (MAUSDF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 4.40% 4.90% 3.74%
Since Inception 3.92% 4.48% 3.65%
Value of Rs. 10000 invested
10,861 10,988 10,800
(in Rs.) Since Inception
NAV as on 30th November 2022 `1,086.1133
Index Value 30th November, 2022 Index Value of benchmark is 4,659.66 and CRISIL 1 Year T-Bill is 6,479.76
Date of allotment 07th October, 2020
Scheme Benchmark *NIFTY Ultra Short Duration Debt Index B-I
Additional Benchmark **CRISIL 1 Year T-Bill

Mirae Asset Savings Fund (MASF) - Fund Manager - Mr. Mahendra Jajoo & Ms. Kruti Chheta
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 3.67% 4.37% -0.21%
Last 3 years 4.34% 5.19% 3.47%
Last 5 years 5.14% 6.20% 5.10%
Since Inception 6.29% 7.49% 6.37%
Value of Rs. 10000 invested
18,895 21,243 19,045
(in Rs.) Since Inception
NAV as on 30th November 2022 `1,889.5353
Index Value 30th November, 2022 Index Value of benchmark is 4,644.52 and CRISIL 10 Year Gilt Index is 4,107.04
Date of allotment 26th June, 2012
Scheme Benchmark *NIFTY Low Duration Debt Index B-I
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Money Market Fund (MAMMF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year 4.14% 4.50% 3.74%
Since Inception 3.89% 4.24% 3.53%
Value of Rs. 10000 invested
10,510 10,556 10,463
(in Rs.) Since Inception
NAV as on 30th November 2022 `1,050.9922
Index Value 30th November, 2022 Index Value of benchmark is 4,291.47 and CRISIL 1 Year T-Bill is 6,479.76
Allotment Date 11th Aug, 2021
Scheme Benchmark * NIFTY Money Market Index B-I
Additional Benchmark ** CRISIL 1 Year T-Bill

Mirae Asset Short Term Fund (MASTF) - Fund Manager - Mr. Mahendra Jajoo & Mr. Amit Modani
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 2.83% 3.85% -0.21%
Last 3 year 4.82% 6.35% 3.47%
Since Inception 5.92% 6.94% 5.99%
Value of Rs. 10000 invested
13,116 13,717 13,153
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.1155
Index Value 30th November, 2022 Index Value of benchmark is 4,200.01 and CRISIL 10 Year Gilt Index is 4,107.04
Date of allotment 16th March, 2018
Scheme Benchmark *CRISIL Short Duration Fund BII Index
Additional Benchmark **CRISIL 10 Year Gilt Index

74 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Debt and Hybrid Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Banking and PSU Debt Fund (MABPDF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year 2.43% 2.60% -0.21%
Since Inception 3.24% 4.06% 1.34%
Value of Rs. 10000 invested
10,779 10,981 10,317
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.7794
Index Value 30th November, 2022 Index Value of benchmark is 4,881.54 and CRISIL 10 Year Gilt Index is 4,107.04
Date of allotment 24th July, 2020
Scheme Benchmark *CRISIL Banking and PSU Debt Index
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Dynamic Bond Fund (MADBF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* (Tier-1) Scheme Benchmark* (Tier-2) Additional Benchmark**
Last 1 year 1.00% 6.98% 2.27% -0.21%
Last 3 years 4.51% 11.97% NA 3.47%
Last 5 years 5.68% 8.81% NA 5.10%
Since Inception 5.61% 8.93% NA 4.80%
Value of Rs. 10000 invested
13,644 16,271 NA 13,061
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.6436
Index Value 30th November, 2022 Index Value of Scheme benchmark is 7,077.46/ 1,032.38 and CRISIL 10 Year Gilt Index is 4,107.04
Date of allotment 24th March, 2017
Scheme Benchmark *Tier-1 - CRISIL Dynamic Bond Fund CIII Index *Tier-2 - Nifty PSU Bond Plus SDL Apr 2027 50:50 Index
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Corporate Bond Fund (MACBF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year 2.57% 3.19% -0.21%
Since Inception 3.48% 5.92% 1.58%
Value of Rs. 10000 invested
10,601 11,032 10,271
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.6010
Index Value 30th November, 2022 Index Value of benchmark is 5,134.21 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 17th March, 2021
Scheme Benchmark *CRISIL Corporate Bond Fund BIII Index
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Nifty SDL Jun 2027 Index Fund (MANJF) - Fund Manager - Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (Annualized) 3.77% 3.99% 8.43%
Since Inception (Annualized) 0.85% 1.25% 1.39%
Value of Rs. 10000 invested
10,092 10,153 10,093
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.0919
Index Value 30th November, 2022 Index Value of benchmark is 1,021.21 and CRISIL 10 Year Gilt Index is 4,107.04
Allotment Date 30th March, 2022
Scheme Benchmark *Nifty SDL Jun 2027 Index
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Hybrid Equity Fund (MAHEF) - Fund Managers - Mr. Vrijesh Kasera, Mr. Harshad Borawake(Equity Portion) & Mr. Mahendra Jajoo (Debt Portion)
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 5.99% 8.29% 12.04%
Last 3 years 13.89% 14.88% 16.98%
Last 5 years 11.24% 11.88% 15.07%
Since Inception 12.02% 11.85% 13.31%
Value of Rs. 10000 invested
23,023 22,759 25,032
(in Rs.) Since Inception
NAV as on 30th November 2022 `23.023
Index Value 30th November, 2022 Index Value of Scheme benchmark is 15,101.74 and S&P BSE Sensex (TRI) is 95,383.95
Date of allotment 29th July, 2015
Scheme Benchmark *CRISIL Hybrid 35+65 - Aggressive Index
Additional Benchmark **S&P BSE Sensex (TRI)
75 Mirae Asset Investment Managers (India) Private Limited
FUND PERFORMANCE
For all Passive Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Equity Savings Fund (MAESF) - Fund Managers - Mr. Vrijesh Kasera, Mr. Harshad Borawake, Ms. Bharti Sawant & Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 5.29% 6.75% -0.21%
Last 3 years 11.46% 9.72% 3.47%
Since Inception 11.33% 9.80% 5.49%
Value of Rs. 10000 invested
15,289 14,474 12,355
(in Rs.) Since Inception
NAV as on 30th November 2022 `15.289
Index Value 30th November, 2022 Index Value of Scheme benchmark is 4,916.33 and CRISIL 10 Year Gilt Index is 4,107.04
Date of allotment 18th Dec, 2018
Scheme Benchmark *Nifty Equity Savings Index
Additional Benchmark **CRISIL 10 Year Gilt Index

Mirae Asset Arbitrage Fund (MAAF) - Fund Managers - Mr. Jignesh Rao, Mr. Jigar Sethia & Mr. Mahendra Jajoo
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 3.54% 3.97% 3.74%
Since Inception 3.55% 3.62% 3.66%
Value of Rs. 10000 invested
10,891 10,909 10,921
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.891
Index Value 30th November, 2022 Index Value of Scheme benchmark is 2,076.59 and CRISIL 1 Year T-Bill is 6,479.76
Date of allotment 19th June, 2020
Scheme Benchmark * Nifty 50 Arbitrage Index
Additional Benchmark ** CRISIL 1 Year T-Bill

Mirae Asset Nifty 50 ETF (MAN50ETF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark*
Last 1 year 11.86% 11.93%
Last 3 years 17.00% 17.22%
Since Inception 16.50% 16.47%
Value of Rs. 10000 invested
18,613 18,487
(in Rs.) Since Inception
NAV as on 30th November 2022 `195.879
Index Value 30th November, 2022 Index Value of benchmark is 27,276.01
Date of allotment 20th November, 2018
Scheme Benchmark *Nifty 50 Index (TRI)

Mirae Asset Nifty Next 50 ETF (MANXT50ETF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark*
Last 1 year 5.60% 5.86% 12.04%
Since Inception 15.93% 16.35% 17.14%
Value of Rs. 10000 invested
15,114 15,400 15,702
(in Rs.) Since Inception
NAV as on 30th November 2022 `440.621
Index Value 30th November, 2022 Index Value of benchmark is 61,415.70 and of additional benchmark is 95,383.95
Allotment Date 24th January, 2020
Scheme Benchmark *Nifty Next 50 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset NIFTY 100 ESG Sector Leaders ETF (MAESGETF)# - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 7.22% 7.93% 12.04%
Since Inception 18.01% 18.65% 20.53%
Value of Rs. 10000 invested
14,002 14,156 14,618
(in Rs.) Since Inception
NAV as on 30th November 2022 `31.231
Index Value 30th November, 2022 Index Value of benchmark is 3,492.49 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 17th November, 2020
Scheme Benchmark *Nifty 100 ESG Sector Leaders Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

76 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Passive Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset NYSE FANG+ ETF (MAFANG) - Fund Manager - Mr. Siddharth Srivastava
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year -31.00% -30.56% 12.04%
Since Inception -12.14% -11.67% 19.15%
Value of Rs. 10000 invested
8,198 8,230 13,166
(in Rs.) Since Inception
NAV as on 30th November 2022 `39.842
Index Value 30th November, 2022 Index Value of benchmark is 5,487.90 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 06th May, 2021
Scheme Benchmark *NYSE FANG+ Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Nifty Financial Services ETF (MAFSETF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year 11.22% 11.36% 12.04%
Since Inception 13.23% 13.63% 15.91%
Value of Rs. 10000 invested
11,835 11,864 12,183
(in Rs.) Since Inception
NAV as on 30th November 2022 `19.491
Index Value 30th November, 2022 Index Value of benchmark is 23,846.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 30th July, 2021
Scheme Benchmark *Nifty Financial Services Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset S&P 500 Top 50 ETF (MASPTOP50) - Fund Manager - Mr. Siddharth Srivastava
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year -9.32% -8.43% 12.04%
Since Inception -0.81% 0.17% 7.09%
Value of Rs. 10000 invested
9,903 10,020 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `27.152
Index Value 30th November, 2022 Index Value of benchmark is 5,369.05 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 20th September, 2021
Scheme Benchmark * S&P 500 Top 50 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Hang Seng TECH ETF (MAHKTECH) - Fund Manager - Mr. Siddharth Srivastava
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ -7.82% -7.56% 14.26%
Since Inception (absolute)^ -31.22% -30.94% 8.72%
Value of Rs. 10000 invested
6,770 6,827 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.196
Index Value 30th November, 2022 Index Value of benchmark is 4,453.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 06th December, 2021
Scheme Benchmark *Hang Seng TECH (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Nifty India Manufacturing ETF (MAMFGETF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 12.66% 12.93% 14.26%
Since Inception (absolute)^ 10.99% 11.43% 11.57%
Value of Rs. 10000 invested
10,917 10,953 10,964
(in Rs.) Since Inception
NAV as on 30th November 2022 `86.214
Index Value 30th November, 2022 Index Value of benchmark is 10,913.70 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 27th January, 2022
Scheme Benchmark *Nifty India Manufacturing Index (TRI)
Additional Benchmark ** S&P BSE Sensex (TRI)

77 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Passive Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Nifty Midcap 150 ETF (MAM150ETF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 14.56% 14.62% 14.26%
Since Inception (absolute)^ 14.60% 14.79% 16.77%
Value of Rs. 10000 invested
11,164 11,186 11,196
(in Rs.) Since Inception
NAV as on 30th November 2022 `12.141
Index Value 30th November, 2022 Index Value of benchmark is 15,112.40 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 09th March, 2022
Scheme Benchmark *Nifty Midcap 150 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset NIFTY 100 ESG Sector Leaders Fund of Fund (MAESGSLF)# - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 6.33% 7.93% 12.04%
Since Inception 17.06% 18.65% 21.35%
Value of Rs. 10000 invested
13,919 14,302 14,812
(in Rs.) Since Inception
NAV as on 30th November 2022 `13.774
Index Value 30th November, 2022 Index Value of benchmark is 3,492.49 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 18th November, 2020
Scheme Benchmark *Nifty 100 ESG Sector Leaders Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Equity Allocator Fund of Fund (MAEAF) - Fund Manager - Ms. Bharti Sawant
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year 9.05% 10.79% 12.04%
Since Inception 27.50% 28.65% 27.93%
Value of Rs. 10000 invested
17,235 17,541 17,146
(in Rs.) Since Inception)
NAV as on 30th November 2022 `17.056
Index Value 30th November, 2022 Index Value of benchmark is 12,793.82 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 21st September, 2020
Scheme Benchmark *Nifty 200 Index (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset NYSE FANG+ETF Fund of Fund (MAFPF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year -35.72% -30.56% 12.04%
Since Inception -13.33% -9.47% 19.78%
Value of Rs. 10000 invested
8,189 8,761 13,236
(in Rs.) Since Inception)
NAV as on 30th November 2022 `8.001
Index Value 30th November, 2022 Index Value of benchmark is 5,487.90 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 10th May, 2021
Scheme Benchmark *NYSE FANG+ Index (TRI) (INR)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset S&P 500 Top 50 ETF Fund of Fund (MASPF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
1 Year -13.68% -8.43% 12.04%
Since Inception -5.66% -0.77% 5.79%
Value of Rs. 10000 invested
9,242 9,827 10,691
(in Rs.) Since Inception
NAV as on 30th November 2022 `9.331
Index Value 30th November, 2022 Index Value of benchmark is 5,369.05 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 22nd September, 2021
Scheme Benchmark *S&P 500 Top 50 Index (TRI) (INR)
Additional Benchmark **S&P BSE Sensex (TRI)

78 Mirae Asset Investment Managers (India) Private Limited

FUND PERFORMANCE
For all Passive Funds

Monthly Factsheet as on 30 November, 2022

Mirae Asset Hang Seng TECH ETF Fund of Fund (MAHSF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ -8.32% -7.56% 14.26%
Since Inception (absolute)^ -31.72% -30.94% 8.72%
Value of Rs. 10000 invested
6,765 6,827 10,850
(in Rs.) Since Inception
NAV as on 30th November 2022 `6.828
Index Value 30th November, 2022 Index Value of benchmark is 4,453.02 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 08th December, 2021
Scheme Benchmark *Hang Seng TECH (TRI)
Additional Benchmark **S&P BSE Sensex (TRI)

Mirae Asset Nifty India Manufacturing ETF Fund of Fund (MAMFOF) - Fund Manager - Ms. Ekta Gala
Returns (in%)
Period
Scheme Scheme Benchmark* Additional Benchmark**
6 Months (absolute)^ 12.11% 12.93% 14.26%
Since Inception (absolute)^ 8.28% 11.43% 8.56%
Value of Rs. 10000 invested
10,581 10,676 10,703
(in Rs.) Since Inception
NAV as on 30th November 2022 `10.828
Index Value 30th November, 2022 Index Value of benchmark is 10,913.70 and S&P BSE Sensex (TRI) is 95,383.95
Allotment Date 31st January, 2022
Scheme Benchmark *Nifty India Manufacturing Index (TRI)
Additional Benchmark ** S&P BSE Sensex (TRI)

Past Performance may or may not sustained in future.

$ For computation of since inception returns (%) the allotment NAV has been taken as `1000.00 for MACMF, MASF MAOF, & MAMMF and `10.00 for all other Schemes. In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of
the previous date is considered for computation of returns.
Returns (%) for less than 1 year calculated on simple annualized basis. The calculations of returns shall assume reinvestment of all payouts at the then prevailing NAV. CAGR - Compounded Annualised Growth returns. NAV (per unit) is at the end of the period.
**Standard benchmark prescribed as per the applicable SEBI circular. For MASF the returns are for Regular Savings Plan - Growth Option. Returns for others scheme are provided for Regular Plan Growth Option. Load is not considered for computation of return.
Mirae Asset Balanced Advantge Fund, Mirae Asset Global Electric & Autonomous Vehicles ETFs Fund of Fund, Mirae Asset Global X Artificial Intelligence & Technology ETF Fund of Fund, Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund and Mirae Asset Nifty
AAA PSU Bond Plus SDL Apr 2026 50:50 Index Fund are in existence for less than 6 Month, as per SEBI regulation performance of the schemes has not been shown.
^Absolute Return (less than one year)
#
Pursuant to notice cum addendum dated June 24, 2022, the name of the scheme has been changed with effect from July 01, 2022.

79 Mirae Asset Investment Managers (India) Private Limited

IDCW HISTORY

Monthly Factsheet as on 30 November, 2022

Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Record IDCW Face Cum NAV Record IDCW Face Cum NAV
Date (`) Value(`) (`) Date (`) Value(`) (`)
Mirae Asset Tax Saver Fund(IDCW)-Regular Plan Mirae Asset Emerging Bluechip(IDCW)-Regular Plan
16-Jan-20 0.84 10.00 16.65 18-Mar-14 1.20 10.00 14.96
23-Mar-21 1.60 10.00 20.71 08-Dec-14 1.80 10.00 22.99
14-Mar-22 1.75 10.00 21.86 06-Dec-18 2.21 10.00 28.97
Mirae Asset Tax Saver Fund(IDCW)-Direct Plan 16-Jan-20 2.21 10.00 32.77
16-Jan-20 0.40 10.00 17.79 23-Mar-21 3.25 10.00 40.35
23-Mar-21 1.80 10.00 23.26 14-Mar-22 3.50 10.00 43.02
14-Mar-22 2.00 10.00 24.88 Mirae Asset Emerging Bluechip(IDCW)-Direct Plan
Past Performance may or may not be sustained in future. 16-Jan-20 3.54 10.00 53.13
Pursuant to payment of IDCW the NAV of the IDCW option of the scheme will fall to the
extent of payout and statutory levy (if any). 23-Mar-21 5.25 10.00 66.29
IDCW history is for MATSF - Regular Plan and Direct Plan - IDCW Option
14-Mar-22 5.75 10.00 71.52
Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW option of the scheme will fall to the
extent of payout and statutory levy (if any).
IDCW history is for MAEBF - Regular Plan and Direct Plan - IDCW Option

Income Distribution cum capital withdrawal

Record IDCW Face Cum NAV
Date (`) Value(`) (`)
Income Distribution cum capital withdrawal
Mirae Asset Large Cap Fund(IDCW)-Regular Plan
Record IDCW Face Cum NAV
10-Dec-10 1.50 10.00 15.28 Date (`) Value(`) (`)
22-Mar-12 1.50 10.00 13.38 Mirae Asset Great Consumer Fund(IDCW)-Regular Plan
14-Mar-13 1.40 10.00 13.56 18-Mar-15 2.00 10.00 18.54
27-Jan-14 1.20 10.00 13.20 25-Jan-16 1.50 10.00 14.59
13-Feb-15 1.60 10.00 19.95 22-Mar-17 2.00 10.00 16.43
11-Mar-16 1.35 10.00 16.68 27-Jun-17 0.50 10.00 16.20
26-Jul-16 1.50 10.00 18.16 17-Oct-17 0.50 10.00 17.16
24-Jul-17 1.70 10.00 20.75 12-Mar-18 1.00 10.00 17.38
12-Mar-18 2.00 10.00 19.94 06-Dec-18 1.33 10.00 16.60
06-Dec-18 1.42 10.00 18.19 16-Dec-19 1.33 10.00 17.07
16-Dec-19 1.33 10.00 19.12 23-Mar-21 1.50 10.00 18.83
23-Mar-21 1.65 10.00 21.62 28-Mar-22 1.60 10.00 20.29
Mirae Asset Large Cap Fund(IDCW)-Direct Plan Mirae Asset Great Consumer Fund(IDCW)-Direct Plan
06-Dec-18 1.55 10.00 34.61 23-Mar-21 3.50 10.00 44.89
23-Mar-21 3.65 10.00 47.60 28-Mar-22 3.80 10.00 49.23
Past Performance may or may not be sustained in future. Past Performance may or may not be sustained in future.
Pursuant to payment of IDCW the NAV of the IDCW option of the scheme will fall to the Pursuant to payment of IDCW the NAV of the IDCW option of the scheme will fall to the
extent of payout and statutory levy (if any). extent of payout and statutory levy (if any).
IDCW history is for MALCF - Regular Plan and Direct Plan - IDCW Option IDCW history is for MAGCF - Regular Plan and Direct Plan - IDCW Option

80 Mirae Asset Investment Managers (India) Private Limited

DISCLAIMER

FUND MANAGERS EXPERIENCES

- Mr. Neelesh Surana has over 26 years of experience in Financial Services including Fund Management.
- Mr. Gaurav Misra has over 26 years of experience in Investment Management and Equity Research Functions.
- Mr. Mahendra Jajoo has over 28 years of experience in the field of financial services including 14 years of experience in Fixed Income funds management.
- Mr. Ankit Jain has 9 years of experience in Equity Research Analysis
- Mr. Harshad Borawake has over 17 years of experience in Investment Analysis & Research
- Mr. Vrijesh Kasera has over 14 years of experience in Investment Analysis & Research
- Ms. Bharti Sawant has 13 years of experience in equity research analysis
- Mr. Jignesh Rao has over 14 years of experience in Equity Dealing and Investment Management
- Mr. Jigar Setha has over 9 years of experience in Equity Dealing and Investment Management
- Ms. Ekta Gala has over 4 years of experience in ETF Dealing and Investment Management
- Mr. Gaurav Kochar has over 6 years of experience in Investment Analysis & Research
- Mr. Abhishek Iyer has around 11 years of experience in Dealing and Fixed Income
- Mr. Amit Modani has over 10 years of experience in Fixed Income Dealing and Fund Management
- Mr. Gaurav Kochar has over 7 years of experience in equity reserach analysis.
- Mr Siddharth Srivastava has more than 10 years of experience in the field of financial services and stock markets.
- Mr. Siddhant Chhabria has over 6 years of experience in equity reserach analysis
- Mr. Gaurav Khandelwal has over 11 years of experience in equity reserach analysis
- Ms. Kruti Chheta has over 7 years of experience in Co - Fund Manager & Fixed Income Analyst

For Equity Funds: For Liquid / Debt Funds:

Current Monthly Average Expense Ratio for Growth Option (#)
(Effective Date 01stApril, 2019)
Regular Plan:
2.25% on the first `500 crores of the daily net assets
2.00% on the next `250 crores of the daily net assets
1.75% on the next `1,250 crores of the daily net assets
1.60% on the next `3,000 crores of the daily net assets
1.50% on the next `5,000 crores of the daily net assets
Total expense ratio reduction of 0.05% for every increase of `5,000 crores of daily net
assets or part there of, on the next `40,000 crores of the daily net assets
1.05% on the balance of the assets
In addition to the above a charge of 5bps* on the daily net assets; Plus, a proportionate
charge in respect to sales beyond T-30 cities subject to maximum of 30 bps on daily net
assets may also be charged
Excluding Statutory levies on Investment Management Fee.
For Exchange Traded Fund:
Current Monthly Average Expense Ratio for Growth Option (#)
(Effective Date 01stApril, 2019)
Regular Plan:
1.00% of the daily net assets
For Direct Plans (Effective Date 01stApril, 2019)#:
The above Monthly Average Expense Ratio will also be applicable for Direct Plans
except that the Direct Plan shall have a lower Monthly Average Expense Ratio
excluding distribution expenses, commission, etc. and no commission for distribution of
Units will be paid / charged under Direct Plan.
(#) Any change in the Expense Ratio will be updated on AMC Website.
Current Monthly Average Expense Ratio for Growth Option (#)
(Effective Date 01stApril, 2019)
Regular Plan:
2.00% on the first `500 crores of the daily net assets
1.75% on the next `250 crores of the daily net assets
1.50% on the next `1,250 crores of the daily net assets
1.35% on the next `3,000 crores of the daily net assets
1.25% on the next `5,000 crores of the daily net assets
Total expense ratio reduction of 0.05% for every increase of `5,000 crores of daily net
assets or part there of, on the next `40,000 crores of the daily net assets
0.80% on the balance of the assets
In addition to the above a charge of 5bps* on the daily net assets; Plus, a proportionate
charge in respect to sales beyond T-30 cities subject to maximum of 30 bps on daily net
assets may also be charged
Excluding Statutory levies on Investment Management Fee.
For Debt Oriented Close Ended Scheme:
Current Monthly Average Expense Ratio for Growth Option (#)
(Effective Date 01stApril, 2019)
Regular Plan:
1.00% of the daily net assets
For Direct Plans (Effective Date 01stApril, 2019)#:
The above Monthly Average Expense Ratio will also be applicable for Direct Plans
except that the Direct Plan shall have a lower Monthly Average Expense Ratio
excluding distribution expenses, commission, etc. and no commission for distribution of
Units will be paid / charged under Direct Plan.
(#) Any change in the Expense Ratio will be updated on AMC Website.

*The additional charge of 20bps has been reduced to 5bps with effect from May 30, 2018
@
The Volatility, Beta, R Squared, Sharpe Ratio & Information Ratio are calculated on returns from last three years Monthly data points.
#
Risk free rate: FBILOVERNIGHTMIBOR as on 30th November 2022.
^Basis last rolling 12 months.
IDCW is gross IDCW. As per current Income Tax Rules, for financial year 2020-21 IDCW under equity scheme is tax free in the hands of investors, whereas for IDCW
under Debt schemes applicable statutory levies, if any, needs to be adjusted by the AMC. The fiscal rules / tax laws are subject to change. For further details, please refer to the
section titled “Taxation” in the Statement of Additional Information of Mirae Asset Mutual Fund. In view of the individual nature of tax consequences, each investor is advised to
consult his / her professional tax advisor. For complete IDCW history details please refer to our website www.miraeassetmf.co.in
Statutory Details: Sponsor: Mirae Asset Global Investments Company Limited. Trustee: Mirae Asset Trustee Company Private Limited; Investment Manager: Mirae Asset
Investment Managers (India) Private Limited.

81 Mirae Asset Investment Managers (India) Private Limited

ASSET ALLOCATION

ASSET ALLOCATION

Mirae Asset Large Cap Fund (MALCF) Mirae Asset Great Consumer Fund (MAGCF)

Instruments Indicative allocations Risk Profile Instruments Indicative allocations Risk Profile
(% of total assets) Risk (% of total assets) Risk
Minimum Maximum Minimum Maximum
Equities and Equity Related Securities 35% 65% High Indian Equities and Equity Related 80% 100% High
of Large cap companies* Securities of companies that are likely
to benefit either directly or indirectly
Equities and Equity Related Securities 35% 65% High from consumption led demand*
of companies other than Large cap
companies* Money market instruments / debt 0% 20% Low to Medium
securities Instruments and / or un its
Money market instruments /debt 0% 30% Low to Medium of debt / liquid schemes of domestic/
securities Instruments* international Mutual Funds.

Mirae Asset Emerging Bluechip Fund (MAEBF)

Mirae Asset Healthcare Fund - (MAHCF)
Instruments Indicative allocations Risk Profile
(% of total assets) Risk Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Minimum Maximum
Minimum Maximum
Indian Equities and Equity Related 35% 65% High
Securities* of Large cap companies (top Indian Equities and Equity Related 80% 100% High
100 stocks by market capitalization at Securities* of companies that are likely
the time of investment).
to benefit either directly or indirectly
Indian Equities and Equity Related 35% 65% High from Healthcare and allied sectors
Securities* of Mid cap companies (which
are not part of the Top 100 stocks but Other equities and equity related 0% 20% High
fall within Top 250 stocks by market securities of companies in India
capitalization at the time of invest-
ment). Money market instruments / debt 0% 20% Low to Medium
ecurities, Instruments and/or units of
Other Indian Equities and Equity 0% 30% Low to Medium debt / liquid schemes of domestic Mu-
Related Securities/ Money market
instruments (including Tri-party repo)/ tual Funds
debt securities Instruments**
*Equity and Equity related instruments include investments in ADRs/IDRs convertible debentures, equity warrants, convertible preference Mirae Asset Banking and Financial Services Fund - (MABFSF)
shares, equity derivatives etc. **Debt instruments include securitized debt upto 20% of corpus.

Instruments Indicative allocations Risk Profile

Mirae Asset Tax Saver Fund - (MATSF)
(% of total assets) Risk
Instruments Indicative allocations Risk Profile Minimum Maximum
(% of total assets) Risk
Equity and equity related instruments 80% 100% High
Minimum Maximum of companies in the Banking and
Financial Services Sector in India
Equity and Equity Related Instruments* 80% 100% High
Other equities and equity related 0% 20% High
Debt Instruments, Money Market 0% 20% Low to
Instruments
Instruments, G-Secs, Cash, TREPS, Medium
Reverse Repo, etc. Debt and Money Market Instruments 0% 20% Low to Medium
including schemes of Mutual Fund
Mirae Asset Focused Fund - (MAFF)
Units issued by REIT/InVITs 0% 10% Medium to High
Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Mirae Asset Overnight Fund - (MAONF)
Minimum Maximum
Instruments Indicative allocations Risk Profile
Indian Equities and Equity Related 65% 100% High (% of total assets) Risk
Securities$*
Minimum Maximum
Money market instruments / debt 0% 35% Low to Medium
securities, Instruments and/or units Overnight securities or Debt Securities* 0% 100% Low
of debt / liquid schemes of domestic and Money Market Instruments@ (in-
Mutual Funds cluding MIBOR Linked instruments with
$
Subject to overall limit of 30 stock daily call and put options)
@
Maturing on or before the next business day.
Mirae Asset Midcap Fund - (MAMCF)

Instruments Indicative allocations Risk Profile Mirae Asset Cash Management Fund (MACMF)
(% of total assets) Risk
Instruments Indicative allocations Risk Profile
Minimum Maximum (% of total assets) Risk
Equities and equity related securities* 65% 100% High Minimum Maximum
of midcap companies
Money Market Instruments (including 20% 100% Low
Equities and equity related securities 0% 35% High Cash, Reverse Repo, TREPS) MIBOR &
other than above MIBOR linked instruments upto 91 days.

Money market instruments / debt 0% 35% Low to Medium Debt Instruments with residual maturity 0% 80% Medium
securities, Instruments and/or units upto 91 days only
of debt/liquid schemes of domestic
Mutual Funds

*To know in detail about the above schemes please read the SID/KIM

82 Mirae Asset Investment Managers (India) Private Limited

ASSET ALLOCATION

ASSET ALLOCATION

Mirae Asset Ultra Short Duration Fund (MAUSDF) Mirae Asset Corporate Bond Fund (MACBF)
Types of Instruments Indicative allocations Risk Profile Instruments Indicative allocations Risk Profile
(% of total assets) Risk (% of total assets) Risk
Minimum Maximum Minimum Maximum
Debt & Money market instruments 0% 100% Low to Medium Corporate Debt* rated AA+ and above 80% 100% Low to Medium
including government securities*
Government Securities, other debt and 0% 20% Low to Medium
Units issued by REITs & InvITs 0% 10% Medium to High Money Market Instruments
*Macaulay Duration of the portfolio shall be between 3 months and 6 months.
Units issued by REITs & InvITs 0% 10% Medium to
High
Mirae Asset Savings Fund (MASF) *Corporate Debt include Debenture, Bonds, Commercial Papers and other instruments issued by Corporate entities (private institutions
across sectors including NBFC’s, Banks, Financial Institutions, Public Sector Undertakings etc), Securitized Debt#, etc. which are rated as
higher than or equal to AA+.
Instruments Indicative allocations Risk Profile Mirae Asset Hybrid Equity Fund (MAHEF)
(% of total assets) Risk
Instruments Indicative allocations Risk Profile
Minimum Maximum (% of total assets) Risk
Money Market Instruments and debt 0% 100% Low to Medium Minimum Maximum
instruments with Macaulay duration of
the portfolio between 6 months and 12 Equity and Equity Related 65% 80% High
months
Instruments*

Debt & Money Market Instruments 20% 35% Medium

Mirae Asset Money Market Fund - (MAMMF)
Units issued by REITs and InvITs 0% 10% Medium to
Instruments Indicative allocations Risk Profile High
(% of total assets) Risk *Equity and Equity related instruments include convertible debentures, equity warrants, convertible preference shares, derivatives, etc.

Minimum Maximum Mirae Asset Equity Savings Fund - (MAESF)

Money market instruments* 0% 100% Low Instruments Indicative allocations Risk Profile
*Money market instruments (as defined by SEBI / RBI from time to time) having maturity up to 1 Year. (% of total assets) Risk

Mirae Asset Banking And PSU Debt Fund (MABPDF) Minimum Maximum
Indian Equities and Equity Related 65% 90% Medium to High
Instruments Indicative alloca- Risk Profile Securities
tions
(% of total assets) i) Equities & equity related instruments 20% 45% High
Risk (unhedged)*

Minimum Maximum ii) Equities, equity related instruments 20% 70% Low to Medium
and derivatives including index options
Debt and Money Market Instruments, 80% 100% Low to Medium & stock option etc. as part of hedged /
issued by Scheduled Commercial Banks, arbirage exposure.**
Public Sector Undertakings (PSUs)
& Public Financial Institutions (PFIs) Money market instruments / debt 10% 35% Low to Medium
Municipal Bonds securities, Instruments and/or units
of debt / liquid schemes of domestic
Debt (including government securities) 0% 20% Low to Medium Mutual Funds
and Money Market Instruments issued **The derivative positions will be hedged against corresponding positions in either equity or derivative markets depending on the strategies
by entities other than Banks, PFIs, PSUs involved and execution costs.

and Municipal Bonds Mirae Asset Arbitrage Fund - (MAAF)

Units issued by REITs & InvITs 0% 10% Low to Medium Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Mirae Asset Short Term Fund - (MASTF)
Minimum Maximum
Instruments Indicative allocations Risk Profile Equities and Equity Linked 65% 90% Medium to High
(% of total assets) Risk instruments*
Minimum Maximum Derivatives including Index Futures, 65% 90% Medium to High
Stock Futures, Index Options and Stock
Money market instruments & Debt 0% 100% Low to Medium Options
instrument with macaulay duration of
the portfolio between 1 year to 3 years. Debt securities and Money Market In- 10% 35% Low to Medium
struments (including the margin money
Units issued by REITs & InvITs 0% 10% Low to Medium deployed in derivative transactions)

Units issued by REITs & InvITs 0% 10% Medium to High

Mirae Asset NIFTY 50 ETF - (MAN50ETF)

Mirae Asset Dynamic Bond Fund - (MADBF)
Instruments Indicative allocations Risk Profile
Instruments Indicative allocations Risk Profile (% of total assets) Risk
(% of total assets) Risk
Minimum Maximum
Minimum Maximum
Securities included in the Nifty 50 Index 95% 100% High
Money market instruments & Debt 0% 100% Low to Medium
securities Money market instruments & Debt 0% 5% Low to Medium
securities, Instruments and/or units
*To know in detail about the above schemes please read the SID/KIM of debt/liquid schemes of domestic
Mutual Funds

83 Mirae Asset Investment Managers (India) Private Limited

ASSET ALLOCATION

ASSET ALLOCATION

Mirae Asset Nifty Next 50 ETF - (MANXT50ETF) Mirae Asset Hang Seng TECH ETF - (MAHKTECH)

Instruments Indicative allocations Risk Profile Instruments Indicative allocations Risk Profile
(% of total assets) Risk (% of total assets) Risk
Minimum Maximum Minimum Maximum
Securities included in the Nifty Next 50 95% 100% Low Securities included in the Hang Seng 95% 100% High
Index TECH Index

Money market instruments / debt 0% 5% Low to Medium Money market instruments / debt securi- 0% 5% Low to Medium
securities,Instruments and/or units ties, Instruments and/or units of schemes
of debt/liquid schemes of domestic of domestic Mutual Funds
Mutual Funds, but excluding
subscription and redemption cash flow$ Mirae Asset Nifty 100 ESG Sector Leaders Fund of Fund - (MAESGSLF)
$
Subscription cash flow is the subscription money in transit before deployment and
Instruments Indicative allocations Risk Profile
redemption cash flow is the money kept aside for meeting redemptions.
(% of total assets) Risk
Mirae Asset Nifty 100 ESG Sector Leaders ETF - (MAESGETF)
Minimum Maximum
Instruments Indicative allocations Risk Profile Units of Mirae Asset Nifty 100 ESG Sector 95% 100% High
(% of total assets) Risk Leaders ETF

Minimum Maximum Money market instruments / debt secu- 0% 5% Low to Medium

rities, Instruments and/or units of debt/
Securities included in the Nifty100 95% 100% High liquid schemes of domestic Mutual Funds
ESG Sector Leaders Index
Mirae Asset Equity Allocator Fund of Fund - (MAEAF)
Money market instruments / debt 0% 5% Low to Medium
securities, Instruments and/or units Instruments Indicative allocations Risk Profile
of debt/liquid schemes of domestic
(% of total assets) Risk
Mutual Funds.
Minimum Maximum
Mirae Asset NYSE FANG+ ETF - (MAFANG)
Units of domestic Equity Exchange 95% 100% High
Traded Funds (ETFs)
Instruments Indicative allocations Risk Profile
(% of total assets) Risk Money market instruments / debt secu- 0% 5% Low to
rities, Instruments and/or units of debt/ Medium
Minimum Maximum liquid schemes of domestic Mutual Funds

Securities included in the NYSE FANG+ 95% 100% High

Index
Mirae Asset NYSE FANG+ETF Fund of Fund - (MAFPF)

Money market instruments / debt se- 0% 5% Low to Medium Instruments Indicative allocations Risk Profile
curities, Instruments and/or units of (% of total assets) Risk
schemes of domestic Mutual Funds.
Minimum Maximum
Mirae Asset Nifty Financial Services ETF - (MAFSETF) Units of Mirae Asset NYSE FANG+ ETF 95% 100% High

Instruments Indicative allocations Risk Profile Money market instruments / debt secu- 0% 5% Low to
rities, Instruments and/or units of debt/ Medium
(% of total assets) Risk liquid schemes of domestic Mutual Funds
Minimum Maximum
MIRAE ASSET S&P 500 TOP 50 ETF FUND OF FUND - (MASPF)
Securities included in the Nifty Financial 95% 100% High
Services Index Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Money market instruments / debt 0% 5% Low to Medium
securities, Instruments and/or units of Minimum Maximum
debt/liquid schemes of domestic Mutual
Funds Units of Mirae Asset S&P 500 Top 50 ETF 95% 100% High

Money market instruments / debt secu- 0% 5% Low to

rities, Instruments and/or units of debt/ Medium
Mirae Asset S&P 500 Top 50 ETF - (MASPTOP50)
liquid schemes of domestic Mutual Funds
Instruments Indicative allocations Risk Profile Mirae Asset Hang Seng TECH ETF Fund of Fund - (MAHSF)
(% of total assets) Risk
Instruments Indicative allocations Risk Profile
Minimum Maximum
(% of total assets) Risk
Securities included in the S&P 500 Top 95% 100% High
50 Index Minimum Maximum

Money market instruments / debt 0% 5% Low to Medium Units of Mirae Asset Hang Seng TECH 95% 100% High
securities, Instruments and/or units of ETF
schemes of domestic Mutual Funds. Money market instruments / debt secu- 0% 5% Low to Medium
rities, Instruments and/or units of debt/
liquid schemes of domestic Mutual Funds

84 Mirae Asset Investment Managers (India) Private Limited

ASSET ALLOCATION

ASSET ALLOCATION

Mirae Asset Nifty India Manufacturing ETF - (MTETF) Mirae Asset Nifty India Manufacturing ETF Fund of Fund - (MAMFOF)

Instruments Indicative allocations Risk Profile Instruments Indicative allocations Risk Profile
(% of total assets) Risk (% of total assets) Risk
Minimum Maximum Minimum Maximum
Securities included in the Nifty India 95% 100% High Units of Mirae Asset Nifty India 95% 100% High
Manufacturing Index Manufacturing ETF

Money market instruments / debt 0% 5% Low to Medium Money market instruments / debt 0% 5% Low to Medium
securities, Instruments securities, Instruments
and/or units of debt/liquid schemes of and/or units of debt/liquid schemes of
domestic Mutual Funds domestic Mutual Funds

Mirae Asset Nifty SDL Jun 2027 Index Fund - (MANJF)

Mirae Asset Nifty Midcap 150 ETF - (MANMF)
Instruments Indicative allocations Risk Profile
Instruments Indicative allocations Risk Profile
(% of total assets) Risk
(% of total assets) Risk
Minimum Maximum
Minimum Maximum
State Development Loans (SDLs) 95% 100% Low to Medium
Securities included in the Nifty 95% 100% High
representing Nifty SDL Jun 2027 Index
Midcap 150 Index
Money Market instruments 0% 5% Low to Medium
Money market instruments including 0% 5% Low to Medium
(Treasury Bills, Government Securities
Tri Party REPO/ debt securities,
and Tri-party Repo on government
Instruments and/or units of debt/liquid
securities or T-bills Only)*
schemes of domestic Mutual Funds.
* Money Market Instruments will include only treasury bills and government securities having a residual maturity upto
one year, Tri-party Repo on government securities or T-bills and any other like instruments as specified by the Reserve
Bank of India from time to time.
Mirae Asset Global Electric & Autonomous Vehicles ETFs Fund of Fund -
Mirae Asset Balanced Advantage Fund - (MABAF) (MAGEF)

Instruments Indicative allocations Risk Profile Instruments Indicative allocations Risk Profile
(% of total assets) Risk (% of total assets) Risk
Minimum Maximum Minimum Maximum
Equity and equity related instruments 0% 100% High Units of overseas equity Exchange 95% 100% High
Traded Funds$
Debt securities (including securitized 0% 100% Medium to high
debt), money market instruments Money market instruments including 0% 5% Low to Medium
(including Triparty REPO, Reverse Repo Tri Party REPO/ debt securities, Units of
and equivalent) debt/liquid schemes of domestic Mutual
Funds
MIRAE ASSET GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF
$
The scheme may invest in multiple ETFs which are listed in different countries and tracks
FUND OF FUND - (MAAIF) various companies which are involved in development of Electric & Autonomous Vehicles and
related technology, components and materials across geographies.
Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Mirae Asset Nifty AAA PSU Bond Plus SDL Apr 2026 50:50 Index Fund -
Minimum Maximum
(MANPF)
Units of Global X Artificial Intelligence & 95% 100% High
Technology ETF Instruments Indicative allocations Risk Profile
(% of total assets) Risk
Money market instruments including Tri 0% 5% Low to Medium
Party REPO/ debt securities Minimum Maximum
#Bonds issued by AAA rated Public 95% 100% Low to Medium
MIRAE ASSET CRISIL IBX GILT INDEX - APRIL 2033 INDEX FUND - (MACIF) Sector Undertaking (PSU) and State
Development Loans (SDLs) represent-
Instruments Indicative allocations Risk Profile ing Nifty AAA PSU Bond Plus SDL Apr
(% of total assets) Risk 2026 50:50 Index

Minimum Maximum Money Market instruments (Trea- 0% 5% Low to Medium

sury Bills, Government Securities
Government Securities (G-Secs) repre- 95% 100% High and Tri-party Repo on government
senting CRISIL IBX Gilt Index - April 2033 securities or T-bills Only)
Money market instruments and/or units 0% 5% Low to Medium #To know in detail about the above schemes please read the SID/KIM
of debt/liquid schemes of domestic
Mutual Funds
*To know in detail about the above schemes please read the SID/KIM

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Email Us Call Us Internet Twitter Facebook Instagram Contact Your Financial
customercare@miraeasset.com 1800-2090-777 (Toll Free) Mon-sat: 9am to 6pm www.miraeassetmf.co.in @MiraeAsset_IN MiraeAssetIN
MiraeAssetIN Advisor or MFD for
details

Mirae Asset Investment Managers (India) Private Limited

CIN: U65990MH2019PTC324625
Unit No. 606, 6th Floor, Windsor Building, Off C.S.T. Road, Kalina, Santacruz (E), Mumbai - 400 098.
85 Mirae Asset Investment Managers (India) Private Limited