sigma 1 sigma 2 sigma 3

p11(30) 2p11(30)
257850.604 13508289.4 98864.41 0.96353 0.92839

13865004.412
premi bersih 2848333.1335 q1(30) q1(31)
0.00056 0.0006

p12(30) p12(31)
0.02635 0.02913

q2(31) q2(33)
0.00063 0.00072

0p22(31) p22(32)
1 0.99933
 anuitas p22
3p11(30) 4p11(30) 5p11(30) 31;5 5.32156
0.89453 0.86191 0.83047 32;5 5.32106
33;5 5.32044
34;5 5.31968
q1(32) q1(33) q1(34) 35;5 5.31893
0.00064 0.00069 0.00074
anuitas 11 (15:5)
p12(32) p12(33) p12(34) 4.867761
0.0319 0.03468 0.03745

q2(35) q2(37) q2(39)

0.00084 0.00098 0.00113

2p22(33) 3p22(34) 4p22(35) 0.95238

0.99856 0.99766 0.99664 0.90703
0.86384 V
0.82270
0.78353
 sigma 1 sigma 2 sigma
225088.819318 10583311.7111 12124.94257

10820525.473
premi 2448289.2322
p11(30) 2p11(30) 3p11(30) 4p11(30) 5p11(30) anuitas p22
0.96353 0.92839 0.89453 0.86191 0.83047 31;5 4.78408
32;5 4.78365
q1(30) q1(31) q1(32) q1(33) q1(34) 33;5 4.78312
0.00056 0.0006 0.00064 0.00069 0.00074 34;5 4.78248
35;5 4.78184
p12(30) p12(31) p12(32) p12(33) p12(34)
0.02635 0.02913 0.0319 0.03468 0.03745
anuitas 11 (15:5)
q2(31) q2(33) q2(35) q2(37) q2(39) 4.419627
0.00063 0.00072 0.00084 0.00098 0.00113

0p22(31) p22(32) 2p22(33) 3p22(34) 4p22(35) v

1 0.99933 0.99856 0.99766 0.99664 0.90909 v
0.82645 v2
0.75131 v3
0.68301 v4
0.62092 v5
 sigma 1 sigma 2 sigma 3
359187.09482 19239549 31953.86

19630689.74
premi 4181319.4972
p11(35) 2p11(35) 3p11(35) 4p11(35) 5p11(35)
0.94585 0.89463 0.84619 0.80037 0.75703

q1(35) q1(36) q1(37) q1(38) q1(39)

0.0008 0.00086 0.00093 0.001 0.00108
anuitas 11;5
p12(35) p12(36) p12(37) p12(38) p12(39) 4.694855
0.03881 0.043 0.04719 0.05139 0.05558
0.952381
q2(36) q2(38) q2(40) q2(42) q2(44) 0.907029
0.0009 0.00098 0.00105 0.00113 0.00124 0.863838 V
0.822702
0p22(36) p22(37) 2p22(38) 3p22(39) 4p22(40) 0.783526
1 0.99902 0.9979 0.99661 0.99505

p22(36;5)
0.9991 0.9982 0.9973 0.9964 0.99551
anuitas p22
p22(37;5) 36;5 5.318175
0.99902 0.99804 0.99706 0.99609 0.99511 37;5 5.317178
38;5 5.316298
p22(38;5) 39;5 5.315293
0.99895 0.9979 0.99685 0.99581 0.99476 40;5 5.313918

p22(39;5)
0.99887 0.99774 0.99661 0.99549 0.99436

p22(40;5)
0.99876 0.99752 0.99628 0.99505 0.99382
 sigma 1 sigma 2 sigma 3
313931.13983 15097477 25407.92 p11(35)
0.94585
15436816.399
premi 3630738.1818
q1(35)
0.0008

p12(35)
0.03881
p22(36;5)
0.9991 0.9982 0.9973 0.9964 0.99551 q2(36)
0.0009
p22(37;5)
0.99902 0.99804 0.99706 0.99609 0.99511 0p22(36)
1
p22(38;5)
0.99895 0.9979 0.99685 0.99581 0.99476

p22(39;5)
0.99887 0.99774 0.99661 0.99549 0.99436

p22(40;5)
0.99876 0.99752 0.99628 0.99505 0.99382
2p11(35) 3p11(35) 4p11(35) 5p11(35) anuitas p22
0.89463 0.84619 0.80037 0.75703 21;5 4.78121
22;5 4.78036
23;5 4.77961
q1(36) q1(37) q1(38) q1(39) 24;5 4.77876
0.00086 0.00093 0.001 0.00108 25;5 4.77760

p12(36) p12(37) p12(38) p12(39) anuitas p11 (20;5)

0.043 0.04719 0.05139 0.05558 V 4.251702
0.90909 v1
q2(38) q2(40) q2(42) q2(44) 0.82645 v2
0.00098 0.00105 0.00113 0.00124 0.75131 v3
0.68301 v4
p22(37) 2p22(38) 3p22(39) 4p22(40) 0.62092 v5
0.99902 0.9979 0.99661 0.99505
 V^n (1:5) p11 q1
0.952381 1 0.00187
sigma 1 sigma 2 sigma 3 0.907029 0.87183 0.00209
0.00178095238 0.410428 0.07741 175200 0.863838 0.76009 0.0023
0.00165272082 0.355945 0.06717 159215 0.822702 0.66267 0.00253
0.00151016694 0.3081 0.05817 127320 0.783526 0.57773 0.00277
0.00137930603 0.266203 0.05029 76528 0.50369
0.0012538864 0.229642 0.04342 0
757703.256866 31406350 159573.963737654

32323627.3039
8158140.39188
 p12 q2 p22 p22 (46;5) p22 (47;5) p22 (48;5) p22 (49;5) p22 (50;5) c-(h(b))
0.08128 0.00219 1 0.99781 0.99759 0.99734 0.99709 0.9968 80000000
0.08494 0.00266 0.99759 0.99562 0.99519 0.99469 0.99419 0.99361 60000000
0.08860 0.0032 0.99469 0.99344 0.99279 0.99204 0.9913 0.99043 40000000
0.09225 0.00386 0.9913 0.99127 0.99039 0.9894 0.98841 0.98726 20000000
0.09591 0.00464 0.98726 0.9891 0.98801 0.98677 0.98553 0.9841 0

anuitas p22 anuitas p11 45;5

p22 46;5 5.302029 3.962132
p22 47;5 5.299290
p22 48;5 5.296164
p22 49;5 5.293047
p22 50;5 5.289427
 V^n (1:5) p11 q1 p12
sigma 1 sigma 2 sigma 3 0.90909 1 0.00187 0.08128
0.00170 0.352276 0.073891 159272.7 0.82645 0.87183 0.00209 0.08494
0.00151 0.291635 0.061201 131582.9 0.75131 0.76009 0.0023 0.0886
0.00131 0.240968 0.050597 95657.64 0.68301 0.66267 0.00253 0.09225
0.00115 0.198743 0.041754 52269.9 0.62092 0.57773 0.00277 0.09591
0.00099 0.16366 0.034405 0 0.50369
665811.96 24945641 438783.2
114894.185131771 anuitas p22 anuitas p11
25726347.18 46;5 4.767517 3.625969
7095026.2298 47;5 4.765195
48;5 4.762545
49;5 4.759902
50;5 4.756832
 q2 p22 p22 (46;5) p22 (47;5) p22 (48;5) p22 (49;5) p22 (50;5) c-(h(b))
0.00219 1 0.99781 0.99759 0.99734 0.99709 0.9968 80000000
0.00266 0.99759 0.99562 0.99519 0.99469 0.99419 0.99361 60000000
0.0032 0.99469 0.99344 0.99279 0.99204 0.9913 0.99043 40000000
0.00386 0.9913 0.99127 0.99039 0.9894 0.98841 0.98726 20000000
0.00464 0.98726 0.9891 0.98801 0.98677 0.98553 0.9841 0

anuitas p11
sigma 1 sigma 2 sigma 3 V^n (1:5)
0.0046 0.5749357071 0.1092857142857 419047.619048 0.95238
0.00383553741 0.4674202855 0.0889346938776 341371.858503 0.90703
0.00316729295 0.3788484045 0.0721501457726 239879.961127 0.86384
0.00259860087 0.3062300071 0.058371234208 126270.09857 0.82270
0.00211353582 0.2469146374 0.0471059280855 0 0.78353
1631496.70559 39486980.834 1126569.53725
423418.587748354
41541896.1276
12109987.1686
p11 q1 p12 q2 p22 p22 (56;5) p22 (57;5) p22 (58;5)p22(59;5) p22(60;5)
1 0.00483 0.11475 0.0055 1 0.9945 0.99409 0.99369 0.99332 0.99295
0.807 0.00524 0.12150 0.00631 0.99409 0.98903 0.98821 0.98742 0.98668 0.98595
0.65125 0.00563 0.12825 0.00705 0.98472 0.98359 0.98237 0.98119 0.98009 0.979
0.52556 0.00601 0.13500 0.00783 0.98009 0.97818 0.97657 0.975 0.97355 0.9721
0.42413 0.00636 0.14175 0.00875 0.9721 0.9728 0.9708 0.96885 0.96704 0.96524
0.34227

anuitas p22 anuitas p11 45;5

p22 (56;5) 5.26085 3.430383
p22 (57;5) 5.25577
p22 (58;5) 5.250834
p22(59;5) 5.246249
p22(60;5) 5.241689
c-(h(b))
80000000
60000000
40000000
20000000
 V^n (1:5)
sigma 1 sigma 2 sigma 3 0.909091
0.0043909091 0.49369614 0.10431818 400000 0.826446
0.0034947769 0.3831498040.08103347 311043.367 0.751315
0.0027547239 0.2964466490.06275193 208633.388 0.683013
0.002157377 0.228742671
0.04846021 104830.335 0.620921
0.0016749147 0.1760615770.03733006 0
1024507.09
1447270.1452 31561936.82 342076.614816508

33351283.579
10524462.901
p11 q1 p12 q2 p22 p22 (56;5) p22 (57;5) p22 (58;5)p22(59;5) p22(60;5)
1 0.00483 0.11475 0.0055 1 0.9945 0.99409 0.99369 0.99332 0.99295
0.807 0.00524 0.1215 0.00631 0.99409 0.98903 0.98821 0.98742 0.98668 0.98595
0.65125 0.00563 0.12825 0.00705 0.98472 0.98359 0.98237 0.98119 0.98009 0.979
0.52556 0.00601 0.135 0.00783 0.98009 0.97818 0.97657 0.975 0.97355 0.9721
0.42413 0.00636 0.14175 0.00875 0.9721 0.9728 0.9708 0.96885 0.96704 0.96524
0.34227

anuitas p22
p22 (56;5) 4.732599 anuitas p11 (55;5)
p22 (57;5) 4.728291 3.16893
p22 (58;5) 4.724104
p22(59;5) 4.720216
p22(60;5) 4.716349
c-(h(b))
80000000
60000000
40000000
20000000