TUGAS 1

BAHASA INGGRIS NIAGA

Nama: MAHDANY ANUGRAH

NIM: 0427748026
 Sesi 3 : Economic Terms from D to E

Demographics 

Please choose one of the topics below. Then,  write an essay consisting of 3 paragraph.
Elaborate your own opinion with the references related to the topic that you choose. 

1. You
have a property business. Sometimes you need to loan a big amount of money to run your 
business. What kind of bank that is suitable with your business. Please explain your reaso
n!  

2. Demand is an economic concept that relates to a consumer's desire to purchase goods and 
services and willingness to pay a specific price for them. What will happen to the demand 
If suppliers charge too much for a product? 

3. Demographic analysis is the study of a population-based on factors such as age, race, an
d sex. Why do the companies must do demographic analysis before they run their busines
s? 

Selamat Bekerja.

Salam,

___Tutor___

My Essay :

As a property business owner, finding the right bank for loans is crucial to keep

the business running. For property business, it is important to choose a bank that offers
commercial real estate loans. These loans are specifically designed for property businesses and
can provide a range of benefits such as long repayment terms, low interest rates, and larger loan
amounts. In addition, banks that have experience and knowledge in the property industry can
provide valuable insights and advice to help the business succeed.

According to a report by the Federal Reserve, commercial real estate loans are an
essential part of the banking industry, with a growth rate of 6.5% in 2019. Choosing a bank that
specializes in commercial real estate loans can benefit property business owners in several ways.
For instance, banks that offer these loans have a better understanding of the risks and rewards
associated with the property industry, enabling them to provide tailored loan products and
services to help businesses succeed.

In conclusion, choosing the right bank is crucial for the success of a property business,
and commercial real estate loans are the best option for businesses in this industry. These loans
offer several advantages such as long repayment terms, low-interest rates, and larger loan
amounts. Property business owners should do thorough research before selecting a bank and
consider factors such as the bank's experience and knowledge in the industry, loan products and
services, and customer support.

References:

Federal Reserve. (2020). Commercial Real Estate Loans: A Look at the Trends in Banking.
Retrieved from https://www.frbsf.org/community-development/files/commercial-real-estate-
loans.pdf

Terjemahan:

Sebagai pemilik bisnis properti, menemukan bank yang tepat untuk pinjaman sangat penting
untuk menjaga kelangsungan bisnis.
Untuk bisnis properti, penting memilih bank yang menawarkan pinjaman real estat komersial.
Pinjaman ini dirancang khusus untuk bisnis properti dan dapat memberikan sejumlah manfaat
seperti jangka waktu pembayaran yang panjang, suku bunga rendah, dan jumlah pinjaman yang
lebih besar.

Selain itu, bank yang memiliki pengalaman dan pengetahuan di industri properti dapat
memberikan wawasan dan saran yang berharga untuk membantu bisnis berhasil.